2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Lake Michigan Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Lake Michigan Credit Union 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Lake Michigan Credit Union Po Box 2848 Caledonia, MI 49501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 14,302 |
| Total Mortgage Loan Application Amount | $2,403,109,000 |
| Average Mortgage Loan Application Amount | $130,666 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $70,666 |
| Highest Applicant Income | $7,927,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Lake Michigan Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Lake Michigan Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Lake Michigan Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Lake Michigan Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Lake Michigan Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Lake Michigan Credit Union's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Accomack County Virginia | 8 | $ 1,199,000 | $ 149,000 | $ 0 |
| Adams County Indiana | 3 | $ 334,000 | $ 111,000 | $ 0 |
| Adams County Pennsylvania | 2 | $ 391,000 | $ 195,000 | $ 0 |
| Aiken County South Carolina | 4 | $ 728,000 | $ 182,000 | $ 0 |
| Alamance County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Albemarle County Virginia | 4 | $ 1,018,000 | $ 254,000 | $ 0 |
| Alcona County Michigan | 2 | $ 198,000 | $ 99,000 | $ 108,000 |
| Alexandria County Virginia | 5 | $ 1,336,000 | $ 267,000 | $ 0 |
| Allegan County Michigan | 436 | $ 69,262,000 | $ 158,000 | $ 74,000 |
| Allegheny County Pennsylvania | 14 | $ 4,473,000 | $ 319,000 | $ 0 |
| Allen County Indiana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Alpena County Michigan | 3 | $ 468,000 | $ 156,000 | $ 100,000 |
| Amelia County Virginia | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Amherst County Virginia | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Anderson County Tennessee | 2 | $ 499,000 | $ 249,000 | $ 0 |
| Anne Arundel County Maryland | 6 | $ 1,506,000 | $ 251,000 | $ 0 |
| Anoka County Minnesota | 3 | $ 505,000 | $ 168,000 | $ 27,000 |
| Antrim County Michigan | 66 | $ 14,774,000 | $ 223,000 | $ 136,000 |
| Arenac County Michigan | 1 | $ 280,000 | $ 280,000 | $ 832,000 |
| Arlington County Virginia | 7 | $ 1,924,000 | $ 274,000 | $ 0 |
| Ashland County Ohio | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Augusta County Virginia | 3 | $ 526,000 | $ 175,000 | $ 0 |
| Baltimore City County Maryland | 5 | $ 1,358,000 | $ 271,000 | $ 0 |
| Baltimore County Maryland | 5 | $ 953,000 | $ 190,000 | $ 0 |
| Barry County Michigan | 185 | $ 27,351,000 | $ 147,000 | $ 77,000 |
| Bartholomew County Indiana | 2 | $ 249,000 | $ 124,000 | $ 0 |
| Bay County Michigan | 34 | $ 5,193,000 | $ 152,000 | $ 59,000 |
| Beaufort County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Beaver County Pennsylvania | 3 | $ 726,000 | $ 242,000 | $ 0 |
| Bedford County Virginia | 3 | $ 437,000 | $ 145,000 | $ 0 |
| Belmont County Ohio | 3 | $ 566,000 | $ 188,000 | $ 0 |
| Benzie County Michigan | 64 | $ 11,960,000 | $ 186,000 | $ 101,000 |
| Bergen County New Jersey | 8 | $ 3,256,000 | $ 407,000 | $ 0 |
| Berkeley County South Carolina | 4 | $ 852,000 | $ 213,000 | $ 0 |
| Berks County Pennsylvania | 3 | $ 415,000 | $ 138,000 | $ 0 |
| Berrien County Michigan | 125 | $ 21,750,000 | $ 174,000 | $ 106,000 |
| Blount County Tennessee | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Boone County Illinois | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Boone County Indiana | 3 | $ 696,000 | $ 232,000 | $ 0 |
| Boone County Kentucky | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Branch County Michigan | 8 | $ 1,464,000 | $ 183,000 | $ 125,000 |
| Broward County Florida | 1 | $ 117,000 | $ 117,000 | $ 60,000 |
| Brown County Indiana | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Brown County Ohio | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Brown County Wisconsin | 3 | $ 463,000 | $ 154,000 | $ 5,000 |
| Brunswick County North Carolina | 2 | $ 405,000 | $ 202,000 | $ 0 |
| Bucks County Pennsylvania | 14 | $ 4,179,000 | $ 298,000 | $ 0 |
| Buncombe County North Carolina | 6 | $ 912,000 | $ 152,000 | $ 0 |
| Burlington County New Jersey | 2 | $ 603,000 | $ 301,000 | $ 0 |
| Butler County Ohio | 26 | $ 3,414,000 | $ 131,000 | $ 2,000 |
| Butler County Pennsylvania | 3 | $ 1,159,000 | $ 386,000 | $ 0 |
| Cabarrus County North Carolina | 7 | $ 1,617,000 | $ 231,000 | $ 0 |
| Cabell County West Virginia | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Calhoun County Michigan | 35 | $ 4,429,000 | $ 126,000 | $ 71,000 |
| Calvert County Maryland | 2 | $ 722,000 | $ 361,000 | $ 0 |
| Camden County New Jersey | 5 | $ 1,128,000 | $ 225,000 | $ 0 |
| Camden County North Carolina | 2 | $ 177,000 | $ 88,000 | $ 0 |
| Campbell County Kentucky | 2 | $ 351,000 | $ 175,000 | $ 0 |
| Cape May County New Jersey | 9 | $ 2,092,000 | $ 232,000 | $ 0 |
| Caroline County Virginia | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Carteret County North Carolina | 3 | $ 544,000 | $ 181,000 | $ 0 |
| Cass County Michigan | 46 | $ 5,517,000 | $ 119,000 | $ 60,000 |
| Catawba County North Carolina | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Cecil County Maryland | 4 | $ 848,000 | $ 212,000 | $ 0 |
| Charles County Maryland | 4 | $ 729,000 | $ 182,000 | $ 0 |
| Charleston County South Carolina | 8 | $ 1,966,000 | $ 245,000 | $ 0 |
| Charlevoix County Michigan | 70 | $ 13,163,000 | $ 188,000 | $ 143,000 |
| Charlottesville County Virginia | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Chatham County North Carolina | 6 | $ 1,714,000 | $ 285,000 | $ 0 |
| Cheboygan County Michigan | 13 | $ 2,488,000 | $ 191,000 | $ 244,000 |
| Chesapeake County Virginia | 32 | $ 8,984,000 | $ 280,000 | $ 0 |
| Chester County Pennsylvania | 19 | $ 5,863,000 | $ 308,000 | $ 0 |
| Chesterfield County Virginia | 26 | $ 5,693,000 | $ 218,000 | $ 0 |
| Chippewa County Michigan | 2 | $ 217,000 | $ 108,000 | $ 23,000 |
| Clare County Michigan | 4 | $ 463,000 | $ 115,000 | $ 27,000 |
| Clarendon County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Clermont County Ohio | 10 | $ 1,368,000 | $ 136,000 | $ 0 |
| Clinton County Michigan | 29 | $ 5,184,000 | $ 178,000 | $ 35,000 |
| Clinton County Ohio | 2 | $ 288,000 | $ 144,000 | $ 0 |
| Colleton County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Colonial Heights County Virginia | 4 | $ 453,000 | $ 113,000 | $ 0 |
| Columbia County Wisconsin | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Cook County Illinois | 142 | $ 31,367,000 | $ 220,000 | $ 5,000 |
| Crawford County Michigan | 5 | $ 554,000 | $ 110,000 | $ 23,000 |
| Cumberland County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Currituck County North Carolina | 12 | $ 3,812,000 | $ 317,000 | $ 0 |
| Cuyahoga County Ohio | 46 | $ 8,687,000 | $ 188,000 | $ 19,000 |
| Dakota County Minnesota | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Dane County Wisconsin | 11 | $ 2,445,000 | $ 222,000 | $ 8,000 |
| Dare County North Carolina | 11 | $ 2,672,000 | $ 242,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Davidson County North Carolina | 4 | $ 484,000 | $ 121,000 | $ 0 |
| Davidson County Tennessee | 2 | $ 244,000 | $ 122,000 | $ 0 |
| Davie County North Carolina | 1 | $ 322,000 | $ 322,000 | $ 0 |
| Delaware County Ohio | 13 | $ 3,040,000 | $ 233,000 | $ 21,000 |
| Delaware County Pennsylvania | 16 | $ 3,659,000 | $ 228,000 | $ 0 |
| Delta County Michigan | 2 | $ 287,000 | $ 143,000 | $ 96,000 |
| District of Columbia County District Of Columbia | 8 | $ 2,837,000 | $ 354,000 | $ 0 |
| Door County Wisconsin | 1 | $ 262,000 | $ 262,000 | $ 0 |
| DuPage County Illinois | 37 | $ 9,366,000 | $ 253,000 | $ 44,000 |
| Duplin County North Carolina | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Durham County North Carolina | 19 | $ 3,265,000 | $ 171,000 | $ 0 |
| Eaton County Michigan | 15 | $ 2,325,000 | $ 155,000 | $ 79,000 |
| Edgefield County South Carolina | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Elkhart County Indiana | 1 | $ 104,000 | $ 104,000 | $ 37,000 |
| Emmet County Michigan | 38 | $ 9,953,000 | $ 261,000 | $ 211,000 |
| Erie County Ohio | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Essex County New Jersey | 14 | $ 5,655,000 | $ 403,000 | $ 0 |
| Essex County Virginia | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Fairfax County Virginia | 25 | $ 6,882,000 | $ 275,000 | $ 0 |
| Fairfield County Ohio | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Fauquier County Virginia | 9 | $ 2,945,000 | $ 327,000 | $ 0 |
| Fayette County Tennessee | 6 | $ 1,269,000 | $ 211,000 | $ 0 |
| Floyd County Virginia | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Forsyth County North Carolina | 15 | $ 2,960,000 | $ 197,000 | $ 0 |
| Franklin County Indiana | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Franklin County North Carolina | 1 | $ 274,000 | $ 274,000 | $ 0 |
| Franklin County Ohio | 91 | $ 16,397,000 | $ 180,000 | $ 24,000 |
| Franklin County Pennsylvania | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Frederick County Maryland | 11 | $ 2,846,000 | $ 258,000 | $ 0 |
| Frederick County Virginia | 3 | $ 869,000 | $ 289,000 | $ 0 |
| Fredericksburg County Virginia | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Freeborn County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Galax County Virginia | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Gaston County North Carolina | 2 | $ 559,000 | $ 279,000 | $ 0 |
| Geauga County Ohio | 8 | $ 2,214,000 | $ 276,000 | $ 22,000 |
| Genesee County Michigan | 44 | $ 6,486,000 | $ 147,000 | $ 37,000 |
| Gladwin County Michigan | 3 | $ 348,000 | $ 116,000 | $ 0 |
| Gloucester County New Jersey | 4 | $ 945,000 | $ 236,000 | $ 0 |
| Gloucester County Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Goochland County Virginia | 2 | $ 686,000 | $ 343,000 | $ 0 |
| Goodhue County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Grainger County Tennessee | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Grand Traverse County Michigan | 424 | $ 92,764,000 | $ 218,000 | $ 126,000 |
| Granville County North Carolina | 2 | $ 198,000 | $ 99,000 | $ 0 |
| Gratiot County Michigan | 2 | $ 153,000 | $ 76,000 | $ 46,000 |
| Green County Wisconsin | 2 | $ 252,000 | $ 126,000 | $ 0 |
| Greene County Ohio | 3 | $ 512,000 | $ 170,000 | $ 0 |
| Greenville County South Carolina | 16 | $ 3,789,000 | $ 236,000 | $ 0 |
| Guilford County North Carolina | 12 | $ 2,278,000 | $ 189,000 | $ 0 |
| Hamilton County Indiana | 23 | $ 4,925,000 | $ 214,000 | $ 2,000 |
| Hamilton County Ohio | 30 | $ 4,507,000 | $ 150,000 | $ 5,000 |
| Hampton County Virginia | 9 | $ 1,136,000 | $ 126,000 | $ 0 |
| Hancock County Indiana | 4 | $ 697,000 | $ 174,000 | $ 0 |
| Hanover County Virginia | 12 | $ 2,424,000 | $ 202,000 | $ 0 |
| Harford County Maryland | 2 | $ 666,000 | $ 333,000 | $ 0 |
| Henderson County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Hendricks County Indiana | 7 | $ 1,091,000 | $ 155,000 | $ 0 |
| Hennepin County Minnesota | 11 | $ 1,892,000 | $ 172,000 | $ 0 |
| Henrico County Virginia | 28 | $ 6,798,000 | $ 242,000 | $ 0 |
| Hillsdale County Michigan | 2 | $ 314,000 | $ 157,000 | $ 67,000 |
| Hoke County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Horry County South Carolina | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Howard County Indiana | 1 | $ 284,000 | $ 284,000 | $ 0 |
| Howard County Maryland | 7 | $ 2,276,000 | $ 325,000 | $ 0 |
| Hudson County New Jersey | 24 | $ 9,631,000 | $ 401,000 | $ 0 |
| Hunterdon County New Jersey | 1 | $ 354,000 | $ 354,000 | $ 0 |
| Huron County Michigan | 1 | $ 93,000 | $ 93,000 | $ 50,000 |
| Ingham County Michigan | 51 | $ 7,260,000 | $ 142,000 | $ 69,000 |
| Ionia County Michigan | 66 | $ 7,227,000 | $ 109,000 | $ 62,000 |
| Iosco County Michigan | 3 | $ 246,000 | $ 82,000 | $ 16,000 |
| Iowa County Wisconsin | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Iredell County North Carolina | 7 | $ 925,000 | $ 132,000 | $ 0 |
| Isabella County Michigan | 7 | $ 719,000 | $ 102,000 | $ 68,000 |
| Isanti County Minnesota | 1 | $ 123,000 | $ 123,000 | $ 102,000 |
| Isle of Wight County Virginia | 2 | $ 351,000 | $ 175,000 | $ 0 |
| Jackson County Michigan | 18 | $ 2,939,000 | $ 163,000 | $ 53,000 |
| James City County Virginia | 11 | $ 2,363,000 | $ 214,000 | $ 0 |
| Jefferson County Kentucky | 2 | $ 383,000 | $ 191,000 | $ 0 |
| Jefferson County Ohio | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Johnson County Indiana | 6 | $ 1,071,000 | $ 178,000 | $ 8,000 |
| Johnston County North Carolina | 12 | $ 1,868,000 | $ 155,000 | $ 0 |
| Kalamazoo County Michigan | 1,040 | $ 166,607,000 | $ 160,000 | $ 87,000 |
| Kalkaska County Michigan | 32 | $ 4,095,000 | $ 127,000 | $ 125,000 |
| Kane County Illinois | 12 | $ 3,570,000 | $ 297,000 | $ 9,000 |
| Kankakee County Illinois | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Kendall County Illinois | 6 | $ 1,240,000 | $ 206,000 | $ 0 |
| Kenosha County Wisconsin | 5 | $ 582,000 | $ 116,000 | $ 0 |
| Kent County Delaware | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Kent County Michigan | 4,698 | $ 682,123,000 | $ 145,000 | $ 79,000 |
| Kenton County Kentucky | 3 | $ 378,000 | $ 126,000 | $ 0 |
| Kewaunee County Wisconsin | 2 | $ 378,000 | $ 189,000 | $ 0 |
| King and Queen County Virginia | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Knox County Ohio | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Knox County Tennessee | 7 | $ 2,755,000 | $ 393,000 | $ 0 |
| Kosciusko County Indiana | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Lackawanna County Pennsylvania | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Lake County Illinois | 10 | $ 2,680,000 | $ 268,000 | $ 17,000 |
| Lake County Indiana | 14 | $ 1,715,000 | $ 122,000 | $ 15,000 |
| Lake County Michigan | 23 | $ 2,207,000 | $ 95,000 | $ 103,000 |
| Lake County Ohio | 11 | $ 2,047,000 | $ 186,000 | $ 0 |
| Lancaster County Pennsylvania | 6 | $ 838,000 | $ 139,000 | $ 0 |
| Lancaster County South Carolina | 3 | $ 713,000 | $ 237,000 | $ 0 |
| Lancaster County Virginia | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Langlade County Wisconsin | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Lapeer County Michigan | 10 | $ 1,548,000 | $ 154,000 | $ 21,000 |
| LaPorte County Indiana | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Lebanon County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Lee County North Carolina | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Leelanau County Michigan | 127 | $ 36,247,000 | $ 285,000 | $ 223,000 |
| Lehigh County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lenawee County Michigan | 8 | $ 1,062,000 | $ 132,000 | $ 15,000 |
| Lexington County South Carolina | 2 | $ 324,000 | $ 162,000 | $ 0 |
| Licking County Ohio | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Livingston County Michigan | 71 | $ 14,425,000 | $ 203,000 | $ 50,000 |
| Logan County Ohio | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Lorain County Ohio | 7 | $ 1,607,000 | $ 229,000 | $ 0 |
| Loudoun County Virginia | 28 | $ 7,905,000 | $ 282,000 | $ 0 |
| Louisa County Virginia | 2 | $ 497,000 | $ 248,000 | $ 0 |
| Lucas County Ohio | 2 | $ 164,000 | $ 82,000 | $ 15,000 |
| Luzerne County Pennsylvania | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Lynchburg County Virginia | 1 | $ 226,000 | $ 226,000 | $ 0 |
| Mackinac County Michigan | 8 | $ 1,234,000 | $ 154,000 | $ 94,000 |
| Macomb County Michigan | 185 | $ 27,879,000 | $ 150,000 | $ 11,000 |
| Madison County Illinois | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Madison County Indiana | 3 | $ 313,000 | $ 104,000 | $ 0 |
| Madison County Ohio | 3 | $ 697,000 | $ 232,000 | $ 0 |
| Mahoning County Ohio | 2 | $ 102,000 | $ 51,000 | $ 0 |
| Manassas County Virginia | 2 | $ 429,000 | $ 214,000 | $ 0 |
| Manassas Park County Virginia | 2 | $ 296,000 | $ 148,000 | $ 0 |
| Manistee County Michigan | 16 | $ 3,277,000 | $ 204,000 | $ 102,000 |
| Marion County Indiana | 21 | $ 3,028,000 | $ 144,000 | $ 12,000 |
| Marquette County Michigan | 4 | $ 712,000 | $ 178,000 | $ 18,000 |
| Marshall County Indiana | 1 | $ 45,000 | $ 45,000 | $ 153,000 |
| Mason County Michigan | 13 | $ 2,385,000 | $ 183,000 | $ 80,000 |
| McHenry County Illinois | 5 | $ 976,000 | $ 195,000 | $ 0 |
| Mecklenburg County North Carolina | 66 | $ 12,278,000 | $ 186,000 | $ 0 |
| Mecosta County Michigan | 32 | $ 3,362,000 | $ 105,000 | $ 76,000 |
| Medina County Ohio | 1 | $ 409,000 | $ 409,000 | $ 0 |
| Menominee County Michigan | 1 | $ 191,000 | $ 191,000 | $ 87,000 |
| Mercer County New Jersey | 2 | $ 726,000 | $ 363,000 | $ 0 |
| Mercer County Ohio | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Miami County Ohio | 2 | $ 254,000 | $ 127,000 | $ 0 |
| Middlesex County New Jersey | 10 | $ 2,866,000 | $ 286,000 | $ 0 |
| Midland County Michigan | 37 | $ 5,480,000 | $ 148,000 | $ 24,000 |
| Milwaukee County Wisconsin | 39 | $ 5,290,000 | $ 135,000 | $ 4,000 |
| Missaukee County Michigan | 9 | $ 1,014,000 | $ 112,000 | $ 101,000 |
| Monmouth County New Jersey | 10 | $ 4,724,000 | $ 472,000 | $ 0 |
| Monroe County Michigan | 9 | $ 1,335,000 | $ 148,000 | $ 35,000 |
| Montcalm County Michigan | 113 | $ 14,380,000 | $ 127,000 | $ 72,000 |
| Montgomery County Indiana | 3 | $ 195,000 | $ 65,000 | $ 0 |
| Montgomery County Maryland | 8 | $ 1,871,000 | $ 233,000 | $ 0 |
| Montgomery County Ohio | 13 | $ 2,209,000 | $ 169,000 | $ 0 |
| Montgomery County Pennsylvania | 19 | $ 5,401,000 | $ 284,000 | $ 0 |
| Montgomery County Virginia | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Montmorency County Michigan | 2 | $ 138,000 | $ 69,000 | $ 11,000 |
| Montour County Pennsylvania | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Morgan County Indiana | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Morris County New Jersey | 29 | $ 10,969,000 | $ 378,000 | $ 4,000 |
| Muskegon County Michigan | 312 | $ 38,664,000 | $ 123,000 | $ 67,000 |
| Nash County North Carolina | 2 | $ 346,000 | $ 173,000 | $ 0 |
| Nelson County Kentucky | 1 | $ 82,000 | $ 82,000 | $ 0 |
| New Castle County Delaware | 22 | $ 4,174,000 | $ 189,000 | $ 0 |
| New Hanover County North Carolina | 15 | $ 3,005,000 | $ 200,000 | $ 0 |
| New Kent County Virginia | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Newaygo County Michigan | 102 | $ 10,593,000 | $ 103,000 | $ 66,000 |
| Newport News County Virginia | 5 | $ 477,000 | $ 95,000 | $ 0 |
| Norfolk County Virginia | 27 | $ 5,129,000 | $ 189,000 | $ 0 |
| Norman County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Northampton County Pennsylvania | 2 | $ 568,000 | $ 284,000 | $ 0 |
| Northampton County Virginia | 5 | $ 993,000 | $ 198,000 | $ 0 |
| Northumberland County Virginia | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Oakland County Michigan | 455 | $ 109,218,000 | $ 240,000 | $ 42,000 |
| Ocean County New Jersey | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Oceana County Michigan | 30 | $ 4,928,000 | $ 164,000 | $ 101,000 |
| Ogemaw County Michigan | 3 | $ 358,000 | $ 119,000 | $ 97,000 |
| Oneida County Wisconsin | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Onslow County North Carolina | 2 | $ 397,000 | $ 198,000 | $ 0 |
| Orange County North Carolina | 3 | $ 679,000 | $ 226,000 | $ 0 |
| Osceola County Michigan | 7 | $ 589,000 | $ 84,000 | $ 79,000 |
| Oscoda County Michigan | 3 | $ 229,000 | $ 76,000 | $ 28,000 |
| Otsego County Michigan | 8 | $ 1,154,000 | $ 144,000 | $ 93,000 |
| Ottawa County Michigan | 2,030 | $ 319,239,000 | $ 157,000 | $ 76,000 |
| Outagamie County Wisconsin | 3 | $ 187,000 | $ 62,000 | $ 0 |
| Ozaukee County Wisconsin | 1 | $ 409,000 | $ 409,000 | $ 0 |
| Page County Virginia | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Pasquotank County North Carolina | 7 | $ 1,004,000 | $ 143,000 | $ 0 |
| Passaic County New Jersey | 4 | $ 1,028,000 | $ 257,000 | $ 0 |
| Pender County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Philadelphia County Pennsylvania | 14 | $ 3,219,000 | $ 229,000 | $ 0 |
| Pickens County South Carolina | 2 | $ 199,000 | $ 99,000 | $ 0 |
| Pitt County North Carolina | 12 | $ 1,563,000 | $ 130,000 | $ 0 |
| Pittsylvania County Virginia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Polk County Wisconsin | 2 | $ 366,000 | $ 183,000 | $ 0 |
| Poquoson County Virginia | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Portage County Ohio | 4 | $ 1,313,000 | $ 328,000 | $ 38,000 |
| Portage County Wisconsin | 2 | $ 106,000 | $ 53,000 | $ 0 |
| Portsmouth County Virginia | 15 | $ 2,214,000 | $ 147,000 | $ 0 |
| Powhatan County Virginia | 1 | $ 249,000 | $ 249,000 | $ 0 |
| Prince George County Virginia | 2 | $ 398,000 | $ 199,000 | $ 0 |
| Prince George's County Maryland | 5 | $ 1,134,000 | $ 226,000 | $ 0 |
| Prince William County Virginia | 8 | $ 1,879,000 | $ 234,000 | $ 0 |
| Pulaski County Virginia | 2 | $ 264,000 | $ 132,000 | $ 0 |
| Queen Anne's County Maryland | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Racine County Wisconsin | 5 | $ 866,000 | $ 173,000 | $ 0 |
| Radford County Virginia | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Randolph County North Carolina | 12 | $ 1,464,000 | $ 122,000 | $ 0 |
| Richland County Ohio | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Richland County Wisconsin | 2 | $ 296,000 | $ 148,000 | $ 0 |
| Richmond City County Virginia | 8 | $ 1,836,000 | $ 229,000 | $ 0 |
| Roanoke City County Virginia | 7 | $ 638,000 | $ 91,000 | $ 0 |
| Roanoke County Virginia | 4 | $ 749,000 | $ 187,000 | $ 0 |
| Rock County Wisconsin | 3 | $ 323,000 | $ 107,000 | $ 0 |
| Rockingham County Virginia | 4 | $ 795,000 | $ 198,000 | $ 0 |
| Roscommon County Michigan | 10 | $ 1,207,000 | $ 120,000 | $ 58,000 |
| Rowan County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Saginaw County Michigan | 150 | $ 20,798,000 | $ 138,000 | $ 63,000 |
| Salem County Virginia | 5 | $ 602,000 | $ 120,000 | $ 0 |
| Sanilac County Michigan | 8 | $ 1,579,000 | $ 197,000 | $ 100,000 |
| Sauk County Wisconsin | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Scott County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Scott County Minnesota | 2 | $ 389,000 | $ 194,000 | $ 0 |
| Seneca County Ohio | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Shawano County Wisconsin | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Sheboygan County Wisconsin | 3 | $ 379,000 | $ 126,000 | $ 0 |
| Shelby County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Shelby County Tennessee | 38 | $ 8,241,000 | $ 216,000 | $ 0 |
| Sherburne County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Shiawassee County Michigan | 4 | $ 729,000 | $ 182,000 | $ 68,000 |
| Somerset County New Jersey | 5 | $ 1,754,000 | $ 350,000 | $ 0 |
| Southampton County Virginia | 3 | $ 200,000 | $ 66,000 | $ 0 |
| Spartanburg County South Carolina | 9 | $ 2,203,000 | $ 244,000 | $ 0 |
| Spotsylvania County Virginia | 10 | $ 1,991,000 | $ 199,000 | $ 0 |
| St. Clair County Michigan | 40 | $ 6,370,000 | $ 159,000 | $ 24,000 |
| St. Croix County Wisconsin | 1 | $ 126,000 | $ 126,000 | $ 0 |
| St. Joseph County Indiana | 6 | $ 738,000 | $ 123,000 | $ 58,000 |
| St. Joseph County Michigan | 29 | $ 4,320,000 | $ 148,000 | $ 71,000 |
| St. Louis County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Stafford County Virginia | 3 | $ 527,000 | $ 175,000 | $ 0 |
| Stark County Ohio | 29 | $ 4,689,000 | $ 161,000 | $ 0 |
| Suffolk County Virginia | 19 | $ 3,958,000 | $ 208,000 | $ 0 |
| Sullivan County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Summit County Ohio | 7 | $ 1,290,000 | $ 184,000 | $ 24,000 |
| Sussex County Delaware | 6 | $ 1,504,000 | $ 250,000 | $ 0 |
| Sussex County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Tipton County Tennessee | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Transylvania County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Trumbull County Ohio | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Tuscola County Michigan | 5 | $ 549,000 | $ 109,000 | $ 23,000 |
| Unicoi County Tennessee | 3 | $ 261,000 | $ 87,000 | $ 0 |
| Union County New Jersey | 5 | $ 1,837,000 | $ 367,000 | $ 0 |
| Union County North Carolina | 18 | $ 4,071,000 | $ 226,000 | $ 0 |
| Union County Ohio | 2 | $ 698,000 | $ 349,000 | $ 0 |
| Van Buren County Michigan | 168 | $ 24,559,000 | $ 146,000 | $ 91,000 |
| Van Wert County Ohio | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Vance County North Carolina | 1 | $ 226,000 | $ 226,000 | $ 0 |
| Vilas County Wisconsin | 3 | $ 356,000 | $ 118,000 | $ 59,000 |
| Virginia Beach County Virginia | 97 | $ 22,081,000 | $ 227,000 | $ 0 |
| Wabash County Indiana | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Wadena County Minnesota | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Wake County North Carolina | 154 | $ 33,862,000 | $ 219,000 | $ 0 |
| Walworth County Wisconsin | 3 | $ 605,000 | $ 201,000 | $ 78,000 |
| Warren County New Jersey | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Warren County Ohio | 4 | $ 829,000 | $ 207,000 | $ 0 |
| Washington County Maryland | 2 | $ 451,000 | $ 225,000 | $ 0 |
| Washington County Minnesota | 4 | $ 632,000 | $ 158,000 | $ 0 |
| Washington County Pennsylvania | 4 | $ 1,199,000 | $ 299,000 | $ 0 |
| Washington County Tennessee | 2 | $ 666,000 | $ 333,000 | $ 0 |
| Washington County Wisconsin | 14 | $ 2,485,000 | $ 177,000 | $ 0 |
| Washtenaw County Michigan | 93 | $ 21,050,000 | $ 226,000 | $ 32,000 |
| Watauga County North Carolina | 1 | $ 314,000 | $ 314,000 | $ 0 |
| Waukesha County Wisconsin | 31 | $ 7,297,000 | $ 235,000 | $ 11,000 |
| Wayne County Michigan | 215 | $ 43,613,000 | $ 202,000 | $ 11,000 |
| Wayne County Ohio | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Westmoreland County Pennsylvania | 3 | $ 1,009,000 | $ 336,000 | $ 0 |
| Wexford County Michigan | 9 | $ 1,091,000 | $ 121,000 | $ 75,000 |
| Whitley County Indiana | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Wicomico County Maryland | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Will County Illinois | 34 | $ 6,831,000 | $ 200,000 | $ 4,000 |
| Wilson County North Carolina | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Winnebago County Illinois | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Winnebago County Wisconsin | 1 | $ 142,000 | $ 142,000 | $ 74,000 |
| Wood County Ohio | 2 | $ 253,000 | $ 126,000 | $ 0 |
| Worcester County Maryland | 2 | $ 248,000 | $ 124,000 | $ 0 |
| Wright County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Yellow Medicine County Minnesota | 1 | $ 331,000 | $ 331,000 | $ 0 |
| York County South Carolina | 14 | $ 3,120,000 | $ 222,000 | $ 0 |
| York County Virginia | 8 | $ 1,831,000 | $ 228,000 | $ 0 |
Mortgage Loan Application Detail Totals for Lake Michigan Credit Union in 2013
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,315 | $1,284,912,000 | $175,000 | $1,957,000 | $69,000 | $7,927,000 |
| Refinancing | 6,869 | $1,111,573,000 | $161,000 | $3,000,000 | $64,000 | $6,060,000 |
| Home Improvement | 118 | $6,624,000 | $56,000 | $364,000 | $79,000 | $465,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,226 | $1,432,776,000 | $155,000 | $3,000,000 | $89,000 | $7,927,000 |
| Not applicable | 3,822 | $760,600,000 | $199,000 | $1,000,000 | $0 | $0 |
| Not Provided | 833 | $150,342,000 | $180,000 | $1,250,000 | $122,000 | $6,060,000 |
| Hispanic | 146 | $19,797,000 | $135,000 | $712,000 | $68,000 | $445,000 |
| Black or African American | 135 | $19,063,000 | $141,000 | $1,178,000 | $75,000 | $625,000 |
| Asian | 114 | $16,457,000 | $144,000 | $666,000 | $80,000 | $357,000 |
| American Indian or Alaskan Native | 18 | $2,630,000 | $146,000 | $283,000 | $80,000 | $174,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,444,000 | $180,000 | $381,000 | $112,000 | $189,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,841 | $2,217,701,000 | $172,000 | $3,000,000 | $68,000 | $7,927,000 |
| FHA-insured (Federal Housing Administration) | 1,019 | $118,296,000 | $116,000 | $312,000 | $49,000 | $771,000 |
| VA-guaranteed (Veterans Administration) | 222 | $40,549,000 | $182,000 | $677,000 | $80,000 | $395,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 220 | $26,563,000 | $120,000 | $268,000 | $43,000 | $86,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,671 | $1,173,849,000 | $153,000 | $1,957,000 | $87,000 | $2,486,000 |
| Loan Purchased By The Institution | 3,816 | $759,983,000 | $199,000 | $1,000,000 | $0 | $185,000 |
| Application Denied By Financial Institution | 1,073 | $179,090,000 | $166,000 | $3,000,000 | $85,000 | $2,057,000 |
| File Closed For Incompleteness | 829 | $144,624,000 | $174,000 | $1,275,000 | $120,000 | $6,060,000 |
| Application Withdrawn By Applicant | 562 | $92,110,000 | $163,000 | $1,233,000 | $119,000 | $7,927,000 |
| Application Approved But Not Accepted | 341 | $51,634,000 | $151,000 | $636,000 | $91,000 | $803,000 |
| Preapproval Denied by Financial Institution | 10 | $1,819,000 | $181,000 | $500,000 | $67,000 | $219,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lake Michigan Credit Union's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lake Michigan Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.
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