Lafayette Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Lafayette Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Lafayette Federal Credit Union 2701 Tower Oaks Blvd., Rockville, MD 20852 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 514 |
| Total Mortgage Loan Application Amount | $230,620,000 |
| Average Mortgage Loan Application Amount | $438,000 |
| Highest Mortgage Loan Application Amount | $2,705,000 |
| Average Applicant Income | $186,000 |
| Highest Applicant Income | $2,527,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 107 | $ 49,935,000 | $ 466,000 | $ 193,000 |
| District of Columbia County District Of Columbia | 85 | $ 41,205,000 | $ 484,000 | $ 201,000 |
| Fairfax County Virginia | 58 | $ 28,710,000 | $ 495,000 | $ 241,000 |
| Arlington County Virginia | 24 | $ 10,810,000 | $ 450,000 | $ 272,000 |
| Prince George's County Maryland | 23 | $ 7,715,000 | $ 335,000 | $ 170,000 |
| Loudoun County Virginia | 18 | $ 9,670,000 | $ 537,000 | $ 266,000 |
| Howard County Maryland | 16 | $ 8,750,000 | $ 546,000 | $ 245,000 |
| Frederick County Maryland | 11 | $ 3,885,000 | $ 353,000 | $ 130,000 |
| Anne Arundel County Maryland | 8 | $ 3,920,000 | $ 490,000 | $ 153,000 |
| Alexandria County Virginia | 8 | $ 3,140,000 | $ 392,000 | $ 138,000 |
| Prince William County Virginia | 8 | $ 3,670,000 | $ 458,000 | $ 183,000 |
| Sussex County Delaware | 4 | $ 2,830,000 | $ 707,000 | $ 556,000 |
| Lee County Florida | 4 | $ 1,250,000 | $ 312,000 | $ 237,000 |
| Sarasota County Florida | 4 | $ 1,040,000 | $ 260,000 | $ 333,000 |
| Fulton County Georgia | 4 | $ 1,120,000 | $ 280,000 | $ 123,000 |
| Baltimore County Maryland | 4 | $ 1,240,000 | $ 310,000 | $ 218,000 |
| Nassau County New York | 4 | $ 2,460,000 | $ 615,000 | $ 177,000 |
| Orange County California | 3 | $ 1,705,000 | $ 568,000 | $ 74,000 |
| Miami-Dade County Florida | 3 | $ 1,065,000 | $ 355,000 | $ 0 |
| Gwinnett County Georgia | 3 | $ 825,000 | $ 275,000 | $ 138,000 |
| Queen Anne's County Maryland | 3 | $ 1,275,000 | $ 425,000 | $ 141,000 |
| Talbot County Maryland | 3 | $ 2,115,000 | $ 705,000 | $ 260,000 |
| Frederick County Virginia | 3 | $ 695,000 | $ 231,000 | $ 110,000 |
| Maricopa County Arizona | 2 | $ 1,070,000 | $ 535,000 | $ 224,000 |
| Alameda County California | 2 | $ 1,910,000 | $ 955,000 | $ 290,000 |
| Contra Costa County California | 2 | $ 660,000 | $ 330,000 | $ 229,000 |
| New Castle County Delaware | 2 | $ 730,000 | $ 365,000 | $ 552,000 |
| Alachua County Florida | 2 | $ 350,000 | $ 175,000 | $ 36,000 |
| Broward County Florida | 2 | $ 860,000 | $ 430,000 | $ 0 |
| DeKalb County Georgia | 2 | $ 620,000 | $ 310,000 | $ 119,000 |
| Cook County Illinois | 2 | $ 960,000 | $ 480,000 | $ 83,000 |
| Kennebec County Maine | 2 | $ 470,000 | $ 235,000 | $ 199,000 |
| Clay County Missouri | 2 | $ 1,130,000 | $ 565,000 | $ 160,000 |
| Rockingham County New Hampshire | 2 | $ 640,000 | $ 320,000 | $ 275,000 |
| Essex County New Jersey | 2 | $ 1,470,000 | $ 735,000 | $ 371,000 |
| Union County New Jersey | 2 | $ 960,000 | $ 480,000 | $ 0 |
| Chester County Pennsylvania | 2 | $ 630,000 | $ 315,000 | $ 222,000 |
| York County South Carolina | 2 | $ 1,330,000 | $ 665,000 | $ 224,000 |
| Fairfax City County Virginia | 2 | $ 970,000 | $ 485,000 | $ 129,000 |
| Falls Church County Virginia | 2 | $ 1,080,000 | $ 540,000 | $ 419,000 |
| Manassas County Virginia | 2 | $ 440,000 | $ 220,000 | $ 109,000 |
| Richmond City County Virginia | 2 | $ 590,000 | $ 295,000 | $ 73,000 |
| Kenai Peninsula County Alaska | 1 | $ 525,000 | $ 525,000 | $ 123,000 |
| Crittenden County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Los Angeles County California | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Placer County California | 1 | $ 195,000 | $ 195,000 | $ 0 |
| San Bernardino County California | 1 | $ 815,000 | $ 815,000 | $ 188,000 |
| Santa Clara County California | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Santa Cruz County California | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 375,000 | $ 375,000 | $ 180,000 |
| Hillsborough County Florida | 1 | $ 145,000 | $ 145,000 | $ 189,000 |
| Orange County Florida | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 875,000 | $ 875,000 | $ 180,000 |
| Pinellas County Florida | 1 | $ 475,000 | $ 475,000 | $ 465,000 |
| Polk County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Chatham County Georgia | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Cherokee County Georgia | 1 | $ 385,000 | $ 385,000 | $ 178,000 |
| Forsyth County Georgia | 1 | $ 725,000 | $ 725,000 | $ 206,000 |
| Jackson County Georgia | 1 | $ 205,000 | $ 205,000 | $ 123,000 |
| Johnson County Kansas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Carroll County Maryland | 1 | $ 655,000 | $ 655,000 | $ 274,000 |
| Dorchester County Maryland | 1 | $ 385,000 | $ 385,000 | $ 206,000 |
| Kent County Maryland | 1 | $ 225,000 | $ 225,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 345,000 | $ 345,000 | $ 219,000 |
| Washington County Maryland | 1 | $ 415,000 | $ 415,000 | $ 86,000 |
| Wicomico County Maryland | 1 | $ 105,000 | $ 105,000 | $ 82,000 |
| Worcester County Maryland | 1 | $ 425,000 | $ 425,000 | $ 84,000 |
| Hampshire County Massachusetts | 1 | $ 505,000 | $ 505,000 | $ 225,000 |
| Norfolk County Massachusetts | 1 | $ 335,000 | $ 335,000 | $ 83,000 |
| Mackinac County Michigan | 1 | $ 65,000 | $ 65,000 | $ 210,000 |
| Ottawa County Michigan | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Clark County Nevada | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Sullivan County New Hampshire | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Atlantic County New Jersey | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Gloucester County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 141,000 |
| Santa Fe County New Mexico | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Suffolk County New York | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Westchester County New York | 1 | $ 675,000 | $ 675,000 | $ 180,000 |
| Cumberland County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 164,000 |
| Lincoln County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Ashland County Ohio | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Wayne County Ohio | 1 | $ 325,000 | $ 325,000 | $ 105,000 |
| Washington County Oregon | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| Berks County Pennsylvania | 1 | $ 555,000 | $ 555,000 | $ 243,000 |
| Philadelphia County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 165,000 |
| Lexington County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Orangeburg County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| Richland County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Claiborne County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 213,000 |
| Rutherford County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 98,000 |
| Galveston County Texas | 1 | $ 205,000 | $ 205,000 | $ 119,000 |
| Harris County Texas | 1 | $ 355,000 | $ 355,000 | $ 146,000 |
| Montgomery County Texas | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Travis County Texas | 1 | $ 535,000 | $ 535,000 | $ 273,000 |
| Utah County Utah | 1 | $ 2,705,000 | $ 2,705,000 | $ 0 |
| Floyd County Virginia | 1 | $ 245,000 | $ 245,000 | $ 54,000 |
| James City County Virginia | 1 | $ 325,000 | $ 325,000 | $ 115,000 |
| Manassas Park County Virginia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| York County Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| King County Washington | 1 | $ 365,000 | $ 365,000 | $ 129,000 |
| Pierce County Washington | 1 | $ 295,000 | $ 295,000 | $ 98,000 |
| Snohomish County Washington | 1 | $ 225,000 | $ 225,000 | $ 165,000 |
| Grant County West Virginia | 1 | $ 355,000 | $ 355,000 | $ 369,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Lafayette Federal Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 287 | $129,235,000 | $450,000 | $1,505,000 | $217,000 | $2,527,000 |
| Home Purchase | 93 | $37,875,000 | $407,000 | $1,505,000 | $199,000 | $788,000 |
| Cash-out Refinancing | 68 | $32,060,000 | $471,000 | $2,705,000 | $175,000 | $325,000 |
| Other Purpose | 51 | $26,205,000 | $513,000 | $1,605,000 | $223,000 | $849,000 |
| Home Improvement | 15 | $5,245,000 | $349,000 | $635,000 | $116,000 | $364,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 244 | $116,630,000 | $477,000 | $1,505,000 | $241,000 | $2,527,000 |
| Not Provided | 110 | $50,620,000 | $460,000 | $2,705,000 | $174,000 | $688,000 |
| Black or African American | 74 | $26,350,000 | $356,000 | $805,000 | $156,000 | $849,000 |
| Hispanic | 40 | $19,070,000 | $476,000 | $1,505,000 | $158,000 | $354,000 |
| Asian | 39 | $16,045,000 | $411,000 | $1,205,000 | $201,000 | $552,000 |
| American Indian or Alaskan Native | 4 | $1,210,000 | $302,000 | $525,000 | $83,000 | $170,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 514 | $230,620,000 | $448,000 | $2,705,000 | $204,000 | $2,527,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 286 | $137,780,000 | $481,000 | $1,505,000 | $209,000 | $2,527,000 |
| Application Withdrawn By Applicant | 150 | $63,160,000 | $421,000 | $1,605,000 | $209,000 | $750,000 |
| Application Denied By Financial Institution | 54 | $21,050,000 | $389,000 | $2,705,000 | $157,000 | $849,000 |
| File Closed For Incompleteness | 18 | $7,160,000 | $397,000 | $1,125,000 | $176,000 | $225,000 |
| Preapproval Approved but not Accepted | 3 | $855,000 | $285,000 | $385,000 | $218,000 | $552,000 |
| Application Approved But Not Accepted | 2 | $550,000 | $275,000 | $305,000 | $69,000 | $90,000 |
| Preapproval Denied by Financial Institution | 1 | $65,000 | $65,000 | $65,000 | $210,000 | $210,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 459 | $209,505,000 | $456,000 | $1,605,000 | $208,000 | $2,527,000 |
| Credit History | 18 | $8,330,000 | $462,000 | $2,705,000 | $189,000 | $849,000 |
| Debt-To-Income Ratio | 15 | $5,665,000 | $377,000 | $1,085,000 | $114,000 | $189,000 |
| Other | 9 | $3,045,000 | $338,000 | $685,000 | $1,000 | $1,000 |
| Collateral | 5 | $915,000 | $183,000 | $355,000 | $210,000 | $210,000 |
| Employment History | 4 | $1,710,000 | $427,000 | $765,000 | $238,000 | $242,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $420,000 | $210,000 | $245,000 | $80,000 | $80,000 |
| Credit Application Incomplete | 2 | $1,030,000 | $515,000 | $665,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.