Kemba Financial
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Kemba Financial.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Kemba Financial
555 Officenter Pl
Gahanna, OH 43230
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,234
Total Mortgage Loan Application Amount $275,480,000
Average Mortgage Loan Application Amount $110,200
Highest Mortgage Loan Application Amount $735,000
Average Applicant Income $102,800
Highest Applicant Income $1,127,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Kemba Financial by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Franklin County Ohio 1,902 $ 154,170,000 $ 81,000 $ 96,000
Delaware County Ohio 334 $ 30,940,000 $ 92,000 $ 148,000
Fairfield County Ohio 271 $ 24,715,000 $ 91,000 $ 118,000
Licking County Ohio 176 $ 15,440,000 $ 87,000 $ 111,000
Pickaway County Ohio 78 $ 7,670,000 $ 98,000 $ 101,000
Logan County Ohio 76 $ 5,530,000 $ 72,000 $ 86,000
Madison County Ohio 57 $ 4,545,000 $ 79,000 $ 90,000
Union County Ohio 41 $ 4,335,000 $ 105,000 $ 139,000
Knox County Ohio 32 $ 2,400,000 $ 75,000 $ 100,000
Morrow County Ohio 15 $ 1,345,000 $ 89,000 $ 94,000
Clark County Ohio 14 $ 730,000 $ 52,000 $ 75,000
Ross County Ohio 12 $ 1,120,000 $ 93,000 $ 86,000
Muskingum County Ohio 11 $ 1,245,000 $ 113,000 $ 91,000
Hocking County Ohio 10 $ 770,000 $ 77,000 $ 113,000
Champaign County Ohio 9 $ 575,000 $ 63,000 $ 102,000
Hamilton County Ohio 9 $ 755,000 $ 83,000 $ 96,000
Wayne County Michigan 8 $ 260,000 $ 32,000 $ 51,000
Cuyahoga County Ohio 8 $ 580,000 $ 72,000 $ 110,000
Lucas County Ohio 8 $ 430,000 $ 53,000 $ 86,000
Marion County Ohio 7 $ 365,000 $ 52,000 $ 83,000
Richland County Ohio 6 $ 510,000 $ 85,000 $ 75,000
Fayette County Ohio 5 $ 265,000 $ 53,000 $ 89,000
Oakland County Michigan 4 $ 170,000 $ 42,000 $ 55,000
Erie County Ohio 4 $ 860,000 $ 215,000 $ 109,000
Hardin County Ohio 4 $ 380,000 $ 95,000 $ 61,000
Montgomery County Ohio 4 $ 360,000 $ 90,000 $ 137,000
Stark County Ohio 4 $ 600,000 $ 150,000 $ 62,000
Warren County Ohio 4 $ 990,000 $ 247,000 $ 226,000
Wood County Ohio 4 $ 250,000 $ 62,000 $ 66,000
Pasco County Florida 3 $ 285,000 $ 95,000 $ 123,000
Athens County Ohio 3 $ 345,000 $ 115,000 $ 122,000
Butler County Ohio 3 $ 285,000 $ 95,000 $ 98,000
Crawford County Ohio 3 $ 155,000 $ 51,000 $ 64,000
Greene County Ohio 3 $ 485,000 $ 161,000 $ 128,000
Henry County Ohio 3 $ 305,000 $ 101,000 $ 41,000
Shelby County Ohio 3 $ 285,000 $ 95,000 $ 83,000
Broward County Florida 2 $ 270,000 $ 135,000 $ 176,000
Charlotte County Florida 2 $ 50,000 $ 25,000 $ 29,000
Hillsborough County Florida 2 $ 150,000 $ 75,000 $ 80,000
Osceola County Florida 2 $ 870,000 $ 435,000 $ 717,000
Polk County Florida 2 $ 150,000 $ 75,000 $ 73,000
Sumter County Florida 2 $ 180,000 $ 90,000 $ 99,000
Walton County Florida 2 $ 270,000 $ 135,000 $ 87,000
Hendricks County Indiana 2 $ 240,000 $ 120,000 $ 172,000
Kenton County Kentucky 2 $ 50,000 $ 25,000 $ 100,000
Lenawee County Michigan 2 $ 60,000 $ 30,000 $ 79,000
Allen County Ohio 2 $ 140,000 $ 70,000 $ 94,000
Clinton County Ohio 2 $ 320,000 $ 160,000 $ 50,000
Gallia County Ohio 2 $ 100,000 $ 50,000 $ 39,000
Geauga County Ohio 2 $ 310,000 $ 155,000 $ 205,000
Huron County Ohio 2 $ 140,000 $ 70,000 $ 76,000
Jefferson County Ohio 2 $ 90,000 $ 45,000 $ 52,000
Lorain County Ohio 2 $ 170,000 $ 85,000 $ 123,000
Mahoning County Ohio 2 $ 230,000 $ 115,000 $ 101,000
Ottawa County Ohio 2 $ 90,000 $ 45,000 $ 62,000
Pike County Ohio 2 $ 240,000 $ 120,000 $ 109,000
Summit County Ohio 2 $ 80,000 $ 40,000 $ 68,000
York County South Carolina 2 $ 200,000 $ 100,000 $ 105,000
Maricopa County Arizona 1 $ 15,000 $ 15,000 $ 95,000
Riverside County California 1 $ 105,000 $ 105,000 $ 126,000
Ventura County California 1 $ 105,000 $ 105,000 $ 198,000
Denver County Colorado 1 $ 125,000 $ 125,000 $ 109,000
Jefferson County Colorado 1 $ 65,000 $ 65,000 $ 160,000
New Castle County Delaware 1 $ 435,000 $ 435,000 $ 130,000
Lee County Florida 1 $ 255,000 $ 255,000 $ 163,000
Manatee County Florida 1 $ 635,000 $ 635,000 $ 227,000
Marion County Florida 1 $ 15,000 $ 15,000 $ 76,000
Martin County Florida 1 $ 105,000 $ 105,000 $ 107,000
Palm Beach County Florida 1 $ 75,000 $ 75,000 $ 169,000
Sarasota County Florida 1 $ 85,000 $ 85,000 $ 88,000
St. Johns County Florida 1 $ 265,000 $ 265,000 $ 99,000
Volusia County Florida 1 $ 125,000 $ 125,000 $ 0
Chatham County Georgia 1 $ 125,000 $ 125,000 $ 140,000
Dawson County Georgia 1 $ 205,000 $ 205,000 $ 350,000
Forsyth County Georgia 1 $ 195,000 $ 195,000 $ 93,000
Fulton County Georgia 1 $ 55,000 $ 55,000 $ 190,000
Henry County Georgia 1 $ 55,000 $ 55,000 $ 103,000
Peoria County Illinois 1 $ 185,000 $ 185,000 $ 61,000
Hamilton County Indiana 1 $ 55,000 $ 55,000 $ 150,000
Marion County Indiana 1 $ 185,000 $ 185,000 $ 217,000
Jefferson County Kentucky 1 $ 45,000 $ 45,000 $ 19,000
Gladwin County Michigan 1 $ 25,000 $ 25,000 $ 70,000
Grand Traverse County Michigan 1 $ 35,000 $ 35,000 $ 101,000
Macomb County Michigan 1 $ 25,000 $ 25,000 $ 60,000
Monroe County Michigan 1 $ 135,000 $ 135,000 $ 74,000
Muskegon County Michigan 1 $ 85,000 $ 85,000 $ 84,000
Washtenaw County Michigan 1 $ 55,000 $ 55,000 $ 155,000
Washington County North Carolina 1 $ 185,000 $ 185,000 $ 135,000
Ashland County Ohio 1 $ 245,000 $ 245,000 $ 188,000
Ashtabula County Ohio 1 $ 85,000 $ 85,000 $ 27,000
Auglaize County Ohio 1 $ 155,000 $ 155,000 $ 95,000
Brown County Ohio 1 $ 65,000 $ 65,000 $ 102,000
Clermont County Ohio 1 $ 15,000 $ 15,000 $ 117,000
Defiance County Ohio 1 $ 35,000 $ 35,000 $ 0
Fulton County Ohio 1 $ 405,000 $ 405,000 $ 500,000
Guernsey County Ohio 1 $ 185,000 $ 185,000 $ 37,000
Hancock County Ohio 1 $ 35,000 $ 35,000 $ 47,000
Highland County Ohio 1 $ 35,000 $ 35,000 $ 105,000
Lake County Ohio 1 $ 205,000 $ 205,000 $ 65,000
Mercer County Ohio 1 $ 35,000 $ 35,000 $ 104,000
Perry County Ohio 1 $ 25,000 $ 25,000 $ 100,000
Preble County Ohio 1 $ 155,000 $ 155,000 $ 28,000
Sandusky County Ohio 1 $ 65,000 $ 65,000 $ 35,000
Tuscarawas County Ohio 1 $ 45,000 $ 45,000 $ 80,000
Wayne County Ohio 1 $ 45,000 $ 45,000 $ 58,000
Philadelphia County Pennsylvania 1 $ 55,000 $ 55,000 $ 74,000
Jefferson County Tennessee 1 $ 35,000 $ 35,000 $ 110,000
Rhea County Tennessee 1 $ 215,000 $ 215,000 $ 219,000
Sevier County Tennessee 1 $ 365,000 $ 365,000 $ 237,000
King County Washington 1 $ 65,000 $ 65,000 $ 135,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Kemba Financial in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 1,355 $128,355,000 $94,000 $735,000 $102,000 $1,127,000
Home Improvement 1,113 $67,735,000 $60,000 $455,000 $110,000 $900,000
Other Purpose 515 $35,235,000 $68,000 $525,000 $105,000 $1,029,000
Home Purchase 158 $32,890,000 $208,000 $725,000 $102,000 $771,000
Refinancing 93 $11,265,000 $121,000 $635,000 $95,000 $476,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,235 $190,515,000 $85,000 $635,000 $109,000 $900,000
Black or African American 619 $48,995,000 $79,000 $735,000 $89,000 $1,127,000
Not Provided 195 $18,385,000 $94,000 $725,000 $115,000 $610,000
Hispanic 78 $7,580,000 $97,000 $345,000 $83,000 $300,000
Asian 54 $5,170,000 $95,000 $485,000 $108,000 $587,000
Not applicable 27 $2,515,000 $93,000 $255,000 $0 $0
American Indian or Alaskan Native 22 $1,760,000 $80,000 $285,000 $85,000 $225,000
Native Hawaiian or Other Pacific Islander 1 $25,000 $25,000 $25,000 $125,000 $125,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,219 $273,125,000 $84,000 $735,000 $105,000 $1,127,000
FHA-insured (Federal Housing Administration) 10 $1,680,000 $168,000 $295,000 $71,000 $144,000
VA-guaranteed (Veterans Administration) 5 $675,000 $135,000 $165,000 $219,000 $900,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,852 $166,810,000 $90,000 $725,000 $112,000 $1,029,000
Application Denied By Financial Institution 1,181 $79,625,000 $67,000 $735,000 $95,000 $1,127,000
Application Approved But Not Accepted 91 $14,025,000 $154,000 $615,000 $100,000 $476,000
Application Withdrawn By Applicant 87 $12,355,000 $142,000 $555,000 $100,000 $900,000
File Closed For Incompleteness 23 $2,665,000 $115,000 $265,000 $118,000 $1,002,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,053 $195,855,000 $95,000 $725,000 $111,000 $1,029,000
Debt-To-Income Ratio 466 $30,780,000 $66,000 $735,000 $75,000 $720,000
Credit Application Incomplete 253 $18,245,000 $72,000 $455,000 $112,000 $780,000
Credit History 195 $11,375,000 $58,000 $445,000 $95,000 $228,000
Collateral 143 $10,025,000 $70,000 $635,000 $116,000 $1,127,000
Unverifiable Information 95 $6,805,000 $71,000 $365,000 $111,000 $610,000
Other 15 $1,205,000 $80,000 $175,000 $106,000 $300,000
Employment History 7 $405,000 $57,000 $105,000 $93,000 $153,000
Mortgage Insurance Denied 6 $420,000 $70,000 $105,000 $99,000 $176,000
Insufficient Cash (Downpayment, Closing Cost) 1 $365,000 $365,000 $365,000 $115,000 $115,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.

Download the Ohio Lender List