Kemba Financial
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Kemba Financial.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Kemba Financial 555 Officenter Pl Gahanna, OH 43230 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,234 |
| Total Mortgage Loan Application Amount | $275,480,000 |
| Average Mortgage Loan Application Amount | $110,200 |
| Highest Mortgage Loan Application Amount | $735,000 |
| Average Applicant Income | $102,800 |
| Highest Applicant Income | $1,127,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 1,902 | $ 154,170,000 | $ 81,000 | $ 96,000 |
| Delaware County Ohio | 334 | $ 30,940,000 | $ 92,000 | $ 148,000 |
| Fairfield County Ohio | 271 | $ 24,715,000 | $ 91,000 | $ 118,000 |
| Licking County Ohio | 176 | $ 15,440,000 | $ 87,000 | $ 111,000 |
| Pickaway County Ohio | 78 | $ 7,670,000 | $ 98,000 | $ 101,000 |
| Logan County Ohio | 76 | $ 5,530,000 | $ 72,000 | $ 86,000 |
| Madison County Ohio | 57 | $ 4,545,000 | $ 79,000 | $ 90,000 |
| Union County Ohio | 41 | $ 4,335,000 | $ 105,000 | $ 139,000 |
| Knox County Ohio | 32 | $ 2,400,000 | $ 75,000 | $ 100,000 |
| Morrow County Ohio | 15 | $ 1,345,000 | $ 89,000 | $ 94,000 |
| Clark County Ohio | 14 | $ 730,000 | $ 52,000 | $ 75,000 |
| Ross County Ohio | 12 | $ 1,120,000 | $ 93,000 | $ 86,000 |
| Muskingum County Ohio | 11 | $ 1,245,000 | $ 113,000 | $ 91,000 |
| Hocking County Ohio | 10 | $ 770,000 | $ 77,000 | $ 113,000 |
| Champaign County Ohio | 9 | $ 575,000 | $ 63,000 | $ 102,000 |
| Hamilton County Ohio | 9 | $ 755,000 | $ 83,000 | $ 96,000 |
| Wayne County Michigan | 8 | $ 260,000 | $ 32,000 | $ 51,000 |
| Cuyahoga County Ohio | 8 | $ 580,000 | $ 72,000 | $ 110,000 |
| Lucas County Ohio | 8 | $ 430,000 | $ 53,000 | $ 86,000 |
| Marion County Ohio | 7 | $ 365,000 | $ 52,000 | $ 83,000 |
| Richland County Ohio | 6 | $ 510,000 | $ 85,000 | $ 75,000 |
| Fayette County Ohio | 5 | $ 265,000 | $ 53,000 | $ 89,000 |
| Oakland County Michigan | 4 | $ 170,000 | $ 42,000 | $ 55,000 |
| Erie County Ohio | 4 | $ 860,000 | $ 215,000 | $ 109,000 |
| Hardin County Ohio | 4 | $ 380,000 | $ 95,000 | $ 61,000 |
| Montgomery County Ohio | 4 | $ 360,000 | $ 90,000 | $ 137,000 |
| Stark County Ohio | 4 | $ 600,000 | $ 150,000 | $ 62,000 |
| Warren County Ohio | 4 | $ 990,000 | $ 247,000 | $ 226,000 |
| Wood County Ohio | 4 | $ 250,000 | $ 62,000 | $ 66,000 |
| Pasco County Florida | 3 | $ 285,000 | $ 95,000 | $ 123,000 |
| Athens County Ohio | 3 | $ 345,000 | $ 115,000 | $ 122,000 |
| Butler County Ohio | 3 | $ 285,000 | $ 95,000 | $ 98,000 |
| Crawford County Ohio | 3 | $ 155,000 | $ 51,000 | $ 64,000 |
| Greene County Ohio | 3 | $ 485,000 | $ 161,000 | $ 128,000 |
| Henry County Ohio | 3 | $ 305,000 | $ 101,000 | $ 41,000 |
| Shelby County Ohio | 3 | $ 285,000 | $ 95,000 | $ 83,000 |
| Broward County Florida | 2 | $ 270,000 | $ 135,000 | $ 176,000 |
| Charlotte County Florida | 2 | $ 50,000 | $ 25,000 | $ 29,000 |
| Hillsborough County Florida | 2 | $ 150,000 | $ 75,000 | $ 80,000 |
| Osceola County Florida | 2 | $ 870,000 | $ 435,000 | $ 717,000 |
| Polk County Florida | 2 | $ 150,000 | $ 75,000 | $ 73,000 |
| Sumter County Florida | 2 | $ 180,000 | $ 90,000 | $ 99,000 |
| Walton County Florida | 2 | $ 270,000 | $ 135,000 | $ 87,000 |
| Hendricks County Indiana | 2 | $ 240,000 | $ 120,000 | $ 172,000 |
| Kenton County Kentucky | 2 | $ 50,000 | $ 25,000 | $ 100,000 |
| Lenawee County Michigan | 2 | $ 60,000 | $ 30,000 | $ 79,000 |
| Allen County Ohio | 2 | $ 140,000 | $ 70,000 | $ 94,000 |
| Clinton County Ohio | 2 | $ 320,000 | $ 160,000 | $ 50,000 |
| Gallia County Ohio | 2 | $ 100,000 | $ 50,000 | $ 39,000 |
| Geauga County Ohio | 2 | $ 310,000 | $ 155,000 | $ 205,000 |
| Huron County Ohio | 2 | $ 140,000 | $ 70,000 | $ 76,000 |
| Jefferson County Ohio | 2 | $ 90,000 | $ 45,000 | $ 52,000 |
| Lorain County Ohio | 2 | $ 170,000 | $ 85,000 | $ 123,000 |
| Mahoning County Ohio | 2 | $ 230,000 | $ 115,000 | $ 101,000 |
| Ottawa County Ohio | 2 | $ 90,000 | $ 45,000 | $ 62,000 |
| Pike County Ohio | 2 | $ 240,000 | $ 120,000 | $ 109,000 |
| Summit County Ohio | 2 | $ 80,000 | $ 40,000 | $ 68,000 |
| York County South Carolina | 2 | $ 200,000 | $ 100,000 | $ 105,000 |
| Maricopa County Arizona | 1 | $ 15,000 | $ 15,000 | $ 95,000 |
| Riverside County California | 1 | $ 105,000 | $ 105,000 | $ 126,000 |
| Ventura County California | 1 | $ 105,000 | $ 105,000 | $ 198,000 |
| Denver County Colorado | 1 | $ 125,000 | $ 125,000 | $ 109,000 |
| Jefferson County Colorado | 1 | $ 65,000 | $ 65,000 | $ 160,000 |
| New Castle County Delaware | 1 | $ 435,000 | $ 435,000 | $ 130,000 |
| Lee County Florida | 1 | $ 255,000 | $ 255,000 | $ 163,000 |
| Manatee County Florida | 1 | $ 635,000 | $ 635,000 | $ 227,000 |
| Marion County Florida | 1 | $ 15,000 | $ 15,000 | $ 76,000 |
| Martin County Florida | 1 | $ 105,000 | $ 105,000 | $ 107,000 |
| Palm Beach County Florida | 1 | $ 75,000 | $ 75,000 | $ 169,000 |
| Sarasota County Florida | 1 | $ 85,000 | $ 85,000 | $ 88,000 |
| St. Johns County Florida | 1 | $ 265,000 | $ 265,000 | $ 99,000 |
| Volusia County Florida | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Chatham County Georgia | 1 | $ 125,000 | $ 125,000 | $ 140,000 |
| Dawson County Georgia | 1 | $ 205,000 | $ 205,000 | $ 350,000 |
| Forsyth County Georgia | 1 | $ 195,000 | $ 195,000 | $ 93,000 |
| Fulton County Georgia | 1 | $ 55,000 | $ 55,000 | $ 190,000 |
| Henry County Georgia | 1 | $ 55,000 | $ 55,000 | $ 103,000 |
| Peoria County Illinois | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Hamilton County Indiana | 1 | $ 55,000 | $ 55,000 | $ 150,000 |
| Marion County Indiana | 1 | $ 185,000 | $ 185,000 | $ 217,000 |
| Jefferson County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 19,000 |
| Gladwin County Michigan | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Grand Traverse County Michigan | 1 | $ 35,000 | $ 35,000 | $ 101,000 |
| Macomb County Michigan | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Monroe County Michigan | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Muskegon County Michigan | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Washtenaw County Michigan | 1 | $ 55,000 | $ 55,000 | $ 155,000 |
| Washington County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 135,000 |
| Ashland County Ohio | 1 | $ 245,000 | $ 245,000 | $ 188,000 |
| Ashtabula County Ohio | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Auglaize County Ohio | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Brown County Ohio | 1 | $ 65,000 | $ 65,000 | $ 102,000 |
| Clermont County Ohio | 1 | $ 15,000 | $ 15,000 | $ 117,000 |
| Defiance County Ohio | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Fulton County Ohio | 1 | $ 405,000 | $ 405,000 | $ 500,000 |
| Guernsey County Ohio | 1 | $ 185,000 | $ 185,000 | $ 37,000 |
| Hancock County Ohio | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Highland County Ohio | 1 | $ 35,000 | $ 35,000 | $ 105,000 |
| Lake County Ohio | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Mercer County Ohio | 1 | $ 35,000 | $ 35,000 | $ 104,000 |
| Perry County Ohio | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
| Preble County Ohio | 1 | $ 155,000 | $ 155,000 | $ 28,000 |
| Sandusky County Ohio | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Tuscarawas County Ohio | 1 | $ 45,000 | $ 45,000 | $ 80,000 |
| Wayne County Ohio | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Philadelphia County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 74,000 |
| Jefferson County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 110,000 |
| Rhea County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 219,000 |
| Sevier County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 237,000 |
| King County Washington | 1 | $ 65,000 | $ 65,000 | $ 135,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Kemba Financial in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 1,355 | $128,355,000 | $94,000 | $735,000 | $102,000 | $1,127,000 |
| Home Improvement | 1,113 | $67,735,000 | $60,000 | $455,000 | $110,000 | $900,000 |
| Other Purpose | 515 | $35,235,000 | $68,000 | $525,000 | $105,000 | $1,029,000 |
| Home Purchase | 158 | $32,890,000 | $208,000 | $725,000 | $102,000 | $771,000 |
| Refinancing | 93 | $11,265,000 | $121,000 | $635,000 | $95,000 | $476,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,235 | $190,515,000 | $85,000 | $635,000 | $109,000 | $900,000 |
| Black or African American | 619 | $48,995,000 | $79,000 | $735,000 | $89,000 | $1,127,000 |
| Not Provided | 195 | $18,385,000 | $94,000 | $725,000 | $115,000 | $610,000 |
| Hispanic | 78 | $7,580,000 | $97,000 | $345,000 | $83,000 | $300,000 |
| Asian | 54 | $5,170,000 | $95,000 | $485,000 | $108,000 | $587,000 |
| Not applicable | 27 | $2,515,000 | $93,000 | $255,000 | $0 | $0 |
| American Indian or Alaskan Native | 22 | $1,760,000 | $80,000 | $285,000 | $85,000 | $225,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $25,000 | $25,000 | $25,000 | $125,000 | $125,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,219 | $273,125,000 | $84,000 | $735,000 | $105,000 | $1,127,000 |
| FHA-insured (Federal Housing Administration) | 10 | $1,680,000 | $168,000 | $295,000 | $71,000 | $144,000 |
| VA-guaranteed (Veterans Administration) | 5 | $675,000 | $135,000 | $165,000 | $219,000 | $900,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,852 | $166,810,000 | $90,000 | $725,000 | $112,000 | $1,029,000 |
| Application Denied By Financial Institution | 1,181 | $79,625,000 | $67,000 | $735,000 | $95,000 | $1,127,000 |
| Application Approved But Not Accepted | 91 | $14,025,000 | $154,000 | $615,000 | $100,000 | $476,000 |
| Application Withdrawn By Applicant | 87 | $12,355,000 | $142,000 | $555,000 | $100,000 | $900,000 |
| File Closed For Incompleteness | 23 | $2,665,000 | $115,000 | $265,000 | $118,000 | $1,002,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,053 | $195,855,000 | $95,000 | $725,000 | $111,000 | $1,029,000 |
| Debt-To-Income Ratio | 466 | $30,780,000 | $66,000 | $735,000 | $75,000 | $720,000 |
| Credit Application Incomplete | 253 | $18,245,000 | $72,000 | $455,000 | $112,000 | $780,000 |
| Credit History | 195 | $11,375,000 | $58,000 | $445,000 | $95,000 | $228,000 |
| Collateral | 143 | $10,025,000 | $70,000 | $635,000 | $116,000 | $1,127,000 |
| Unverifiable Information | 95 | $6,805,000 | $71,000 | $365,000 | $111,000 | $610,000 |
| Other | 15 | $1,205,000 | $80,000 | $175,000 | $106,000 | $300,000 |
| Employment History | 7 | $405,000 | $57,000 | $105,000 | $93,000 | $153,000 |
| Mortgage Insurance Denied | 6 | $420,000 | $70,000 | $105,000 | $99,000 | $176,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $365,000 | $365,000 | $365,000 | $115,000 | $115,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.