Kearny Bank
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for Kearny Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Kearny Bank 120 Passaic Avenue Fairfield, NJ 07004 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 1,430 |
| Total Mortgage Loan Application Amount | $1,790,200,000 |
| Average Mortgage Loan Application Amount | $1,208,400 |
| Highest Mortgage Loan Application Amount | $63,005,000 |
| Average Applicant Income | $203,000 |
| Highest Applicant Income | $3,552,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hudson County New Jersey | 185 | $ 270,515,000 | $ 1,462,000 | $ 220,000 |
| Bergen County New Jersey | 174 | $ 126,660,000 | $ 727,000 | $ 215,000 |
| Monmouth County New Jersey | 137 | $ 93,285,000 | $ 680,000 | $ 249,000 |
| Morris County New Jersey | 111 | $ 93,105,000 | $ 838,000 | $ 241,000 |
| Ocean County New Jersey | 110 | $ 32,400,000 | $ 294,000 | $ 161,000 |
| Essex County New Jersey | 90 | $ 55,970,000 | $ 621,000 | $ 218,000 |
| Union County New Jersey | 88 | $ 76,320,000 | $ 867,000 | $ 248,000 |
| Middlesex County New Jersey | 87 | $ 39,315,000 | $ 451,000 | $ 161,000 |
| Kings County New York | 84 | $ 372,820,000 | $ 4,438,000 | $ 380,000 |
| Somerset County New Jersey | 61 | $ 77,405,000 | $ 1,268,000 | $ 182,000 |
| Passaic County New Jersey | 43 | $ 14,985,000 | $ 348,000 | $ 174,000 |
| Hunterdon County New Jersey | 28 | $ 13,830,000 | $ 493,000 | $ 206,000 |
| New York County New York | 25 | $ 65,555,000 | $ 2,622,000 | $ 363,000 |
| Mercer County New Jersey | 21 | $ 13,235,000 | $ 630,000 | $ 238,000 |
| Queens County New York | 12 | $ 90,470,000 | $ 7,539,000 | $ 280,000 |
| Philadelphia County Pennsylvania | 11 | $ 62,485,000 | $ 5,680,000 | $ 223,000 |
| Bronx County New York | 10 | $ 42,450,000 | $ 4,245,000 | $ 0 |
| Burlington County New Jersey | 9 | $ 45,365,000 | $ 5,040,000 | $ 120,000 |
| Nassau County New York | 8 | $ 5,790,000 | $ 723,000 | $ 326,000 |
| Chester County Pennsylvania | 8 | $ 6,250,000 | $ 781,000 | $ 262,000 |
| Camden County New Jersey | 6 | $ 11,480,000 | $ 1,913,000 | $ 176,000 |
| Cape May County New Jersey | 6 | $ 6,350,000 | $ 1,058,000 | $ 1,888,000 |
| Sussex County New Jersey | 6 | $ 1,480,000 | $ 246,000 | $ 118,000 |
| Warren County New Jersey | 6 | $ 2,070,000 | $ 345,000 | $ 196,000 |
| Suffolk County New York | 6 | $ 4,250,000 | $ 708,000 | $ 298,000 |
| Westchester County New York | 6 | $ 7,340,000 | $ 1,223,000 | $ 221,000 |
| Fairfield County Connecticut | 5 | $ 12,415,000 | $ 2,483,000 | $ 423,000 |
| Montgomery County Pennsylvania | 5 | $ 4,245,000 | $ 849,000 | $ 345,000 |
| Broward County Florida | 4 | $ 1,280,000 | $ 320,000 | $ 179,000 |
| Bucks County Pennsylvania | 4 | $ 2,040,000 | $ 510,000 | $ 297,000 |
| Delaware County Pennsylvania | 4 | $ 3,150,000 | $ 787,000 | $ 388,000 |
| District of Columbia County District Of Columbia | 3 | $ 2,265,000 | $ 755,000 | $ 228,000 |
| Atlantic County New Jersey | 3 | $ 8,785,000 | $ 2,928,000 | $ 369,000 |
| Gloucester County New Jersey | 3 | $ 1,055,000 | $ 351,000 | $ 148,000 |
| Richmond County New York | 3 | $ 1,775,000 | $ 591,000 | $ 176,000 |
| New Castle County Delaware | 2 | $ 53,590,000 | $ 26,795,000 | $ 0 |
| Orange County Florida | 2 | $ 550,000 | $ 275,000 | $ 270,000 |
| Douglas County Georgia | 2 | $ 930,000 | $ 465,000 | $ 141,000 |
| Montgomery County Maryland | 2 | $ 2,030,000 | $ 1,015,000 | $ 336,000 |
| Suffolk County Massachusetts | 2 | $ 1,640,000 | $ 820,000 | $ 0 |
| Rockland County New York | 2 | $ 850,000 | $ 425,000 | $ 176,000 |
| Dauphin County Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 65,000 |
| Monroe County Pennsylvania | 2 | $ 720,000 | $ 360,000 | $ 316,000 |
| Northampton County Pennsylvania | 2 | $ 10,600,000 | $ 5,300,000 | $ 77,000 |
| Washington County Rhode Island | 2 | $ 1,620,000 | $ 810,000 | $ 0 |
| Fredericksburg County Virginia | 2 | $ 1,340,000 | $ 670,000 | $ 242,000 |
| Alameda County California | 1 | $ 585,000 | $ 585,000 | $ 197,000 |
| New Haven County Connecticut | 1 | $ 655,000 | $ 655,000 | $ 472,000 |
| New London County Connecticut | 1 | $ 655,000 | $ 655,000 | $ 285,000 |
| Lee County Florida | 1 | $ 105,000 | $ 105,000 | $ 178,000 |
| Miami-Dade County Florida | 1 | $ 635,000 | $ 635,000 | $ 450,000 |
| Palm Beach County Florida | 1 | $ 245,000 | $ 245,000 | $ 254,000 |
| Pinellas County Florida | 1 | $ 365,000 | $ 365,000 | $ 165,000 |
| St. Johns County Florida | 1 | $ 235,000 | $ 235,000 | $ 218,000 |
| St. Lucie County Florida | 1 | $ 355,000 | $ 355,000 | $ 163,000 |
| DeKalb County Georgia | 1 | $ 595,000 | $ 595,000 | $ 143,000 |
| Barnstable County Massachusetts | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 13,935,000 | $ 13,935,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 1,455,000 | $ 1,455,000 | $ 0 |
| Columbia County New York | 1 | $ 535,000 | $ 535,000 | $ 113,000 |
| Cortland County New York | 1 | $ 5,185,000 | $ 5,185,000 | $ 0 |
| Dutchess County New York | 1 | $ 275,000 | $ 275,000 | $ 82,000 |
| Essex County New York | 1 | $ 295,000 | $ 295,000 | $ 101,000 |
| Greene County New York | 1 | $ 1,735,000 | $ 1,735,000 | $ 815,000 |
| Orange County New York | 1 | $ 2,555,000 | $ 2,555,000 | $ 0 |
| Yates County New York | 1 | $ 225,000 | $ 225,000 | $ 338,000 |
| Davie County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 68,000 |
| Gaston County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 170,000 |
| Henderson County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 95,000 |
| Johnston County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Mecklenburg County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 274,000 |
| Pender County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 170,000 |
| Summit County Ohio | 1 | $ 535,000 | $ 535,000 | $ 212,000 |
| Cumberland County Pennsylvania | 1 | $ 10,505,000 | $ 10,505,000 | $ 0 |
| Lackawanna County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 271,000 |
| Lancaster County Pennsylvania | 1 | $ 925,000 | $ 925,000 | $ 0 |
| Lehigh County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Georgetown County South Carolina | 1 | $ 485,000 | $ 485,000 | $ 213,000 |
| Rutland County Vermont | 1 | $ 305,000 | $ 305,000 | $ 414,000 |
| Fairfax County Virginia | 1 | $ 695,000 | $ 695,000 | $ 151,000 |
| Frederick County Virginia | 1 | $ 665,000 | $ 665,000 | $ 238,000 |
| Warren County Virginia | 1 | $ 365,000 | $ 365,000 | $ 356,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Kearny Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 947 | $731,235,000 | $772,000 | $39,005,000 | $228,000 | $3,552,000 |
| Refinancing | 222 | $973,110,000 | $4,383,000 | $63,005,000 | $211,000 | $1,024,000 |
| Home Improvement | 108 | $12,580,000 | $116,000 | $755,000 | $176,000 | $830,000 |
| Cash-out Refinancing | 104 | $67,020,000 | $644,000 | $2,305,000 | $257,000 | $1,472,000 |
| Other Purpose | 49 | $6,255,000 | $127,000 | $755,000 | $143,000 | $432,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 704 | $383,610,000 | $544,000 | $2,305,000 | $232,000 | $1,472,000 |
| Asian | 256 | $177,370,000 | $692,000 | $1,955,000 | $227,000 | $650,000 |
| Not Provided | 155 | $63,225,000 | $407,000 | $2,975,000 | $224,000 | $3,552,000 |
| Not applicable | 139 | $1,080,885,000 | $7,776,000 | $63,005,000 | $0 | $0 |
| Hispanic | 69 | $31,535,000 | $457,000 | $2,235,000 | $152,000 | $586,000 |
| Black or African American | 64 | $28,130,000 | $439,000 | $1,175,000 | $148,000 | $445,000 |
| American Indian or Alaskan Native | 2 | $1,230,000 | $615,000 | $775,000 | $141,000 | $198,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,430 | $1,790,200,000 | $1,251,000 | $63,005,000 | $222,000 | $3,552,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,015 | $1,339,095,000 | $1,319,000 | $63,005,000 | $227,000 | $3,552,000 |
| Application Withdrawn By Applicant | 265 | $330,515,000 | $1,247,000 | $48,505,000 | $229,000 | $1,122,000 |
| Application Denied By Financial Institution | 83 | $42,155,000 | $507,000 | $2,005,000 | $141,000 | $570,000 |
| Loan Purchased By The Institution | 43 | $43,765,000 | $1,017,000 | $2,305,000 | $0 | $0 |
| Application Approved But Not Accepted | 14 | $28,870,000 | $2,062,000 | $11,705,000 | $233,000 | $596,000 |
| File Closed For Incompleteness | 10 | $5,800,000 | $580,000 | $985,000 | $178,000 | $352,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,347 | $1,748,045,000 | $1,297,000 | $63,005,000 | $227,000 | $3,552,000 |
| Debt-To-Income Ratio | 39 | $19,975,000 | $512,000 | $1,575,000 | $123,000 | $311,000 |
| Other | 16 | $7,140,000 | $446,000 | $2,005,000 | $177,000 | $570,000 |
| Collateral | 12 | $7,560,000 | $630,000 | $1,435,000 | $150,000 | $252,000 |
| Credit History | 9 | $1,795,000 | $199,000 | $515,000 | $131,000 | $213,000 |
| Employment History | 3 | $2,595,000 | $865,000 | $1,525,000 | $41,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $2,435,000 | $811,000 | $1,075,000 | $281,000 | $344,000 |
| Unverifiable Information | 1 | $655,000 | $655,000 | $655,000 | $83,000 | $83,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.