Justice Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2021

Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Justice Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Justice Federal Credit Union
5175 Parkstone Drive, Ste. 200
Chantilly, VA 20151
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,728
Total Mortgage Loan Application Amount $378,090,000
Average Mortgage Loan Application Amount $165,600
Highest Mortgage Loan Application Amount $1,805,000
Average Applicant Income $155,400
Highest Applicant Income $9,618,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Justice Federal Credit Union by Metropolitan Area in 2021

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 337 $ 72,015,000 $ 214,333 $ 177,333
NA (OUTSIDE OF MSA/MD) 256 $ 31,320,000 $ 157,250 $ 151,315
ATLANTA-SANDY SPRINGS-ROSWELL, GA 51 $ 9,645,000 $ 189,000 $ 124,000
WASHINGTON-BALTIMORE-ARLINGTON, DC 44 $ 13,600,000 $ 309,000 $ 206,000
BALTIMORE-COLUMBIA-TOWSON, MD 41 $ 8,955,000 $ 218,000 $ 154,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 38 $ 8,130,000 $ 213,000 $ 143,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 21 $ 3,275,000 $ 155,000 $ 152,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 17 $ 2,605,000 $ 153,000 $ 117,000
BIRMINGHAM-HOOVER, AL 16 $ 1,740,000 $ 108,000 $ 0
TUSCALOOSA, AL 16 $ 1,350,000 $ 84,000 $ 0
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 15 $ 4,325,000 $ 288,000 $ 171,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 14 $ 3,340,000 $ 238,000 $ 178,000
MIAMI-MIAMI BEACH-KENDALL, FL 14 $ 2,500,000 $ 178,000 $ 116,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 14 $ 2,450,000 $ 175,000 $ 174,000
CHICAGO-NAPERVILLE, IL 13 $ 3,055,000 $ 235,000 $ 205,000
FORT WORTH-ARLINGTON, TX 13 $ 1,435,000 $ 110,000 $ 140,000
AUSTIN-ROUND ROCK, TX 12 $ 1,390,000 $ 115,000 $ 78,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 12 $ 1,020,000 $ 83,000 $ 108,000
JACKSONVILLE, FL 11 $ 1,735,000 $ 157,000 $ 129,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 10 $ 1,010,000 $ 101,000 $ 123,000
BEAUMONT-PORT ARTHUR, TX 9 $ 1,155,000 $ 128,000 $ 0
CHARLOTTE-CONCORD-GASTONIA, NC-SC 9 $ 635,000 $ 70,000 $ 107,000
MORGANTOWN, WV 9 $ 1,795,000 $ 199,000 $ 123,000
NEW YORK-NEWARK, NY 9 $ 2,685,000 $ 298,000 $ 200,000
SAN ANTONIO-NEW BRAUNFELS, TX 9 $ 1,355,000 $ 150,000 $ 163,000
DALLAS-PLANO-IRVING, TX 8 $ 810,000 $ 101,000 $ 250,000
MONTGOMERY, AL 7 $ 845,000 $ 120,000 $ 0
NASSAU COUNTY-SUFFOLK COUNTY, NY 7 $ 1,975,000 $ 282,000 $ 191,000
NEWARK, NJ-PA 7 $ 1,485,000 $ 212,000 $ 141,000
ORLANDO-KISSIMMEE-SANFORD, FL 7 $ 1,295,000 $ 185,000 $ 337,000
CAMDEN, NJ 6 $ 1,670,000 $ 278,000 $ 161,000
COLUMBIA, SC 6 $ 610,000 $ 101,000 $ 0
JACKSON, MS 6 $ 830,000 $ 138,000 $ 90,000
LAKELAND-WINTER HAVEN, FL 6 $ 720,000 $ 120,000 $ 111,000
MOBILE, AL 6 $ 740,000 $ 123,000 $ 163,000
OAKLAND-HAYWARD-BERKELEY, CA 6 $ 590,000 $ 98,000 $ 152,000
ANAHEIM-SANTA ANA-IRVINE, CA 5 $ 1,405,000 $ 281,000 $ 237,000
OCALA, FL 5 $ 1,145,000 $ 229,000 $ 120,000
SAVANNAH, GA 5 $ 975,000 $ 195,000 $ 182,000
GULFPORT-BILOXI-PASCAGOULA, MS 4 $ 480,000 $ 120,000 $ 0
HUNTSVILLE, AL 4 $ 1,150,000 $ 287,000 $ 409,000
KINGSTON, NY 4 $ 370,000 $ 92,000 $ 85,000
MEMPHIS, TN-MS-AR 4 $ 760,000 $ 190,000 $ 93,000
RALEIGH, NC 4 $ 330,000 $ 82,000 $ 79,000
RICHMOND, VA 4 $ 820,000 $ 205,000 $ 121,000
SAN DIEGO-CARLSBAD, CA 4 $ 650,000 $ 162,000 $ 160,000
ABILENE, TX 3 $ 285,000 $ 95,000 $ 52,000
AUGUSTA-RICHMOND COUNTY, GA-SC 3 $ 335,000 $ 111,000 $ 66,000
BRIDGEPORT-STAMFORD-NORWALK, CT 3 $ 665,000 $ 221,000 $ 104,000
BRUNSWICK, GA 3 $ 385,000 $ 128,000 $ 0
CAPE CORAL-FORT MYERS, FL 3 $ 525,000 $ 175,000 $ 126,000
CINCINNATI, OH-KY-IN 3 $ 1,135,000 $ 390,000 $ 131,000
EL PASO, TX 3 $ 295,000 $ 98,000 $ 66,000
FAYETTEVILLE, NC 3 $ 395,000 $ 131,000 $ 135,000
FLORENCE, SC 3 $ 405,000 $ 135,000 $ 35,000
GAINESVILLE, GA 3 $ 245,000 $ 81,000 $ 60,000
NEW HAVEN-MILFORD, CT 3 $ 495,000 $ 165,000 $ 1,602,000
NORTH PORT-SARASOTA-BRADENTON, FL 3 $ 1,035,000 $ 345,000 $ 174,000
PHOENIX-MESA-SCOTTSDALE, AZ 3 $ 1,185,000 $ 395,000 $ 260,000
PORT ST. LUCIE, FL 3 $ 265,000 $ 88,000 $ 78,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 3 $ 415,000 $ 138,000 $ 133,000
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 3 $ 1,015,000 $ 338,000 $ 225,000
SANTA MARIA-SANTA BARBARA, CA 3 $ 615,000 $ 205,000 $ 220,000
TYLER, TX 3 $ 305,000 $ 101,000 $ 0
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 3 $ 655,000 $ 218,000 $ 92,000
WILMINGTON, NC 3 $ 465,000 $ 155,000 $ 126,000
WINCHESTER, VA-WV 3 $ 155,000 $ 51,000 $ 96,000
ALBANY, GA 2 $ 400,000 $ 200,000 $ 111,000
ALBUQUERQUE, NM 2 $ 420,000 $ 210,000 $ 68,000
ATLANTIC CITY-HAMMONTON, NJ 2 $ 500,000 $ 250,000 $ 131,000
AUBURN-OPELIKA, AL 2 $ 190,000 $ 95,000 $ 86,000
BOSTON, MA 2 $ 340,000 $ 170,000 $ 203,000
BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY 2 $ 130,000 $ 65,000 $ 32,000
CHARLESTON-NORTH CHARLESTON, SC 2 $ 130,000 $ 65,000 $ 0
COLLEGE STATION-BRYAN, TX 2 $ 250,000 $ 125,000 $ 0
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 2 $ 260,000 $ 130,000 $ 0
DURHAM-CHAPEL HILL, NC 2 $ 360,000 $ 180,000 $ 89,000
HAGERSTOWN-MARTINSBURG, MD-WV 2 $ 470,000 $ 235,000 $ 102,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 2 $ 40,000 $ 20,000 $ 90,000
HUNTINGTON-ASHLAND, WV-KY-OH 2 $ 70,000 $ 35,000 $ 118,500
KILLEEN-TEMPLE, TX 2 $ 190,000 $ 95,000 $ 0
LOUISVILLE/JEFFERSON COUNTY, KY-IN 2 $ 550,000 $ 275,000 $ 118,000
LUBBOCK, TX 2 $ 270,000 $ 135,000 $ 0
LYNCHBURG, VA 2 $ 390,000 $ 195,000 $ 88,000
MERCED, CA 2 $ 120,000 $ 60,000 $ 154,000
ODESSA, TX 2 $ 190,000 $ 95,000 $ 0
OXNARD-THOUSAND OAKS-VENTURA, CA 2 $ 1,590,000 $ 795,000 $ 242,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 2 $ 180,000 $ 90,000 $ 138,000
PHILADELPHIA, PA 2 $ 250,000 $ 125,000 $ 148,000
SALISBURY, MD-DE 2 $ 380,000 $ 190,000 $ 169,000
STOCKTON-LODI, CA 2 $ 430,000 $ 215,000 $ 117,000
TEXARKANA, TX-AR 2 $ 280,000 $ 140,000 $ 0
ALBANY-SCHENECTADY-TROY, NY 1 $ 275,000 $ 275,000 $ 80,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 1 $ 85,000 $ 85,000 $ 403,000
AMARILLO, TX 1 $ 25,000 $ 25,000 $ 169,000
ASHEVILLE, NC 1 $ 315,000 $ 315,000 $ 140,000
ATHENS-CLARKE COUNTY, GA 1 $ 35,000 $ 35,000 $ 76,000
BATON ROUGE, LA 1 $ 105,000 $ 105,000 $ 150,000
BLOOMINGTON, IN 1 $ 285,000 $ 285,000 $ 106,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 1 $ 105,000 $ 105,000 $ 217,000
CLEVELAND-ELYRIA, OH 1 $ 215,000 $ 215,000 $ 99,000
DAPHNE-FAIRHOPE-FOLEY, AL 1 $ 65,000 $ 65,000 $ 0
DECATUR, AL 1 $ 25,000 $ 25,000 $ 0
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 1 $ 25,000 $ 25,000 $ 0
DETROIT-DEARBORN-LIVONIA, MI 1 $ 175,000 $ 175,000 $ 85,000
DOTHAN, AL 1 $ 55,000 $ 55,000 $ 0
ELGIN, IL 1 $ 235,000 $ 235,000 $ 208,000
ELMIRA, NY 1 $ 55,000 $ 55,000 $ 100,000
FORT SMITH, AR-OK 1 $ 185,000 $ 185,000 $ 199,000
FRESNO, CA 1 $ 105,000 $ 105,000 $ 458,000
GAINESVILLE, FL 1 $ 115,000 $ 115,000 $ 0
GARY, IN 1 $ 185,000 $ 185,000 $ 13,000
GOLDSBORO, NC 1 $ 75,000 $ 75,000 $ 77,000
GREENSBORO-HIGH POINT, NC 1 $ 75,000 $ 75,000 $ 0
GREENVILLE, NC 1 $ 115,000 $ 115,000 $ 59,000
GREENVILLE-ANDERSON-MAULDIN, SC 1 $ 105,000 $ 105,000 $ 0
HATTIESBURG, MS 1 $ 135,000 $ 135,000 $ 0
HOMOSASSA SPRINGS, FL 1 $ 215,000 $ 215,000 $ 88,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 1 $ 395,000 $ 395,000 $ 315,000
KANSAS CITY, MO-KS 1 $ 355,000 $ 355,000 $ 155,000
LAKE HAVASU CITY-KINGMAN, AZ 1 $ 115,000 $ 115,000 $ 117,000
LANCASTER, PA 1 $ 115,000 $ 115,000 $ 78,000
LAREDO, TX 1 $ 165,000 $ 165,000 $ 173,000
LAS VEGAS-HENDERSON-PARADISE, NV 1 $ 255,000 $ 255,000 $ 101,000
LIMA, OH 1 $ 145,000 $ 145,000 $ 84,000
MISSOULA, MT 1 $ 365,000 $ 365,000 $ 94,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 1 $ 85,000 $ 85,000 $ 40,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 1 $ 545,000 $ 545,000 $ 189,000
NEW BERN, NC 1 $ 265,000 $ 265,000 $ 155,000
NEW ORLEANS-METAIRIE, LA 1 $ 115,000 $ 115,000 $ 63,000
OCEAN CITY, NJ 1 $ 165,000 $ 165,000 $ 326,000
OKLAHOMA CITY, OK 1 $ 325,000 $ 325,000 $ 123,000
PANAMA CITY, FL 1 $ 115,000 $ 115,000 $ 0
PARKERSBURG-VIENNA, WV 1 $ 135,000 $ 135,000 $ 218,000
PENSACOLA-FERRY PASS-BRENT, FL 1 $ 45,000 $ 45,000 $ 0
PROVIDENCE-WARWICK, RI-MA 1 $ 285,000 $ 285,000 $ 106,000
PUNTA GORDA, FL 1 $ 35,000 $ 35,000 $ 127,000
ROANOKE, VA 1 $ 145,000 $ 145,000 $ 123,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 1 $ 505,000 $ 505,000 $ 322,000
ROME, GA 1 $ 105,000 $ 105,000 $ 0
SALEM, OR 1 $ 125,000 $ 125,000 $ 83,000
SANTA ROSA, CA 1 $ 405,000 $ 405,000 $ 171,000
SEATTLE-BELLEVUE-EVERETT, WA 1 $ 305,000 $ 305,000 $ 72,000
SEBRING, FL 1 $ 35,000 $ 35,000 $ 0
SIOUX FALLS, SD 1 $ 165,000 $ 165,000 $ 123,000
SPARTANBURG, SC 1 $ 295,000 $ 295,000 $ 124,000
SPRINGFIELD, MA 1 $ 65,000 $ 65,000 $ 194,000
SPRINGFIELD, MO 1 $ 315,000 $ 315,000 $ 111,000
ST. LOUIS, MO-IL 1 $ 145,000 $ 145,000 $ 67,000
SUMTER, SC 1 $ 105,000 $ 105,000 $ 0
TALLAHASSEE, FL 1 $ 65,000 $ 65,000 $ 0
THE VILLAGES, FL 1 $ 35,000 $ 35,000 $ 73,000
TOLEDO, OH 1 $ 55,000 $ 55,000 $ 357,000
TRENTON, NJ 1 $ 25,000 $ 25,000 $ 138,000
TUCSON, AZ 1 $ 155,000 $ 155,000 $ 69,000
VICTORIA, TX 1 $ 85,000 $ 85,000 $ 0
VINELAND-BRIDGETON, NJ 1 $ 35,000 $ 35,000 $ 142,000
WICHITA FALLS, TX 1 $ 125,000 $ 125,000 $ 0
WILMINGTON, DE-MD-NJ 1 $ 305,000 $ 305,000 $ 139,000
WORCESTER, MA-CT 1 $ 55,000 $ 55,000 $ 98,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Justice Federal Credit Union in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 966 $248,240,000 $256,000 $1,805,000 $135,000 $1,490,000
Home Improvement 323 $31,405,000 $97,000 $255,000 $201,000 $9,618,000
Refinancing 293 $84,115,000 $287,000 $1,735,000 $142,000 $1,200,000
Cash-out Refinancing 102 $10,570,000 $103,000 $825,000 $149,000 $560,000
Other Purpose 44 $3,760,000 $85,000 $255,000 $150,000 $403,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 881 $176,205,000 $200,000 $1,805,000 $162,000 $4,516,000
Black or African American 386 $93,430,000 $242,000 $1,205,000 $154,000 $9,618,000
Not Provided 223 $53,545,000 $240,000 $1,735,000 $139,000 $916,000
Hispanic 156 $33,240,000 $213,000 $755,000 $135,000 $1,200,000
Asian 54 $13,390,000 $247,000 $885,000 $139,000 $382,000
American Indian or Alaskan Native 10 $2,050,000 $205,000 $555,000 $141,000 $234,000
Native Hawaiian or Other Pacific Islander 4 $1,630,000 $407,000 $825,000 $195,000 $254,000
Not applicable 1 $95,000 $95,000 $95,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,728 $378,090,000 $218,000 $1,805,000 $153,000 $9,618,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 590 $125,480,000 $212,000 $1,735,000 $153,000 $916,000
Loan Purchased By The Institution 345 $35,455,000 $102,000 $235,000 $0 $0
Preapproval Approved but not Accepted 336 $122,710,000 $365,000 $1,805,000 $140,000 $1,490,000
Application Approved But Not Accepted 183 $41,645,000 $227,000 $1,485,000 $144,000 $409,000
Application Denied By Financial Institution 96 $19,890,000 $207,000 $805,000 $116,000 $1,200,000
Application Withdrawn By Applicant 95 $11,295,000 $118,000 $755,000 $304,000 $9,618,000
Preapproval Denied by Financial Institution 81 $20,995,000 $259,000 $765,000 $96,000 $550,000
File Closed For Incompleteness 2 $620,000 $310,000 $455,000 $157,000 $230,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,551 $337,205,000 $217,000 $1,805,000 $160,000 $9,618,000
Credit History 104 $22,660,000 $217,000 $805,000 $104,000 $550,000
Debt-To-Income Ratio 47 $11,585,000 $246,000 $575,000 $83,000 $228,000
Collateral 15 $3,715,000 $247,000 $535,000 $187,000 $1,200,000
Other 6 $1,240,000 $206,000 $375,000 $120,000 $208,000
Insufficient Cash (Downpayment, Closing Cost) 3 $1,025,000 $341,000 $505,000 $110,000 $136,000
Credit Application Incomplete 1 $405,000 $405,000 $405,000 $147,000 $147,000
Employment History 1 $255,000 $255,000 $255,000 $240,000 $240,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.

Download the Virginia Lender List