Justice Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2020

Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Justice Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Justice Federal Credit Union
5175 Parkstone Drive, Ste. 200
Chantilly, VA 20151
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,792
Total Mortgage Loan Application Amount $367,720,000
Average Mortgage Loan Application Amount $150,800
Highest Mortgage Loan Application Amount $1,525,000
Average Applicant Income $151,000
Highest Applicant Income $1,806,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Justice Federal Credit Union by Metropolitan Area in 2020

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 397 $ 88,115,000 $ 223,500 $ 158,000
NA (OUTSIDE OF MSA/MD) 261 $ 27,785,000 $ 130,238 $ 120,250
WASHINGTON-BALTIMORE-ARLINGTON, DC 44 $ 13,610,000 $ 309,000 $ 218,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 35 $ 7,305,000 $ 208,000 $ 120,000
BALTIMORE-COLUMBIA-TOWSON, MD 30 $ 6,540,000 $ 218,000 $ 147,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 30 $ 4,880,000 $ 162,000 $ 147,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 28 $ 6,010,000 $ 214,000 $ 150,000
BIRMINGHAM-HOOVER, AL 22 $ 2,240,000 $ 101,000 $ 93,000
CHICAGO-NAPERVILLE, IL 22 $ 3,540,000 $ 160,000 $ 119,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 22 $ 5,970,000 $ 271,000 $ 153,000
MIAMI-MIAMI BEACH-KENDALL, FL 20 $ 3,440,000 $ 172,000 $ 162,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 20 $ 1,500,000 $ 75,000 $ 95,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 17 $ 4,705,000 $ 271,500 $ 134,500
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 14 $ 2,700,000 $ 192,000 $ 130,000
JACKSONVILLE, FL 13 $ 1,885,000 $ 145,000 $ 127,000
NEWARK, NJ-PA 13 $ 3,425,000 $ 210,500 $ 161,000
SAN ANTONIO-NEW BRAUNFELS, TX 12 $ 1,500,000 $ 125,000 $ 96,000
RICHMOND, VA 11 $ 1,935,000 $ 175,000 $ 153,000
SAN DIEGO-CARLSBAD, CA 11 $ 2,445,000 $ 222,000 $ 159,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 10 $ 1,690,000 $ 109,000 $ 175,000
DALLAS-PLANO-IRVING, TX 10 $ 1,500,000 $ 150,000 $ 157,000
NEW YORK-NEWARK, NY 10 $ 2,180,000 $ 150,000 $ 144,500
BEAUMONT-PORT ARTHUR, TX 9 $ 1,075,000 $ 119,000 $ 88,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 9 $ 715,000 $ 70,500 $ 79,000
NASSAU COUNTY-SUFFOLK COUNTY, NY 9 $ 1,505,000 $ 167,000 $ 147,000
ORLANDO-KISSIMMEE-SANFORD, FL 9 $ 995,000 $ 110,000 $ 114,000
TUSCALOOSA, AL 9 $ 815,000 $ 90,000 $ 126,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 9 $ 1,345,000 $ 149,000 $ 150,000
ANAHEIM-SANTA ANA-IRVINE, CA 7 $ 1,915,000 $ 273,000 $ 176,000
AUSTIN-ROUND ROCK, TX 7 $ 575,000 $ 82,000 $ 110,000
COLUMBIA, SC 7 $ 795,000 $ 113,000 $ 96,000
FORT WORTH-ARLINGTON, TX 7 $ 885,000 $ 126,000 $ 135,000
MONTGOMERY, AL 7 $ 645,000 $ 92,000 $ 95,000
MORGANTOWN, WV 7 $ 2,075,000 $ 296,000 $ 138,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 7 $ 1,405,000 $ 233,500 $ 130,000
BRIDGEPORT-STAMFORD-NORWALK, CT 6 $ 1,840,000 $ 306,000 $ 172,000
DURHAM-CHAPEL HILL, NC 6 $ 800,000 $ 133,000 $ 110,000
HAGERSTOWN-MARTINSBURG, MD-WV 6 $ 670,000 $ 111,000 $ 142,000
HUNTSVILLE, AL 6 $ 1,180,000 $ 196,000 $ 185,000
MEMPHIS, TN-MS-AR 6 $ 1,090,000 $ 255,000 $ 163,000
RALEIGH, NC 6 $ 990,000 $ 165,000 $ 270,000
TUCSON, AZ 6 $ 1,240,000 $ 206,000 $ 74,000
JACKSON, MS 5 $ 545,000 $ 109,000 $ 112,000
LUBBOCK, TX 5 $ 425,000 $ 85,000 $ 71,000
PHILADELPHIA, PA 5 $ 1,055,000 $ 211,000 $ 99,000
PITTSBURGH, PA 5 $ 825,000 $ 165,000 $ 178,000
ASHEVILLE, NC 4 $ 850,000 $ 212,000 $ 135,000
CAMDEN, NJ 4 $ 480,000 $ 120,000 $ 108,000
CHARLESTON-NORTH CHARLESTON, SC 4 $ 540,000 $ 135,000 $ 97,000
CHATTANOOGA, TN-GA 4 $ 340,000 $ 85,000 $ 78,000
CLEVELAND-ELYRIA, OH 4 $ 340,000 $ 85,000 $ 87,000
DAPHNE-FAIRHOPE-FOLEY, AL 4 $ 410,000 $ 102,000 $ 119,000
ELGIN, IL 4 $ 550,000 $ 137,000 $ 224,000
MACON-BIBB COUNTY, GA 4 $ 370,000 $ 92,000 $ 65,000
NORTH PORT-SARASOTA-BRADENTON, FL 4 $ 1,050,000 $ 262,000 $ 134,000
OCALA, FL 4 $ 340,000 $ 85,000 $ 76,000
ODESSA, TX 4 $ 430,000 $ 107,000 $ 0
TYLER, TX 4 $ 250,000 $ 62,000 $ 0
AUGUSTA-RICHMOND COUNTY, GA-SC 3 $ 285,000 $ 92,500 $ 77,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 3 $ 485,000 $ 161,000 $ 0
DENVER-AURORA-LAKEWOOD, CO 3 $ 1,335,000 $ 445,000 $ 194,000
GAINESVILLE, FL 3 $ 255,000 $ 85,000 $ 0
GREENVILLE-ANDERSON-MAULDIN, SC 3 $ 225,000 $ 75,000 $ 157,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 3 $ 785,000 $ 261,000 $ 181,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 3 $ 325,000 $ 108,000 $ 186,000
NEW HAVEN-MILFORD, CT 3 $ 455,000 $ 151,000 $ 110,000
NEW ORLEANS-METAIRIE, LA 3 $ 755,000 $ 251,000 $ 127,000
OCEAN CITY, NJ 3 $ 765,000 $ 255,000 $ 305,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 3 $ 205,000 $ 68,000 $ 92,000
PORT ST. LUCIE, FL 3 $ 545,000 $ 181,000 $ 139,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 3 $ 215,000 $ 71,000 $ 61,000
SAVANNAH, GA 3 $ 285,000 $ 95,000 $ 143,000
WINCHESTER, VA-WV 3 $ 665,000 $ 221,000 $ 117,000
ALBANY, GA 2 $ 370,000 $ 185,000 $ 116,000
ANNISTON-OXFORD-JACKSONVILLE, AL 2 $ 190,000 $ 95,000 $ 0
BATON ROUGE, LA 2 $ 250,000 $ 125,000 $ 70,000
BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY 2 $ 470,000 $ 235,000 $ 135,000
COLLEGE STATION-BRYAN, TX 2 $ 320,000 $ 160,000 $ 120,000
COLUMBUS, GA-AL 2 $ 290,000 $ 145,000 $ 82,000
DECATUR, AL 2 $ 80,000 $ 40,000 $ 0
FRESNO, CA 2 $ 730,000 $ 365,000 $ 156,000
GARY, IN 2 $ 570,000 $ 285,000 $ 162,000
GULFPORT-BILOXI-PASCAGOULA, MS 2 $ 160,000 $ 80,000 $ 0
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 2 $ 390,000 $ 195,000 $ 273,000
HATTIESBURG, MS 2 $ 190,000 $ 95,000 $ 0
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 2 $ 170,000 $ 85,000 $ 99,000
HINESVILLE, GA 2 $ 150,000 $ 75,000 $ 0
KANSAS CITY, MO-KS 2 $ 560,000 $ 280,000 $ 89,500
LAKELAND-WINTER HAVEN, FL 2 $ 430,000 $ 215,000 $ 67,000
LAS VEGAS-HENDERSON-PARADISE, NV 2 $ 640,000 $ 320,000 $ 95,000
NEW BERN, NC 2 $ 60,000 $ 30,000 $ 0
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 2 $ 1,610,000 $ 805,000 $ 195,000
SANTA CRUZ-WATSONVILLE, CA 2 $ 560,000 $ 280,000 $ 172,000
TEXARKANA, TX-AR 2 $ 140,000 $ 70,000 $ 0
THE VILLAGES, FL 2 $ 670,000 $ 335,000 $ 124,000
TOLEDO, OH 2 $ 680,000 $ 340,000 $ 333,000
WARREN-TROY-FARMINGTON HILLS, MI 2 $ 250,000 $ 125,000 $ 78,000
WILMINGTON, DE-MD-NJ 2 $ 320,000 $ 160,000 $ 191,500
WORCESTER, MA-CT 2 $ 500,000 $ 250,000 $ 124,000
AKRON, OH 1 $ 155,000 $ 155,000 $ 100,000
ALBUQUERQUE, NM 1 $ 305,000 $ 305,000 $ 75,000
ALTOONA, PA 1 $ 15,000 $ 15,000 $ 87,000
ATHENS-CLARKE COUNTY, GA 1 $ 65,000 $ 65,000 $ 96,000
ATLANTIC CITY-HAMMONTON, NJ 1 $ 45,000 $ 45,000 $ 235,000
AUBURN-OPELIKA, AL 1 $ 235,000 $ 235,000 $ 73,000
BLOOMINGTON, IL 1 $ 55,000 $ 55,000 $ 257,000
BOULDER, CO 1 $ 475,000 $ 475,000 $ 150,000
BRUNSWICK, GA 1 $ 145,000 $ 145,000 $ 0
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 1 $ 95,000 $ 95,000 $ 131,000
CAPE CORAL-FORT MYERS, FL 1 $ 205,000 $ 205,000 $ 178,000
CHAMBERSBURG-WAYNESBORO, PA 1 $ 275,000 $ 275,000 $ 188,000
CHARLESTON, WV 1 $ 315,000 $ 315,000 $ 307,000
CHICO, CA 1 $ 295,000 $ 295,000 $ 169,000
CLARKSVILLE, TN-KY 1 $ 135,000 $ 135,000 $ 47,000
COLUMBUS, OH 1 $ 125,000 $ 125,000 $ 243,000
DALTON, GA 1 $ 95,000 $ 95,000 $ 0
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 1 $ 255,000 $ 255,000 $ 187,000
DETROIT-DEARBORN-LIVONIA, MI 1 $ 45,000 $ 45,000 $ 48,000
DOTHAN, AL 1 $ 135,000 $ 135,000 $ 0
EL CENTRO, CA 1 $ 245,000 $ 245,000 $ 125,000
EL PASO, TX 1 $ 75,000 $ 75,000 $ 0
FLORENCE, SC 1 $ 35,000 $ 35,000 $ 0
FLORENCE-MUSCLE SHOALS, AL 1 $ 55,000 $ 55,000 $ 0
GOLDSBORO, NC 1 $ 25,000 $ 25,000 $ 0
GREELEY, CO 1 $ 365,000 $ 365,000 $ 135,000
HOMOSASSA SPRINGS, FL 1 $ 205,000 $ 205,000 $ 97,000
JEFFERSON CITY, MO 1 $ 205,000 $ 205,000 $ 109,000
KALAMAZOO-PORTAGE, MI 1 $ 135,000 $ 135,000 $ 71,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 1 $ 15,000 $ 15,000 $ 236,000
LEXINGTON-FAYETTE, KY 1 $ 145,000 $ 145,000 $ 88,000
LONGVIEW, TX 1 $ 65,000 $ 65,000 $ 0
MCALLEN-EDINBURG-MISSION, TX 1 $ 65,000 $ 65,000 $ 122,000
MIDLAND, TX 1 $ 85,000 $ 85,000 $ 0
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 1 $ 305,000 $ 305,000 $ 138,000
MOBILE, AL 1 $ 55,000 $ 55,000 $ 0
NAPLES-IMMOKALEE-MARCO ISLAND, FL 1 $ 205,000 $ 205,000 $ 85,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 1 $ 215,000 $ 215,000 $ 191,000
NORWICH-NEW LONDON, CT 1 $ 85,000 $ 85,000 $ 136,000
OAKLAND-HAYWARD-BERKELEY, CA 1 $ 355,000 $ 355,000 $ 171,000
OKLAHOMA CITY, OK 1 $ 305,000 $ 305,000 $ 128,000
PANAMA CITY, FL 1 $ 85,000 $ 85,000 $ 0
PARKERSBURG-VIENNA, WV 1 $ 15,000 $ 15,000 $ 177,000
PENSACOLA-FERRY PASS-BRENT, FL 1 $ 55,000 $ 55,000 $ 187,000
PHOENIX-MESA-SCOTTSDALE, AZ 1 $ 135,000 $ 135,000 $ 97,000
PUNTA GORDA, FL 1 $ 85,000 $ 85,000 $ 0
RAPID CITY, SD 1 $ 165,000 $ 165,000 $ 134,000
REDDING, CA 1 $ 255,000 $ 255,000 $ 183,000
ROANOKE, VA 1 $ 55,000 $ 55,000 $ 119,000
ROCHESTER, MN 1 $ 185,000 $ 185,000 $ 65,000
ROME, GA 1 $ 85,000 $ 85,000 $ 0
SALT LAKE CITY, UT 1 $ 255,000 $ 255,000 $ 133,000
SANTA MARIA-SANTA BARBARA, CA 1 $ 475,000 $ 475,000 $ 211,000
SCRANTON--WILKES-BARRE--HAZLETON, PA 1 $ 65,000 $ 65,000 $ 137,000
SEBASTIAN-VERO BEACH, FL 1 $ 235,000 $ 235,000 $ 154,000
SEBRING, FL 1 $ 35,000 $ 35,000 $ 0
SHERMAN-DENISON, TX 1 $ 85,000 $ 85,000 $ 0
SPRINGFIELD, IL 1 $ 185,000 $ 185,000 $ 91,000
ST. CLOUD, MN 1 $ 55,000 $ 55,000 $ 50,000
ST. LOUIS, MO-IL 1 $ 285,000 $ 285,000 $ 156,000
STOCKTON-LODI, CA 1 $ 35,000 $ 35,000 $ 95,000
SUMTER, SC 1 $ 85,000 $ 85,000 $ 0
TALLAHASSEE, FL 1 $ 95,000 $ 95,000 $ 0
TERRE HAUTE, IN 1 $ 205,000 $ 205,000 $ 103,000
WACO, TX 1 $ 15,000 $ 15,000 $ 80,000
WHEELING, WV-OH 1 $ 85,000 $ 85,000 $ 77,000
WICHITA FALLS, TX 1 $ 15,000 $ 15,000 $ 0
WILMINGTON, NC 1 $ 225,000 $ 225,000 $ 235,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 1 $ 55,000 $ 55,000 $ 81,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Justice Federal Credit Union in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 880 $202,380,000 $229,000 $1,315,000 $132,000 $1,026,000
Refinancing 489 $130,545,000 $266,000 $1,525,000 $144,000 $564,000
Home Improvement 276 $21,470,000 $77,000 $705,000 $164,000 $1,806,000
Other Purpose 83 $7,015,000 $84,000 $255,000 $165,000 $1,293,000
Cash-out Refinancing 64 $6,310,000 $98,000 $385,000 $150,000 $396,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 982 $178,440,000 $181,000 $1,525,000 $147,000 $1,806,000
Black or African American 349 $71,195,000 $203,000 $1,105,000 $127,000 $1,026,000
Not Provided 250 $69,520,000 $278,000 $1,315,000 $153,000 $773,000
Hispanic 148 $30,270,000 $204,000 $765,000 $142,000 $549,000
Asian 42 $12,000,000 $285,000 $865,000 $170,000 $460,000
American Indian or Alaskan Native 4 $550,000 $137,000 $365,000 $132,000 $170,000
Native Hawaiian or Other Pacific Islander 4 $440,000 $110,000 $215,000 $265,000 $513,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,792 $367,720,000 $205,000 $1,525,000 $144,000 $1,806,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 643 $134,595,000 $209,000 $975,000 $154,000 $1,293,000
Application Approved But Not Accepted 318 $69,370,000 $218,000 $1,525,000 $144,000 $559,000
Loan Purchased By The Institution 310 $25,720,000 $82,000 $175,000 $0 $0
Preapproval Approved but not Accepted 241 $81,865,000 $339,000 $1,315,000 $137,000 $773,000
Preapproval Denied by Financial Institution 120 $30,680,000 $255,000 $685,000 $101,000 $640,000
Application Denied By Financial Institution 85 $17,515,000 $206,000 $655,000 $124,000 $1,026,000
Application Withdrawn By Applicant 75 $7,975,000 $106,000 $705,000 $182,000 $1,806,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,587 $319,525,000 $201,000 $1,525,000 $150,000 $1,806,000
Credit History 134 $29,850,000 $222,000 $655,000 $118,000 $1,026,000
Debt-To-Income Ratio 58 $14,970,000 $258,000 $625,000 $92,000 $194,000
Collateral 7 $2,585,000 $369,000 $685,000 $135,000 $246,000
Other 2 $110,000 $55,000 $65,000 $166,000 $188,000
Credit Application Incomplete 1 $195,000 $195,000 $195,000 $74,000 $74,000
Employment History 1 $255,000 $255,000 $255,000 $67,000 $67,000
Insufficient Cash (Downpayment, Closing Cost) 1 $105,000 $105,000 $105,000 $37,000 $37,000
Mortgage Insurance Denied 1 $125,000 $125,000 $125,000 $151,000 $151,000
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.

Download the Virginia Lender List