Jmac Lending Inc 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Jmac Lending Inc 16782 Von Karman Ave, Suite 12 Irvine, CA 92606 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2010 2009 2008 2007 |
Total Number of Mortgage Applications | 8,316 |
Total Mortgage Loan Application Amount | $2,682,374,000 |
Average Mortgage Loan Application Amount | $302,000 |
Highest Mortgage Loan Application Amount | $1,969,000 |
Average Applicant Income | $101,000 |
Highest Applicant Income | $2,792,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Jmac Lending Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Jmac Lending Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Jmac Lending Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Jmac Lending Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Jmac Lending Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Jmac Lending Inc's mortgage activity for 2009.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Ada County Idaho | 5 | $ 1,167,000 | $ 233,000 | $ 58,000 |
Adams County Colorado | 2 | $ 1,082,000 | $ 541,000 | $ 235,000 |
Alameda County California | 290 | $ 108,121,000 | $ 372,000 | $ 125,000 |
Alamosa County Colorado | 1 | $ 412,000 | $ 412,000 | $ 74,000 |
Amador County California | 7 | $ 1,825,000 | $ 260,000 | $ 64,000 |
Arapahoe County Colorado | 2 | $ 385,000 | $ 192,000 | $ 91,000 |
Benton County Washington | 2 | $ 358,000 | $ 179,000 | $ 6,000 |
Boulder County Colorado | 2 | $ 600,000 | $ 300,000 | $ 184,000 |
Broward County Florida | 6 | $ 920,000 | $ 153,000 | $ 64,000 |
Butte County California | 9 | $ 2,421,000 | $ 269,000 | $ 60,000 |
Calaveras County California | 7 | $ 1,805,000 | $ 257,000 | $ 153,000 |
Carson City County Nevada | 2 | $ 457,000 | $ 228,000 | $ 0 |
Chelan County Washington | 1 | $ 273,000 | $ 273,000 | $ 59,000 |
Cherokee County Georgia | 1 | $ 290,000 | $ 290,000 | $ 0 |
Citrus County Florida | 1 | $ 221,000 | $ 221,000 | $ 85,000 |
Clackamas County Oregon | 2 | $ 600,000 | $ 300,000 | $ 97,000 |
Clark County Nevada | 126 | $ 25,596,000 | $ 203,000 | $ 44,000 |
Clark County Washington | 4 | $ 821,000 | $ 205,000 | $ 9,000 |
Clatsop County Oregon | 1 | $ 260,000 | $ 260,000 | $ 70,000 |
Contra Costa County California | 148 | $ 51,977,000 | $ 351,000 | $ 126,000 |
Coos County Oregon | 1 | $ 188,000 | $ 188,000 | $ 120,000 |
Crook County Oregon | 1 | $ 152,000 | $ 152,000 | $ 67,000 |
Davis County Utah | 9 | $ 1,950,000 | $ 216,000 | $ 41,000 |
Del Norte County California | 1 | $ 210,000 | $ 210,000 | $ 70,000 |
Denver County Colorado | 3 | $ 1,039,000 | $ 346,000 | $ 99,000 |
Deschutes County Oregon | 4 | $ 1,161,000 | $ 290,000 | $ 76,000 |
Douglas County Colorado | 3 | $ 1,176,000 | $ 392,000 | $ 109,000 |
Douglas County Nevada | 3 | $ 698,000 | $ 232,000 | $ 61,000 |
Douglas County Washington | 1 | $ 190,000 | $ 190,000 | $ 40,000 |
Eagle County Colorado | 3 | $ 1,530,000 | $ 510,000 | $ 298,000 |
El Dorado County California | 25 | $ 8,067,000 | $ 322,000 | $ 118,000 |
El Paso County Colorado | 4 | $ 863,000 | $ 215,000 | $ 96,000 |
Fairfax County Virginia | 1 | $ 580,000 | $ 580,000 | $ 185,000 |
Fresno County California | 24 | $ 4,643,000 | $ 193,000 | $ 89,000 |
Gila County Arizona | 3 | $ 774,000 | $ 258,000 | $ 90,000 |
Graham County Arizona | 1 | $ 164,000 | $ 164,000 | $ 63,000 |
Grays Harbor County Washington | 2 | $ 350,000 | $ 175,000 | $ 0 |
Harris County Texas | 1 | $ 131,000 | $ 131,000 | $ 120,000 |
Hawaii County Hawaii | 5 | $ 2,193,000 | $ 438,000 | $ 65,000 |
Hillsborough County Florida | 2 | $ 616,000 | $ 308,000 | $ 109,000 |
Honolulu County Hawaii | 51 | $ 20,981,000 | $ 411,000 | $ 121,000 |
Humboldt County California | 3 | $ 797,000 | $ 265,000 | $ 110,000 |
Humboldt County Nevada | 1 | $ 138,000 | $ 138,000 | $ 0 |
Imperial County California | 3 | $ 516,000 | $ 172,000 | $ 17,000 |
Inyo County California | 2 | $ 583,000 | $ 291,000 | $ 123,000 |
Iron County Utah | 1 | $ 260,000 | $ 260,000 | $ 95,000 |
Island County Washington | 1 | $ 206,000 | $ 206,000 | $ 59,000 |
Jackson County Oregon | 2 | $ 625,000 | $ 312,000 | $ 29,000 |
Jefferson County Colorado | 5 | $ 1,929,000 | $ 385,000 | $ 74,000 |
Jerome County Idaho | 1 | $ 203,000 | $ 203,000 | $ 50,000 |
Kauai County Hawaii | 4 | $ 1,273,000 | $ 318,000 | $ 104,000 |
Kern County California | 31 | $ 6,506,000 | $ 209,000 | $ 79,000 |
King County Washington | 32 | $ 10,252,000 | $ 320,000 | $ 67,000 |
Kings County California | 2 | $ 390,000 | $ 195,000 | $ 0 |
Kitsap County Washington | 7 | $ 1,528,000 | $ 218,000 | $ 86,000 |
La Plata County Colorado | 1 | $ 417,000 | $ 417,000 | $ 281,000 |
Lake County California | 4 | $ 918,000 | $ 229,000 | $ 43,000 |
Lane County Oregon | 2 | $ 517,000 | $ 258,000 | $ 63,000 |
Larimer County Colorado | 1 | $ 410,000 | $ 410,000 | $ 158,000 |
Lassen County California | 1 | $ 518,000 | $ 518,000 | $ 117,000 |
Lee County Florida | 1 | $ 197,000 | $ 197,000 | $ 75,000 |
Lewis County Washington | 2 | $ 634,000 | $ 317,000 | $ 85,000 |
Los Angeles County California | 2,618 | $ 855,245,000 | $ 326,000 | $ 103,000 |
Lyon County Nevada | 1 | $ 147,000 | $ 147,000 | $ 0 |
Madera County California | 2 | $ 448,000 | $ 224,000 | $ 59,000 |
Manatee County Florida | 1 | $ 201,000 | $ 201,000 | $ 112,000 |
Maricopa County Arizona | 54 | $ 12,213,000 | $ 226,000 | $ 73,000 |
Marin County California | 24 | $ 13,432,000 | $ 559,000 | $ 200,000 |
Marion County Oregon | 1 | $ 186,000 | $ 186,000 | $ 0 |
Mason County Washington | 1 | $ 220,000 | $ 220,000 | $ 0 |
Maui County Hawaii | 15 | $ 5,414,000 | $ 360,000 | $ 82,000 |
Mendocino County California | 2 | $ 817,000 | $ 408,000 | $ 147,000 |
Merced County California | 9 | $ 1,776,000 | $ 197,000 | $ 71,000 |
Miami-Dade County Florida | 2 | $ 567,000 | $ 283,000 | $ 96,000 |
Moffat County Colorado | 1 | $ 158,000 | $ 158,000 | $ 34,000 |
Mohave County Arizona | 1 | $ 166,000 | $ 166,000 | $ 286,000 |
Mono County California | 4 | $ 1,023,000 | $ 255,000 | $ 72,000 |
Monterey County California | 32 | $ 9,655,000 | $ 301,000 | $ 108,000 |
Montezuma County Colorado | 1 | $ 256,000 | $ 256,000 | $ 116,000 |
Multnomah County Oregon | 5 | $ 833,000 | $ 166,000 | $ 41,000 |
Napa County California | 9 | $ 2,348,000 | $ 260,000 | $ 82,000 |
Nevada County California | 36 | $ 10,601,000 | $ 294,000 | $ 130,000 |
Orange County California | 2,152 | $ 709,944,000 | $ 329,000 | $ 102,000 |
Orange County Florida | 1 | $ 134,000 | $ 134,000 | $ 60,000 |
Pasco County Florida | 1 | $ 156,000 | $ 156,000 | $ 36,000 |
Pierce County Washington | 10 | $ 2,549,000 | $ 254,000 | $ 50,000 |
Pima County Arizona | 5 | $ 1,025,000 | $ 205,000 | $ 47,000 |
Pinal County Arizona | 7 | $ 1,250,000 | $ 178,000 | $ 38,000 |
Placer County California | 42 | $ 12,897,000 | $ 307,000 | $ 109,000 |
Plumas County California | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
Pueblo County Colorado | 1 | $ 238,000 | $ 238,000 | $ 90,000 |
Riverside County California | 366 | $ 82,897,000 | $ 226,000 | $ 85,000 |
Sacramento County California | 137 | $ 30,286,000 | $ 221,000 | $ 76,000 |
Salt Lake County Utah | 38 | $ 9,938,000 | $ 261,000 | $ 79,000 |
San Bernardino County California | 378 | $ 88,974,000 | $ 235,000 | $ 84,000 |
San Diego County California | 317 | $ 108,636,000 | $ 342,000 | $ 103,000 |
San Francisco County California | 85 | $ 37,928,000 | $ 446,000 | $ 125,000 |
San Joaquin County California | 42 | $ 10,647,000 | $ 253,000 | $ 90,000 |
San Juan County Washington | 1 | $ 280,000 | $ 280,000 | $ 61,000 |
San Luis Obispo County California | 24 | $ 6,793,000 | $ 283,000 | $ 103,000 |
San Mateo County California | 142 | $ 66,222,000 | $ 466,000 | $ 150,000 |
Santa Barbara County California | 30 | $ 13,091,000 | $ 436,000 | $ 117,000 |
Santa Clara County California | 475 | $ 188,353,000 | $ 396,000 | $ 136,000 |
Santa Cruz County California | 27 | $ 11,974,000 | $ 443,000 | $ 170,000 |
Shasta County California | 5 | $ 1,037,000 | $ 207,000 | $ 67,000 |
Siskiyou County California | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
Skagit County Washington | 1 | $ 222,000 | $ 222,000 | $ 68,000 |
Snohomish County Washington | 10 | $ 2,789,000 | $ 278,000 | $ 40,000 |
Solano County California | 23 | $ 5,781,000 | $ 251,000 | $ 70,000 |
Sonoma County California | 47 | $ 16,843,000 | $ 358,000 | $ 113,000 |
Spokane County Washington | 3 | $ 596,000 | $ 198,000 | $ 29,000 |
Stanislaus County California | 25 | $ 4,819,000 | $ 192,000 | $ 81,000 |
Summit County Colorado | 2 | $ 725,000 | $ 362,000 | $ 64,000 |
Summit County Utah | 3 | $ 1,464,000 | $ 488,000 | $ 130,000 |
Sutter County California | 5 | $ 947,000 | $ 189,000 | $ 53,000 |
Tehama County California | 2 | $ 595,000 | $ 297,000 | $ 133,000 |
Thurston County Washington | 1 | $ 171,000 | $ 171,000 | $ 0 |
Tillamook County Oregon | 1 | $ 417,000 | $ 417,000 | $ 506,000 |
Tooele County Utah | 2 | $ 419,000 | $ 209,000 | $ 84,000 |
Trinity County California | 1 | $ 74,000 | $ 74,000 | $ 21,000 |
Tulare County California | 5 | $ 915,000 | $ 183,000 | $ 32,000 |
Utah County Utah | 7 | $ 1,807,000 | $ 258,000 | $ 89,000 |
Ventura County California | 154 | $ 54,399,000 | $ 353,000 | $ 124,000 |
Wasatch County Utah | 1 | $ 417,000 | $ 417,000 | $ 2,792,000 |
Washington County Oregon | 5 | $ 1,314,000 | $ 262,000 | $ 69,000 |
Washington County Utah | 1 | $ 309,000 | $ 309,000 | $ 127,000 |
Washoe County Nevada | 10 | $ 2,635,000 | $ 263,000 | $ 51,000 |
Weber County Utah | 1 | $ 136,000 | $ 136,000 | $ 37,000 |
Whatcom County Washington | 2 | $ 457,000 | $ 228,000 | $ 32,000 |
Wise County Texas | 1 | $ 567,000 | $ 567,000 | $ 133,000 |
Yakima County Washington | 2 | $ 581,000 | $ 290,000 | $ 97,000 |
Yamhill County Oregon | 1 | $ 417,000 | $ 417,000 | $ 142,000 |
Yavapai County Arizona | 2 | $ 796,000 | $ 398,000 | $ 146,000 |
Yolo County California | 12 | $ 3,409,000 | $ 284,000 | $ 82,000 |
Yuba County California | 4 | $ 897,000 | $ 224,000 | $ 84,000 |
Yuma County Arizona | 1 | $ 197,000 | $ 197,000 | $ 112,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 5,529 | $1,866,485,000 | $337,000 | $1,524,000 | $107,000 | $2,792,000 |
Home Purchase | 2,743 | $803,728,000 | $293,000 | $1,969,000 | $97,000 | $1,658,000 |
Home Improvement | 44 | $12,161,000 | $276,000 | $665,000 | $99,000 | $643,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Asian | 3,831 | $1,232,169,000 | $321,000 | $1,435,000 | $104,000 | $1,289,000 |
White | 3,065 | $1,054,618,000 | $344,000 | $1,969,000 | $116,000 | $2,792,000 |
Hispanic | 1,045 | $267,152,000 | $255,000 | $1,111,000 | $65,000 | $526,000 |
Not Provided | 198 | $73,891,000 | $373,000 | $1,524,000 | $124,000 | $718,000 |
Black or African American | 98 | $29,588,000 | $301,000 | $1,140,000 | $88,000 | $349,000 |
Native Hawaiian or Other Pacific Islander | 62 | $19,322,000 | $311,000 | $860,000 | $96,000 | $314,000 |
American Indian or Alaskan Native | 17 | $5,634,000 | $331,000 | $626,000 | $105,000 | $257,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,099 | $2,326,216,000 | $327,000 | $1,969,000 | $112,000 | $2,792,000 |
FHA-insured (Federal Housing Administration) | 1,217 | $356,158,000 | $292,000 | $813,000 | $52,000 | $351,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 3,809 | $1,212,730,000 | $318,000 | $1,325,000 | $105,000 | $2,792,000 |
Application Approved But Not Accepted | 1,854 | $589,957,000 | $318,000 | $1,435,000 | $105,000 | $1,179,000 |
Application Denied By Financial Institution | 1,823 | $598,769,000 | $328,000 | $1,969,000 | $98,000 | $2,246,000 |
File Closed For Incompleteness | 478 | $163,618,000 | $342,000 | $1,160,000 | $114,000 | $1,289,000 |
Application Withdrawn By Applicant | 352 | $117,300,000 | $333,000 | $1,524,000 | $105,000 | $884,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 507 | $172,372,000 | $339,000 | $1,068,000 | $80,000 | $548,000 |
Other | 419 | $140,518,000 | $335,000 | $1,969,000 | $111,000 | $811,000 |
Collateral | 250 | $85,298,000 | $341,000 | $896,000 | $117,000 | $718,000 |
Credit History | 151 | $45,877,000 | $303,000 | $1,500,000 | $68,000 | $1,087,000 |
Employment History | 82 | $25,261,000 | $308,000 | $710,000 | $86,000 | $245,000 |
Unverifiable Information | 45 | $12,975,000 | $288,000 | $600,000 | $109,000 | $382,000 |
Mortgage Insurance Denied | 19 | $6,576,000 | $346,000 | $565,000 | $101,000 | $215,000 |
Insufficient Cash (Downpayment, Closing Cost) | 13 | $3,372,000 | $259,000 | $439,000 | $124,000 | $351,000 |
Credit Application Incomplete | 8 | $3,513,000 | $439,000 | $1,014,000 | $148,000 | $458,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Jmac Lending Inc's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Jmac Lending Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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