Jmac Lending Inc 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Jmac Lending Inc 16782 Von Karman Ave, Suite 12 Irvine, CA 92606 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2010 2009 2008 2007 |
Total Number of Mortgage Applications | 2,715 |
Total Mortgage Loan Application Amount | $854,950,000 |
Average Mortgage Loan Application Amount | $313,000 |
Highest Mortgage Loan Application Amount | $1,920,000 |
Average Applicant Income | $99,500 |
Highest Applicant Income | $1,920,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Jmac Lending Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Jmac Lending Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Jmac Lending Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Jmac Lending Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Jmac Lending Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Jmac Lending Inc's mortgage activity for 2008.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Ada County Idaho | 3 | $ 981,000 | $ 327,000 | $ 199,000 |
Adams County Colorado | 2 | $ 397,000 | $ 198,000 | $ 67,000 |
Alameda County California | 40 | $ 14,056,000 | $ 351,000 | $ 116,000 |
Amador County California | 2 | $ 459,000 | $ 229,000 | $ 54,000 |
Arapahoe County Colorado | 2 | $ 197,000 | $ 98,000 | $ 92,000 |
Archuleta County Colorado | 1 | $ 130,000 | $ 130,000 | $ 95,000 |
Baker County Oregon | 1 | $ 244,000 | $ 244,000 | $ 61,000 |
Bay County Florida | 2 | $ 528,000 | $ 264,000 | $ 123,000 |
Brazoria County Texas | 1 | $ 131,000 | $ 131,000 | $ 112,000 |
Brazos County Texas | 1 | $ 102,000 | $ 102,000 | $ 120,000 |
Brevard County Florida | 5 | $ 821,000 | $ 164,000 | $ 66,000 |
Broward County Florida | 15 | $ 3,915,000 | $ 261,000 | $ 118,000 |
Butte County California | 1 | $ 221,000 | $ 221,000 | $ 89,000 |
Cameron County Texas | 2 | $ 131,000 | $ 65,000 | $ 22,000 |
Canyon County Idaho | 1 | $ 214,000 | $ 214,000 | $ 184,000 |
Carson City County Nevada | 1 | $ 165,000 | $ 165,000 | $ 113,000 |
Chesapeake County Virginia | 1 | $ 315,000 | $ 315,000 | $ 137,000 |
Clark County Nevada | 15 | $ 4,461,000 | $ 297,000 | $ 125,000 |
Clark County Washington | 1 | $ 341,000 | $ 341,000 | $ 111,000 |
Coconino County Arizona | 1 | $ 281,000 | $ 281,000 | $ 74,000 |
Collier County Florida | 5 | $ 1,201,000 | $ 240,000 | $ 210,000 |
Collin County Texas | 3 | $ 697,000 | $ 232,000 | $ 114,000 |
Contra Costa County California | 25 | $ 8,328,000 | $ 333,000 | $ 140,000 |
Coos County Oregon | 1 | $ 138,000 | $ 138,000 | $ 27,000 |
Dallas County Texas | 2 | $ 338,000 | $ 169,000 | $ 234,000 |
Davis County Utah | 3 | $ 1,202,000 | $ 400,000 | $ 125,000 |
Denton County Texas | 1 | $ 156,000 | $ 156,000 | $ 105,000 |
Denver County Colorado | 2 | $ 768,000 | $ 384,000 | $ 235,000 |
Deschutes County Oregon | 2 | $ 816,000 | $ 408,000 | $ 126,000 |
Douglas County Colorado | 2 | $ 813,000 | $ 406,000 | $ 111,000 |
Douglas County Nevada | 2 | $ 689,000 | $ 344,000 | $ 93,000 |
Douglas County Oregon | 1 | $ 660,000 | $ 660,000 | $ 594,000 |
El Dorado County California | 3 | $ 1,006,000 | $ 335,000 | $ 150,000 |
El Paso County Colorado | 1 | $ 360,000 | $ 360,000 | $ 140,000 |
Ellis County Texas | 2 | $ 244,000 | $ 122,000 | $ 47,000 |
Flagler County Florida | 1 | $ 188,000 | $ 188,000 | $ 82,000 |
Fort Bend County Texas | 3 | $ 491,000 | $ 163,000 | $ 56,000 |
Fresno County California | 14 | $ 3,580,000 | $ 255,000 | $ 85,000 |
Garfield County Colorado | 2 | $ 737,000 | $ 368,000 | $ 95,000 |
Gila County Arizona | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
Harris County Texas | 9 | $ 1,681,000 | $ 186,000 | $ 116,000 |
Hawaii County Hawaii | 2 | $ 1,345,000 | $ 672,000 | $ 246,000 |
Hidalgo County Texas | 1 | $ 95,000 | $ 95,000 | $ 84,000 |
Highlands County Florida | 1 | $ 104,000 | $ 104,000 | $ 56,000 |
Hillsborough County Florida | 8 | $ 1,001,000 | $ 125,000 | $ 66,000 |
Honolulu County Hawaii | 22 | $ 9,547,000 | $ 433,000 | $ 99,000 |
Horry County South Carolina | 1 | $ 207,000 | $ 207,000 | $ 93,000 |
Humboldt County California | 1 | $ 510,000 | $ 510,000 | $ 160,000 |
Imperial County California | 12 | $ 2,335,000 | $ 194,000 | $ 76,000 |
Indian River County Florida | 1 | $ 417,000 | $ 417,000 | $ 421,000 |
Iron County Utah | 1 | $ 199,000 | $ 199,000 | $ 59,000 |
Jackson County Oregon | 1 | $ 285,000 | $ 285,000 | $ 50,000 |
Kauai County Hawaii | 4 | $ 1,385,000 | $ 346,000 | $ 96,000 |
Kern County California | 26 | $ 5,651,000 | $ 217,000 | $ 97,000 |
King County Washington | 3 | $ 988,000 | $ 329,000 | $ 157,000 |
Kings County California | 1 | $ 245,000 | $ 245,000 | $ 42,000 |
Kootenai County Idaho | 3 | $ 795,000 | $ 265,000 | $ 56,000 |
Lake County California | 1 | $ 188,000 | $ 188,000 | $ 56,000 |
Lake County Florida | 1 | $ 140,000 | $ 140,000 | $ 56,000 |
Lane County Oregon | 2 | $ 268,000 | $ 134,000 | $ 38,000 |
Lee County Florida | 2 | $ 662,000 | $ 331,000 | $ 139,000 |
Lincoln County Oregon | 1 | $ 211,000 | $ 211,000 | $ 199,000 |
Los Angeles County California | 826 | $ 274,311,000 | $ 332,000 | $ 94,000 |
Madera County California | 3 | $ 823,000 | $ 274,000 | $ 82,000 |
Manatee County Florida | 2 | $ 1,230,000 | $ 615,000 | $ 270,000 |
Maricopa County Arizona | 16 | $ 5,366,000 | $ 335,000 | $ 145,000 |
Marin County California | 5 | $ 2,079,000 | $ 415,000 | $ 128,000 |
Marion County Oregon | 3 | $ 568,000 | $ 189,000 | $ 55,000 |
Mason County Washington | 1 | $ 180,000 | $ 180,000 | $ 135,000 |
Maui County Hawaii | 1 | $ 602,000 | $ 602,000 | $ 132,000 |
Merced County California | 9 | $ 1,622,000 | $ 180,000 | $ 116,000 |
Miami-Dade County Florida | 14 | $ 3,401,000 | $ 242,000 | $ 81,000 |
Mohave County Arizona | 4 | $ 928,000 | $ 232,000 | $ 218,000 |
Monterey County California | 6 | $ 1,813,000 | $ 302,000 | $ 105,000 |
Montgomery County Texas | 3 | $ 617,000 | $ 205,000 | $ 95,000 |
Montrose County Colorado | 1 | $ 783,000 | $ 783,000 | $ 270,000 |
Multnomah County Oregon | 5 | $ 1,620,000 | $ 324,000 | $ 122,000 |
Napa County California | 1 | $ 729,000 | $ 729,000 | $ 52,000 |
Navajo County Arizona | 1 | $ 166,000 | $ 166,000 | $ 116,000 |
Nevada County California | 5 | $ 2,248,000 | $ 449,000 | $ 145,000 |
Nueces County Texas | 1 | $ 166,000 | $ 166,000 | $ 178,000 |
Nye County Nevada | 1 | $ 107,000 | $ 107,000 | $ 600,000 |
Orange County California | 719 | $ 234,992,000 | $ 326,000 | $ 95,000 |
Orange County Florida | 8 | $ 1,533,000 | $ 191,000 | $ 75,000 |
Osceola County Florida | 1 | $ 190,000 | $ 190,000 | $ 32,000 |
Palm Beach County Florida | 4 | $ 867,000 | $ 216,000 | $ 118,000 |
Pima County Arizona | 4 | $ 1,082,000 | $ 270,000 | $ 125,000 |
Pinal County Arizona | 5 | $ 1,527,000 | $ 305,000 | $ 92,000 |
Pinellas County Florida | 2 | $ 363,000 | $ 181,000 | $ 110,000 |
Placer County California | 13 | $ 5,810,000 | $ 446,000 | $ 114,000 |
Polk County Florida | 2 | $ 476,000 | $ 238,000 | $ 88,000 |
Portsmouth County Virginia | 1 | $ 114,000 | $ 114,000 | $ 45,000 |
Richland County South Carolina | 2 | $ 310,000 | $ 155,000 | $ 71,000 |
Riverside County California | 190 | $ 50,965,000 | $ 268,000 | $ 90,000 |
Rockwall County Texas | 1 | $ 400,000 | $ 400,000 | $ 288,000 |
Sacramento County California | 40 | $ 10,834,000 | $ 270,000 | $ 106,000 |
Salt Lake County Utah | 7 | $ 2,110,000 | $ 301,000 | $ 232,000 |
San Bernardino County California | 214 | $ 54,898,000 | $ 256,000 | $ 89,000 |
San Diego County California | 113 | $ 38,290,000 | $ 338,000 | $ 112,000 |
San Francisco County California | 8 | $ 4,732,000 | $ 591,000 | $ 132,000 |
San Joaquin County California | 18 | $ 4,968,000 | $ 276,000 | $ 114,000 |
San Luis Obispo County California | 5 | $ 1,722,000 | $ 344,000 | $ 168,000 |
San Mateo County California | 14 | $ 6,130,000 | $ 437,000 | $ 146,000 |
Sanpete County Utah | 1 | $ 182,000 | $ 182,000 | $ 43,000 |
Santa Barbara County California | 5 | $ 2,036,000 | $ 407,000 | $ 109,000 |
Santa Clara County California | 49 | $ 19,674,000 | $ 401,000 | $ 119,000 |
Santa Cruz County California | 4 | $ 1,768,000 | $ 442,000 | $ 77,000 |
Sarasota County Florida | 2 | $ 326,000 | $ 163,000 | $ 76,000 |
Shasta County California | 1 | $ 417,000 | $ 417,000 | $ 213,000 |
Solano County California | 13 | $ 3,834,000 | $ 294,000 | $ 82,000 |
Sonoma County California | 4 | $ 1,229,000 | $ 307,000 | $ 134,000 |
St. Lucie County Florida | 3 | $ 460,000 | $ 153,000 | $ 38,000 |
Stanislaus County California | 13 | $ 4,249,000 | $ 326,000 | $ 106,000 |
Sutter County California | 5 | $ 910,000 | $ 182,000 | $ 58,000 |
Tarrant County Texas | 3 | $ 488,000 | $ 162,000 | $ 101,000 |
Travis County Texas | 1 | $ 307,000 | $ 307,000 | $ 58,000 |
Tulare County California | 5 | $ 826,000 | $ 165,000 | $ 70,000 |
Utah County Utah | 8 | $ 2,053,000 | $ 256,000 | $ 119,000 |
Ventura County California | 28 | $ 10,051,000 | $ 358,000 | $ 106,000 |
Volusia County Florida | 2 | $ 460,000 | $ 230,000 | $ 101,000 |
Wasatch County Utah | 2 | $ 1,429,000 | $ 714,000 | $ 203,000 |
Washington County Oregon | 1 | $ 632,000 | $ 632,000 | $ 227,000 |
Washington County Utah | 2 | $ 1,623,000 | $ 811,000 | $ 233,000 |
Washoe County Nevada | 1 | $ 398,000 | $ 398,000 | $ 115,000 |
Wayne County Michigan | 1 | $ 144,000 | $ 144,000 | $ 101,000 |
Weber County Utah | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
Yolo County California | 2 | $ 480,000 | $ 240,000 | $ 55,000 |
Yuba County California | 1 | $ 171,000 | $ 171,000 | $ 42,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 1,497 | $487,920,000 | $325,000 | $1,920,000 | $98,000 | $1,920,000 |
Home Purchase | 1,218 | $367,030,000 | $301,000 | $1,463,000 | $101,000 | $756,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,003 | $344,621,000 | $343,000 | $1,920,000 | $119,000 | $1,920,000 |
Asian | 977 | $296,421,000 | $303,000 | $900,000 | $92,000 | $551,000 |
Hispanic | 629 | $182,342,000 | $289,000 | $1,325,000 | $80,000 | $421,000 |
Black or African American | 62 | $17,087,000 | $275,000 | $620,000 | $90,000 | $456,000 |
Not Provided | 22 | $6,847,000 | $311,000 | $1,100,000 | $94,000 | $436,000 |
Native Hawaiian or Other Pacific Islander | 16 | $5,037,000 | $314,000 | $640,000 | $105,000 | $372,000 |
American Indian or Alaskan Native | 6 | $2,595,000 | $432,000 | $795,000 | $176,000 | $300,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,663 | $840,904,000 | $315,000 | $1,920,000 | $100,000 | $1,920,000 |
FHA-insured (Federal Housing Administration) | 52 | $14,046,000 | $270,000 | $585,000 | $82,000 | $195,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 995 | $281,463,000 | $282,000 | $777,000 | $86,000 | $756,000 |
Application Approved But Not Accepted | 692 | $216,239,000 | $312,000 | $1,370,000 | $95,000 | $1,920,000 |
Application Denied By Financial Institution | 598 | $207,133,000 | $346,000 | $1,500,000 | $110,000 | $720,000 |
Application Withdrawn By Applicant | 388 | $135,756,000 | $349,000 | $1,920,000 | $124,000 | $948,000 |
File Closed For Incompleteness | 42 | $14,359,000 | $341,000 | $1,463,000 | $131,000 | $525,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 161 | $62,911,000 | $390,000 | $1,500,000 | $116,000 | $557,000 |
Collateral | 115 | $38,979,000 | $338,000 | $1,488,000 | $118,000 | $696,000 |
Other | 101 | $33,381,000 | $330,000 | $1,000,000 | $116,000 | $551,000 |
Employment History | 33 | $11,212,000 | $339,000 | $770,000 | $107,000 | $276,000 |
Credit History | 29 | $12,107,000 | $417,000 | $1,425,000 | $139,000 | $720,000 |
Credit Application Incomplete | 19 | $6,466,000 | $340,000 | $576,000 | $95,000 | $168,000 |
Mortgage Insurance Denied | 15 | $4,004,000 | $266,000 | $625,000 | $77,000 | $142,000 |
Unverifiable Information | 13 | $3,504,000 | $269,000 | $400,000 | $109,000 | $288,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $270,000 | $270,000 | $270,000 | $109,000 | $109,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Jmac Lending Inc's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Jmac Lending Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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