J. Virgil, Inc.
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for J. Virgil, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | J. Virgil, Inc. G3404 Miller Road Fenton, MI 48507 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,456 |
| Total Mortgage Loan Application Amount | $288,650,000 |
| Average Mortgage Loan Application Amount | $195,000 |
| Highest Mortgage Loan Application Amount | $1,285,000 |
| Average Applicant Income | $98,250 |
| Highest Applicant Income | $1,361,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Genesee County Michigan | 401 | $ 68,885,000 | $ 171,000 | $ 81,000 |
| Lapeer County Michigan | 107 | $ 20,785,000 | $ 194,000 | $ 79,000 |
| Fairfield County Ohio | 90 | $ 18,020,000 | $ 200,000 | $ 82,000 |
| Saginaw County Michigan | 56 | $ 9,240,000 | $ 165,000 | $ 82,000 |
| Tuscola County Michigan | 54 | $ 9,510,000 | $ 176,000 | $ 81,000 |
| Oakland County Michigan | 46 | $ 9,640,000 | $ 209,000 | $ 100,000 |
| Palm Beach County Florida | 34 | $ 11,760,000 | $ 345,000 | $ 127,000 |
| Ingham County Michigan | 32 | $ 5,240,000 | $ 163,000 | $ 64,000 |
| Muskingum County Ohio | 32 | $ 5,790,000 | $ 180,000 | $ 67,000 |
| Shiawassee County Michigan | 27 | $ 4,605,000 | $ 170,000 | $ 67,000 |
| Perry County Ohio | 24 | $ 3,750,000 | $ 156,000 | $ 69,000 |
| Bay County Michigan | 22 | $ 3,010,000 | $ 136,000 | $ 75,000 |
| Iosco County Michigan | 22 | $ 3,180,000 | $ 144,000 | $ 87,000 |
| Wexford County Michigan | 21 | $ 3,655,000 | $ 174,000 | $ 77,000 |
| Livingston County Michigan | 20 | $ 5,530,000 | $ 276,000 | $ 120,000 |
| Macomb County Michigan | 19 | $ 4,715,000 | $ 248,000 | $ 211,000 |
| Hocking County Ohio | 18 | $ 4,300,000 | $ 238,000 | $ 106,000 |
| Weber County Utah | 18 | $ 4,550,000 | $ 252,000 | $ 98,000 |
| Wayne County Michigan | 17 | $ 2,705,000 | $ 159,000 | $ 81,000 |
| Marion County Florida | 16 | $ 3,330,000 | $ 208,000 | $ 88,000 |
| Kent County Michigan | 16 | $ 4,630,000 | $ 289,000 | $ 117,000 |
| St. Clair County Michigan | 16 | $ 2,780,000 | $ 173,000 | $ 86,000 |
| Licking County Ohio | 14 | $ 2,830,000 | $ 202,000 | $ 73,000 |
| Sanilac County Michigan | 13 | $ 1,765,000 | $ 135,000 | $ 58,000 |
| Guernsey County Ohio | 12 | $ 2,000,000 | $ 166,000 | $ 107,000 |
| Ogemaw County Michigan | 11 | $ 1,265,000 | $ 115,000 | $ 68,000 |
| Athens County Ohio | 11 | $ 1,565,000 | $ 142,000 | $ 63,000 |
| Jackson County Michigan | 10 | $ 1,550,000 | $ 155,000 | $ 71,000 |
| Missaukee County Michigan | 10 | $ 1,420,000 | $ 142,000 | $ 64,000 |
| Ottawa County Michigan | 8 | $ 1,950,000 | $ 243,000 | $ 90,000 |
| Roscommon County Michigan | 8 | $ 940,000 | $ 117,000 | $ 105,000 |
| Martin County Florida | 7 | $ 2,825,000 | $ 403,000 | $ 120,000 |
| St. Lucie County Florida | 7 | $ 2,535,000 | $ 362,000 | $ 112,000 |
| Gladwin County Michigan | 7 | $ 1,245,000 | $ 177,000 | $ 131,000 |
| Isabella County Michigan | 7 | $ 1,225,000 | $ 175,000 | $ 78,000 |
| Franklin County Ohio | 7 | $ 2,245,000 | $ 320,000 | $ 106,000 |
| Clare County Michigan | 6 | $ 760,000 | $ 126,000 | $ 111,000 |
| Osceola County Michigan | 6 | $ 1,190,000 | $ 198,000 | $ 86,000 |
| Oscoda County Michigan | 6 | $ 490,000 | $ 81,000 | $ 49,000 |
| Washtenaw County Michigan | 6 | $ 1,690,000 | $ 281,000 | $ 118,000 |
| Arapahoe County Colorado | 5 | $ 1,605,000 | $ 321,000 | $ 92,000 |
| El Paso County Colorado | 5 | $ 2,035,000 | $ 407,000 | $ 125,000 |
| Sarasota County Florida | 5 | $ 1,105,000 | $ 221,000 | $ 89,000 |
| Grand Traverse County Michigan | 5 | $ 1,475,000 | $ 295,000 | $ 82,000 |
| Huron County Michigan | 5 | $ 795,000 | $ 159,000 | $ 76,000 |
| Midland County Michigan | 5 | $ 1,125,000 | $ 225,000 | $ 86,000 |
| Somerset County New Jersey | 5 | $ 4,265,000 | $ 853,000 | $ 377,000 |
| Meigs County Ohio | 5 | $ 835,000 | $ 167,000 | $ 55,000 |
| Pickaway County Ohio | 5 | $ 1,175,000 | $ 235,000 | $ 87,000 |
| Alcona County Michigan | 4 | $ 470,000 | $ 117,000 | $ 52,000 |
| Arenac County Michigan | 4 | $ 580,000 | $ 145,000 | $ 108,000 |
| Clinton County Michigan | 4 | $ 560,000 | $ 140,000 | $ 73,000 |
| Crawford County Michigan | 4 | $ 690,000 | $ 172,000 | $ 109,000 |
| Eaton County Michigan | 4 | $ 710,000 | $ 177,000 | $ 72,000 |
| Gratiot County Michigan | 4 | $ 620,000 | $ 155,000 | $ 107,000 |
| Otsego County Michigan | 4 | $ 890,000 | $ 222,000 | $ 70,000 |
| Miami-Dade County Florida | 3 | $ 1,045,000 | $ 348,000 | $ 198,000 |
| Polk County Florida | 3 | $ 765,000 | $ 255,000 | $ 68,000 |
| Antrim County Michigan | 3 | $ 605,000 | $ 201,000 | $ 98,000 |
| Cheboygan County Michigan | 3 | $ 805,000 | $ 268,000 | $ 121,000 |
| Emmet County Michigan | 3 | $ 505,000 | $ 168,000 | $ 65,000 |
| Manistee County Michigan | 3 | $ 705,000 | $ 235,000 | $ 122,000 |
| Mecosta County Michigan | 3 | $ 605,000 | $ 201,000 | $ 76,000 |
| Muskegon County Michigan | 3 | $ 675,000 | $ 225,000 | $ 77,000 |
| Middlesex County New Jersey | 3 | $ 1,545,000 | $ 515,000 | $ 207,000 |
| Knox County Ohio | 3 | $ 525,000 | $ 175,000 | $ 77,000 |
| Ross County Ohio | 3 | $ 525,000 | $ 175,000 | $ 73,000 |
| Washington County Ohio | 3 | $ 505,000 | $ 168,000 | $ 83,000 |
| Box Elder County Utah | 3 | $ 755,000 | $ 251,000 | $ 88,000 |
| Davis County Utah | 3 | $ 935,000 | $ 311,000 | $ 112,000 |
| Denver County Colorado | 2 | $ 440,000 | $ 220,000 | $ 150,000 |
| Jefferson County Colorado | 2 | $ 490,000 | $ 245,000 | $ 67,000 |
| Broward County Florida | 2 | $ 520,000 | $ 260,000 | $ 104,000 |
| Hillsborough County Florida | 2 | $ 510,000 | $ 255,000 | $ 111,000 |
| Lake County Florida | 2 | $ 810,000 | $ 405,000 | $ 45,000 |
| Delta County Michigan | 2 | $ 330,000 | $ 165,000 | $ 83,000 |
| Houghton County Michigan | 2 | $ 800,000 | $ 400,000 | $ 253,000 |
| Ionia County Michigan | 2 | $ 600,000 | $ 300,000 | $ 104,000 |
| Kalamazoo County Michigan | 2 | $ 480,000 | $ 240,000 | $ 104,000 |
| Lake County Michigan | 2 | $ 220,000 | $ 110,000 | $ 48,000 |
| Belmont County Ohio | 2 | $ 210,000 | $ 105,000 | $ 50,000 |
| Delaware County Ohio | 2 | $ 920,000 | $ 460,000 | $ 135,000 |
| Madison County Ohio | 2 | $ 530,000 | $ 265,000 | $ 85,000 |
| Pike County Ohio | 2 | $ 510,000 | $ 255,000 | $ 118,000 |
| Stark County Ohio | 2 | $ 580,000 | $ 290,000 | $ 89,000 |
| Tarrant County Texas | 2 | $ 720,000 | $ 360,000 | $ 95,000 |
| Wise County Texas | 2 | $ 760,000 | $ 380,000 | $ 129,000 |
| Douglas County Colorado | 1 | $ 485,000 | $ 485,000 | $ 133,000 |
| Larimer County Colorado | 1 | $ 405,000 | $ 405,000 | $ 290,000 |
| Otero County Colorado | 1 | $ 445,000 | $ 445,000 | $ 136,000 |
| Pueblo County Colorado | 1 | $ 175,000 | $ 175,000 | $ 97,000 |
| Baker County Florida | 1 | $ 335,000 | $ 335,000 | $ 96,000 |
| Bay County Florida | 1 | $ 425,000 | $ 425,000 | $ 122,000 |
| Brevard County Florida | 1 | $ 145,000 | $ 145,000 | $ 102,000 |
| Collier County Florida | 1 | $ 225,000 | $ 225,000 | $ 271,000 |
| Escambia County Florida | 1 | $ 275,000 | $ 275,000 | $ 144,000 |
| Lee County Florida | 1 | $ 715,000 | $ 715,000 | $ 411,000 |
| Seminole County Florida | 1 | $ 105,000 | $ 105,000 | $ 320,000 |
| Volusia County Florida | 1 | $ 185,000 | $ 185,000 | $ 118,000 |
| Washington County Florida | 1 | $ 135,000 | $ 135,000 | $ 82,000 |
| Alpena County Michigan | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Hillsdale County Michigan | 1 | $ 325,000 | $ 325,000 | $ 102,000 |
| Kalkaska County Michigan | 1 | $ 245,000 | $ 245,000 | $ 77,000 |
| Menominee County Michigan | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Monroe County Michigan | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Montcalm County Michigan | 1 | $ 215,000 | $ 215,000 | $ 77,000 |
| Newaygo County Michigan | 1 | $ 195,000 | $ 195,000 | $ 77,000 |
| Oceana County Michigan | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Presque Isle County Michigan | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| St. Joseph County Michigan | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Buncombe County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Gallia County Ohio | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Jackson County Ohio | 1 | $ 405,000 | $ 405,000 | $ 196,000 |
| Mahoning County Ohio | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Medina County Ohio | 1 | $ 175,000 | $ 175,000 | $ 121,000 |
| Morgan County Ohio | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| Morrow County Ohio | 1 | $ 125,000 | $ 125,000 | $ 91,000 |
| Noble County Ohio | 1 | $ 195,000 | $ 195,000 | $ 53,000 |
| Preble County Ohio | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Scioto County Ohio | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Seneca County Ohio | 1 | $ 345,000 | $ 345,000 | $ 80,000 |
| Summit County Ohio | 1 | $ 325,000 | $ 325,000 | $ 90,000 |
| Tuscarawas County Ohio | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Union County Ohio | 1 | $ 305,000 | $ 305,000 | $ 78,000 |
| Vinton County Ohio | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Warren County Ohio | 1 | $ 665,000 | $ 665,000 | $ 167,000 |
| Dallas County Texas | 1 | $ 395,000 | $ 395,000 | $ 172,000 |
| Cache County Utah | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Rich County Utah | 1 | $ 505,000 | $ 505,000 | $ 217,000 |
| Salt Lake County Utah | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for J. Virgil, Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,342 | $265,920,000 | $198,000 | $1,285,000 | $88,000 | $1,361,000 |
| Cash-out Refinancing | 56 | $10,890,000 | $194,000 | $875,000 | $92,000 | $550,000 |
| Refinancing | 46 | $9,700,000 | $210,000 | $945,000 | $100,000 | $856,000 |
| Home Improvement | 12 | $2,140,000 | $178,000 | $805,000 | $113,000 | $361,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,262 | $247,040,000 | $195,000 | $995,000 | $87,000 | $1,361,000 |
| Hispanic | 85 | $19,055,000 | $224,000 | $875,000 | $96,000 | $550,000 |
| Black or African American | 75 | $14,425,000 | $192,000 | $1,265,000 | $85,000 | $518,000 |
| Asian | 17 | $5,575,000 | $327,000 | $1,285,000 | $166,000 | $700,000 |
| American Indian or Alaskan Native | 10 | $1,590,000 | $159,000 | $315,000 | $95,000 | $176,000 |
| Not Provided | 5 | $745,000 | $149,000 | $215,000 | $66,000 | $116,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $220,000 | $110,000 | $115,000 | $55,000 | $55,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 797 | $163,585,000 | $205,000 | $1,285,000 | $101,000 | $1,361,000 |
| FHA-insured (Federal Housing Administration) | 466 | $85,650,000 | $183,000 | $655,000 | $72,000 | $407,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 105 | $15,725,000 | $149,000 | $305,000 | $63,000 | $105,000 |
| VA-guaranteed (Veterans Administration) | 88 | $23,690,000 | $269,000 | $665,000 | $98,000 | $222,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,103 | $217,005,000 | $196,000 | $1,285,000 | $87,000 | $1,361,000 |
| Application Withdrawn By Applicant | 323 | $65,205,000 | $201,000 | $1,265,000 | $92,000 | $1,358,000 |
| File Closed For Incompleteness | 22 | $4,700,000 | $213,000 | $645,000 | $138,000 | $856,000 |
| Application Denied By Financial Institution | 8 | $1,740,000 | $217,000 | $435,000 | $76,000 | $250,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,448 | $286,910,000 | $198,000 | $1,285,000 | $89,000 | $1,361,000 |
| Debt-To-Income Ratio | 3 | $655,000 | $218,000 | $355,000 | $53,000 | $76,000 |
| Employment History | 3 | $245,000 | $81,000 | $105,000 | $33,000 | $39,000 |
| Collateral | 2 | $840,000 | $420,000 | $435,000 | $175,000 | $250,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.