J. Virgil, Inc.
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for J. Virgil, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | J. Virgil, Inc. G3404 Miller Road Flint, MI 48507 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 2,884 |
| Total Mortgage Loan Application Amount | $552,710,000 |
| Average Mortgage Loan Application Amount | $204,200 |
| Highest Mortgage Loan Application Amount | $1,585,000 |
| Average Applicant Income | $84,400 |
| Highest Applicant Income | $855,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Genesee County Michigan | 749 | $ 112,205,000 | $ 149,000 | $ 67,000 |
| Lapeer County Michigan | 220 | $ 34,660,000 | $ 157,000 | $ 69,000 |
| Oakland County Michigan | 161 | $ 33,185,000 | $ 206,000 | $ 82,000 |
| Fairfield County Ohio | 112 | $ 17,960,000 | $ 160,000 | $ 61,000 |
| Palm Beach County Florida | 71 | $ 19,185,000 | $ 270,000 | $ 115,000 |
| Livingston County Michigan | 59 | $ 13,905,000 | $ 235,000 | $ 88,000 |
| Shiawassee County Michigan | 58 | $ 6,940,000 | $ 119,000 | $ 48,000 |
| Tuscola County Michigan | 54 | $ 6,370,000 | $ 117,000 | $ 52,000 |
| Salt Lake County Utah | 52 | $ 16,480,000 | $ 316,000 | $ 94,000 |
| Wexford County Michigan | 47 | $ 5,925,000 | $ 126,000 | $ 50,000 |
| Kent County Michigan | 44 | $ 8,410,000 | $ 191,000 | $ 95,000 |
| Charleston County South Carolina | 44 | $ 12,160,000 | $ 276,000 | $ 88,000 |
| Weber County Utah | 44 | $ 11,250,000 | $ 255,000 | $ 63,000 |
| Horry County South Carolina | 43 | $ 7,685,000 | $ 178,000 | $ 86,000 |
| Iosco County Michigan | 39 | $ 3,765,000 | $ 96,000 | $ 56,000 |
| Saginaw County Michigan | 36 | $ 4,820,000 | $ 133,000 | $ 60,000 |
| Davis County Utah | 35 | $ 11,155,000 | $ 318,000 | $ 93,000 |
| Adams County Colorado | 31 | $ 9,045,000 | $ 291,000 | $ 78,000 |
| Macomb County Michigan | 31 | $ 6,135,000 | $ 197,000 | $ 100,000 |
| Franklin County Ohio | 31 | $ 5,635,000 | $ 181,000 | $ 78,000 |
| Hudson County New Jersey | 30 | $ 10,990,000 | $ 366,000 | $ 142,000 |
| Jefferson County Colorado | 29 | $ 9,935,000 | $ 342,000 | $ 107,000 |
| Denver County Colorado | 28 | $ 9,540,000 | $ 340,000 | $ 102,000 |
| Arapahoe County Colorado | 27 | $ 7,835,000 | $ 290,000 | $ 108,000 |
| Douglas County Colorado | 25 | $ 9,735,000 | $ 389,000 | $ 129,000 |
| Hocking County Ohio | 24 | $ 3,630,000 | $ 151,000 | $ 79,000 |
| Missaukee County Michigan | 22 | $ 2,450,000 | $ 111,000 | $ 48,000 |
| El Paso County Colorado | 21 | $ 6,955,000 | $ 331,000 | $ 104,000 |
| Ingham County Michigan | 21 | $ 2,865,000 | $ 136,000 | $ 59,000 |
| St. Clair County Michigan | 20 | $ 3,410,000 | $ 170,000 | $ 77,000 |
| Licking County Ohio | 20 | $ 3,490,000 | $ 174,000 | $ 71,000 |
| Sanilac County Michigan | 19 | $ 2,205,000 | $ 116,000 | $ 67,000 |
| Berkeley County South Carolina | 19 | $ 3,725,000 | $ 196,000 | $ 53,000 |
| Osceola County Michigan | 18 | $ 2,450,000 | $ 136,000 | $ 63,000 |
| Wayne County Michigan | 18 | $ 2,940,000 | $ 163,000 | $ 84,000 |
| Martin County Florida | 16 | $ 5,590,000 | $ 349,000 | $ 140,000 |
| Alcona County Michigan | 16 | $ 1,480,000 | $ 92,000 | $ 41,000 |
| Grand Traverse County Michigan | 16 | $ 2,970,000 | $ 185,000 | $ 72,000 |
| Essex County New Jersey | 16 | $ 4,030,000 | $ 251,000 | $ 89,000 |
| Dorchester County South Carolina | 16 | $ 3,700,000 | $ 231,000 | $ 63,000 |
| Ottawa County Michigan | 14 | $ 3,040,000 | $ 217,000 | $ 90,000 |
| Muskingum County Ohio | 14 | $ 2,050,000 | $ 146,000 | $ 61,000 |
| Lexington County South Carolina | 13 | $ 1,965,000 | $ 151,000 | $ 61,000 |
| Richland County South Carolina | 13 | $ 2,445,000 | $ 188,000 | $ 83,000 |
| Collin County Texas | 13 | $ 4,625,000 | $ 355,000 | $ 122,000 |
| Virginia Beach County Virginia | 13 | $ 3,605,000 | $ 277,000 | $ 82,000 |
| Somerset County New Jersey | 12 | $ 4,370,000 | $ 364,000 | $ 148,000 |
| Tarrant County Texas | 12 | $ 3,820,000 | $ 318,000 | $ 122,000 |
| Audubon County Iowa | 11 | $ 1,885,000 | $ 171,000 | $ 93,000 |
| Denton County Texas | 11 | $ 3,525,000 | $ 320,000 | $ 208,000 |
| Polk County Iowa | 9 | $ 1,675,000 | $ 186,000 | $ 106,000 |
| Passaic County New Jersey | 9 | $ 2,675,000 | $ 297,000 | $ 72,000 |
| Perry County Ohio | 9 | $ 1,395,000 | $ 155,000 | $ 70,000 |
| Wake County North Carolina | 8 | $ 2,720,000 | $ 340,000 | $ 101,000 |
| Otero County Colorado | 7 | $ 925,000 | $ 132,000 | $ 57,000 |
| St. Lucie County Florida | 7 | $ 975,000 | $ 139,000 | $ 77,000 |
| Weld County Colorado | 6 | $ 2,250,000 | $ 375,000 | $ 96,000 |
| Cheboygan County Michigan | 6 | $ 790,000 | $ 131,000 | $ 85,000 |
| Clinton County Michigan | 6 | $ 910,000 | $ 151,000 | $ 33,000 |
| Mason County Michigan | 6 | $ 760,000 | $ 126,000 | $ 48,000 |
| Otsego County Michigan | 6 | $ 880,000 | $ 146,000 | $ 71,000 |
| Washtenaw County Michigan | 6 | $ 1,170,000 | $ 195,000 | $ 85,000 |
| Union County New Jersey | 6 | $ 1,770,000 | $ 295,000 | $ 130,000 |
| Bexar County Texas | 6 | $ 970,000 | $ 161,000 | $ 46,000 |
| Pueblo County Colorado | 5 | $ 905,000 | $ 181,000 | $ 70,000 |
| Clare County Michigan | 5 | $ 375,000 | $ 75,000 | $ 54,000 |
| Eaton County Michigan | 5 | $ 905,000 | $ 181,000 | $ 59,000 |
| Kalkaska County Michigan | 5 | $ 535,000 | $ 107,000 | $ 75,000 |
| Ogemaw County Michigan | 5 | $ 585,000 | $ 117,000 | $ 145,000 |
| Roscommon County Michigan | 5 | $ 535,000 | $ 107,000 | $ 90,000 |
| Bergen County New Jersey | 5 | $ 1,505,000 | $ 301,000 | $ 153,000 |
| Mercer County New Jersey | 5 | $ 785,000 | $ 157,000 | $ 48,000 |
| Jefferson County Texas | 5 | $ 815,000 | $ 163,000 | $ 62,000 |
| Utah County Utah | 5 | $ 1,295,000 | $ 259,000 | $ 84,000 |
| Chesapeake County Virginia | 5 | $ 1,365,000 | $ 273,000 | $ 79,000 |
| Dallas County Iowa | 4 | $ 1,110,000 | $ 277,000 | $ 143,000 |
| Arenac County Michigan | 4 | $ 410,000 | $ 102,000 | $ 35,000 |
| Emmet County Michigan | 4 | $ 770,000 | $ 192,000 | $ 64,000 |
| Midland County Michigan | 4 | $ 470,000 | $ 117,000 | $ 43,000 |
| Burlington County New Jersey | 4 | $ 720,000 | $ 180,000 | $ 66,000 |
| Middlesex County New Jersey | 4 | $ 960,000 | $ 240,000 | $ 102,000 |
| Knox County Ohio | 4 | $ 720,000 | $ 180,000 | $ 49,000 |
| Kershaw County South Carolina | 4 | $ 360,000 | $ 90,000 | $ 34,000 |
| Ellis County Texas | 4 | $ 1,250,000 | $ 312,000 | $ 81,000 |
| Clear Creek County Colorado | 3 | $ 1,165,000 | $ 388,000 | $ 94,000 |
| Elbert County Colorado | 3 | $ 1,265,000 | $ 421,000 | $ 132,000 |
| Fremont County Colorado | 3 | $ 585,000 | $ 195,000 | $ 46,000 |
| Broward County Florida | 3 | $ 825,000 | $ 275,000 | $ 89,000 |
| Guthrie County Iowa | 3 | $ 805,000 | $ 268,000 | $ 62,000 |
| Story County Iowa | 3 | $ 735,000 | $ 245,000 | $ 131,000 |
| Antrim County Michigan | 3 | $ 405,000 | $ 135,000 | $ 68,000 |
| Gratiot County Michigan | 3 | $ 475,000 | $ 158,000 | $ 67,000 |
| Huron County Michigan | 3 | $ 265,000 | $ 88,000 | $ 31,000 |
| Manistee County Michigan | 3 | $ 315,000 | $ 105,000 | $ 52,000 |
| Mecosta County Michigan | 3 | $ 325,000 | $ 108,000 | $ 70,000 |
| Camden County New Jersey | 3 | $ 775,000 | $ 258,000 | $ 94,000 |
| Ocean County New Jersey | 3 | $ 545,000 | $ 181,000 | $ 287,000 |
| Sussex County New Jersey | 3 | $ 565,000 | $ 188,000 | $ 77,000 |
| Franklin County North Carolina | 3 | $ 545,000 | $ 181,000 | $ 65,000 |
| Dallas County Texas | 3 | $ 475,000 | $ 158,000 | $ 63,000 |
| Tooele County Utah | 3 | $ 705,000 | $ 235,000 | $ 44,000 |
| Southampton County Virginia | 3 | $ 505,000 | $ 168,000 | $ 88,000 |
| Walworth County Wisconsin | 3 | $ 585,000 | $ 195,000 | $ 60,000 |
| Grand County Colorado | 2 | $ 730,000 | $ 365,000 | $ 289,000 |
| Carroll County Iowa | 2 | $ 210,000 | $ 105,000 | $ 102,000 |
| Mills County Iowa | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Page County Iowa | 2 | $ 270,000 | $ 135,000 | $ 55,000 |
| Barry County Michigan | 2 | $ 420,000 | $ 210,000 | $ 62,000 |
| Benzie County Michigan | 2 | $ 220,000 | $ 110,000 | $ 38,000 |
| Hillsdale County Michigan | 2 | $ 280,000 | $ 140,000 | $ 53,000 |
| Ionia County Michigan | 2 | $ 280,000 | $ 140,000 | $ 61,000 |
| Kalamazoo County Michigan | 2 | $ 350,000 | $ 175,000 | $ 61,000 |
| Lake County Michigan | 2 | $ 330,000 | $ 165,000 | $ 68,000 |
| Lenawee County Michigan | 2 | $ 570,000 | $ 285,000 | $ 147,000 |
| Montcalm County Michigan | 2 | $ 380,000 | $ 190,000 | $ 95,000 |
| Newaygo County Michigan | 2 | $ 280,000 | $ 140,000 | $ 114,000 |
| Hunterdon County New Jersey | 2 | $ 470,000 | $ 235,000 | $ 62,000 |
| Morris County New Jersey | 2 | $ 920,000 | $ 460,000 | $ 118,000 |
| Warren County New Jersey | 2 | $ 320,000 | $ 160,000 | $ 61,000 |
| Nash County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 49,000 |
| Guernsey County Ohio | 2 | $ 140,000 | $ 70,000 | $ 67,000 |
| Pickaway County Ohio | 2 | $ 320,000 | $ 160,000 | $ 48,000 |
| Vinton County Ohio | 2 | $ 180,000 | $ 90,000 | $ 54,000 |
| Anderson County South Carolina | 2 | $ 370,000 | $ 185,000 | $ 28,000 |
| Colleton County South Carolina | 2 | $ 320,000 | $ 160,000 | $ 90,000 |
| Georgetown County South Carolina | 2 | $ 220,000 | $ 110,000 | $ 17,000 |
| Grayson County Texas | 2 | $ 560,000 | $ 280,000 | $ 114,000 |
| Harris County Texas | 2 | $ 550,000 | $ 275,000 | $ 89,000 |
| Montgomery County Texas | 2 | $ 590,000 | $ 295,000 | $ 85,000 |
| Travis County Texas | 2 | $ 430,000 | $ 215,000 | $ 129,000 |
| Box Elder County Utah | 2 | $ 770,000 | $ 385,000 | $ 88,000 |
| Summit County Utah | 2 | $ 980,000 | $ 490,000 | $ 114,000 |
| Washington County Utah | 2 | $ 610,000 | $ 305,000 | $ 72,000 |
| Norfolk County Virginia | 2 | $ 310,000 | $ 155,000 | $ 33,000 |
| Milwaukee County Wisconsin | 2 | $ 210,000 | $ 105,000 | $ 74,000 |
| Fulton County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 37,000 |
| Broomfield County Colorado | 1 | $ 435,000 | $ 435,000 | $ 169,000 |
| Delta County Colorado | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Huerfano County Colorado | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Larimer County Colorado | 1 | $ 355,000 | $ 355,000 | $ 61,000 |
| Lincoln County Colorado | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Morgan County Colorado | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| Park County Colorado | 1 | $ 375,000 | $ 375,000 | $ 151,000 |
| Teller County Colorado | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Lake County Florida | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Manatee County Florida | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
| Polk County Florida | 1 | $ 115,000 | $ 115,000 | $ 22,000 |
| Cass County Iowa | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Jasper County Iowa | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Montgomery County Iowa | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Pottawattamie County Iowa | 1 | $ 255,000 | $ 255,000 | $ 59,000 |
| Shelby County Iowa | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| Warren County Iowa | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Allegan County Michigan | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Bay County Michigan | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Calhoun County Michigan | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| Charlevoix County Michigan | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Crawford County Michigan | 1 | $ 65,000 | $ 65,000 | $ 138,000 |
| Delta County Michigan | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Gladwin County Michigan | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
| Luce County Michigan | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Mackinac County Michigan | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| Menominee County Michigan | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Montmorency County Michigan | 1 | $ 235,000 | $ 235,000 | $ 163,000 |
| Muskegon County Michigan | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
| Presque Isle County Michigan | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| St. Joseph County Michigan | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Otoe County Nebraska | 1 | $ 745,000 | $ 745,000 | $ 147,000 |
| Brunswick County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 29,000 |
| Catawba County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 98,000 |
| Dare County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 164,000 |
| Harnett County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| Johnston County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Rowan County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Vance County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Warren County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Clark County Ohio | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Coshocton County Ohio | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| Cuyahoga County Ohio | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Delaware County Ohio | 1 | $ 485,000 | $ 485,000 | $ 123,000 |
| Madison County Ohio | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Meigs County Ohio | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Morrow County Ohio | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Preble County Ohio | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Union County Ohio | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Greenville County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Spartanburg County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 69,000 |
| Tipton County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Bosque County Texas | 1 | $ 55,000 | $ 55,000 | $ 20,000 |
| Galveston County Texas | 1 | $ 235,000 | $ 235,000 | $ 341,000 |
| Hill County Texas | 1 | $ 135,000 | $ 135,000 | $ 83,000 |
| Kaufman County Texas | 1 | $ 345,000 | $ 345,000 | $ 84,000 |
| Nueces County Texas | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Williamson County Texas | 1 | $ 455,000 | $ 455,000 | $ 269,000 |
| Cache County Utah | 1 | $ 275,000 | $ 275,000 | $ 110,000 |
| Uintah County Utah | 1 | $ 235,000 | $ 235,000 | $ 163,000 |
| Bedford County Virginia | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| Chesterfield County Virginia | 1 | $ 215,000 | $ 215,000 | $ 41,000 |
| Hampton County Virginia | 1 | $ 355,000 | $ 355,000 | $ 106,000 |
| Poquoson County Virginia | 1 | $ 375,000 | $ 375,000 | $ 95,000 |
| Portsmouth County Virginia | 1 | $ 225,000 | $ 225,000 | $ 56,000 |
| Racine County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 38,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for J. Virgil, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,138 | $388,690,000 | $181,000 | $995,000 | $75,000 | $734,000 |
| Refinancing | 496 | $112,300,000 | $226,000 | $755,000 | $78,000 | $656,000 |
| Home Improvement | 98 | $21,080,000 | $215,000 | $505,000 | $99,000 | $445,000 |
| Not Applicable | 88 | $18,540,000 | $210,000 | $1,585,000 | $83,000 | $855,000 |
| Cash-out Refinancing | 64 | $12,100,000 | $189,000 | $485,000 | $87,000 | $358,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,515 | $473,435,000 | $188,000 | $1,585,000 | $77,000 | $734,000 |
| Hispanic | 172 | $40,220,000 | $233,000 | $705,000 | $77,000 | $656,000 |
| Black or African American | 133 | $23,295,000 | $175,000 | $485,000 | $70,000 | $855,000 |
| Asian | 30 | $8,100,000 | $270,000 | $675,000 | $112,000 | $309,000 |
| Not Provided | 21 | $4,945,000 | $235,000 | $485,000 | $89,000 | $258,000 |
| American Indian or Alaskan Native | 5 | $695,000 | $139,000 | $215,000 | $46,000 | $72,000 |
| Not applicable | 3 | $465,000 | $155,000 | $185,000 | $72,000 | $110,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $700,000 | $350,000 | $355,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,336 | $288,990,000 | $216,000 | $1,585,000 | $98,000 | $855,000 |
| FHA-insured (Federal Housing Administration) | 951 | $162,125,000 | $170,000 | $585,000 | $62,000 | $576,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 377 | $49,705,000 | $131,000 | $355,000 | $49,000 | $95,000 |
| VA-guaranteed (Veterans Administration) | 220 | $51,890,000 | $235,000 | $745,000 | $59,000 | $296,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,220 | $416,560,000 | $187,000 | $815,000 | $76,000 | $734,000 |
| Application Withdrawn By Applicant | 554 | $115,830,000 | $209,000 | $1,585,000 | $80,000 | $855,000 |
| Application Denied By Financial Institution | 110 | $20,320,000 | $184,000 | $635,000 | $72,000 | $656,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,774 | $532,390,000 | $191,000 | $1,585,000 | $77,000 | $855,000 |
| Debt-To-Income Ratio | 30 | $6,760,000 | $225,000 | $635,000 | $61,000 | $168,000 |
| Credit History | 29 | $5,205,000 | $179,000 | $445,000 | $89,000 | $656,000 |
| Collateral | 19 | $2,295,000 | $120,000 | $205,000 | $69,000 | $202,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $2,795,000 | $215,000 | $605,000 | $60,000 | $155,000 |
| Unverifiable Information | 8 | $1,490,000 | $186,000 | $295,000 | $72,000 | $129,000 |
| Employment History | 5 | $645,000 | $129,000 | $205,000 | $50,000 | $81,000 |
| Other | 4 | $1,000,000 | $250,000 | $355,000 | $102,000 | $179,000 |
| Credit Application Incomplete | 2 | $130,000 | $65,000 | $105,000 | $69,000 | $74,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.