J. Virgil, Inc.
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for J. Virgil, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | J. Virgil, Inc. G3404 Miller Road Flint, MI 48507 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,714 |
| Total Mortgage Loan Application Amount | $286,990,000 |
| Average Mortgage Loan Application Amount | $166,500 |
| Highest Mortgage Loan Application Amount | $4,255,000 |
| Average Applicant Income | $71,500 |
| Highest Applicant Income | $765,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Genesee County Michigan | 627 | $ 94,955,000 | $ 151,000 | $ 67,000 |
| Lapeer County Michigan | 178 | $ 27,450,000 | $ 154,000 | $ 66,000 |
| Oakland County Michigan | 133 | $ 28,085,000 | $ 211,000 | $ 85,000 |
| Shiawassee County Michigan | 48 | $ 5,880,000 | $ 122,000 | $ 53,000 |
| Fairfield County Ohio | 45 | $ 6,795,000 | $ 151,000 | $ 66,000 |
| Palm Beach County Florida | 41 | $ 10,215,000 | $ 249,000 | $ 131,000 |
| Tuscola County Michigan | 40 | $ 4,450,000 | $ 111,000 | $ 50,000 |
| Livingston County Michigan | 39 | $ 8,155,000 | $ 209,000 | $ 78,000 |
| Wexford County Michigan | 35 | $ 3,695,000 | $ 105,000 | $ 52,000 |
| Saginaw County Michigan | 31 | $ 3,615,000 | $ 116,000 | $ 56,000 |
| Iosco County Michigan | 28 | $ 3,170,000 | $ 113,000 | $ 55,000 |
| Wayne County Michigan | 23 | $ 2,945,000 | $ 128,000 | $ 56,000 |
| Macomb County Michigan | 22 | $ 4,460,000 | $ 202,000 | $ 75,000 |
| Kent County Michigan | 21 | $ 4,185,000 | $ 199,000 | $ 81,000 |
| Missaukee County Michigan | 17 | $ 2,125,000 | $ 125,000 | $ 54,000 |
| Charleston County South Carolina | 15 | $ 3,085,000 | $ 205,000 | $ 61,000 |
| Horry County South Carolina | 15 | $ 3,025,000 | $ 201,000 | $ 93,000 |
| Denver County Colorado | 14 | $ 5,100,000 | $ 364,000 | $ 102,000 |
| Franklin County Ohio | 12 | $ 2,410,000 | $ 200,000 | $ 69,000 |
| El Paso County Colorado | 11 | $ 2,995,000 | $ 272,000 | $ 94,000 |
| Ingham County Michigan | 11 | $ 1,055,000 | $ 95,000 | $ 67,000 |
| Osceola County Michigan | 11 | $ 945,000 | $ 85,000 | $ 34,000 |
| Ottawa County Michigan | 11 | $ 2,205,000 | $ 200,000 | $ 79,000 |
| St. Clair County Michigan | 11 | $ 1,975,000 | $ 179,000 | $ 72,000 |
| Hocking County Ohio | 11 | $ 1,375,000 | $ 125,000 | $ 65,000 |
| Berkeley County South Carolina | 11 | $ 2,495,000 | $ 226,000 | $ 75,000 |
| Grand Traverse County Michigan | 9 | $ 1,645,000 | $ 182,000 | $ 81,000 |
| Licking County Ohio | 9 | $ 1,855,000 | $ 206,000 | $ 74,000 |
| Muskingum County Ohio | 9 | $ 1,085,000 | $ 120,000 | $ 73,000 |
| Kalkaska County Michigan | 8 | $ 900,000 | $ 112,000 | $ 47,000 |
| Roscommon County Michigan | 8 | $ 860,000 | $ 107,000 | $ 58,000 |
| Sanilac County Michigan | 8 | $ 850,000 | $ 106,000 | $ 47,000 |
| Dorchester County South Carolina | 8 | $ 1,550,000 | $ 193,000 | $ 59,000 |
| Arapahoe County Colorado | 7 | $ 2,955,000 | $ 422,000 | $ 114,000 |
| Jefferson County Colorado | 7 | $ 2,225,000 | $ 317,000 | $ 115,000 |
| Cheboygan County Michigan | 7 | $ 615,000 | $ 87,000 | $ 44,000 |
| Adams County Colorado | 6 | $ 1,910,000 | $ 318,000 | $ 80,000 |
| Douglas County Colorado | 6 | $ 2,130,000 | $ 355,000 | $ 79,000 |
| Hudson County New Jersey | 6 | $ 2,120,000 | $ 353,000 | $ 101,000 |
| St. Lucie County Florida | 5 | $ 1,065,000 | $ 213,000 | $ 104,000 |
| Alcona County Michigan | 5 | $ 1,205,000 | $ 241,000 | $ 47,000 |
| Midland County Michigan | 5 | $ 705,000 | $ 141,000 | $ 64,000 |
| Essex County New Jersey | 5 | $ 785,000 | $ 157,000 | $ 84,000 |
| Pueblo County Colorado | 4 | $ 800,000 | $ 200,000 | $ 45,000 |
| Emmet County Michigan | 4 | $ 960,000 | $ 240,000 | $ 95,000 |
| Mason County Michigan | 4 | $ 540,000 | $ 135,000 | $ 45,000 |
| Montmorency County Michigan | 4 | $ 500,000 | $ 125,000 | $ 85,000 |
| Washtenaw County Michigan | 4 | $ 770,000 | $ 192,000 | $ 66,000 |
| Wake County North Carolina | 4 | $ 1,110,000 | $ 277,000 | $ 92,000 |
| Perry County Ohio | 4 | $ 600,000 | $ 150,000 | $ 65,000 |
| Fremont County Colorado | 3 | $ 715,000 | $ 238,000 | $ 83,000 |
| Martin County Florida | 3 | $ 1,065,000 | $ 355,000 | $ 132,000 |
| Sarasota County Florida | 3 | $ 1,115,000 | $ 371,000 | $ 220,000 |
| Bay County Michigan | 3 | $ 365,000 | $ 121,000 | $ 55,000 |
| Clare County Michigan | 3 | $ 335,000 | $ 111,000 | $ 51,000 |
| Huron County Michigan | 3 | $ 255,000 | $ 85,000 | $ 38,000 |
| Jackson County Michigan | 3 | $ 575,000 | $ 191,000 | $ 70,000 |
| Lake County Michigan | 3 | $ 255,000 | $ 85,000 | $ 30,000 |
| St. Joseph County Michigan | 3 | $ 255,000 | $ 85,000 | $ 119,000 |
| Middlesex County New Jersey | 3 | $ 665,000 | $ 221,000 | $ 54,000 |
| Monmouth County New Jersey | 3 | $ 1,115,000 | $ 371,000 | $ 120,000 |
| Weld County Colorado | 2 | $ 740,000 | $ 370,000 | $ 78,000 |
| Arenac County Michigan | 2 | $ 290,000 | $ 145,000 | $ 91,000 |
| Charlevoix County Michigan | 2 | $ 250,000 | $ 125,000 | $ 44,000 |
| Delta County Michigan | 2 | $ 170,000 | $ 85,000 | $ 51,000 |
| Eaton County Michigan | 2 | $ 330,000 | $ 165,000 | $ 65,000 |
| Gladwin County Michigan | 2 | $ 300,000 | $ 150,000 | $ 382,000 |
| Gratiot County Michigan | 2 | $ 310,000 | $ 155,000 | $ 37,000 |
| Kalamazoo County Michigan | 2 | $ 260,000 | $ 130,000 | $ 48,000 |
| Lenawee County Michigan | 2 | $ 300,000 | $ 150,000 | $ 60,000 |
| Mecosta County Michigan | 2 | $ 200,000 | $ 100,000 | $ 24,000 |
| Otsego County Michigan | 2 | $ 260,000 | $ 130,000 | $ 33,000 |
| Passaic County New Jersey | 2 | $ 650,000 | $ 325,000 | $ 158,000 |
| Sussex County New Jersey | 2 | $ 370,000 | $ 185,000 | $ 92,000 |
| Franklin County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 40,000 |
| Granville County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 45,000 |
| Athens County Ohio | 2 | $ 160,000 | $ 80,000 | $ 47,000 |
| Knox County Ohio | 2 | $ 160,000 | $ 80,000 | $ 23,000 |
| Anderson County South Carolina | 2 | $ 250,000 | $ 125,000 | $ 44,000 |
| Colleton County South Carolina | 2 | $ 560,000 | $ 280,000 | $ 107,000 |
| Boulder County Colorado | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Lincoln County Colorado | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Park County Colorado | 1 | $ 165,000 | $ 165,000 | $ 25,000 |
| Teller County Colorado | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Broward County Florida | 1 | $ 655,000 | $ 655,000 | $ 216,000 |
| Hernando County Florida | 1 | $ 95,000 | $ 95,000 | $ 180,000 |
| Indian River County Florida | 1 | $ 185,000 | $ 185,000 | $ 104,000 |
| Lee County Florida | 1 | $ 135,000 | $ 135,000 | $ 156,000 |
| Marion County Florida | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Miami-Dade County Florida | 1 | $ 325,000 | $ 325,000 | $ 552,000 |
| Polk County Florida | 1 | $ 375,000 | $ 375,000 | $ 418,000 |
| Antrim County Michigan | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Benzie County Michigan | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Berrien County Michigan | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Chippewa County Michigan | 1 | $ 185,000 | $ 185,000 | $ 125,000 |
| Clinton County Michigan | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Ionia County Michigan | 1 | $ 245,000 | $ 245,000 | $ 84,000 |
| Leelanau County Michigan | 1 | $ 255,000 | $ 255,000 | $ 215,000 |
| Mackinac County Michigan | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Monroe County Michigan | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Montcalm County Michigan | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Presque Isle County Michigan | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| Bergen County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 41,000 |
| Morris County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Somerset County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 101,000 |
| Union County New Jersey | 1 | $ 395,000 | $ 395,000 | $ 145,000 |
| Alamance County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Harnett County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 77,000 |
| Iredell County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| Nash County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Delaware County Ohio | 1 | $ 145,000 | $ 145,000 | $ 30,000 |
| Guernsey County Ohio | 1 | $ 95,000 | $ 95,000 | $ 83,000 |
| Meigs County Ohio | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Pickaway County Ohio | 1 | $ 165,000 | $ 165,000 | $ 107,000 |
| Scioto County Ohio | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Virginia Beach County Virginia | 1 | $ 355,000 | $ 355,000 | $ 107,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for J. Virgil, Inc. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,525 | $255,835,000 | $167,000 | $4,255,000 | $70,000 | $765,000 |
| Cash-out Refinancing | 110 | $16,680,000 | $151,000 | $435,000 | $79,000 | $765,000 |
| Refinancing | 78 | $14,310,000 | $183,000 | $755,000 | $82,000 | $469,000 |
| Not Applicable | 1 | $165,000 | $165,000 | $165,000 | $55,000 | $55,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,553 | $256,805,000 | $165,000 | $4,255,000 | $71,000 | $765,000 |
| Black or African American | 71 | $12,175,000 | $171,000 | $455,000 | $68,000 | $205,000 |
| Hispanic | 55 | $11,355,000 | $206,000 | $455,000 | $66,000 | $203,000 |
| Not Provided | 23 | $4,645,000 | $201,000 | $395,000 | $92,000 | $242,000 |
| Asian | 7 | $1,135,000 | $162,000 | $385,000 | $69,000 | $151,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $240,000 | $120,000 | $165,000 | $32,000 | $37,000 |
| Not applicable | 1 | $65,000 | $65,000 | $65,000 | $24,000 | $24,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 806 | $151,220,000 | $187,000 | $4,255,000 | $88,000 | $765,000 |
| FHA-insured (Federal Housing Administration) | 520 | $77,760,000 | $149,000 | $755,000 | $59,000 | $210,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 275 | $34,205,000 | $124,000 | $885,000 | $45,000 | $94,000 |
| VA-guaranteed (Veterans Administration) | 113 | $23,805,000 | $210,000 | $1,705,000 | $69,000 | $253,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,415 | $225,375,000 | $159,000 | $995,000 | $71,000 | $765,000 |
| Application Withdrawn By Applicant | 258 | $54,230,000 | $210,000 | $4,255,000 | $74,000 | $523,000 |
| Application Denied By Financial Institution | 41 | $7,385,000 | $180,000 | $755,000 | $71,000 | $330,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,673 | $279,605,000 | $167,000 | $4,255,000 | $71,000 | $765,000 |
| Collateral | 21 | $3,215,000 | $153,000 | $645,000 | $82,000 | $330,000 |
| Credit History | 6 | $1,780,000 | $296,000 | $755,000 | $77,000 | $269,000 |
| Debt-To-Income Ratio | 5 | $845,000 | $169,000 | $315,000 | $45,000 | $82,000 |
| Other | 4 | $550,000 | $137,000 | $195,000 | $60,000 | $92,000 |
| Employment History | 3 | $615,000 | $205,000 | $355,000 | $48,000 | $77,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $380,000 | $190,000 | $195,000 | $54,000 | $72,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.