Iserve Residential Lending, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Iserve Residential Lending, Llc 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Iserve Residential Lending, Llc 15015 Avenue Of Science Phoenix, AZ 92128 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,771 |
| Total Mortgage Loan Application Amount | $396,232,000 |
| Average Mortgage Loan Application Amount | $215,333 |
| Highest Mortgage Loan Application Amount | $825,000 |
| Average Applicant Income | $84,333 |
| Highest Applicant Income | $702,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Iserve Residential Lending, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Iserve Residential Lending, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Iserve Residential Lending, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Iserve Residential Lending, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Iserve Residential Lending, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Iserve Residential Lending, Llc's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Alameda County California | 229 | $ 60,744,000 | $ 265,000 | $ 80,000 |
| Napa County California | 209 | $ 61,462,000 | $ 294,000 | $ 107,000 |
| Hamilton County Tennessee | 203 | $ 33,129,000 | $ 163,000 | $ 68,000 |
| San Diego County California | 174 | $ 54,665,000 | $ 314,000 | $ 104,000 |
| Clark County Nevada | 97 | $ 16,076,000 | $ 165,000 | $ 82,000 |
| Bradley County Tennessee | 93 | $ 13,804,000 | $ 148,000 | $ 60,000 |
| Contra Costa County California | 92 | $ 23,003,000 | $ 250,000 | $ 78,000 |
| Bernalillo County New Mexico | 72 | $ 7,597,000 | $ 105,000 | $ 48,000 |
| Catoosa County Georgia | 43 | $ 7,491,000 | $ 174,000 | $ 77,000 |
| Knox County Tennessee | 42 | $ 7,483,000 | $ 178,000 | $ 66,000 |
| Los Angeles County California | 36 | $ 11,416,000 | $ 317,000 | $ 116,000 |
| Solano County California | 29 | $ 5,798,000 | $ 199,000 | $ 85,000 |
| Orange County California | 28 | $ 8,777,000 | $ 313,000 | $ 82,000 |
| Fairfield County Connecticut | 24 | $ 9,500,000 | $ 395,000 | $ 133,000 |
| Riverside County California | 23 | $ 5,294,000 | $ 230,000 | $ 136,000 |
| San Joaquin County California | 22 | $ 4,489,000 | $ 204,000 | $ 61,000 |
| Walker County Georgia | 22 | $ 2,971,000 | $ 135,000 | $ 59,000 |
| Whitfield County Georgia | 21 | $ 3,936,000 | $ 187,000 | $ 81,000 |
| Orange County Florida | 18 | $ 2,328,000 | $ 129,000 | $ 49,000 |
| Monroe County Tennessee | 18 | $ 2,767,000 | $ 153,000 | $ 55,000 |
| Santa Clara County California | 17 | $ 6,086,000 | $ 358,000 | $ 112,000 |
| McMinn County Tennessee | 14 | $ 1,970,000 | $ 140,000 | $ 50,000 |
| San Bernardino County California | 12 | $ 1,936,000 | $ 161,000 | $ 65,000 |
| Rutherford County Tennessee | 12 | $ 1,844,000 | $ 153,000 | $ 55,000 |
| Stanislaus County California | 10 | $ 1,578,000 | $ 157,000 | $ 58,000 |
| Loudon County Tennessee | 10 | $ 1,853,000 | $ 185,000 | $ 76,000 |
| Placer County California | 9 | $ 1,854,000 | $ 206,000 | $ 119,000 |
| Sacramento County California | 8 | $ 1,389,000 | $ 173,000 | $ 121,000 |
| Osceola County Florida | 8 | $ 1,016,000 | $ 127,000 | $ 37,000 |
| Blount County Tennessee | 8 | $ 1,252,000 | $ 156,000 | $ 51,000 |
| Rowan County North Carolina | 7 | $ 810,000 | $ 115,000 | $ 41,000 |
| San Francisco County California | 6 | $ 1,864,000 | $ 310,000 | $ 100,000 |
| San Mateo County California | 6 | $ 2,098,000 | $ 349,000 | $ 94,000 |
| Sonoma County California | 6 | $ 1,544,000 | $ 257,000 | $ 78,000 |
| Ventura County California | 6 | $ 1,781,000 | $ 296,000 | $ 62,000 |
| Dade County Georgia | 6 | $ 1,432,000 | $ 238,000 | $ 95,000 |
| Sullivan County Tennessee | 6 | $ 638,000 | $ 106,000 | $ 37,000 |
| Hawkins County Tennessee | 5 | $ 600,000 | $ 120,000 | $ 33,000 |
| Mendocino County California | 4 | $ 1,048,000 | $ 262,000 | $ 82,000 |
| Murray County Georgia | 4 | $ 562,000 | $ 140,000 | $ 60,000 |
| Nye County Nevada | 4 | $ 343,000 | $ 85,000 | $ 40,000 |
| Marion County Tennessee | 4 | $ 582,000 | $ 145,000 | $ 67,000 |
| Polk County Tennessee | 4 | $ 611,000 | $ 152,000 | $ 57,000 |
| Rhea County Tennessee | 4 | $ 490,000 | $ 122,000 | $ 47,000 |
| Sevier County Tennessee | 4 | $ 547,000 | $ 136,000 | $ 51,000 |
| Wilson County Tennessee | 4 | $ 682,000 | $ 170,000 | $ 51,000 |
| Butte County California | 3 | $ 1,033,000 | $ 344,000 | $ 118,000 |
| New Haven County Connecticut | 3 | $ 478,000 | $ 159,000 | $ 72,000 |
| Sandoval County New Mexico | 3 | $ 370,000 | $ 123,000 | $ 54,000 |
| Santa Fe County New Mexico | 3 | $ 705,000 | $ 235,000 | $ 61,000 |
| Anderson County Tennessee | 3 | $ 415,000 | $ 138,000 | $ 72,000 |
| Meigs County Tennessee | 3 | $ 437,000 | $ 145,000 | $ 32,000 |
| King County Washington | 3 | $ 881,000 | $ 293,000 | $ 106,000 |
| Kern County California | 2 | $ 438,000 | $ 219,000 | $ 86,000 |
| Marin County California | 2 | $ 905,000 | $ 452,000 | $ 223,000 |
| Santa Cruz County California | 2 | $ 553,000 | $ 276,000 | $ 100,000 |
| Tulare County California | 2 | $ 318,000 | $ 159,000 | $ 65,000 |
| Yolo County California | 2 | $ 558,000 | $ 279,000 | $ 121,000 |
| Seminole County Florida | 2 | $ 204,000 | $ 102,000 | $ 65,000 |
| Valencia County New Mexico | 2 | $ 268,000 | $ 134,000 | $ 43,000 |
| DeKalb County Tennessee | 2 | $ 298,000 | $ 149,000 | $ 72,000 |
| Washington County Tennessee | 2 | $ 212,000 | $ 106,000 | $ 31,000 |
| Navajo County Arizona | 1 | $ 385,000 | $ 385,000 | $ 157,000 |
| Calaveras County California | 1 | $ 115,000 | $ 115,000 | $ 114,000 |
| Fresno County California | 1 | $ 408,000 | $ 408,000 | $ 111,000 |
| Humboldt County California | 1 | $ 222,000 | $ 222,000 | $ 52,000 |
| Monterey County California | 1 | $ 300,000 | $ 300,000 | $ 137,000 |
| San Benito County California | 1 | $ 326,000 | $ 326,000 | $ 74,000 |
| Tehama County California | 1 | $ 124,000 | $ 124,000 | $ 122,000 |
| Tuolumne County California | 1 | $ 131,000 | $ 131,000 | $ 98,000 |
| Yuba County California | 1 | $ 92,000 | $ 92,000 | $ 43,000 |
| Brevard County Florida | 1 | $ 83,000 | $ 83,000 | $ 29,000 |
| Lake County Florida | 1 | $ 141,000 | $ 141,000 | $ 85,000 |
| Polk County Florida | 1 | $ 102,000 | $ 102,000 | $ 69,000 |
| Cobb County Georgia | 1 | $ 289,000 | $ 289,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 247,000 | $ 247,000 | $ 72,000 |
| Gordon County Georgia | 1 | $ 214,000 | $ 214,000 | $ 61,000 |
| Elko County Nevada | 1 | $ 180,000 | $ 180,000 | $ 128,000 |
| Chaves County New Mexico | 1 | $ 72,000 | $ 72,000 | $ 27,000 |
| Cabarrus County North Carolina | 1 | $ 179,000 | $ 179,000 | $ 36,000 |
| Iredell County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 14,000 |
| Claiborne County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 27,000 |
| Davidson County Tennessee | 1 | $ 190,000 | $ 190,000 | $ 69,000 |
| Greene County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 38,000 |
| Jefferson County Tennessee | 1 | $ 204,000 | $ 204,000 | $ 97,000 |
| Roane County Tennessee | 1 | $ 146,000 | $ 146,000 | $ 100,000 |
| Sequatchie County Tennessee | 1 | $ 119,000 | $ 119,000 | $ 29,000 |
| Stewart County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Warren County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 37,000 |
| Webb County Texas | 1 | $ 157,000 | $ 157,000 | $ 39,000 |
| Fairfax County Virginia | 1 | $ 158,000 | $ 158,000 | $ 48,000 |
| Prince William County Virginia | 1 | $ 233,000 | $ 233,000 | $ 32,000 |
| Lewis County Washington | 1 | $ 197,000 | $ 197,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Iserve Residential Lending, Llc in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 991 | $225,403,000 | $227,000 | $825,000 | $86,000 | $636,000 |
| Home Purchase | 779 | $170,629,000 | $219,000 | $727,000 | $75,000 | $702,000 |
| Home Improvement | 1 | $200,000 | $200,000 | $200,000 | $92,000 | $92,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,146 | $265,330,000 | $231,000 | $825,000 | $90,000 | $702,000 |
| Hispanic | 421 | $82,530,000 | $196,000 | $666,000 | $59,000 | $319,000 |
| Asian | 94 | $26,648,000 | $283,000 | $726,000 | $83,000 | $289,000 |
| Black or African American | 48 | $8,345,000 | $173,000 | $414,000 | $65,000 | $201,000 |
| Not Provided | 44 | $8,356,000 | $189,000 | $606,000 | $58,000 | $180,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $3,477,000 | $289,000 | $579,000 | $118,000 | $271,000 |
| American Indian or Alaskan Native | 6 | $1,546,000 | $257,000 | $413,000 | $83,000 | $189,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 852 | $167,293,000 | $196,000 | $730,000 | $63,000 | $319,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 832 | $211,176,000 | $253,000 | $825,000 | $102,000 | $702,000 |
| VA-guaranteed (Veterans Administration) | 56 | $13,533,000 | $241,000 | $477,000 | $76,000 | $189,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 31 | $4,230,000 | $136,000 | $378,000 | $44,000 | $133,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,296 | $289,959,000 | $223,000 | $770,000 | $82,000 | $702,000 |
| Application Withdrawn By Applicant | 279 | $65,661,000 | $235,000 | $640,000 | $87,000 | $525,000 |
| Application Denied By Financial Institution | 192 | $39,475,000 | $205,000 | $825,000 | $68,000 | $319,000 |
| File Closed For Incompleteness | 3 | $723,000 | $241,000 | $425,000 | $94,000 | $203,000 |
| Application Approved But Not Accepted | 1 | $414,000 | $414,000 | $414,000 | $151,000 | $151,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 35 | $6,716,000 | $191,000 | $483,000 | $57,000 | $171,000 |
| Credit History | 33 | $4,975,000 | $150,000 | $380,000 | $63,000 | $140,000 |
| Credit Application Incomplete | 31 | $7,914,000 | $255,000 | $730,000 | $77,000 | $200,000 |
| Collateral | 22 | $5,943,000 | $270,000 | $825,000 | $79,000 | $210,000 |
| Other | 21 | $4,741,000 | $225,000 | $727,000 | $89,000 | $218,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $2,121,000 | $163,000 | $395,000 | $68,000 | $319,000 |
| Unverifiable Information | 7 | $1,928,000 | $275,000 | $385,000 | $77,000 | $157,000 |
| Employment History | 7 | $842,000 | $120,000 | $224,000 | $36,000 | $78,000 |
| Mortgage Insurance Denied | 1 | $344,000 | $344,000 | $344,000 | $95,000 | $95,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Iserve Residential Lending, Llc's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Iserve Residential Lending, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.