Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Ironstone Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Ironstone Bank 16 E Rowan Street Raleigh, NC 27609 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 715 |
Total Mortgage Loan Application Amount | $153,177,000 |
Average Mortgage Loan Application Amount | $186,250 |
Highest Mortgage Loan Application Amount | $2,000,000 |
Average Applicant Income | $103,187 |
Highest Applicant Income | $3,973,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Lee County Florida | 159 | $ 34,610,000 | $ 217,000 | $ 95,000 |
Gwinnett County Georgia | 77 | $ 12,407,000 | $ 161,000 | $ 117,000 |
Collier County Florida | 76 | $ 21,339,000 | $ 280,000 | $ 201,000 |
Fulton County Georgia | 67 | $ 18,669,000 | $ 278,000 | $ 157,000 |
Cobb County Georgia | 55 | $ 11,517,000 | $ 209,000 | $ 182,000 |
Duval County Florida | 49 | $ 7,863,000 | $ 160,000 | $ 95,000 |
DeKalb County Georgia | 33 | $ 5,589,000 | $ 169,000 | $ 73,000 |
Forsyth County Georgia | 28 | $ 7,017,000 | $ 250,000 | $ 116,000 |
Broward County Florida | 25 | $ 3,281,000 | $ 131,000 | $ 88,000 |
Travis County Texas | 25 | $ 3,282,000 | $ 131,000 | $ 67,000 |
St. Johns County Florida | 23 | $ 6,709,000 | $ 291,000 | $ 173,000 |
Cherokee County Georgia | 18 | $ 3,718,000 | $ 206,000 | $ 93,000 |
Maricopa County Arizona | 9 | $ 1,246,000 | $ 138,000 | $ 49,000 |
Pinellas County Florida | 7 | $ 1,488,000 | $ 212,000 | $ 212,000 |
San Diego County California | 5 | $ 895,000 | $ 179,000 | $ 69,000 |
Palm Beach County Florida | 5 | $ 2,250,000 | $ 450,000 | $ 287,000 |
Orange County California | 4 | $ 1,409,000 | $ 352,000 | $ 60,000 |
Paulding County Georgia | 4 | $ 581,000 | $ 145,000 | $ 68,000 |
Nassau County Florida | 3 | $ 886,000 | $ 295,000 | $ 233,000 |
Barrow County Georgia | 3 | $ 344,000 | $ 114,000 | $ 269,000 |
Union County Georgia | 3 | $ 860,000 | $ 286,000 | $ 76,000 |
Clay County Florida | 2 | $ 121,000 | $ 60,000 | $ 116,000 |
Flagler County Florida | 2 | $ 319,000 | $ 159,000 | $ 153,000 |
Miami-Dade County Florida | 2 | $ 408,000 | $ 204,000 | $ 213,000 |
Clayton County Georgia | 2 | $ 374,000 | $ 187,000 | $ 67,000 |
Columbia County Georgia | 2 | $ 235,000 | $ 117,000 | $ 39,000 |
Lumpkin County Georgia | 2 | $ 936,000 | $ 468,000 | $ 769,000 |
Placer County California | 1 | $ 323,000 | $ 323,000 | $ 1,115,000 |
Brevard County Florida | 1 | $ 220,000 | $ 220,000 | $ 127,000 |
Charlotte County Florida | 1 | $ 40,000 | $ 40,000 | $ 47,000 |
DeSoto County Florida | 1 | $ 155,000 | $ 155,000 | $ 359,000 |
Hendry County Florida | 1 | $ 74,000 | $ 74,000 | $ 22,000 |
Indian River County Florida | 1 | $ 122,000 | $ 122,000 | $ 71,000 |
Okaloosa County Florida | 1 | $ 650,000 | $ 650,000 | $ 468,000 |
Seminole County Florida | 1 | $ 123,000 | $ 123,000 | $ 33,000 |
Chatham County Georgia | 1 | $ 248,000 | $ 248,000 | $ 114,000 |
Clarke County Georgia | 1 | $ 102,000 | $ 102,000 | $ 83,000 |
Dawson County Georgia | 1 | $ 276,000 | $ 276,000 | $ 147,000 |
Fayette County Georgia | 1 | $ 200,000 | $ 200,000 | $ 63,000 |
Glynn County Georgia | 1 | $ 200,000 | $ 200,000 | $ 62,000 |
Greene County Georgia | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
Henry County Georgia | 1 | $ 124,000 | $ 124,000 | $ 33,000 |
Jackson County Georgia | 1 | $ 300,000 | $ 300,000 | $ 93,000 |
Avery County North Carolina | 1 | $ 304,000 | $ 304,000 | $ 72,000 |
Henderson County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 243,000 |
Jackson County North Carolina | 1 | $ 420,000 | $ 420,000 | $ 305,000 |
Transylvania County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 144,000 |
Wake County North Carolina | 1 | $ 152,000 | $ 152,000 | $ 32,000 |
Watauga County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 95,000 |
Anderson County South Carolina | 1 | $ 112,000 | $ 112,000 | $ 0 |
Williamson County Texas | 1 | $ 70,000 | $ 70,000 | $ 147,000 |
Snohomish County Washington | 1 | $ 34,000 | $ 34,000 | $ 90,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing (home purchase or home improvement, one-to-four family) | 429 | $89,320,000 | $214,333 | $1,000,000 | $135,500 | $3,973,000 |
Home Purchase (one-to-four family) | 282 | $63,255,000 | $148,875 | $2,000,000 | $82,375 | $2,269,000 |
Home Improvement (one-to-four family) | 3 | $148,000 | $49,000 | $70,000 | $179,000 | $275,000 |
Multifamily dwelling (home purchase, home improvement, and refinancings) | 1 | $454,000 | $454,000 | $454,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 403 | $79,765,000 | $159,625 | $1,000,000 | $85,000 | $2,215,000 |
Information not provided by applicant in mail or telephone application | 218 | $56,400,000 | $216,666 | $2,000,000 | $311,166 | $3,973,000 |
Not applicable | 30 | $4,145,000 | $163,000 | $568,000 | $31,800 | $80,000 |
Black | 30 | $6,341,000 | $206,666 | $760,000 | $83,666 | $432,000 |
Hispanic | 20 | $3,184,000 | $257,333 | $700,000 | $181,666 | $480,000 |
Asian or Pacific Islander | 14 | $3,342,000 | $163,333 | $960,000 | $77,666 | $750,000 |
American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 699 | $151,207,000 | $165,750 | $2,000,000 | $102,375 | $3,973,000 |
FHA-insured (Federal Housing Administration) | 14 | $1,652,000 | $124,000 | $165,000 | $43,333 | $84,000 |
VA-guaranteed (Veterans Administration) | 2 | $318,000 | $159,000 | $172,000 | $53,000 | $80,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 498 | $111,845,000 | $213,142 | $1,060,000 | $108,142 | $3,973,000 |
Loan Purchased By The Institution | 88 | $9,683,000 | $109,600 | $200,000 | $35,800 | $84,000 |
Application Withdrawn By Applicant | 54 | $11,655,000 | $244,666 | $760,000 | $293,666 | $1,115,000 |
Application Denied By Financial Institution | 50 | $11,878,000 | $275,000 | $1,000,000 | $123,200 | $385,000 |
Application Approved But Not Accepted | 16 | $4,130,000 | $195,000 | $804,000 | $156,000 | $454,000 |
File Closed For Incompleteness | 9 | $3,986,000 | $476,000 | $2,000,000 | $415,500 | $2,269,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 21 | $5,812,000 | $376,500 | $1,000,000 | $116,000 | $359,000 |
Credit History | 11 | $2,336,000 | $213,000 | $650,000 | $87,000 | $300,000 |
Collateral | 9 | $1,870,000 | $173,333 | $680,000 | $112,333 | $178,000 |
Other | 5 | $1,232,000 | $273,333 | $580,000 | $156,333 | $273,000 |
Insufficient Cash (Downpayment, Closing Cost) | 4 | $628,000 | $157,000 | $272,000 | $122,500 | $385,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.