Iowa State Bank
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Iowa.
The mortgage statistics and data below are specific to mortgage loan applications for Iowa State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Iowa State Bank 1101 Main Street Hull, IA 51239 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 816 |
| Total Mortgage Loan Application Amount | $141,780,000 |
| Average Mortgage Loan Application Amount | $170,250 |
| Highest Mortgage Loan Application Amount | $3,165,000 |
| Average Applicant Income | $91,000 |
| Highest Applicant Income | $615,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sioux County Iowa | 363 | $ 58,025,000 | $ 159,000 | $ 90,000 |
| O'Brien County Iowa | 128 | $ 20,040,000 | $ 156,000 | $ 84,000 |
| Plymouth County Iowa | 87 | $ 17,465,000 | $ 200,000 | $ 98,000 |
| Lyon County Iowa | 25 | $ 4,285,000 | $ 171,000 | $ 81,000 |
| Dickinson County Iowa | 23 | $ 6,185,000 | $ 268,000 | $ 192,000 |
| Rock County Minnesota | 22 | $ 4,050,000 | $ 184,000 | $ 86,000 |
| Cherokee County Iowa | 13 | $ 1,405,000 | $ 108,000 | $ 63,000 |
| Woodbury County Iowa | 13 | $ 1,505,000 | $ 115,000 | $ 101,000 |
| Osceola County Iowa | 11 | $ 1,315,000 | $ 119,000 | $ 92,000 |
| Clay County Iowa | 9 | $ 1,455,000 | $ 161,000 | $ 141,000 |
| Lincoln County South Dakota | 8 | $ 1,340,000 | $ 167,000 | $ 69,000 |
| Minnehaha County South Dakota | 8 | $ 1,740,000 | $ 217,000 | $ 112,000 |
| Polk County Iowa | 7 | $ 1,825,000 | $ 260,000 | $ 119,000 |
| Story County Iowa | 5 | $ 1,145,000 | $ 229,000 | $ 121,000 |
| Hennepin County Minnesota | 5 | $ 1,135,000 | $ 227,000 | $ 99,000 |
| Nobles County Minnesota | 5 | $ 1,035,000 | $ 207,000 | $ 87,000 |
| Douglas County Nebraska | 5 | $ 895,000 | $ 179,000 | $ 107,000 |
| Sarpy County Nebraska | 5 | $ 1,375,000 | $ 275,000 | $ 128,000 |
| Union County South Dakota | 5 | $ 1,115,000 | $ 223,000 | $ 178,000 |
| Pottawattamie County Iowa | 4 | $ 560,000 | $ 140,000 | $ 98,000 |
| King County Washington | 4 | $ 1,240,000 | $ 310,000 | $ 124,000 |
| Dallas County Iowa | 3 | $ 975,000 | $ 325,000 | $ 175,000 |
| Emmet County Iowa | 3 | $ 715,000 | $ 238,000 | $ 76,000 |
| Johnson County Iowa | 3 | $ 465,000 | $ 155,000 | $ 123,000 |
| Dakota County Nebraska | 3 | $ 365,000 | $ 121,000 | $ 121,000 |
| Maricopa County Arizona | 2 | $ 320,000 | $ 160,000 | $ 128,000 |
| Mohave County Arizona | 2 | $ 450,000 | $ 225,000 | $ 103,000 |
| Larimer County Colorado | 2 | $ 720,000 | $ 360,000 | $ 135,000 |
| Boone County Iowa | 2 | $ 260,000 | $ 130,000 | $ 78,000 |
| Buena Vista County Iowa | 2 | $ 710,000 | $ 355,000 | $ 171,000 |
| Washington County Iowa | 2 | $ 180,000 | $ 90,000 | $ 48,000 |
| Winnebago County Iowa | 2 | $ 190,000 | $ 95,000 | $ 96,000 |
| Kandiyohi County Minnesota | 2 | $ 280,000 | $ 140,000 | $ 124,000 |
| Murray County Minnesota | 2 | $ 300,000 | $ 150,000 | $ 141,000 |
| Scott County Minnesota | 2 | $ 680,000 | $ 340,000 | $ 206,000 |
| Stearns County Minnesota | 2 | $ 380,000 | $ 190,000 | $ 65,000 |
| District of Columbia County District Of Columbia | 1 | $ 575,000 | $ 575,000 | $ 298,000 |
| Lee County Florida | 1 | $ 355,000 | $ 355,000 | $ 160,000 |
| Black Hawk County Iowa | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| Cerro Gordo County Iowa | 1 | $ 355,000 | $ 355,000 | $ 204,000 |
| Fayette County Iowa | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Humboldt County Iowa | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| Iowa County Iowa | 1 | $ 345,000 | $ 345,000 | $ 270,000 |
| Jasper County Iowa | 1 | $ 85,000 | $ 85,000 | $ 73,000 |
| Scott County Iowa | 1 | $ 245,000 | $ 245,000 | $ 117,000 |
| Winneshiek County Iowa | 1 | $ 85,000 | $ 85,000 | $ 74,000 |
| Oakland County Michigan | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Ottawa County Michigan | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Big Stone County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 244,000 |
| Crow Wing County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 136,000 |
| Jackson County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Le Sueur County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Martin County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 214,000 |
| Mille Lacs County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 34,000 |
| Ramsey County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 101,000 |
| Rice County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 47,000 |
| Washington County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 124,000 |
| Platte County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 148,000 |
| Clay County South Dakota | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Custer County South Dakota | 1 | $ 135,000 | $ 135,000 | $ 92,000 |
| Potter County Texas | 1 | $ 185,000 | $ 185,000 | $ 79,000 |
| Pierce County Washington | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| Snohomish County Washington | 1 | $ 195,000 | $ 195,000 | $ 138,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Iowa,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Iowa State Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 388 | $72,010,000 | $185,000 | $3,165,000 | $101,000 | $615,000 |
| Cash-out Refinancing | 220 | $36,540,000 | $166,000 | $425,000 | $99,000 | $559,000 |
| Home Purchase | 205 | $32,715,000 | $159,000 | $585,000 | $85,000 | $342,000 |
| Other Purpose | 3 | $515,000 | $171,000 | $235,000 | $79,000 | $99,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 711 | $120,165,000 | $169,000 | $2,285,000 | $95,000 | $593,000 |
| Not Provided | 87 | $16,215,000 | $186,000 | $585,000 | $109,000 | $615,000 |
| Not applicable | 8 | $4,360,000 | $545,000 | $3,165,000 | $0 | $0 |
| Hispanic | 6 | $470,000 | $78,000 | $185,000 | $53,000 | $67,000 |
| Asian | 2 | $320,000 | $160,000 | $235,000 | $86,000 | $92,000 |
| Black or African American | 1 | $115,000 | $115,000 | $115,000 | $79,000 | $79,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $135,000 | $135,000 | $135,000 | $69,000 | $69,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 777 | $136,855,000 | $176,000 | $3,165,000 | $99,000 | $615,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 39 | $4,925,000 | $126,000 | $295,000 | $48,000 | $92,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 766 | $133,890,000 | $174,000 | $3,165,000 | $97,000 | $615,000 |
| Application Withdrawn By Applicant | 28 | $4,550,000 | $162,000 | $365,000 | $98,000 | $220,000 |
| Application Denied By Financial Institution | 20 | $2,870,000 | $143,000 | $295,000 | $66,000 | $128,000 |
| Application Approved But Not Accepted | 2 | $470,000 | $235,000 | $285,000 | $74,000 | $86,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 816 | $141,780,000 | $173,000 | $3,165,000 | $96,000 | $615,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information at your convenience.