Midwestone Bank
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Iowa.
The mortgage statistics and data below are specific to mortgage loan applications for Midwestone Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Midwestone Bank 102 South Clinton Street Iowa City, IA 52240 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,478 |
| Total Mortgage Loan Application Amount | $492,090,000 |
| Average Mortgage Loan Application Amount | $186,600 |
| Highest Mortgage Loan Application Amount | $35,425,000 |
| Average Applicant Income | $120,800 |
| Highest Applicant Income | $2,428,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dubuque County Iowa | 430 | $ 62,270,000 | $ 144,000 | $ 120,000 |
| Johnson County Iowa | 267 | $ 91,385,000 | $ 342,000 | $ 138,000 |
| Hennepin County Minnesota | 133 | $ 29,755,000 | $ 223,000 | $ 160,000 |
| Grant County Wisconsin | 100 | $ 10,630,000 | $ 106,000 | $ 75,000 |
| Washington County Minnesota | 88 | $ 17,070,000 | $ 193,000 | $ 159,000 |
| Lee County Florida | 75 | $ 37,435,000 | $ 499,000 | $ 136,000 |
| Muscatine County Iowa | 69 | $ 8,085,000 | $ 117,000 | $ 107,000 |
| Mahaska County Iowa | 68 | $ 6,520,000 | $ 95,000 | $ 84,000 |
| Jefferson County Iowa | 67 | $ 5,805,000 | $ 86,000 | $ 73,000 |
| St. Croix County Wisconsin | 66 | $ 20,670,000 | $ 313,000 | $ 163,000 |
| Anoka County Minnesota | 65 | $ 9,315,000 | $ 143,000 | $ 123,000 |
| Polk County Wisconsin | 58 | $ 9,890,000 | $ 170,000 | $ 101,000 |
| Chisago County Minnesota | 54 | $ 6,410,000 | $ 118,000 | $ 148,000 |
| Ramsey County Minnesota | 52 | $ 10,400,000 | $ 200,000 | $ 125,000 |
| Black Hawk County Iowa | 46 | $ 5,550,000 | $ 120,000 | $ 79,000 |
| Wright County Minnesota | 44 | $ 6,750,000 | $ 153,000 | $ 109,000 |
| Polk County Iowa | 38 | $ 8,540,000 | $ 224,000 | $ 116,000 |
| Linn County Iowa | 37 | $ 6,805,000 | $ 183,000 | $ 141,000 |
| Lee County Iowa | 35 | $ 3,005,000 | $ 85,000 | $ 69,000 |
| Marshall County Iowa | 35 | $ 3,355,000 | $ 95,000 | $ 83,000 |
| Des Moines County Iowa | 34 | $ 2,200,000 | $ 64,000 | $ 79,000 |
| Keokuk County Iowa | 33 | $ 2,515,000 | $ 76,000 | $ 71,000 |
| Collier County Florida | 32 | $ 8,390,000 | $ 262,000 | $ 162,000 |
| Marion County Iowa | 32 | $ 4,980,000 | $ 155,000 | $ 143,000 |
| Butler County Iowa | 30 | $ 4,090,000 | $ 136,000 | $ 94,000 |
| Dakota County Minnesota | 29 | $ 7,765,000 | $ 267,000 | $ 169,000 |
| Grundy County Iowa | 28 | $ 2,550,000 | $ 91,000 | $ 97,000 |
| Sherburne County Minnesota | 28 | $ 5,370,000 | $ 191,000 | $ 167,000 |
| Delaware County Iowa | 27 | $ 4,145,000 | $ 153,000 | $ 105,000 |
| Iowa County Iowa | 25 | $ 3,205,000 | $ 128,000 | $ 96,000 |
| Dallas County Iowa | 21 | $ 3,575,000 | $ 170,000 | $ 168,000 |
| Jo Daviess County Illinois | 20 | $ 2,890,000 | $ 144,000 | $ 120,000 |
| Benton County Iowa | 18 | $ 1,280,000 | $ 71,000 | $ 67,000 |
| Denver County Colorado | 14 | $ 9,550,000 | $ 682,000 | $ 84,000 |
| Scott County Iowa | 13 | $ 2,475,000 | $ 190,000 | $ 109,000 |
| Jackson County Iowa | 11 | $ 1,375,000 | $ 125,000 | $ 75,000 |
| Jones County Iowa | 11 | $ 1,885,000 | $ 171,000 | $ 96,000 |
| Poweshiek County Iowa | 11 | $ 1,705,000 | $ 155,000 | $ 145,000 |
| Cedar County Iowa | 10 | $ 2,280,000 | $ 228,000 | $ 113,000 |
| Wapello County Iowa | 10 | $ 810,000 | $ 81,000 | $ 95,000 |
| Lafayette County Wisconsin | 9 | $ 925,000 | $ 102,000 | $ 87,000 |
| Jasper County Iowa | 8 | $ 640,000 | $ 80,000 | $ 82,000 |
| Warren County Iowa | 8 | $ 2,890,000 | $ 361,000 | $ 107,000 |
| Louisa County Iowa | 6 | $ 580,000 | $ 96,000 | $ 106,000 |
| Washington County Iowa | 6 | $ 930,000 | $ 155,000 | $ 178,000 |
| Iowa County Wisconsin | 6 | $ 660,000 | $ 110,000 | $ 73,000 |
| Jefferson County Colorado | 5 | $ 715,000 | $ 143,000 | $ 122,000 |
| Henry County Iowa | 5 | $ 875,000 | $ 175,000 | $ 151,000 |
| Story County Iowa | 5 | $ 325,000 | $ 65,000 | $ 123,000 |
| Tama County Iowa | 5 | $ 465,000 | $ 93,000 | $ 94,000 |
| Carver County Minnesota | 5 | $ 2,305,000 | $ 461,000 | $ 205,000 |
| Pierce County Wisconsin | 5 | $ 1,195,000 | $ 239,000 | $ 123,000 |
| Arapahoe County Colorado | 4 | $ 750,000 | $ 187,000 | $ 151,000 |
| Summit County Colorado | 4 | $ 7,080,000 | $ 1,770,000 | $ 590,000 |
| Clayton County Iowa | 4 | $ 730,000 | $ 182,000 | $ 77,000 |
| Guthrie County Iowa | 4 | $ 390,000 | $ 97,000 | $ 74,000 |
| Hardin County Iowa | 4 | $ 490,000 | $ 122,000 | $ 113,000 |
| Crow Wing County Minnesota | 4 | $ 1,890,000 | $ 472,000 | $ 190,000 |
| Mille Lacs County Minnesota | 4 | $ 530,000 | $ 132,000 | $ 213,000 |
| Scott County Minnesota | 4 | $ 230,000 | $ 57,000 | $ 102,000 |
| Burnett County Wisconsin | 4 | $ 720,000 | $ 180,000 | $ 78,000 |
| Broward County Florida | 3 | $ 755,000 | $ 251,000 | $ 255,000 |
| Clinton County Iowa | 3 | $ 965,000 | $ 321,000 | $ 149,000 |
| Aitkin County Minnesota | 3 | $ 915,000 | $ 305,000 | $ 187,000 |
| Pine County Minnesota | 3 | $ 915,000 | $ 305,000 | $ 65,000 |
| Douglas County Wisconsin | 3 | $ 195,000 | $ 65,000 | $ 156,000 |
| Adams County Colorado | 2 | $ 190,000 | $ 95,000 | $ 120,000 |
| Douglas County Colorado | 2 | $ 730,000 | $ 365,000 | $ 306,000 |
| Charlotte County Florida | 2 | $ 680,000 | $ 340,000 | $ 159,000 |
| Hendry County Florida | 2 | $ 230,000 | $ 115,000 | $ 78,000 |
| Manatee County Florida | 2 | $ 820,000 | $ 410,000 | $ 524,000 |
| Pinellas County Florida | 2 | $ 280,000 | $ 140,000 | $ 275,000 |
| Polk County Florida | 2 | $ 150,000 | $ 75,000 | $ 70,000 |
| Hancock County Illinois | 2 | $ 180,000 | $ 90,000 | $ 64,000 |
| Rock Island County Illinois | 2 | $ 810,000 | $ 405,000 | $ 135,000 |
| Bremer County Iowa | 2 | $ 110,000 | $ 55,000 | $ 106,000 |
| Buchanan County Iowa | 2 | $ 170,000 | $ 85,000 | $ 94,000 |
| Cerro Gordo County Iowa | 2 | $ 270,000 | $ 135,000 | $ 102,000 |
| Wayne County Iowa | 2 | $ 210,000 | $ 105,000 | $ 97,000 |
| Meeker County Minnesota | 2 | $ 670,000 | $ 335,000 | $ 0 |
| Clay County Missouri | 2 | $ 620,000 | $ 310,000 | $ 227,000 |
| Crawford County Wisconsin | 2 | $ 100,000 | $ 50,000 | $ 67,000 |
| Dunn County Wisconsin | 2 | $ 240,000 | $ 120,000 | $ 60,000 |
| Milwaukee County Wisconsin | 2 | $ 340,000 | $ 170,000 | $ 91,000 |
| Gila County Arizona | 1 | $ 895,000 | $ 895,000 | $ 267,000 |
| Maricopa County Arizona | 1 | $ 395,000 | $ 395,000 | $ 128,000 |
| Los Angeles County California | 1 | $ 3,825,000 | $ 3,825,000 | $ 999,000 |
| Chaffee County Colorado | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Grand County Colorado | 1 | $ 945,000 | $ 945,000 | $ 201,000 |
| Pitkin County Colorado | 1 | $ 1,015,000 | $ 1,015,000 | $ 0 |
| Routt County Colorado | 1 | $ 855,000 | $ 855,000 | $ 981,000 |
| Citrus County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Duval County Florida | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Monroe County Florida | 1 | $ 505,000 | $ 505,000 | $ 256,000 |
| Orange County Florida | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
| Pasco County Florida | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Walton County Florida | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Carroll County Illinois | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Cook County Illinois | 1 | $ 3,505,000 | $ 3,505,000 | $ 0 |
| Henderson County Illinois | 1 | $ 55,000 | $ 55,000 | $ 83,000 |
| Kane County Illinois | 1 | $ 295,000 | $ 295,000 | $ 229,000 |
| Knox County Illinois | 1 | $ 565,000 | $ 565,000 | $ 382,000 |
| McHenry County Illinois | 1 | $ 205,000 | $ 205,000 | $ 113,000 |
| Peoria County Illinois | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Stephenson County Illinois | 1 | $ 405,000 | $ 405,000 | $ 199,000 |
| Appanoose County Iowa | 1 | $ 125,000 | $ 125,000 | $ 81,000 |
| Boone County Iowa | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Chickasaw County Iowa | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
| Davis County Iowa | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Fayette County Iowa | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Franklin County Iowa | 1 | $ 105,000 | $ 105,000 | $ 119,000 |
| Madison County Iowa | 1 | $ 75,000 | $ 75,000 | $ 169,000 |
| Monroe County Iowa | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Van Buren County Iowa | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Livingston County Michigan | 1 | $ 1,075,000 | $ 1,075,000 | $ 922,000 |
| Cass County Minnesota | 1 | $ 715,000 | $ 715,000 | $ 475,000 |
| Douglas County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Isanti County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 112,000 |
| Itasca County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Kanabec County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 25,000 |
| Pope County Minnesota | 1 | $ 375,000 | $ 375,000 | $ 148,000 |
| St. Louis County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 202,000 |
| Barron County Wisconsin | 1 | $ 365,000 | $ 365,000 | $ 135,000 |
| Bayfield County Wisconsin | 1 | $ 465,000 | $ 465,000 | $ 222,000 |
| Clark County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Columbia County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| Dodge County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Fond du Lac County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Jefferson County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 102,000 |
| Manitowoc County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Rock County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Vilas County Wisconsin | 1 | $ 1,005,000 | $ 1,005,000 | $ 526,000 |
| Washburn County Wisconsin | 1 | $ 755,000 | $ 755,000 | $ 80,000 |
| Winnebago County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Iowa,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Midwestone Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 737 | $255,545,000 | $346,000 | $35,425,000 | $125,000 | $2,428,000 |
| Other Purpose | 674 | $65,550,000 | $97,000 | $1,005,000 | $125,000 | $2,330,000 |
| Refinancing | 615 | $104,085,000 | $169,000 | $3,715,000 | $125,000 | $1,193,000 |
| Home Improvement | 262 | $21,070,000 | $80,000 | $1,255,000 | $107,000 | $1,075,000 |
| Cash-out Refinancing | 190 | $45,840,000 | $241,000 | $1,715,000 | $122,000 | $1,316,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,862 | $304,880,000 | $163,000 | $3,465,000 | $127,000 | $2,428,000 |
| Not Provided | 288 | $34,970,000 | $121,000 | $1,005,000 | $110,000 | $632,000 |
| Not applicable | 120 | $111,940,000 | $932,000 | $35,425,000 | $0 | $0 |
| Hispanic | 107 | $15,775,000 | $147,000 | $795,000 | $92,000 | $617,000 |
| Black or African American | 46 | $13,670,000 | $297,000 | $3,825,000 | $128,000 | $999,000 |
| Asian | 40 | $6,970,000 | $174,000 | $405,000 | $121,000 | $360,000 |
| American Indian or Alaskan Native | 8 | $1,630,000 | $203,000 | $495,000 | $78,000 | $151,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $280,000 | $140,000 | $215,000 | $40,000 | $40,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,468 | $490,680,000 | $198,000 | $35,425,000 | $123,000 | $2,428,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $990,000 | $123,000 | $185,000 | $50,000 | $94,000 |
| FHA-insured (Federal Housing Administration) | 2 | $420,000 | $210,000 | $225,000 | $71,000 | $106,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,908 | $408,250,000 | $213,000 | $35,425,000 | $129,000 | $2,428,000 |
| Application Denied By Financial Institution | 320 | $35,660,000 | $111,000 | $1,125,000 | $88,000 | $2,330,000 |
| Application Withdrawn By Applicant | 173 | $31,995,000 | $184,000 | $1,145,000 | $133,000 | $1,195,000 |
| Application Approved But Not Accepted | 30 | $3,830,000 | $127,000 | $575,000 | $106,000 | $504,000 |
| File Closed For Incompleteness | 24 | $8,280,000 | $345,000 | $1,715,000 | $128,000 | $355,000 |
| Loan Purchased By The Institution | 23 | $4,075,000 | $177,000 | $295,000 | $43,000 | $64,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,158 | $456,430,000 | $211,000 | $35,425,000 | $128,000 | $2,428,000 |
| Collateral | 110 | $12,040,000 | $109,000 | $1,125,000 | $104,000 | $789,000 |
| Debt-To-Income Ratio | 90 | $12,340,000 | $137,000 | $755,000 | $54,000 | $183,000 |
| Credit History | 72 | $6,080,000 | $84,000 | $455,000 | $113,000 | $2,330,000 |
| Credit Application Incomplete | 18 | $1,890,000 | $105,000 | $435,000 | $81,000 | $215,000 |
| Other | 16 | $1,750,000 | $109,000 | $385,000 | $74,000 | $183,000 |
| Employment History | 9 | $875,000 | $97,000 | $255,000 | $78,000 | $316,000 |
| Unverifiable Information | 3 | $515,000 | $171,000 | $245,000 | $116,000 | $144,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $170,000 | $85,000 | $95,000 | $47,000 | $61,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information at your convenience.