Midwestone Bank
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Iowa.
The mortgage statistics and data below are specific to mortgage loan applications for Midwestone Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Midwestone Bank 102 South Clinton Street Iowa City, IA 52240 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,851 |
| Total Mortgage Loan Application Amount | $836,865,000 |
| Average Mortgage Loan Application Amount | $184,600 |
| Highest Mortgage Loan Application Amount | $35,515,000 |
| Average Applicant Income | $111,000 |
| Highest Applicant Income | $5,970,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dubuque County Iowa | 1,039 | $ 220,975,000 | $ 212,000 | $ 100,000 |
| Johnson County Iowa | 456 | $ 102,600,000 | $ 225,000 | $ 127,000 |
| Grant County Wisconsin | 161 | $ 20,505,000 | $ 127,000 | $ 80,000 |
| Hennepin County Minnesota | 146 | $ 51,570,000 | $ 353,000 | $ 170,000 |
| Washington County Minnesota | 122 | $ 25,860,000 | $ 211,000 | $ 140,000 |
| Polk County Wisconsin | 104 | $ 15,210,000 | $ 146,000 | $ 123,000 |
| Mahaska County Iowa | 98 | $ 9,350,000 | $ 95,000 | $ 75,000 |
| St. Croix County Wisconsin | 91 | $ 24,515,000 | $ 269,000 | $ 119,000 |
| Keokuk County Iowa | 88 | $ 7,230,000 | $ 82,000 | $ 65,000 |
| Des Moines County Iowa | 79 | $ 9,395,000 | $ 118,000 | $ 71,000 |
| Polk County Iowa | 79 | $ 17,735,000 | $ 224,000 | $ 120,000 |
| Chisago County Minnesota | 78 | $ 7,460,000 | $ 95,000 | $ 90,000 |
| Anoka County Minnesota | 67 | $ 11,275,000 | $ 168,000 | $ 102,000 |
| Jefferson County Iowa | 61 | $ 5,605,000 | $ 91,000 | $ 87,000 |
| Muscatine County Iowa | 59 | $ 11,195,000 | $ 189,000 | $ 65,000 |
| Wright County Minnesota | 55 | $ 9,905,000 | $ 180,000 | $ 107,000 |
| Marion County Iowa | 54 | $ 26,740,000 | $ 495,000 | $ 101,000 |
| Ramsey County Minnesota | 53 | $ 58,295,000 | $ 1,099,000 | $ 95,000 |
| Delaware County Iowa | 49 | $ 8,505,000 | $ 173,000 | $ 128,000 |
| Butler County Iowa | 47 | $ 5,045,000 | $ 107,000 | $ 88,000 |
| Black Hawk County Iowa | 46 | $ 9,450,000 | $ 205,000 | $ 76,000 |
| Jo Daviess County Illinois | 43 | $ 8,015,000 | $ 186,000 | $ 110,000 |
| Dakota County Minnesota | 43 | $ 7,975,000 | $ 185,000 | $ 94,000 |
| Lee County Iowa | 41 | $ 3,535,000 | $ 86,000 | $ 77,000 |
| Linn County Iowa | 41 | $ 5,755,000 | $ 140,000 | $ 117,000 |
| Marshall County Iowa | 37 | $ 3,845,000 | $ 103,000 | $ 80,000 |
| Grundy County Iowa | 34 | $ 3,240,000 | $ 95,000 | $ 63,000 |
| Jackson County Iowa | 31 | $ 4,775,000 | $ 154,000 | $ 124,000 |
| Collier County Florida | 30 | $ 11,080,000 | $ 369,000 | $ 223,000 |
| Sherburne County Minnesota | 29 | $ 5,105,000 | $ 176,000 | $ 98,000 |
| Iowa County Iowa | 28 | $ 2,060,000 | $ 73,000 | $ 58,000 |
| Benton County Iowa | 25 | $ 2,245,000 | $ 89,000 | $ 96,000 |
| Lee County Florida | 23 | $ 6,275,000 | $ 272,000 | $ 424,000 |
| Dallas County Iowa | 22 | $ 4,110,000 | $ 186,000 | $ 149,000 |
| Cedar County Iowa | 18 | $ 2,720,000 | $ 151,000 | $ 76,000 |
| Burnett County Wisconsin | 17 | $ 3,265,000 | $ 192,000 | $ 160,000 |
| Hardin County Iowa | 16 | $ 1,840,000 | $ 115,000 | $ 94,000 |
| Lafayette County Wisconsin | 16 | $ 2,020,000 | $ 126,000 | $ 72,000 |
| Clayton County Iowa | 14 | $ 2,300,000 | $ 164,000 | $ 90,000 |
| Scott County Iowa | 12 | $ 2,140,000 | $ 178,000 | $ 149,000 |
| Pierce County Wisconsin | 12 | $ 5,530,000 | $ 460,000 | $ 341,000 |
| Washington County Iowa | 11 | $ 1,515,000 | $ 137,000 | $ 94,000 |
| Story County Iowa | 10 | $ 1,250,000 | $ 125,000 | $ 82,000 |
| Denver County Colorado | 9 | $ 2,125,000 | $ 236,000 | $ 162,000 |
| Louisa County Iowa | 9 | $ 545,000 | $ 60,000 | $ 66,000 |
| Carver County Minnesota | 9 | $ 2,665,000 | $ 296,000 | $ 242,000 |
| Isanti County Minnesota | 9 | $ 2,015,000 | $ 223,000 | $ 110,000 |
| Jones County Iowa | 8 | $ 2,000,000 | $ 250,000 | $ 113,000 |
| Van Buren County Iowa | 8 | $ 460,000 | $ 57,000 | $ 91,000 |
| Wapello County Iowa | 8 | $ 3,030,000 | $ 378,000 | $ 93,000 |
| Jasper County Iowa | 7 | $ 1,065,000 | $ 152,000 | $ 136,000 |
| Douglas County Colorado | 6 | $ 2,180,000 | $ 363,000 | $ 328,000 |
| Barron County Wisconsin | 6 | $ 770,000 | $ 128,000 | $ 93,000 |
| Dane County Wisconsin | 6 | $ 22,480,000 | $ 3,746,000 | $ 156,000 |
| Iowa County Wisconsin | 6 | $ 840,000 | $ 140,000 | $ 67,000 |
| Poweshiek County Iowa | 5 | $ 665,000 | $ 133,000 | $ 56,000 |
| Tama County Iowa | 5 | $ 525,000 | $ 105,000 | $ 66,000 |
| Warren County Iowa | 5 | $ 1,735,000 | $ 347,000 | $ 77,000 |
| Aitkin County Minnesota | 5 | $ 1,475,000 | $ 295,000 | $ 133,000 |
| Crow Wing County Minnesota | 5 | $ 1,475,000 | $ 295,000 | $ 185,000 |
| Scott County Minnesota | 5 | $ 715,000 | $ 143,000 | $ 157,000 |
| Sawyer County Wisconsin | 5 | $ 3,965,000 | $ 793,000 | $ 522,000 |
| Arapahoe County Colorado | 4 | $ 760,000 | $ 190,000 | $ 48,000 |
| Cook County Illinois | 4 | $ 2,390,000 | $ 597,000 | $ 268,000 |
| Monroe County Iowa | 4 | $ 290,000 | $ 72,000 | $ 50,000 |
| Cass County Minnesota | 4 | $ 810,000 | $ 202,000 | $ 194,000 |
| Kanabec County Minnesota | 4 | $ 540,000 | $ 135,000 | $ 57,000 |
| Pine County Minnesota | 4 | $ 690,000 | $ 172,000 | $ 107,000 |
| Jefferson County Colorado | 3 | $ 795,000 | $ 265,000 | $ 136,000 |
| Hancock County Illinois | 3 | $ 65,000 | $ 21,000 | $ 84,000 |
| Chickasaw County Iowa | 3 | $ 205,000 | $ 68,000 | $ 36,000 |
| Clinton County Iowa | 3 | $ 955,000 | $ 318,000 | $ 60,000 |
| Le Sueur County Minnesota | 3 | $ 725,000 | $ 241,000 | $ 89,000 |
| Stearns County Minnesota | 3 | $ 295,000 | $ 98,000 | $ 72,000 |
| Columbia County Wisconsin | 3 | $ 495,000 | $ 165,000 | $ 0 |
| Milwaukee County Wisconsin | 3 | $ 405,000 | $ 135,000 | $ 101,000 |
| Charlotte County Florida | 2 | $ 290,000 | $ 145,000 | $ 18,000 |
| Pinellas County Florida | 2 | $ 430,000 | $ 215,000 | $ 205,000 |
| Adair County Iowa | 2 | $ 270,000 | $ 135,000 | $ 137,000 |
| Henry County Iowa | 2 | $ 270,000 | $ 135,000 | $ 113,000 |
| Madison County Iowa | 2 | $ 600,000 | $ 300,000 | $ 125,000 |
| Lake County Minnesota | 2 | $ 770,000 | $ 385,000 | $ 155,000 |
| Mille Lacs County Minnesota | 2 | $ 420,000 | $ 210,000 | $ 96,000 |
| Rice County Minnesota | 2 | $ 720,000 | $ 360,000 | $ 29,000 |
| Harris County Texas | 2 | $ 1,600,000 | $ 800,000 | $ 2,681,000 |
| Brown County Wisconsin | 2 | $ 290,000 | $ 145,000 | $ 98,000 |
| Dunn County Wisconsin | 2 | $ 2,700,000 | $ 1,350,000 | $ 49,000 |
| Vernon County Wisconsin | 2 | $ 890,000 | $ 445,000 | $ 168,000 |
| Washburn County Wisconsin | 2 | $ 630,000 | $ 315,000 | $ 62,000 |
| Washington County Wisconsin | 2 | $ 650,000 | $ 325,000 | $ 121,000 |
| Gila County Arizona | 1 | $ 365,000 | $ 365,000 | $ 348,000 |
| Maricopa County Arizona | 1 | $ 805,000 | $ 805,000 | $ 706,000 |
| Pinal County Arizona | 1 | $ 45,000 | $ 45,000 | $ 99,000 |
| Chaffee County Colorado | 1 | $ 905,000 | $ 905,000 | $ 0 |
| Clear Creek County Colorado | 1 | $ 275,000 | $ 275,000 | $ 0 |
| El Paso County Colorado | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Pitkin County Colorado | 1 | $ 805,000 | $ 805,000 | $ 0 |
| San Miguel County Colorado | 1 | $ 635,000 | $ 635,000 | $ 90,000 |
| Summit County Colorado | 1 | $ 355,000 | $ 355,000 | $ 181,000 |
| Brevard County Florida | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Citrus County Florida | 1 | $ 255,000 | $ 255,000 | $ 542,000 |
| Marion County Florida | 1 | $ 425,000 | $ 425,000 | $ 223,000 |
| Miami-Dade County Florida | 1 | $ 325,000 | $ 325,000 | $ 122,000 |
| Okaloosa County Florida | 1 | $ 445,000 | $ 445,000 | $ 180,000 |
| Pasco County Florida | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Sumter County Florida | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Volusia County Florida | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| DuPage County Illinois | 1 | $ 355,000 | $ 355,000 | $ 110,000 |
| Lake County Illinois | 1 | $ 395,000 | $ 395,000 | $ 247,000 |
| McDonough County Illinois | 1 | $ 45,000 | $ 45,000 | $ 53,000 |
| Whiteside County Illinois | 1 | $ 215,000 | $ 215,000 | $ 39,000 |
| Will County Illinois | 1 | $ 165,000 | $ 165,000 | $ 175,000 |
| Allamakee County Iowa | 1 | $ 205,000 | $ 205,000 | $ 156,000 |
| Appanoose County Iowa | 1 | $ 305,000 | $ 305,000 | $ 108,000 |
| Bremer County Iowa | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
| Buchanan County Iowa | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Calhoun County Iowa | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| Cass County Iowa | 1 | $ 25,000 | $ 25,000 | $ 157,000 |
| Davis County Iowa | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Decatur County Iowa | 1 | $ 225,000 | $ 225,000 | $ 111,000 |
| Dickinson County Iowa | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Emmet County Iowa | 1 | $ 325,000 | $ 325,000 | $ 84,000 |
| Kossuth County Iowa | 1 | $ 35,000 | $ 35,000 | $ 109,000 |
| Shelby County Iowa | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Taylor County Iowa | 1 | $ 225,000 | $ 225,000 | $ 170,000 |
| Wright County Iowa | 1 | $ 205,000 | $ 205,000 | $ 183,000 |
| Montgomery County Maryland | 1 | $ 565,000 | $ 565,000 | $ 123,000 |
| Douglas County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 105,000 |
| Goodhue County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 82,000 |
| Hubbard County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| Itasca County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 348,000 |
| Kandiyohi County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| McLeod County Minnesota | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Morrison County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| St. Louis County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 158,000 |
| St. Charles County Missouri | 1 | $ 455,000 | $ 455,000 | $ 145,000 |
| Douglas County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 103,000 |
| Moore County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Cass County North Dakota | 1 | $ 205,000 | $ 205,000 | $ 149,000 |
| Adams County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 115,000 |
| Bayfield County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 329,000 |
| Clark County Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 650,000 |
| Crawford County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 56,000 |
| Douglas County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 145,000 |
| Eau Claire County Wisconsin | 1 | $ 1,225,000 | $ 1,225,000 | $ 825,000 |
| Green County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 179,000 |
| Manitowoc County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Marinette County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 200,000 |
| Oneida County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 272,000 |
| Price County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 156,000 |
| Rock County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Sauk County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 66,000 |
| Walworth County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 153,000 |
| Waukesha County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Iowa,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Midwestone Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,486 | $333,600,000 | $224,000 | $18,305,000 | $113,000 | $5,183,000 |
| Home Purchase | 981 | $329,345,000 | $335,000 | $35,515,000 | $109,000 | $5,970,000 |
| Other Purpose | 677 | $58,935,000 | $87,000 | $1,005,000 | $114,000 | $1,123,000 |
| Cash-out Refinancing | 465 | $99,665,000 | $214,000 | $1,505,000 | $118,000 | $1,376,000 |
| Home Improvement | 242 | $15,320,000 | $63,000 | $2,005,000 | $101,000 | $538,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,048 | $512,380,000 | $168,000 | $2,005,000 | $112,000 | $5,970,000 |
| Not Provided | 417 | $52,665,000 | $126,000 | $1,085,000 | $117,000 | $1,114,000 |
| Not applicable | 150 | $232,300,000 | $1,548,000 | $35,515,000 | $0 | $0 |
| Hispanic | 102 | $14,320,000 | $140,000 | $545,000 | $74,000 | $275,000 |
| Black or African American | 72 | $12,510,000 | $173,000 | $425,000 | $92,000 | $538,000 |
| Asian | 35 | $7,945,000 | $227,000 | $1,005,000 | $179,000 | $1,259,000 |
| American Indian or Alaskan Native | 16 | $3,060,000 | $191,000 | $505,000 | $84,000 | $195,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $635,000 | $211,000 | $405,000 | $130,000 | $216,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,836 | $834,510,000 | $217,000 | $35,515,000 | $112,000 | $5,970,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $1,640,000 | $136,000 | $295,000 | $51,000 | $77,000 |
| FHA-insured (Federal Housing Administration) | 3 | $715,000 | $238,000 | $265,000 | $43,000 | $48,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,061 | $704,825,000 | $230,000 | $35,515,000 | $116,000 | $5,970,000 |
| Application Denied By Financial Institution | 395 | $46,395,000 | $117,000 | $2,005,000 | $76,000 | $1,200,000 |
| Application Withdrawn By Applicant | 271 | $60,625,000 | $223,000 | $10,005,000 | $115,000 | $879,000 |
| Application Approved But Not Accepted | 68 | $11,850,000 | $174,000 | $755,000 | $126,000 | $1,259,000 |
| File Closed For Incompleteness | 47 | $11,125,000 | $236,000 | $525,000 | $119,000 | $696,000 |
| Loan Purchased By The Institution | 9 | $2,045,000 | $227,000 | $305,000 | $53,000 | $80,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,456 | $790,470,000 | $228,000 | $35,515,000 | $116,000 | $5,970,000 |
| Debt-To-Income Ratio | 138 | $19,540,000 | $141,000 | $755,000 | $56,000 | $200,000 |
| Credit History | 115 | $11,455,000 | $99,000 | $725,000 | $78,000 | $360,000 |
| Collateral | 79 | $7,255,000 | $91,000 | $855,000 | $86,000 | $1,200,000 |
| Credit Application Incomplete | 29 | $3,045,000 | $105,000 | $505,000 | $135,000 | $844,000 |
| Other | 18 | $1,290,000 | $71,000 | $345,000 | $96,000 | $264,000 |
| Employment History | 9 | $1,045,000 | $116,000 | $305,000 | $31,000 | $117,000 |
| Unverifiable Information | 6 | $2,560,000 | $426,000 | $2,005,000 | $89,000 | $130,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $205,000 | $205,000 | $205,000 | $70,000 | $70,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information at your convenience.