Midwestone Bank
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Iowa.
The mortgage statistics and data below are specific to mortgage loan applications for Midwestone Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Midwestone Bank 102 South Clinton Street Iowa City, IA 52240 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,957 |
| Total Mortgage Loan Application Amount | $499,525,000 |
| Average Mortgage Loan Application Amount | $131,000 |
| Highest Mortgage Loan Application Amount | $8,325,000 |
| Average Applicant Income | $118,000 |
| Highest Applicant Income | $6,073,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dubuque County Iowa | 646 | $ 103,140,000 | $ 159,000 | $ 115,000 |
| Johnson County Iowa | 362 | $ 76,580,000 | $ 211,000 | $ 172,000 |
| Washington County Minnesota | 138 | $ 25,240,000 | $ 182,000 | $ 139,000 |
| Polk County Wisconsin | 132 | $ 14,030,000 | $ 106,000 | $ 92,000 |
| St. Croix County Wisconsin | 97 | $ 19,545,000 | $ 201,000 | $ 134,000 |
| Mahaska County Iowa | 96 | $ 11,050,000 | $ 115,000 | $ 125,000 |
| Hennepin County Minnesota | 90 | $ 25,870,000 | $ 287,000 | $ 220,000 |
| Chisago County Minnesota | 74 | $ 8,600,000 | $ 116,000 | $ 87,000 |
| Des Moines County Iowa | 73 | $ 5,925,000 | $ 81,000 | $ 64,000 |
| Polk County Iowa | 64 | $ 11,550,000 | $ 180,000 | $ 110,000 |
| Muscatine County Iowa | 62 | $ 5,600,000 | $ 90,000 | $ 75,000 |
| Black Hawk County Iowa | 55 | $ 16,615,000 | $ 302,000 | $ 264,000 |
| Grant County Wisconsin | 55 | $ 6,875,000 | $ 125,000 | $ 70,000 |
| Ramsey County Minnesota | 49 | $ 10,855,000 | $ 221,000 | $ 123,000 |
| Anoka County Minnesota | 48 | $ 8,060,000 | $ 167,000 | $ 118,000 |
| Jefferson County Iowa | 43 | $ 2,605,000 | $ 60,000 | $ 56,000 |
| Lee County Iowa | 42 | $ 3,420,000 | $ 81,000 | $ 85,000 |
| Marion County Iowa | 42 | $ 6,520,000 | $ 155,000 | $ 106,000 |
| Lee County Florida | 41 | $ 11,365,000 | $ 277,000 | $ 180,000 |
| Dallas County Iowa | 38 | $ 9,200,000 | $ 242,000 | $ 136,000 |
| Butler County Iowa | 35 | $ 4,005,000 | $ 114,000 | $ 91,000 |
| Keokuk County Iowa | 35 | $ 2,155,000 | $ 61,000 | $ 64,000 |
| Dakota County Minnesota | 34 | $ 4,500,000 | $ 132,000 | $ 178,000 |
| Wright County Minnesota | 33 | $ 3,545,000 | $ 107,000 | $ 109,000 |
| Marshall County Iowa | 28 | $ 1,800,000 | $ 64,000 | $ 68,000 |
| Jo Daviess County Illinois | 26 | $ 3,900,000 | $ 150,000 | $ 102,000 |
| Benton County Iowa | 26 | $ 2,260,000 | $ 86,000 | $ 79,000 |
| Iowa County Iowa | 25 | $ 2,085,000 | $ 83,000 | $ 96,000 |
| Linn County Iowa | 24 | $ 3,390,000 | $ 141,000 | $ 114,000 |
| Collier County Florida | 21 | $ 7,385,000 | $ 351,000 | $ 210,000 |
| Delaware County Iowa | 21 | $ 2,115,000 | $ 100,000 | $ 97,000 |
| Sherburne County Minnesota | 20 | $ 3,590,000 | $ 179,000 | $ 101,000 |
| Grundy County Iowa | 18 | $ 900,000 | $ 50,000 | $ 75,000 |
| Scott County Iowa | 17 | $ 3,025,000 | $ 177,000 | $ 468,000 |
| Denver County Colorado | 14 | $ 3,460,000 | $ 247,000 | $ 133,000 |
| Jefferson County Colorado | 14 | $ 2,980,000 | $ 212,000 | $ 125,000 |
| Washington County Iowa | 14 | $ 2,130,000 | $ 152,000 | $ 101,000 |
| Jasper County Iowa | 11 | $ 1,075,000 | $ 97,000 | $ 57,000 |
| Cedar County Iowa | 9 | $ 785,000 | $ 87,000 | $ 110,000 |
| Henry County Iowa | 9 | $ 955,000 | $ 106,000 | $ 99,000 |
| Jackson County Iowa | 9 | $ 1,595,000 | $ 177,000 | $ 125,000 |
| Tama County Iowa | 9 | $ 615,000 | $ 68,000 | $ 58,000 |
| Wapello County Iowa | 9 | $ 685,000 | $ 76,000 | $ 82,000 |
| Arapahoe County Colorado | 8 | $ 3,350,000 | $ 418,000 | $ 149,000 |
| Clayton County Iowa | 8 | $ 980,000 | $ 122,000 | $ 94,000 |
| Hardin County Iowa | 8 | $ 710,000 | $ 88,000 | $ 57,000 |
| Jones County Iowa | 8 | $ 760,000 | $ 95,000 | $ 114,000 |
| Story County Iowa | 8 | $ 1,160,000 | $ 145,000 | $ 82,000 |
| Burnett County Wisconsin | 8 | $ 710,000 | $ 88,000 | $ 80,000 |
| Crow Wing County Minnesota | 7 | $ 2,125,000 | $ 303,000 | $ 160,000 |
| Douglas County Colorado | 6 | $ 2,620,000 | $ 436,000 | $ 250,000 |
| Van Buren County Iowa | 6 | $ 490,000 | $ 81,000 | $ 58,000 |
| Carver County Minnesota | 6 | $ 2,490,000 | $ 415,000 | $ 204,000 |
| Cass County Minnesota | 6 | $ 1,470,000 | $ 245,000 | $ 144,000 |
| Isanti County Minnesota | 6 | $ 1,760,000 | $ 293,000 | $ 107,000 |
| Poweshiek County Iowa | 5 | $ 945,000 | $ 189,000 | $ 99,000 |
| Lafayette County Wisconsin | 5 | $ 645,000 | $ 129,000 | $ 93,000 |
| Pierce County Wisconsin | 5 | $ 885,000 | $ 177,000 | $ 184,000 |
| Maricopa County Arizona | 4 | $ 740,000 | $ 185,000 | $ 64,000 |
| Bremer County Iowa | 4 | $ 460,000 | $ 115,000 | $ 97,000 |
| Warren County Iowa | 4 | $ 670,000 | $ 167,000 | $ 73,000 |
| Rice County Minnesota | 4 | $ 370,000 | $ 92,000 | $ 87,000 |
| Barron County Wisconsin | 4 | $ 630,000 | $ 157,000 | $ 92,000 |
| El Paso County Colorado | 3 | $ 795,000 | $ 265,000 | $ 210,000 |
| Summit County Colorado | 3 | $ 6,975,000 | $ 2,325,000 | $ 525,000 |
| Buchanan County Iowa | 3 | $ 115,000 | $ 38,000 | $ 83,000 |
| Scott County Minnesota | 3 | $ 185,000 | $ 61,000 | $ 124,000 |
| Crawford County Wisconsin | 3 | $ 245,000 | $ 81,000 | $ 73,000 |
| Dunn County Wisconsin | 3 | $ 295,000 | $ 98,000 | $ 74,000 |
| Sauk County Wisconsin | 3 | $ 445,000 | $ 148,000 | $ 194,000 |
| Sawyer County Wisconsin | 3 | $ 1,135,000 | $ 378,000 | $ 252,000 |
| Escambia County Florida | 2 | $ 380,000 | $ 190,000 | $ 146,000 |
| Pinellas County Florida | 2 | $ 280,000 | $ 140,000 | $ 96,000 |
| Sarasota County Florida | 2 | $ 810,000 | $ 405,000 | $ 141,000 |
| Sumter County Florida | 2 | $ 670,000 | $ 335,000 | $ 128,000 |
| Cook County Illinois | 2 | $ 1,410,000 | $ 705,000 | $ 2,222,000 |
| Rock Island County Illinois | 2 | $ 610,000 | $ 305,000 | $ 298,000 |
| Boone County Iowa | 2 | $ 260,000 | $ 130,000 | $ 100,000 |
| Clinton County Iowa | 2 | $ 270,000 | $ 135,000 | $ 108,000 |
| Dickinson County Iowa | 2 | $ 280,000 | $ 140,000 | $ 148,000 |
| Fayette County Iowa | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Franklin County Iowa | 2 | $ 180,000 | $ 90,000 | $ 65,000 |
| Louisa County Iowa | 2 | $ 150,000 | $ 75,000 | $ 51,000 |
| Itasca County Minnesota | 2 | $ 230,000 | $ 115,000 | $ 43,000 |
| Kanabec County Minnesota | 2 | $ 300,000 | $ 150,000 | $ 73,000 |
| Meeker County Minnesota | 2 | $ 550,000 | $ 275,000 | $ 42,000 |
| Pine County Minnesota | 2 | $ 280,000 | $ 140,000 | $ 243,000 |
| Stearns County Minnesota | 2 | $ 410,000 | $ 205,000 | $ 132,000 |
| Camden County Missouri | 2 | $ 860,000 | $ 430,000 | $ 426,000 |
| Jackson County Missouri | 2 | $ 280,000 | $ 140,000 | $ 97,000 |
| Putnam County Missouri | 2 | $ 930,000 | $ 465,000 | $ 253,000 |
| Iowa County Wisconsin | 2 | $ 240,000 | $ 120,000 | $ 89,000 |
| Pepin County Wisconsin | 2 | $ 310,000 | $ 155,000 | $ 185,000 |
| Washburn County Wisconsin | 2 | $ 360,000 | $ 180,000 | $ 91,000 |
| Pima County Arizona | 1 | $ 175,000 | $ 175,000 | $ 140,000 |
| Yavapai County Arizona | 1 | $ 485,000 | $ 485,000 | $ 60,000 |
| Fresno County California | 1 | $ 65,000 | $ 65,000 | $ 12,000 |
| San Mateo County California | 1 | $ 615,000 | $ 615,000 | $ 280,000 |
| Adams County Colorado | 1 | $ 35,000 | $ 35,000 | $ 93,000 |
| Boulder County Colorado | 1 | $ 455,000 | $ 455,000 | $ 296,000 |
| Chaffee County Colorado | 1 | $ 305,000 | $ 305,000 | $ 143,000 |
| Custer County Colorado | 1 | $ 235,000 | $ 235,000 | $ 69,000 |
| Larimer County Colorado | 1 | $ 265,000 | $ 265,000 | $ 109,000 |
| Routt County Colorado | 1 | $ 165,000 | $ 165,000 | $ 145,000 |
| Weld County Colorado | 1 | $ 325,000 | $ 325,000 | $ 52,000 |
| Charlotte County Florida | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Flagler County Florida | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Hillsborough County Florida | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Indian River County Florida | 1 | $ 695,000 | $ 695,000 | $ 475,000 |
| Martin County Florida | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Orange County Florida | 1 | $ 215,000 | $ 215,000 | $ 125,000 |
| Henderson County Illinois | 1 | $ 5,000 | $ 5,000 | $ 27,000 |
| Mercer County Illinois | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Kossuth County Iowa | 1 | $ 25,000 | $ 25,000 | $ 89,000 |
| Monroe County Iowa | 1 | $ 35,000 | $ 35,000 | $ 140,000 |
| Ringgold County Iowa | 1 | $ 285,000 | $ 285,000 | $ 199,000 |
| Union County Iowa | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Webster County Iowa | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Winneshiek County Iowa | 1 | $ 105,000 | $ 105,000 | $ 308,000 |
| Wright County Iowa | 1 | $ 95,000 | $ 95,000 | $ 3,000 |
| Johnson County Kansas | 1 | $ 145,000 | $ 145,000 | $ 191,000 |
| Anderson County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Shelby County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Montgomery County Maryland | 1 | $ 565,000 | $ 565,000 | $ 187,000 |
| Washtenaw County Michigan | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Aitkin County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 194,000 |
| Hubbard County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 372,000 |
| Mille Lacs County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Nicollet County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 99,000 |
| Olmsted County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 191,000 |
| Otter Tail County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 108,000 |
| Steele County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 109,000 |
| Boone County Missouri | 1 | $ 195,000 | $ 195,000 | $ 227,000 |
| Lafayette County Missouri | 1 | $ 195,000 | $ 195,000 | $ 98,000 |
| Morgan County Missouri | 1 | $ 225,000 | $ 225,000 | $ 116,000 |
| Gage County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 132,000 |
| Saunders County Nebraska | 1 | $ 835,000 | $ 835,000 | $ 544,000 |
| Clark County Nevada | 1 | $ 605,000 | $ 605,000 | $ 239,000 |
| Dyer County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 168,000 |
| Sevier County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 106,000 |
| Spokane County Washington | 1 | $ 395,000 | $ 395,000 | $ 461,000 |
| Brown County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 84,000 |
| Buffalo County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Clark County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 832,000 |
| Dane County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Dodge County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Door County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Eau Claire County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Milwaukee County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| Rusk County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 98,000 |
| Vernon County Wisconsin | 1 | $ 665,000 | $ 665,000 | $ 184,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Iowa,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Midwestone Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,010 | $173,670,000 | $171,000 | $4,195,000 | $134,000 | $6,073,000 |
| Home Purchase | 992 | $215,570,000 | $217,000 | $8,325,000 | $121,000 | $4,254,000 |
| Other Purpose | 438 | $33,620,000 | $76,000 | $1,145,000 | $121,000 | $1,363,000 |
| Cash-out Refinancing | 278 | $64,850,000 | $233,000 | $1,265,000 | $153,000 | $2,307,000 |
| Home Improvement | 235 | $11,655,000 | $49,000 | $605,000 | $95,000 | $400,000 |
| Not Applicable | 4 | $160,000 | $40,000 | $75,000 | $84,000 | $105,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,434 | $381,610,000 | $156,000 | $2,005,000 | $126,000 | $6,073,000 |
| Not Provided | 249 | $37,655,000 | $151,000 | $3,465,000 | $145,000 | $3,000,000 |
| Not applicable | 136 | $55,210,000 | $405,000 | $8,325,000 | $0 | $0 |
| Hispanic | 66 | $11,490,000 | $174,000 | $2,205,000 | $81,000 | $331,000 |
| Asian | 38 | $6,960,000 | $183,000 | $485,000 | $135,000 | $799,000 |
| Black or African American | 25 | $4,955,000 | $198,000 | $785,000 | $114,000 | $661,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,265,000 | $253,000 | $415,000 | $111,000 | $241,000 |
| American Indian or Alaskan Native | 3 | $325,000 | $108,000 | $205,000 | $56,000 | $131,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,919 | $493,805,000 | $169,000 | $8,325,000 | $128,000 | $6,073,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 29 | $3,675,000 | $126,000 | $225,000 | $51,000 | $76,000 |
| FHA-insured (Federal Housing Administration) | 8 | $1,760,000 | $220,000 | $325,000 | $55,000 | $78,000 |
| VA-guaranteed (Veterans Administration) | 1 | $285,000 | $285,000 | $285,000 | $106,000 | $106,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,255 | $384,735,000 | $170,000 | $8,325,000 | $132,000 | $6,073,000 |
| Application Denied By Financial Institution | 362 | $44,120,000 | $121,000 | $1,505,000 | $77,000 | $592,000 |
| Application Withdrawn By Applicant | 226 | $43,750,000 | $193,000 | $2,205,000 | $111,000 | $788,000 |
| File Closed For Incompleteness | 58 | $17,500,000 | $301,000 | $1,145,000 | $218,000 | $2,307,000 |
| Application Approved But Not Accepted | 56 | $9,420,000 | $168,000 | $805,000 | $209,000 | $3,000,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,595 | $455,405,000 | $175,000 | $8,325,000 | $134,000 | $6,073,000 |
| Credit History | 136 | $13,300,000 | $97,000 | $1,505,000 | $67,000 | $499,000 |
| Debt-To-Income Ratio | 126 | $20,540,000 | $163,000 | $805,000 | $61,000 | $280,000 |
| Collateral | 63 | $6,135,000 | $97,000 | $365,000 | $111,000 | $592,000 |
| Credit Application Incomplete | 14 | $1,060,000 | $75,000 | $155,000 | $144,000 | $555,000 |
| Other | 9 | $815,000 | $90,000 | $285,000 | $90,000 | $184,000 |
| Employment History | 8 | $1,430,000 | $178,000 | $485,000 | $86,000 | $337,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $375,000 | $125,000 | $175,000 | $63,000 | $83,000 |
| Unverifiable Information | 3 | $465,000 | $155,000 | $205,000 | $31,000 | $59,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information at your convenience.