Midwestone Bank
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for Iowa.
The mortgage statistics and data below are specific to mortgage loan applications for Midwestone Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Midwestone Bank 102 South Clinton Street Iowa City, IA 52240 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,385 |
| Total Mortgage Loan Application Amount | $272,622,000 |
| Average Mortgage Loan Application Amount | $198,666 |
| Highest Mortgage Loan Application Amount | $2,366,000 |
| Average Applicant Income | $94,333 |
| Highest Applicant Income | $1,422,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Iowa | 243 | $ 52,687,000 | $ 216,000 | $ 132,000 |
| Black Hawk County Iowa | 85 | $ 23,613,000 | $ 277,000 | $ 56,000 |
| Mahaska County Iowa | 81 | $ 9,666,000 | $ 119,000 | $ 79,000 |
| Hennepin County Minnesota | 77 | $ 23,266,000 | $ 302,000 | $ 128,000 |
| Washington County Minnesota | 70 | $ 19,304,000 | $ 275,000 | $ 133,000 |
| Des Moines County Iowa | 67 | $ 9,322,000 | $ 139,000 | $ 80,000 |
| Lee County Iowa | 67 | $ 7,406,000 | $ 110,000 | $ 70,000 |
| Marion County Iowa | 45 | $ 8,168,000 | $ 181,000 | $ 95,000 |
| Polk County Iowa | 40 | $ 6,493,000 | $ 162,000 | $ 117,000 |
| Polk County Wisconsin | 40 | $ 5,137,000 | $ 128,000 | $ 63,000 |
| Jefferson County Iowa | 35 | $ 4,496,000 | $ 128,000 | $ 106,000 |
| Linn County Iowa | 32 | $ 4,530,000 | $ 141,000 | $ 61,000 |
| Ramsey County Minnesota | 32 | $ 8,102,000 | $ 253,000 | $ 91,000 |
| St. Croix County Wisconsin | 30 | $ 9,325,000 | $ 310,000 | $ 113,000 |
| Scott County Iowa | 29 | $ 6,576,000 | $ 226,000 | $ 102,000 |
| Muscatine County Iowa | 28 | $ 3,366,000 | $ 120,000 | $ 67,000 |
| Anoka County Minnesota | 24 | $ 4,532,000 | $ 188,000 | $ 73,000 |
| Butler County Iowa | 21 | $ 2,979,000 | $ 141,000 | $ 62,000 |
| Collier County Florida | 18 | $ 7,429,000 | $ 412,000 | $ 136,000 |
| Benton County Iowa | 15 | $ 1,408,000 | $ 93,000 | $ 56,000 |
| Washington County Iowa | 14 | $ 1,767,000 | $ 126,000 | $ 113,000 |
| Chisago County Minnesota | 13 | $ 2,385,000 | $ 183,000 | $ 63,000 |
| Rock Island County Illinois | 12 | $ 1,132,000 | $ 94,000 | $ 77,000 |
| Dallas County Iowa | 12 | $ 2,861,000 | $ 238,000 | $ 106,000 |
| Grundy County Iowa | 12 | $ 1,474,000 | $ 122,000 | $ 77,000 |
| Jasper County Iowa | 12 | $ 1,893,000 | $ 157,000 | $ 90,000 |
| Dakota County Minnesota | 12 | $ 2,271,000 | $ 189,000 | $ 72,000 |
| Wright County Minnesota | 12 | $ 1,982,000 | $ 165,000 | $ 31,000 |
| Lee County Florida | 11 | $ 3,110,000 | $ 282,000 | $ 132,000 |
| Marshall County Iowa | 11 | $ 1,417,000 | $ 128,000 | $ 118,000 |
| Louisa County Iowa | 9 | $ 822,000 | $ 91,000 | $ 46,000 |
| Keokuk County Iowa | 8 | $ 869,000 | $ 108,000 | $ 76,000 |
| Wapello County Iowa | 8 | $ 723,000 | $ 90,000 | $ 73,000 |
| Cedar County Iowa | 7 | $ 886,000 | $ 126,000 | $ 87,000 |
| Iowa County Iowa | 7 | $ 920,000 | $ 131,000 | $ 50,000 |
| Poweshiek County Iowa | 7 | $ 1,945,000 | $ 277,000 | $ 185,000 |
| Bremer County Iowa | 6 | $ 631,000 | $ 105,000 | $ 25,000 |
| Maricopa County Arizona | 5 | $ 2,754,000 | $ 550,000 | $ 425,000 |
| Henry County Iowa | 5 | $ 547,000 | $ 109,000 | $ 70,000 |
| Story County Iowa | 5 | $ 594,000 | $ 118,000 | $ 84,000 |
| Tama County Iowa | 5 | $ 1,537,000 | $ 307,000 | $ 374,000 |
| Scott County Minnesota | 5 | $ 1,492,000 | $ 298,000 | $ 155,000 |
| Sherburne County Minnesota | 5 | $ 831,000 | $ 166,000 | $ 242,000 |
| Burnett County Wisconsin | 5 | $ 246,000 | $ 49,000 | $ 40,000 |
| Cerro Gordo County Iowa | 4 | $ 1,518,000 | $ 379,000 | $ 167,000 |
| Van Buren County Iowa | 4 | $ 747,000 | $ 186,000 | $ 81,000 |
| Carver County Minnesota | 4 | $ 1,860,000 | $ 465,000 | $ 171,000 |
| Pinellas County Florida | 3 | $ 717,000 | $ 239,000 | $ 178,000 |
| Hancock County Illinois | 3 | $ 253,000 | $ 84,000 | $ 94,000 |
| Henderson County Illinois | 3 | $ 231,000 | $ 77,000 | $ 58,000 |
| Buchanan County Iowa | 3 | $ 451,000 | $ 150,000 | $ 88,000 |
| Clinton County Iowa | 3 | $ 429,000 | $ 143,000 | $ 89,000 |
| Benton County Minnesota | 3 | $ 440,000 | $ 146,000 | $ 0 |
| Barron County Wisconsin | 3 | $ 258,000 | $ 86,000 | $ 171,000 |
| Bayfield County Wisconsin | 3 | $ 463,000 | $ 154,000 | $ 152,000 |
| Manatee County Florida | 2 | $ 819,000 | $ 409,000 | $ 240,000 |
| Boone County Iowa | 2 | $ 421,000 | $ 210,000 | $ 34,000 |
| Chickasaw County Iowa | 2 | $ 131,000 | $ 65,000 | $ 78,000 |
| Franklin County Iowa | 2 | $ 185,000 | $ 92,000 | $ 42,000 |
| Monroe County Iowa | 2 | $ 178,000 | $ 89,000 | $ 119,000 |
| Pottawattamie County Iowa | 2 | $ 459,000 | $ 229,000 | $ 93,000 |
| Warren County Iowa | 2 | $ 313,000 | $ 156,000 | $ 80,000 |
| Woodbury County Iowa | 2 | $ 221,000 | $ 110,000 | $ 55,000 |
| Isanti County Minnesota | 2 | $ 396,000 | $ 198,000 | $ 55,000 |
| Putnam County Missouri | 2 | $ 446,000 | $ 223,000 | $ 173,000 |
| Douglas County Nebraska | 2 | $ 504,000 | $ 252,000 | $ 290,000 |
| Dunn County Wisconsin | 2 | $ 230,000 | $ 115,000 | $ 70,000 |
| Kenai Peninsula County Alaska | 1 | $ 104,000 | $ 104,000 | $ 42,000 |
| Pima County Arizona | 1 | $ 260,000 | $ 260,000 | $ 91,000 |
| Boulder County Colorado | 1 | $ 150,000 | $ 150,000 | $ 234,000 |
| DeSoto County Florida | 1 | $ 550,000 | $ 550,000 | $ 0 |
| Glades County Florida | 1 | $ 325,000 | $ 325,000 | $ 16,000 |
| Sumter County Florida | 1 | $ 242,000 | $ 242,000 | $ 165,000 |
| Boone County Illinois | 1 | $ 40,000 | $ 40,000 | $ 33,000 |
| Mercer County Illinois | 1 | $ 220,000 | $ 220,000 | $ 99,000 |
| Will County Illinois | 1 | $ 233,000 | $ 233,000 | $ 110,000 |
| Appanoose County Iowa | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Carroll County Iowa | 1 | $ 157,000 | $ 157,000 | $ 53,000 |
| Fayette County Iowa | 1 | $ 176,000 | $ 176,000 | $ 71,000 |
| Hamilton County Iowa | 1 | $ 144,000 | $ 144,000 | $ 82,000 |
| Hardin County Iowa | 1 | $ 40,000 | $ 40,000 | $ 201,000 |
| Howard County Iowa | 1 | $ 110,000 | $ 110,000 | $ 76,000 |
| Madison County Iowa | 1 | $ 356,000 | $ 356,000 | $ 111,000 |
| Shelby County Iowa | 1 | $ 88,000 | $ 88,000 | $ 50,000 |
| Cumberland County Maine | 1 | $ 417,000 | $ 417,000 | $ 573,000 |
| Oakland County Michigan | 1 | $ 417,000 | $ 417,000 | $ 107,000 |
| Beltrami County Minnesota | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Carlton County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 124,000 |
| Cass County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 219,000 |
| Crow Wing County Minnesota | 1 | $ 141,000 | $ 141,000 | $ 142,000 |
| Douglas County Minnesota | 1 | $ 184,000 | $ 184,000 | $ 89,000 |
| McLeod County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Olmsted County Minnesota | 1 | $ 101,000 | $ 101,000 | $ 383,000 |
| Otter Tail County Minnesota | 1 | $ 151,000 | $ 151,000 | $ 175,000 |
| Sibley County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 244,000 |
| St. Louis County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Cascade County Montana | 1 | $ 160,000 | $ 160,000 | $ 81,000 |
| Charleston County South Carolina | 1 | $ 312,000 | $ 312,000 | $ 63,000 |
| Salt Lake County Utah | 1 | $ 328,000 | $ 328,000 | $ 538,000 |
| King County Washington | 1 | $ 417,000 | $ 417,000 | $ 445,000 |
| Snohomish County Washington | 1 | $ 195,000 | $ 195,000 | $ 135,000 |
| Dane County Wisconsin | 1 | $ 166,000 | $ 166,000 | $ 780,000 |
| Pierce County Wisconsin | 1 | $ 183,000 | $ 183,000 | $ 53,000 |
| Sawyer County Wisconsin | 1 | $ 417,000 | $ 417,000 | $ 228,000 |
| Washburn County Wisconsin | 1 | $ 153,000 | $ 153,000 | $ 40,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Iowa,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Midwestone Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 683 | $125,332,000 | $183,000 | $1,755,000 | $103,000 | $956,000 |
| Refinancing | 636 | $133,851,000 | $210,000 | $2,366,000 | $104,000 | $1,422,000 |
| Home Improvement | 66 | $13,439,000 | $203,000 | $1,934,000 | $76,000 | $534,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,115 | $207,251,000 | $185,000 | $1,755,000 | $113,000 | $1,422,000 |
| Not applicable | 144 | $41,873,000 | $290,000 | $2,366,000 | $6,000 | $956,000 |
| Not Provided | 46 | $9,384,000 | $204,000 | $963,000 | $123,000 | $453,000 |
| Hispanic | 37 | $5,431,000 | $146,000 | $1,200,000 | $69,000 | $320,000 |
| Asian | 31 | $6,777,000 | $218,000 | $900,000 | $165,000 | $454,000 |
| Black or African American | 11 | $1,812,000 | $164,000 | $850,000 | $123,000 | $603,000 |
| American Indian or Alaskan Native | 1 | $94,000 | $94,000 | $94,000 | $29,000 | $29,000 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,362 | $270,044,000 | $198,000 | $2,366,000 | $103,000 | $1,422,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $1,961,000 | $103,000 | $191,000 | $42,000 | $75,000 |
| FHA-insured (Federal Housing Administration) | 3 | $427,000 | $142,000 | $153,000 | $45,000 | $48,000 |
| VA-guaranteed (Veterans Administration) | 1 | $190,000 | $190,000 | $190,000 | $74,000 | $74,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,006 | $201,238,000 | $200,000 | $2,366,000 | $102,000 | $1,422,000 |
| Application Withdrawn By Applicant | 183 | $36,237,000 | $198,000 | $1,000,000 | $114,000 | $801,000 |
| Application Denied By Financial Institution | 162 | $30,262,000 | $186,000 | $1,722,000 | $92,000 | $603,000 |
| File Closed For Incompleteness | 20 | $2,595,000 | $129,000 | $300,000 | $81,000 | $202,000 |
| Application Approved But Not Accepted | 14 | $2,290,000 | $163,000 | $384,000 | $76,000 | $270,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information at your convenience.