Interstate Home Loan Center, Inc.
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Interstate Home Loan Center, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Interstate Home Loan Center, Inc. 40 Marcus Drive Suite 100 Melville, NY 11710 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 383 |
| Total Mortgage Loan Application Amount | $168,405,000 |
| Average Mortgage Loan Application Amount | $408,333 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $140,000 |
| Highest Applicant Income | $1,800,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 95 | $ 45,725,000 | $ 481,000 | $ 178,000 |
| Nassau County New York | 56 | $ 29,740,000 | $ 531,000 | $ 203,000 |
| Queens County New York | 38 | $ 22,280,000 | $ 586,000 | $ 188,000 |
| Hartford County Connecticut | 11 | $ 2,575,000 | $ 234,000 | $ 95,000 |
| Bergen County New Jersey | 8 | $ 4,600,000 | $ 575,000 | $ 194,000 |
| Bronx County New York | 8 | $ 4,700,000 | $ 587,000 | $ 131,000 |
| New Haven County Connecticut | 7 | $ 1,775,000 | $ 253,000 | $ 63,000 |
| Broward County Florida | 7 | $ 4,155,000 | $ 593,000 | $ 196,000 |
| Palm Beach County Florida | 6 | $ 2,090,000 | $ 348,000 | $ 220,000 |
| Richmond County New York | 6 | $ 2,090,000 | $ 348,000 | $ 77,000 |
| Miami-Dade County Florida | 5 | $ 3,565,000 | $ 713,000 | $ 185,000 |
| Orange County Florida | 5 | $ 1,965,000 | $ 393,000 | $ 146,000 |
| Broome County New York | 5 | $ 975,000 | $ 195,000 | $ 110,000 |
| Fairfield County Connecticut | 4 | $ 1,070,000 | $ 267,000 | $ 49,000 |
| Monmouth County New Jersey | 4 | $ 1,630,000 | $ 407,000 | $ 296,000 |
| Dutchess County New York | 4 | $ 1,180,000 | $ 295,000 | $ 165,000 |
| Kings County New York | 4 | $ 2,300,000 | $ 575,000 | $ 99,000 |
| Westchester County New York | 4 | $ 1,720,000 | $ 430,000 | $ 106,000 |
| Wake County North Carolina | 4 | $ 1,780,000 | $ 445,000 | $ 124,000 |
| Duval County Florida | 3 | $ 845,000 | $ 281,000 | $ 190,000 |
| Hillsborough County Florida | 3 | $ 1,045,000 | $ 348,000 | $ 170,000 |
| Osceola County Florida | 3 | $ 1,185,000 | $ 395,000 | $ 131,000 |
| Gwinnett County Georgia | 3 | $ 1,235,000 | $ 411,000 | $ 131,000 |
| Passaic County New Jersey | 3 | $ 1,075,000 | $ 358,000 | $ 203,000 |
| Albany County New York | 3 | $ 445,000 | $ 148,000 | $ 38,000 |
| Tompkins County New York | 3 | $ 735,000 | $ 245,000 | $ 93,000 |
| Montgomery County Ohio | 3 | $ 385,000 | $ 128,000 | $ 29,000 |
| Philadelphia County Pennsylvania | 3 | $ 605,000 | $ 201,000 | $ 78,000 |
| Providence County Rhode Island | 3 | $ 1,075,000 | $ 358,000 | $ 20,000 |
| Middlesex County Connecticut | 2 | $ 650,000 | $ 325,000 | $ 115,000 |
| Cobb County Georgia | 2 | $ 450,000 | $ 225,000 | $ 80,000 |
| Penobscot County Maine | 2 | $ 310,000 | $ 155,000 | $ 1,000 |
| Montgomery County Maryland | 2 | $ 1,080,000 | $ 540,000 | $ 227,000 |
| Burlington County New Jersey | 2 | $ 890,000 | $ 445,000 | $ 230,000 |
| Essex County New Jersey | 2 | $ 840,000 | $ 420,000 | $ 78,000 |
| Middlesex County New Jersey | 2 | $ 1,040,000 | $ 520,000 | $ 178,000 |
| Luzerne County Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 48,000 |
| Los Angeles County California | 1 | $ 445,000 | $ 445,000 | $ 100,000 |
| Litchfield County Connecticut | 1 | $ 295,000 | $ 295,000 | $ 80,000 |
| New London County Connecticut | 1 | $ 125,000 | $ 125,000 | $ 5,000 |
| Brevard County Florida | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Collier County Florida | 1 | $ 395,000 | $ 395,000 | $ 80,000 |
| Manatee County Florida | 1 | $ 485,000 | $ 485,000 | $ 250,000 |
| Polk County Florida | 1 | $ 455,000 | $ 455,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 385,000 | $ 385,000 | $ 128,000 |
| Sumter County Florida | 1 | $ 255,000 | $ 255,000 | $ 92,000 |
| Cherokee County Georgia | 1 | $ 595,000 | $ 595,000 | $ 138,000 |
| Fulton County Georgia | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Henry County Georgia | 1 | $ 655,000 | $ 655,000 | $ 192,000 |
| Franklin County Maine | 1 | $ 105,000 | $ 105,000 | $ 2,000 |
| Baltimore County Maryland | 1 | $ 285,000 | $ 285,000 | $ 50,000 |
| Howard County Maryland | 1 | $ 545,000 | $ 545,000 | $ 144,000 |
| Prince George's County Maryland | 1 | $ 505,000 | $ 505,000 | $ 88,000 |
| Kent County Michigan | 1 | $ 395,000 | $ 395,000 | $ 331,000 |
| Lenawee County Michigan | 1 | $ 215,000 | $ 215,000 | $ 94,000 |
| Atlantic County New Jersey | 1 | $ 395,000 | $ 395,000 | $ 180,000 |
| Hudson County New Jersey | 1 | $ 415,000 | $ 415,000 | $ 111,000 |
| Union County New Jersey | 1 | $ 545,000 | $ 545,000 | $ 133,000 |
| Cayuga County New York | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Fulton County New York | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Greene County New York | 1 | $ 535,000 | $ 535,000 | $ 4,000 |
| Hamilton County New York | 1 | $ 305,000 | $ 305,000 | $ 58,000 |
| Montgomery County New York | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| New York County New York | 1 | $ 285,000 | $ 285,000 | $ 441,000 |
| Orange County New York | 1 | $ 235,000 | $ 235,000 | $ 89,000 |
| Putnam County New York | 1 | $ 465,000 | $ 465,000 | $ 286,000 |
| Schenectady County New York | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Cumberland County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 177,000 |
| Durham County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| Johnston County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 152,000 |
| Mecklenburg County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 10,000 |
| Auglaize County Ohio | 1 | $ 195,000 | $ 195,000 | $ 94,000 |
| Cuyahoga County Ohio | 1 | $ 265,000 | $ 265,000 | $ 417,000 |
| Greene County Ohio | 1 | $ 305,000 | $ 305,000 | $ 26,000 |
| Summit County Ohio | 1 | $ 725,000 | $ 725,000 | $ 309,000 |
| Creek County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 68,000 |
| Oklahoma County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Benton County Oregon | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 137,000 |
| Erie County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Monroe County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 82,000 |
| Montgomery County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 108,000 |
| Susquehanna County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 91,000 |
| Wyoming County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 82,000 |
| Dillon County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 225,000 |
| Richland County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Benton County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 129,000 |
| Rutherford County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 108,000 |
| Bexar County Texas | 1 | $ 425,000 | $ 425,000 | $ 130,000 |
| Dallas County Texas | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Denton County Texas | 1 | $ 485,000 | $ 485,000 | $ 54,000 |
| Tarrant County Texas | 1 | $ 365,000 | $ 365,000 | $ 554,000 |
| King County Washington | 1 | $ 475,000 | $ 475,000 | $ 144,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Interstate Home Loan Center, Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 282 | $125,980,000 | $446,000 | $2,005,000 | $164,000 | $1,800,000 |
| Cash-out Refinancing | 86 | $37,210,000 | $432,000 | $1,955,000 | $146,000 | $600,000 |
| Refinancing | 15 | $5,215,000 | $347,000 | $655,000 | $110,000 | $240,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 127 | $53,215,000 | $419,000 | $1,955,000 | $157,000 | $997,000 |
| Asian | 121 | $53,235,000 | $439,000 | $1,895,000 | $171,000 | $1,277,000 |
| Hispanic | 80 | $38,250,000 | $478,000 | $2,005,000 | $157,000 | $1,800,000 |
| Black or African American | 42 | $18,250,000 | $434,000 | $1,405,000 | $126,000 | $415,000 |
| Not Provided | 11 | $4,435,000 | $403,000 | $1,165,000 | $144,000 | $441,000 |
| American Indian or Alaskan Native | 1 | $595,000 | $595,000 | $595,000 | $138,000 | $138,000 |
| Not applicable | 1 | $425,000 | $425,000 | $425,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 274 | $122,190,000 | $445,000 | $2,005,000 | $174,000 | $1,800,000 |
| FHA-insured (Federal Housing Administration) | 102 | $42,740,000 | $419,000 | $1,165,000 | $116,000 | $360,000 |
| VA-guaranteed (Veterans Administration) | 7 | $3,475,000 | $496,000 | $675,000 | $117,000 | $193,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 220 | $93,300,000 | $424,000 | $1,895,000 | $163,000 | $1,800,000 |
| Application Withdrawn By Applicant | 121 | $49,585,000 | $409,000 | $1,405,000 | $154,000 | $1,277,000 |
| Application Denied By Financial Institution | 25 | $14,685,000 | $587,000 | $2,005,000 | $159,000 | $681,000 |
| File Closed For Incompleteness | 10 | $8,170,000 | $817,000 | $1,955,000 | $128,000 | $600,000 |
| Application Approved But Not Accepted | 7 | $2,665,000 | $380,000 | $605,000 | $96,000 | $345,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 358 | $153,720,000 | $429,000 | $1,955,000 | $157,000 | $1,800,000 |
| Debt-To-Income Ratio | 9 | $4,675,000 | $519,000 | $925,000 | $125,000 | $295,000 |
| Collateral | 6 | $3,500,000 | $583,000 | $2,005,000 | $275,000 | $681,000 |
| Credit History | 3 | $2,385,000 | $795,000 | $1,635,000 | $65,000 | $195,000 |
| Unverifiable Information | 3 | $1,625,000 | $541,000 | $705,000 | $98,000 | $192,000 |
| Other | 2 | $1,520,000 | $760,000 | $865,000 | $226,000 | $243,000 |
| Employment History | 2 | $980,000 | $490,000 | $495,000 | $127,000 | $146,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.