International Bank Of Commerce
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for International Bank Of Commerce.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | International Bank Of Commerce 1200 San Bernardo Ave. Laredo, TX 78040 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,779 |
| Total Mortgage Loan Application Amount | $326,025,000 |
| Average Mortgage Loan Application Amount | $159,400 |
| Highest Mortgage Loan Application Amount | $2,725,000 |
| Average Applicant Income | $184,600 |
| Highest Applicant Income | $2,779,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 202 | $ 33,610,000 | $ 166,000 | $ 276,000 |
| Hidalgo County Texas | 168 | $ 33,210,000 | $ 197,000 | $ 150,000 |
| Travis County Texas | 133 | $ 30,775,000 | $ 231,000 | $ 290,000 |
| Denton County Texas | 126 | $ 21,260,000 | $ 168,000 | $ 267,000 |
| Bexar County Texas | 114 | $ 24,450,000 | $ 214,000 | $ 208,000 |
| Webb County Texas | 105 | $ 16,325,000 | $ 155,000 | $ 151,000 |
| Collin County Texas | 101 | $ 18,265,000 | $ 180,000 | $ 265,000 |
| Dallas County Texas | 88 | $ 16,090,000 | $ 182,000 | $ 235,000 |
| Williamson County Texas | 86 | $ 16,120,000 | $ 187,000 | $ 237,000 |
| Cameron County Texas | 70 | $ 9,880,000 | $ 141,000 | $ 102,000 |
| Nueces County Texas | 55 | $ 13,795,000 | $ 250,000 | $ 229,000 |
| Fort Bend County Texas | 45 | $ 6,085,000 | $ 135,000 | $ 268,000 |
| Montgomery County Texas | 44 | $ 8,250,000 | $ 187,000 | $ 309,000 |
| Tarrant County Texas | 41 | $ 8,565,000 | $ 208,000 | $ 241,000 |
| Hays County Texas | 26 | $ 5,080,000 | $ 195,000 | $ 317,000 |
| McCurtain County Oklahoma | 23 | $ 3,675,000 | $ 159,000 | $ 376,000 |
| Oklahoma County Oklahoma | 21 | $ 3,215,000 | $ 153,000 | $ 100,000 |
| Tulsa County Oklahoma | 21 | $ 3,175,000 | $ 151,000 | $ 108,000 |
| Comal County Texas | 17 | $ 4,735,000 | $ 278,000 | $ 298,000 |
| Maverick County Texas | 15 | $ 1,595,000 | $ 106,000 | $ 73,000 |
| Rockwall County Texas | 15 | $ 2,695,000 | $ 179,000 | $ 287,000 |
| Galveston County Texas | 13 | $ 2,115,000 | $ 162,000 | $ 298,000 |
| Ellis County Texas | 9 | $ 1,065,000 | $ 118,000 | $ 192,000 |
| Kendall County Texas | 9 | $ 2,915,000 | $ 323,000 | $ 373,000 |
| McLennan County Texas | 9 | $ 905,000 | $ 100,000 | $ 199,000 |
| Brazoria County Texas | 8 | $ 1,390,000 | $ 173,000 | $ 160,000 |
| Brazos County Texas | 8 | $ 1,500,000 | $ 187,000 | $ 206,000 |
| Johnson County Texas | 7 | $ 655,000 | $ 93,000 | $ 256,000 |
| Rogers County Oklahoma | 6 | $ 1,100,000 | $ 183,000 | $ 163,000 |
| Bell County Texas | 6 | $ 870,000 | $ 145,000 | $ 165,000 |
| Calhoun County Texas | 6 | $ 290,000 | $ 48,000 | $ 64,000 |
| Parker County Texas | 6 | $ 660,000 | $ 110,000 | $ 261,000 |
| El Paso County Texas | 5 | $ 945,000 | $ 189,000 | $ 398,000 |
| Lubbock County Texas | 5 | $ 795,000 | $ 159,000 | $ 190,000 |
| Smith County Texas | 5 | $ 685,000 | $ 137,000 | $ 346,000 |
| Val Verde County Texas | 5 | $ 555,000 | $ 111,000 | $ 48,000 |
| Waller County Texas | 5 | $ 1,155,000 | $ 231,000 | $ 424,000 |
| Creek County Oklahoma | 4 | $ 760,000 | $ 190,000 | $ 141,000 |
| Stephens County Oklahoma | 4 | $ 480,000 | $ 120,000 | $ 54,000 |
| Burnet County Texas | 4 | $ 600,000 | $ 150,000 | $ 272,000 |
| Medina County Texas | 4 | $ 780,000 | $ 195,000 | $ 390,000 |
| Starr County Texas | 4 | $ 500,000 | $ 125,000 | $ 96,000 |
| Victoria County Texas | 4 | $ 390,000 | $ 97,000 | $ 63,000 |
| Walker County Texas | 4 | $ 730,000 | $ 182,000 | $ 298,000 |
| Zapata County Texas | 4 | $ 560,000 | $ 140,000 | $ 114,000 |
| Canadian County Oklahoma | 3 | $ 385,000 | $ 128,000 | $ 100,000 |
| Carter County Oklahoma | 3 | $ 125,000 | $ 41,000 | $ 24,000 |
| Murray County Oklahoma | 3 | $ 295,000 | $ 98,000 | $ 56,000 |
| Osage County Oklahoma | 3 | $ 505,000 | $ 168,000 | $ 59,000 |
| Ottawa County Oklahoma | 3 | $ 355,000 | $ 118,000 | $ 44,000 |
| Aransas County Texas | 3 | $ 765,000 | $ 255,000 | $ 263,000 |
| Atascosa County Texas | 3 | $ 395,000 | $ 131,000 | $ 158,000 |
| Bastrop County Texas | 3 | $ 565,000 | $ 188,000 | $ 332,000 |
| Gillespie County Texas | 3 | $ 655,000 | $ 218,000 | $ 314,000 |
| Guadalupe County Texas | 3 | $ 315,000 | $ 105,000 | $ 134,000 |
| Hunt County Texas | 3 | $ 475,000 | $ 158,000 | $ 421,000 |
| Kaufman County Texas | 3 | $ 335,000 | $ 111,000 | $ 226,000 |
| Llano County Texas | 3 | $ 1,425,000 | $ 475,000 | $ 467,000 |
| Midland County Texas | 3 | $ 475,000 | $ 158,000 | $ 389,000 |
| Wise County Texas | 3 | $ 285,000 | $ 95,000 | $ 190,000 |
| Lincoln County Oklahoma | 2 | $ 100,000 | $ 50,000 | $ 46,000 |
| Washington County Oklahoma | 2 | $ 320,000 | $ 160,000 | $ 76,000 |
| Austin County Texas | 2 | $ 550,000 | $ 275,000 | $ 285,000 |
| Blanco County Texas | 2 | $ 350,000 | $ 175,000 | $ 242,000 |
| Chambers County Texas | 2 | $ 80,000 | $ 40,000 | $ 188,000 |
| Cooke County Texas | 2 | $ 380,000 | $ 190,000 | $ 642,000 |
| Dimmit County Texas | 2 | $ 1,100,000 | $ 550,000 | $ 106,000 |
| Kerr County Texas | 2 | $ 470,000 | $ 235,000 | $ 208,000 |
| Kleberg County Texas | 2 | $ 110,000 | $ 55,000 | $ 64,000 |
| La Salle County Texas | 2 | $ 140,000 | $ 70,000 | $ 103,000 |
| Matagorda County Texas | 2 | $ 90,000 | $ 45,000 | $ 106,000 |
| Palo Pinto County Texas | 2 | $ 160,000 | $ 80,000 | $ 317,000 |
| Somervell County Texas | 2 | $ 190,000 | $ 95,000 | $ 278,000 |
| Los Angeles County California | 1 | $ 2,455,000 | $ 2,455,000 | $ 0 |
| Powell County Montana | 1 | $ 2,005,000 | $ 2,005,000 | $ 1,038,000 |
| Bryan County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 397,000 |
| Cleveland County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 106,000 |
| Comanche County Oklahoma | 1 | $ 275,000 | $ 275,000 | $ 73,000 |
| Custer County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 137,000 |
| Delaware County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 593,000 |
| Johnston County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Le Flore County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 385,000 |
| Logan County Oklahoma | 1 | $ 565,000 | $ 565,000 | $ 129,000 |
| McClain County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Muskogee County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 125,000 |
| Noble County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Payne County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
| Pittsburg County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Pontotoc County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 449,000 |
| Wagoner County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 169,000 |
| Bandera County Texas | 1 | $ 305,000 | $ 305,000 | $ 222,000 |
| Bee County Texas | 1 | $ 25,000 | $ 25,000 | $ 23,000 |
| Brooks County Texas | 1 | $ 85,000 | $ 85,000 | $ 23,000 |
| Burleson County Texas | 1 | $ 45,000 | $ 45,000 | $ 304,000 |
| Caldwell County Texas | 1 | $ 105,000 | $ 105,000 | $ 372,000 |
| Colorado County Texas | 1 | $ 385,000 | $ 385,000 | $ 276,000 |
| Erath County Texas | 1 | $ 185,000 | $ 185,000 | $ 897,000 |
| Fayette County Texas | 1 | $ 405,000 | $ 405,000 | $ 174,000 |
| Grayson County Texas | 1 | $ 25,000 | $ 25,000 | $ 176,000 |
| Hardin County Texas | 1 | $ 55,000 | $ 55,000 | $ 132,000 |
| Harrison County Texas | 1 | $ 445,000 | $ 445,000 | $ 345,000 |
| Henderson County Texas | 1 | $ 255,000 | $ 255,000 | $ 1,724,000 |
| Hill County Texas | 1 | $ 65,000 | $ 65,000 | $ 116,000 |
| Hood County Texas | 1 | $ 35,000 | $ 35,000 | $ 73,000 |
| Jackson County Texas | 1 | $ 255,000 | $ 255,000 | $ 192,000 |
| Jasper County Texas | 1 | $ 105,000 | $ 105,000 | $ 341,000 |
| Jefferson County Texas | 1 | $ 55,000 | $ 55,000 | $ 227,000 |
| Jim Wells County Texas | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Milam County Texas | 1 | $ 665,000 | $ 665,000 | $ 210,000 |
| Navarro County Texas | 1 | $ 135,000 | $ 135,000 | $ 170,000 |
| Randall County Texas | 1 | $ 175,000 | $ 175,000 | $ 383,000 |
| Rusk County Texas | 1 | $ 85,000 | $ 85,000 | $ 182,000 |
| Shelby County Texas | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Tyler County Texas | 1 | $ 45,000 | $ 45,000 | $ 242,000 |
| Uvalde County Texas | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Van Zandt County Texas | 1 | $ 75,000 | $ 75,000 | $ 462,000 |
| Wharton County Texas | 1 | $ 55,000 | $ 55,000 | $ 167,000 |
| Wichita County Texas | 1 | $ 35,000 | $ 35,000 | $ 100,000 |
| Willacy County Texas | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Wilson County Texas | 1 | $ 65,000 | $ 65,000 | $ 114,000 |
| Zavala County Texas | 1 | $ 75,000 | $ 75,000 | $ 76,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for International Bank Of Commerce in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,043 | $223,135,000 | $213,000 | $2,725,000 | $282,000 | $2,779,000 |
| Home Improvement | 227 | $22,855,000 | $100,000 | $465,000 | $165,000 | $920,000 |
| Cash-out Refinancing | 202 | $37,040,000 | $183,000 | $1,225,000 | $134,000 | $1,427,000 |
| Other Purpose | 184 | $17,900,000 | $97,000 | $405,000 | $129,000 | $1,729,000 |
| Refinancing | 123 | $25,095,000 | $204,000 | $1,735,000 | $213,000 | $660,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 632 | $109,660,000 | $173,000 | $2,625,000 | $289,000 | $2,779,000 |
| Hispanic | 549 | $89,545,000 | $163,000 | $2,245,000 | $144,000 | $1,729,000 |
| Asian | 293 | $64,755,000 | $221,000 | $975,000 | $238,000 | $1,427,000 |
| Not Provided | 183 | $32,895,000 | $179,000 | $795,000 | $264,000 | $1,724,000 |
| Black or African American | 75 | $11,125,000 | $148,000 | $735,000 | $225,000 | $689,000 |
| Not applicable | 25 | $15,065,000 | $602,000 | $2,725,000 | $0 | $0 |
| American Indian or Alaskan Native | 8 | $950,000 | $118,000 | $255,000 | $140,000 | $593,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $55,000 | $55,000 | $55,000 | $73,000 | $73,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,736 | $317,900,000 | $183,000 | $2,725,000 | $233,000 | $2,779,000 |
| FHA-insured (Federal Housing Administration) | 31 | $5,455,000 | $175,000 | $375,000 | $77,000 | $400,000 |
| VA-guaranteed (Veterans Administration) | 11 | $2,535,000 | $230,000 | $335,000 | $98,000 | $218,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $135,000 | $135,000 | $135,000 | $69,000 | $69,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,105 | $212,825,000 | $192,000 | $2,725,000 | $261,000 | $2,779,000 |
| Application Denied By Financial Institution | 235 | $30,725,000 | $130,000 | $1,225,000 | $151,000 | $1,729,000 |
| Application Withdrawn By Applicant | 219 | $43,975,000 | $200,000 | $1,425,000 | $253,000 | $1,427,000 |
| Loan Purchased By The Institution | 112 | $22,430,000 | $200,000 | $505,000 | $100,000 | $680,000 |
| Application Approved But Not Accepted | 55 | $8,125,000 | $147,000 | $735,000 | $205,000 | $517,000 |
| File Closed For Incompleteness | 53 | $7,945,000 | $149,000 | $495,000 | $152,000 | $660,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,544 | $295,300,000 | $191,000 | $2,725,000 | $242,000 | $2,779,000 |
| Credit History | 107 | $11,525,000 | $107,000 | $445,000 | $168,000 | $1,729,000 |
| Debt-To-Income Ratio | 86 | $12,420,000 | $144,000 | $485,000 | $112,000 | $434,000 |
| Other | 19 | $1,975,000 | $103,000 | $305,000 | $211,000 | $959,000 |
| Collateral | 9 | $2,325,000 | $258,000 | $1,225,000 | $195,000 | $650,000 |
| Credit Application Incomplete | 6 | $1,180,000 | $196,000 | $345,000 | $109,000 | $342,000 |
| Employment History | 4 | $620,000 | $155,000 | $205,000 | $196,000 | $273,000 |
| Unverifiable Information | 3 | $545,000 | $181,000 | $355,000 | $219,000 | $372,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $135,000 | $135,000 | $135,000 | $43,000 | $43,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.