Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for International Bank Of Commerce.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | International Bank Of Commerce 1200 San Bernardo Ave. Laredo, TX 78040 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 4,789 |
Total Mortgage Loan Application Amount | $487,685,000 |
Average Mortgage Loan Application Amount | $98,000 |
Highest Mortgage Loan Application Amount | $4,305,000 |
Average Applicant Income | $114,166 |
Highest Applicant Income | $3,000,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Harris County Texas | 705 | $ 71,005,000 | $ 100,000 | $ 172,000 |
Travis County Texas | 443 | $ 52,335,000 | $ 118,000 | $ 216,000 |
Hidalgo County Texas | 339 | $ 37,185,000 | $ 109,000 | $ 78,000 |
Dallas County Texas | 309 | $ 31,795,000 | $ 102,000 | $ 181,000 |
Bexar County Texas | 296 | $ 33,530,000 | $ 113,000 | $ 147,000 |
Collin County Texas | 263 | $ 22,325,000 | $ 84,000 | $ 198,000 |
Fort Bend County Texas | 227 | $ 23,885,000 | $ 105,000 | $ 175,000 |
Webb County Texas | 227 | $ 28,185,000 | $ 124,000 | $ 68,000 |
Denton County Texas | 207 | $ 17,865,000 | $ 86,000 | $ 211,000 |
Cameron County Texas | 198 | $ 15,680,000 | $ 79,000 | $ 59,000 |
Montgomery County Texas | 147 | $ 12,015,000 | $ 81,000 | $ 227,000 |
Tarrant County Texas | 146 | $ 13,060,000 | $ 89,000 | $ 212,000 |
Williamson County Texas | 133 | $ 12,855,000 | $ 96,000 | $ 171,000 |
Hays County Texas | 116 | $ 11,420,000 | $ 98,000 | $ 171,000 |
Galveston County Texas | 89 | $ 9,185,000 | $ 103,000 | $ 231,000 |
Comal County Texas | 78 | $ 7,120,000 | $ 91,000 | $ 217,000 |
Brazoria County Texas | 63 | $ 5,915,000 | $ 93,000 | $ 146,000 |
Oklahoma County Oklahoma | 55 | $ 5,685,000 | $ 103,000 | $ 141,000 |
Tulsa County Oklahoma | 55 | $ 5,735,000 | $ 104,000 | $ 106,000 |
Nueces County Texas | 48 | $ 7,930,000 | $ 165,000 | $ 150,000 |
Maverick County Texas | 42 | $ 3,890,000 | $ 92,000 | $ 58,000 |
Rockwall County Texas | 31 | $ 2,525,000 | $ 81,000 | $ 231,000 |
Starr County Texas | 27 | $ 1,985,000 | $ 73,000 | $ 52,000 |
Parker County Texas | 26 | $ 2,750,000 | $ 105,000 | $ 227,000 |
Burnet County Texas | 21 | $ 2,185,000 | $ 104,000 | $ 210,000 |
Brazos County Texas | 16 | $ 1,370,000 | $ 85,000 | $ 201,000 |
Ellis County Texas | 16 | $ 1,160,000 | $ 72,000 | $ 165,000 |
Kendall County Texas | 16 | $ 2,770,000 | $ 173,000 | $ 275,000 |
Victoria County Texas | 16 | $ 2,180,000 | $ 136,000 | $ 124,000 |
Stephens County Oklahoma | 15 | $ 1,475,000 | $ 98,000 | $ 66,000 |
Guadalupe County Texas | 14 | $ 1,010,000 | $ 72,000 | $ 104,000 |
San Patricio County Texas | 14 | $ 1,420,000 | $ 101,000 | $ 68,000 |
Comanche County Oklahoma | 13 | $ 795,000 | $ 61,000 | $ 55,000 |
Zapata County Texas | 13 | $ 995,000 | $ 76,000 | $ 60,000 |
Bastrop County Texas | 12 | $ 1,650,000 | $ 137,000 | $ 152,000 |
Bell County Texas | 12 | $ 1,260,000 | $ 105,000 | $ 201,000 |
Chambers County Texas | 12 | $ 700,000 | $ 58,000 | $ 177,000 |
Waller County Texas | 12 | $ 1,050,000 | $ 87,000 | $ 206,000 |
Rogers County Oklahoma | 11 | $ 935,000 | $ 85,000 | $ 49,000 |
McLennan County Texas | 11 | $ 795,000 | $ 72,000 | $ 251,000 |
Grayson County Texas | 10 | $ 920,000 | $ 92,000 | $ 170,000 |
Johnson County Texas | 10 | $ 800,000 | $ 80,000 | $ 226,000 |
Garvin County Oklahoma | 9 | $ 535,000 | $ 59,000 | $ 39,000 |
Lubbock County Texas | 9 | $ 1,085,000 | $ 120,000 | $ 286,000 |
Midland County Texas | 9 | $ 795,000 | $ 88,000 | $ 184,000 |
Cleveland County Oklahoma | 8 | $ 1,040,000 | $ 130,000 | $ 107,000 |
Ottawa County Oklahoma | 7 | $ 375,000 | $ 53,000 | $ 28,000 |
Wagoner County Oklahoma | 7 | $ 1,045,000 | $ 149,000 | $ 100,000 |
Custer County Oklahoma | 6 | $ 510,000 | $ 85,000 | $ 63,000 |
Grady County Oklahoma | 6 | $ 500,000 | $ 83,000 | $ 59,000 |
Logan County Oklahoma | 6 | $ 570,000 | $ 95,000 | $ 51,000 |
Calhoun County Texas | 6 | $ 400,000 | $ 66,000 | $ 96,000 |
Cooke County Texas | 6 | $ 440,000 | $ 73,000 | $ 359,000 |
Dimmit County Texas | 6 | $ 490,000 | $ 81,000 | $ 42,000 |
El Paso County Texas | 6 | $ 740,000 | $ 123,000 | $ 263,000 |
Llano County Texas | 6 | $ 940,000 | $ 156,000 | $ 319,000 |
Uvalde County Texas | 6 | $ 900,000 | $ 150,000 | $ 93,000 |
Val Verde County Texas | 6 | $ 240,000 | $ 40,000 | $ 47,000 |
McCurtain County Oklahoma | 5 | $ 625,000 | $ 125,000 | $ 331,000 |
Grimes County Texas | 5 | $ 475,000 | $ 95,000 | $ 198,000 |
Matagorda County Texas | 5 | $ 425,000 | $ 85,000 | $ 51,000 |
Medina County Texas | 5 | $ 315,000 | $ 63,000 | $ 214,000 |
Smith County Texas | 5 | $ 665,000 | $ 133,000 | $ 246,000 |
Wise County Texas | 5 | $ 505,000 | $ 101,000 | $ 190,000 |
Canadian County Oklahoma | 4 | $ 460,000 | $ 115,000 | $ 44,000 |
Caldwell County Texas | 4 | $ 180,000 | $ 45,000 | $ 211,000 |
Henderson County Texas | 4 | $ 340,000 | $ 85,000 | $ 524,000 |
Kerr County Texas | 4 | $ 390,000 | $ 97,000 | $ 277,000 |
Kleberg County Texas | 4 | $ 470,000 | $ 117,000 | $ 74,000 |
Liberty County Texas | 4 | $ 300,000 | $ 75,000 | $ 153,000 |
San Jacinto County Texas | 4 | $ 350,000 | $ 87,000 | $ 837,000 |
McClain County Oklahoma | 3 | $ 275,000 | $ 91,000 | $ 145,000 |
Osage County Oklahoma | 3 | $ 195,000 | $ 65,000 | $ 30,000 |
Aransas County Texas | 3 | $ 275,000 | $ 91,000 | $ 107,000 |
Atascosa County Texas | 3 | $ 325,000 | $ 108,000 | $ 153,000 |
Bee County Texas | 3 | $ 135,000 | $ 45,000 | $ 40,000 |
Gillespie County Texas | 3 | $ 325,000 | $ 108,000 | $ 153,000 |
Harrison County Texas | 3 | $ 325,000 | $ 108,000 | $ 229,000 |
Hunt County Texas | 3 | $ 115,000 | $ 38,000 | $ 78,000 |
Jim Wells County Texas | 3 | $ 235,000 | $ 78,000 | $ 71,000 |
Polk County Texas | 3 | $ 215,000 | $ 71,000 | $ 327,000 |
Washington County Texas | 3 | $ 215,000 | $ 71,000 | $ 169,000 |
Carter County Oklahoma | 2 | $ 50,000 | $ 25,000 | $ 40,000 |
Creek County Oklahoma | 2 | $ 120,000 | $ 60,000 | $ 24,000 |
Delaware County Oklahoma | 2 | $ 110,000 | $ 55,000 | $ 26,000 |
Lincoln County Oklahoma | 2 | $ 260,000 | $ 130,000 | $ 149,000 |
Murray County Oklahoma | 2 | $ 110,000 | $ 55,000 | $ 62,000 |
Washita County Oklahoma | 2 | $ 140,000 | $ 70,000 | $ 26,000 |
Andrews County Texas | 2 | $ 160,000 | $ 80,000 | $ 146,000 |
Coryell County Texas | 2 | $ 130,000 | $ 65,000 | $ 50,000 |
Ector County Texas | 2 | $ 180,000 | $ 90,000 | $ 138,000 |
Erath County Texas | 2 | $ 190,000 | $ 95,000 | $ 152,000 |
Franklin County Texas | 2 | $ 70,000 | $ 35,000 | $ 708,000 |
Gregg County Texas | 2 | $ 60,000 | $ 30,000 | $ 95,000 |
Hood County Texas | 2 | $ 160,000 | $ 80,000 | $ 213,000 |
Jackson County Texas | 2 | $ 320,000 | $ 160,000 | $ 73,000 |
Jefferson County Texas | 2 | $ 110,000 | $ 55,000 | $ 182,000 |
Kaufman County Texas | 2 | $ 90,000 | $ 45,000 | $ 109,000 |
Palo Pinto County Texas | 2 | $ 150,000 | $ 75,000 | $ 292,000 |
Scurry County Texas | 2 | $ 160,000 | $ 80,000 | $ 190,000 |
Tom Green County Texas | 2 | $ 150,000 | $ 75,000 | $ 340,000 |
Wharton County Texas | 2 | $ 80,000 | $ 40,000 | $ 127,000 |
Placer County California | 1 | $ 4,305,000 | $ 4,305,000 | $ 0 |
Park County Montana | 1 | $ 485,000 | $ 485,000 | $ 0 |
Beckham County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 108,000 |
Caddo County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 27,000 |
Jackson County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
Love County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
Marshall County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 57,000 |
Mayes County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
Okmulgee County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
Pawnee County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 22,000 |
Payne County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 82,000 |
Pontotoc County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
Blanco County Texas | 1 | $ 85,000 | $ 85,000 | $ 142,000 |
Bowie County Texas | 1 | $ 65,000 | $ 65,000 | $ 204,000 |
DeWitt County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
Fannin County Texas | 1 | $ 85,000 | $ 85,000 | $ 173,000 |
Gonzales County Texas | 1 | $ 65,000 | $ 65,000 | $ 142,000 |
Hardin County Texas | 1 | $ 35,000 | $ 35,000 | $ 122,000 |
Hill County Texas | 1 | $ 95,000 | $ 95,000 | $ 296,000 |
Hopkins County Texas | 1 | $ 55,000 | $ 55,000 | $ 206,000 |
Jasper County Texas | 1 | $ 15,000 | $ 15,000 | $ 172,000 |
Jim Hogg County Texas | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
Karnes County Texas | 1 | $ 25,000 | $ 25,000 | $ 25,000 |
La Salle County Texas | 1 | $ 35,000 | $ 35,000 | $ 19,000 |
Lampasas County Texas | 1 | $ 65,000 | $ 65,000 | $ 147,000 |
Lavaca County Texas | 1 | $ 85,000 | $ 85,000 | $ 127,000 |
Montague County Texas | 1 | $ 45,000 | $ 45,000 | $ 138,000 |
Potter County Texas | 1 | $ 35,000 | $ 35,000 | $ 192,000 |
Refugio County Texas | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
Shelby County Texas | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
Taylor County Texas | 1 | $ 45,000 | $ 45,000 | $ 213,000 |
Walker County Texas | 1 | $ 55,000 | $ 55,000 | $ 86,000 |
Wilson County Texas | 1 | $ 85,000 | $ 85,000 | $ 268,000 |
Wood County Texas | 1 | $ 125,000 | $ 125,000 | $ 194,000 |
Zavala County Texas | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 3,194 | $338,660,000 | $106,000 | $4,305,000 | $189,000 | $2,580,000 |
Refinancing | 488 | $58,960,000 | $120,000 | $1,635,000 | $161,000 | $3,000,000 |
Home Improvement | 450 | $27,240,000 | $60,000 | $405,000 | $107,000 | $1,200,000 |
Cash-out Refinancing | 325 | $40,015,000 | $123,000 | $995,000 | $88,000 | $774,000 |
Other Purpose | 277 | $16,125,000 | $58,000 | $405,000 | $71,000 | $500,000 |
Not Applicable | 55 | $6,685,000 | $121,000 | $185,000 | $69,000 | $275,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 2,396 | $228,550,000 | $95,000 | $935,000 | $200,000 | $3,000,000 |
Hispanic | 1,289 | $124,785,000 | $96,000 | $1,105,000 | $95,000 | $2,580,000 |
Not Provided | 460 | $51,240,000 | $111,000 | $735,000 | $173,000 | $900,000 |
Asian | 367 | $38,285,000 | $104,000 | $575,000 | $159,000 | $816,000 |
Black or African American | 171 | $18,265,000 | $106,000 | $305,000 | $144,000 | $775,000 |
Not applicable | 49 | $21,325,000 | $435,000 | $4,305,000 | $49,000 | $87,000 |
American Indian or Alaskan Native | 19 | $1,835,000 | $96,000 | $295,000 | $134,000 | $304,000 |
Native Hawaiian or Other Pacific Islander | 1 | $315,000 | $315,000 | $315,000 | $82,000 | $82,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,571 | $454,055,000 | $99,000 | $4,305,000 | $168,000 | $3,000,000 |
FHA-insured (Federal Housing Administration) | 187 | $27,455,000 | $146,000 | $335,000 | $61,000 | $302,000 |
VA-guaranteed (Veterans Administration) | 24 | $4,970,000 | $207,000 | $465,000 | $75,000 | $195,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $1,205,000 | $172,000 | $305,000 | $65,000 | $132,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 2,636 | $268,170,000 | $101,000 | $4,305,000 | $198,000 | $1,875,000 |
Application Denied By Financial Institution | 919 | $86,505,000 | $94,000 | $1,005,000 | $114,000 | $3,000,000 |
Application Withdrawn By Applicant | 516 | $46,250,000 | $89,000 | $485,000 | $155,000 | $817,000 |
Loan Purchased By The Institution | 370 | $49,010,000 | $132,000 | $195,000 | $63,000 | $816,000 |
File Closed For Incompleteness | 185 | $20,455,000 | $110,000 | $735,000 | $142,000 | $1,200,000 |
Application Approved But Not Accepted | 163 | $17,295,000 | $106,000 | $1,105,000 | $180,000 | $627,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 3,870 | $401,180,000 | $103,000 | $4,305,000 | $175,000 | $1,875,000 |
Credit History | 412 | $30,920,000 | $75,000 | $855,000 | $114,000 | $3,000,000 |
Debt-To-Income Ratio | 312 | $32,910,000 | $105,000 | $705,000 | $83,000 | $762,000 |
Other | 106 | $9,960,000 | $93,000 | $625,000 | $195,000 | $2,580,000 |
Collateral | 51 | $7,455,000 | $146,000 | $1,005,000 | $114,000 | $488,000 |
Employment History | 14 | $2,170,000 | $155,000 | $935,000 | $191,000 | $1,360,000 |
Unverifiable Information | 9 | $1,385,000 | $153,000 | $485,000 | $116,000 | $262,000 |
Credit Application Incomplete | 8 | $520,000 | $65,000 | $195,000 | $72,000 | $173,000 |
Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,185,000 | $169,000 | $455,000 | $79,000 | $195,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.