Integrity First Financial Group, Inc. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Integrity First Financial Group, Inc. 6333 Greenwich Drive Suite 280 San Diego, CA 92122 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2018 2017 2016 2015 2014 2013 2012 2010 2009 |
Total Number of Mortgage Applications | 2,403 |
Total Mortgage Loan Application Amount | $604,727,000 |
Average Mortgage Loan Application Amount | $243,666 |
Highest Mortgage Loan Application Amount | $1,720,000 |
Average Applicant Income | $82,333 |
Highest Applicant Income | $1,131,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Integrity First Financial Group, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Integrity First Financial Group, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Integrity First Financial Group, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Integrity First Financial Group, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Integrity First Financial Group, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Integrity First Financial Group, Inc.'s mortgage activity for 2015.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Adams County Colorado | 38 | $ 11,796,000 | $ 310,000 | $ 115,000 |
Adams County Washington | 2 | $ 302,000 | $ 151,000 | $ 56,000 |
Aiken County South Carolina | 1 | $ 266,000 | $ 266,000 | $ 146,000 |
Alamance County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
Alameda County California | 32 | $ 12,025,000 | $ 375,000 | $ 111,000 |
Albemarle County Virginia | 1 | $ 778,000 | $ 778,000 | $ 426,000 |
Allen County Kentucky | 1 | $ 116,000 | $ 116,000 | $ 92,000 |
Anderson County South Carolina | 4 | $ 1,124,000 | $ 281,000 | $ 79,000 |
Anderson County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 0 |
Angelina County Texas | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
Aransas County Texas | 1 | $ 157,000 | $ 157,000 | $ 110,000 |
Arapahoe County Colorado | 29 | $ 7,977,000 | $ 275,000 | $ 86,000 |
Ashe County North Carolina | 1 | $ 347,000 | $ 347,000 | $ 121,000 |
Baltimore City County Maryland | 1 | $ 192,000 | $ 192,000 | $ 81,000 |
Barnstable County Massachusetts | 1 | $ 284,000 | $ 284,000 | $ 0 |
Barrow County Georgia | 1 | $ 213,000 | $ 213,000 | $ 130,000 |
Beaufort County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
Beaufort County South Carolina | 11 | $ 2,515,000 | $ 228,000 | $ 70,000 |
Bedford County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 44,000 |
Berks County Pennsylvania | 1 | $ 158,000 | $ 158,000 | $ 50,000 |
Bexar County Texas | 1 | $ 99,000 | $ 99,000 | $ 0 |
Bibb County Georgia | 6 | $ 994,000 | $ 165,000 | $ 66,000 |
Bledsoe County Tennessee | 1 | $ 272,000 | $ 272,000 | $ 104,000 |
Blount County Tennessee | 3 | $ 429,000 | $ 143,000 | $ 60,000 |
Boone County Illinois | 1 | $ 91,000 | $ 91,000 | $ 64,000 |
Bradley County Tennessee | 1 | $ 256,000 | $ 256,000 | $ 164,000 |
Brazoria County Texas | 1 | $ 171,000 | $ 171,000 | $ 95,000 |
Brazos County Texas | 1 | $ 100,000 | $ 100,000 | $ 26,000 |
Brevard County Florida | 1 | $ 120,000 | $ 120,000 | $ 59,000 |
Bristol County Massachusetts | 3 | $ 715,000 | $ 238,000 | $ 79,000 |
Broward County Florida | 1 | $ 240,000 | $ 240,000 | $ 83,000 |
Bryan County Georgia | 3 | $ 502,000 | $ 167,000 | $ 86,000 |
Bucks County Pennsylvania | 16 | $ 3,799,000 | $ 237,000 | $ 91,000 |
Buncombe County North Carolina | 3 | $ 541,000 | $ 180,000 | $ 51,000 |
Butte County California | 3 | $ 626,000 | $ 208,000 | $ 41,000 |
Cabarrus County North Carolina | 82 | $ 13,114,000 | $ 159,000 | $ 53,000 |
Carteret County North Carolina | 4 | $ 798,000 | $ 199,000 | $ 70,000 |
Catawba County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 31,000 |
Champaign County Illinois | 1 | $ 291,000 | $ 291,000 | $ 53,000 |
Chatham County Georgia | 4 | $ 900,000 | $ 225,000 | $ 119,000 |
Cheatham County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 38,000 |
Cherokee County Georgia | 1 | $ 198,000 | $ 198,000 | $ 40,000 |
Chesapeake County Virginia | 1 | $ 173,000 | $ 173,000 | $ 0 |
Chester County Pennsylvania | 17 | $ 4,361,000 | $ 256,000 | $ 115,000 |
Chester County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 77,000 |
Clark County Washington | 1 | $ 121,000 | $ 121,000 | $ 272,000 |
Clayton County Georgia | 4 | $ 484,000 | $ 121,000 | $ 30,000 |
Cleveland County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 24,000 |
Cobb County Georgia | 2 | $ 328,000 | $ 164,000 | $ 236,000 |
Coffee County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 45,000 |
Colleton County South Carolina | 1 | $ 459,000 | $ 459,000 | $ 287,000 |
Collin County Texas | 1 | $ 141,000 | $ 141,000 | $ 48,000 |
Contra Costa County California | 109 | $ 36,825,000 | $ 337,000 | $ 107,000 |
Cook County Illinois | 68 | $ 18,378,000 | $ 270,000 | $ 106,000 |
Cowlitz County Washington | 2 | $ 352,000 | $ 176,000 | $ 30,000 |
Culpeper County Virginia | 2 | $ 392,000 | $ 196,000 | $ 58,000 |
Cumberland County North Carolina | 3 | $ 739,000 | $ 246,000 | $ 0 |
Dallas County Texas | 6 | $ 2,812,000 | $ 468,000 | $ 158,000 |
Davidson County North Carolina | 1 | $ 149,000 | $ 149,000 | $ 95,000 |
Davidson County Tennessee | 30 | $ 5,030,000 | $ 167,000 | $ 62,000 |
Davie County North Carolina | 1 | $ 221,000 | $ 221,000 | $ 0 |
DeKalb County Georgia | 5 | $ 579,000 | $ 115,000 | $ 39,000 |
Delaware County Pennsylvania | 58 | $ 10,347,000 | $ 178,000 | $ 80,000 |
Denton County Texas | 1 | $ 198,000 | $ 198,000 | $ 68,000 |
Denver County Colorado | 10 | $ 4,007,000 | $ 400,000 | $ 130,000 |
Dorchester County South Carolina | 2 | $ 290,000 | $ 145,000 | $ 50,000 |
Douglas County Colorado | 4 | $ 1,232,000 | $ 308,000 | $ 79,000 |
DuPage County Illinois | 10 | $ 2,221,000 | $ 222,000 | $ 128,000 |
Duplin County North Carolina | 2 | $ 211,000 | $ 105,000 | $ 86,000 |
Duval County Florida | 1 | $ 109,000 | $ 109,000 | $ 71,000 |
Dyer County Tennessee | 1 | $ 179,000 | $ 179,000 | $ 37,000 |
Effingham County Georgia | 1 | $ 152,000 | $ 152,000 | $ 53,000 |
El Dorado County California | 15 | $ 3,039,000 | $ 202,000 | $ 76,000 |
El Paso County Colorado | 6 | $ 948,000 | $ 158,000 | $ 53,000 |
Essex County Massachusetts | 117 | $ 31,043,000 | $ 265,000 | $ 70,000 |
Essex County New Jersey | 2 | $ 274,000 | $ 137,000 | $ 90,000 |
Fairfax County Virginia | 5 | $ 2,657,000 | $ 531,000 | $ 117,000 |
Fayette County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 0 |
Florence County South Carolina | 4 | $ 663,000 | $ 165,000 | $ 69,000 |
Fort Bend County Texas | 1 | $ 132,000 | $ 132,000 | $ 58,000 |
Frederick County Maryland | 1 | $ 497,000 | $ 497,000 | $ 140,000 |
Fresno County California | 63 | $ 10,449,000 | $ 165,000 | $ 57,000 |
Fulton County Georgia | 3 | $ 666,000 | $ 222,000 | $ 93,000 |
Gaston County North Carolina | 2 | $ 241,000 | $ 120,000 | $ 55,000 |
Gloucester County New Jersey | 2 | $ 237,000 | $ 118,000 | $ 94,000 |
Greene County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 42,000 |
Greene County Virginia | 1 | $ 192,000 | $ 192,000 | $ 26,000 |
Greenville County South Carolina | 10 | $ 1,966,000 | $ 196,000 | $ 72,000 |
Guilford County North Carolina | 1 | $ 107,000 | $ 107,000 | $ 47,000 |
Gwinnett County Georgia | 3 | $ 314,000 | $ 104,000 | $ 50,000 |
Hamilton County Tennessee | 3 | $ 316,000 | $ 105,000 | $ 66,000 |
Hanover County Virginia | 2 | $ 347,000 | $ 173,000 | $ 56,000 |
Harris County Georgia | 1 | $ 199,000 | $ 199,000 | $ 0 |
Harris County Texas | 4 | $ 512,000 | $ 128,000 | $ 60,000 |
Hawkins County Tennessee | 1 | $ 196,000 | $ 196,000 | $ 70,000 |
Hendry County Florida | 1 | $ 123,000 | $ 123,000 | $ 48,000 |
Hennepin County Minnesota | 2 | $ 439,000 | $ 219,000 | $ 83,000 |
Henry County Georgia | 1 | $ 265,000 | $ 265,000 | $ 109,000 |
Hickman County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 49,000 |
Hillsborough County Florida | 7 | $ 843,000 | $ 120,000 | $ 54,000 |
Horry County South Carolina | 1 | $ 242,000 | $ 242,000 | $ 77,000 |
Howard County Maryland | 1 | $ 250,000 | $ 250,000 | $ 92,000 |
Humboldt County California | 1 | $ 235,000 | $ 235,000 | $ 129,000 |
Hunt County Texas | 2 | $ 465,000 | $ 232,000 | $ 98,000 |
Inyo County California | 2 | $ 378,000 | $ 189,000 | $ 103,000 |
Iredell County North Carolina | 6 | $ 1,340,000 | $ 223,000 | $ 94,000 |
Jefferson County Colorado | 6 | $ 1,505,000 | $ 250,000 | $ 92,000 |
Jefferson County Tennessee | 3 | $ 266,000 | $ 88,000 | $ 37,000 |
Johnson County Tennessee | 1 | $ 97,000 | $ 97,000 | $ 59,000 |
Johnston County North Carolina | 1 | $ 211,000 | $ 211,000 | $ 117,000 |
Kane County Illinois | 6 | $ 1,580,000 | $ 263,000 | $ 113,000 |
Kankakee County Illinois | 1 | $ 332,000 | $ 332,000 | $ 151,000 |
Kaufman County Texas | 1 | $ 103,000 | $ 103,000 | $ 72,000 |
Kern County California | 5 | $ 799,000 | $ 159,000 | $ 66,000 |
King County Washington | 5 | $ 2,106,000 | $ 421,000 | $ 202,000 |
Lake County Illinois | 10 | $ 4,215,000 | $ 421,000 | $ 236,000 |
Lancaster County South Carolina | 3 | $ 627,000 | $ 209,000 | $ 54,000 |
Larimer County Colorado | 2 | $ 502,000 | $ 251,000 | $ 77,000 |
Lassen County California | 1 | $ 230,000 | $ 230,000 | $ 86,000 |
Lawrence County Tennessee | 1 | $ 133,000 | $ 133,000 | $ 31,000 |
Lee County Florida | 58 | $ 9,791,000 | $ 168,000 | $ 87,000 |
Lehigh County Pennsylvania | 2 | $ 1,159,000 | $ 579,000 | $ 192,000 |
Lenoir County North Carolina | 5 | $ 529,000 | $ 105,000 | $ 55,000 |
Liberty County Georgia | 1 | $ 113,000 | $ 113,000 | $ 35,000 |
Lincoln County North Carolina | 4 | $ 732,000 | $ 183,000 | $ 89,000 |
Los Angeles County California | 90 | $ 39,820,000 | $ 442,000 | $ 136,000 |
Loudoun County Virginia | 7 | $ 3,885,000 | $ 555,000 | $ 185,000 |
Lynchburg County Virginia | 1 | $ 221,000 | $ 221,000 | $ 52,000 |
Madera County California | 6 | $ 1,278,000 | $ 213,000 | $ 88,000 |
Manatee County Florida | 4 | $ 707,000 | $ 176,000 | $ 63,000 |
Maricopa County Arizona | 38 | $ 7,220,000 | $ 190,000 | $ 64,000 |
Marin County California | 5 | $ 2,948,000 | $ 589,000 | $ 162,000 |
Marion County Florida | 1 | $ 147,000 | $ 147,000 | $ 47,000 |
Marshall County Tennessee | 2 | $ 295,000 | $ 147,000 | $ 34,000 |
Martin County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 44,000 |
Massac County Illinois | 1 | $ 112,000 | $ 112,000 | $ 114,000 |
Maury County Tennessee | 2 | $ 399,000 | $ 199,000 | $ 20,000 |
McDowell County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
McHenry County Illinois | 3 | $ 575,000 | $ 191,000 | $ 108,000 |
McMinn County Tennessee | 2 | $ 217,000 | $ 108,000 | $ 58,000 |
Mecklenburg County North Carolina | 34 | $ 6,295,000 | $ 185,000 | $ 88,000 |
Merced County California | 11 | $ 2,430,000 | $ 220,000 | $ 87,000 |
Mercer County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
Merrimack County New Hampshire | 2 | $ 448,000 | $ 224,000 | $ 57,000 |
Miami-Dade County Florida | 2 | $ 227,000 | $ 113,000 | $ 46,000 |
Middlesex County Massachusetts | 19 | $ 6,506,000 | $ 342,000 | $ 108,000 |
Middlesex County New Jersey | 3 | $ 1,119,000 | $ 373,000 | $ 130,000 |
Minnehaha County South Dakota | 1 | $ 197,000 | $ 197,000 | $ 68,000 |
Monroe County Pennsylvania | 1 | $ 101,000 | $ 101,000 | $ 200,000 |
Monterey County California | 7 | $ 2,814,000 | $ 402,000 | $ 85,000 |
Montgomery County Maryland | 12 | $ 4,664,000 | $ 388,000 | $ 88,000 |
Montgomery County Pennsylvania | 52 | $ 11,629,000 | $ 223,000 | $ 89,000 |
Montgomery County Tennessee | 6 | $ 764,000 | $ 127,000 | $ 47,000 |
Multnomah County Oregon | 1 | $ 200,000 | $ 200,000 | $ 118,000 |
Napa County California | 1 | $ 474,000 | $ 474,000 | $ 145,000 |
Nash County North Carolina | 3 | $ 597,000 | $ 199,000 | $ 68,000 |
Nassau County Florida | 1 | $ 162,000 | $ 162,000 | $ 106,000 |
Navajo County Arizona | 3 | $ 561,000 | $ 187,000 | $ 136,000 |
Nevada County California | 2 | $ 642,000 | $ 321,000 | $ 66,000 |
New Castle County Delaware | 14 | $ 3,120,000 | $ 222,000 | $ 86,000 |
New Hanover County North Carolina | 1 | $ 167,000 | $ 167,000 | $ 62,000 |
New London County Connecticut | 1 | $ 252,000 | $ 252,000 | $ 84,000 |
Newport News County Virginia | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
Newton County Georgia | 1 | $ 73,000 | $ 73,000 | $ 53,000 |
Norfolk County Massachusetts | 13 | $ 4,217,000 | $ 324,000 | $ 86,000 |
Ocean County New Jersey | 1 | $ 353,000 | $ 353,000 | $ 77,000 |
Onslow County North Carolina | 2 | $ 268,000 | $ 134,000 | $ 47,000 |
Orange County California | 42 | $ 17,186,000 | $ 409,000 | $ 125,000 |
Orleans County Louisiana | 1 | $ 295,000 | $ 295,000 | $ 21,000 |
Pamlico County North Carolina | 1 | $ 86,000 | $ 86,000 | $ 0 |
Pasco County Florida | 5 | $ 542,000 | $ 108,000 | $ 49,000 |
Passaic County New Jersey | 1 | $ 210,000 | $ 210,000 | $ 94,000 |
Pender County North Carolina | 2 | $ 416,000 | $ 208,000 | $ 61,000 |
Philadelphia County Pennsylvania | 21 | $ 3,507,000 | $ 167,000 | $ 80,000 |
Pierce County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
Pierce County Washington | 3 | $ 1,282,000 | $ 427,000 | $ 190,000 |
Pike County Georgia | 1 | $ 127,000 | $ 127,000 | $ 0 |
Pinal County Arizona | 54 | $ 8,488,000 | $ 157,000 | $ 78,000 |
Pinellas County Florida | 13 | $ 2,373,000 | $ 182,000 | $ 85,000 |
Pitt County North Carolina | 13 | $ 2,082,000 | $ 160,000 | $ 62,000 |
Placer County California | 17 | $ 4,748,000 | $ 279,000 | $ 81,000 |
Plymouth County Massachusetts | 7 | $ 2,097,000 | $ 299,000 | $ 111,000 |
Polk County Florida | 1 | $ 109,000 | $ 109,000 | $ 0 |
Prince George's County Maryland | 3 | $ 384,000 | $ 128,000 | $ 33,000 |
Pueblo County Colorado | 1 | $ 196,000 | $ 196,000 | $ 84,000 |
Putnam County Tennessee | 3 | $ 396,000 | $ 132,000 | $ 68,000 |
Randall County Texas | 1 | $ 361,000 | $ 361,000 | $ 100,000 |
Randolph County North Carolina | 1 | $ 102,000 | $ 102,000 | $ 36,000 |
Richland County South Carolina | 1 | $ 112,000 | $ 112,000 | $ 56,000 |
Riverside County California | 156 | $ 38,224,000 | $ 245,000 | $ 62,000 |
Roane County Tennessee | 1 | $ 143,000 | $ 143,000 | $ 85,000 |
Roanoke County Virginia | 1 | $ 127,000 | $ 127,000 | $ 24,000 |
Robertson County Tennessee | 2 | $ 534,000 | $ 267,000 | $ 79,000 |
Rockingham County New Hampshire | 20 | $ 4,705,000 | $ 235,000 | $ 73,000 |
Rowan County North Carolina | 15 | $ 2,286,000 | $ 152,000 | $ 61,000 |
Russell County Alabama | 2 | $ 202,000 | $ 101,000 | $ 0 |
Rutherford County Tennessee | 24 | $ 4,171,000 | $ 173,000 | $ 64,000 |
Sacramento County California | 84 | $ 18,907,000 | $ 225,000 | $ 90,000 |
Salem County Virginia | 1 | $ 153,000 | $ 153,000 | $ 36,000 |
San Bernardino County California | 80 | $ 16,826,000 | $ 210,000 | $ 59,000 |
San Diego County California | 118 | $ 40,057,000 | $ 339,000 | $ 116,000 |
San Francisco County California | 1 | $ 400,000 | $ 400,000 | $ 100,000 |
San Joaquin County California | 15 | $ 4,004,000 | $ 266,000 | $ 116,000 |
San Luis Obispo County California | 1 | $ 328,000 | $ 328,000 | $ 80,000 |
San Mateo County California | 6 | $ 3,192,000 | $ 532,000 | $ 158,000 |
Sangamon County Illinois | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
Santa Barbara County California | 9 | $ 4,023,000 | $ 447,000 | $ 128,000 |
Santa Clara County California | 18 | $ 10,713,000 | $ 595,000 | $ 156,000 |
Sarasota County Florida | 2 | $ 281,000 | $ 140,000 | $ 63,000 |
Sevier County Tennessee | 2 | $ 359,000 | $ 179,000 | $ 72,000 |
Shasta County California | 6 | $ 1,180,000 | $ 196,000 | $ 59,000 |
Shelby County Tennessee | 7 | $ 772,000 | $ 110,000 | $ 51,000 |
Skagit County Washington | 2 | $ 338,000 | $ 169,000 | $ 38,000 |
Smith County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
Solano County California | 28 | $ 6,995,000 | $ 249,000 | $ 68,000 |
Sonoma County California | 4 | $ 2,180,000 | $ 545,000 | $ 140,000 |
Spartanburg County South Carolina | 4 | $ 527,000 | $ 131,000 | $ 30,000 |
St. Johns County Florida | 2 | $ 334,000 | $ 167,000 | $ 17,000 |
Stafford County Virginia | 1 | $ 470,000 | $ 470,000 | $ 246,000 |
Stanislaus County California | 57 | $ 12,649,000 | $ 221,000 | $ 88,000 |
Stanly County North Carolina | 3 | $ 236,000 | $ 78,000 | $ 38,000 |
Stewart County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 25,000 |
Strafford County New Hampshire | 2 | $ 376,000 | $ 188,000 | $ 47,000 |
Suffolk County Massachusetts | 15 | $ 4,464,000 | $ 297,000 | $ 91,000 |
Sumner County Tennessee | 11 | $ 1,896,000 | $ 172,000 | $ 62,000 |
Sumter County Florida | 2 | $ 447,000 | $ 223,000 | $ 116,000 |
Sussex County Delaware | 2 | $ 634,000 | $ 317,000 | $ 65,000 |
Sutter County California | 3 | $ 488,000 | $ 162,000 | $ 38,000 |
Tarrant County Texas | 3 | $ 383,000 | $ 127,000 | $ 19,000 |
Tehama County California | 1 | $ 136,000 | $ 136,000 | $ 148,000 |
Thurston County Washington | 1 | $ 103,000 | $ 103,000 | $ 67,000 |
Travis County Texas | 2 | $ 310,000 | $ 155,000 | $ 42,000 |
Tulare County California | 12 | $ 1,702,000 | $ 141,000 | $ 41,000 |
Union County North Carolina | 7 | $ 1,432,000 | $ 204,000 | $ 49,000 |
Ventura County California | 18 | $ 7,358,000 | $ 408,000 | $ 135,000 |
Vermilion County Illinois | 1 | $ 151,000 | $ 151,000 | $ 75,000 |
Virginia Beach County Virginia | 2 | $ 565,000 | $ 282,000 | $ 32,000 |
Wake County North Carolina | 3 | $ 653,000 | $ 217,000 | $ 0 |
Walton County Georgia | 2 | $ 566,000 | $ 283,000 | $ 60,000 |
Washington County Tennessee | 1 | $ 229,000 | $ 229,000 | $ 66,000 |
Wayne County North Carolina | 14 | $ 2,070,000 | $ 147,000 | $ 55,000 |
White County Tennessee | 1 | $ 214,000 | $ 214,000 | $ 114,000 |
Will County Illinois | 7 | $ 1,272,000 | $ 181,000 | $ 82,000 |
Williamson County Tennessee | 9 | $ 2,592,000 | $ 288,000 | $ 144,000 |
Williamson County Texas | 1 | $ 93,000 | $ 93,000 | $ 86,000 |
Wilson County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 42,000 |
Wilson County Tennessee | 12 | $ 2,137,000 | $ 178,000 | $ 55,000 |
Worcester County Massachusetts | 8 | $ 1,739,000 | $ 217,000 | $ 107,000 |
Yakima County Washington | 1 | $ 160,000 | $ 160,000 | $ 45,000 |
Yolo County California | 2 | $ 388,000 | $ 194,000 | $ 98,000 |
York County South Carolina | 4 | $ 490,000 | $ 122,000 | $ 52,000 |
Yuba County California | 2 | $ 112,000 | $ 56,000 | $ 42,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 1,332 | $310,042,000 | $232,000 | $1,613,000 | $84,000 | $1,010,000 |
Refinancing | 1,045 | $288,874,000 | $276,000 | $1,720,000 | $89,000 | $1,131,000 |
Home Improvement | 26 | $5,811,000 | $223,000 | $890,000 | $74,000 | $225,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,338 | $352,644,000 | $263,000 | $1,720,000 | $94,000 | $1,131,000 |
Hispanic | 514 | $119,720,000 | $232,000 | $1,250,000 | $70,000 | $749,000 |
Not Provided | 221 | $49,723,000 | $224,000 | $1,613,000 | $82,000 | $605,000 |
Black or African American | 185 | $38,799,000 | $209,000 | $662,000 | $65,000 | $399,000 |
Asian | 112 | $34,554,000 | $308,000 | $1,100,000 | $109,000 | $1,010,000 |
Native Hawaiian or Other Pacific Islander | 21 | $7,076,000 | $336,000 | $1,100,000 | $79,000 | $310,000 |
American Indian or Alaskan Native | 10 | $1,582,000 | $158,000 | $245,000 | $79,000 | $119,000 |
Not applicable | 2 | $629,000 | $314,000 | $397,000 | $72,000 | $84,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,218 | $336,418,000 | $276,000 | $1,720,000 | $109,000 | $1,131,000 |
FHA-insured (Federal Housing Administration) | 913 | $200,768,000 | $219,000 | $714,000 | $60,000 | $299,000 |
VA-guaranteed (Veterans Administration) | 228 | $61,097,000 | $267,000 | $909,000 | $74,000 | $360,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 44 | $6,444,000 | $146,000 | $294,000 | $46,000 | $85,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,368 | $340,650,000 | $249,000 | $1,096,000 | $86,000 | $851,000 |
Application Withdrawn By Applicant | 548 | $138,960,000 | $253,000 | $1,613,000 | $83,000 | $643,000 |
File Closed For Incompleteness | 289 | $80,554,000 | $278,000 | $1,720,000 | $99,000 | $1,131,000 |
Application Denied By Financial Institution | 152 | $32,719,000 | $215,000 | $1,250,000 | $75,000 | $426,000 |
Application Approved But Not Accepted | 45 | $11,724,000 | $260,000 | $802,000 | $75,000 | $298,000 |
Preapproval Denied by Financial Institution | 1 | $120,000 | $120,000 | $120,000 | $53,000 | $53,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 37 | $9,091,000 | $245,000 | $1,250,000 | $66,000 | $399,000 |
Credit History | 28 | $6,725,000 | $240,000 | $850,000 | $84,000 | $392,000 |
Collateral | 25 | $4,587,000 | $183,000 | $778,000 | $99,000 | $426,000 |
Unverifiable Information | 9 | $1,461,000 | $162,000 | $452,000 | $52,000 | $107,000 |
Other | 8 | $1,564,000 | $195,000 | $360,000 | $44,000 | $95,000 |
Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,318,000 | $164,000 | $226,000 | $46,000 | $68,000 |
Credit Application Incomplete | 7 | $3,451,000 | $493,000 | $1,100,000 | $150,000 | $374,000 |
Employment History | 6 | $461,000 | $76,000 | $245,000 | $44,000 | $82,000 |
Mortgage Insurance Denied | 1 | $147,000 | $147,000 | $147,000 | $76,000 | $76,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Integrity First Financial Group, Inc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Integrity First Financial Group, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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