Integrity First Financial Group, Inc. 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Integrity First Financial Group, Inc. 6333 Greenwich Drive Suite 280 San Diego, CA 92122 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2018 2017 2016 2015 2014 2013 2012 2010 2009 |
Total Number of Mortgage Applications | 846 |
Total Mortgage Loan Application Amount | $239,003,000 |
Average Mortgage Loan Application Amount | $279,333 |
Highest Mortgage Loan Application Amount | $1,900,000 |
Average Applicant Income | $101,000 |
Highest Applicant Income | $1,089,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Integrity First Financial Group, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Integrity First Financial Group, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Integrity First Financial Group, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Integrity First Financial Group, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Integrity First Financial Group, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Integrity First Financial Group, Inc.'s mortgage activity for 2014.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Adams County Colorado | 3 | $ 505,000 | $ 168,000 | $ 44,000 |
Alameda County California | 17 | $ 5,777,000 | $ 339,000 | $ 115,000 |
Allegheny County Pennsylvania | 1 | $ 172,000 | $ 172,000 | $ 49,000 |
Arapahoe County Colorado | 8 | $ 1,650,000 | $ 206,000 | $ 52,000 |
Atlantic County New Jersey | 1 | $ 209,000 | $ 209,000 | $ 185,000 |
Baldwin County Alabama | 1 | $ 150,000 | $ 150,000 | $ 127,000 |
Baltimore City County Maryland | 4 | $ 673,000 | $ 168,000 | $ 70,000 |
Baltimore County Maryland | 7 | $ 1,714,000 | $ 244,000 | $ 96,000 |
Barnstable County Massachusetts | 1 | $ 281,000 | $ 281,000 | $ 76,000 |
Belknap County New Hampshire | 2 | $ 707,000 | $ 353,000 | $ 270,000 |
Bergen County New Jersey | 1 | $ 490,000 | $ 490,000 | $ 190,000 |
Berks County Pennsylvania | 1 | $ 142,000 | $ 142,000 | $ 38,000 |
Bexar County Texas | 2 | $ 222,000 | $ 111,000 | $ 0 |
Blount County Tennessee | 1 | $ 173,000 | $ 173,000 | $ 72,000 |
Boulder County Colorado | 2 | $ 522,000 | $ 261,000 | $ 50,000 |
Bristol County Massachusetts | 3 | $ 937,000 | $ 312,000 | $ 112,000 |
Brookings County South Dakota | 1 | $ 123,000 | $ 123,000 | $ 82,000 |
Broward County Florida | 2 | $ 820,000 | $ 410,000 | $ 86,000 |
Bucks County Pennsylvania | 9 | $ 2,856,000 | $ 317,000 | $ 140,000 |
Burlington County New Jersey | 2 | $ 427,000 | $ 213,000 | $ 87,000 |
Burnet County Texas | 3 | $ 294,000 | $ 98,000 | $ 55,000 |
Cabarrus County North Carolina | 16 | $ 2,563,000 | $ 160,000 | $ 57,000 |
Calaveras County California | 1 | $ 191,000 | $ 191,000 | $ 53,000 |
Camden County New Jersey | 3 | $ 497,000 | $ 165,000 | $ 121,000 |
Chesapeake County Virginia | 1 | $ 148,000 | $ 148,000 | $ 0 |
Chester County Pennsylvania | 6 | $ 1,620,000 | $ 270,000 | $ 77,000 |
Chesterfield County Virginia | 3 | $ 481,000 | $ 160,000 | $ 40,000 |
Clackamas County Oregon | 1 | $ 560,000 | $ 560,000 | $ 187,000 |
Collier County Florida | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
Collin County Texas | 1 | $ 417,000 | $ 417,000 | $ 89,000 |
Contra Costa County California | 24 | $ 8,946,000 | $ 372,000 | $ 119,000 |
Cumberland County New Jersey | 1 | $ 299,000 | $ 299,000 | $ 132,000 |
Dallas County Texas | 1 | $ 263,000 | $ 263,000 | $ 102,000 |
Davidson County Tennessee | 17 | $ 2,775,000 | $ 163,000 | $ 53,000 |
Delaware County Pennsylvania | 3 | $ 1,371,000 | $ 457,000 | $ 133,000 |
Denton County Texas | 1 | $ 265,000 | $ 265,000 | $ 109,000 |
Denver County Colorado | 4 | $ 890,000 | $ 222,000 | $ 338,000 |
Dinwiddie County Virginia | 1 | $ 143,000 | $ 143,000 | $ 0 |
District of Columbia County District Of Columbia | 2 | $ 516,000 | $ 258,000 | $ 179,000 |
Douglas County Colorado | 2 | $ 654,000 | $ 327,000 | $ 102,000 |
Duval County Florida | 4 | $ 656,000 | $ 164,000 | $ 0 |
Ector County Texas | 1 | $ 166,000 | $ 166,000 | $ 116,000 |
El Paso County Colorado | 2 | $ 306,000 | $ 153,000 | $ 49,000 |
Essex County Massachusetts | 35 | $ 9,723,000 | $ 277,000 | $ 91,000 |
Fairfield County Connecticut | 6 | $ 1,111,000 | $ 185,000 | $ 80,000 |
Fayette County Tennessee | 1 | $ 146,000 | $ 146,000 | $ 42,000 |
Flagler County Florida | 1 | $ 153,000 | $ 153,000 | $ 111,000 |
Fort Bend County Texas | 1 | $ 161,000 | $ 161,000 | $ 0 |
Frederick County Maryland | 1 | $ 80,000 | $ 80,000 | $ 78,000 |
Frederick County Virginia | 1 | $ 156,000 | $ 156,000 | $ 0 |
Fresno County California | 19 | $ 3,278,000 | $ 172,000 | $ 76,000 |
Galveston County Texas | 1 | $ 122,000 | $ 122,000 | $ 30,000 |
Gloucester County Virginia | 1 | $ 172,000 | $ 172,000 | $ 65,000 |
Greenville County South Carolina | 1 | $ 127,000 | $ 127,000 | $ 54,000 |
Hamilton County Tennessee | 2 | $ 307,000 | $ 153,000 | $ 18,000 |
Hampshire County Massachusetts | 1 | $ 262,000 | $ 262,000 | $ 58,000 |
Harford County Maryland | 3 | $ 1,149,000 | $ 383,000 | $ 87,000 |
Hartford County Connecticut | 2 | $ 220,000 | $ 110,000 | $ 69,000 |
Henrico County Virginia | 1 | $ 215,000 | $ 215,000 | $ 0 |
Hernando County Florida | 1 | $ 281,000 | $ 281,000 | $ 0 |
Hidalgo County Texas | 1 | $ 138,000 | $ 138,000 | $ 0 |
Hillsborough County Florida | 5 | $ 758,000 | $ 151,000 | $ 66,000 |
Hood County Texas | 2 | $ 252,000 | $ 126,000 | $ 111,000 |
Jackson County Oregon | 1 | $ 335,000 | $ 335,000 | $ 113,000 |
Jefferson County Colorado | 4 | $ 1,123,000 | $ 280,000 | $ 329,000 |
Jefferson County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 36,000 |
Johnson County Texas | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
King County Washington | 1 | $ 506,000 | $ 506,000 | $ 140,000 |
Kitsap County Washington | 1 | $ 284,000 | $ 284,000 | $ 49,000 |
Knox County Tennessee | 3 | $ 353,000 | $ 117,000 | $ 48,000 |
Lancaster County Pennsylvania | 1 | $ 197,000 | $ 197,000 | $ 127,000 |
Lane County Oregon | 1 | $ 110,000 | $ 110,000 | $ 86,000 |
Lee County Florida | 38 | $ 5,353,000 | $ 140,000 | $ 75,000 |
Lehigh County Pennsylvania | 1 | $ 158,000 | $ 158,000 | $ 52,000 |
Lincoln County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 107,000 |
Los Angeles County California | 38 | $ 16,496,000 | $ 434,000 | $ 140,000 |
Madera County California | 4 | $ 748,000 | $ 187,000 | $ 54,000 |
Maricopa County Arizona | 1 | $ 102,000 | $ 102,000 | $ 27,000 |
Maury County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 48,000 |
Mecklenburg County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 65,000 |
Mecklenburg County Virginia | 1 | $ 121,000 | $ 121,000 | $ 0 |
Merced County California | 3 | $ 592,000 | $ 197,000 | $ 95,000 |
Mercer County New Jersey | 2 | $ 400,000 | $ 200,000 | $ 70,000 |
Middlesex County Connecticut | 1 | $ 215,000 | $ 215,000 | $ 32,000 |
Middlesex County Massachusetts | 31 | $ 10,407,000 | $ 335,000 | $ 124,000 |
Middlesex County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
Minnehaha County South Dakota | 2 | $ 478,000 | $ 239,000 | $ 167,000 |
Mohave County Arizona | 2 | $ 271,000 | $ 135,000 | $ 30,000 |
Monmouth County New Jersey | 1 | $ 280,000 | $ 280,000 | $ 0 |
Montgomery County Maryland | 1 | $ 527,000 | $ 527,000 | $ 98,000 |
Montgomery County Pennsylvania | 22 | $ 5,285,000 | $ 240,000 | $ 123,000 |
Montgomery County Tennessee | 2 | $ 401,000 | $ 200,000 | $ 103,000 |
Montgomery County Virginia | 1 | $ 237,000 | $ 237,000 | $ 86,000 |
Nantucket County Massachusetts | 1 | $ 625,000 | $ 625,000 | $ 221,000 |
Napa County California | 2 | $ 786,000 | $ 393,000 | $ 132,000 |
Nelson County Virginia | 1 | $ 416,000 | $ 416,000 | $ 198,000 |
New Castle County Delaware | 3 | $ 611,000 | $ 203,000 | $ 79,000 |
New Haven County Connecticut | 2 | $ 256,000 | $ 128,000 | $ 65,000 |
Newport News County Virginia | 1 | $ 275,000 | $ 275,000 | $ 125,000 |
Norfolk County Massachusetts | 13 | $ 5,042,000 | $ 387,000 | $ 174,000 |
Ocean County New Jersey | 1 | $ 233,000 | $ 233,000 | $ 0 |
Orange County California | 31 | $ 13,037,000 | $ 420,000 | $ 144,000 |
Orange County Florida | 1 | $ 131,000 | $ 131,000 | $ 0 |
Palm Beach County Florida | 1 | $ 237,000 | $ 237,000 | $ 0 |
Park County Colorado | 1 | $ 152,000 | $ 152,000 | $ 134,000 |
Pasco County Florida | 2 | $ 276,000 | $ 138,000 | $ 0 |
Passaic County New Jersey | 1 | $ 198,000 | $ 198,000 | $ 128,000 |
Philadelphia County Pennsylvania | 11 | $ 2,087,000 | $ 189,000 | $ 74,000 |
Pinal County Arizona | 8 | $ 1,053,000 | $ 131,000 | $ 41,000 |
Pinellas County Florida | 1 | $ 84,000 | $ 84,000 | $ 0 |
Placer County California | 2 | $ 469,000 | $ 234,000 | $ 58,000 |
Plymouth County Massachusetts | 6 | $ 1,453,000 | $ 242,000 | $ 72,000 |
Polk County Florida | 1 | $ 132,000 | $ 132,000 | $ 69,000 |
Prince George's County Maryland | 1 | $ 159,000 | $ 159,000 | $ 0 |
Prince William County Virginia | 1 | $ 427,000 | $ 427,000 | $ 110,000 |
Pueblo County Colorado | 1 | $ 68,000 | $ 68,000 | $ 0 |
Riverside County California | 32 | $ 7,356,000 | $ 229,000 | $ 79,000 |
Roanoke City County Virginia | 2 | $ 252,000 | $ 126,000 | $ 0 |
Robertson County Tennessee | 1 | $ 250,000 | $ 250,000 | $ 61,000 |
Rowan County North Carolina | 1 | $ 254,000 | $ 254,000 | $ 112,000 |
Rutherford County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 66,000 |
Sacramento County California | 11 | $ 2,496,000 | $ 226,000 | $ 125,000 |
San Benito County California | 1 | $ 625,000 | $ 625,000 | $ 502,000 |
San Bernardino County California | 22 | $ 4,957,000 | $ 225,000 | $ 95,000 |
San Diego County California | 156 | $ 57,500,000 | $ 368,000 | $ 143,000 |
San Francisco County California | 1 | $ 227,000 | $ 227,000 | $ 158,000 |
San Joaquin County California | 7 | $ 1,563,000 | $ 223,000 | $ 64,000 |
San Luis Obispo County California | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
San Mateo County California | 1 | $ 600,000 | $ 600,000 | $ 164,000 |
Santa Barbara County California | 1 | $ 534,000 | $ 534,000 | $ 93,000 |
Santa Clara County California | 9 | $ 4,043,000 | $ 449,000 | $ 157,000 |
Santa Cruz County California | 2 | $ 1,300,000 | $ 650,000 | $ 107,000 |
Sevier County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 36,000 |
Shelby County Tennessee | 1 | $ 202,000 | $ 202,000 | $ 53,000 |
Solano County California | 2 | $ 529,000 | $ 264,000 | $ 80,000 |
Sonoma County California | 3 | $ 943,000 | $ 314,000 | $ 116,000 |
Stafford County Virginia | 1 | $ 263,000 | $ 263,000 | $ 148,000 |
Stanislaus County California | 10 | $ 1,631,000 | $ 163,000 | $ 65,000 |
Suffolk County Massachusetts | 25 | $ 9,334,000 | $ 373,000 | $ 111,000 |
Sumner County Tennessee | 2 | $ 237,000 | $ 118,000 | $ 56,000 |
Surry County Virginia | 1 | $ 140,000 | $ 140,000 | $ 42,000 |
Tarrant County Texas | 3 | $ 624,000 | $ 208,000 | $ 64,000 |
Travis County Texas | 1 | $ 189,000 | $ 189,000 | $ 95,000 |
Tulare County California | 5 | $ 864,000 | $ 172,000 | $ 78,000 |
Union County New Jersey | 3 | $ 1,660,000 | $ 553,000 | $ 172,000 |
Union County North Carolina | 3 | $ 426,000 | $ 142,000 | $ 42,000 |
Ventura County California | 2 | $ 639,000 | $ 319,000 | $ 89,000 |
Warren County Kentucky | 1 | $ 82,000 | $ 82,000 | $ 137,000 |
Weakley County Tennessee | 1 | $ 127,000 | $ 127,000 | $ 49,000 |
Weber County Utah | 1 | $ 118,000 | $ 118,000 | $ 0 |
Wichita County Texas | 1 | $ 142,000 | $ 142,000 | $ 0 |
Williamson County Tennessee | 1 | $ 273,000 | $ 273,000 | $ 0 |
Williamson County Texas | 1 | $ 147,000 | $ 147,000 | $ 0 |
Wilson County Tennessee | 1 | $ 241,000 | $ 241,000 | $ 74,000 |
Worcester County Maryland | 1 | $ 173,000 | $ 173,000 | $ 56,000 |
Worcester County Massachusetts | 1 | $ 259,000 | $ 259,000 | $ 105,000 |
Yolo County California | 1 | $ 608,000 | $ 608,000 | $ 242,000 |
York County Pennsylvania | 1 | $ 133,000 | $ 133,000 | $ 26,000 |
Yuba County California | 1 | $ 287,000 | $ 287,000 | $ 0 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 430 | $115,154,000 | $267,000 | $1,044,000 | $100,000 | $828,000 |
Refinancing | 396 | $118,384,000 | $298,000 | $1,900,000 | $112,000 | $1,089,000 |
Home Improvement | 20 | $5,465,000 | $273,000 | $600,000 | $91,000 | $181,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 516 | $152,241,000 | $295,000 | $1,900,000 | $113,000 | $828,000 |
Hispanic | 149 | $35,552,000 | $238,000 | $785,000 | $76,000 | $764,000 |
Not Provided | 71 | $20,581,000 | $289,000 | $1,040,000 | $128,000 | $1,089,000 |
Black or African American | 59 | $12,833,000 | $217,000 | $709,000 | $58,000 | $279,000 |
Asian | 47 | $16,529,000 | $351,000 | $959,000 | $138,000 | $382,000 |
American Indian or Alaskan Native | 2 | $664,000 | $332,000 | $546,000 | $193,000 | $203,000 |
Native Hawaiian or Other Pacific Islander | 2 | $603,000 | $301,000 | $414,000 | $85,000 | $126,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 511 | $161,329,000 | $315,000 | $1,900,000 | $134,000 | $1,089,000 |
FHA-insured (Federal Housing Administration) | 241 | $50,544,000 | $209,000 | $636,000 | $61,000 | $241,000 |
VA-guaranteed (Veterans Administration) | 87 | $25,637,000 | $294,000 | $864,000 | $63,000 | $387,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $1,493,000 | $213,000 | $396,000 | $69,000 | $88,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 564 | $162,837,000 | $288,000 | $1,232,000 | $106,000 | $890,000 |
Application Withdrawn By Applicant | 157 | $42,848,000 | $272,000 | $864,000 | $109,000 | $765,000 |
Application Denied By Financial Institution | 51 | $11,663,000 | $228,000 | $1,900,000 | $81,000 | $324,000 |
Application Approved But Not Accepted | 40 | $11,167,000 | $279,000 | $1,044,000 | $137,000 | $1,089,000 |
File Closed For Incompleteness | 34 | $10,488,000 | $308,000 | $1,040,000 | $91,000 | $329,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 9 | $1,810,000 | $201,000 | $403,000 | $83,000 | $166,000 |
Credit History | 9 | $3,048,000 | $338,000 | $1,900,000 | $94,000 | $324,000 |
Debt-To-Income Ratio | 8 | $2,044,000 | $255,000 | $450,000 | $109,000 | $232,000 |
Insufficient Cash (Downpayment, Closing Cost) | 3 | $454,000 | $151,000 | $157,000 | $92,000 | $124,000 |
Other | 3 | $515,000 | $171,000 | $254,000 | $79,000 | $184,000 |
Unverifiable Information | 2 | $473,000 | $236,000 | $263,000 | $103,000 | $148,000 |
Employment History | 2 | $287,000 | $143,000 | $215,000 | $32,000 | $33,000 |
Credit Application Incomplete | 2 | $726,000 | $363,000 | $461,000 | $105,000 | $109,000 |
Mortgage Insurance Denied | 1 | $158,000 | $158,000 | $158,000 | $61,000 | $61,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Integrity First Financial Group, Inc.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Integrity First Financial Group, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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