Institution For Savings In Newburyport And Its Vicinity
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

Institution For Savings In Newburyport And Its Vicinity 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

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Mortgage Company & Address	Institution For Savings In Newburyport And Its Vicinity 93 State St Newburyport, MA 01950 Tel #: available with data download
Federal Regulator	* available with data download
Years	2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003
Total Number of Mortgage Applications	1,144
Total Mortgage Loan Application Amount	$543,250,000
Average Mortgage Loan Application Amount	$364,750
Highest Mortgage Loan Application Amount	$25,255,000
Average Applicant Income	$215,250
Highest Applicant Income	$2,220,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Institution For Savings In Newburyport And Its Vicinity. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Institution For Savings In Newburyport And Its Vicinity's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2023 breaks down Institution For Savings In Newburyport And Its Vicinity's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Institution For Savings In Newburyport And Its Vicinity serves its applicants.

Each category highlights the total number of mortgage applications processed by Institution For Savings In Newburyport And Its Vicinity, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Institution For Savings In Newburyport And Its Vicinity's mortgage activity for 2023.

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Mortgage Loan Application Totals for Institution For Savings In Newburyport And Its Vicinity by County

Mortgage Loan Application Totals for Institution For Savings In Newburyport And Its Vicinity by Metropolitan Area

Mortgage Loan Application Detail Totals for Institution For Savings In Newburyport And Its Vicinity in 2023

Loan Purpose	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loan Applications	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
Home Purchase	724	$431,160,000	$595,000	$3,445,000	$246,000	$2,220,000
Home Improvement	207	$28,075,000	$135,000	$2,505,000	$190,000	$900,000
Refinancing	125	$66,695,000	$533,000	$25,255,000	$219,000	$1,340,000
Other Purpose	88	$17,320,000	$196,000	$1,005,000	$206,000	$1,923,000
Cash-out Refinancing	0	$0	$0	$0	$0	$0
Not Applicable	0	$0	$0	$0	$0	$0

Applicant Race	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loan Applications	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
White	792	$314,460,000	$397,000	$1,855,000	$221,000	$1,997,000
Not Provided	166	$76,960,000	$463,000	$3,445,000	$258,000	$2,220,000
Not applicable	82	$96,540,000	$1,177,000	$25,255,000	$0	$0
Asian	64	$38,100,000	$595,000	$1,305,000	$258,000	$645,000
Hispanic	27	$11,675,000	$432,000	$2,005,000	$207,000	$711,000
Black or African American	8	$3,480,000	$435,000	$775,000	$268,000	$455,000
American Indian or Alaskan Native	4	$1,810,000	$452,000	$745,000	$312,000	$327,000
Native Hawaiian or Other Pacific Islander	0	$0	$0	$0	$0	$0

Loan Type	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loan Applications	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans)	1,144	$543,250,000	$474,000	$25,255,000	$229,000	$2,220,000
FHA-insured (Federal Housing Administration)	0	$0	$0	$0	$0	$0
FSA/RHS (Farm Service Agency or Rural Housing Service)	0	$0	$0	$0	$0	$0
VA-guaranteed (Veterans Administration)	0	$0	$0	$0	$0	$0

Outcome	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loan Applications	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
Loan Originated	794	$390,830,000	$492,000	$25,255,000	$238,000	$1,997,000
Application Withdrawn By Applicant	150	$68,450,000	$456,000	$1,765,000	$230,000	$1,151,000
Application Denied By Financial Institution	86	$20,510,000	$238,000	$1,605,000	$168,000	$2,220,000
Loan Purchased By The Institution	58	$44,570,000	$768,000	$2,095,000	$0	$0
Application Approved But Not Accepted	30	$10,290,000	$343,000	$875,000	$175,000	$444,000
File Closed For Incompleteness	26	$8,600,000	$330,000	$925,000	$202,000	$442,000
Preapproval Approved but not Accepted	0	$0	$0	$0	$0	$0
Preapproval Denied by Financial Institution	0	$0	$0	$0	$0	$0

Denial Reason	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loan Applications	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
Not applicable	1,058	$522,740,000	$494,000	$25,255,000	$234,000	$1,997,000
Debt-To-Income Ratio	44	$9,520,000	$216,000	$1,005,000	$113,000	$270,000
Credit History	18	$2,400,000	$133,000	$1,015,000	$152,000	$370,000
Collateral	11	$3,065,000	$278,000	$685,000	$179,000	$478,000
Other	10	$3,510,000	$351,000	$605,000	$390,000	$2,220,000
Unverifiable Information	2	$1,820,000	$910,000	$1,605,000	$390,000	$604,000
Employment History	1	$195,000	$195,000	$195,000	$62,000	$62,000
Insufficient Cash (Downpayment, Closing Cost)	0	$0	$0	$0	$0	$0
Mortgage Insurance Denied	0	$0	$0	$0	$0	$0
Credit Application Incomplete	0	$0	$0	$0	$0	$0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Institution For Savings In Newburyport And Its Vicinity's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Institution For Savings In Newburyport And Its Vicinity's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet with aggregated HMDA statistics today.

Download the Massachusetts Lender List

Institution For Savings In Newburyport And Its Vicinity HMDA Loan Application Totals and Mortgage Lending Details for 2023

Mortgage Loan Application Totals for Institution For Savings In Newburyport And Its Vicinity by County

Mortgage Loan Application Totals for Institution For Savings In Newburyport And Its Vicinity by Metropolitan Area

Mortgage Loan Application Detail Totals for Institution For Savings In Newburyport And Its Vicinity in 2023

Loan Purpose

Applicant Race

Loan Type

Outcome

Denial Reason

Institution For Savings In Newburyport And Its Vicinity
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023