Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Inspire Home Loans Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Inspire Home Loans Inc. 19600 Fairchild Road, Suite 200 Irvine, CA 92612 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 |
Total Number of Mortgage Applications | 4,856 |
Total Mortgage Loan Application Amount | $1,430,050,000 |
Average Mortgage Loan Application Amount | $329,333 |
Highest Mortgage Loan Application Amount | $1,205,000 |
Average Applicant Income | $126,333 |
Highest Applicant Income | $2,300,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Clark County Nevada | 537 | $ 174,985,000 | $ 325,000 | $ 118,000 |
Williamson County Texas | 196 | $ 55,270,000 | $ 281,000 | $ 136,000 |
Monterey County California | 180 | $ 84,100,000 | $ 467,000 | $ 122,000 |
Douglas County Colorado | 179 | $ 74,145,000 | $ 414,000 | $ 147,000 |
Forsyth County Georgia | 171 | $ 57,025,000 | $ 333,000 | $ 116,000 |
Fresno County California | 165 | $ 52,265,000 | $ 316,000 | $ 104,000 |
Fulton County Georgia | 143 | $ 36,665,000 | $ 256,000 | $ 93,000 |
Weld County Colorado | 141 | $ 46,495,000 | $ 329,000 | $ 93,000 |
Gwinnett County Georgia | 135 | $ 40,765,000 | $ 301,000 | $ 107,000 |
Salt Lake County Utah | 126 | $ 43,640,000 | $ 346,000 | $ 95,000 |
El Paso County Colorado | 125 | $ 41,565,000 | $ 332,000 | $ 110,000 |
Jefferson County Colorado | 123 | $ 41,005,000 | $ 333,000 | $ 123,000 |
Fort Bend County Texas | 110 | $ 20,180,000 | $ 183,000 | $ 90,000 |
Arapahoe County Colorado | 109 | $ 47,015,000 | $ 431,000 | $ 140,000 |
DeKalb County Georgia | 107 | $ 33,625,000 | $ 314,000 | $ 129,000 |
Harris County Texas | 107 | $ 19,835,000 | $ 185,000 | $ 68,000 |
Utah County Utah | 104 | $ 32,730,000 | $ 314,000 | $ 131,000 |
Mecklenburg County North Carolina | 91 | $ 23,565,000 | $ 258,000 | $ 136,000 |
Adams County Colorado | 70 | $ 28,490,000 | $ 407,000 | $ 129,000 |
Paulding County Georgia | 70 | $ 19,320,000 | $ 276,000 | $ 86,000 |
Henry County Georgia | 61 | $ 16,665,000 | $ 273,000 | $ 86,000 |
Montgomery County Texas | 60 | $ 13,300,000 | $ 221,000 | $ 91,000 |
San Joaquin County California | 59 | $ 23,385,000 | $ 396,000 | $ 142,000 |
Cabarrus County North Carolina | 59 | $ 17,495,000 | $ 296,000 | $ 109,000 |
Guadalupe County Texas | 57 | $ 11,655,000 | $ 204,000 | $ 70,000 |
Cherokee County Georgia | 54 | $ 16,010,000 | $ 296,000 | $ 110,000 |
Thurston County Washington | 54 | $ 18,470,000 | $ 342,000 | $ 109,000 |
Lee County Florida | 51 | $ 8,175,000 | $ 160,000 | $ 61,000 |
Rutherford County Tennessee | 48 | $ 14,140,000 | $ 294,000 | $ 89,000 |
Newton County Georgia | 47 | $ 10,925,000 | $ 232,000 | $ 78,000 |
Jackson County Georgia | 44 | $ 11,710,000 | $ 266,000 | $ 90,000 |
San Benito County California | 41 | $ 20,855,000 | $ 508,000 | $ 130,000 |
Clayton County Georgia | 41 | $ 7,625,000 | $ 185,000 | $ 73,000 |
Hernando County Florida | 37 | $ 5,465,000 | $ 147,000 | $ 56,000 |
Bexar County Texas | 37 | $ 8,865,000 | $ 239,000 | $ 103,000 |
Kitsap County Washington | 35 | $ 14,065,000 | $ 401,000 | $ 137,000 |
Cobb County Georgia | 32 | $ 10,430,000 | $ 325,000 | $ 119,000 |
Rockdale County Georgia | 28 | $ 4,260,000 | $ 152,000 | $ 68,000 |
Hall County Georgia | 27 | $ 10,525,000 | $ 389,000 | $ 129,000 |
Snohomish County Washington | 27 | $ 15,935,000 | $ 590,000 | $ 177,000 |
Forsyth County North Carolina | 26 | $ 3,580,000 | $ 137,000 | $ 68,000 |
Travis County Texas | 25 | $ 7,485,000 | $ 299,000 | $ 138,000 |
Davis County Utah | 25 | $ 8,675,000 | $ 347,000 | $ 128,000 |
Bibb County Georgia | 24 | $ 2,930,000 | $ 122,000 | $ 52,000 |
Clarke County Georgia | 23 | $ 2,585,000 | $ 112,000 | $ 84,000 |
Davidson County North Carolina | 23 | $ 3,265,000 | $ 141,000 | $ 51,000 |
York County South Carolina | 23 | $ 4,865,000 | $ 211,000 | $ 85,000 |
Pinal County Arizona | 22 | $ 3,140,000 | $ 142,000 | $ 55,000 |
Randolph County North Carolina | 22 | $ 3,110,000 | $ 141,000 | $ 52,000 |
Stanislaus County California | 21 | $ 7,425,000 | $ 353,000 | $ 171,000 |
Bartow County Georgia | 21 | $ 3,275,000 | $ 155,000 | $ 63,000 |
Flagler County Florida | 20 | $ 3,390,000 | $ 169,000 | $ 79,000 |
Stanly County North Carolina | 20 | $ 3,520,000 | $ 176,000 | $ 65,000 |
Riverside County California | 18 | $ 8,060,000 | $ 447,000 | $ 146,000 |
Polk County Florida | 18 | $ 3,270,000 | $ 181,000 | $ 53,000 |
Union County North Carolina | 18 | $ 6,300,000 | $ 350,000 | $ 136,000 |
Lancaster County South Carolina | 17 | $ 4,705,000 | $ 276,000 | $ 90,000 |
San Bernardino County California | 16 | $ 6,600,000 | $ 412,000 | $ 126,000 |
Walton County Georgia | 16 | $ 2,470,000 | $ 154,000 | $ 48,000 |
Carroll County Georgia | 15 | $ 2,065,000 | $ 137,000 | $ 43,000 |
Hays County Texas | 15 | $ 6,475,000 | $ 431,000 | $ 173,000 |
Wilson County Tennessee | 14 | $ 4,700,000 | $ 335,000 | $ 109,000 |
Tulare County California | 13 | $ 3,595,000 | $ 276,000 | $ 90,000 |
Brevard County Florida | 13 | $ 2,235,000 | $ 171,000 | $ 75,000 |
Muscogee County Georgia | 13 | $ 1,825,000 | $ 140,000 | $ 69,000 |
Nash County North Carolina | 13 | $ 1,695,000 | $ 130,000 | $ 53,000 |
Ventura County California | 12 | $ 5,770,000 | $ 480,000 | $ 152,000 |
Delaware County Indiana | 12 | $ 1,750,000 | $ 145,000 | $ 58,000 |
Gaston County North Carolina | 12 | $ 1,900,000 | $ 158,000 | $ 47,000 |
Rowan County North Carolina | 12 | $ 1,640,000 | $ 136,000 | $ 48,000 |
Wilson County North Carolina | 12 | $ 1,110,000 | $ 92,000 | $ 41,000 |
Davidson County Tennessee | 12 | $ 3,900,000 | $ 325,000 | $ 119,000 |
Douglas County Georgia | 11 | $ 1,585,000 | $ 144,000 | $ 81,000 |
Spalding County Georgia | 11 | $ 1,465,000 | $ 133,000 | $ 49,000 |
Genesee County Michigan | 11 | $ 1,725,000 | $ 156,000 | $ 79,000 |
Cleveland County North Carolina | 11 | $ 1,525,000 | $ 138,000 | $ 60,000 |
Spartanburg County South Carolina | 11 | $ 1,655,000 | $ 150,000 | $ 64,000 |
Hidalgo County Texas | 11 | $ 1,595,000 | $ 145,000 | $ 61,000 |
Polk County Texas | 11 | $ 1,225,000 | $ 111,000 | $ 97,000 |
Gordon County Georgia | 10 | $ 1,440,000 | $ 144,000 | $ 47,000 |
Iredell County North Carolina | 10 | $ 3,180,000 | $ 318,000 | $ 137,000 |
Montgomery County Ohio | 10 | $ 1,460,000 | $ 146,000 | $ 78,000 |
Jasper County South Carolina | 10 | $ 1,550,000 | $ 155,000 | $ 40,000 |
Floyd County Georgia | 9 | $ 1,225,000 | $ 136,000 | $ 53,000 |
Richmond County Georgia | 9 | $ 1,195,000 | $ 132,000 | $ 64,000 |
Alamance County North Carolina | 9 | $ 1,075,000 | $ 119,000 | $ 64,000 |
Anderson County South Carolina | 9 | $ 1,095,000 | $ 121,000 | $ 58,000 |
Horry County South Carolina | 9 | $ 1,185,000 | $ 131,000 | $ 58,000 |
Liberty County Georgia | 8 | $ 1,210,000 | $ 151,000 | $ 46,000 |
Brunswick County North Carolina | 8 | $ 1,410,000 | $ 176,000 | $ 63,000 |
Guilford County North Carolina | 8 | $ 1,000,000 | $ 125,000 | $ 62,000 |
Johnston County North Carolina | 8 | $ 1,350,000 | $ 168,000 | $ 50,000 |
Charlotte County Florida | 7 | $ 1,085,000 | $ 155,000 | $ 48,000 |
Houston County Georgia | 7 | $ 905,000 | $ 129,000 | $ 68,000 |
Howard County Indiana | 7 | $ 855,000 | $ 122,000 | $ 62,000 |
Moore County North Carolina | 7 | $ 1,125,000 | $ 160,000 | $ 66,000 |
Pitt County North Carolina | 7 | $ 995,000 | $ 142,000 | $ 53,000 |
Fairfield County Ohio | 7 | $ 1,105,000 | $ 157,000 | $ 71,000 |
Pierce County Washington | 7 | $ 2,795,000 | $ 399,000 | $ 136,000 |
Orange County California | 6 | $ 3,210,000 | $ 535,000 | $ 160,000 |
Barrow County Georgia | 6 | $ 1,130,000 | $ 188,000 | $ 65,000 |
Troup County Georgia | 6 | $ 720,000 | $ 120,000 | $ 51,000 |
Catawba County North Carolina | 6 | $ 830,000 | $ 138,000 | $ 61,000 |
Cumberland County North Carolina | 6 | $ 790,000 | $ 131,000 | $ 57,000 |
Greene County North Carolina | 6 | $ 610,000 | $ 101,000 | $ 67,000 |
Harnett County North Carolina | 6 | $ 840,000 | $ 140,000 | $ 49,000 |
New Hanover County North Carolina | 6 | $ 740,000 | $ 123,000 | $ 104,000 |
Rockingham County North Carolina | 6 | $ 690,000 | $ 115,000 | $ 68,000 |
Henry County Indiana | 5 | $ 765,000 | $ 153,000 | $ 64,000 |
Elbert County Colorado | 4 | $ 1,590,000 | $ 397,000 | $ 95,000 |
Larimer County Colorado | 4 | $ 1,300,000 | $ 325,000 | $ 92,000 |
Sarasota County Florida | 4 | $ 710,000 | $ 177,000 | $ 50,000 |
Madison County Indiana | 4 | $ 530,000 | $ 132,000 | $ 47,000 |
Wayne County Indiana | 4 | $ 600,000 | $ 150,000 | $ 76,000 |
Monroe County Michigan | 4 | $ 690,000 | $ 172,000 | $ 94,000 |
Waller County Texas | 4 | $ 540,000 | $ 135,000 | $ 36,000 |
King County Washington | 4 | $ 3,010,000 | $ 752,000 | $ 213,000 |
Santa Clara County California | 3 | $ 1,355,000 | $ 451,000 | $ 150,000 |
St. Lucie County Florida | 3 | $ 565,000 | $ 188,000 | $ 63,000 |
Adams County Indiana | 3 | $ 465,000 | $ 155,000 | $ 74,000 |
Polk County Iowa | 3 | $ 625,000 | $ 208,000 | $ 52,000 |
Fayette County Ohio | 3 | $ 615,000 | $ 205,000 | $ 75,000 |
Laurens County South Carolina | 3 | $ 405,000 | $ 135,000 | $ 56,000 |
Pickens County South Carolina | 3 | $ 335,000 | $ 111,000 | $ 72,000 |
Russell County Alabama | 2 | $ 290,000 | $ 145,000 | $ 73,000 |
Los Angeles County California | 2 | $ 1,190,000 | $ 595,000 | $ 197,000 |
Denver County Colorado | 2 | $ 660,000 | $ 330,000 | $ 0 |
Osceola County Florida | 2 | $ 370,000 | $ 185,000 | $ 59,000 |
Murray County Georgia | 2 | $ 310,000 | $ 155,000 | $ 45,000 |
Grant County Indiana | 2 | $ 260,000 | $ 130,000 | $ 38,000 |
Hamilton County Indiana | 2 | $ 330,000 | $ 165,000 | $ 64,000 |
Huntington County Indiana | 2 | $ 320,000 | $ 160,000 | $ 111,000 |
Scott County Iowa | 2 | $ 400,000 | $ 200,000 | $ 90,000 |
Granville County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 46,000 |
Wake County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 63,000 |
Clark County Ohio | 2 | $ 270,000 | $ 135,000 | $ 153,000 |
Pickaway County Ohio | 2 | $ 360,000 | $ 180,000 | $ 62,000 |
Grimes County Texas | 2 | $ 280,000 | $ 140,000 | $ 36,000 |
Maricopa County Arizona | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
Mohave County Arizona | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
Butts County Georgia | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
Chatham County Georgia | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
Jones County Georgia | 1 | $ 115,000 | $ 115,000 | $ 245,000 |
Long County Georgia | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
Clinton County Iowa | 1 | $ 185,000 | $ 185,000 | $ 210,000 |
Lapeer County Michigan | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
Warren County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
Miami County Ohio | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
Preble County Ohio | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
Ross County Ohio | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
Aiken County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 124,000 |
Colleton County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
Florence County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
Greenville County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
Kershaw County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 37,000 |
Lexington County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
Daggett County Utah | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 4,806 | $1,413,940,000 | $294,000 | $1,205,000 | $105,000 | $2,300,000 |
Refinancing | 41 | $12,635,000 | $308,000 | $655,000 | $142,000 | $550,000 |
Home Improvement | 9 | $3,475,000 | $386,000 | $585,000 | $132,000 | $197,000 |
Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 2,105 | $635,965,000 | $302,000 | $1,205,000 | $109,000 | $2,300,000 |
Black or African American | 777 | $194,705,000 | $250,000 | $985,000 | $86,000 | $600,000 |
Hispanic | 633 | $176,365,000 | $278,000 | $715,000 | $89,000 | $1,211,000 |
Not Provided | 565 | $165,015,000 | $292,000 | $995,000 | $108,000 | $568,000 |
Asian | 519 | $170,745,000 | $328,000 | $725,000 | $133,000 | $613,000 |
American Indian or Alaskan Native | 36 | $13,160,000 | $365,000 | $915,000 | $106,000 | $228,000 |
Native Hawaiian or Other Pacific Islander | 10 | $2,660,000 | $266,000 | $405,000 | $99,000 | $229,000 |
Not applicable | 1 | $135,000 | $135,000 | $135,000 | $58,000 | $58,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,925 | $898,505,000 | $307,000 | $1,205,000 | $120,000 | $1,730,000 |
FHA-insured (Federal Housing Administration) | 1,288 | $324,370,000 | $251,000 | $665,000 | $79,000 | $2,300,000 |
VA-guaranteed (Veterans Administration) | 588 | $196,290,000 | $333,000 | $915,000 | $95,000 | $370,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 55 | $10,885,000 | $197,000 | $385,000 | $59,000 | $117,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 3,481 | $1,045,325,000 | $300,000 | $1,125,000 | $109,000 | $1,730,000 |
Application Withdrawn By Applicant | 561 | $153,745,000 | $274,000 | $1,205,000 | $104,000 | $2,300,000 |
Application Approved But Not Accepted | 464 | $133,330,000 | $287,000 | $1,145,000 | $102,000 | $1,301,000 |
Application Denied By Financial Institution | 336 | $94,270,000 | $280,000 | $995,000 | $75,000 | $446,000 |
File Closed For Incompleteness | 13 | $3,245,000 | $249,000 | $505,000 | $94,000 | $260,000 |
Loan Purchased By The Institution | 1 | $135,000 | $135,000 | $135,000 | $58,000 | $58,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 4,520 | $1,335,780,000 | $295,000 | $1,205,000 | $108,000 | $2,300,000 |
Debt-To-Income Ratio | 194 | $52,910,000 | $272,000 | $995,000 | $65,000 | $446,000 |
Credit History | 48 | $14,420,000 | $300,000 | $575,000 | $94,000 | $215,000 |
Other | 43 | $12,425,000 | $288,000 | $595,000 | $90,000 | $213,000 |
Employment History | 23 | $5,885,000 | $255,000 | $445,000 | $69,000 | $189,000 |
Unverifiable Information | 12 | $4,000,000 | $333,000 | $525,000 | $109,000 | $164,000 |
Credit Application Incomplete | 9 | $3,235,000 | $359,000 | $655,000 | $96,000 | $162,000 |
Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,395,000 | $199,000 | $395,000 | $71,000 | $183,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.