Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Inspire Home Loans Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Inspire Home Loans Inc. 19600 Fairchild Road, Suite 200 Irvine, CA 92612 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 |
Total Number of Mortgage Applications | 3,461 |
Total Mortgage Loan Application Amount | $1,093,755,000 |
Average Mortgage Loan Application Amount | $271,000 |
Highest Mortgage Loan Application Amount | $1,265,000 |
Average Applicant Income | $96,666 |
Highest Applicant Income | $1,832,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Clark County Nevada | 554 | $ 180,050,000 | $ 325,000 | $ 123,000 |
Gwinnett County Georgia | 251 | $ 76,675,000 | $ 305,000 | $ 103,000 |
Jefferson County Colorado | 209 | $ 70,775,000 | $ 338,000 | $ 129,000 |
Forsyth County Georgia | 191 | $ 59,985,000 | $ 314,000 | $ 112,000 |
Douglas County Colorado | 159 | $ 64,845,000 | $ 407,000 | $ 134,000 |
Fulton County Georgia | 140 | $ 39,010,000 | $ 278,000 | $ 86,000 |
Salt Lake County Utah | 121 | $ 41,055,000 | $ 339,000 | $ 108,000 |
Arapahoe County Colorado | 117 | $ 49,865,000 | $ 426,000 | $ 153,000 |
Harris County Texas | 112 | $ 20,610,000 | $ 184,000 | $ 69,000 |
Weld County Colorado | 101 | $ 33,165,000 | $ 328,000 | $ 102,000 |
Williamson County Texas | 96 | $ 28,930,000 | $ 301,000 | $ 127,000 |
Newton County Georgia | 93 | $ 23,815,000 | $ 256,000 | $ 79,000 |
Paulding County Georgia | 88 | $ 24,620,000 | $ 279,000 | $ 97,000 |
DeKalb County Georgia | 78 | $ 24,250,000 | $ 310,000 | $ 108,000 |
El Paso County Colorado | 76 | $ 24,140,000 | $ 317,000 | $ 110,000 |
Utah County Utah | 72 | $ 23,980,000 | $ 333,000 | $ 87,000 |
Henry County Georgia | 65 | $ 19,065,000 | $ 293,000 | $ 92,000 |
Mecklenburg County North Carolina | 64 | $ 16,040,000 | $ 250,000 | $ 103,000 |
Cherokee County Georgia | 61 | $ 17,995,000 | $ 295,000 | $ 131,000 |
Fresno County California | 57 | $ 17,555,000 | $ 307,000 | $ 110,000 |
Jackson County Georgia | 55 | $ 12,955,000 | $ 235,000 | $ 98,000 |
Larimer County Colorado | 46 | $ 13,720,000 | $ 298,000 | $ 102,000 |
Cabarrus County North Carolina | 44 | $ 12,750,000 | $ 289,000 | $ 105,000 |
Bexar County Texas | 39 | $ 10,495,000 | $ 269,000 | $ 101,000 |
Adams County Colorado | 37 | $ 14,805,000 | $ 400,000 | $ 145,000 |
Travis County Texas | 37 | $ 12,595,000 | $ 340,000 | $ 144,000 |
Cobb County Georgia | 33 | $ 10,035,000 | $ 304,000 | $ 117,000 |
Denver County Colorado | 32 | $ 11,620,000 | $ 363,000 | $ 138,000 |
Thurston County Washington | 31 | $ 10,145,000 | $ 327,000 | $ 96,000 |
Fort Bend County Texas | 29 | $ 5,415,000 | $ 186,000 | $ 82,000 |
Monterey County California | 27 | $ 12,305,000 | $ 455,000 | $ 144,000 |
San Joaquin County California | 26 | $ 9,560,000 | $ 367,000 | $ 130,000 |
Clayton County Georgia | 24 | $ 4,870,000 | $ 202,000 | $ 65,000 |
Iredell County North Carolina | 23 | $ 4,715,000 | $ 205,000 | $ 163,000 |
Montgomery County Texas | 22 | $ 5,420,000 | $ 246,000 | $ 120,000 |
San Bernardino County California | 16 | $ 9,570,000 | $ 598,000 | $ 256,000 |
Snohomish County Washington | 16 | $ 8,760,000 | $ 547,000 | $ 171,000 |
Stanislaus County California | 13 | $ 4,475,000 | $ 344,000 | $ 118,000 |
San Benito County California | 12 | $ 5,580,000 | $ 465,000 | $ 133,000 |
Union County North Carolina | 12 | $ 4,390,000 | $ 365,000 | $ 150,000 |
King County Washington | 10 | $ 9,630,000 | $ 963,000 | $ 268,000 |
Comal County Texas | 9 | $ 1,965,000 | $ 218,000 | $ 75,000 |
Hays County Texas | 9 | $ 3,815,000 | $ 423,000 | $ 157,000 |
Ventura County California | 8 | $ 4,340,000 | $ 542,000 | $ 183,000 |
Hall County Georgia | 8 | $ 3,240,000 | $ 405,000 | $ 132,000 |
Rutherford County Tennessee | 8 | $ 2,280,000 | $ 285,000 | $ 91,000 |
Kitsap County Washington | 8 | $ 2,670,000 | $ 333,000 | $ 108,000 |
Pierce County Washington | 8 | $ 3,470,000 | $ 433,000 | $ 129,000 |
Brunswick County North Carolina | 7 | $ 1,085,000 | $ 155,000 | $ 72,000 |
Harnett County North Carolina | 7 | $ 1,095,000 | $ 156,000 | $ 46,000 |
Davidson County Tennessee | 7 | $ 1,865,000 | $ 266,000 | $ 63,000 |
Hernando County Florida | 6 | $ 890,000 | $ 148,000 | $ 41,000 |
Randolph County North Carolina | 5 | $ 575,000 | $ 115,000 | $ 41,000 |
Los Angeles County California | 4 | $ 1,780,000 | $ 445,000 | $ 141,000 |
Bartow County Georgia | 4 | $ 1,020,000 | $ 255,000 | $ 400,000 |
Gordon County Georgia | 4 | $ 530,000 | $ 132,000 | $ 181,000 |
Rockdale County Georgia | 4 | $ 720,000 | $ 180,000 | $ 76,000 |
Alamance County North Carolina | 4 | $ 610,000 | $ 152,000 | $ 44,000 |
Forsyth County North Carolina | 4 | $ 580,000 | $ 145,000 | $ 91,000 |
Johnston County North Carolina | 4 | $ 860,000 | $ 215,000 | $ 86,000 |
Stanly County North Carolina | 4 | $ 720,000 | $ 180,000 | $ 80,000 |
Wake County North Carolina | 4 | $ 1,020,000 | $ 255,000 | $ 101,000 |
Cumberland County North Carolina | 3 | $ 505,000 | $ 168,000 | $ 66,000 |
Franklin County North Carolina | 3 | $ 575,000 | $ 191,000 | $ 74,000 |
Flagler County Florida | 2 | $ 280,000 | $ 140,000 | $ 72,000 |
Osceola County Florida | 2 | $ 370,000 | $ 185,000 | $ 65,000 |
Fannin County Georgia | 2 | $ 710,000 | $ 355,000 | $ 105,000 |
Spalding County Georgia | 2 | $ 260,000 | $ 130,000 | $ 48,000 |
Cleveland County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 48,000 |
Davidson County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 77,000 |
Guilford County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 58,000 |
Pitt County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 91,000 |
Wilson County North Carolina | 2 | $ 190,000 | $ 95,000 | $ 31,000 |
Horry County South Carolina | 2 | $ 280,000 | $ 140,000 | $ 99,000 |
Wilson County Tennessee | 2 | $ 640,000 | $ 320,000 | $ 92,000 |
Mariposa County California | 1 | $ 405,000 | $ 405,000 | $ 64,000 |
Lee County Florida | 1 | $ 165,000 | $ 165,000 | $ 26,000 |
Sarasota County Florida | 1 | $ 175,000 | $ 175,000 | $ 106,000 |
St. Lucie County Florida | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
Butts County Georgia | 1 | $ 115,000 | $ 115,000 | $ 26,000 |
Clarke County Georgia | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
Douglas County Georgia | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
Peach County Georgia | 1 | $ 235,000 | $ 235,000 | $ 107,000 |
Walton County Georgia | 1 | $ 215,000 | $ 215,000 | $ 68,000 |
Durham County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
Gaston County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
Lee County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
Rowan County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
Vance County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 61,000 |
York County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
Smith County Texas | 1 | $ 155,000 | $ 155,000 | $ 108,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 3,452 | $1,091,430,000 | $316,000 | $1,265,000 | $113,000 | $1,832,000 |
Cash-out Refinancing | 6 | $1,660,000 | $276,000 | $405,000 | $79,000 | $120,000 |
Refinancing | 3 | $665,000 | $221,000 | $375,000 | $98,000 | $145,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,508 | $487,540,000 | $323,000 | $1,205,000 | $120,000 | $1,350,000 |
Black or African American | 564 | $162,040,000 | $287,000 | $805,000 | $94,000 | $480,000 |
Not Provided | 502 | $160,580,000 | $319,000 | $915,000 | $120,000 | $1,832,000 |
Asian | 401 | $131,185,000 | $327,000 | $1,035,000 | $117,000 | $647,000 |
Hispanic | 336 | $101,180,000 | $301,000 | $1,265,000 | $97,000 | $467,000 |
American Indian or Alaskan Native | 23 | $6,755,000 | $293,000 | $435,000 | $112,000 | $279,000 |
Native Hawaiian or Other Pacific Islander | 8 | $2,640,000 | $330,000 | $415,000 | $114,000 | $233,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,338 | $748,280,000 | $320,000 | $1,265,000 | $123,000 | $1,832,000 |
FHA-insured (Federal Housing Administration) | 697 | $199,755,000 | $286,000 | $685,000 | $89,000 | $360,000 |
VA-guaranteed (Veterans Administration) | 394 | $137,300,000 | $348,000 | $595,000 | $104,000 | $359,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 32 | $8,420,000 | $263,000 | $455,000 | $68,000 | $110,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 2,176 | $683,450,000 | $314,000 | $1,265,000 | $115,000 | $1,832,000 |
Application Withdrawn By Applicant | 424 | $133,020,000 | $313,000 | $1,045,000 | $122,000 | $1,350,000 |
Application Approved But Not Accepted | 357 | $117,815,000 | $330,000 | $1,035,000 | $119,000 | $647,000 |
Application Denied By Financial Institution | 305 | $96,715,000 | $317,000 | $1,155,000 | $89,000 | $732,000 |
File Closed For Incompleteness | 199 | $62,755,000 | $315,000 | $1,205,000 | $107,000 | $629,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 3,156 | $997,040,000 | $315,000 | $1,265,000 | $116,000 | $1,832,000 |
Debt-To-Income Ratio | 175 | $52,485,000 | $299,000 | $985,000 | $66,000 | $246,000 |
Credit History | 55 | $19,135,000 | $347,000 | $1,155,000 | $114,000 | $286,000 |
Other | 19 | $5,935,000 | $312,000 | $525,000 | $100,000 | $197,000 |
Employment History | 17 | $5,225,000 | $307,000 | $455,000 | $53,000 | $188,000 |
Unverifiable Information | 14 | $6,010,000 | $429,000 | $785,000 | $258,000 | $732,000 |
Insufficient Cash (Downpayment, Closing Cost) | 13 | $3,965,000 | $305,000 | $455,000 | $102,000 | $317,000 |
Credit Application Incomplete | 7 | $2,225,000 | $317,000 | $545,000 | $116,000 | $150,000 |
Collateral | 5 | $1,735,000 | $347,000 | $415,000 | $144,000 | $243,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.