Inova Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Indiana.
The mortgage statistics and data below are specific to mortgage loan applications for Inova Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Inova Federal Credit Union 358 S Elkhart Avenue Elkhart, IN 46516 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,424 |
| Total Mortgage Loan Application Amount | $186,450,000 |
| Average Mortgage Loan Application Amount | $118,000 |
| Highest Mortgage Loan Application Amount | $805,000 |
| Average Applicant Income | $89,400 |
| Highest Applicant Income | $2,400,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Elkhart County Indiana | 401 | $ 50,425,000 | $ 125,000 | $ 75,000 |
| St. Joseph County Indiana | 372 | $ 40,770,000 | $ 109,000 | $ 83,000 |
| Cass County Michigan | 75 | $ 12,965,000 | $ 172,000 | $ 119,000 |
| LaPorte County Indiana | 60 | $ 5,880,000 | $ 98,000 | $ 63,000 |
| Johnston County North Carolina | 32 | $ 5,020,000 | $ 156,000 | $ 104,000 |
| Wake County North Carolina | 17 | $ 3,035,000 | $ 178,000 | $ 120,000 |
| Berrien County Michigan | 16 | $ 1,580,000 | $ 98,000 | $ 56,000 |
| Contra Costa County California | 10 | $ 2,170,000 | $ 217,000 | $ 424,000 |
| New Haven County Connecticut | 10 | $ 1,940,000 | $ 194,000 | $ 140,000 |
| Porter County Indiana | 10 | $ 1,110,000 | $ 111,000 | $ 55,000 |
| Cook County Illinois | 7 | $ 1,065,000 | $ 152,000 | $ 72,000 |
| Marion County Indiana | 7 | $ 785,000 | $ 112,000 | $ 120,000 |
| Johnson County Indiana | 6 | $ 600,000 | $ 100,000 | $ 107,000 |
| Marshall County Indiana | 6 | $ 590,000 | $ 98,000 | $ 52,000 |
| St. Joseph County Michigan | 6 | $ 990,000 | $ 165,000 | $ 79,000 |
| Hamilton County Indiana | 5 | $ 1,345,000 | $ 269,000 | $ 85,000 |
| Clark County Nevada | 5 | $ 655,000 | $ 131,000 | $ 99,000 |
| Alameda County California | 4 | $ 1,070,000 | $ 267,000 | $ 185,000 |
| Los Angeles County California | 4 | $ 540,000 | $ 135,000 | $ 108,000 |
| San Diego County California | 4 | $ 920,000 | $ 230,000 | $ 191,000 |
| Fulton County Georgia | 4 | $ 850,000 | $ 212,000 | $ 128,000 |
| LaGrange County Indiana | 4 | $ 510,000 | $ 127,000 | $ 82,000 |
| Lake County Indiana | 4 | $ 410,000 | $ 102,000 | $ 103,000 |
| Cuyahoga County Ohio | 4 | $ 290,000 | $ 72,000 | $ 62,000 |
| Solano County California | 3 | $ 675,000 | $ 225,000 | $ 91,000 |
| Hartford County Connecticut | 3 | $ 295,000 | $ 98,000 | $ 140,000 |
| Broward County Florida | 3 | $ 485,000 | $ 161,000 | $ 106,000 |
| Collier County Florida | 3 | $ 525,000 | $ 175,000 | $ 106,000 |
| Miami-Dade County Florida | 3 | $ 335,000 | $ 111,000 | $ 49,000 |
| Sarasota County Florida | 3 | $ 595,000 | $ 198,000 | $ 61,000 |
| Monroe County Indiana | 3 | $ 535,000 | $ 178,000 | $ 112,000 |
| Norfolk County Massachusetts | 3 | $ 685,000 | $ 228,000 | $ 64,000 |
| Van Buren County Michigan | 3 | $ 455,000 | $ 151,000 | $ 91,000 |
| Lafayette County Mississippi | 3 | $ 315,000 | $ 105,000 | $ 0 |
| Mecklenburg County North Carolina | 3 | $ 645,000 | $ 215,000 | $ 55,000 |
| Wayne County North Carolina | 3 | $ 365,000 | $ 121,000 | $ 108,000 |
| Lake County Ohio | 3 | $ 315,000 | $ 105,000 | $ 42,000 |
| Napa County California | 2 | $ 770,000 | $ 385,000 | $ 112,000 |
| Fairfield County Connecticut | 2 | $ 210,000 | $ 105,000 | $ 24,000 |
| New London County Connecticut | 2 | $ 310,000 | $ 155,000 | $ 185,000 |
| Hillsborough County Florida | 2 | $ 480,000 | $ 240,000 | $ 163,000 |
| Palm Beach County Florida | 2 | $ 180,000 | $ 90,000 | $ 42,000 |
| St. Lucie County Florida | 2 | $ 50,000 | $ 25,000 | $ 151,000 |
| Gwinnett County Georgia | 2 | $ 410,000 | $ 205,000 | $ 64,000 |
| Will County Illinois | 2 | $ 310,000 | $ 155,000 | $ 64,000 |
| Allen County Indiana | 2 | $ 190,000 | $ 95,000 | $ 61,000 |
| Steuben County Indiana | 2 | $ 320,000 | $ 160,000 | $ 114,000 |
| Cumberland County Maine | 2 | $ 50,000 | $ 25,000 | $ 95,000 |
| Branch County Michigan | 2 | $ 210,000 | $ 105,000 | $ 77,000 |
| Charlevoix County Michigan | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Douglas County Nebraska | 2 | $ 160,000 | $ 80,000 | $ 231,000 |
| Morris County New Jersey | 2 | $ 130,000 | $ 65,000 | $ 196,000 |
| Rockland County New York | 2 | $ 730,000 | $ 365,000 | $ 202,000 |
| Westchester County New York | 2 | $ 590,000 | $ 295,000 | $ 202,000 |
| Lincoln County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 80,000 |
| Hamilton County Ohio | 2 | $ 110,000 | $ 55,000 | $ 115,000 |
| Horry County South Carolina | 2 | $ 260,000 | $ 130,000 | $ 75,000 |
| Lexington County South Carolina | 2 | $ 140,000 | $ 70,000 | $ 77,000 |
| Jackson County Alabama | 1 | $ 305,000 | $ 305,000 | $ 90,000 |
| St. Clair County Alabama | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
| Tuscaloosa County Alabama | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 45,000 | $ 45,000 | $ 69,000 |
| Mohave County Arizona | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Cleveland County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Calaveras County California | 1 | $ 235,000 | $ 235,000 | $ 162,000 |
| Kern County California | 1 | $ 235,000 | $ 235,000 | $ 129,000 |
| Orange County California | 1 | $ 195,000 | $ 195,000 | $ 42,000 |
| Riverside County California | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| San Bernardino County California | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Yolo County California | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 35,000 | $ 35,000 | $ 180,000 |
| Pueblo County Colorado | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Litchfield County Connecticut | 1 | $ 175,000 | $ 175,000 | $ 138,000 |
| Alachua County Florida | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Charlotte County Florida | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Escambia County Florida | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Hernando County Florida | 1 | $ 195,000 | $ 195,000 | $ 94,000 |
| Lake County Florida | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Leon County Florida | 1 | $ 105,000 | $ 105,000 | $ 177,000 |
| Manatee County Florida | 1 | $ 245,000 | $ 245,000 | $ 96,000 |
| Okaloosa County Florida | 1 | $ 205,000 | $ 205,000 | $ 134,000 |
| Volusia County Florida | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| Catoosa County Georgia | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Cherokee County Georgia | 1 | $ 265,000 | $ 265,000 | $ 63,000 |
| Clayton County Georgia | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Cobb County Georgia | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Coweta County Georgia | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Douglas County Georgia | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Clinton County Illinois | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| DeKalb County Illinois | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Douglas County Illinois | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Kane County Illinois | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Lake County Illinois | 1 | $ 295,000 | $ 295,000 | $ 198,000 |
| Monroe County Illinois | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Sangamon County Illinois | 1 | $ 55,000 | $ 55,000 | $ 78,000 |
| St. Clair County Illinois | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Winnebago County Illinois | 1 | $ 105,000 | $ 105,000 | $ 87,000 |
| Boone County Indiana | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Brown County Indiana | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Clinton County Indiana | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Delaware County Indiana | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Fulton County Indiana | 1 | $ 305,000 | $ 305,000 | $ 166,000 |
| Hendricks County Indiana | 1 | $ 205,000 | $ 205,000 | $ 34,000 |
| Jennings County Indiana | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Miami County Indiana | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Noble County Indiana | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Wells County Indiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Franklin County Kansas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Johnson County Kansas | 1 | $ 65,000 | $ 65,000 | $ 84,000 |
| Wyandotte County Kansas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Boone County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| Leslie County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
| Oldham County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 155,000 |
| St. Tammany County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 117,000 |
| Baltimore City County Maryland | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Charles County Maryland | 1 | $ 65,000 | $ 65,000 | $ 104,000 |
| Prince George's County Maryland | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Washington County Maryland | 1 | $ 5,000 | $ 5,000 | $ 17,000 |
| Middlesex County Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 196,000 |
| Chippewa County Michigan | 1 | $ 75,000 | $ 75,000 | $ 159,000 |
| Kalkaska County Michigan | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Kent County Michigan | 1 | $ 335,000 | $ 335,000 | $ 97,000 |
| Mecosta County Michigan | 1 | $ 15,000 | $ 15,000 | $ 68,000 |
| Oakland County Michigan | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Wexford County Michigan | 1 | $ 105,000 | $ 105,000 | $ 141,000 |
| Hennepin County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 127,000 |
| Todd County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Wright County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Harrison County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Tallahatchie County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 78,000 |
| Nye County Nevada | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Washoe County Nevada | 1 | $ 55,000 | $ 55,000 | $ 127,000 |
| Dona Ana County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Erie County New York | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Orange County New York | 1 | $ 405,000 | $ 405,000 | $ 150,000 |
| Putnam County New York | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Carteret County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Catawba County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Chatham County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 206,000 |
| Durham County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 254,000 |
| New Hanover County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Northampton County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 192,000 |
| Orange County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Person County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Rutherford County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Wilson County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 222,000 |
| Williams County North Dakota | 1 | $ 325,000 | $ 325,000 | $ 116,000 |
| Butler County Ohio | 1 | $ 265,000 | $ 265,000 | $ 155,000 |
| Muskingum County Ohio | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Summit County Ohio | 1 | $ 15,000 | $ 15,000 | $ 74,000 |
| Wood County Ohio | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Dorchester County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 105,000 |
| Saluda County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 67,000 |
| Sequatchie County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 168,000 |
| Collin County Texas | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Wichita County Texas | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| Tooele County Utah | 1 | $ 155,000 | $ 155,000 | $ 198,000 |
| Clarke County Virginia | 1 | $ 225,000 | $ 225,000 | $ 202,000 |
| Henrico County Virginia | 1 | $ 65,000 | $ 65,000 | $ 422,000 |
| Prince William County Virginia | 1 | $ 55,000 | $ 55,000 | $ 196,000 |
| Richmond City County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Kanawha County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 126,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Indiana,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Inova Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 453 | $65,355,000 | $144,000 | $805,000 | $87,000 | $618,000 |
| Cash-out Refinancing | 359 | $51,395,000 | $143,000 | $765,000 | $78,000 | $739,000 |
| Home Purchase | 268 | $47,680,000 | $177,000 | $615,000 | $76,000 | $355,000 |
| Other Purpose | 199 | $13,735,000 | $69,000 | $395,000 | $94,000 | $634,000 |
| Home Improvement | 145 | $8,285,000 | $57,000 | $255,000 | $112,000 | $2,400,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,159 | $149,195,000 | $128,000 | $805,000 | $85,000 | $739,000 |
| Black or African American | 83 | $9,245,000 | $111,000 | $395,000 | $101,000 | $2,400,000 |
| Not Provided | 68 | $10,140,000 | $149,000 | $445,000 | $96,000 | $320,000 |
| Hispanic | 67 | $9,895,000 | $147,000 | $535,000 | $64,000 | $239,000 |
| Asian | 27 | $4,765,000 | $176,000 | $405,000 | $115,000 | $246,000 |
| Not applicable | 5 | $305,000 | $61,000 | $125,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 2 | $190,000 | $95,000 | $125,000 | $256,000 | $422,000 |
| American Indian or Alaskan Native | 1 | $35,000 | $35,000 | $35,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,373 | $178,875,000 | $130,000 | $805,000 | $88,000 | $2,400,000 |
| FHA-insured (Federal Housing Administration) | 44 | $6,700,000 | $152,000 | $395,000 | $65,000 | $164,000 |
| VA-guaranteed (Veterans Administration) | 7 | $875,000 | $125,000 | $215,000 | $57,000 | $80,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 920 | $117,520,000 | $127,000 | $805,000 | $90,000 | $739,000 |
| Application Withdrawn By Applicant | 163 | $20,575,000 | $126,000 | $535,000 | $93,000 | $422,000 |
| Application Denied By Financial Institution | 132 | $13,580,000 | $102,000 | $395,000 | $82,000 | $2,400,000 |
| Preapproval Approved but not Accepted | 64 | $12,830,000 | $200,000 | $615,000 | $76,000 | $215,000 |
| Preapproval Denied by Financial Institution | 55 | $8,705,000 | $158,000 | $545,000 | $57,000 | $164,000 |
| Application Approved But Not Accepted | 47 | $6,945,000 | $147,000 | $545,000 | $83,000 | $239,000 |
| File Closed For Incompleteness | 43 | $6,295,000 | $146,000 | $385,000 | $98,000 | $424,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,237 | $164,165,000 | $132,000 | $805,000 | $89,000 | $739,000 |
| Credit History | 88 | $9,090,000 | $103,000 | $395,000 | $94,000 | $2,400,000 |
| Debt-To-Income Ratio | 73 | $10,555,000 | $144,000 | $545,000 | $52,000 | $171,000 |
| Employment History | 9 | $1,235,000 | $137,000 | $305,000 | $53,000 | $90,000 |
| Other | 9 | $605,000 | $67,000 | $165,000 | $83,000 | $198,000 |
| Collateral | 8 | $800,000 | $100,000 | $265,000 | $33,000 | $77,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Indiana, and search similar information at your convenience.