Independent Bank
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for Independent Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Independent Bank 1600 Redbud Blvd Mckinney, TX 75069 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,532 |
| Total Mortgage Loan Application Amount | $812,710,000 |
| Average Mortgage Loan Application Amount | $380,400 |
| Highest Mortgage Loan Application Amount | $31,605,000 |
| Average Applicant Income | $169,600 |
| Highest Applicant Income | $9,391,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 174 | $ 115,220,000 | $ 662,000 | $ 178,000 |
| Denton County Texas | 153 | $ 52,825,000 | $ 345,000 | $ 169,000 |
| Collin County Texas | 151 | $ 54,485,000 | $ 360,000 | $ 164,000 |
| Grayson County Texas | 102 | $ 24,380,000 | $ 239,000 | $ 157,000 |
| Dallas County Texas | 95 | $ 72,325,000 | $ 761,000 | $ 322,000 |
| Travis County Texas | 89 | $ 78,195,000 | $ 878,000 | $ 576,000 |
| Tarrant County Texas | 81 | $ 23,655,000 | $ 292,000 | $ 127,000 |
| Larimer County Colorado | 45 | $ 23,605,000 | $ 524,000 | $ 199,000 |
| Weld County Colorado | 37 | $ 38,355,000 | $ 1,036,000 | $ 172,000 |
| Fort Bend County Texas | 35 | $ 8,475,000 | $ 242,000 | $ 121,000 |
| Hunt County Texas | 35 | $ 8,265,000 | $ 236,000 | $ 153,000 |
| Rockwall County Texas | 35 | $ 10,275,000 | $ 293,000 | $ 175,000 |
| Adams County Colorado | 32 | $ 14,680,000 | $ 458,000 | $ 103,000 |
| McLennan County Texas | 29 | $ 28,405,000 | $ 979,000 | $ 237,000 |
| Williamson County Texas | 29 | $ 42,105,000 | $ 1,451,000 | $ 187,000 |
| Montgomery County Texas | 27 | $ 6,535,000 | $ 242,000 | $ 182,000 |
| Denver County Colorado | 25 | $ 21,295,000 | $ 851,000 | $ 542,000 |
| El Paso County Colorado | 18 | $ 6,780,000 | $ 376,000 | $ 130,000 |
| Arapahoe County Colorado | 15 | $ 9,465,000 | $ 631,000 | $ 300,000 |
| Johnson County Texas | 15 | $ 3,305,000 | $ 220,000 | $ 144,000 |
| Kaufman County Texas | 14 | $ 4,760,000 | $ 340,000 | $ 110,000 |
| Cooke County Texas | 13 | $ 3,795,000 | $ 291,000 | $ 192,000 |
| Mobile County Alabama | 12 | $ 730,000 | $ 60,000 | $ 0 |
| Hays County Texas | 12 | $ 6,330,000 | $ 527,000 | $ 249,000 |
| Jefferson County Colorado | 10 | $ 5,380,000 | $ 538,000 | $ 148,000 |
| Parker County Texas | 10 | $ 4,500,000 | $ 450,000 | $ 159,000 |
| Wise County Texas | 10 | $ 2,900,000 | $ 290,000 | $ 257,000 |
| Logan County Colorado | 9 | $ 2,015,000 | $ 223,000 | $ 82,000 |
| Douglas County Colorado | 8 | $ 3,710,000 | $ 463,000 | $ 172,000 |
| Galveston County Texas | 8 | $ 3,350,000 | $ 418,000 | $ 208,000 |
| Brazoria County Texas | 7 | $ 1,555,000 | $ 222,000 | $ 102,000 |
| Burnet County Texas | 7 | $ 5,085,000 | $ 726,000 | $ 470,000 |
| Llano County Texas | 7 | $ 3,905,000 | $ 557,000 | $ 567,000 |
| Boulder County Colorado | 6 | $ 3,080,000 | $ 513,000 | $ 103,000 |
| Fannin County Texas | 6 | $ 880,000 | $ 146,000 | $ 119,000 |
| Hood County Texas | 6 | $ 1,270,000 | $ 211,000 | $ 126,000 |
| Van Zandt County Texas | 6 | $ 2,190,000 | $ 365,000 | $ 110,000 |
| Baldwin County Alabama | 5 | $ 1,055,000 | $ 211,000 | $ 0 |
| Maricopa County Arizona | 5 | $ 3,085,000 | $ 617,000 | $ 360,000 |
| Grand County Colorado | 4 | $ 4,320,000 | $ 1,080,000 | $ 358,000 |
| Lucas County Ohio | 4 | $ 200,000 | $ 50,000 | $ 0 |
| Ellis County Texas | 4 | $ 1,520,000 | $ 380,000 | $ 126,000 |
| Gillespie County Texas | 4 | $ 2,720,000 | $ 680,000 | $ 1,124,000 |
| Hill County Texas | 4 | $ 330,000 | $ 82,000 | $ 55,000 |
| Waller County Texas | 4 | $ 1,310,000 | $ 327,000 | $ 170,000 |
| Pueblo County Colorado | 3 | $ 425,000 | $ 141,000 | $ 36,000 |
| Westchester County New York | 3 | $ 955,000 | $ 318,000 | $ 162,000 |
| Montgomery County Ohio | 3 | $ 185,000 | $ 61,000 | $ 0 |
| El Paso County Texas | 3 | $ 405,000 | $ 135,000 | $ 72,000 |
| Miami-Dade County Florida | 2 | $ 610,000 | $ 305,000 | $ 141,000 |
| Volusia County Florida | 2 | $ 350,000 | $ 175,000 | $ 40,000 |
| Jackson County Missouri | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Bryan County Oklahoma | 2 | $ 250,000 | $ 125,000 | $ 83,000 |
| Putnam County Tennessee | 2 | $ 370,000 | $ 185,000 | $ 54,000 |
| Aransas County Texas | 2 | $ 2,470,000 | $ 1,235,000 | $ 560,000 |
| Bastrop County Texas | 2 | $ 450,000 | $ 225,000 | $ 178,000 |
| Bell County Texas | 2 | $ 120,000 | $ 60,000 | $ 45,000 |
| Bexar County Texas | 2 | $ 400,000 | $ 200,000 | $ 199,000 |
| Brazos County Texas | 2 | $ 19,370,000 | $ 9,685,000 | $ 130,000 |
| Coryell County Texas | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Montague County Texas | 2 | $ 520,000 | $ 260,000 | $ 125,000 |
| Walker County Texas | 2 | $ 4,260,000 | $ 2,130,000 | $ 0 |
| Young County Texas | 2 | $ 200,000 | $ 100,000 | $ 78,000 |
| Cleburne County Alabama | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Coconino County Arizona | 1 | $ 525,000 | $ 525,000 | $ 124,000 |
| Pima County Arizona | 1 | $ 335,000 | $ 335,000 | $ 91,000 |
| Sebastian County Arkansas | 1 | $ 415,000 | $ 415,000 | $ 119,000 |
| San Diego County California | 1 | $ 505,000 | $ 505,000 | $ 166,000 |
| Archuleta County Colorado | 1 | $ 315,000 | $ 315,000 | $ 237,000 |
| Custer County Colorado | 1 | $ 25,000 | $ 25,000 | $ 128,000 |
| Eagle County Colorado | 1 | $ 1,275,000 | $ 1,275,000 | $ 0 |
| Elbert County Colorado | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Montrose County Colorado | 1 | $ 175,000 | $ 175,000 | $ 99,000 |
| Morgan County Colorado | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Park County Colorado | 1 | $ 205,000 | $ 205,000 | $ 240,000 |
| Pitkin County Colorado | 1 | $ 1,235,000 | $ 1,235,000 | $ 0 |
| Teller County Colorado | 1 | $ 585,000 | $ 585,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 175,000 | $ 175,000 | $ 336,000 |
| Charlotte County Florida | 1 | $ 245,000 | $ 245,000 | $ 53,000 |
| Citrus County Florida | 1 | $ 465,000 | $ 465,000 | $ 226,000 |
| Hillsborough County Florida | 1 | $ 255,000 | $ 255,000 | $ 260,000 |
| Manatee County Florida | 1 | $ 205,000 | $ 205,000 | $ 257,000 |
| Okaloosa County Florida | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Osceola County Florida | 1 | $ 505,000 | $ 505,000 | $ 244,000 |
| Walton County Florida | 1 | $ 705,000 | $ 705,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 705,000 | $ 705,000 | $ 353,000 |
| Paulding County Georgia | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Ada County Idaho | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| Kane County Illinois | 1 | $ 445,000 | $ 445,000 | $ 167,000 |
| Jefferson County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| Caddo County Louisiana | 1 | $ 3,515,000 | $ 3,515,000 | $ 0 |
| Cheboygan County Michigan | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Wayne County Michigan | 1 | $ 19,005,000 | $ 19,005,000 | $ 0 |
| Douglas County Minnesota | 1 | $ 725,000 | $ 725,000 | $ 312,000 |
| Harrison County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Clay County Missouri | 1 | $ 65,000 | $ 65,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Vernon County Missouri | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Chase County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Cherry County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 134,000 |
| Dawson County Nebraska | 1 | $ 305,000 | $ 305,000 | $ 145,000 |
| Douglas County Nebraska | 1 | $ 685,000 | $ 685,000 | $ 160,000 |
| Scotts Bluff County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Clark County Nevada | 1 | $ 445,000 | $ 445,000 | $ 258,000 |
| Bernalillo County New Mexico | 1 | $ 235,000 | $ 235,000 | $ 202,000 |
| Eddy County New Mexico | 1 | $ 385,000 | $ 385,000 | $ 144,000 |
| Kings County New York | 1 | $ 8,005,000 | $ 8,005,000 | $ 0 |
| Chatham County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Swain County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Franklin County Ohio | 1 | $ 4,595,000 | $ 4,595,000 | $ 0 |
| Lorain County Ohio | 1 | $ 215,000 | $ 215,000 | $ 329,000 |
| Coal County Oklahoma | 1 | $ 325,000 | $ 325,000 | $ 154,000 |
| Marshall County Oklahoma | 1 | $ 395,000 | $ 395,000 | $ 118,000 |
| Pittsburg County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Tulsa County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Knox County Tennessee | 1 | $ 725,000 | $ 725,000 | $ 296,000 |
| Lewis County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 162,000 |
| Montgomery County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 66,000 |
| Austin County Texas | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| Comal County Texas | 1 | $ 1,565,000 | $ 1,565,000 | $ 587,000 |
| Comanche County Texas | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Erath County Texas | 1 | $ 135,000 | $ 135,000 | $ 147,000 |
| Fayette County Texas | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Guadalupe County Texas | 1 | $ 585,000 | $ 585,000 | $ 378,000 |
| Hansford County Texas | 1 | $ 225,000 | $ 225,000 | $ 136,000 |
| Henderson County Texas | 1 | $ 895,000 | $ 895,000 | $ 0 |
| Hockley County Texas | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| Hopkins County Texas | 1 | $ 225,000 | $ 225,000 | $ 174,000 |
| Knox County Texas | 1 | $ 135,000 | $ 135,000 | $ 89,000 |
| Lamar County Texas | 1 | $ 75,000 | $ 75,000 | $ 97,000 |
| Liberty County Texas | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Lubbock County Texas | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Midland County Texas | 1 | $ 295,000 | $ 295,000 | $ 166,000 |
| Nacogdoches County Texas | 1 | $ 215,000 | $ 215,000 | $ 49,000 |
| Nueces County Texas | 1 | $ 2,095,000 | $ 2,095,000 | $ 1,585,000 |
| Orange County Texas | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Palo Pinto County Texas | 1 | $ 25,000 | $ 25,000 | $ 77,000 |
| Polk County Texas | 1 | $ 655,000 | $ 655,000 | $ 1,472,000 |
| Randall County Texas | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Smith County Texas | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Victoria County Texas | 1 | $ 245,000 | $ 245,000 | $ 68,000 |
| Washington County Texas | 1 | $ 285,000 | $ 285,000 | $ 105,000 |
| Wharton County Texas | 1 | $ 325,000 | $ 325,000 | $ 265,000 |
| Summit County Utah | 1 | $ 475,000 | $ 475,000 | $ 0 |
| King County Washington | 1 | $ 655,000 | $ 655,000 | $ 379,000 |
| Milwaukee County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 198,000 |
| Shawano County Wisconsin | 1 | $ 865,000 | $ 865,000 | $ 0 |
| Laramie County Wyoming | 1 | $ 235,000 | $ 235,000 | $ 47,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Independent Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,193 | $723,695,000 | $606,000 | $31,605,000 | $223,000 | $9,391,000 |
| Other Purpose | 137 | $18,145,000 | $132,000 | $765,000 | $130,000 | $660,000 |
| Home Improvement | 82 | $12,000,000 | $146,000 | $895,000 | $176,000 | $786,000 |
| Cash-out Refinancing | 66 | $21,170,000 | $320,000 | $1,445,000 | $152,000 | $1,229,000 |
| Refinancing | 54 | $37,700,000 | $698,000 | $19,005,000 | $167,000 | $816,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 652 | $274,330,000 | $420,000 | $10,885,000 | $269,000 | $9,391,000 |
| Hispanic | 423 | $124,165,000 | $293,000 | $1,725,000 | $113,000 | $1,405,000 |
| Not applicable | 196 | $304,990,000 | $1,556,000 | $31,605,000 | $0 | $0 |
| Not Provided | 119 | $53,345,000 | $448,000 | $4,655,000 | $210,000 | $2,670,000 |
| Asian | 83 | $38,185,000 | $460,000 | $2,855,000 | $237,000 | $1,594,000 |
| Black or African American | 51 | $15,705,000 | $307,000 | $995,000 | $145,000 | $381,000 |
| American Indian or Alaskan Native | 6 | $1,760,000 | $293,000 | $685,000 | $129,000 | $226,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $205,000 | $205,000 | $205,000 | $222,000 | $222,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,289 | $735,895,000 | $570,000 | $31,605,000 | $230,000 | $9,391,000 |
| FHA-insured (Federal Housing Administration) | 212 | $65,400,000 | $308,000 | $575,000 | $94,000 | $226,000 |
| VA-guaranteed (Veterans Administration) | 28 | $11,060,000 | $395,000 | $995,000 | $175,000 | $1,838,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $355,000 | $118,000 | $185,000 | $78,000 | $97,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,102 | $637,950,000 | $578,000 | $31,605,000 | $225,000 | $9,391,000 |
| Application Denied By Financial Institution | 198 | $61,930,000 | $312,000 | $19,005,000 | $116,000 | $535,000 |
| Application Withdrawn By Applicant | 180 | $82,130,000 | $456,000 | $5,515,000 | $191,000 | $2,181,000 |
| File Closed For Incompleteness | 24 | $14,860,000 | $619,000 | $6,195,000 | $324,000 | $3,079,000 |
| Application Approved But Not Accepted | 15 | $12,295,000 | $819,000 | $2,805,000 | $354,000 | $910,000 |
| Loan Purchased By The Institution | 13 | $3,545,000 | $272,000 | $415,000 | $59,000 | $101,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,334 | $750,780,000 | $562,000 | $31,605,000 | $222,000 | $9,391,000 |
| Debt-To-Income Ratio | 100 | $44,660,000 | $446,000 | $19,005,000 | $100,000 | $535,000 |
| Credit History | 34 | $6,030,000 | $177,000 | $555,000 | $125,000 | $288,000 |
| Collateral | 25 | $5,065,000 | $202,000 | $845,000 | $163,000 | $455,000 |
| Other | 17 | $2,385,000 | $140,000 | $385,000 | $144,000 | $375,000 |
| Employment History | 9 | $1,455,000 | $161,000 | $505,000 | $133,000 | $332,000 |
| Unverifiable Information | 5 | $1,265,000 | $253,000 | $295,000 | $76,000 | $93,000 |
| Credit Application Incomplete | 4 | $210,000 | $52,000 | $95,000 | $103,000 | $216,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $860,000 | $215,000 | $415,000 | $72,000 | $132,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.