Independent Bank
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for Independent Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Independent Bank
1600 Redbud Blvd
Mckinney, TX 75069
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,651
Total Mortgage Loan Application Amount $1,942,365,000
Average Mortgage Loan Application Amount $396,500
Highest Mortgage Loan Application Amount $51,255,000
Average Applicant Income $159,833
Highest Applicant Income $6,940,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Independent Bank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris County Texas 339 $ 282,305,000 $ 832,000 $ 171,000
Travis County Texas 276 $ 241,170,000 $ 873,000 $ 419,000
Denton County Texas 235 $ 88,415,000 $ 376,000 $ 171,000
Dallas County Texas 219 $ 207,005,000 $ 945,000 $ 210,000
Collin County Texas 200 $ 77,170,000 $ 385,000 $ 172,000
Grayson County Texas 128 $ 30,930,000 $ 241,000 $ 175,000
Tarrant County Texas 99 $ 55,175,000 $ 557,000 $ 160,000
Weld County Colorado 62 $ 73,380,000 $ 1,183,000 $ 164,000
El Paso County Colorado 57 $ 26,695,000 $ 468,000 $ 139,000
Williamson County Texas 56 $ 25,660,000 $ 458,000 $ 231,000
McLennan County Texas 53 $ 18,685,000 $ 352,000 $ 160,000
Larimer County Colorado 52 $ 32,720,000 $ 629,000 $ 196,000
Fort Bend County Texas 48 $ 15,350,000 $ 319,000 $ 145,000
Montgomery County Texas 46 $ 15,790,000 $ 343,000 $ 191,000
Denver County Colorado 42 $ 35,090,000 $ 835,000 $ 338,000
Hunt County Texas 41 $ 11,775,000 $ 287,000 $ 126,000
St. Louis County Missouri 39 $ 2,105,000 $ 53,000 $ 0
Hays County Texas 38 $ 29,670,000 $ 780,000 $ 494,000
Rockwall County Texas 33 $ 12,515,000 $ 379,000 $ 201,000
Kaufman County Texas 26 $ 19,280,000 $ 741,000 $ 141,000
Adams County Colorado 25 $ 14,735,000 $ 589,000 $ 98,000
Arapahoe County Colorado 24 $ 24,730,000 $ 1,030,000 $ 198,000
Cooke County Texas 23 $ 9,185,000 $ 399,000 $ 188,000
Jackson County Missouri 21 $ 2,415,000 $ 115,000 $ 0
Johnson County Texas 20 $ 5,110,000 $ 255,000 $ 278,000
Fannin County Texas 19 $ 4,605,000 $ 242,000 $ 146,000
Jefferson County Colorado 15 $ 9,135,000 $ 609,000 $ 195,000
Bell County Texas 15 $ 2,895,000 $ 193,000 $ 110,000
Boulder County Colorado 14 $ 11,420,000 $ 815,000 $ 373,000
Ellis County Texas 14 $ 42,720,000 $ 3,051,000 $ 142,000
Galveston County Texas 14 $ 9,150,000 $ 653,000 $ 285,000
Bexar County Texas 13 $ 56,595,000 $ 4,353,000 $ 589,000
Douglas County Colorado 12 $ 3,970,000 $ 330,000 $ 112,000
Brazos County Texas 12 $ 31,670,000 $ 2,639,000 $ 386,000
Logan County Colorado 10 $ 2,150,000 $ 215,000 $ 89,000
Burnet County Texas 10 $ 8,460,000 $ 846,000 $ 409,000
Bastrop County Texas 9 $ 3,175,000 $ 352,000 $ 159,000
Parker County Texas 9 $ 2,565,000 $ 285,000 $ 105,000
Llano County Texas 8 $ 4,630,000 $ 578,000 $ 284,000
Comal County Texas 7 $ 3,345,000 $ 477,000 $ 187,000
Waller County Texas 7 $ 6,495,000 $ 927,000 $ 327,000
Baldwin County Alabama 6 $ 2,090,000 $ 348,000 $ 116,000
Maricopa County Arizona 6 $ 45,640,000 $ 7,606,000 $ 388,000
Brazoria County Texas 6 $ 1,540,000 $ 256,000 $ 166,000
Eagle County Colorado 5 $ 6,245,000 $ 1,249,000 $ 244,000
Pueblo County Colorado 5 $ 915,000 $ 183,000 $ 69,000
Oklahoma County Oklahoma 5 $ 625,000 $ 125,000 $ 160,000
Gillespie County Texas 5 $ 4,055,000 $ 811,000 $ 161,000
Hidalgo County Texas 5 $ 6,185,000 $ 1,237,000 $ 126,000
Harrison County Mississippi 4 $ 810,000 $ 202,000 $ 0
Aransas County Texas 4 $ 2,150,000 $ 537,000 $ 402,000
Hood County Texas 4 $ 990,000 $ 247,000 $ 122,000
Wise County Texas 4 $ 3,960,000 $ 990,000 $ 197,000
St. Joseph County Indiana 3 $ 195,000 $ 65,000 $ 57,000
Barnstable County Massachusetts 3 $ 2,225,000 $ 741,000 $ 385,000
Wayne County Michigan 3 $ 225,000 $ 75,000 $ 411,000
Lucas County Ohio 3 $ 185,000 $ 61,000 $ 0
Bryan County Oklahoma 3 $ 415,000 $ 138,000 $ 67,000
Blanco County Texas 3 $ 3,425,000 $ 1,141,000 $ 0
El Paso County Texas 3 $ 1,115,000 $ 371,000 $ 96,000
Hill County Texas 3 $ 6,365,000 $ 2,121,000 $ 132,000
Wichita County Texas 3 $ 635,000 $ 211,000 $ 176,000
Tuscaloosa County Alabama 2 $ 460,000 $ 230,000 $ 170,000
Pima County Arizona 2 $ 3,210,000 $ 1,605,000 $ 0
Broomfield County Colorado 2 $ 890,000 $ 445,000 $ 102,000
Routt County Colorado 2 $ 820,000 $ 410,000 $ 148,000
San Miguel County Colorado 2 $ 5,560,000 $ 2,780,000 $ 0
Collier County Florida 2 $ 4,370,000 $ 2,185,000 $ 0
LaPorte County Indiana 2 $ 230,000 $ 115,000 $ 60,000
Clay County Missouri 2 $ 510,000 $ 255,000 $ 0
Bernalillo County New Mexico 2 $ 11,460,000 $ 5,730,000 $ 0
Sandoval County New Mexico 2 $ 570,000 $ 285,000 $ 84,000
Santa Fe County New Mexico 2 $ 51,500,000 $ 25,750,000 $ 126,000
Cuyahoga County Ohio 2 $ 160,000 $ 80,000 $ 420,000
Canadian County Oklahoma 2 $ 660,000 $ 330,000 $ 165,000
McCurtain County Oklahoma 2 $ 1,400,000 $ 700,000 $ 277,000
Tulsa County Oklahoma 2 $ 750,000 $ 375,000 $ 1,811,000
Greenville County South Carolina 2 $ 5,420,000 $ 2,710,000 $ 0
Austin County Texas 2 $ 1,250,000 $ 625,000 $ 206,000
Bosque County Texas 2 $ 1,260,000 $ 630,000 $ 267,000
Caldwell County Texas 2 $ 730,000 $ 365,000 $ 141,000
Chambers County Texas 2 $ 660,000 $ 330,000 $ 130,000
Erath County Texas 2 $ 3,770,000 $ 1,885,000 $ 0
Fayette County Texas 2 $ 6,020,000 $ 3,010,000 $ 0
Guadalupe County Texas 2 $ 1,320,000 $ 660,000 $ 371,000
Jefferson County Texas 2 $ 280,000 $ 140,000 $ 78,000
Montague County Texas 2 $ 3,230,000 $ 1,615,000 $ 60,000
Nueces County Texas 2 $ 750,000 $ 375,000 $ 57,000
San Patricio County Texas 2 $ 260,000 $ 130,000 $ 97,000
Taylor County Texas 2 $ 350,000 $ 175,000 $ 51,000
Wharton County Texas 2 $ 680,000 $ 340,000 $ 111,000
Young County Texas 2 $ 600,000 $ 300,000 $ 133,000
Albany County Wyoming 2 $ 4,960,000 $ 2,480,000 $ 0
Madison County Alabama 1 $ 245,000 $ 245,000 $ 95,000
Garland County Arkansas 1 $ 225,000 $ 225,000 $ 300,000
Washington County Arkansas 1 $ 245,000 $ 245,000 $ 60,000
Butte County California 1 $ 765,000 $ 765,000 $ 0
Los Angeles County California 1 $ 3,225,000 $ 3,225,000 $ 0
Tuolumne County California 1 $ 315,000 $ 315,000 $ 149,000
Chaffee County Colorado 1 $ 705,000 $ 705,000 $ 150,000
Delta County Colorado 1 $ 125,000 $ 125,000 $ 0
Elbert County Colorado 1 $ 405,000 $ 405,000 $ 87,000
Grand County Colorado 1 $ 1,155,000 $ 1,155,000 $ 944,000
Gunnison County Colorado 1 $ 1,525,000 $ 1,525,000 $ 522,000
Hinsdale County Colorado 1 $ 3,175,000 $ 3,175,000 $ 880,000
Kit Carson County Colorado 1 $ 325,000 $ 325,000 $ 63,000
La Plata County Colorado 1 $ 2,005,000 $ 2,005,000 $ 1,072,000
Las Animas County Colorado 1 $ 155,000 $ 155,000 $ 85,000
Montrose County Colorado 1 $ 295,000 $ 295,000 $ 0
Phillips County Colorado 1 $ 225,000 $ 225,000 $ 118,000
Pitkin County Colorado 1 $ 3,005,000 $ 3,005,000 $ 0
Sedgwick County Colorado 1 $ 135,000 $ 135,000 $ 55,000
Litchfield County Connecticut 1 $ 1,505,000 $ 1,505,000 $ 650,000
Alachua County Florida 1 $ 385,000 $ 385,000 $ 575,000
Brevard County Florida 1 $ 925,000 $ 925,000 $ 360,000
Lee County Florida 1 $ 195,000 $ 195,000 $ 38,000
Monroe County Florida 1 $ 705,000 $ 705,000 $ 0
Nassau County Florida 1 $ 625,000 $ 625,000 $ 690,000
Okaloosa County Florida 1 $ 625,000 $ 625,000 $ 170,000
Palm Beach County Florida 1 $ 225,000 $ 225,000 $ 59,000
Sarasota County Florida 1 $ 115,000 $ 115,000 $ 43,000
Volusia County Florida 1 $ 435,000 $ 435,000 $ 0
Walton County Florida 1 $ 305,000 $ 305,000 $ 119,000
Carroll County Georgia 1 $ 10,325,000 $ 10,325,000 $ 0
Clayton County Georgia 1 $ 365,000 $ 365,000 $ 146,000
Columbia County Georgia 1 $ 345,000 $ 345,000 $ 138,000
Fannin County Georgia 1 $ 385,000 $ 385,000 $ 122,000
Maui County Hawaii 1 $ 1,405,000 $ 1,405,000 $ 482,000
Black Hawk County Iowa 1 $ 75,000 $ 75,000 $ 133,000
Wyandotte County Kansas 1 $ 105,000 $ 105,000 $ 0
Sagadahoc County Maine 1 $ 665,000 $ 665,000 $ 0
Oakland County Michigan 1 $ 165,000 $ 165,000 $ 393,000
Pike County Mississippi 1 $ 125,000 $ 125,000 $ 235,000
Clinton County Missouri 1 $ 185,000 $ 185,000 $ 0
Dallas County Missouri 1 $ 175,000 $ 175,000 $ 53,000
Flathead County Montana 1 $ 5,175,000 $ 5,175,000 $ 0
Lewis and Clark County Montana 1 $ 1,895,000 $ 1,895,000 $ 0
Dodge County Nebraska 1 $ 895,000 $ 895,000 $ 0
Douglas County Nebraska 1 $ 3,625,000 $ 3,625,000 $ 0
Lincoln County Nebraska 1 $ 955,000 $ 955,000 $ 0
Colfax County New Mexico 1 $ 365,000 $ 365,000 $ 0
Lincoln County New Mexico 1 $ 475,000 $ 475,000 $ 321,000
Taos County New Mexico 1 $ 785,000 $ 785,000 $ 0
Iredell County North Carolina 1 $ 355,000 $ 355,000 $ 180,000
Madison County North Carolina 1 $ 885,000 $ 885,000 $ 0
Transylvania County North Carolina 1 $ 565,000 $ 565,000 $ 650,000
Wake County North Carolina 1 $ 24,945,000 $ 24,945,000 $ 0
Franklin County Ohio 1 $ 4,255,000 $ 4,255,000 $ 0
Portage County Ohio 1 $ 105,000 $ 105,000 $ 103,000
Washington County Ohio 1 $ 265,000 $ 265,000 $ 95,000
Payne County Oklahoma 1 $ 295,000 $ 295,000 $ 122,000
Stephens County Oklahoma 1 $ 315,000 $ 315,000 $ 26,000
Anderson County South Carolina 1 $ 1,295,000 $ 1,295,000 $ 0
Beaufort County South Carolina 1 $ 695,000 $ 695,000 $ 0
Dorchester County South Carolina 1 $ 15,405,000 $ 15,405,000 $ 0
Oconee County South Carolina 1 $ 1,005,000 $ 1,005,000 $ 1,132,000
Hughes County South Dakota 1 $ 65,000 $ 65,000 $ 137,000
Minnehaha County South Dakota 1 $ 1,615,000 $ 1,615,000 $ 0
Davidson County Tennessee 1 $ 625,000 $ 625,000 $ 222,000
Lawrence County Tennessee 1 $ 225,000 $ 225,000 $ 40,000
Anderson County Texas 1 $ 145,000 $ 145,000 $ 168,000
Bee County Texas 1 $ 175,000 $ 175,000 $ 448,000
Cameron County Texas 1 $ 95,000 $ 95,000 $ 88,000
Colorado County Texas 1 $ 245,000 $ 245,000 $ 110,000
Comanche County Texas 1 $ 35,000 $ 35,000 $ 36,000
Ector County Texas 1 $ 75,000 $ 75,000 $ 317,000
Franklin County Texas 1 $ 475,000 $ 475,000 $ 274,000
Freestone County Texas 1 $ 95,000 $ 95,000 $ 0
Gregg County Texas 1 $ 155,000 $ 155,000 $ 60,000
Harrison County Texas 1 $ 16,625,000 $ 16,625,000 $ 0
Henderson County Texas 1 $ 335,000 $ 335,000 $ 201,000
Kendall County Texas 1 $ 935,000 $ 935,000 $ 156,000
Kerr County Texas 1 $ 365,000 $ 365,000 $ 384,000
Liberty County Texas 1 $ 335,000 $ 335,000 $ 111,000
Limestone County Texas 1 $ 85,000 $ 85,000 $ 38,000
Lubbock County Texas 1 $ 205,000 $ 205,000 $ 0
Matagorda County Texas 1 $ 135,000 $ 135,000 $ 254,000
Midland County Texas 1 $ 205,000 $ 205,000 $ 134,000
Navarro County Texas 1 $ 1,395,000 $ 1,395,000 $ 478,000
Orange County Texas 1 $ 465,000 $ 465,000 $ 213,000
Palo Pinto County Texas 1 $ 195,000 $ 195,000 $ 162,000
Panola County Texas 1 $ 245,000 $ 245,000 $ 88,000
Polk County Texas 1 $ 185,000 $ 185,000 $ 1,302,000
Potter County Texas 1 $ 3,795,000 $ 3,795,000 $ 0
Randall County Texas 1 $ 185,000 $ 185,000 $ 0
Red River County Texas 1 $ 455,000 $ 455,000 $ 154,000
Smith County Texas 1 $ 11,985,000 $ 11,985,000 $ 0
Tom Green County Texas 1 $ 685,000 $ 685,000 $ 0
Upshur County Texas 1 $ 645,000 $ 645,000 $ 219,000
Walker County Texas 1 $ 1,925,000 $ 1,925,000 $ 0
Webb County Texas 1 $ 265,000 $ 265,000 $ 86,000
Salt Lake County Utah 1 $ 415,000 $ 415,000 $ 286,000
Bennington County Vermont 1 $ 1,305,000 $ 1,305,000 $ 2,357,000
Washington County Vermont 1 $ 135,000 $ 135,000 $ 60,000
Bedford County Virginia 1 $ 3,035,000 $ 3,035,000 $ 0
Culpeper County Virginia 1 $ 2,065,000 $ 2,065,000 $ 0
Fairfax County Virginia 1 $ 855,000 $ 855,000 $ 188,000
Fauquier County Virginia 1 $ 3,605,000 $ 3,605,000 $ 0
Louisa County Virginia 1 $ 3,075,000 $ 3,075,000 $ 0
Montgomery County Virginia 1 $ 2,135,000 $ 2,135,000 $ 0
Petersburg County Virginia 1 $ 3,785,000 $ 3,785,000 $ 0
King County Washington 1 $ 925,000 $ 925,000 $ 599,000
Jefferson County Wisconsin 1 $ 3,185,000 $ 3,185,000 $ 0
Walworth County Wisconsin 1 $ 635,000 $ 635,000 $ 0
Sheridan County Wyoming 1 $ 235,000 $ 235,000 $ 118,000
Teton County Wyoming 1 $ 4,005,000 $ 4,005,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Independent Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,990 $1,638,650,000 $823,000 $51,255,000 $231,000 $6,940,000
Cash-out Refinancing 270 $167,430,000 $620,000 $16,005,000 $141,000 $858,000
Refinancing 220 $104,320,000 $474,000 $4,105,000 $225,000 $2,963,000
Other Purpose 97 $15,235,000 $157,000 $1,395,000 $155,000 $1,556,000
Home Improvement 72 $16,580,000 $230,000 $3,225,000 $188,000 $1,208,000
Not Applicable 2 $150,000 $75,000 $95,000 $19,000 $19,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,031 $534,575,000 $518,000 $22,505,000 $262,000 $6,940,000
Not applicable 580 $1,016,710,000 $1,752,000 $51,255,000 $0 $0
Hispanic 572 $174,760,000 $305,000 $4,135,000 $123,000 $1,681,000
Not Provided 247 $115,525,000 $467,000 $2,975,000 $239,000 $2,998,000
Asian 109 $58,415,000 $535,000 $4,105,000 $268,000 $1,441,000
Black or African American 85 $27,035,000 $318,000 $1,125,000 $130,000 $669,000
American Indian or Alaskan Native 15 $7,165,000 $477,000 $1,665,000 $257,000 $1,811,000
Native Hawaiian or Other Pacific Islander 1 $585,000 $585,000 $585,000 $83,000 $83,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,424 $1,870,210,000 $771,000 $51,255,000 $230,000 $6,940,000
FHA-insured (Federal Housing Administration) 188 $57,000,000 $303,000 $555,000 $94,000 $1,154,000
VA-guaranteed (Veterans Administration) 36 $14,470,000 $401,000 $1,405,000 $128,000 $404,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $685,000 $228,000 $325,000 $68,000 $94,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,971 $1,632,585,000 $828,000 $51,255,000 $227,000 $6,940,000
Application Withdrawn By Applicant 246 $108,010,000 $439,000 $4,105,000 $192,000 $2,998,000
Application Denied By Financial Institution 242 $90,650,000 $374,000 $7,665,000 $151,000 $1,979,000
Loan Purchased By The Institution 83 $65,695,000 $791,000 $2,485,000 $321,000 $1,120,000
File Closed For Incompleteness 70 $25,360,000 $362,000 $1,005,000 $171,000 $1,418,000
Application Approved But Not Accepted 39 $20,065,000 $514,000 $2,945,000 $170,000 $1,176,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,409 $1,851,715,000 $768,000 $51,255,000 $224,000 $6,940,000
Debt-To-Income Ratio 116 $40,250,000 $346,000 $2,845,000 $103,000 $785,000
Credit History 38 $8,400,000 $221,000 $865,000 $147,000 $1,298,000
Collateral 37 $14,225,000 $384,000 $1,605,000 $212,000 $1,556,000
Unverifiable Information 24 $7,420,000 $309,000 $1,195,000 $135,000 $399,000
Other 16 $15,750,000 $984,000 $7,665,000 $300,000 $1,154,000
Employment History 5 $1,065,000 $213,000 $655,000 $185,000 $429,000
Insufficient Cash (Downpayment, Closing Cost) 3 $1,005,000 $335,000 $365,000 $103,000 $160,000
Credit Application Incomplete 3 $2,535,000 $845,000 $2,405,000 $798,000 $1,979,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.

Download the Texas Lender List