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- Data Updated through 2023
Independent Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Independent Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Independent Bank 1600 Redbud Blvd Mckinney, TX 75069 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,376 |
| Total Mortgage Loan Application Amount | $778,385,000 |
| Average Mortgage Loan Application Amount | $275,333 |
| Highest Mortgage Loan Application Amount | $20,680,000 |
| Average Applicant Income | $162,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Independent Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Independent Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Independent Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Independent Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Independent Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Independent Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Adams County Colorado | 1 | $ 224,000 | $ 224,000 | $ 85,000 |
| Anchorage County Alaska | 1 | $ 334,000 | $ 334,000 | $ 85,000 |
| Aransas County Texas | 3 | $ 791,000 | $ 263,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 542,000 | $ 542,000 | $ 150,000 |
| Archuleta County Colorado | 2 | $ 233,000 | $ 116,000 | $ 91,000 |
| Baldwin County Alabama | 2 | $ 444,000 | $ 222,000 | $ 232,000 |
| Bastrop County Texas | 4 | $ 1,106,000 | $ 276,000 | $ 71,000 |
| Bay County Florida | 1 | $ 1,035,000 | $ 1,035,000 | $ 0 |
| Baylor County Texas | 2 | $ 172,000 | $ 86,000 | $ 56,000 |
| Beaufort County South Carolina | 1 | $ 465,000 | $ 465,000 | $ 782,000 |
| Bell County Texas | 7 | $ 700,000 | $ 100,000 | $ 111,000 |
| Bernalillo County New Mexico | 1 | $ 120,000 | $ 120,000 | $ 105,000 |
| Bexar County Texas | 13 | $ 3,036,000 | $ 233,000 | $ 115,000 |
| Blanco County Texas | 2 | $ 523,000 | $ 261,000 | $ 125,000 |
| Bosque County Texas | 1 | $ 376,000 | $ 376,000 | $ 677,000 |
| Boulder County Colorado | 2 | $ 378,000 | $ 189,000 | $ 64,000 |
| Box Butte County Nebraska | 1 | $ 109,000 | $ 109,000 | $ 60,000 |
| Bradford County Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 195,000 |
| Brazoria County Texas | 11 | $ 6,868,000 | $ 624,000 | $ 71,000 |
| Brazos County Texas | 3 | $ 413,000 | $ 137,000 | $ 147,000 |
| Broward County Florida | 3 | $ 693,000 | $ 231,000 | $ 91,000 |
| Burnet County Texas | 6 | $ 1,910,000 | $ 318,000 | $ 104,000 |
| Caddo County Louisiana | 1 | $ 168,000 | $ 168,000 | $ 54,000 |
| Calcasieu County Louisiana | 2 | $ 178,000 | $ 89,000 | $ 381,000 |
| Camp County Texas | 1 | $ 114,000 | $ 114,000 | $ 46,000 |
| Canadian County Oklahoma | 1 | $ 270,000 | $ 270,000 | $ 68,000 |
| Carbon County Montana | 1 | $ 599,000 | $ 599,000 | $ 788,000 |
| Chaffee County Colorado | 1 | $ 278,000 | $ 278,000 | $ 116,000 |
| Cheyenne County Nebraska | 1 | $ 101,000 | $ 101,000 | $ 61,000 |
| Citrus County Florida | 1 | $ 238,000 | $ 238,000 | $ 106,000 |
| Clay County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 62,000 |
| Cleveland County Oklahoma | 1 | $ 367,000 | $ 367,000 | $ 198,000 |
| Coconino County Arizona | 1 | $ 280,000 | $ 280,000 | $ 121,000 |
| Collin County Texas | 221 | $ 68,671,000 | $ 310,000 | $ 190,000 |
| Comal County Texas | 3 | $ 963,000 | $ 321,000 | $ 226,000 |
| Cooke County Texas | 28 | $ 5,922,000 | $ 211,000 | $ 142,000 |
| Dade County Georgia | 1 | $ 54,000 | $ 54,000 | $ 78,000 |
| Dallas County Texas | 263 | $ 117,675,000 | $ 447,000 | $ 158,000 |
| Davidson County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Denton County Texas | 338 | $ 79,882,000 | $ 236,000 | $ 115,000 |
| Denver County Colorado | 4 | $ 1,449,000 | $ 362,000 | $ 82,000 |
| Douglas County Colorado | 2 | $ 977,000 | $ 488,000 | $ 70,000 |
| Douglas County Georgia | 2 | $ 456,000 | $ 228,000 | $ 68,000 |
| Douglas County Kansas | 3 | $ 3,125,000 | $ 1,041,000 | $ 0 |
| Eagle County Colorado | 2 | $ 1,232,000 | $ 616,000 | $ 2,578,000 |
| East Baton Rouge County Louisiana | 1 | $ 260,000 | $ 260,000 | $ 102,000 |
| Ector County Texas | 2 | $ 311,000 | $ 155,000 | $ 47,000 |
| El Paso County Colorado | 10 | $ 1,828,000 | $ 182,000 | $ 113,000 |
| El Paso County Texas | 2 | $ 485,000 | $ 242,000 | $ 146,000 |
| Ellis County Texas | 18 | $ 4,290,000 | $ 238,000 | $ 126,000 |
| Erath County Texas | 2 | $ 573,000 | $ 286,000 | $ 148,000 |
| Fannin County Texas | 6 | $ 1,043,000 | $ 173,000 | $ 132,000 |
| Fort Bend County Texas | 16 | $ 3,363,000 | $ 210,000 | $ 131,000 |
| Franklin County Texas | 2 | $ 467,000 | $ 233,000 | $ 175,000 |
| Galveston County Texas | 14 | $ 3,667,000 | $ 261,000 | $ 239,000 |
| Garden County Nebraska | 1 | $ 26,000 | $ 26,000 | $ 22,000 |
| Garland County Arkansas | 3 | $ 710,000 | $ 236,000 | $ 279,000 |
| Gillespie County Texas | 3 | $ 2,811,000 | $ 937,000 | $ 473,000 |
| Glynn County Georgia | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Grand County Colorado | 1 | $ 424,000 | $ 424,000 | $ 133,000 |
| Grayson County Texas | 161 | $ 24,372,000 | $ 151,000 | $ 84,000 |
| Guadalupe County Texas | 1 | $ 108,000 | $ 108,000 | $ 23,000 |
| Hamilton County Ohio | 1 | $ 294,000 | $ 294,000 | $ 375,000 |
| Harris County Texas | 127 | $ 72,549,000 | $ 571,000 | $ 300,000 |
| Hawaii County Hawaii | 1 | $ 214,000 | $ 214,000 | $ 1,364,000 |
| Hays County Texas | 35 | $ 9,310,000 | $ 266,000 | $ 140,000 |
| Henderson County Texas | 6 | $ 1,297,000 | $ 216,000 | $ 114,000 |
| Hidalgo County Texas | 37 | $ 6,651,000 | $ 179,000 | $ 70,000 |
| Hill County Texas | 4 | $ 741,000 | $ 185,000 | $ 84,000 |
| Hinds County Mississippi | 1 | $ 28,000 | $ 28,000 | $ 105,000 |
| Hood County Texas | 38 | $ 6,865,000 | $ 180,000 | $ 112,000 |
| Hopkins County Texas | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Hunt County Texas | 22 | $ 4,909,000 | $ 223,000 | $ 116,000 |
| Jefferson County Colorado | 3 | $ 1,111,000 | $ 370,000 | $ 81,000 |
| Jefferson County Texas | 2 | $ 77,000 | $ 38,000 | $ 0 |
| Johnson County Texas | 28 | $ 7,558,000 | $ 269,000 | $ 162,000 |
| Kaufman County Texas | 51 | $ 12,678,000 | $ 248,000 | $ 94,000 |
| Kennebec County Maine | 1 | $ 355,000 | $ 355,000 | $ 78,000 |
| La Plata County Colorado | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Lafayette County Mississippi | 1 | $ 188,000 | $ 188,000 | $ 214,000 |
| Larimer County Colorado | 3 | $ 566,000 | $ 188,000 | $ 112,000 |
| Lee County Texas | 1 | $ 240,000 | $ 240,000 | $ 91,000 |
| Liberty County Texas | 2 | $ 480,000 | $ 240,000 | $ 151,000 |
| Llano County Texas | 3 | $ 619,000 | $ 206,000 | $ 97,000 |
| Logan County Colorado | 28 | $ 4,207,000 | $ 150,000 | $ 64,000 |
| Lubbock County Texas | 6 | $ 32,274,000 | $ 5,379,000 | $ 60,000 |
| Madison County Alabama | 1 | $ 195,000 | $ 195,000 | $ 124,000 |
| Madison County Illinois | 2 | $ 178,000 | $ 89,000 | $ 1,277,000 |
| Madison County Indiana | 1 | $ 71,000 | $ 71,000 | $ 95,000 |
| Maricopa County Arizona | 2 | $ 12,358,000 | $ 6,179,000 | $ 31,000 |
| Marshall County Oklahoma | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Matagorda County Texas | 1 | $ 1,050,000 | $ 1,050,000 | $ 0 |
| McCurtain County Oklahoma | 3 | $ 786,000 | $ 262,000 | $ 295,000 |
| McLennan County Texas | 69 | $ 28,070,000 | $ 406,000 | $ 112,000 |
| Midland County Texas | 2 | $ 1,306,000 | $ 653,000 | $ 177,000 |
| Monroe County Florida | 1 | $ 450,000 | $ 450,000 | $ 298,000 |
| Montague County Texas | 3 | $ 291,000 | $ 97,000 | $ 76,000 |
| Montgomery County Arkansas | 1 | $ 116,000 | $ 116,000 | $ 78,000 |
| Montgomery County Texas | 17 | $ 7,971,000 | $ 468,000 | $ 198,000 |
| Morgan County Colorado | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Nueces County Texas | 2 | $ 353,000 | $ 176,000 | $ 53,000 |
| Oklahoma County Oklahoma | 1 | $ 190,000 | $ 190,000 | $ 129,000 |
| Orange County California | 1 | $ 948,000 | $ 948,000 | $ 419,000 |
| Orange County Florida | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Orange County Texas | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 92,000 | $ 92,000 | $ 39,000 |
| Palo Pinto County Texas | 1 | $ 124,000 | $ 124,000 | $ 128,000 |
| Parker County Texas | 10 | $ 3,024,000 | $ 302,000 | $ 154,000 |
| Pawnee County Kansas | 1 | $ 108,000 | $ 108,000 | $ 82,000 |
| Phillips County Colorado | 1 | $ 137,000 | $ 137,000 | $ 51,000 |
| Polk County Texas | 1 | $ 50,000 | $ 50,000 | $ 349,000 |
| Pushmataha County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 126,000 |
| Riverside County California | 1 | $ 220,000 | $ 220,000 | $ 533,000 |
| Rockwall County Texas | 66 | $ 20,250,000 | $ 306,000 | $ 109,000 |
| Routt County Colorado | 1 | $ 975,000 | $ 975,000 | $ 0 |
| San Miguel County Colorado | 1 | $ 1,600,000 | $ 1,600,000 | $ 0 |
| San Patricio County Texas | 1 | $ 361,000 | $ 361,000 | $ 246,000 |
| Shelby County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 220,000 |
| Smith County Texas | 2 | $ 84,000 | $ 42,000 | $ 321,000 |
| Somervell County Texas | 1 | $ 350,000 | $ 350,000 | $ 112,000 |
| Strafford County New Hampshire | 1 | $ 178,000 | $ 178,000 | $ 119,000 |
| Suffolk County New York | 1 | $ 200,000 | $ 200,000 | $ 144,000 |
| Sullivan County New York | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Taos County New Mexico | 1 | $ 347,000 | $ 347,000 | $ 108,000 |
| Tarrant County Texas | 179 | $ 49,634,000 | $ 277,000 | $ 107,000 |
| Taylor County Texas | 1 | $ 500,000 | $ 500,000 | $ 465,000 |
| Tom Green County Texas | 1 | $ 408,000 | $ 408,000 | $ 161,000 |
| Travis County Texas | 181 | $ 85,154,000 | $ 470,000 | $ 288,000 |
| Tulsa County Oklahoma | 1 | $ 375,000 | $ 375,000 | $ 255,000 |
| Van Zandt County Texas | 4 | $ 562,000 | $ 140,000 | $ 89,000 |
| Volusia County Florida | 1 | $ 128,000 | $ 128,000 | $ 40,000 |
| Walker County Texas | 3 | $ 756,000 | $ 252,000 | $ 142,000 |
| Waller County Texas | 5 | $ 4,946,000 | $ 989,000 | $ 1,233,000 |
| Washington County Colorado | 2 | $ 114,000 | $ 57,000 | $ 74,000 |
| Webb County Texas | 90 | $ 15,647,000 | $ 173,000 | $ 56,000 |
| Weld County Colorado | 22 | $ 4,351,000 | $ 197,000 | $ 230,000 |
| Wichita County Texas | 1 | $ 210,000 | $ 210,000 | $ 238,000 |
| Williamson County Tennessee | 1 | $ 452,000 | $ 452,000 | $ 120,000 |
| Williamson County Texas | 69 | $ 16,553,000 | $ 239,000 | $ 123,000 |
| Wise County Texas | 8 | $ 1,075,000 | $ 134,000 | $ 147,000 |
| Wood County Texas | 3 | $ 716,000 | $ 238,000 | $ 167,000 |
| Yuma County Colorado | 3 | $ 258,000 | $ 86,000 | $ 38,000 |
Mortgage Loan Application Detail Totals for Independent Bank in 2017
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,843 | $640,383,000 | $347,000 | $20,680,000 | $151,000 | $9,999,000 |
| Refinancing | 350 | $104,903,000 | $299,000 | $4,450,000 | $158,000 | $4,754,000 |
| Home Improvement | 183 | $33,099,000 | $180,000 | $2,400,000 | $179,000 | $3,795,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,284 | $366,888,000 | $285,000 | $3,550,000 | $199,000 | $9,999,000 |
| Hispanic | 379 | $77,399,000 | $204,000 | $1,600,000 | $97,000 | $2,683,000 |
| Not Provided | 280 | $65,472,000 | $233,000 | $1,120,000 | $125,000 | $1,303,000 |
| Not applicable | 276 | $212,690,000 | $770,000 | $20,680,000 | $0 | $0 |
| Asian | 76 | $27,636,000 | $363,000 | $3,075,000 | $257,000 | $2,336,000 |
| Black or African American | 68 | $19,778,000 | $290,000 | $1,200,000 | $232,000 | $2,895,000 |
| American Indian or Alaskan Native | 11 | $7,842,000 | $712,000 | $3,500,000 | $303,000 | $1,195,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $680,000 | $340,000 | $407,000 | $119,000 | $179,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,942 | $688,732,000 | $354,000 | $20,680,000 | $173,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 347 | $67,856,000 | $195,000 | $369,000 | $67,000 | $189,000 |
| VA-guaranteed (Veterans Administration) | 67 | $18,790,000 | $280,000 | $686,000 | $102,000 | $447,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 20 | $3,007,000 | $150,000 | $241,000 | $49,000 | $77,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,912 | $650,166,000 | $340,000 | $20,680,000 | $150,000 | $9,999,000 |
| Application Withdrawn By Applicant | 326 | $87,434,000 | $268,000 | $2,225,000 | $166,000 | $4,754,000 |
| Application Approved But Not Accepted | 73 | $24,857,000 | $340,000 | $2,958,000 | $232,000 | $2,336,000 |
| Application Denied By Financial Institution | 65 | $15,928,000 | $245,000 | $1,885,000 | $141,000 | $1,860,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 34 | $9,453,000 | $278,000 | $1,885,000 | $136,000 | $1,860,000 |
| Credit History | 15 | $3,357,000 | $223,000 | $1,000,000 | $182,000 | $1,118,000 |
| Collateral | 5 | $759,000 | $151,000 | $269,000 | $165,000 | $275,000 |
| Unverifiable Information | 4 | $722,000 | $180,000 | $204,000 | $77,000 | $120,000 |
| Other | 2 | $519,000 | $259,000 | $380,000 | $127,000 | $254,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $148,000 | $74,000 | $120,000 | $89,000 | $105,000 |
| Mortgage Insurance Denied | 1 | $240,000 | $240,000 | $240,000 | $85,000 | $85,000 |
| Credit Application Incomplete | 1 | $400,000 | $400,000 | $400,000 | $115,000 | $115,000 |
| Employment History | 1 | $330,000 | $330,000 | $330,000 | $76,000 | $76,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Independent Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Independent Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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