Idaho Central Credit Union
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage loan statistics, lending data, and loan application totals for Idaho.
The mortgage statistics and data below are specific to mortgage loan applications for Idaho Central Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Idaho Central Credit Union 4400 Central Way Chubbuck, ID 83201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 12,696 |
| Total Mortgage Loan Application Amount | $2,568,970,000 |
| Average Mortgage Loan Application Amount | $247,500 |
| Highest Mortgage Loan Application Amount | $4,155,000 |
| Average Applicant Income | $148,250 |
| Highest Applicant Income | $9,999,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in ID, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ada County Idaho | 4,240 | $ 915,690,000 | $ 215,000 | $ 155,000 |
| Canyon County Idaho | 1,904 | $ 312,990,000 | $ 164,000 | $ 112,000 |
| Kootenai County Idaho | 913 | $ 231,945,000 | $ 254,000 | $ 152,000 |
| Bonneville County Idaho | 844 | $ 161,020,000 | $ 190,000 | $ 136,000 |
| Bannock County Idaho | 760 | $ 131,840,000 | $ 173,000 | $ 126,000 |
| Twin Falls County Idaho | 682 | $ 106,430,000 | $ 156,000 | $ 105,000 |
| Bingham County Idaho | 361 | $ 59,665,000 | $ 165,000 | $ 147,000 |
| Spokane County Washington | 236 | $ 61,890,000 | $ 262,000 | $ 147,000 |
| Minidoka County Idaho | 195 | $ 30,325,000 | $ 155,000 | $ 88,000 |
| Jefferson County Idaho | 185 | $ 34,835,000 | $ 188,000 | $ 117,000 |
| Cassia County Idaho | 182 | $ 30,820,000 | $ 169,000 | $ 104,000 |
| Jerome County Idaho | 161 | $ 22,705,000 | $ 141,000 | $ 100,000 |
| Madison County Idaho | 151 | $ 37,585,000 | $ 248,000 | $ 140,000 |
| Gem County Idaho | 141 | $ 30,755,000 | $ 218,000 | $ 126,000 |
| Payette County Idaho | 140 | $ 22,410,000 | $ 160,000 | $ 109,000 |
| Boise County Idaho | 126 | $ 27,320,000 | $ 216,000 | $ 155,000 |
| Valley County Idaho | 124 | $ 61,590,000 | $ 496,000 | $ 353,000 |
| Nez Perce County Idaho | 106 | $ 15,610,000 | $ 147,000 | $ 101,000 |
| Latah County Idaho | 99 | $ 18,945,000 | $ 191,000 | $ 244,000 |
| Owyhee County Idaho | 86 | $ 15,140,000 | $ 176,000 | $ 126,000 |
| Bonner County Idaho | 80 | $ 26,300,000 | $ 328,000 | $ 207,000 |
| Elmore County Idaho | 78 | $ 11,900,000 | $ 152,000 | $ 145,000 |
| Gooding County Idaho | 70 | $ 12,270,000 | $ 175,000 | $ 93,000 |
| Teton County Idaho | 68 | $ 23,190,000 | $ 341,000 | $ 223,000 |
| Fremont County Idaho | 67 | $ 19,775,000 | $ 295,000 | $ 245,000 |
| Power County Idaho | 60 | $ 9,020,000 | $ 150,000 | $ 86,000 |
| Shoshone County Idaho | 58 | $ 12,760,000 | $ 220,000 | $ 171,000 |
| Blaine County Idaho | 47 | $ 14,315,000 | $ 304,000 | $ 192,000 |
| Washington County Idaho | 35 | $ 4,475,000 | $ 127,000 | $ 95,000 |
| Caribou County Idaho | 29 | $ 2,965,000 | $ 102,000 | $ 99,000 |
| Adams County Idaho | 25 | $ 6,405,000 | $ 256,000 | $ 138,000 |
| Clearwater County Idaho | 24 | $ 2,980,000 | $ 124,000 | $ 80,000 |
| Malheur County Oregon | 24 | $ 4,110,000 | $ 171,000 | $ 94,000 |
| Asotin County Washington | 22 | $ 2,560,000 | $ 116,000 | $ 141,000 |
| King County Washington | 22 | $ 4,880,000 | $ 221,000 | $ 270,000 |
| Idaho County Idaho | 21 | $ 3,875,000 | $ 184,000 | $ 77,000 |
| Pierce County Washington | 20 | $ 4,230,000 | $ 211,000 | $ 174,000 |
| Bear Lake County Idaho | 19 | $ 3,275,000 | $ 172,000 | $ 113,000 |
| Custer County Idaho | 16 | $ 3,670,000 | $ 229,000 | $ 148,000 |
| Snohomish County Washington | 16 | $ 3,650,000 | $ 228,000 | $ 229,000 |
| Whitman County Washington | 16 | $ 3,730,000 | $ 233,000 | $ 123,000 |
| Lincoln County Idaho | 15 | $ 2,275,000 | $ 151,000 | $ 101,000 |
| Benton County Washington | 12 | $ 3,190,000 | $ 265,000 | $ 168,000 |
| Lemhi County Idaho | 11 | $ 1,475,000 | $ 134,000 | $ 73,000 |
| Grant County Washington | 11 | $ 3,825,000 | $ 347,000 | $ 145,000 |
| Benewah County Idaho | 10 | $ 1,780,000 | $ 178,000 | $ 140,000 |
| Butte County Idaho | 9 | $ 1,475,000 | $ 163,000 | $ 110,000 |
| Franklin County Idaho | 9 | $ 2,555,000 | $ 283,000 | $ 135,000 |
| Boundary County Idaho | 8 | $ 2,020,000 | $ 252,000 | $ 144,000 |
| Stevens County Washington | 8 | $ 2,730,000 | $ 341,000 | $ 153,000 |
| Camas County Idaho | 7 | $ 935,000 | $ 133,000 | $ 99,000 |
| Kitsap County Washington | 7 | $ 1,605,000 | $ 229,000 | $ 233,000 |
| Chelan County Washington | 6 | $ 750,000 | $ 125,000 | $ 175,000 |
| Maricopa County Arizona | 5 | $ 1,485,000 | $ 297,000 | $ 198,000 |
| Yakima County Washington | 5 | $ 695,000 | $ 139,000 | $ 132,000 |
| Umatilla County Oregon | 4 | $ 1,290,000 | $ 322,000 | $ 81,000 |
| Utah County Utah | 4 | $ 880,000 | $ 220,000 | $ 90,000 |
| Clark County Washington | 4 | $ 430,000 | $ 107,000 | $ 138,000 |
| Thurston County Washington | 4 | $ 590,000 | $ 147,000 | $ 336,000 |
| Lincoln County Wyoming | 4 | $ 2,100,000 | $ 525,000 | $ 309,000 |
| Clark County Idaho | 3 | $ 325,000 | $ 108,000 | $ 75,000 |
| Oneida County Idaho | 3 | $ 405,000 | $ 135,000 | $ 56,000 |
| Union County Oregon | 3 | $ 475,000 | $ 158,000 | $ 162,000 |
| Franklin County Washington | 3 | $ 565,000 | $ 188,000 | $ 95,000 |
| Garfield County Washington | 3 | $ 1,385,000 | $ 461,000 | $ 132,000 |
| Pend Oreille County Washington | 3 | $ 985,000 | $ 328,000 | $ 123,000 |
| Pima County Arizona | 2 | $ 110,000 | $ 55,000 | $ 65,000 |
| Yavapai County Arizona | 2 | $ 610,000 | $ 305,000 | $ 133,000 |
| Hawaii County Hawaii | 2 | $ 110,000 | $ 55,000 | $ 39,000 |
| Lewis County Idaho | 2 | $ 190,000 | $ 95,000 | $ 33,000 |
| Clark County Nevada | 2 | $ 350,000 | $ 175,000 | $ 70,000 |
| Elko County Nevada | 2 | $ 130,000 | $ 65,000 | $ 77,000 |
| Clatsop County Oregon | 2 | $ 390,000 | $ 195,000 | $ 120,000 |
| Lane County Oregon | 2 | $ 770,000 | $ 385,000 | $ 151,000 |
| Linn County Oregon | 2 | $ 320,000 | $ 160,000 | $ 62,000 |
| Cache County Utah | 2 | $ 370,000 | $ 185,000 | $ 130,000 |
| Summit County Utah | 2 | $ 1,350,000 | $ 675,000 | $ 571,000 |
| Washington County Utah | 2 | $ 770,000 | $ 385,000 | $ 289,000 |
| Adams County Washington | 2 | $ 380,000 | $ 190,000 | $ 128,000 |
| Columbia County Washington | 2 | $ 260,000 | $ 130,000 | $ 116,000 |
| Cowlitz County Washington | 2 | $ 110,000 | $ 55,000 | $ 84,000 |
| Kittitas County Washington | 2 | $ 380,000 | $ 190,000 | $ 175,000 |
| Lincoln County Washington | 2 | $ 310,000 | $ 155,000 | $ 102,000 |
| Mason County Washington | 2 | $ 150,000 | $ 75,000 | $ 220,000 |
| Pacific County Washington | 2 | $ 210,000 | $ 105,000 | $ 85,000 |
| Walla Walla County Washington | 2 | $ 460,000 | $ 230,000 | $ 156,000 |
| Baldwin County Alabama | 1 | $ 15,000 | $ 15,000 | $ 220,000 |
| Mohave County Arizona | 1 | $ 355,000 | $ 355,000 | $ 246,000 |
| Navajo County Arizona | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Benton County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 134,000 |
| El Dorado County California | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
| San Joaquin County California | 1 | $ 35,000 | $ 35,000 | $ 178,000 |
| Escambia County Florida | 1 | $ 35,000 | $ 35,000 | $ 108,000 |
| Dubuque County Iowa | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Blaine County Montana | 1 | $ 215,000 | $ 215,000 | $ 188,000 |
| Flathead County Montana | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Missoula County Montana | 1 | $ 1,665,000 | $ 1,665,000 | $ 631,000 |
| Churchill County Nevada | 1 | $ 75,000 | $ 75,000 | $ 85,000 |
| Douglas County Nevada | 1 | $ 15,000 | $ 15,000 | $ 310,000 |
| Eureka County Nevada | 1 | $ 35,000 | $ 35,000 | $ 153,000 |
| Lander County Nevada | 1 | $ 35,000 | $ 35,000 | $ 101,000 |
| Nye County Nevada | 1 | $ 235,000 | $ 235,000 | $ 97,000 |
| Washoe County Nevada | 1 | $ 4,155,000 | $ 4,155,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 55,000 | $ 55,000 | $ 244,000 |
| San Juan County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Baker County Oregon | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| Clackamas County Oregon | 1 | $ 845,000 | $ 845,000 | $ 219,000 |
| Curry County Oregon | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Lake County Oregon | 1 | $ 185,000 | $ 185,000 | $ 104,000 |
| Lincoln County Oregon | 1 | $ 725,000 | $ 725,000 | $ 274,000 |
| Marion County Oregon | 1 | $ 275,000 | $ 275,000 | $ 102,000 |
| Multnomah County Oregon | 1 | $ 95,000 | $ 95,000 | $ 329,000 |
| Wallowa County Oregon | 1 | $ 245,000 | $ 245,000 | $ 232,000 |
| Yamhill County Oregon | 1 | $ 725,000 | $ 725,000 | $ 232,000 |
| Grand County Utah | 1 | $ 445,000 | $ 445,000 | $ 1,829,000 |
| Salt Lake County Utah | 1 | $ 15,000 | $ 15,000 | $ 170,000 |
| Clallam County Washington | 1 | $ 285,000 | $ 285,000 | $ 147,000 |
| Douglas County Washington | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Island County Washington | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Jefferson County Washington | 1 | $ 105,000 | $ 105,000 | $ 144,000 |
| Lewis County Washington | 1 | $ 495,000 | $ 495,000 | $ 114,000 |
| Okanogan County Washington | 1 | $ 155,000 | $ 155,000 | $ 109,000 |
| San Juan County Washington | 1 | $ 555,000 | $ 555,000 | $ 156,000 |
| Skagit County Washington | 1 | $ 635,000 | $ 635,000 | $ 731,000 |
| Whatcom County Washington | 1 | $ 55,000 | $ 55,000 | $ 136,000 |
| Campbell County Wyoming | 1 | $ 355,000 | $ 355,000 | $ 115,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Idaho,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Idaho Central Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 4,606 | $545,590,000 | $118,000 | $2,005,000 | $141,000 | $2,713,000 |
| Cash-out Refinancing | 3,731 | $444,955,000 | $119,000 | $2,355,000 | $120,000 | $9,999,000 |
| Home Purchase | 3,677 | $1,306,655,000 | $355,000 | $2,925,000 | $153,000 | $3,296,000 |
| Refinancing | 682 | $271,770,000 | $398,000 | $4,155,000 | $179,000 | $4,133,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,105 | $1,909,975,000 | $209,000 | $2,925,000 | $142,000 | $8,600,000 |
| Not Provided | 1,945 | $352,135,000 | $181,000 | $3,105,000 | $154,000 | $9,999,000 |
| Hispanic | 1,179 | $188,205,000 | $159,000 | $1,385,000 | $103,000 | $1,755,000 |
| Asian | 179 | $42,595,000 | $237,000 | $1,075,000 | $135,000 | $1,452,000 |
| American Indian or Alaskan Native | 93 | $19,635,000 | $211,000 | $685,000 | $143,000 | $2,258,000 |
| Black or African American | 68 | $10,200,000 | $150,000 | $785,000 | $148,000 | $1,200,000 |
| Not applicable | 23 | $14,315,000 | $622,000 | $4,155,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 18 | $7,160,000 | $397,000 | $2,355,000 | $174,000 | $508,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,183 | $2,408,155,000 | $197,000 | $4,155,000 | $142,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 418 | $125,840,000 | $301,000 | $585,000 | $90,000 | $421,000 |
| VA-guaranteed (Veterans Administration) | 89 | $33,455,000 | $375,000 | $795,000 | $112,000 | $387,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $1,520,000 | $253,000 | $315,000 | $89,000 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,552 | $1,658,870,000 | $219,000 | $2,865,000 | $150,000 | $9,999,000 |
| Application Denied By Financial Institution | 2,667 | $316,755,000 | $118,000 | $2,505,000 | $110,000 | $8,600,000 |
| Application Approved But Not Accepted | 1,943 | $533,105,000 | $274,000 | $4,155,000 | $153,000 | $4,133,000 |
| Application Withdrawn By Applicant | 478 | $55,080,000 | $115,000 | $1,125,000 | $101,000 | $1,614,000 |
| File Closed For Incompleteness | 56 | $5,160,000 | $92,000 | $655,000 | $107,000 | $1,214,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,029 | $2,252,215,000 | $224,000 | $4,155,000 | $148,000 | $9,999,000 |
| Debt-To-Income Ratio | 2,060 | $240,120,000 | $116,000 | $2,505,000 | $90,000 | $881,000 |
| Collateral | 276 | $30,330,000 | $109,000 | $1,325,000 | $228,000 | $8,600,000 |
| Credit History | 266 | $32,780,000 | $123,000 | $1,315,000 | $138,000 | $5,128,000 |
| Unverifiable Information | 32 | $6,790,000 | $212,000 | $605,000 | $166,000 | $1,921,000 |
| Employment History | 12 | $2,360,000 | $196,000 | $325,000 | $58,000 | $112,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,985,000 | $220,000 | $405,000 | $96,000 | $187,000 |
| Other | 8 | $2,260,000 | $282,000 | $545,000 | $87,000 | $135,000 |
| Credit Application Incomplete | 4 | $130,000 | $32,000 | $55,000 | $75,000 | $105,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in ID, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Idaho, and search similar information at your convenience.