Idaho Central
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Idaho.
The mortgage statistics and data below are specific to mortgage loan applications for Idaho Central.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Idaho Central 4400 Central Way Chubbuck, ID 83201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 22,280 |
| Total Mortgage Loan Application Amount | $3,908,500,000 |
| Average Mortgage Loan Application Amount | $147,800 |
| Highest Mortgage Loan Application Amount | $30,475,000 |
| Average Applicant Income | $100,200 |
| Highest Applicant Income | $7,551,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in ID, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ada County Idaho | 8,061 | $ 1,542,935,000 | $ 191,000 | $ 114,000 |
| Canyon County Idaho | 3,074 | $ 440,560,000 | $ 143,000 | $ 84,000 |
| Bonneville County Idaho | 1,435 | $ 229,365,000 | $ 159,000 | $ 107,000 |
| Bannock County Idaho | 1,287 | $ 171,725,000 | $ 133,000 | $ 85,000 |
| Kootenai County Idaho | 1,201 | $ 248,355,000 | $ 206,000 | $ 113,000 |
| Twin Falls County Idaho | 1,074 | $ 154,220,000 | $ 143,000 | $ 79,000 |
| Bingham County Idaho | 548 | $ 80,470,000 | $ 146,000 | $ 89,000 |
| Cassia County Idaho | 259 | $ 36,205,000 | $ 139,000 | $ 80,000 |
| Jefferson County Idaho | 247 | $ 44,705,000 | $ 180,000 | $ 94,000 |
| Jerome County Idaho | 235 | $ 27,905,000 | $ 118,000 | $ 75,000 |
| Minidoka County Idaho | 233 | $ 28,445,000 | $ 122,000 | $ 79,000 |
| Madison County Idaho | 190 | $ 68,250,000 | $ 359,000 | $ 116,000 |
| Gem County Idaho | 162 | $ 30,810,000 | $ 190,000 | $ 103,000 |
| Fremont County Idaho | 130 | $ 22,440,000 | $ 172,000 | $ 95,000 |
| Valley County Idaho | 129 | $ 33,995,000 | $ 263,000 | $ 236,000 |
| Payette County Idaho | 118 | $ 18,500,000 | $ 156,000 | $ 91,000 |
| Boise County Idaho | 117 | $ 17,785,000 | $ 152,000 | $ 113,000 |
| Gooding County Idaho | 107 | $ 13,575,000 | $ 126,000 | $ 75,000 |
| Elmore County Idaho | 91 | $ 14,445,000 | $ 158,000 | $ 106,000 |
| Bonner County Idaho | 87 | $ 21,055,000 | $ 242,000 | $ 108,000 |
| Owyhee County Idaho | 74 | $ 8,060,000 | $ 108,000 | $ 71,000 |
| Teton County Idaho | 71 | $ 17,685,000 | $ 249,000 | $ 96,000 |
| Power County Idaho | 50 | $ 6,640,000 | $ 132,000 | $ 98,000 |
| Blaine County Idaho | 47 | $ 9,605,000 | $ 204,000 | $ 126,000 |
| Caribou County Idaho | 41 | $ 4,995,000 | $ 121,000 | $ 77,000 |
| Clearwater County Idaho | 39 | $ 3,605,000 | $ 92,000 | $ 63,000 |
| Shoshone County Idaho | 39 | $ 5,565,000 | $ 142,000 | $ 71,000 |
| Bear Lake County Idaho | 32 | $ 4,540,000 | $ 141,000 | $ 94,000 |
| Lincoln County Idaho | 27 | $ 2,375,000 | $ 87,000 | $ 60,000 |
| Latah County Idaho | 26 | $ 7,100,000 | $ 273,000 | $ 98,000 |
| Spokane County Washington | 24 | $ 6,380,000 | $ 265,000 | $ 95,000 |
| Oneida County Idaho | 21 | $ 2,265,000 | $ 107,000 | $ 55,000 |
| Washington County Idaho | 20 | $ 2,080,000 | $ 104,000 | $ 92,000 |
| Adams County Idaho | 19 | $ 2,625,000 | $ 138,000 | $ 74,000 |
| Custer County Idaho | 18 | $ 3,010,000 | $ 167,000 | $ 76,000 |
| Butte County Idaho | 17 | $ 1,865,000 | $ 109,000 | $ 67,000 |
| Idaho County Idaho | 15 | $ 3,105,000 | $ 207,000 | $ 92,000 |
| Benewah County Idaho | 11 | $ 1,295,000 | $ 117,000 | $ 64,000 |
| Franklin County Idaho | 9 | $ 1,345,000 | $ 149,000 | $ 56,000 |
| Nez Perce County Idaho | 9 | $ 1,375,000 | $ 152,000 | $ 170,000 |
| Camas County Idaho | 8 | $ 820,000 | $ 102,000 | $ 95,000 |
| Lemhi County Idaho | 8 | $ 1,120,000 | $ 140,000 | $ 78,000 |
| Malheur County Oregon | 7 | $ 1,155,000 | $ 165,000 | $ 92,000 |
| Salt Lake County Utah | 5 | $ 1,325,000 | $ 265,000 | $ 105,000 |
| Washington County Utah | 5 | $ 1,975,000 | $ 395,000 | $ 304,000 |
| Asotin County Washington | 5 | $ 1,205,000 | $ 241,000 | $ 85,000 |
| Whitman County Washington | 5 | $ 925,000 | $ 185,000 | $ 110,000 |
| Maricopa County Arizona | 4 | $ 1,120,000 | $ 280,000 | $ 144,000 |
| Boundary County Idaho | 4 | $ 500,000 | $ 125,000 | $ 91,000 |
| Baker County Oregon | 4 | $ 470,000 | $ 117,000 | $ 130,000 |
| Lewis County Idaho | 3 | $ 485,000 | $ 161,000 | $ 91,000 |
| Elko County Nevada | 3 | $ 465,000 | $ 155,000 | $ 81,000 |
| Umatilla County Oregon | 3 | $ 355,000 | $ 118,000 | $ 77,000 |
| Davis County Utah | 3 | $ 455,000 | $ 151,000 | $ 483,000 |
| Utah County Utah | 3 | $ 765,000 | $ 255,000 | $ 247,000 |
| Lincoln County Wyoming | 3 | $ 415,000 | $ 138,000 | $ 85,000 |
| Clark County Idaho | 2 | $ 310,000 | $ 155,000 | $ 61,000 |
| Gallatin County Montana | 2 | $ 920,000 | $ 460,000 | $ 208,000 |
| Washoe County Nevada | 2 | $ 410,000 | $ 205,000 | $ 46,000 |
| Multnomah County Oregon | 2 | $ 350,000 | $ 175,000 | $ 103,000 |
| Cache County Utah | 2 | $ 290,000 | $ 145,000 | $ 90,000 |
| Garfield County Washington | 2 | $ 290,000 | $ 145,000 | $ 73,000 |
| Island County Washington | 2 | $ 60,000 | $ 30,000 | $ 134,000 |
| Snohomish County Washington | 2 | $ 460,000 | $ 230,000 | $ 133,000 |
| Stevens County Washington | 2 | $ 420,000 | $ 210,000 | $ 77,000 |
| Cochise County Arizona | 1 | $ 325,000 | $ 325,000 | $ 77,000 |
| Mohave County Arizona | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Yavapai County Arizona | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Merced County California | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Riverside County California | 1 | $ 485,000 | $ 485,000 | $ 95,000 |
| San Bernardino County California | 1 | $ 35,000 | $ 35,000 | $ 88,000 |
| Beaverhead County Montana | 1 | $ 65,000 | $ 65,000 | $ 107,000 |
| Missoula County Montana | 1 | $ 65,000 | $ 65,000 | $ 107,000 |
| Yellowstone County Montana | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Nye County Nevada | 1 | $ 55,000 | $ 55,000 | $ 12,000 |
| White Pine County Nevada | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Douglas County Oregon | 1 | $ 35,000 | $ 35,000 | $ 55,000 |
| Hood River County Oregon | 1 | $ 5,000 | $ 5,000 | $ 175,000 |
| Lincoln County Oregon | 1 | $ 15,000 | $ 15,000 | $ 19,000 |
| Washington County Oregon | 1 | $ 365,000 | $ 365,000 | $ 57,000 |
| Box Elder County Utah | 1 | $ 195,000 | $ 195,000 | $ 101,000 |
| Carbon County Utah | 1 | $ 75,000 | $ 75,000 | $ 295,000 |
| Benton County Washington | 1 | $ 415,000 | $ 415,000 | $ 120,000 |
| Clark County Washington | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Douglas County Washington | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Franklin County Washington | 1 | $ 255,000 | $ 255,000 | $ 56,000 |
| Grant County Washington | 1 | $ 195,000 | $ 195,000 | $ 77,000 |
| Jefferson County Washington | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| King County Washington | 1 | $ 725,000 | $ 725,000 | $ 185,000 |
| Pend Oreille County Washington | 1 | $ 215,000 | $ 215,000 | $ 43,000 |
| Yakima County Washington | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Teton County Wyoming | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Idaho,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Idaho Central in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 8,469 | $1,028,755,000 | $121,000 | $1,125,000 | $100,000 | $3,156,000 |
| Home Purchase | 8,080 | $1,855,170,000 | $229,000 | $4,505,000 | $81,000 | $7,551,000 |
| Refinancing | 3,510 | $841,370,000 | $239,000 | $30,475,000 | $112,000 | $2,625,000 |
| Home Improvement | 1,896 | $161,890,000 | $85,000 | $875,000 | $100,000 | $1,520,000 |
| Other Purpose | 325 | $21,315,000 | $65,000 | $505,000 | $108,000 | $666,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 18,005 | $3,119,535,000 | $173,000 | $4,505,000 | $98,000 | $7,551,000 |
| Hispanic | 2,541 | $378,975,000 | $149,000 | $645,000 | $61,000 | $1,440,000 |
| Not Provided | 1,035 | $230,625,000 | $222,000 | $1,435,000 | $123,000 | $1,696,000 |
| Asian | 304 | $65,740,000 | $216,000 | $855,000 | $100,000 | $1,166,000 |
| American Indian or Alaskan Native | 167 | $25,545,000 | $152,000 | $705,000 | $73,000 | $407,000 |
| Black or African American | 125 | $24,215,000 | $193,000 | $565,000 | $81,000 | $1,465,000 |
| Native Hawaiian or Other Pacific Islander | 51 | $7,115,000 | $139,000 | $485,000 | $80,000 | $435,000 |
| Not applicable | 32 | $53,090,000 | $1,659,000 | $30,475,000 | $367,000 | $2,625,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19,631 | $3,397,625,000 | $173,000 | $30,475,000 | $100,000 | $7,551,000 |
| FHA-insured (Federal Housing Administration) | 2,064 | $361,280,000 | $175,000 | $485,000 | $51,000 | $480,000 |
| VA-guaranteed (Veterans Administration) | 486 | $131,030,000 | $269,000 | $785,000 | $77,000 | $789,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 99 | $18,565,000 | $187,000 | $335,000 | $53,000 | $104,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,583 | $2,205,695,000 | $175,000 | $30,475,000 | $106,000 | $7,551,000 |
| Application Approved But Not Accepted | 3,879 | $817,225,000 | $210,000 | $2,005,000 | $104,000 | $2,040,000 |
| Preapproval Denied by Financial Institution | 2,742 | $536,170,000 | $195,000 | $4,505,000 | $49,000 | $1,440,000 |
| Application Denied By Financial Institution | 2,580 | $282,090,000 | $109,000 | $2,155,000 | $75,000 | $1,465,000 |
| Application Withdrawn By Applicant | 404 | $55,100,000 | $136,000 | $1,905,000 | $113,000 | $3,156,000 |
| File Closed For Incompleteness | 92 | $12,220,000 | $132,000 | $3,805,000 | $130,000 | $847,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 16,958 | $3,090,240,000 | $182,000 | $30,475,000 | $106,000 | $7,551,000 |
| Debt-To-Income Ratio | 2,276 | $406,060,000 | $178,000 | $4,505,000 | $50,000 | $476,000 |
| Credit History | 2,052 | $280,750,000 | $136,000 | $1,105,000 | $62,000 | $1,440,000 |
| Collateral | 554 | $47,140,000 | $85,000 | $695,000 | $102,000 | $1,035,000 |
| Unverifiable Information | 220 | $43,910,000 | $199,000 | $555,000 | $73,000 | $1,465,000 |
| Other | 135 | $24,955,000 | $184,000 | $525,000 | $69,000 | $630,000 |
| Employment History | 58 | $10,970,000 | $189,000 | $465,000 | $58,000 | $280,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $2,655,000 | $177,000 | $315,000 | $45,000 | $100,000 |
| Credit Application Incomplete | 12 | $1,820,000 | $151,000 | $365,000 | $58,000 | $113,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in ID, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Idaho, and search similar information at your convenience.