Ibm Southeast Emp Credit Union
Mortgage Loan Application
Totals and Details
for 2013

Find mortgage loan statistics, lending data, and loan application totals for Florida.
The mortgage statistics and data below are specific to mortgage loan applications for Ibm Southeast Emp Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Ibm Southeast Emp Credit Union
1000 Nw 17Th Ave
Delray Beach, FL 33445
Tel #: available with data download
Federal Regulator * available with data download
Years 2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 861
Total Mortgage Loan Application Amount $132,216,000
Average Mortgage Loan Application Amount $125,000
Highest Mortgage Loan Application Amount $1,600,000
Average Applicant Income $100,000
Highest Applicant Income $1,200,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in FL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Ibm Southeast Emp Credit Union by Metropolitan Area in 2013

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ATLANTA-SANDY SPRINGS-MARIETTA, GA 342 $ 49,459,000 $ 144,000 $ 101,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 218 $ 37,035,000 $ 169,000 $ 105,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 79 $ 11,615,000 $ 147,000 $ 90,000
PORT ST. LUCIE, FL 49 $ 5,884,000 $ 120,000 $ 80,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 28 $ 4,448,000 $ 158,000 $ 105,000
MIAMI-MIAMI BEACH-KENDALL, FL 11 $ 1,893,000 $ 172,000 $ 127,000
ORLANDO-KISSIMMEE-SANFORD, FL 9 $ 1,525,000 $ 169,000 $ 94,000
NORTH PORT-BRADENTON-SARASOTA, FL 5 $ 902,000 $ 180,000 $ 134,000
RALEIGH-CARY, NC 5 $ 675,000 $ 135,000 $ 100,000
CHARLOTTE-GASTONIA-ROCK HILL, NC-SC 4 $ 979,000 $ 285,500 $ 201,000
GAINESVILLE, FL 4 $ 592,000 $ 148,000 $ 90,000
CAPE CORAL-FORT MYERS, FL 3 $ 206,000 $ 68,000 $ 211,000
CHATTANOOGA, TN-GA 3 $ 389,000 $ 129,000 $ 64,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 3 $ 326,000 $ 108,000 $ 78,000
PALM COAST, FL 3 $ 345,000 $ 115,000 $ 92,000
AUSTIN-ROUND ROCK-SAN MARCOS, TX 2 $ 550,000 $ 275,000 $ 250,000
BIRMINGHAM-HOOVER, AL 2 $ 212,000 $ 106,000 $ 63,000
COLUMBUS, GA-AL 2 $ 237,000 $ 118,000 $ 138,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 2 $ 172,000 $ 86,000 $ 72,000
HOUSTON-SUGAR LAND-BAYTOWN, TX 2 $ 311,000 $ 155,000 $ 88,000
MOBILE, AL 2 $ 186,000 $ 93,000 $ 93,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 2 $ 153,000 $ 76,000 $ 76,000
OKLAHOMA CITY, OK 2 $ 236,000 $ 118,000 $ 142,000
PHOENIX-MESA-GLENDALE, AZ 2 $ 141,000 $ 70,000 $ 89,000
PUNTA GORDA, FL 2 $ 160,000 $ 80,000 $ 79,000
SEBASTIAN-VERO BEACH, FL 2 $ 203,000 $ 101,000 $ 53,000
VALDOSTA, GA 2 $ 202,000 $ 101,000 $ 55,000
ALBUQUERQUE, NM 1 $ 71,000 $ 71,000 $ 300,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 1 $ 335,000 $ 335,000 $ 140,000
ATHENS-CLARKE COUNTY, GA 1 $ 250,000 $ 250,000 $ 467,000
BALTIMORE-TOWSON, MD 1 $ 10,000 $ 10,000 $ 194,000
BARNSTABLE TOWN, MA 1 $ 50,000 $ 50,000 $ 220,000
BOULDER, CO 1 $ 258,000 $ 258,000 $ 90,000
BUFFALO-NIAGARA FALLS, NY 1 $ 100,000 $ 100,000 $ 67,000
CAMDEN, NJ 1 $ 170,000 $ 170,000 $ 157,000
CHAMPAIGN-URBANA, IL 1 $ 88,000 $ 88,000 $ 106,000
CHARLESTON, WV 1 $ 98,000 $ 98,000 $ 107,000
CHICAGO-JOLIET-NAPERVILLE, IL 1 $ 245,000 $ 245,000 $ 73,000
CLEVELAND-ELYRIA-MENTOR, OH 1 $ 45,000 $ 45,000 $ 152,000
COLORADO SPRINGS, CO 1 $ 205,000 $ 205,000 $ 80,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 1 $ 40,000 $ 40,000 $ 55,000
DALLAS-PLANO-IRVING, TX 1 $ 366,000 $ 366,000 $ 230,000
DALTON, GA 1 $ 155,000 $ 155,000 $ 17,000
DOVER, DE 1 $ 126,000 $ 126,000 $ 58,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 1 $ 112,000 $ 112,000 $ 27,000
GAINESVILLE, GA 1 $ 220,000 $ 220,000 $ 168,000
GREENVILLE-MAULDIN-EASLEY, SC 1 $ 160,000 $ 160,000 $ 72,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 1 $ 100,000 $ 100,000 $ 165,000
JACKSON, MS 1 $ 26,000 $ 26,000 $ 114,000
JACKSONVILLE, FL 1 $ 170,000 $ 170,000 $ 104,000
LAKELAND-WINTER HAVEN, FL 1 $ 25,000 $ 25,000 $ 77,000
MONTGOMERY, AL 1 $ 91,000 $ 91,000 $ 42,000
NASSAU-SUFFOLK, NY 1 $ 420,000 $ 420,000 $ 231,000
NEWARK-UNION, NJ-PA 1 $ 168,000 $ 168,000 $ 60,000
OCALA, FL 1 $ 103,000 $ 103,000 $ 46,000
RICHMOND, VA 1 $ 271,000 $ 271,000 $ 120,000
SALT LAKE CITY, UT 1 $ 27,000 $ 27,000 $ 53,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 1 $ 180,000 $ 180,000 $ 128,000
SEATTLE-BELLEVUE-EVERETT, WA 1 $ 647,000 $ 647,000 $ 208,000
SPARTANBURG, SC 1 $ 69,000 $ 69,000 $ 165,000
TOLEDO, OH 1 $ 36,000 $ 36,000 $ 66,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 1 $ 84,000 $ 84,000 $ 62,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 1 $ 194,000 $ 194,000 $ 51,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Florida, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Ibm Southeast Emp Credit Union in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 564 $85,069,000 $150,000 $470,000 $97,000 $1,200,000
Home Purchase 248 $44,978,000 $181,000 $1,600,000 $112,000 $600,000
Home Improvement 49 $2,169,000 $44,000 $100,000 $91,000 $220,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 476 $75,674,000 $158,000 $1,600,000 $101,000 $591,000
Not Provided 173 $23,839,000 $137,000 $408,000 $99,000 $1,200,000
Black or African American 113 $15,609,000 $138,000 $417,000 $88,000 $312,000
Hispanic 61 $9,458,000 $155,000 $405,000 $110,000 $310,000
Asian 34 $7,222,000 $212,000 $647,000 $148,000 $600,000
American Indian or Alaskan Native 4 $414,000 $103,000 $149,000 $97,000 $145,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 858 $131,518,000 $153,000 $1,600,000 $101,000 $1,200,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $281,000 $140,000 $260,000 $91,000 $126,000
FHA-insured (Federal Housing Administration) 1 $417,000 $417,000 $417,000 $312,000 $312,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 427 $64,731,000 $151,000 $470,000 $102,000 $1,200,000
Application Denied By Financial Institution 348 $55,148,000 $158,000 $1,600,000 $98,000 $591,000
Application Withdrawn By Applicant 76 $11,251,000 $148,000 $417,000 $116,000 $320,000
File Closed For Incompleteness 5 $439,000 $87,000 $124,000 $71,000 $125,000
Application Approved But Not Accepted 5 $647,000 $129,000 $400,000 $81,000 $96,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 116 $18,020,000 $155,000 $417,000 $104,000 $312,000
Credit History 77 $11,488,000 $149,000 $380,000 $88,000 $402,000
Collateral 58 $9,932,000 $171,000 $647,000 $117,000 $324,000
Debt-To-Income Ratio 50 $5,817,000 $116,000 $376,000 $58,000 $285,000
Other 16 $5,216,000 $326,000 $1,600,000 $168,000 $591,000
Insufficient Cash (Downpayment, Closing Cost) 11 $1,912,000 $173,000 $321,000 $117,000 $467,000
Unverifiable Information 10 $945,000 $94,000 $232,000 $56,000 $94,000
Mortgage Insurance Denied 1 $257,000 $257,000 $257,000 $100,000 $100,000
Employment History 1 $187,000 $187,000 $187,000 $112,000 $112,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in FL, and gives you an idea of what the best mortgage lenders really are.

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