Ibm Southeast Emp Credit Union
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for Florida.
The mortgage statistics and data below are specific to mortgage loan applications for Ibm Southeast Emp Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Ibm Southeast Emp Credit Union 1000 Nw 17Th Ave Delray Beach, FL 33445 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,001 |
| Total Mortgage Loan Application Amount | $162,996,000 |
| Average Mortgage Loan Application Amount | $121,333 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $100,666 |
| Highest Applicant Income | $1,124,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in FL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Palm Beach County Florida | 247 | $ 41,034,000 | $ 166,000 | $ 101,000 |
| Cobb County Georgia | 133 | $ 20,436,000 | $ 153,000 | $ 99,000 |
| Broward County Florida | 103 | $ 18,298,000 | $ 177,000 | $ 111,000 |
| Fulton County Georgia | 61 | $ 11,827,000 | $ 193,000 | $ 115,000 |
| St. Lucie County Florida | 41 | $ 4,438,000 | $ 108,000 | $ 69,000 |
| Gwinnett County Georgia | 35 | $ 5,548,000 | $ 158,000 | $ 101,000 |
| DeKalb County Georgia | 31 | $ 4,815,000 | $ 155,000 | $ 89,000 |
| Cherokee County Georgia | 23 | $ 4,003,000 | $ 174,000 | $ 98,000 |
| Paulding County Georgia | 21 | $ 2,679,000 | $ 127,000 | $ 65,000 |
| Hillsborough County Florida | 20 | $ 3,586,000 | $ 179,000 | $ 134,000 |
| Miami-Dade County Florida | 16 | $ 3,026,000 | $ 189,000 | $ 141,000 |
| Martin County Florida | 14 | $ 2,565,000 | $ 183,000 | $ 108,000 |
| Forsyth County Georgia | 13 | $ 2,458,000 | $ 189,000 | $ 195,000 |
| Douglas County Georgia | 12 | $ 1,384,000 | $ 115,000 | $ 72,000 |
| Pinellas County Florida | 10 | $ 1,181,000 | $ 118,000 | $ 109,000 |
| Pickens County Georgia | 10 | $ 1,402,000 | $ 140,000 | $ 66,000 |
| Orange County Florida | 7 | $ 1,165,000 | $ 166,000 | $ 78,000 |
| Pasco County Florida | 5 | $ 435,000 | $ 87,000 | $ 71,000 |
| Carroll County Georgia | 5 | $ 825,000 | $ 165,000 | $ 96,000 |
| Clayton County Georgia | 5 | $ 770,000 | $ 154,000 | $ 110,000 |
| Coweta County Georgia | 5 | $ 1,039,000 | $ 207,000 | $ 94,000 |
| Gilmer County Georgia | 5 | $ 728,000 | $ 145,000 | $ 55,000 |
| Henry County Georgia | 5 | $ 689,000 | $ 137,000 | $ 64,000 |
| Indian River County Florida | 4 | $ 683,000 | $ 170,000 | $ 171,000 |
| Sarasota County Florida | 4 | $ 695,000 | $ 173,000 | $ 85,000 |
| St. Johns County Florida | 4 | $ 807,000 | $ 201,000 | $ 95,000 |
| Volusia County Florida | 4 | $ 542,000 | $ 135,000 | $ 51,000 |
| Bartow County Georgia | 4 | $ 482,000 | $ 120,000 | $ 101,000 |
| Dawson County Georgia | 4 | $ 609,000 | $ 152,000 | $ 87,000 |
| Hall County Georgia | 4 | $ 408,000 | $ 102,000 | $ 101,000 |
| Newton County Georgia | 4 | $ 372,000 | $ 93,000 | $ 44,000 |
| Wake County North Carolina | 4 | $ 948,000 | $ 237,000 | $ 82,000 |
| Bay County Florida | 3 | $ 609,000 | $ 203,000 | $ 100,000 |
| Brevard County Florida | 3 | $ 227,000 | $ 75,000 | $ 66,000 |
| Lee County Florida | 3 | $ 540,000 | $ 180,000 | $ 102,000 |
| Monroe County Florida | 3 | $ 913,000 | $ 304,000 | $ 114,000 |
| Fayette County Georgia | 3 | $ 660,000 | $ 220,000 | $ 95,000 |
| Rockdale County Georgia | 3 | $ 836,000 | $ 278,000 | $ 85,000 |
| Mecklenburg County North Carolina | 3 | $ 601,000 | $ 200,000 | $ 81,000 |
| Harris County Texas | 3 | $ 711,000 | $ 237,000 | $ 183,000 |
| Jefferson County Alabama | 2 | $ 379,000 | $ 189,000 | $ 82,000 |
| Lee County Alabama | 2 | $ 345,000 | $ 172,000 | $ 84,000 |
| Talladega County Alabama | 2 | $ 230,000 | $ 115,000 | $ 100,000 |
| Maricopa County Arizona | 2 | $ 218,000 | $ 109,000 | $ 61,000 |
| Citrus County Florida | 2 | $ 298,000 | $ 149,000 | $ 96,000 |
| Hernando County Florida | 2 | $ 125,000 | $ 62,000 | $ 82,000 |
| Manatee County Florida | 2 | $ 214,000 | $ 107,000 | $ 65,000 |
| Okaloosa County Florida | 2 | $ 385,000 | $ 192,000 | $ 212,000 |
| Seminole County Florida | 2 | $ 499,000 | $ 249,000 | $ 449,000 |
| Butts County Georgia | 2 | $ 371,000 | $ 185,000 | $ 107,000 |
| Glynn County Georgia | 2 | $ 353,000 | $ 176,000 | $ 74,000 |
| Meriwether County Georgia | 2 | $ 345,000 | $ 172,000 | $ 64,000 |
| Rabun County Georgia | 2 | $ 164,000 | $ 82,000 | $ 145,000 |
| Troup County Georgia | 2 | $ 248,000 | $ 124,000 | $ 94,000 |
| Madison County Mississippi | 2 | $ 220,000 | $ 110,000 | $ 78,000 |
| Baldwin County Alabama | 1 | $ 174,000 | $ 174,000 | $ 125,000 |
| Etowah County Alabama | 1 | $ 21,000 | $ 21,000 | $ 122,000 |
| Shelby County Alabama | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| Pinal County Arizona | 1 | $ 166,000 | $ 166,000 | $ 100,000 |
| Benton County Arkansas | 1 | $ 71,000 | $ 71,000 | $ 48,000 |
| San Diego County California | 1 | $ 356,000 | $ 356,000 | $ 93,000 |
| San Luis Obispo County California | 1 | $ 167,000 | $ 167,000 | $ 105,000 |
| Douglas County Colorado | 1 | $ 219,000 | $ 219,000 | $ 300,000 |
| Fairfield County Connecticut | 1 | $ 100,000 | $ 100,000 | $ 139,000 |
| Hartford County Connecticut | 1 | $ 233,000 | $ 233,000 | $ 193,000 |
| Litchfield County Connecticut | 1 | $ 207,000 | $ 207,000 | $ 168,000 |
| District of Columbia County District Of Columbia | 1 | $ 417,000 | $ 417,000 | $ 167,000 |
| Alachua County Florida | 1 | $ 75,000 | $ 75,000 | $ 96,000 |
| Charlotte County Florida | 1 | $ 168,000 | $ 168,000 | $ 153,000 |
| Collier County Florida | 1 | $ 268,000 | $ 268,000 | $ 133,000 |
| Duval County Florida | 1 | $ 199,000 | $ 199,000 | $ 109,000 |
| Gulf County Florida | 1 | $ 18,000 | $ 18,000 | $ 31,000 |
| Highlands County Florida | 1 | $ 91,000 | $ 91,000 | $ 100,000 |
| Lake County Florida | 1 | $ 122,000 | $ 122,000 | $ 50,000 |
| Leon County Florida | 1 | $ 146,000 | $ 146,000 | $ 207,000 |
| Marion County Florida | 1 | $ 171,000 | $ 171,000 | $ 34,000 |
| Osceola County Florida | 1 | $ 200,000 | $ 200,000 | $ 267,000 |
| Polk County Florida | 1 | $ 200,000 | $ 200,000 | $ 76,000 |
| Walton County Florida | 1 | $ 106,000 | $ 106,000 | $ 49,000 |
| Banks County Georgia | 1 | $ 85,000 | $ 85,000 | $ 111,000 |
| Catoosa County Georgia | 1 | $ 106,000 | $ 106,000 | $ 90,000 |
| Chatham County Georgia | 1 | $ 248,000 | $ 248,000 | $ 209,000 |
| Dade County Georgia | 1 | $ 130,000 | $ 130,000 | $ 70,000 |
| Fannin County Georgia | 1 | $ 99,000 | $ 99,000 | $ 50,000 |
| Gordon County Georgia | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| Greene County Georgia | 1 | $ 173,000 | $ 173,000 | $ 135,000 |
| Hart County Georgia | 1 | $ 143,000 | $ 143,000 | $ 100,000 |
| Morgan County Georgia | 1 | $ 110,000 | $ 110,000 | $ 63,000 |
| Oconee County Georgia | 1 | $ 313,000 | $ 313,000 | $ 123,000 |
| Terrell County Georgia | 1 | $ 80,000 | $ 80,000 | $ 86,000 |
| Wilkes County Georgia | 1 | $ 160,000 | $ 160,000 | $ 55,000 |
| McHenry County Illinois | 1 | $ 156,000 | $ 156,000 | $ 115,000 |
| Hamilton County Indiana | 1 | $ 122,000 | $ 122,000 | $ 90,000 |
| St. Joseph County Indiana | 1 | $ 150,000 | $ 150,000 | $ 175,000 |
| Jefferson County Kentucky | 1 | $ 264,000 | $ 264,000 | $ 126,000 |
| Baltimore City County Maryland | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Howard County Maryland | 1 | $ 395,000 | $ 395,000 | $ 175,000 |
| Prince George's County Maryland | 1 | $ 287,000 | $ 287,000 | $ 123,000 |
| Washington County Maryland | 1 | $ 160,000 | $ 160,000 | $ 94,000 |
| Essex County Massachusetts | 1 | $ 93,000 | $ 93,000 | $ 131,000 |
| Worcester County Massachusetts | 1 | $ 47,000 | $ 47,000 | $ 20,000 |
| Ingham County Michigan | 1 | $ 98,000 | $ 98,000 | $ 149,000 |
| Oakland County Michigan | 1 | $ 124,000 | $ 124,000 | $ 76,000 |
| Christian County Missouri | 1 | $ 115,000 | $ 115,000 | $ 185,000 |
| St. Louis City County Missouri | 1 | $ 112,000 | $ 112,000 | $ 93,000 |
| Clark County Nevada | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Washoe County Nevada | 1 | $ 118,000 | $ 118,000 | $ 51,000 |
| Essex County New Jersey | 1 | $ 219,000 | $ 219,000 | $ 113,000 |
| Hudson County New Jersey | 1 | $ 258,000 | $ 258,000 | $ 69,000 |
| Buncombe County North Carolina | 1 | $ 44,000 | $ 44,000 | $ 92,000 |
| Burke County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 67,000 |
| Cabarrus County North Carolina | 1 | $ 199,000 | $ 199,000 | $ 116,000 |
| Dare County North Carolina | 1 | $ 152,000 | $ 152,000 | $ 155,000 |
| Durham County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 135,000 |
| Lenoir County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 70,000 |
| Macon County North Carolina | 1 | $ 263,000 | $ 263,000 | $ 187,000 |
| Rockingham County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 40,000 |
| Transylvania County North Carolina | 1 | $ 169,000 | $ 169,000 | $ 88,000 |
| Union County North Carolina | 1 | $ 244,000 | $ 244,000 | $ 85,000 |
| Clermont County Ohio | 1 | $ 157,000 | $ 157,000 | $ 139,000 |
| Franklin County Ohio | 1 | $ 301,000 | $ 301,000 | $ 446,000 |
| Washington County Oregon | 1 | $ 144,000 | $ 144,000 | $ 132,000 |
| Bedford County Pennsylvania | 1 | $ 62,000 | $ 62,000 | $ 48,000 |
| Pike County Pennsylvania | 1 | $ 124,000 | $ 124,000 | $ 181,000 |
| Anderson County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 122,000 |
| Jasper County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| Spartanburg County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 97,000 |
| Madison County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 126,000 |
| Putnam County Tennessee | 1 | $ 231,000 | $ 231,000 | $ 48,000 |
| Shelby County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 102,000 |
| Sullivan County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Sumner County Tennessee | 1 | $ 26,000 | $ 26,000 | $ 76,000 |
| Williamson County Tennessee | 1 | $ 242,000 | $ 242,000 | $ 62,000 |
| Fort Bend County Texas | 1 | $ 139,000 | $ 139,000 | $ 117,000 |
| Travis County Texas | 1 | $ 155,000 | $ 155,000 | $ 159,000 |
| Virginia Beach County Virginia | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Mercer County West Virginia | 1 | $ 88,000 | $ 88,000 | $ 56,000 |
| Dane County Wisconsin | 1 | $ 277,000 | $ 277,000 | $ 74,000 |
| Albany County Wyoming | 1 | $ 417,000 | $ 417,000 | $ 283,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Florida,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Ibm Southeast Emp Credit Union in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 789 | $135,262,000 | $171,000 | $1,000,000 | $107,000 | $1,124,000 |
| Home Purchase | 197 | $26,871,000 | $136,000 | $417,000 | $85,000 | $404,000 |
| Home Improvement | 15 | $863,000 | $57,000 | $100,000 | $110,000 | $284,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 623 | $102,574,000 | $164,000 | $1,000,000 | $104,000 | $1,124,000 |
| Not Provided | 160 | $24,758,000 | $154,000 | $650,000 | $98,000 | $396,000 |
| Black or African American | 126 | $19,549,000 | $155,000 | $417,000 | $95,000 | $804,000 |
| Hispanic | 64 | $10,308,000 | $161,000 | $414,000 | $98,000 | $366,000 |
| Asian | 27 | $5,645,000 | $209,000 | $397,000 | $138,000 | $369,000 |
| American Indian or Alaskan Native | 1 | $162,000 | $162,000 | $162,000 | $124,000 | $124,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,001 | $162,996,000 | $162,000 | $1,000,000 | $103,000 | $1,124,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 559 | $88,807,000 | $158,000 | $417,000 | $101,000 | $404,000 |
| Application Denied By Financial Institution | 365 | $61,822,000 | $169,000 | $1,000,000 | $103,000 | $1,124,000 |
| Application Withdrawn By Applicant | 67 | $10,760,000 | $160,000 | $417,000 | $116,000 | $446,000 |
| Application Approved But Not Accepted | 7 | $987,000 | $141,000 | $237,000 | $77,000 | $125,000 |
| File Closed For Incompleteness | 3 | $620,000 | $206,000 | $353,000 | $105,000 | $200,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 121 | $20,484,000 | $169,000 | $587,000 | $104,000 | $720,000 |
| Collateral | 80 | $14,255,000 | $178,000 | $417,000 | $114,000 | $650,000 |
| Credit History | 63 | $11,098,000 | $176,000 | $405,000 | $101,000 | $804,000 |
| Debt-To-Income Ratio | 44 | $5,984,000 | $136,000 | $316,000 | $55,000 | $180,000 |
| Other | 26 | $5,910,000 | $227,000 | $1,000,000 | $151,000 | $1,124,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $704,000 | $78,000 | $198,000 | $54,000 | $88,000 |
| Unverifiable Information | 4 | $685,000 | $171,000 | $219,000 | $129,000 | $197,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in FL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Florida, and search similar information at your convenience.