Ibm Southeast Emp Credit Union 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Ibm Southeast Emp Credit Union 1000 Nw 17Th Ave Delray Beach, FL 33445 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 946 |
Total Mortgage Loan Application Amount | $139,907,000 |
Average Mortgage Loan Application Amount | $120,333 |
Highest Mortgage Loan Application Amount | $601,000 |
Average Applicant Income | $90,666 |
Highest Applicant Income | $831,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Ibm Southeast Emp Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ibm Southeast Emp Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Ibm Southeast Emp Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ibm Southeast Emp Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Ibm Southeast Emp Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ibm Southeast Emp Credit Union's mortgage activity for 2010.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Alachua County Florida | 5 | $ 633,000 | $ 126,000 | $ 106,000 |
Baldwin County Alabama | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
Banks County Georgia | 1 | $ 94,000 | $ 94,000 | $ 104,000 |
Bartow County Georgia | 6 | $ 940,000 | $ 156,000 | $ 93,000 |
Belknap County New Hampshire | 1 | $ 50,000 | $ 50,000 | $ 125,000 |
Benton County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
Bergen County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 159,000 |
Bibb County Georgia | 1 | $ 170,000 | $ 170,000 | $ 65,000 |
Blount County Alabama | 1 | $ 52,000 | $ 52,000 | $ 52,000 |
Blount County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 97,000 |
Boulder County Colorado | 1 | $ 12,000 | $ 12,000 | $ 118,000 |
Brevard County Florida | 2 | $ 487,000 | $ 243,000 | $ 118,000 |
Broward County Florida | 77 | $ 11,139,000 | $ 144,000 | $ 91,000 |
Brunswick County North Carolina | 2 | $ 586,000 | $ 293,000 | $ 49,000 |
Buncombe County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 94,000 |
Cannon County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 137,000 |
Carroll County Georgia | 6 | $ 677,000 | $ 112,000 | $ 67,000 |
Carter County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 44,000 |
Catoosa County Georgia | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
Charlotte County Florida | 2 | $ 169,000 | $ 84,000 | $ 52,000 |
Chatham County Georgia | 1 | $ 115,000 | $ 115,000 | $ 109,000 |
Cherokee County Alabama | 1 | $ 180,000 | $ 180,000 | $ 45,000 |
Cherokee County Georgia | 22 | $ 2,757,000 | $ 125,000 | $ 80,000 |
Clay County Florida | 1 | $ 260,000 | $ 260,000 | $ 119,000 |
Clayton County Georgia | 6 | $ 683,000 | $ 113,000 | $ 116,000 |
Cobb County Georgia | 153 | $ 21,012,000 | $ 137,000 | $ 88,000 |
Collier County Florida | 5 | $ 1,251,000 | $ 250,000 | $ 95,000 |
Coweta County Georgia | 4 | $ 591,000 | $ 147,000 | $ 129,000 |
Dallas County Texas | 1 | $ 169,000 | $ 169,000 | $ 210,000 |
Darke County Ohio | 1 | $ 76,000 | $ 76,000 | $ 97,000 |
Davidson County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 171,000 |
Dawson County Georgia | 2 | $ 500,000 | $ 250,000 | $ 64,000 |
DeKalb County Georgia | 44 | $ 6,131,000 | $ 139,000 | $ 85,000 |
Denton County Texas | 1 | $ 81,000 | $ 81,000 | $ 64,000 |
Denver County Colorado | 1 | $ 386,000 | $ 386,000 | $ 242,000 |
Douglas County Georgia | 13 | $ 2,259,000 | $ 173,000 | $ 90,000 |
Durham County North Carolina | 1 | $ 186,000 | $ 186,000 | $ 85,000 |
Dutchess County New York | 1 | $ 221,000 | $ 221,000 | $ 158,000 |
Duval County Florida | 1 | $ 202,000 | $ 202,000 | $ 88,000 |
East Baton Rouge County Louisiana | 1 | $ 164,000 | $ 164,000 | $ 45,000 |
Essex County Massachusetts | 1 | $ 115,000 | $ 115,000 | $ 118,000 |
Fannin County Georgia | 4 | $ 685,000 | $ 171,000 | $ 112,000 |
Fayette County Georgia | 2 | $ 476,000 | $ 238,000 | $ 126,000 |
Floyd County Georgia | 1 | $ 93,000 | $ 93,000 | $ 42,000 |
Floyd County Virginia | 1 | $ 320,000 | $ 320,000 | $ 270,000 |
Forsyth County Georgia | 16 | $ 2,962,000 | $ 185,000 | $ 87,000 |
Forsyth County North Carolina | 1 | $ 33,000 | $ 33,000 | $ 118,000 |
Fulton County Georgia | 68 | $ 11,418,000 | $ 167,000 | $ 110,000 |
Fulton County New York | 1 | $ 62,000 | $ 62,000 | $ 37,000 |
Gaston County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 65,000 |
Gilmer County Georgia | 5 | $ 1,202,000 | $ 240,000 | $ 94,000 |
Gordon County Georgia | 2 | $ 229,000 | $ 114,000 | $ 46,000 |
Greene County Ohio | 2 | $ 275,000 | $ 137,000 | $ 131,000 |
Greenville County South Carolina | 1 | $ 10,000 | $ 10,000 | $ 15,000 |
Guilford County North Carolina | 1 | $ 161,000 | $ 161,000 | $ 67,000 |
Gwinnett County Georgia | 21 | $ 4,485,000 | $ 213,000 | $ 126,000 |
Hall County Georgia | 3 | $ 703,000 | $ 234,000 | $ 123,000 |
Harnett County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 30,000 |
Harris County Texas | 1 | $ 156,000 | $ 156,000 | $ 117,000 |
Hart County Georgia | 1 | $ 230,000 | $ 230,000 | $ 99,000 |
Henrico County Virginia | 1 | $ 286,000 | $ 286,000 | $ 101,000 |
Henry County Georgia | 7 | $ 913,000 | $ 130,000 | $ 86,000 |
Hernando County Florida | 2 | $ 121,000 | $ 60,000 | $ 59,000 |
Hillsborough County Florida | 30 | $ 4,122,000 | $ 137,000 | $ 100,000 |
Horry County South Carolina | 1 | $ 91,000 | $ 91,000 | $ 87,000 |
Indian River County Florida | 2 | $ 303,000 | $ 151,000 | $ 115,000 |
Jackson County Georgia | 2 | $ 321,000 | $ 160,000 | $ 104,000 |
Jackson County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 39,000 |
Jefferson County Alabama | 4 | $ 372,000 | $ 93,000 | $ 82,000 |
Jefferson County Kentucky | 1 | $ 300,000 | $ 300,000 | $ 129,000 |
Lake County Florida | 1 | $ 58,000 | $ 58,000 | $ 154,000 |
Lamar County Georgia | 1 | $ 52,000 | $ 52,000 | $ 62,000 |
Lee County Florida | 6 | $ 628,000 | $ 104,000 | $ 84,000 |
Leon County Florida | 1 | $ 97,000 | $ 97,000 | $ 75,000 |
Levy County Florida | 1 | $ 30,000 | $ 30,000 | $ 30,000 |
Lincoln County Maine | 1 | $ 274,000 | $ 274,000 | $ 162,000 |
Los Angeles County California | 1 | $ 402,000 | $ 402,000 | $ 146,000 |
Loudon County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 97,000 |
Loudoun County Virginia | 1 | $ 244,000 | $ 244,000 | $ 79,000 |
Macon County North Carolina | 1 | $ 91,000 | $ 91,000 | $ 236,000 |
Manatee County Florida | 1 | $ 42,000 | $ 42,000 | $ 33,000 |
Marin County California | 1 | $ 601,000 | $ 601,000 | $ 175,000 |
Marion County Florida | 1 | $ 81,000 | $ 81,000 | $ 84,000 |
Martin County Florida | 3 | $ 340,000 | $ 113,000 | $ 72,000 |
McHenry County Illinois | 1 | $ 171,000 | $ 171,000 | $ 110,000 |
McMinn County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 38,000 |
Mecklenburg County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 117,000 |
Mercer County West Virginia | 1 | $ 96,000 | $ 96,000 | $ 62,000 |
Miami-Dade County Florida | 14 | $ 1,524,000 | $ 108,000 | $ 68,000 |
Mobile County Alabama | 1 | $ 160,000 | $ 160,000 | $ 201,000 |
Morgan County Georgia | 1 | $ 25,000 | $ 25,000 | $ 59,000 |
Muscogee County Georgia | 2 | $ 198,000 | $ 99,000 | $ 106,000 |
New Haven County Connecticut | 1 | $ 25,000 | $ 25,000 | $ 79,000 |
New York County New York | 1 | $ 520,000 | $ 520,000 | $ 179,000 |
Newton County Georgia | 6 | $ 925,000 | $ 154,000 | $ 105,000 |
Oakland County Michigan | 2 | $ 318,000 | $ 159,000 | $ 150,000 |
Orange County Florida | 4 | $ 595,000 | $ 148,000 | $ 94,000 |
Orange County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 143,000 |
Palm Beach County Florida | 214 | $ 32,146,000 | $ 150,000 | $ 100,000 |
Pasco County Florida | 2 | $ 304,000 | $ 152,000 | $ 129,000 |
Paulding County Georgia | 20 | $ 2,573,000 | $ 128,000 | $ 61,000 |
Penobscot County Maine | 1 | $ 159,000 | $ 159,000 | $ 99,000 |
Pickens County Georgia | 4 | $ 800,000 | $ 200,000 | $ 83,000 |
Pinellas County Florida | 12 | $ 1,641,000 | $ 136,000 | $ 107,000 |
Polk County Florida | 2 | $ 457,000 | $ 228,000 | $ 71,000 |
Polk County Georgia | 1 | $ 34,000 | $ 34,000 | $ 45,000 |
Polk County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 156,000 |
Putnam County Tennessee | 2 | $ 110,000 | $ 55,000 | $ 90,000 |
Queens County New York | 1 | $ 430,000 | $ 430,000 | $ 62,000 |
Rockdale County Georgia | 3 | $ 510,000 | $ 170,000 | $ 30,000 |
Salt Lake County Utah | 1 | $ 160,000 | $ 160,000 | $ 77,000 |
San Luis Obispo County California | 1 | $ 172,000 | $ 172,000 | $ 53,000 |
Sangamon County Illinois | 1 | $ 196,000 | $ 196,000 | $ 117,000 |
Sarasota County Florida | 3 | $ 734,000 | $ 244,000 | $ 255,000 |
Seminole County Florida | 1 | $ 125,000 | $ 125,000 | $ 128,000 |
St. Johns County Florida | 4 | $ 567,000 | $ 141,000 | $ 112,000 |
St. Landry County Louisiana | 1 | $ 84,000 | $ 84,000 | $ 89,000 |
St. Lawrence County New York | 1 | $ 20,000 | $ 20,000 | $ 92,000 |
St. Lucie County Florida | 29 | $ 2,823,000 | $ 97,000 | $ 70,000 |
Sumner County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 147,000 |
Sumter County Florida | 2 | $ 288,000 | $ 144,000 | $ 106,000 |
Tangipahoa County Louisiana | 1 | $ 242,000 | $ 242,000 | $ 86,000 |
Transylvania County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 32,000 |
Troup County Georgia | 1 | $ 73,000 | $ 73,000 | $ 42,000 |
Tuscaloosa County Alabama | 1 | $ 86,000 | $ 86,000 | $ 257,000 |
Virginia Beach County Virginia | 1 | $ 177,000 | $ 177,000 | $ 41,000 |
Volusia County Florida | 4 | $ 274,000 | $ 68,000 | $ 79,000 |
Wake County North Carolina | 3 | $ 703,000 | $ 234,000 | $ 112,000 |
Walker County Georgia | 1 | $ 98,000 | $ 98,000 | $ 119,000 |
Walton County Florida | 2 | $ 483,000 | $ 241,000 | $ 249,000 |
Walton County Georgia | 1 | $ 155,000 | $ 155,000 | $ 122,000 |
Westchester County New York | 1 | $ 100,000 | $ 100,000 | $ 149,000 |
Williamson County Texas | 1 | $ 196,000 | $ 196,000 | $ 89,000 |
Yavapai County Arizona | 1 | $ 152,000 | $ 152,000 | $ 96,000 |
York County South Carolina | 2 | $ 284,000 | $ 142,000 | $ 105,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 603 | $103,027,000 | $170,000 | $601,000 | $100,000 | $588,000 |
Home Purchase | 210 | $30,644,000 | $145,000 | $532,000 | $89,000 | $831,000 |
Home Improvement | 133 | $6,236,000 | $46,000 | $250,000 | $83,000 | $297,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 636 | $93,799,000 | $147,000 | $601,000 | $97,000 | $831,000 |
Black or African American | 117 | $16,307,000 | $139,000 | $356,000 | $81,000 | $359,000 |
Not Provided | 108 | $15,633,000 | $144,000 | $532,000 | $93,000 | $358,000 |
Hispanic | 51 | $7,928,000 | $155,000 | $424,000 | $97,000 | $247,000 |
Asian | 31 | $5,528,000 | $178,000 | $583,000 | $120,000 | $559,000 |
American Indian or Alaskan Native | 3 | $712,000 | $237,000 | $417,000 | $98,000 | $159,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 946 | $139,907,000 | $147,000 | $601,000 | $95,000 | $831,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 592 | $77,426,000 | $130,000 | $424,000 | $94,000 | $559,000 |
Application Denied By Financial Institution | 233 | $40,521,000 | $173,000 | $601,000 | $88,000 | $376,000 |
Application Withdrawn By Applicant | 121 | $21,960,000 | $181,000 | $592,000 | $115,000 | $831,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 62 | $11,842,000 | $191,000 | $583,000 | $68,000 | $359,000 |
Collateral | 56 | $10,199,000 | $182,000 | $520,000 | $97,000 | $222,000 |
Credit History | 53 | $7,563,000 | $142,000 | $442,000 | $88,000 | $376,000 |
Credit Application Incomplete | 37 | $7,212,000 | $194,000 | $601,000 | $117,000 | $349,000 |
Insufficient Cash (Downpayment, Closing Cost) | 13 | $1,774,000 | $136,000 | $245,000 | $66,000 | $140,000 |
Other | 7 | $934,000 | $133,000 | $244,000 | $60,000 | $114,000 |
Unverifiable Information | 3 | $512,000 | $170,000 | $283,000 | $133,000 | $229,000 |
Mortgage Insurance Denied | 2 | $485,000 | $242,000 | $376,000 | $86,000 | $112,000 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ibm Southeast Emp Credit Union's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ibm Southeast Emp Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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