Ibm Southeast Emp Credit Union
Mortgage Loan Application
Totals and Details
for 2007
Find mortgage loan statistics, lending data, and loan application totals for Florida.
The mortgage statistics and data below are specific to mortgage loan applications for Ibm Southeast Emp Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Ibm Southeast Emp Credit Union 1000 Nw 17Th Ave Delray Beach, FL 33445 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,125 |
| Total Mortgage Loan Application Amount | $133,942,000 |
| Average Mortgage Loan Application Amount | $150,666 |
| Highest Mortgage Loan Application Amount | $670,000 |
| Average Applicant Income | $91,333 |
| Highest Applicant Income | $1,248,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in FL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Palm Beach County Florida | 277 | $ 31,793,000 | $ 114,000 | $ 87,000 |
| Broward County Florida | 167 | $ 20,178,000 | $ 120,000 | $ 76,000 |
| Cobb County Georgia | 144 | $ 17,184,000 | $ 119,000 | $ 93,000 |
| Fulton County Georgia | 53 | $ 7,610,000 | $ 143,000 | $ 109,000 |
| DeKalb County Georgia | 50 | $ 4,386,000 | $ 87,000 | $ 71,000 |
| Cherokee County Georgia | 30 | $ 3,713,000 | $ 123,000 | $ 99,000 |
| Gwinnett County Georgia | 29 | $ 3,423,000 | $ 118,000 | $ 82,000 |
| Hillsborough County Florida | 28 | $ 3,898,000 | $ 139,000 | $ 131,000 |
| Miami-Dade County Florida | 14 | $ 2,229,000 | $ 159,000 | $ 118,000 |
| Pinellas County Florida | 14 | $ 1,762,000 | $ 125,000 | $ 88,000 |
| Paulding County Georgia | 14 | $ 1,265,000 | $ 90,000 | $ 70,000 |
| St. Lucie County Florida | 13 | $ 908,000 | $ 69,000 | $ 72,000 |
| Forsyth County Georgia | 13 | $ 1,997,000 | $ 153,000 | $ 90,000 |
| Orange County Florida | 12 | $ 2,373,000 | $ 197,000 | $ 125,000 |
| Clayton County Georgia | 12 | $ 730,000 | $ 60,000 | $ 168,000 |
| Henry County Georgia | 9 | $ 1,449,000 | $ 161,000 | $ 104,000 |
| Douglas County Georgia | 8 | $ 548,000 | $ 68,000 | $ 72,000 |
| Rockdale County Georgia | 8 | $ 1,262,000 | $ 157,000 | $ 116,000 |
| Wake County North Carolina | 8 | $ 799,000 | $ 99,000 | $ 114,000 |
| Jefferson County Alabama | 7 | $ 437,000 | $ 62,000 | $ 67,000 |
| Pasco County Florida | 6 | $ 583,000 | $ 97,000 | $ 94,000 |
| Fayette County Georgia | 5 | $ 884,000 | $ 176,000 | $ 103,000 |
| Riverside County California | 4 | $ 306,000 | $ 76,000 | $ 106,000 |
| Polk County Florida | 4 | $ 120,000 | $ 30,000 | $ 69,000 |
| Newton County Georgia | 4 | $ 157,000 | $ 39,000 | $ 65,000 |
| Mobile County Alabama | 3 | $ 155,000 | $ 51,000 | $ 47,000 |
| Bay County Florida | 3 | $ 553,000 | $ 184,000 | $ 65,000 |
| Duval County Florida | 3 | $ 315,000 | $ 105,000 | $ 82,000 |
| Lee County Florida | 3 | $ 88,000 | $ 29,000 | $ 47,000 |
| Marion County Florida | 3 | $ 229,000 | $ 76,000 | $ 83,000 |
| Martin County Florida | 3 | $ 420,000 | $ 140,000 | $ 100,000 |
| Seminole County Florida | 3 | $ 597,000 | $ 199,000 | $ 101,000 |
| Volusia County Florida | 3 | $ 443,000 | $ 147,000 | $ 77,000 |
| Bibb County Georgia | 3 | $ 223,000 | $ 74,000 | $ 176,000 |
| Hall County Georgia | 3 | $ 386,000 | $ 128,000 | $ 37,000 |
| Pickens County Georgia | 3 | $ 441,000 | $ 147,000 | $ 87,000 |
| Jefferson County Kentucky | 3 | $ 386,000 | $ 128,000 | $ 191,000 |
| Prince George's County Maryland | 3 | $ 329,000 | $ 109,000 | $ 70,000 |
| Mecklenburg County North Carolina | 3 | $ 150,000 | $ 50,000 | $ 97,000 |
| Carter County Tennessee | 3 | $ 301,000 | $ 100,000 | $ 81,000 |
| Hamilton County Tennessee | 3 | $ 210,000 | $ 70,000 | $ 207,000 |
| Madison County Alabama | 2 | $ 270,000 | $ 135,000 | $ 180,000 |
| Douglas County Colorado | 2 | $ 274,000 | $ 137,000 | $ 129,000 |
| Hartford County Connecticut | 2 | $ 268,000 | $ 134,000 | $ 94,000 |
| District of Columbia County District Of Columbia | 2 | $ 419,000 | $ 209,000 | $ 76,000 |
| Alachua County Florida | 2 | $ 435,000 | $ 217,000 | $ 77,000 |
| Brevard County Florida | 2 | $ 308,000 | $ 154,000 | $ 96,000 |
| Clay County Florida | 2 | $ 360,000 | $ 180,000 | $ 109,000 |
| Collier County Florida | 2 | $ 286,000 | $ 143,000 | $ 47,000 |
| Hernando County Florida | 2 | $ 267,000 | $ 133,000 | $ 118,000 |
| Leon County Florida | 2 | $ 277,000 | $ 138,000 | $ 198,000 |
| Bartow County Georgia | 2 | $ 327,000 | $ 163,000 | $ 88,000 |
| Carroll County Georgia | 2 | $ 170,000 | $ 85,000 | $ 111,000 |
| Chatham County Georgia | 2 | $ 866,000 | $ 433,000 | $ 182,000 |
| Clarke County Georgia | 2 | $ 293,000 | $ 146,000 | $ 63,000 |
| Gilmer County Georgia | 2 | $ 238,000 | $ 119,000 | $ 126,000 |
| Glynn County Georgia | 2 | $ 412,000 | $ 206,000 | $ 114,000 |
| Lumpkin County Georgia | 2 | $ 90,000 | $ 45,000 | $ 146,000 |
| Upson County Georgia | 2 | $ 243,000 | $ 121,000 | $ 158,000 |
| Walton County Georgia | 2 | $ 670,000 | $ 335,000 | $ 113,000 |
| Whitfield County Georgia | 2 | $ 243,000 | $ 121,000 | $ 36,000 |
| Harrison County Mississippi | 2 | $ 195,000 | $ 97,000 | $ 225,000 |
| Westchester County New York | 2 | $ 488,000 | $ 244,000 | $ 146,000 |
| Cabarrus County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 125,000 |
| Greenville County South Carolina | 2 | $ 174,000 | $ 87,000 | $ 162,000 |
| Richland County South Carolina | 2 | $ 80,000 | $ 40,000 | $ 109,000 |
| Rutherford County Tennessee | 2 | $ 15,000 | $ 7,000 | $ 43,000 |
| Williamson County Tennessee | 2 | $ 389,000 | $ 194,000 | $ 78,000 |
| King County Washington | 2 | $ 360,000 | $ 180,000 | $ 140,000 |
| Autauga County Alabama | 1 | $ 208,000 | $ 208,000 | $ 100,000 |
| Baldwin County Alabama | 1 | $ 350,000 | $ 350,000 | $ 122,000 |
| Cullman County Alabama | 1 | $ 32,000 | $ 32,000 | $ 35,000 |
| Montgomery County Alabama | 1 | $ 74,000 | $ 74,000 | $ 93,000 |
| Shelby County Alabama | 1 | $ 69,000 | $ 69,000 | $ 77,000 |
| Walker County Alabama | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Maricopa County Arizona | 1 | $ 204,000 | $ 204,000 | $ 60,000 |
| Pima County Arizona | 1 | $ 28,000 | $ 28,000 | $ 94,000 |
| Union County Arkansas | 1 | $ 37,000 | $ 37,000 | $ 29,000 |
| Solano County California | 1 | $ 40,000 | $ 40,000 | $ 76,000 |
| Boulder County Colorado | 1 | $ 150,000 | $ 150,000 | $ 46,000 |
| Denver County Colorado | 1 | $ 305,000 | $ 305,000 | $ 90,000 |
| Jefferson County Colorado | 1 | $ 10,000 | $ 10,000 | $ 30,000 |
| Hendry County Florida | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Lake County Florida | 1 | $ 67,000 | $ 67,000 | $ 55,000 |
| Okaloosa County Florida | 1 | $ 155,000 | $ 155,000 | $ 149,000 |
| Okeechobee County Florida | 1 | $ 45,000 | $ 45,000 | $ 18,000 |
| Sarasota County Florida | 1 | $ 50,000 | $ 50,000 | $ 193,000 |
| Suwannee County Florida | 1 | $ 176,000 | $ 176,000 | $ 47,000 |
| Barrow County Georgia | 1 | $ 90,000 | $ 90,000 | $ 123,000 |
| Chattooga County Georgia | 1 | $ 189,000 | $ 189,000 | $ 88,000 |
| Dougherty County Georgia | 1 | $ 63,000 | $ 63,000 | $ 109,000 |
| Hart County Georgia | 1 | $ 88,000 | $ 88,000 | $ 121,000 |
| Lamar County Georgia | 1 | $ 15,000 | $ 15,000 | $ 18,000 |
| Madison County Georgia | 1 | $ 175,000 | $ 175,000 | $ 126,000 |
| Meriwether County Georgia | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Muscogee County Georgia | 1 | $ 32,000 | $ 32,000 | $ 99,000 |
| Oconee County Georgia | 1 | $ 179,000 | $ 179,000 | $ 127,000 |
| Polk County Georgia | 1 | $ 228,000 | $ 228,000 | $ 110,000 |
| Union County Georgia | 1 | $ 50,000 | $ 50,000 | $ 56,000 |
| McLean County Illinois | 1 | $ 57,000 | $ 57,000 | $ 50,000 |
| Will County Illinois | 1 | $ 20,000 | $ 20,000 | $ 159,000 |
| Noble County Indiana | 1 | $ 55,000 | $ 55,000 | $ 83,000 |
| Campbell County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 99,000 |
| Hampden County Massachusetts | 1 | $ 23,000 | $ 23,000 | $ 29,000 |
| Middlesex County Massachusetts | 1 | $ 196,000 | $ 196,000 | $ 82,000 |
| Kalamazoo County Michigan | 1 | $ 153,000 | $ 153,000 | $ 41,000 |
| Macomb County Michigan | 1 | $ 116,000 | $ 116,000 | $ 46,000 |
| Hennepin County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 52,000 |
| Hinds County Mississippi | 1 | $ 22,000 | $ 22,000 | $ 96,000 |
| Pearl River County Mississippi | 1 | $ 250,000 | $ 250,000 | $ 46,000 |
| Sunflower County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Perry County Missouri | 1 | $ 32,000 | $ 32,000 | $ 76,000 |
| Stillwater County Montana | 1 | $ 150,000 | $ 150,000 | $ 59,000 |
| Essex County New Jersey | 1 | $ 348,000 | $ 348,000 | $ 435,000 |
| Hudson County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Madison County New York | 1 | $ 112,000 | $ 112,000 | $ 130,000 |
| Putnam County New York | 1 | $ 50,000 | $ 50,000 | $ 119,000 |
| Alamance County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 34,000 |
| Buncombe County North Carolina | 1 | $ 193,000 | $ 193,000 | $ 72,000 |
| Guilford County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 82,000 |
| Moore County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Randolph County North Carolina | 1 | $ 37,000 | $ 37,000 | $ 143,000 |
| Transylvania County North Carolina | 1 | $ 21,000 | $ 21,000 | $ 73,000 |
| Franklin County Ohio | 1 | $ 35,000 | $ 35,000 | $ 131,000 |
| Oklahoma County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 148,000 |
| Multnomah County Oregon | 1 | $ 174,000 | $ 174,000 | $ 68,000 |
| Washington County Oregon | 1 | $ 69,000 | $ 69,000 | $ 70,000 |
| Butler County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 37,000 |
| Chester County Pennsylvania | 1 | $ 292,000 | $ 292,000 | $ 154,000 |
| Erie County Pennsylvania | 1 | $ 182,000 | $ 182,000 | $ 205,000 |
| Monroe County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 93,000 |
| Philadelphia County Pennsylvania | 1 | $ 31,000 | $ 31,000 | $ 40,000 |
| Somerset County Pennsylvania | 1 | $ 87,000 | $ 87,000 | $ 208,000 |
| Beaufort County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 232,000 |
| Greenwood County South Carolina | 1 | $ 149,000 | $ 149,000 | $ 50,000 |
| Jasper County South Carolina | 1 | $ 103,000 | $ 103,000 | $ 11,000 |
| Laurens County South Carolina | 1 | $ 86,000 | $ 86,000 | $ 51,000 |
| Cheatham County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 166,000 |
| Coffee County Tennessee | 1 | $ 16,000 | $ 16,000 | $ 48,000 |
| Davidson County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 40,000 |
| Henry County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 98,000 |
| Knox County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 82,000 |
| Putnam County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 42,000 |
| Shelby County Tennessee | 1 | $ 164,000 | $ 164,000 | $ 55,000 |
| Wilson County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 44,000 |
| Collin County Texas | 1 | $ 417,000 | $ 417,000 | $ 157,000 |
| Dallas County Texas | 1 | $ 65,000 | $ 65,000 | $ 158,000 |
| Galveston County Texas | 1 | $ 60,000 | $ 60,000 | $ 40,000 |
| Hidalgo County Texas | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Montgomery County Texas | 1 | $ 146,000 | $ 146,000 | $ 54,000 |
| Fairfax County Virginia | 1 | $ 250,000 | $ 250,000 | $ 175,000 |
| James City County Virginia | 1 | $ 282,000 | $ 282,000 | $ 85,000 |
| Loudoun County Virginia | 1 | $ 28,000 | $ 28,000 | $ 62,000 |
| Virginia Beach County Virginia | 1 | $ 179,000 | $ 179,000 | $ 40,000 |
| Whatcom County Washington | 1 | $ 196,000 | $ 196,000 | $ 175,000 |
| Mercer County West Virginia | 1 | $ 144,000 | $ 144,000 | $ 41,000 |
| Sawyer County Wisconsin | 1 | $ 168,000 | $ 168,000 | $ 80,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Florida,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Ibm Southeast Emp Credit Union in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 638 | $38,138,000 | $59,000 | $543,000 | $92,000 | $1,000,000 |
| Refinancing | 308 | $60,225,000 | $195,000 | $670,000 | $89,000 | $1,248,000 |
| Home Purchase | 179 | $35,579,000 | $198,000 | $650,000 | $93,000 | $440,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 684 | $80,092,000 | $117,000 | $670,000 | $94,000 | $750,000 |
| Black or African American | 292 | $33,234,000 | $113,000 | $543,000 | $87,000 | $1,248,000 |
| Hispanic | 107 | $12,887,000 | $120,000 | $417,000 | $85,000 | $1,000,000 |
| Asian | 39 | $7,104,000 | $182,000 | $650,000 | $90,000 | $222,000 |
| Not Provided | 3 | $625,000 | $208,000 | $347,000 | $96,000 | $155,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,125 | $133,942,000 | $119,000 | $670,000 | $91,000 | $1,248,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 915 | $92,922,000 | $101,000 | $650,000 | $91,000 | $1,000,000 |
| Application Withdrawn By Applicant | 121 | $23,392,000 | $193,000 | $670,000 | $102,000 | $1,248,000 |
| Application Denied By Financial Institution | 89 | $17,628,000 | $198,000 | $474,000 | $84,000 | $270,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 39 | $8,124,000 | $208,000 | $474,000 | $90,000 | $258,000 |
| Debt-To-Income Ratio | 22 | $4,569,000 | $207,000 | $473,000 | $67,000 | $270,000 |
| Collateral | 11 | $1,989,000 | $180,000 | $332,000 | $74,000 | $144,000 |
| Other | 8 | $1,403,000 | $175,000 | $384,000 | $94,000 | $166,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $725,000 | $145,000 | $180,000 | $110,000 | $231,000 |
| Unverifiable Information | 2 | $363,000 | $181,000 | $242,000 | $84,000 | $95,000 |
| Employment History | 1 | $252,000 | $252,000 | $252,000 | $88,000 | $88,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in FL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Florida, and search similar information at your convenience.