Ithink Financial Credit Union
Mortgage Loan Application
Totals and Details
for 2016

Find mortgage loan statistics, lending data, and loan application totals for Florida.
The mortgage statistics and data below are specific to mortgage loan applications for Ithink Financial Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Ithink Financial Credit Union
1000 Nw 17Th Avenue
Delray Beach, FL 33445
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 1,168
Total Mortgage Loan Application Amount $151,061,000
Average Mortgage Loan Application Amount $131,333
Highest Mortgage Loan Application Amount $1,200,000
Average Applicant Income $107,333
Highest Applicant Income $2,190,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in FL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Ithink Financial Credit Union by Metropolitan Area in 2016

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ATLANTA-SANDY SPRINGS-ROSWELL, GA 402 $ 51,174,000 $ 127,000 $ 103,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 357 $ 47,899,000 $ 134,000 $ 112,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 108 $ 13,240,000 $ 122,000 $ 98,000
PORT ST. LUCIE, FL 89 $ 8,636,000 $ 97,000 $ 74,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 43 $ 4,819,000 $ 112,000 $ 162,000
MIAMI-MIAMI BEACH-KENDALL, FL 18 $ 4,404,000 $ 244,000 $ 227,000
ORLANDO-KISSIMMEE-SANFORD, FL 12 $ 1,631,000 $ 135,000 $ 103,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 6 $ 655,000 $ 101,000 $ 117,000
RALEIGH, NC 6 $ 779,000 $ 129,000 $ 102,000
SEBASTIAN-VERO BEACH, FL 6 $ 940,000 $ 156,000 $ 87,000
BIRMINGHAM-HOOVER, AL 5 $ 462,000 $ 92,000 $ 72,000
CAPE CORAL-FORT MYERS, FL 5 $ 444,000 $ 88,000 $ 43,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 5 $ 469,000 $ 93,000 $ 168,000
CHATTANOOGA, TN-GA 3 $ 133,000 $ 45,500 $ 73,500
GAINESVILLE, GA 3 $ 415,000 $ 138,000 $ 176,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 3 $ 693,000 $ 231,000 $ 102,000
NORTH PORT-SARASOTA-BRADENTON, FL 3 $ 430,000 $ 143,000 $ 46,000
PANAMA CITY, FL 3 $ 252,000 $ 84,000 $ 123,000
PHOENIX-MESA-SCOTTSDALE, AZ 3 $ 593,000 $ 197,000 $ 66,000
WARREN-TROY-FARMINGTON HILLS, MI 3 $ 423,000 $ 141,000 $ 70,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 3 $ 1,094,000 $ 364,000 $ 126,000
DENVER-AURORA-LAKEWOOD, CO 2 $ 328,000 $ 164,000 $ 135,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 2 $ 373,000 $ 186,000 $ 151,000
JACKSONVILLE, FL 2 $ 130,000 $ 65,000 $ 95,000
LAKELAND-WINTER HAVEN, FL 2 $ 134,000 $ 67,000 $ 115,000
OAKLAND-HAYWARD-BERKELEY, CA 2 $ 300,000 $ 150,000 $ 212,000
OCALA, FL 2 $ 307,000 $ 153,000 $ 78,000
SALT LAKE CITY, UT 2 $ 173,000 $ 86,000 $ 87,000
ALBANY, GA 1 $ 150,000 $ 150,000 $ 50,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 1 $ 280,000 $ 280,000 $ 180,000
ATHENS-CLARKE COUNTY, GA 1 $ 105,000 $ 105,000 $ 71,000
AUSTIN-ROUND ROCK, TX 1 $ 152,000 $ 152,000 $ 49,000
BALTIMORE-COLUMBIA-TOWSON, MD 1 $ 49,000 $ 49,000 $ 85,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 1 $ 28,000 $ 28,000 $ 39,000
BOSTON, MA 1 $ 35,000 $ 35,000 $ 78,000
BRUNSWICK, GA 1 $ 50,000 $ 50,000 $ 122,000
BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY 1 $ 150,000 $ 150,000 $ 78,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 1 $ 100,000 $ 100,000 $ 84,000
CINCINNATI, OH-KY-IN 1 $ 70,000 $ 70,000 $ 38,000
CLEVELAND-ELYRIA, OH 1 $ 62,000 $ 62,000 $ 40,000
DALLAS-PLANO-IRVING, TX 1 $ 40,000 $ 40,000 $ 47,000
DALTON, GA 1 $ 114,000 $ 114,000 $ 63,000
DAPHNE-FAIRHOPE-FOLEY, AL 1 $ 100,000 $ 100,000 $ 210,000
DAYTON, OH 1 $ 71,000 $ 71,000 $ 125,000
DETROIT-DEARBORN-LIVONIA, MI 1 $ 176,000 $ 176,000 $ 88,000
DOVER, DE 1 $ 280,000 $ 280,000 $ 67,000
DURHAM-CHAPEL HILL, NC 1 $ 179,000 $ 179,000 $ 115,000
FLAGSTAFF, AZ 1 $ 85,000 $ 85,000 $ 246,000
FORT WAYNE, IN 1 $ 209,000 $ 209,000 $ 58,000
GAINESVILLE, FL 1 $ 50,000 $ 50,000 $ 118,000
GOLDSBORO, NC 1 $ 100,000 $ 100,000 $ 103,000
GULFPORT-BILOXI-PASCAGOULA, MS 1 $ 15,000 $ 15,000 $ 118,000
HOMOSASSA SPRINGS, FL 1 $ 140,000 $ 140,000 $ 195,000
KANSAS CITY, MO-KS 1 $ 168,000 $ 168,000 $ 64,000
KNOXVILLE, TN 1 $ 20,000 $ 20,000 $ 129,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 1 $ 30,000 $ 30,000 $ 78,000
MADISON, WI 1 $ 150,000 $ 150,000 $ 64,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 1 $ 100,000 $ 100,000 $ 93,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 1 $ 700,000 $ 700,000 $ 417,000
OMAHA-COUNCIL BLUFFS, NE-IA 1 $ 100,000 $ 100,000 $ 64,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 1 $ 150,000 $ 150,000 $ 117,000
PORTLAND-SOUTH PORTLAND, ME 1 $ 22,000 $ 22,000 $ 116,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 1 $ 50,000 $ 50,000 $ 184,000
PRESCOTT, AZ 1 $ 75,000 $ 75,000 $ 90,000
READING, PA 1 $ 321,000 $ 321,000 $ 165,000
RICHMOND, VA 1 $ 396,000 $ 396,000 $ 181,000
SAN ANTONIO-NEW BRAUNFELS, TX 1 $ 144,000 $ 144,000 $ 191,000
SAN DIEGO-CARLSBAD, CA 1 $ 100,000 $ 100,000 $ 180,000
SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA 1 $ 100,000 $ 100,000 $ 179,000
SEBRING, FL 1 $ 68,000 $ 68,000 $ 52,000
SYRACUSE, NY 1 $ 336,000 $ 336,000 $ 99,000
TALLAHASSEE, FL 1 $ 312,000 $ 312,000 $ 91,000
THE VILLAGES, FL 1 $ 100,000 $ 100,000 $ 54,000
WARNER ROBINS, GA 1 $ 200,000 $ 200,000 $ 103,000
WINSTON-SALEM, NC 1 $ 164,000 $ 164,000 $ 61,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Florida, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Ithink Financial Credit Union in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 535 $74,101,000 $138,000 $700,000 $108,000 $2,190,000
Home Improvement 351 $23,196,000 $66,000 $500,000 $110,000 $484,000
Home Purchase 282 $53,764,000 $190,000 $1,200,000 $104,000 $1,450,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 733 $93,630,000 $127,000 $1,200,000 $112,000 $2,190,000
Black or African American 187 $21,651,000 $115,000 $575,000 $93,000 $1,450,000
Not Provided 118 $18,419,000 $156,000 $475,000 $108,000 $375,000
Hispanic 101 $12,709,000 $125,000 $556,000 $99,000 $484,000
Asian 25 $4,400,000 $176,000 $637,000 $121,000 $229,000
American Indian or Alaskan Native 4 $252,000 $63,000 $154,000 $106,000 $156,000
Native Hawaiin or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,159 $149,139,000 $128,000 $1,200,000 $107,000 $2,190,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $1,558,000 $259,000 $500,000 $141,000 $484,000
FHA-insured (Federal Housing Administration) 3 $364,000 $121,000 $264,000 $118,000 $168,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 840 $108,732,000 $129,000 $1,200,000 $109,000 $1,450,000
Application Denied By Financial Institution 212 $24,918,000 $117,000 $507,000 $102,000 $2,190,000
Application Withdrawn By Applicant 98 $13,412,000 $136,000 $438,000 $103,000 $650,000
Application Approved But Not Accepted 11 $2,244,000 $204,000 $680,000 $128,000 $215,000
File Closed For Incompleteness 7 $1,755,000 $250,000 $475,000 $149,000 $375,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 51 $5,876,000 $115,000 $507,000 $85,000 $430,000
Debt-To-Income Ratio 48 $4,981,000 $103,000 $287,000 $53,000 $216,000
Credit Application Incomplete 33 $5,126,000 $155,000 $500,000 $223,000 $2,190,000
Collateral 27 $2,114,000 $78,000 $342,000 $86,000 $169,000
Unverifiable Information 24 $2,785,000 $116,000 $312,000 $91,000 $150,000
Other 9 $958,000 $106,000 $224,000 $96,000 $134,000
Insufficient Cash (Downpayment, Closing Cost) 5 $511,000 $102,000 $180,000 $41,000 $70,000
Employment History 2 $171,000 $85,000 $136,000 $41,000 $64,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in FL, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Florida, and search similar information at your convenience.

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