Heartland Credit Union
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Kansas.
The mortgage statistics and data below are specific to mortgage loan applications for Heartland Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Heartland Credit Union 900 East 23Rd Avenue Hutchinson, KS 67502 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,438 |
| Total Mortgage Loan Application Amount | $198,110,000 |
| Average Mortgage Loan Application Amount | $126,000 |
| Highest Mortgage Loan Application Amount | $845,000 |
| Average Applicant Income | $92,800 |
| Highest Applicant Income | $4,062,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KS, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Reno County Kansas | 508 | $ 62,930,000 | $ 123,000 | $ 88,000 |
| Sedgwick County Kansas | 285 | $ 48,505,000 | $ 170,000 | $ 109,000 |
| Harvey County Kansas | 112 | $ 14,990,000 | $ 133,000 | $ 83,000 |
| Butler County Kansas | 25 | $ 5,265,000 | $ 210,000 | $ 144,000 |
| McPherson County Kansas | 21 | $ 3,145,000 | $ 149,000 | $ 93,000 |
| Rice County Kansas | 18 | $ 1,420,000 | $ 78,000 | $ 68,000 |
| Jackson County Missouri | 12 | $ 1,440,000 | $ 120,000 | $ 84,000 |
| Stafford County Kansas | 11 | $ 945,000 | $ 85,000 | $ 84,000 |
| Johnson County Kansas | 9 | $ 1,625,000 | $ 180,000 | $ 107,000 |
| Kingman County Kansas | 8 | $ 1,240,000 | $ 155,000 | $ 79,000 |
| Pratt County Kansas | 8 | $ 1,080,000 | $ 135,000 | $ 120,000 |
| Marion County Kansas | 6 | $ 610,000 | $ 101,000 | $ 82,000 |
| Douglas County Kansas | 5 | $ 995,000 | $ 199,000 | $ 104,000 |
| Saline County Kansas | 5 | $ 765,000 | $ 153,000 | $ 75,000 |
| Franklin County Kansas | 4 | $ 570,000 | $ 142,000 | $ 102,000 |
| Harper County Kansas | 4 | $ 290,000 | $ 72,000 | $ 87,000 |
| Pawnee County Kansas | 4 | $ 850,000 | $ 212,000 | $ 117,000 |
| Russell County Kansas | 4 | $ 670,000 | $ 167,000 | $ 105,000 |
| Riley County Kansas | 3 | $ 1,675,000 | $ 558,000 | $ 277,000 |
| Stone County Missouri | 3 | $ 445,000 | $ 148,000 | $ 180,000 |
| Delaware County Oklahoma | 3 | $ 695,000 | $ 231,000 | $ 102,000 |
| El Paso County Colorado | 2 | $ 860,000 | $ 430,000 | $ 101,000 |
| Summit County Colorado | 2 | $ 810,000 | $ 405,000 | $ 89,000 |
| Barber County Kansas | 2 | $ 310,000 | $ 155,000 | $ 76,000 |
| Cloud County Kansas | 2 | $ 110,000 | $ 55,000 | $ 65,000 |
| Cowley County Kansas | 2 | $ 160,000 | $ 80,000 | $ 102,000 |
| Linn County Kansas | 2 | $ 240,000 | $ 120,000 | $ 121,000 |
| Ottawa County Kansas | 2 | $ 630,000 | $ 315,000 | $ 260,000 |
| Sumner County Kansas | 2 | $ 320,000 | $ 160,000 | $ 99,000 |
| Barry County Missouri | 2 | $ 530,000 | $ 265,000 | $ 149,000 |
| Oklahoma County Oklahoma | 2 | $ 420,000 | $ 210,000 | $ 105,000 |
| Mineral County Colorado | 1 | $ 325,000 | $ 325,000 | $ 270,000 |
| Teller County Colorado | 1 | $ 305,000 | $ 305,000 | $ 118,000 |
| Weld County Colorado | 1 | $ 305,000 | $ 305,000 | $ 68,000 |
| Allen County Kansas | 1 | $ 155,000 | $ 155,000 | $ 88,000 |
| Barton County Kansas | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Bourbon County Kansas | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Dickinson County Kansas | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Edwards County Kansas | 1 | $ 5,000 | $ 5,000 | $ 49,000 |
| Ellis County Kansas | 1 | $ 145,000 | $ 145,000 | $ 93,000 |
| Finney County Kansas | 1 | $ 185,000 | $ 185,000 | $ 196,000 |
| Graham County Kansas | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Labette County Kansas | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Lyon County Kansas | 1 | $ 155,000 | $ 155,000 | $ 112,000 |
| Marshall County Kansas | 1 | $ 355,000 | $ 355,000 | $ 108,000 |
| Miami County Kansas | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Morris County Kansas | 1 | $ 155,000 | $ 155,000 | $ 125,000 |
| Ness County Kansas | 1 | $ 125,000 | $ 125,000 | $ 172,000 |
| Shawnee County Kansas | 1 | $ 215,000 | $ 215,000 | $ 86,000 |
| Sherman County Kansas | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Thomas County Kansas | 1 | $ 135,000 | $ 135,000 | $ 153,000 |
| Wyandotte County Kansas | 1 | $ 55,000 | $ 55,000 | $ 203,000 |
| Camden County Missouri | 1 | $ 115,000 | $ 115,000 | $ 150,000 |
| Cass County Missouri | 1 | $ 225,000 | $ 225,000 | $ 131,000 |
| Clinton County Missouri | 1 | $ 145,000 | $ 145,000 | $ 113,000 |
| Platte County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 146,000 |
| Cleveland County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Custer County Oklahoma | 1 | $ 475,000 | $ 475,000 | $ 227,000 |
| Grant County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 118,000 |
| Kay County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 115,000 |
| Stephens County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 153,000 |
| Washita County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Woods County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 73,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kansas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Heartland Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 742 | $95,490,000 | $128,000 | $515,000 | $72,000 | $747,000 |
| Refinancing | 382 | $59,750,000 | $156,000 | $535,000 | $114,000 | $4,062,000 |
| Cash-out Refinancing | 235 | $34,775,000 | $147,000 | $845,000 | $95,000 | $548,000 |
| Other Purpose | 47 | $5,365,000 | $114,000 | $265,000 | $91,000 | $548,000 |
| Home Improvement | 32 | $2,730,000 | $85,000 | $325,000 | $92,000 | $284,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,177 | $162,315,000 | $137,000 | $765,000 | $86,000 | $1,263,000 |
| Not Provided | 123 | $16,345,000 | $132,000 | $415,000 | $81,000 | $274,000 |
| Hispanic | 64 | $7,670,000 | $119,000 | $405,000 | $67,000 | $203,000 |
| Not applicable | 41 | $6,935,000 | $169,000 | $845,000 | $0 | $0 |
| Black or African American | 18 | $1,860,000 | $103,000 | $255,000 | $59,000 | $155,000 |
| Asian | 7 | $1,305,000 | $186,000 | $395,000 | $667,000 | $4,062,000 |
| American Indian or Alaskan Native | 4 | $650,000 | $162,000 | $275,000 | $65,000 | $129,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $580,000 | $290,000 | $385,000 | $83,000 | $105,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,438 | $198,110,000 | $137,000 | $845,000 | $88,000 | $4,062,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 767 | $116,205,000 | $151,000 | $845,000 | $100,000 | $4,062,000 |
| Application Approved But Not Accepted | 256 | $33,830,000 | $132,000 | $485,000 | $90,000 | $548,000 |
| Application Denied By Financial Institution | 147 | $16,865,000 | $114,000 | $705,000 | $69,000 | $576,000 |
| Preapproval Denied by Financial Institution | 136 | $13,920,000 | $102,000 | $385,000 | $53,000 | $220,000 |
| Preapproval Approved but not Accepted | 132 | $17,290,000 | $130,000 | $505,000 | $73,000 | $691,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,155 | $167,325,000 | $144,000 | $845,000 | $94,000 | $4,062,000 |
| Credit History | 152 | $16,070,000 | $105,000 | $385,000 | $60,000 | $576,000 |
| Debt-To-Income Ratio | 86 | $9,760,000 | $113,000 | $705,000 | $60,000 | $350,000 |
| Unverifiable Information | 17 | $2,065,000 | $121,000 | $285,000 | $64,000 | $103,000 |
| Collateral | 15 | $1,365,000 | $91,000 | $305,000 | $65,000 | $118,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $945,000 | $105,000 | $215,000 | $63,000 | $130,000 |
| Other | 2 | $300,000 | $150,000 | $155,000 | $65,000 | $98,000 |
| Employment History | 2 | $280,000 | $140,000 | $185,000 | $137,000 | $220,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KS, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kansas, and search similar information at your convenience.