Hudson City Savings Bank
Mortgage Loan Application
Totals and Details
for 2014
Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for Hudson City Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Hudson City Savings Bank West 80 Century Road Paramus, NJ 07652 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,701 |
| Total Mortgage Loan Application Amount | $1,771,469,000 |
| Average Mortgage Loan Application Amount | $463,666 |
| Highest Mortgage Loan Application Amount | $2,715,000 |
| Average Applicant Income | $206,666 |
| Highest Applicant Income | $3,795,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bergen County New Jersey | 384 | $ 182,560,000 | $ 475,000 | $ 227,000 |
| Fairfield County Connecticut | 330 | $ 215,599,000 | $ 653,000 | $ 254,000 |
| Suffolk County New York | 298 | $ 131,123,000 | $ 440,000 | $ 191,000 |
| Nassau County New York | 250 | $ 140,452,000 | $ 561,000 | $ 245,000 |
| Essex County New Jersey | 197 | $ 78,629,000 | $ 399,000 | $ 185,000 |
| Ocean County New Jersey | 194 | $ 40,351,000 | $ 207,000 | $ 130,000 |
| Morris County New Jersey | 191 | $ 85,780,000 | $ 449,000 | $ 188,000 |
| Monmouth County New Jersey | 176 | $ 72,118,000 | $ 409,000 | $ 214,000 |
| Hudson County New Jersey | 164 | $ 72,560,000 | $ 442,000 | $ 174,000 |
| Westchester County New York | 159 | $ 96,379,000 | $ 606,000 | $ 276,000 |
| Middlesex County New Jersey | 152 | $ 42,565,000 | $ 280,000 | $ 98,000 |
| Kings County New York | 147 | $ 115,709,000 | $ 787,000 | $ 251,000 |
| Union County New Jersey | 117 | $ 44,134,000 | $ 377,000 | $ 155,000 |
| Somerset County New Jersey | 113 | $ 53,155,000 | $ 470,000 | $ 209,000 |
| New York County New York | 87 | $ 65,503,000 | $ 752,000 | $ 312,000 |
| Queens County New York | 79 | $ 36,136,000 | $ 457,000 | $ 153,000 |
| Passaic County New Jersey | 69 | $ 14,342,000 | $ 207,000 | $ 86,000 |
| Mercer County New Jersey | 66 | $ 29,234,000 | $ 442,000 | $ 230,000 |
| Richmond County New York | 53 | $ 22,709,000 | $ 428,000 | $ 192,000 |
| Montgomery County Pennsylvania | 38 | $ 23,327,000 | $ 613,000 | $ 259,000 |
| Bucks County Pennsylvania | 29 | $ 17,977,000 | $ 619,000 | $ 302,000 |
| Rockland County New York | 25 | $ 11,376,000 | $ 455,000 | $ 286,000 |
| Cape May County New Jersey | 24 | $ 14,687,000 | $ 611,000 | $ 403,000 |
| Hunterdon County New Jersey | 24 | $ 9,263,000 | $ 385,000 | $ 134,000 |
| Middlesex County Massachusetts | 23 | $ 13,815,000 | $ 600,000 | $ 200,000 |
| Burlington County New Jersey | 23 | $ 6,933,000 | $ 301,000 | $ 136,000 |
| New Haven County Connecticut | 22 | $ 9,683,000 | $ 440,000 | $ 268,000 |
| Chester County Pennsylvania | 20 | $ 11,631,000 | $ 581,000 | $ 266,000 |
| Norfolk County Massachusetts | 19 | $ 12,911,000 | $ 679,000 | $ 250,000 |
| Camden County New Jersey | 19 | $ 5,468,000 | $ 287,000 | $ 179,000 |
| Philadelphia County Pennsylvania | 18 | $ 7,909,000 | $ 439,000 | $ 188,000 |
| Hartford County Connecticut | 15 | $ 6,930,000 | $ 462,000 | $ 273,000 |
| Putnam County New York | 14 | $ 3,706,000 | $ 264,000 | $ 104,000 |
| Gloucester County New Jersey | 13 | $ 1,849,000 | $ 142,000 | $ 113,000 |
| Sussex County New Jersey | 13 | $ 3,276,000 | $ 252,000 | $ 155,000 |
| Delaware County Pennsylvania | 13 | $ 9,268,000 | $ 712,000 | $ 301,000 |
| Suffolk County Massachusetts | 12 | $ 7,968,000 | $ 664,000 | $ 266,000 |
| Dutchess County New York | 11 | $ 4,435,000 | $ 403,000 | $ 244,000 |
| Litchfield County Connecticut | 10 | $ 6,382,000 | $ 638,000 | $ 329,000 |
| Middlesex County Connecticut | 9 | $ 3,105,000 | $ 345,000 | $ 154,000 |
| Essex County Massachusetts | 9 | $ 5,307,000 | $ 589,000 | $ 388,000 |
| Atlantic County New Jersey | 9 | $ 3,073,000 | $ 341,000 | $ 135,000 |
| Orange County New York | 9 | $ 3,634,000 | $ 403,000 | $ 312,000 |
| Barnstable County Massachusetts | 8 | $ 4,360,000 | $ 545,000 | $ 488,000 |
| Bronx County New York | 8 | $ 3,584,000 | $ 448,000 | $ 133,000 |
| Worcester County Massachusetts | 7 | $ 3,506,000 | $ 500,000 | $ 276,000 |
| Warren County New Jersey | 6 | $ 888,000 | $ 148,000 | $ 71,000 |
| Nantucket County Massachusetts | 4 | $ 4,275,000 | $ 1,068,000 | $ 606,000 |
| Plymouth County Massachusetts | 4 | $ 2,477,000 | $ 619,000 | $ 635,000 |
| Columbia County New York | 3 | $ 1,344,000 | $ 448,000 | $ 509,000 |
| Lancaster County Pennsylvania | 3 | $ 1,620,000 | $ 540,000 | $ 255,000 |
| New London County Connecticut | 2 | $ 2,190,000 | $ 1,095,000 | $ 641,000 |
| Bristol County Massachusetts | 2 | $ 1,010,000 | $ 505,000 | $ 156,000 |
| Dukes County Massachusetts | 2 | $ 1,623,000 | $ 811,000 | $ 596,000 |
| Northampton County Pennsylvania | 2 | $ 664,000 | $ 332,000 | $ 273,000 |
| Tolland County Connecticut | 1 | $ 204,000 | $ 204,000 | $ 102,000 |
| Berks County Pennsylvania | 1 | $ 448,000 | $ 448,000 | $ 246,000 |
| Lehigh County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 230,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Hudson City Savings Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,807 | $810,967,000 | $448,000 | $2,715,000 | $197,000 | $3,795,000 |
| Refinancing | 1,361 | $751,136,000 | $551,000 | $2,373,000 | $238,000 | $3,631,000 |
| Home Improvement | 533 | $209,366,000 | $392,000 | $2,500,000 | $185,000 | $2,578,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,236 | $1,201,301,000 | $537,000 | $2,500,000 | $246,000 | $3,631,000 |
| Not applicable | 504 | $118,555,000 | $235,000 | $1,500,000 | $56,000 | $253,000 |
| Asian | 469 | $233,930,000 | $498,000 | $2,715,000 | $212,000 | $2,578,000 |
| Not Provided | 209 | $116,912,000 | $559,000 | $2,000,000 | $296,000 | $3,795,000 |
| Hispanic | 183 | $62,694,000 | $342,000 | $2,275,000 | $140,000 | $1,434,000 |
| Black or African American | 90 | $31,368,000 | $348,000 | $1,900,000 | $125,000 | $556,000 |
| American Indian or Alaskan Native | 8 | $4,743,000 | $592,000 | $1,188,000 | $323,000 | $1,072,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $1,966,000 | $983,000 | $1,350,000 | $256,000 | $316,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,135 | $1,645,530,000 | $524,000 | $2,715,000 | $238,000 | $3,795,000 |
| FHA-insured (Federal Housing Administration) | 565 | $125,782,000 | $222,000 | $721,000 | $58,000 | $358,000 |
| VA-guaranteed (Veterans Administration) | 1 | $157,000 | $157,000 | $157,000 | $46,000 | $46,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,932 | $1,076,922,000 | $557,000 | $2,715,000 | $265,000 | $3,795,000 |
| Loan Purchased By The Institution | 725 | $156,196,000 | $215,000 | $721,000 | $60,000 | $358,000 |
| Application Denied By Financial Institution | 667 | $334,073,000 | $500,000 | $2,373,000 | $185,000 | $3,631,000 |
| File Closed For Incompleteness | 198 | $97,378,000 | $491,000 | $2,000,000 | $242,000 | $1,701,000 |
| Application Approved But Not Accepted | 137 | $86,371,000 | $630,000 | $2,500,000 | $303,000 | $2,578,000 |
| Application Withdrawn By Applicant | 42 | $20,529,000 | $488,000 | $2,000,000 | $266,000 | $2,669,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 332 | $170,355,000 | $513,000 | $2,275,000 | $134,000 | $1,405,000 |
| Other | 121 | $58,109,000 | $480,000 | $2,373,000 | $254,000 | $3,631,000 |
| Credit History | 102 | $45,194,000 | $443,000 | $1,500,000 | $183,000 | $1,047,000 |
| Collateral | 81 | $45,906,000 | $566,000 | $2,340,000 | $285,000 | $1,032,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $5,504,000 | $458,000 | $1,500,000 | $208,000 | $1,192,000 |
| Unverifiable Information | 8 | $4,581,000 | $572,000 | $1,260,000 | $319,000 | $973,000 |
| Employment History | 8 | $3,540,000 | $442,000 | $725,000 | $161,000 | $250,000 |
| Credit Application Incomplete | 3 | $884,000 | $294,000 | $540,000 | $121,000 | $205,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.