Hudson City Savings Bank
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for Hudson City Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Hudson City Savings Bank West 80 Century Road Paramus, NJ 07652 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 10,337 |
| Total Mortgage Loan Application Amount | $6,274,999,000 |
| Average Mortgage Loan Application Amount | $565,000 |
| Highest Mortgage Loan Application Amount | $5,000,000 |
| Average Applicant Income | $264,666 |
| Highest Applicant Income | $5,962,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfield County Connecticut | 1,310 | $ 1,079,712,000 | $ 824,000 | $ 341,000 |
| Bergen County New Jersey | 1,162 | $ 593,016,000 | $ 510,000 | $ 250,000 |
| Suffolk County New York | 636 | $ 457,658,000 | $ 719,000 | $ 384,000 |
| Westchester County New York | 632 | $ 425,981,000 | $ 674,000 | $ 303,000 |
| Nassau County New York | 565 | $ 384,685,000 | $ 680,000 | $ 309,000 |
| Monmouth County New Jersey | 521 | $ 309,342,000 | $ 593,000 | $ 285,000 |
| New York County New York | 477 | $ 414,304,000 | $ 868,000 | $ 386,000 |
| Morris County New Jersey | 443 | $ 229,864,000 | $ 518,000 | $ 246,000 |
| Kings County New York | 414 | $ 295,278,000 | $ 713,000 | $ 257,000 |
| Ocean County New Jersey | 379 | $ 128,472,000 | $ 338,000 | $ 198,000 |
| Essex County New Jersey | 372 | $ 200,051,000 | $ 537,000 | $ 279,000 |
| Hudson County New Jersey | 299 | $ 140,085,000 | $ 468,000 | $ 229,000 |
| Queens County New York | 249 | $ 113,152,000 | $ 454,000 | $ 156,000 |
| Union County New Jersey | 236 | $ 130,240,000 | $ 551,000 | $ 262,000 |
| Somerset County New Jersey | 222 | $ 120,759,000 | $ 543,000 | $ 291,000 |
| Middlesex County New Jersey | 205 | $ 60,121,000 | $ 293,000 | $ 147,000 |
| Montgomery County Pennsylvania | 173 | $ 118,423,000 | $ 684,000 | $ 375,000 |
| Mercer County New Jersey | 157 | $ 89,722,000 | $ 571,000 | $ 269,000 |
| Passaic County New Jersey | 127 | $ 33,423,000 | $ 263,000 | $ 144,000 |
| Cape May County New Jersey | 123 | $ 86,266,000 | $ 701,000 | $ 396,000 |
| Bucks County Pennsylvania | 122 | $ 67,566,000 | $ 553,000 | $ 263,000 |
| Chester County Pennsylvania | 113 | $ 72,443,000 | $ 641,000 | $ 297,000 |
| New Haven County Connecticut | 99 | $ 46,769,000 | $ 472,000 | $ 213,000 |
| Richmond County New York | 97 | $ 44,935,000 | $ 463,000 | $ 199,000 |
| Rockland County New York | 95 | $ 39,789,000 | $ 418,000 | $ 192,000 |
| Litchfield County Connecticut | 88 | $ 68,327,000 | $ 776,000 | $ 395,000 |
| Delaware County Pennsylvania | 83 | $ 52,995,000 | $ 638,000 | $ 368,000 |
| Philadelphia County Pennsylvania | 83 | $ 49,309,000 | $ 594,000 | $ 323,000 |
| Burlington County New Jersey | 81 | $ 28,294,000 | $ 349,000 | $ 188,000 |
| Norfolk County Massachusetts | 68 | $ 52,297,000 | $ 769,000 | $ 351,000 |
| Middlesex County Massachusetts | 67 | $ 50,294,000 | $ 750,000 | $ 314,000 |
| Hartford County Connecticut | 65 | $ 33,682,000 | $ 518,000 | $ 264,000 |
| Atlantic County New Jersey | 58 | $ 32,630,000 | $ 562,000 | $ 286,000 |
| Camden County New Jersey | 58 | $ 17,041,000 | $ 293,000 | $ 187,000 |
| Hunterdon County New Jersey | 53 | $ 22,410,000 | $ 422,000 | $ 216,000 |
| Sussex County New Jersey | 43 | $ 14,666,000 | $ 341,000 | $ 169,000 |
| Bronx County New York | 37 | $ 15,532,000 | $ 419,000 | $ 157,000 |
| Orange County New York | 35 | $ 10,933,000 | $ 312,000 | $ 230,000 |
| Warren County New Jersey | 34 | $ 5,762,000 | $ 169,000 | $ 118,000 |
| Dutchess County New York | 30 | $ 15,746,000 | $ 524,000 | $ 388,000 |
| Putnam County New York | 27 | $ 7,851,000 | $ 290,000 | $ 130,000 |
| Suffolk County Massachusetts | 26 | $ 19,211,000 | $ 738,000 | $ 302,000 |
| New London County Connecticut | 24 | $ 15,141,000 | $ 630,000 | $ 332,000 |
| Middlesex County Connecticut | 19 | $ 11,207,000 | $ 589,000 | $ 267,000 |
| Plymouth County Massachusetts | 18 | $ 13,028,000 | $ 723,000 | $ 249,000 |
| Gloucester County New Jersey | 17 | $ 2,821,000 | $ 165,000 | $ 90,000 |
| Barnstable County Massachusetts | 13 | $ 7,343,000 | $ 564,000 | $ 259,000 |
| Lehigh County Pennsylvania | 13 | $ 6,849,000 | $ 526,000 | $ 312,000 |
| Essex County Massachusetts | 12 | $ 6,756,000 | $ 563,000 | $ 198,000 |
| Nantucket County Massachusetts | 11 | $ 9,711,000 | $ 882,000 | $ 734,000 |
| Columbia County New York | 8 | $ 4,936,000 | $ 617,000 | $ 413,000 |
| Northampton County Pennsylvania | 8 | $ 3,836,000 | $ 479,000 | $ 314,000 |
| Dukes County Massachusetts | 5 | $ 3,249,000 | $ 649,000 | $ 312,000 |
| Bristol County Massachusetts | 4 | $ 1,298,000 | $ 324,000 | $ 135,000 |
| Worcester County Massachusetts | 4 | $ 2,348,000 | $ 587,000 | $ 272,000 |
| Berks County Pennsylvania | 4 | $ 1,331,000 | $ 332,000 | $ 119,000 |
| Lancaster County Pennsylvania | 4 | $ 1,817,000 | $ 454,000 | $ 111,000 |
| Tolland County Connecticut | 2 | $ 1,097,000 | $ 548,000 | $ 136,000 |
| Cumberland County New Jersey | 2 | $ 358,000 | $ 179,000 | $ 84,000 |
| Jefferson County Kentucky | 1 | $ 650,000 | $ 650,000 | $ 33,000 |
| Anne Arundel County Maryland | 1 | $ 860,000 | $ 860,000 | $ 18,000 |
| Howard County Maryland | 1 | $ 550,000 | $ 550,000 | $ 15,000 |
| Montgomery County Maryland | 1 | $ 572,000 | $ 572,000 | $ 12,000 |
| Salem County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 131,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Hudson City Savings Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,120 | $3,978,069,000 | $650,000 | $5,000,000 | $304,000 | $5,962,000 |
| Home Purchase | 3,023 | $1,732,397,000 | $573,000 | $3,200,000 | $270,000 | $5,865,000 |
| Home Improvement | 1,194 | $564,533,000 | $472,000 | $3,000,000 | $220,000 | $1,920,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,595 | $4,788,898,000 | $630,000 | $5,000,000 | $302,000 | $5,962,000 |
| Asian | 1,213 | $599,646,000 | $494,000 | $2,500,000 | $225,000 | $4,757,000 |
| Not Provided | 825 | $552,566,000 | $669,000 | $3,000,000 | $322,000 | $3,000,000 |
| Not applicable | 271 | $130,208,000 | $480,000 | $3,200,000 | $30,000 | $341,000 |
| Hispanic | 268 | $129,290,000 | $482,000 | $3,000,000 | $208,000 | $1,146,000 |
| Black or African American | 133 | $57,691,000 | $433,000 | $1,800,000 | $253,000 | $5,308,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $7,796,000 | $487,000 | $1,400,000 | $189,000 | $544,000 |
| American Indian or Alaskan Native | 16 | $8,904,000 | $556,000 | $1,750,000 | $241,000 | $1,018,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,234 | $6,256,196,000 | $611,000 | $5,000,000 | $287,000 | $5,962,000 |
| FHA-insured (Federal Housing Administration) | 103 | $18,803,000 | $182,000 | $613,000 | $73,000 | $236,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,772 | $4,877,421,000 | $627,000 | $3,200,000 | $299,000 | $5,962,000 |
| Application Denied By Financial Institution | 1,378 | $743,376,000 | $539,000 | $5,000,000 | $212,000 | $4,320,000 |
| Application Approved But Not Accepted | 566 | $337,492,000 | $596,000 | $3,000,000 | $283,000 | $3,000,000 |
| File Closed For Incompleteness | 427 | $257,997,000 | $604,000 | $3,000,000 | $323,000 | $5,444,000 |
| Loan Purchased By The Institution | 116 | $27,203,000 | $234,000 | $995,000 | $70,000 | $341,000 |
| Application Withdrawn By Applicant | 78 | $31,510,000 | $403,000 | $1,890,000 | $252,000 | $2,955,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 507 | $281,154,000 | $554,000 | $5,000,000 | $135,000 | $815,000 |
| Collateral | 361 | $214,862,000 | $595,000 | $3,000,000 | $287,000 | $4,207,000 |
| Other | 256 | $134,032,000 | $523,000 | $2,150,000 | $269,000 | $4,320,000 |
| Credit History | 213 | $93,196,000 | $437,000 | $2,000,000 | $210,000 | $1,031,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $7,805,000 | $459,000 | $1,963,000 | $162,000 | $587,000 |
| Employment History | 11 | $6,317,000 | $574,000 | $1,000,000 | $228,000 | $405,000 |
| Unverifiable Information | 7 | $2,339,000 | $334,000 | $790,000 | $126,000 | $331,000 |
| Credit Application Incomplete | 6 | $3,671,000 | $611,000 | $1,500,000 | $74,000 | $224,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.