2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
Graphs and Stats
- Search
- Mortgage Lenders by
- Name
- City
- State
- Zip Code
- County
- Metropolitan Area
- Mortgage Loan Totals
- State, County, Metro
- Data Downloads
- Services
- Blog
- About
- Data Updated through 2023
Hudson City Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Hudson City Savings Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hudson City Savings Bank West 80 Century Road Paramus, NJ 07652 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 15,475 |
| Total Mortgage Loan Application Amount | $8,144,347,000 |
| Average Mortgage Loan Application Amount | $471,666 |
| Highest Mortgage Loan Application Amount | $3,561,000 |
| Average Applicant Income | $208,000 |
| Highest Applicant Income | $5,420,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Hudson City Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hudson City Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Hudson City Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hudson City Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Hudson City Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hudson City Savings Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Albany County New York | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Albemarle County Virginia | 2 | $ 768,000 | $ 384,000 | $ 0 |
| Alexandria County Virginia | 9 | $ 4,679,000 | $ 519,000 | $ 0 |
| Anne Arundel County Maryland | 20 | $ 12,820,000 | $ 641,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Arlington County Virginia | 17 | $ 10,537,000 | $ 619,000 | $ 0 |
| Atlantic County New Jersey | 90 | $ 44,746,000 | $ 497,000 | $ 296,000 |
| Baltimore County Maryland | 5 | $ 2,113,000 | $ 422,000 | $ 0 |
| Beaufort County North Carolina | 1 | $ 540,000 | $ 540,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Bedford County Virginia | 1 | $ 489,000 | $ 489,000 | $ 0 |
| Belknap County New Hampshire | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Bergen County New Jersey | 1,629 | $ 794,658,000 | $ 487,000 | $ 219,000 |
| Berkeley County South Carolina | 2 | $ 1,095,000 | $ 547,000 | $ 0 |
| Berks County Pennsylvania | 37 | $ 4,649,000 | $ 125,000 | $ 3,000 |
| Blount County Tennessee | 1 | $ 524,000 | $ 524,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 592,000 | $ 592,000 | $ 0 |
| Bronx County New York | 5 | $ 683,000 | $ 136,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 497,000 | $ 497,000 | $ 0 |
| Bucks County Pennsylvania | 261 | $ 137,728,000 | $ 527,000 | $ 218,000 |
| Burlington County New Jersey | 159 | $ 64,202,000 | $ 403,000 | $ 215,000 |
| Butler County Pennsylvania | 1 | $ 488,000 | $ 488,000 | $ 0 |
| Calvert County Maryland | 3 | $ 1,575,000 | $ 525,000 | $ 0 |
| Camden County Missouri | 1 | $ 925,000 | $ 925,000 | $ 0 |
| Camden County New Jersey | 114 | $ 32,470,000 | $ 284,000 | $ 152,000 |
| Cape May County New Jersey | 216 | $ 140,231,000 | $ 649,000 | $ 360,000 |
| Carteret County North Carolina | 2 | $ 1,082,000 | $ 541,000 | $ 0 |
| Carver County Minnesota | 2 | $ 1,329,000 | $ 664,000 | $ 0 |
| Charleston County South Carolina | 2 | $ 765,000 | $ 382,000 | $ 0 |
| Chester County Pennsylvania | 214 | $ 133,555,000 | $ 624,000 | $ 254,000 |
| Chittenden County Vermont | 1 | $ 432,000 | $ 432,000 | $ 0 |
| Cole County Missouri | 1 | $ 704,000 | $ 704,000 | $ 0 |
| Columbia County New York | 15 | $ 9,692,000 | $ 646,000 | $ 373,000 |
| Cook County Illinois | 84 | $ 33,799,000 | $ 402,000 | $ 0 |
| Crow Wing County Minnesota | 1 | $ 799,000 | $ 799,000 | $ 0 |
| Cumberland County Maine | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Cumberland County New Jersey | 5 | $ 1,107,000 | $ 221,000 | $ 168,000 |
| Cumberland County Pennsylvania | 3 | $ 1,490,000 | $ 496,000 | $ 0 |
| Dakota County Minnesota | 3 | $ 1,427,000 | $ 475,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 865,000 | $ 865,000 | $ 0 |
| Delaware County Pennsylvania | 154 | $ 90,573,000 | $ 588,000 | $ 291,000 |
| District of Columbia County District Of Columbia | 10 | $ 6,086,000 | $ 608,000 | $ 0 |
| Douglas County Nebraska | 1 | $ 674,000 | $ 674,000 | $ 0 |
| DuPage County Illinois | 20 | $ 12,773,000 | $ 638,000 | $ 0 |
| Dutchess County New York | 71 | $ 33,566,000 | $ 472,000 | $ 270,000 |
| Erie County New York | 3 | $ 1,574,000 | $ 524,000 | $ 0 |
| Essex County Massachusetts | 3 | $ 2,340,000 | $ 780,000 | $ 0 |
| Essex County New Jersey | 550 | $ 257,906,000 | $ 468,000 | $ 210,000 |
| Fairfax County Virginia | 106 | $ 55,729,000 | $ 525,000 | $ 0 |
| Fairfield County Connecticut | 2,215 | $ 1,666,222,000 | $ 752,000 | $ 284,000 |
| Falls Church County Virginia | 5 | $ 2,864,000 | $ 572,000 | $ 0 |
| Fauquier County Virginia | 2 | $ 1,053,000 | $ 526,000 | $ 0 |
| Floyd County Indiana | 1 | $ 909,000 | $ 909,000 | $ 0 |
| Forsyth County North Carolina | 2 | $ 1,255,000 | $ 627,000 | $ 0 |
| Frederick County Maryland | 2 | $ 820,000 | $ 410,000 | $ 0 |
| Fredericksburg County Virginia | 1 | $ 312,000 | $ 312,000 | $ 0 |
| Garrett County Maryland | 1 | $ 963,000 | $ 963,000 | $ 0 |
| Gloucester County New Jersey | 49 | $ 9,398,000 | $ 191,000 | $ 123,000 |
| Greenbrier County West Virginia | 1 | $ 966,000 | $ 966,000 | $ 0 |
| Hamilton County Indiana | 3 | $ 1,857,000 | $ 619,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 472,000 | $ 472,000 | $ 0 |
| Hamilton County Tennessee | 12 | $ 9,688,000 | $ 807,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 466,000 | $ 466,000 | $ 0 |
| Hancock County Maine | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Hardin County Tennessee | 1 | $ 697,000 | $ 697,000 | $ 0 |
| Harford County Maryland | 1 | $ 481,000 | $ 481,000 | $ 0 |
| Hartford County Connecticut | 164 | $ 81,405,000 | $ 496,000 | $ 267,000 |
| Hennepin County Minnesota | 23 | $ 15,841,000 | $ 688,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Horry County South Carolina | 3 | $ 854,000 | $ 284,000 | $ 0 |
| Howard County Maryland | 16 | $ 9,805,000 | $ 612,000 | $ 0 |
| Howell County Missouri | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Hudson County New Jersey | 435 | $ 183,160,000 | $ 421,000 | $ 192,000 |
| Hunterdon County New Jersey | 106 | $ 42,335,000 | $ 399,000 | $ 205,000 |
| Iredell County North Carolina | 1 | $ 446,000 | $ 446,000 | $ 0 |
| Jackson County Missouri | 1 | $ 610,000 | $ 610,000 | $ 0 |
| Jackson County North Carolina | 1 | $ 865,000 | $ 865,000 | $ 0 |
| James City County Virginia | 2 | $ 1,038,000 | $ 519,000 | $ 0 |
| Jefferson County Tennessee | 1 | $ 504,000 | $ 504,000 | $ 0 |
| Jefferson County West Virginia | 4 | $ 1,550,000 | $ 387,000 | $ 0 |
| Johnson County Kansas | 5 | $ 4,083,000 | $ 816,000 | $ 0 |
| Kanabec County Minnesota | 1 | $ 519,000 | $ 519,000 | $ 0 |
| Kane County Illinois | 6 | $ 3,970,000 | $ 661,000 | $ 0 |
| Kent County Maryland | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Kenton County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Kings County New York | 32 | $ 13,523,000 | $ 422,000 | $ 11,000 |
| Knox County Tennessee | 4 | $ 2,962,000 | $ 740,000 | $ 0 |
| Lafayette County Missouri | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Lake County Illinois | 17 | $ 8,564,000 | $ 503,000 | $ 0 |
| Lamoille County Vermont | 2 | $ 944,000 | $ 472,000 | $ 0 |
| Lancaster County Nebraska | 1 | $ 544,000 | $ 544,000 | $ 0 |
| Lancaster County Pennsylvania | 48 | $ 12,281,000 | $ 255,000 | $ 73,000 |
| Lehigh County Pennsylvania | 70 | $ 16,826,000 | $ 240,000 | $ 66,000 |
| Lexington County South Carolina | 3 | $ 1,777,000 | $ 592,000 | $ 0 |
| Lincoln County Maine | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Litchfield County Connecticut | 129 | $ 88,692,000 | $ 687,000 | $ 454,000 |
| Loudoun County Virginia | 29 | $ 15,347,000 | $ 529,000 | $ 0 |
| Louisa County Virginia | 1 | $ 636,000 | $ 636,000 | $ 0 |
| Marion County Indiana | 1 | $ 720,000 | $ 720,000 | $ 0 |
| Mathews County Virginia | 1 | $ 247,000 | $ 247,000 | $ 0 |
| McHenry County Illinois | 5 | $ 1,814,000 | $ 362,000 | $ 0 |
| Mecklenburg County North Carolina | 4 | $ 2,996,000 | $ 749,000 | $ 0 |
| Mercer County New Jersey | 237 | $ 130,016,000 | $ 548,000 | $ 239,000 |
| Merrimack County New Hampshire | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Middlesex County Connecticut | 48 | $ 23,672,000 | $ 493,000 | $ 192,000 |
| Middlesex County Massachusetts | 23 | $ 14,000,000 | $ 608,000 | $ 0 |
| Middlesex County New Jersey | 459 | $ 117,135,000 | $ 255,000 | $ 85,000 |
| Milwaukee County Wisconsin | 1 | $ 757,000 | $ 757,000 | $ 0 |
| Monmouth County New Jersey | 822 | $ 413,991,000 | $ 503,000 | $ 249,000 |
| Monroe County New York | 1 | $ 664,000 | $ 664,000 | $ 0 |
| Monroe County Tennessee | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Montgomery County Maryland | 39 | $ 21,951,000 | $ 562,000 | $ 0 |
| Montgomery County Pennsylvania | 286 | $ 165,592,000 | $ 578,000 | $ 259,000 |
| Morris County New Jersey | 675 | $ 306,677,000 | $ 454,000 | $ 198,000 |
| Nassau County New York | 813 | $ 529,148,000 | $ 650,000 | $ 282,000 |
| Nelson County Virginia | 1 | $ 366,000 | $ 366,000 | $ 0 |
| New Castle County Delaware | 3 | $ 1,754,000 | $ 584,000 | $ 0 |
| New Hanover County North Carolina | 3 | $ 1,560,000 | $ 520,000 | $ 0 |
| New Haven County Connecticut | 188 | $ 84,815,000 | $ 451,000 | $ 190,000 |
| New London County Connecticut | 53 | $ 29,104,000 | $ 549,000 | $ 303,000 |
| New York County New York | 17 | $ 10,679,000 | $ 628,000 | $ 48,000 |
| Newport County Rhode Island | 2 | $ 937,000 | $ 468,000 | $ 0 |
| Niagara County New York | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Norfolk County Massachusetts | 3 | $ 1,900,000 | $ 633,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 539,000 | $ 539,000 | $ 0 |
| Northampton County Pennsylvania | 65 | $ 18,764,000 | $ 288,000 | $ 106,000 |
| Oakland County Michigan | 1 | $ 871,000 | $ 871,000 | $ 0 |
| Ocean County New Jersey | 801 | $ 244,500,000 | $ 305,000 | $ 162,000 |
| Onondaga County New York | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Orange County New York | 57 | $ 18,260,000 | $ 320,000 | $ 153,000 |
| Orange County North Carolina | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Ottawa County Ohio | 1 | $ 533,000 | $ 533,000 | $ 0 |
| Oxford County Maine | 1 | $ 694,000 | $ 694,000 | $ 0 |
| Ozaukee County Wisconsin | 2 | $ 327,000 | $ 163,000 | $ 0 |
| Passaic County New Jersey | 246 | $ 68,268,000 | $ 277,000 | $ 115,000 |
| Pennington County South Dakota | 1 | $ 674,000 | $ 674,000 | $ 0 |
| Philadelphia County Pennsylvania | 105 | $ 21,994,000 | $ 209,000 | $ 27,000 |
| Plymouth County Massachusetts | 3 | $ 2,113,000 | $ 704,000 | $ 0 |
| Polk County Iowa | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Poquoson County Virginia | 1 | $ 491,000 | $ 491,000 | $ 0 |
| Prince George's County Maryland | 10 | $ 5,377,000 | $ 537,000 | $ 0 |
| Prince William County Virginia | 22 | $ 10,605,000 | $ 482,000 | $ 0 |
| Providence County Rhode Island | 1 | $ 374,000 | $ 374,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 996,000 | $ 996,000 | $ 0 |
| Putnam County New York | 48 | $ 17,619,000 | $ 367,000 | $ 170,000 |
| Queens County New York | 21 | $ 5,506,000 | $ 262,000 | $ 5,000 |
| Ramsey County Minnesota | 2 | $ 1,252,000 | $ 626,000 | $ 0 |
| Rhea County Tennessee | 1 | $ 540,000 | $ 540,000 | $ 0 |
| Richland County South Carolina | 1 | $ 622,000 | $ 622,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 996,000 | $ 996,000 | $ 0 |
| Richmond County New York | 175 | $ 68,133,000 | $ 389,000 | $ 143,000 |
| Rockland County New York | 158 | $ 58,728,000 | $ 371,000 | $ 170,000 |
| Rutherford County Tennessee | 1 | $ 524,000 | $ 524,000 | $ 0 |
| Salem County New Jersey | 3 | $ 592,000 | $ 197,000 | $ 79,000 |
| Saratoga County New York | 1 | $ 448,000 | $ 448,000 | $ 0 |
| Scott County Minnesota | 3 | $ 937,000 | $ 312,000 | $ 0 |
| Sebastian County Arkansas | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Shelby County Tennessee | 7 | $ 4,984,000 | $ 712,000 | $ 0 |
| Shenandoah County Virginia | 1 | $ 413,000 | $ 413,000 | $ 0 |
| Sherburne County Minnesota | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Somerset County New Jersey | 359 | $ 174,717,000 | $ 486,000 | $ 201,000 |
| Somerset County Pennsylvania | 1 | $ 370,000 | $ 370,000 | $ 165,000 |
| Spotsylvania County Virginia | 4 | $ 1,753,000 | $ 438,000 | $ 0 |
| St. Charles County Missouri | 2 | $ 1,076,000 | $ 538,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 26,000 | $ 26,000 | $ 0 |
| St. Louis County Missouri | 13 | $ 6,209,000 | $ 477,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 486,000 | $ 486,000 | $ 0 |
| Stafford County Virginia | 4 | $ 2,031,000 | $ 507,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 584,000 | $ 584,000 | $ 0 |
| Suffolk County New York | 1,071 | $ 634,444,000 | $ 592,000 | $ 286,000 |
| Suffolk County Virginia | 1 | $ 524,000 | $ 524,000 | $ 0 |
| Sullivan County New Hampshire | 1 | $ 516,000 | $ 516,000 | $ 0 |
| Sullivan County New York | 2 | $ 517,000 | $ 258,000 | $ 765,000 |
| Sumner County Tennessee | 2 | $ 1,747,000 | $ 873,000 | $ 0 |
| Sussex County Delaware | 2 | $ 1,301,000 | $ 650,000 | $ 0 |
| Sussex County New Jersey | 55 | $ 16,480,000 | $ 299,000 | $ 144,000 |
| Talbot County Maryland | 1 | $ 697,000 | $ 697,000 | $ 0 |
| Tioga County New York | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Tolland County Connecticut | 13 | $ 4,953,000 | $ 381,000 | $ 230,000 |
| Tulsa County Oklahoma | 1 | $ 484,000 | $ 484,000 | $ 0 |
| Union County New Jersey | 353 | $ 155,119,000 | $ 439,000 | $ 197,000 |
| Wake County North Carolina | 7 | $ 2,950,000 | $ 421,000 | $ 0 |
| Warren County New Jersey | 36 | $ 8,309,000 | $ 230,000 | $ 130,000 |
| Warrick County Indiana | 1 | $ 504,000 | $ 504,000 | $ 0 |
| Washington County Arkansas | 1 | $ 698,000 | $ 698,000 | $ 0 |
| Washington County Minnesota | 2 | $ 1,017,000 | $ 508,000 | $ 0 |
| Washington County Tennessee | 1 | $ 630,000 | $ 630,000 | $ 0 |
| Washington County Vermont | 1 | $ 337,000 | $ 337,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 438,000 | $ 438,000 | $ 0 |
| Waynesboro County Virginia | 1 | $ 1,400,000 | $ 1,400,000 | $ 0 |
| Westchester County New York | 826 | $ 576,396,000 | $ 697,000 | $ 285,000 |
| Westmoreland County Pennsylvania | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Will County Illinois | 2 | $ 901,000 | $ 450,000 | $ 0 |
| Williamson County Tennessee | 7 | $ 4,663,000 | $ 666,000 | $ 0 |
| Windham County Connecticut | 4 | $ 740,000 | $ 185,000 | $ 51,000 |
| Windsor County Vermont | 2 | $ 832,000 | $ 416,000 | $ 0 |
| Winnebago County Wisconsin | 2 | $ 207,000 | $ 103,000 | $ 0 |
| Worcester County Maryland | 6 | $ 3,588,000 | $ 598,000 | $ 0 |
| Worcester County Massachusetts | 2 | $ 638,000 | $ 319,000 | $ 0 |
| Wright County Minnesota | 3 | $ 973,000 | $ 324,000 | $ 0 |
| York County South Carolina | 1 | $ 500,000 | $ 500,000 | $ 0 |
Mortgage Loan Application Detail Totals for Hudson City Savings Bank in 2010
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,540 | $4,929,764,000 | $577,000 | $3,561,000 | $234,000 | $5,420,000 |
| Home Purchase | 5,700 | $2,780,898,000 | $487,000 | $3,000,000 | $206,000 | $4,800,000 |
| Home Improvement | 1,235 | $433,685,000 | $351,000 | $3,000,000 | $184,000 | $5,397,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,053 | $5,717,791,000 | $568,000 | $3,200,000 | $268,000 | $5,420,000 |
| Not applicable | 2,420 | $875,973,000 | $361,000 | $3,561,000 | $0 | $803,000 |
| Asian | 1,353 | $608,887,000 | $450,000 | $2,800,000 | $198,000 | $3,539,000 |
| Not Provided | 1,111 | $710,120,000 | $639,000 | $3,000,000 | $303,000 | $5,040,000 |
| Hispanic | 316 | $132,829,000 | $420,000 | $2,421,000 | $186,000 | $3,281,000 |
| Black or African American | 188 | $76,625,000 | $407,000 | $3,000,000 | $179,000 | $889,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $11,323,000 | $629,000 | $1,500,000 | $255,000 | $848,000 |
| American Indian or Alaskan Native | 16 | $10,799,000 | $674,000 | $2,000,000 | $256,000 | $680,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,475 | $8,144,347,000 | $526,000 | $3,561,000 | $220,000 | $5,420,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,014 | $5,746,899,000 | $573,000 | $3,000,000 | $266,000 | $5,420,000 |
| Loan Purchased By The Institution | 2,240 | $755,264,000 | $337,000 | $3,561,000 | $0 | $0 |
| Application Denied By Financial Institution | 1,920 | $944,923,000 | $492,000 | $3,200,000 | $200,000 | $4,500,000 |
| Application Approved But Not Accepted | 648 | $382,839,000 | $590,000 | $2,850,000 | $291,000 | $3,767,000 |
| File Closed For Incompleteness | 556 | $278,423,000 | $500,000 | $3,000,000 | $249,000 | $5,040,000 |
| Application Withdrawn By Applicant | 97 | $35,999,000 | $371,000 | $1,500,000 | $216,000 | $1,977,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 545 | $238,453,000 | $437,000 | $2,950,000 | $176,000 | $2,000,000 |
| Collateral | 516 | $327,494,000 | $634,000 | $3,200,000 | $294,000 | $3,335,000 |
| Debt-To-Income Ratio | 511 | $238,304,000 | $466,000 | $2,220,000 | $134,000 | $1,110,000 |
| Credit History | 232 | $93,083,000 | $401,000 | $2,500,000 | $198,000 | $4,500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 77 | $29,030,000 | $377,000 | $1,500,000 | $140,000 | $536,000 |
| Employment History | 15 | $7,189,000 | $479,000 | $1,500,000 | $175,000 | $415,000 |
| Unverifiable Information | 14 | $5,836,000 | $416,000 | $1,500,000 | $181,000 | $840,000 |
| Credit Application Incomplete | 10 | $5,534,000 | $553,000 | $1,600,000 | $514,000 | $3,576,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hudson City Savings Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hudson City Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.
Copyright © 2025 AllMortgageDetail.com All rights reserved. disclaimer