2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
Graphs and Stats
- Search
- Mortgage Lenders by
- Name
- City
- State
- Zip Code
- County
- Metropolitan Area
- Mortgage Loan Totals
- State, County, Metro
- Data Downloads
- Services
- Blog
- About
- Data Updated through 2023
Hudson City Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Hudson City Savings Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hudson City Savings Bank West 80 Century Road Paramus, NJ 07652 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 14,864 |
| Total Mortgage Loan Application Amount | $5,344,752,000 |
| Average Mortgage Loan Application Amount | $284,666 |
| Highest Mortgage Loan Application Amount | $2,250,000 |
| Average Applicant Income | $97,000 |
| Highest Applicant Income | $8,384,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Hudson City Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hudson City Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Hudson City Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hudson City Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Hudson City Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hudson City Savings Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Accomack County Virginia | 1 | $ 477,000 | $ 477,000 | $ 0 |
| Adams County Illinois | 1 | $ 587,000 | $ 587,000 | $ 0 |
| Adams County Pennsylvania | 2 | $ 895,000 | $ 447,000 | $ 0 |
| Aiken County South Carolina | 2 | $ 1,220,000 | $ 610,000 | $ 0 |
| Alamance County North Carolina | 1 | $ 518,000 | $ 518,000 | $ 0 |
| Albany County New York | 3 | $ 828,000 | $ 276,000 | $ 0 |
| Albemarle County Virginia | 8 | $ 5,552,000 | $ 694,000 | $ 0 |
| Alexandria County Virginia | 16 | $ 8,870,000 | $ 554,000 | $ 0 |
| Allegheny County Pennsylvania | 7 | $ 4,242,000 | $ 606,000 | $ 0 |
| Allen County Indiana | 1 | $ 513,000 | $ 513,000 | $ 0 |
| Anchorage County Alaska | 3 | $ 2,493,000 | $ 831,000 | $ 0 |
| Anderson County Tennessee | 1 | $ 529,000 | $ 529,000 | $ 0 |
| Anne Arundel County Maryland | 38 | $ 23,496,000 | $ 618,000 | $ 0 |
| Anoka County Minnesota | 6 | $ 2,662,000 | $ 443,000 | $ 0 |
| Arlington County Virginia | 29 | $ 17,596,000 | $ 606,000 | $ 0 |
| Athens County Ohio | 1 | $ 421,000 | $ 421,000 | $ 0 |
| Atlantic County New Jersey | 74 | $ 14,305,000 | $ 193,000 | $ 116,000 |
| Baltimore City County Maryland | 7 | $ 4,159,000 | $ 594,000 | $ 0 |
| Baltimore County Maryland | 24 | $ 13,639,000 | $ 568,000 | $ 0 |
| Barnstable County Massachusetts | 25 | $ 14,661,000 | $ 586,000 | $ 0 |
| Barron County Wisconsin | 1 | $ 589,000 | $ 589,000 | $ 0 |
| Beaufort County South Carolina | 18 | $ 10,560,000 | $ 586,000 | $ 0 |
| Bedford County Virginia | 1 | $ 566,000 | $ 566,000 | $ 0 |
| Belknap County New Hampshire | 2 | $ 1,733,000 | $ 866,000 | $ 0 |
| Bennington County Vermont | 1 | $ 579,000 | $ 579,000 | $ 0 |
| Benton County Arkansas | 2 | $ 1,746,000 | $ 873,000 | $ 0 |
| Benzie County Michigan | 1 | $ 591,000 | $ 591,000 | $ 0 |
| Bergen County New Jersey | 1,882 | $ 613,831,000 | $ 326,000 | $ 154,000 |
| Berkeley County West Virginia | 1 | $ 563,000 | $ 563,000 | $ 0 |
| Berks County Pennsylvania | 3 | $ 1,924,000 | $ 641,000 | $ 0 |
| Berkshire County Massachusetts | 2 | $ 1,188,000 | $ 594,000 | $ 0 |
| Berrien County Michigan | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Black Hawk County Iowa | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Blair County Pennsylvania | 1 | $ 452,000 | $ 452,000 | $ 0 |
| Blount County Tennessee | 2 | $ 1,113,000 | $ 556,000 | $ 0 |
| Boone County Indiana | 4 | $ 2,403,000 | $ 600,000 | $ 0 |
| Boone County Kentucky | 1 | $ 626,000 | $ 626,000 | $ 0 |
| Botetourt County Virginia | 1 | $ 471,000 | $ 471,000 | $ 0 |
| Bristol County Massachusetts | 6 | $ 3,619,000 | $ 603,000 | $ 0 |
| Bristol County Rhode Island | 3 | $ 1,832,000 | $ 610,000 | $ 0 |
| Bronx County New York | 2 | $ 918,000 | $ 459,000 | $ 26,000 |
| Broome County New York | 1 | $ 649,000 | $ 649,000 | $ 0 |
| Brown County Wisconsin | 3 | $ 1,368,000 | $ 456,000 | $ 0 |
| Brunswick County North Carolina | 3 | $ 1,657,000 | $ 552,000 | $ 0 |
| Bucks County Pennsylvania | 27 | $ 15,877,000 | $ 588,000 | $ 0 |
| Buena Vista County Virginia | 1 | $ 472,000 | $ 472,000 | $ 0 |
| Bullitt County Kentucky | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Buncombe County North Carolina | 2 | $ 762,000 | $ 381,000 | $ 0 |
| Burleigh County North Dakota | 1 | $ 504,000 | $ 504,000 | $ 0 |
| Burlington County New Jersey | 311 | $ 55,718,000 | $ 179,000 | $ 80,000 |
| Butler County Ohio | 3 | $ 1,633,000 | $ 544,000 | $ 0 |
| Butler County Pennsylvania | 2 | $ 1,288,000 | $ 644,000 | $ 0 |
| Caldwell County North Carolina | 1 | $ 681,000 | $ 681,000 | $ 0 |
| Calvert County Maryland | 9 | $ 4,244,000 | $ 471,000 | $ 0 |
| Camden County Missouri | 1 | $ 649,000 | $ 649,000 | $ 0 |
| Camden County New Jersey | 147 | $ 16,227,000 | $ 110,000 | $ 75,000 |
| Cape May County New Jersey | 48 | $ 23,837,000 | $ 496,000 | $ 162,000 |
| Carroll County Maryland | 7 | $ 3,474,000 | $ 496,000 | $ 0 |
| Carroll County New Hampshire | 1 | $ 718,000 | $ 718,000 | $ 0 |
| Carter County Tennessee | 1 | $ 460,000 | $ 460,000 | $ 0 |
| Carteret County North Carolina | 4 | $ 2,692,000 | $ 673,000 | $ 0 |
| Carver County Minnesota | 9 | $ 4,876,000 | $ 541,000 | $ 0 |
| Cass County Michigan | 1 | $ 800,000 | $ 800,000 | $ 0 |
| Cass County Minnesota | 3 | $ 1,953,000 | $ 651,000 | $ 0 |
| Cass County Missouri | 1 | $ 531,000 | $ 531,000 | $ 0 |
| Catawba County North Carolina | 1 | $ 594,000 | $ 594,000 | $ 0 |
| Cecil County Maryland | 2 | $ 1,115,000 | $ 557,000 | $ 0 |
| Centre County Pennsylvania | 1 | $ 472,000 | $ 472,000 | $ 0 |
| Champaign County Illinois | 4 | $ 2,024,000 | $ 506,000 | $ 0 |
| Charles County Maryland | 8 | $ 4,438,000 | $ 554,000 | $ 0 |
| Charleston County South Carolina | 17 | $ 10,286,000 | $ 605,000 | $ 0 |
| Charlevoix County Michigan | 1 | $ 561,000 | $ 561,000 | $ 0 |
| Charlottesville County Virginia | 2 | $ 1,202,000 | $ 601,000 | $ 0 |
| Chatham County North Carolina | 3 | $ 1,682,000 | $ 560,000 | $ 0 |
| Chesapeake County Virginia | 8 | $ 4,230,000 | $ 528,000 | $ 0 |
| Chester County Pennsylvania | 29 | $ 16,317,000 | $ 562,000 | $ 0 |
| Chesterfield County Virginia | 8 | $ 3,792,000 | $ 474,000 | $ 0 |
| Chippewa County Wisconsin | 1 | $ 996,000 | $ 996,000 | $ 0 |
| Chisago County Minnesota | 2 | $ 942,000 | $ 471,000 | $ 0 |
| Chittenden County Vermont | 3 | $ 1,635,000 | $ 545,000 | $ 0 |
| Christian County Missouri | 1 | $ 510,000 | $ 510,000 | $ 0 |
| Clark County Indiana | 1 | $ 599,000 | $ 599,000 | $ 0 |
| Clarke County Virginia | 1 | $ 945,000 | $ 945,000 | $ 0 |
| Clermont County Ohio | 1 | $ 707,000 | $ 707,000 | $ 0 |
| Codington County South Dakota | 1 | $ 628,000 | $ 628,000 | $ 0 |
| Colleton County South Carolina | 1 | $ 639,000 | $ 639,000 | $ 0 |
| Columbia County New York | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Columbia County Wisconsin | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Cook County Illinois | 208 | $ 121,741,000 | $ 585,000 | $ 0 |
| Craighead County Arkansas | 4 | $ 2,578,000 | $ 644,000 | $ 0 |
| Craven County North Carolina | 1 | $ 638,000 | $ 638,000 | $ 0 |
| Crow Wing County Minnesota | 5 | $ 3,066,000 | $ 613,000 | $ 0 |
| Cumberland County Maine | 12 | $ 7,165,000 | $ 597,000 | $ 0 |
| Cumberland County New Jersey | 2 | $ 281,000 | $ 140,000 | $ 220,000 |
| Currituck County North Carolina | 1 | $ 989,000 | $ 989,000 | $ 0 |
| Cuyahoga County Ohio | 17 | $ 10,306,000 | $ 606,000 | $ 0 |
| Dakota County Minnesota | 14 | $ 7,997,000 | $ 571,000 | $ 0 |
| Dallas County Iowa | 2 | $ 1,026,000 | $ 513,000 | $ 0 |
| Dane County Wisconsin | 16 | $ 10,382,000 | $ 648,000 | $ 0 |
| Dare County North Carolina | 11 | $ 6,513,000 | $ 592,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 751,000 | $ 751,000 | $ 0 |
| Davidson County North Carolina | 1 | $ 449,000 | $ 449,000 | $ 0 |
| Davidson County Tennessee | 6 | $ 4,373,000 | $ 728,000 | $ 0 |
| Daviess County Kentucky | 1 | $ 791,000 | $ 791,000 | $ 0 |
| Delaware County New York | 1 | $ 620,000 | $ 620,000 | $ 0 |
| Delaware County Ohio | 7 | $ 4,246,000 | $ 606,000 | $ 0 |
| Delaware County Pennsylvania | 17 | $ 9,660,000 | $ 568,000 | $ 0 |
| Dickinson County Iowa | 1 | $ 719,000 | $ 719,000 | $ 0 |
| District of Columbia County District Of Columbia | 51 | $ 29,891,000 | $ 586,000 | $ 0 |
| Door County Wisconsin | 2 | $ 1,478,000 | $ 739,000 | $ 0 |
| Dorchester County Maryland | 1 | $ 538,000 | $ 538,000 | $ 0 |
| Douglas County Kansas | 2 | $ 727,000 | $ 363,000 | $ 0 |
| Douglas County Minnesota | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Douglas County Nebraska | 1 | $ 471,000 | $ 471,000 | $ 0 |
| Dubuque County Iowa | 1 | $ 559,000 | $ 559,000 | $ 0 |
| Dukes County Massachusetts | 2 | $ 1,748,000 | $ 874,000 | $ 0 |
| DuPage County Illinois | 61 | $ 37,178,000 | $ 609,000 | $ 0 |
| Durham County North Carolina | 4 | $ 3,111,000 | $ 777,000 | $ 0 |
| Dutchess County New York | 15 | $ 6,253,000 | $ 416,000 | $ 39,000 |
| Erie County New York | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Erie County Ohio | 2 | $ 1,312,000 | $ 656,000 | $ 0 |
| Essex County Massachusetts | 35 | $ 19,981,000 | $ 570,000 | $ 0 |
| Essex County New Jersey | 876 | $ 269,849,000 | $ 308,000 | $ 145,000 |
| Fairfax City County Virginia | 2 | $ 992,000 | $ 496,000 | $ 0 |
| Fairfax County Virginia | 135 | $ 79,949,000 | $ 592,000 | $ 0 |
| Fairfield County Connecticut | 350 | $ 184,383,000 | $ 526,000 | $ 141,000 |
| Fauquier County Virginia | 7 | $ 3,393,000 | $ 484,000 | $ 0 |
| Fayette County Kentucky | 2 | $ 1,992,000 | $ 996,000 | $ 0 |
| Fayette County Tennessee | 1 | $ 422,000 | $ 422,000 | $ 0 |
| Floyd County Indiana | 1 | $ 449,000 | $ 449,000 | $ 0 |
| Fond du Lac County Wisconsin | 2 | $ 733,000 | $ 366,000 | $ 0 |
| Forsyth County North Carolina | 2 | $ 900,000 | $ 450,000 | $ 0 |
| Franklin County Maine | 1 | $ 649,000 | $ 649,000 | $ 0 |
| Franklin County Massachusetts | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Franklin County Missouri | 1 | $ 780,000 | $ 780,000 | $ 0 |
| Franklin County North Carolina | 1 | $ 541,000 | $ 541,000 | $ 0 |
| Franklin County Ohio | 18 | $ 9,874,000 | $ 548,000 | $ 0 |
| Franklin County Pennsylvania | 2 | $ 1,198,000 | $ 599,000 | $ 0 |
| Franklin County Virginia | 4 | $ 2,273,000 | $ 568,000 | $ 0 |
| Frederick County Maryland | 14 | $ 7,976,000 | $ 569,000 | $ 0 |
| Frederick County Virginia | 2 | $ 1,102,000 | $ 551,000 | $ 0 |
| Fredericksburg County Virginia | 1 | $ 877,000 | $ 877,000 | $ 0 |
| Garrett County Maryland | 6 | $ 3,860,000 | $ 643,000 | $ 0 |
| Gaston County North Carolina | 2 | $ 1,333,000 | $ 666,000 | $ 0 |
| Geauga County Ohio | 2 | $ 1,001,000 | $ 500,000 | $ 0 |
| Genesee County Michigan | 4 | $ 2,332,000 | $ 583,000 | $ 0 |
| Georgetown County South Carolina | 2 | $ 875,000 | $ 437,000 | $ 0 |
| Gloucester County New Jersey | 265 | $ 36,627,000 | $ 138,000 | $ 60,000 |
| Goochland County Virginia | 4 | $ 2,627,000 | $ 656,000 | $ 0 |
| Grafton County New Hampshire | 1 | $ 544,000 | $ 544,000 | $ 0 |
| Graham County North Carolina | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Grand Traverse County Michigan | 1 | $ 459,000 | $ 459,000 | $ 0 |
| Granville County North Carolina | 1 | $ 468,000 | $ 468,000 | $ 0 |
| Green County Wisconsin | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Green Lake County Wisconsin | 2 | $ 1,338,000 | $ 669,000 | $ 0 |
| Greenbrier County West Virginia | 1 | $ 972,000 | $ 972,000 | $ 0 |
| Greene County Missouri | 4 | $ 2,702,000 | $ 675,000 | $ 0 |
| Greene County Ohio | 1 | $ 613,000 | $ 613,000 | $ 0 |
| Greene County Virginia | 1 | $ 520,000 | $ 520,000 | $ 0 |
| Greenville County South Carolina | 7 | $ 3,546,000 | $ 506,000 | $ 0 |
| Guilford County North Carolina | 4 | $ 2,229,000 | $ 557,000 | $ 0 |
| Hamilton County Indiana | 21 | $ 12,628,000 | $ 601,000 | $ 0 |
| Hamilton County Ohio | 20 | $ 13,607,000 | $ 680,000 | $ 0 |
| Hamilton County Tennessee | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 430,000 | $ 430,000 | $ 0 |
| Hampton County Virginia | 1 | $ 534,000 | $ 534,000 | $ 0 |
| Hancock County Indiana | 1 | $ 448,000 | $ 448,000 | $ 0 |
| Hancock County Maine | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Hanover County Virginia | 2 | $ 883,000 | $ 441,000 | $ 0 |
| Harford County Maryland | 10 | $ 5,444,000 | $ 544,000 | $ 0 |
| Harnett County North Carolina | 2 | $ 796,000 | $ 398,000 | $ 0 |
| Hartford County Connecticut | 20 | $ 9,397,000 | $ 469,000 | $ 43,000 |
| Haywood County North Carolina | 1 | $ 831,000 | $ 831,000 | $ 0 |
| Henderson County North Carolina | 1 | $ 484,000 | $ 484,000 | $ 0 |
| Hendricks County Indiana | 2 | $ 976,000 | $ 488,000 | $ 0 |
| Hennepin County Minnesota | 59 | $ 35,152,000 | $ 595,000 | $ 0 |
| Henrico County Virginia | 12 | $ 6,703,000 | $ 558,000 | $ 0 |
| Henry County Kentucky | 1 | $ 517,000 | $ 517,000 | $ 0 |
| Hillsborough County New Hampshire | 3 | $ 1,511,000 | $ 503,000 | $ 0 |
| Horry County South Carolina | 6 | $ 4,508,000 | $ 751,000 | $ 0 |
| Houston County Minnesota | 1 | $ 972,000 | $ 972,000 | $ 0 |
| Howard County Maryland | 26 | $ 13,697,000 | $ 526,000 | $ 0 |
| Hudson County New Jersey | 489 | $ 145,881,000 | $ 298,000 | $ 125,000 |
| Hunterdon County New Jersey | 121 | $ 46,838,000 | $ 387,000 | $ 156,000 |
| Ingham County Michigan | 1 | $ 558,000 | $ 558,000 | $ 0 |
| Ionia County Michigan | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 508,000 | $ 508,000 | $ 0 |
| Isabella County Michigan | 1 | $ 489,000 | $ 489,000 | $ 0 |
| Isanti County Minnesota | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Jackson County Missouri | 5 | $ 2,820,000 | $ 564,000 | $ 0 |
| Jackson County North Carolina | 3 | $ 2,439,000 | $ 813,000 | $ 0 |
| James City County Virginia | 4 | $ 2,390,000 | $ 597,000 | $ 0 |
| Jefferson County Kentucky | 2 | $ 1,278,000 | $ 639,000 | $ 0 |
| Jefferson County Missouri | 2 | $ 1,353,000 | $ 676,000 | $ 0 |
| Jefferson County Tennessee | 1 | $ 449,000 | $ 449,000 | $ 0 |
| Jessamine County Kentucky | 1 | $ 397,000 | $ 397,000 | $ 0 |
| Johnson County Indiana | 4 | $ 2,754,000 | $ 688,000 | $ 0 |
| Johnson County Iowa | 3 | $ 1,823,000 | $ 607,000 | $ 0 |
| Johnson County Kansas | 20 | $ 12,759,000 | $ 637,000 | $ 0 |
| Johnston County North Carolina | 1 | $ 421,000 | $ 421,000 | $ 0 |
| Kalamazoo County Michigan | 3 | $ 1,839,000 | $ 613,000 | $ 0 |
| Kandiyohi County Minnesota | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Kane County Illinois | 24 | $ 12,288,000 | $ 512,000 | $ 0 |
| Kendall County Illinois | 1 | $ 420,000 | $ 420,000 | $ 0 |
| Kenosha County Wisconsin | 2 | $ 1,546,000 | $ 773,000 | $ 0 |
| Kent County Maryland | 1 | $ 797,000 | $ 797,000 | $ 0 |
| Kent County Michigan | 14 | $ 8,509,000 | $ 607,000 | $ 0 |
| Kent County Rhode Island | 4 | $ 2,356,000 | $ 589,000 | $ 0 |
| King George County Virginia | 1 | $ 444,000 | $ 444,000 | $ 0 |
| Kings County New York | 63 | $ 39,891,000 | $ 633,000 | $ 0 |
| Knox County Maine | 1 | $ 599,000 | $ 599,000 | $ 0 |
| Knox County Tennessee | 7 | $ 4,631,000 | $ 661,000 | $ 0 |
| Kosciusko County Indiana | 1 | $ 566,000 | $ 566,000 | $ 0 |
| LaGrange County Indiana | 1 | $ 439,000 | $ 439,000 | $ 0 |
| Lake County Illinois | 51 | $ 31,107,000 | $ 609,000 | $ 0 |
| Lake County Indiana | 4 | $ 2,422,000 | $ 605,000 | $ 0 |
| Lake County Minnesota | 1 | $ 466,000 | $ 466,000 | $ 0 |
| Lake County Ohio | 1 | $ 641,000 | $ 641,000 | $ 0 |
| Lamoille County Vermont | 1 | $ 489,000 | $ 489,000 | $ 0 |
| Lancaster County Nebraska | 3 | $ 1,925,000 | $ 641,000 | $ 0 |
| Lancaster County Pennsylvania | 5 | $ 2,749,000 | $ 549,000 | $ 0 |
| Lancaster County Virginia | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Lapeer County Michigan | 1 | $ 698,000 | $ 698,000 | $ 0 |
| Leavenworth County Kansas | 1 | $ 459,000 | $ 459,000 | $ 0 |
| Lee County Illinois | 1 | $ 484,000 | $ 484,000 | $ 0 |
| Leelanau County Michigan | 4 | $ 2,890,000 | $ 722,000 | $ 0 |
| Lehigh County Pennsylvania | 4 | $ 2,155,000 | $ 538,000 | $ 0 |
| Lenawee County Michigan | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Lexington County South Carolina | 2 | $ 1,423,000 | $ 711,000 | $ 0 |
| Licking County Ohio | 2 | $ 1,051,000 | $ 525,000 | $ 0 |
| Linn County Iowa | 1 | $ 700,000 | $ 700,000 | $ 0 |
| Litchfield County Connecticut | 8 | $ 4,185,000 | $ 523,000 | $ 86,000 |
| Livingston County Michigan | 10 | $ 4,799,000 | $ 479,000 | $ 0 |
| Loudon County Tennessee | 2 | $ 1,144,000 | $ 572,000 | $ 0 |
| Loudoun County Virginia | 80 | $ 48,214,000 | $ 602,000 | $ 0 |
| Louisa County Virginia | 3 | $ 1,698,000 | $ 566,000 | $ 0 |
| Lucas County Ohio | 6 | $ 3,711,000 | $ 618,000 | $ 0 |
| Luzerne County Pennsylvania | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Macomb County Michigan | 6 | $ 3,654,000 | $ 609,000 | $ 0 |
| Madison County Kentucky | 1 | $ 430,000 | $ 430,000 | $ 0 |
| Mahaska County Iowa | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Mahoning County Ohio | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 457,000 | $ 457,000 | $ 0 |
| Marinette County Wisconsin | 1 | $ 674,000 | $ 674,000 | $ 0 |
| Marion County Indiana | 6 | $ 3,845,000 | $ 640,000 | $ 0 |
| Marion County Ohio | 1 | $ 451,000 | $ 451,000 | $ 0 |
| Mathews County Virginia | 1 | $ 604,000 | $ 604,000 | $ 0 |
| McDowell County North Carolina | 1 | $ 507,000 | $ 507,000 | $ 0 |
| McHenry County Illinois | 10 | $ 5,686,000 | $ 568,000 | $ 0 |
| McLean County Illinois | 3 | $ 1,530,000 | $ 510,000 | $ 0 |
| Mecklenburg County North Carolina | 33 | $ 19,725,000 | $ 597,000 | $ 0 |
| Mecklenburg County Virginia | 1 | $ 497,000 | $ 497,000 | $ 0 |
| Medina County Ohio | 1 | $ 478,000 | $ 478,000 | $ 0 |
| Mercer County New Jersey | 184 | $ 58,780,000 | $ 319,000 | $ 146,000 |
| Miami County Kansas | 1 | $ 649,000 | $ 649,000 | $ 0 |
| Middlesex County Connecticut | 7 | $ 3,599,000 | $ 514,000 | $ 19,000 |
| Middlesex County Massachusetts | 71 | $ 42,770,000 | $ 602,000 | $ 0 |
| Middlesex County New Jersey | 749 | $ 202,493,000 | $ 270,000 | $ 114,000 |
| Middlesex County Virginia | 1 | $ 421,000 | $ 421,000 | $ 0 |
| Midland County Michigan | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Milwaukee County Wisconsin | 6 | $ 3,488,000 | $ 581,000 | $ 0 |
| Minnehaha County South Dakota | 2 | $ 1,347,000 | $ 673,000 | $ 0 |
| Monmouth County New Jersey | 1,090 | $ 348,207,000 | $ 319,000 | $ 147,000 |
| Monongalia County West Virginia | 2 | $ 1,058,000 | $ 529,000 | $ 0 |
| Monroe County Indiana | 2 | $ 1,465,000 | $ 732,000 | $ 0 |
| Monroe County Michigan | 1 | $ 540,000 | $ 540,000 | $ 0 |
| Monroe County Pennsylvania | 2 | $ 1,007,000 | $ 503,000 | $ 0 |
| Monroe County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Montgomery County Maryland | 105 | $ 63,230,000 | $ 602,000 | $ 0 |
| Montgomery County New York | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Montgomery County North Carolina | 1 | $ 940,000 | $ 940,000 | $ 0 |
| Montgomery County Ohio | 2 | $ 1,392,000 | $ 696,000 | $ 0 |
| Montgomery County Pennsylvania | 23 | $ 13,174,000 | $ 572,000 | $ 0 |
| Moore County North Carolina | 2 | $ 1,528,000 | $ 764,000 | $ 0 |
| Morris County New Jersey | 956 | $ 306,616,000 | $ 320,000 | $ 156,000 |
| Muskegon County Michigan | 1 | $ 530,000 | $ 530,000 | $ 0 |
| Nantucket County Massachusetts | 2 | $ 1,237,000 | $ 618,000 | $ 0 |
| Nash County North Carolina | 1 | $ 519,000 | $ 519,000 | $ 0 |
| Nassau County New York | 192 | $ 108,964,000 | $ 567,000 | $ 78,000 |
| Nelson County Virginia | 2 | $ 1,221,000 | $ 610,000 | $ 0 |
| New Castle County Delaware | 8 | $ 4,760,000 | $ 595,000 | $ 0 |
| New Hanover County North Carolina | 10 | $ 6,136,000 | $ 613,000 | $ 0 |
| New Haven County Connecticut | 30 | $ 14,370,000 | $ 479,000 | $ 56,000 |
| New London County Connecticut | 5 | $ 3,036,000 | $ 607,000 | $ 120,000 |
| New York County New York | 61 | $ 43,522,000 | $ 713,000 | $ 0 |
| Newport County Rhode Island | 2 | $ 1,174,000 | $ 587,000 | $ 0 |
| Newport News County Virginia | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Newton County Missouri | 1 | $ 510,000 | $ 510,000 | $ 0 |
| Norfolk County Massachusetts | 43 | $ 27,665,000 | $ 643,000 | $ 0 |
| Norfolk County Virginia | 4 | $ 2,096,000 | $ 524,000 | $ 0 |
| Northampton County Pennsylvania | 5 | $ 2,969,000 | $ 593,000 | $ 0 |
| Northumberland County Virginia | 1 | $ 569,000 | $ 569,000 | $ 0 |
| Oakland County Michigan | 53 | $ 33,260,000 | $ 627,000 | $ 0 |
| Ocean County New Jersey | 1,529 | $ 283,405,000 | $ 185,000 | $ 95,000 |
| Oceana County Michigan | 1 | $ 511,000 | $ 511,000 | $ 0 |
| Oconto County Wisconsin | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Ohio County West Virginia | 1 | $ 423,000 | $ 423,000 | $ 0 |
| Oldham County Kentucky | 4 | $ 2,671,000 | $ 667,000 | $ 0 |
| Olmsted County Minnesota | 3 | $ 2,170,000 | $ 723,000 | $ 0 |
| Oneida County Wisconsin | 1 | $ 551,000 | $ 551,000 | $ 0 |
| Onslow County North Carolina | 2 | $ 1,199,000 | $ 599,000 | $ 0 |
| Orange County New York | 50 | $ 16,435,000 | $ 328,000 | $ 103,000 |
| Orange County North Carolina | 3 | $ 1,818,000 | $ 606,000 | $ 0 |
| Orange County Virginia | 2 | $ 878,000 | $ 439,000 | $ 0 |
| Ottawa County Michigan | 2 | $ 1,071,000 | $ 535,000 | $ 0 |
| Ottawa County Ohio | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Otter Tail County Minnesota | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Ozaukee County Wisconsin | 5 | $ 2,892,000 | $ 578,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 503,000 | $ 503,000 | $ 0 |
| Pamlico County North Carolina | 1 | $ 540,000 | $ 540,000 | $ 0 |
| Passaic County New Jersey | 387 | $ 91,915,000 | $ 237,000 | $ 110,000 |
| Pender County North Carolina | 1 | $ 624,000 | $ 624,000 | $ 0 |
| Pendleton County Kentucky | 1 | $ 431,000 | $ 431,000 | $ 0 |
| Peoria County Illinois | 1 | $ 936,000 | $ 936,000 | $ 0 |
| Perquimans County North Carolina | 1 | $ 549,000 | $ 549,000 | $ 0 |
| Philadelphia County Pennsylvania | 11 | $ 6,212,000 | $ 564,000 | $ 0 |
| Pickens County South Carolina | 2 | $ 996,000 | $ 498,000 | $ 0 |
| Pierce County Wisconsin | 1 | $ 452,000 | $ 452,000 | $ 0 |
| Platte County Missouri | 3 | $ 1,984,000 | $ 661,000 | $ 0 |
| Plymouth County Massachusetts | 26 | $ 14,609,000 | $ 561,000 | $ 0 |
| Pocahontas County West Virginia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Polk County Iowa | 7 | $ 4,132,000 | $ 590,000 | $ 0 |
| Polk County North Carolina | 1 | $ 957,000 | $ 957,000 | $ 0 |
| Porter County Indiana | 1 | $ 648,000 | $ 648,000 | $ 0 |
| Portsmouth County Virginia | 1 | $ 646,000 | $ 646,000 | $ 0 |
| Powhatan County Virginia | 2 | $ 1,200,000 | $ 600,000 | $ 0 |
| Prince George's County Maryland | 54 | $ 28,406,000 | $ 526,000 | $ 0 |
| Prince William County Virginia | 54 | $ 27,287,000 | $ 505,000 | $ 0 |
| Providence County Rhode Island | 5 | $ 3,343,000 | $ 668,000 | $ 0 |
| Pulaski County Arkansas | 13 | $ 7,308,000 | $ 562,000 | $ 0 |
| Putnam County New York | 23 | $ 8,730,000 | $ 379,000 | $ 102,000 |
| Queen Anne's County Maryland | 1 | $ 777,000 | $ 777,000 | $ 0 |
| Queens County New York | 49 | $ 27,464,000 | $ 560,000 | $ 6,000 |
| Racine County Wisconsin | 1 | $ 434,000 | $ 434,000 | $ 0 |
| Raleigh County West Virginia | 1 | $ 484,000 | $ 484,000 | $ 0 |
| Ramsey County Minnesota | 13 | $ 7,088,000 | $ 545,000 | $ 0 |
| Randolph County North Carolina | 1 | $ 482,000 | $ 482,000 | $ 0 |
| Richland County Ohio | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Richland County South Carolina | 4 | $ 2,334,000 | $ 583,000 | $ 0 |
| Richmond City County Virginia | 7 | $ 4,126,000 | $ 589,000 | $ 0 |
| Richmond County New York | 82 | $ 27,530,000 | $ 335,000 | $ 81,000 |
| Roanoke City County Virginia | 2 | $ 1,184,000 | $ 592,000 | $ 0 |
| Rock County Wisconsin | 1 | $ 533,000 | $ 533,000 | $ 0 |
| Rockingham County New Hampshire | 7 | $ 4,053,000 | $ 579,000 | $ 0 |
| Rockingham County Virginia | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Rockland County New York | 51 | $ 22,630,000 | $ 443,000 | $ 102,000 |
| Rockwall County Texas | 1 | $ 598,000 | $ 598,000 | $ 0 |
| Salem County New Jersey | 4 | $ 342,000 | $ 85,000 | $ 92,000 |
| Saratoga County New York | 2 | $ 938,000 | $ 469,000 | $ 0 |
| Sarpy County Nebraska | 1 | $ 538,000 | $ 538,000 | $ 0 |
| Saunders County Nebraska | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Scott County Iowa | 1 | $ 588,000 | $ 588,000 | $ 0 |
| Scott County Minnesota | 7 | $ 5,053,000 | $ 721,000 | $ 0 |
| Sebastian County Arkansas | 1 | $ 490,000 | $ 490,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 447,000 | $ 447,000 | $ 0 |
| Sheboygan County Wisconsin | 1 | $ 532,000 | $ 532,000 | $ 0 |
| Shelby County Kentucky | 2 | $ 1,197,000 | $ 598,000 | $ 0 |
| Shelby County Ohio | 1 | $ 557,000 | $ 557,000 | $ 0 |
| Shelby County Tennessee | 4 | $ 2,048,000 | $ 512,000 | $ 0 |
| Shenandoah County Virginia | 2 | $ 1,005,000 | $ 502,000 | $ 0 |
| Sherburne County Minnesota | 1 | $ 894,000 | $ 894,000 | $ 0 |
| Shiawassee County Michigan | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Somerset County New Jersey | 416 | $ 165,084,000 | $ 396,000 | $ 169,000 |
| Spotsylvania County Virginia | 5 | $ 2,345,000 | $ 469,000 | $ 0 |
| St. Charles County Missouri | 12 | $ 6,550,000 | $ 545,000 | $ 0 |
| St. Clair County Illinois | 1 | $ 475,000 | $ 475,000 | $ 0 |
| St. Clair County Michigan | 1 | $ 500,000 | $ 500,000 | $ 0 |
| St. Croix County Wisconsin | 3 | $ 1,678,000 | $ 559,000 | $ 0 |
| St. Joseph County Indiana | 2 | $ 1,398,000 | $ 699,000 | $ 0 |
| St. Joseph County Michigan | 1 | $ 476,000 | $ 476,000 | $ 0 |
| St. Louis City County Missouri | 4 | $ 2,541,000 | $ 635,000 | $ 0 |
| St. Louis County Minnesota | 2 | $ 1,016,000 | $ 508,000 | $ 0 |
| St. Louis County Missouri | 61 | $ 38,584,000 | $ 632,000 | $ 0 |
| St. Mary's County Maryland | 5 | $ 2,288,000 | $ 457,000 | $ 0 |
| Stafford County Virginia | 10 | $ 4,727,000 | $ 472,000 | $ 0 |
| Stanly County North Carolina | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Stark County Ohio | 2 | $ 1,464,000 | $ 732,000 | $ 0 |
| Stearns County Minnesota | 1 | $ 509,000 | $ 509,000 | $ 0 |
| Story County Iowa | 1 | $ 529,000 | $ 529,000 | $ 0 |
| Suffolk County Massachusetts | 22 | $ 12,319,000 | $ 559,000 | $ 0 |
| Suffolk County New York | 550 | $ 181,854,000 | $ 330,000 | $ 110,000 |
| Suffolk County Virginia | 1 | $ 627,000 | $ 627,000 | $ 0 |
| Sullivan County Tennessee | 2 | $ 1,442,000 | $ 721,000 | $ 0 |
| Summit County Ohio | 4 | $ 2,711,000 | $ 677,000 | $ 0 |
| Sumner County Tennessee | 4 | $ 1,895,000 | $ 473,000 | $ 0 |
| Sumter County South Carolina | 1 | $ 512,000 | $ 512,000 | $ 0 |
| Sussex County Delaware | 11 | $ 6,367,000 | $ 578,000 | $ 0 |
| Sussex County New Jersey | 168 | $ 53,129,000 | $ 316,000 | $ 145,000 |
| Talbot County Maryland | 1 | $ 586,000 | $ 586,000 | $ 0 |
| Tazewell County Illinois | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Tippecanoe County Indiana | 1 | $ 504,000 | $ 504,000 | $ 0 |
| Tolland County Connecticut | 2 | $ 895,000 | $ 447,000 | $ 0 |
| Ulster County New York | 5 | $ 2,646,000 | $ 529,000 | $ 28,000 |
| Union County New Jersey | 477 | $ 147,148,000 | $ 308,000 | $ 137,000 |
| Union County North Carolina | 3 | $ 1,101,000 | $ 367,000 | $ 0 |
| Union County Tennessee | 1 | $ 646,000 | $ 646,000 | $ 0 |
| Van Buren County Arkansas | 1 | $ 483,000 | $ 483,000 | $ 0 |
| Vanderburgh County Indiana | 3 | $ 1,613,000 | $ 537,000 | $ 0 |
| Virginia Beach County Virginia | 20 | $ 11,074,000 | $ 553,000 | $ 0 |
| Wabasha County Minnesota | 1 | $ 996,000 | $ 996,000 | $ 0 |
| Wake County North Carolina | 23 | $ 13,522,000 | $ 587,000 | $ 0 |
| Walworth County Wisconsin | 4 | $ 2,872,000 | $ 718,000 | $ 0 |
| Warren County Iowa | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Warren County Missouri | 2 | $ 1,299,000 | $ 649,000 | $ 0 |
| Warren County New Jersey | 121 | $ 26,468,000 | $ 218,000 | $ 107,000 |
| Warren County New York | 1 | $ 574,000 | $ 574,000 | $ 0 |
| Warren County Ohio | 3 | $ 1,364,000 | $ 454,000 | $ 0 |
| Washington County Maryland | 3 | $ 1,546,000 | $ 515,000 | $ 0 |
| Washington County Minnesota | 22 | $ 13,296,000 | $ 604,000 | $ 0 |
| Washington County New York | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Washington County Pennsylvania | 2 | $ 939,000 | $ 469,000 | $ 0 |
| Washington County Rhode Island | 10 | $ 6,344,000 | $ 634,000 | $ 0 |
| Washtenaw County Michigan | 13 | $ 8,256,000 | $ 635,000 | $ 0 |
| Watauga County North Carolina | 5 | $ 2,820,000 | $ 564,000 | $ 0 |
| Waukesha County Wisconsin | 18 | $ 10,787,000 | $ 599,000 | $ 0 |
| Wayne County Michigan | 14 | $ 7,818,000 | $ 558,000 | $ 0 |
| Westchester County New York | 293 | $ 150,055,000 | $ 512,000 | $ 143,000 |
| Westmoreland County Pennsylvania | 3 | $ 1,117,000 | $ 372,000 | $ 0 |
| Wicomico County Maryland | 1 | $ 638,000 | $ 638,000 | $ 0 |
| Wilkes County North Carolina | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Will County Illinois | 15 | $ 7,607,000 | $ 507,000 | $ 0 |
| Williamsburg County Virginia | 1 | $ 444,000 | $ 444,000 | $ 0 |
| Williamson County Tennessee | 12 | $ 6,396,000 | $ 533,000 | $ 0 |
| Winchester County Virginia | 2 | $ 858,000 | $ 429,000 | $ 0 |
| Windham County Connecticut | 1 | $ 427,000 | $ 427,000 | $ 0 |
| Windham County Vermont | 2 | $ 1,245,000 | $ 622,000 | $ 0 |
| Windsor County Vermont | 4 | $ 1,847,000 | $ 461,000 | $ 0 |
| Winnebago County Illinois | 1 | $ 596,000 | $ 596,000 | $ 0 |
| Worcester County Maryland | 12 | $ 7,317,000 | $ 609,000 | $ 0 |
| Worcester County Massachusetts | 11 | $ 5,960,000 | $ 541,000 | $ 0 |
| Wright County Minnesota | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Yancey County North Carolina | 2 | $ 1,397,000 | $ 698,000 | $ 0 |
| York County Maine | 3 | $ 1,331,000 | $ 443,000 | $ 0 |
| York County Pennsylvania | 2 | $ 1,177,000 | $ 588,000 | $ 0 |
| York County South Carolina | 5 | $ 2,666,000 | $ 533,000 | $ 0 |
| York County Virginia | 2 | $ 1,154,000 | $ 577,000 | $ 0 |
Mortgage Loan Application Detail Totals for Hudson City Savings Bank in 2006
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,594 | $2,954,174,000 | $448,000 | $2,093,000 | $116,000 | $8,384,000 |
| Refinancing | 6,577 | $2,292,248,000 | $348,000 | $2,250,000 | $97,000 | $6,960,000 |
| Home Improvement | 1,693 | $98,330,000 | $58,000 | $972,000 | $78,000 | $850,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,506 | $2,006,406,000 | $308,000 | $2,250,000 | $162,000 | $6,960,000 |
| Not applicable | 6,098 | $2,700,096,000 | $442,000 | $2,093,000 | $27,000 | $1,657,000 |
| Asian | 1,371 | $488,375,000 | $356,000 | $1,700,000 | $157,000 | $8,384,000 |
| Not Provided | 386 | $27,579,000 | $71,000 | $800,000 | $106,000 | $750,000 |
| Hispanic | 320 | $81,023,000 | $253,000 | $900,000 | $112,000 | $625,000 |
| Black or African American | 158 | $34,627,000 | $219,000 | $836,000 | $121,000 | $1,163,000 |
| American Indian or Alaskan Native | 15 | $4,258,000 | $283,000 | $750,000 | $117,000 | $318,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $2,388,000 | $238,000 | $615,000 | $139,000 | $299,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,864 | $5,344,752,000 | $359,000 | $2,250,000 | $103,000 | $8,384,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,337 | $2,328,617,000 | $317,000 | $2,250,000 | $163,000 | $8,384,000 |
| Loan Purchased By The Institution | 6,095 | $2,698,615,000 | $442,000 | $2,093,000 | $27,000 | $1,657,000 |
| Application Denied By Financial Institution | 810 | $130,605,000 | $161,000 | $1,700,000 | $86,000 | $820,000 |
| Application Approved But Not Accepted | 347 | $103,265,000 | $297,000 | $1,560,000 | $178,000 | $1,771,000 |
| Application Withdrawn By Applicant | 148 | $44,820,000 | $302,000 | $1,091,000 | $136,000 | $914,000 |
| File Closed For Incompleteness | 127 | $38,830,000 | $305,000 | $2,000,000 | $157,000 | $1,838,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 521 | $55,887,000 | $107,000 | $1,000,000 | $57,000 | $300,000 |
| Collateral | 111 | $25,180,000 | $226,000 | $1,000,000 | $149,000 | $819,000 |
| Other | 89 | $25,301,000 | $284,000 | $1,700,000 | $152,000 | $820,000 |
| Credit History | 76 | $19,853,000 | $261,000 | $675,000 | $107,000 | $688,000 |
| Unverifiable Information | 6 | $2,649,000 | $441,000 | $676,000 | $146,000 | $300,000 |
| Credit Application Incomplete | 4 | $703,000 | $175,000 | $343,000 | $67,000 | $123,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,032,000 | $344,000 | $550,000 | $89,000 | $120,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hudson City Savings Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hudson City Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.
Copyright © 2025 AllMortgageDetail.com All rights reserved. disclaimer