2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Hudson City Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Hudson City Savings Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hudson City Savings Bank West 80 Century Road Paramus, NJ 07652 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2003 |
| Total Number of Mortgage Applications | 17,994 |
| Total Mortgage Loan Application Amount | $5,725,885,000 |
| Average Mortgage Loan Application Amount | $433,184 |
| Highest Mortgage Loan Application Amount | $2,342,000 |
| Average Applicant Income | $137,215 |
| Highest Applicant Income | $7,526,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Hudson City Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hudson City Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Hudson City Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hudson City Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Hudson City Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hudson City Savings Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Aitkin County Minnesota | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Alamance County North Carolina | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Albany County New York | 3 | $ 1,179,000 | $ 393,000 | $ 164,000 |
| Albemarle County Virginia | 10 | $ 4,649,000 | $ 464,000 | $ 52,000 |
| Alcona County Michigan | 1 | $ 332,000 | $ 332,000 | $ 400,000 |
| Alexander County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Alexandria County Virginia | 35 | $ 16,762,000 | $ 478,000 | $ 75,000 |
| Alger County Michigan | 1 | $ 67,000 | $ 67,000 | $ 32,000 |
| Allegan County Michigan | 3 | $ 1,181,000 | $ 393,000 | $ 280,000 |
| Allegheny County Pennsylvania | 30 | $ 13,865,000 | $ 462,000 | $ 117,000 |
| Allen County Indiana | 1 | $ 997,000 | $ 997,000 | $ 0 |
| Amherst County Virginia | 1 | $ 330,000 | $ 330,000 | $ 123,000 |
| Anchorage County Alaska | 3 | $ 898,000 | $ 299,000 | $ 25,000 |
| Anderson County South Carolina | 1 | $ 347,000 | $ 347,000 | $ 0 |
| Anne Arundel County Maryland | 84 | $ 38,842,000 | $ 462,000 | $ 102,000 |
| Anoka County Minnesota | 11 | $ 4,256,000 | $ 386,000 | $ 83,000 |
| Antrim County Michigan | 3 | $ 1,374,000 | $ 458,000 | $ 119,000 |
| Arlington County Virginia | 78 | $ 33,550,000 | $ 430,000 | $ 95,000 |
| Atlantic County New Jersey | 41 | $ 8,640,000 | $ 210,000 | $ 103,000 |
| Baltimore City County Maryland | 3 | $ 1,194,000 | $ 398,000 | $ 44,000 |
| Baltimore County Maryland | 44 | $ 20,546,000 | $ 466,000 | $ 161,000 |
| Barnstable County Massachusetts | 20 | $ 9,968,000 | $ 498,000 | $ 295,000 |
| Barry County Michigan | 2 | $ 557,000 | $ 278,000 | $ 91,000 |
| Baxter County Arkansas | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Bay County Michigan | 1 | $ 346,000 | $ 346,000 | $ 130,000 |
| Beaufort County South Carolina | 12 | $ 6,315,000 | $ 526,000 | $ 403,000 |
| Bedford County Virginia | 3 | $ 1,394,000 | $ 464,000 | $ 134,000 |
| Benton County Arkansas | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Benzie County Michigan | 1 | $ 504,000 | $ 504,000 | $ 234,000 |
| Bergen County New Jersey | 3,597 | $ 983,974,000 | $ 273,000 | $ 125,000 |
| Berkeley County South Carolina | 3 | $ 855,000 | $ 285,000 | $ 57,000 |
| Berkeley County West Virginia | 1 | $ 116,000 | $ 116,000 | $ 76,000 |
| Berks County Pennsylvania | 2 | $ 537,000 | $ 268,000 | $ 54,000 |
| Berkshire County Massachusetts | 2 | $ 1,291,000 | $ 645,000 | $ 112,000 |
| Bernalillo County New Mexico | 1 | $ 391,000 | $ 391,000 | $ 168,000 |
| Berrien County Michigan | 2 | $ 938,000 | $ 469,000 | $ 256,000 |
| Black Hawk County Iowa | 1 | $ 81,000 | $ 81,000 | $ 32,000 |
| Blaine County Idaho | 1 | $ 992,000 | $ 992,000 | $ 450,000 |
| Boone County Illinois | 1 | $ 400,000 | $ 400,000 | $ 130,000 |
| Boone County Indiana | 11 | $ 5,413,000 | $ 492,000 | $ 90,000 |
| Boone County Missouri | 1 | $ 87,000 | $ 87,000 | $ 49,000 |
| Botetourt County Virginia | 2 | $ 750,000 | $ 375,000 | $ 0 |
| Bristol County Massachusetts | 17 | $ 7,293,000 | $ 429,000 | $ 37,000 |
| Bristol County Rhode Island | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Bronx County New York | 3 | $ 976,000 | $ 325,000 | $ 92,000 |
| Brown County Wisconsin | 7 | $ 3,933,000 | $ 561,000 | $ 237,000 |
| Brunswick County North Carolina | 5 | $ 2,460,000 | $ 492,000 | $ 172,000 |
| Bucks County Pennsylvania | 23 | $ 10,728,000 | $ 466,000 | $ 124,000 |
| Buncombe County North Carolina | 7 | $ 2,523,000 | $ 360,000 | $ 45,000 |
| Burlington County New Jersey | 155 | $ 19,686,000 | $ 127,000 | $ 81,000 |
| Butler County Kansas | 1 | $ 192,000 | $ 192,000 | $ 96,000 |
| Butler County Ohio | 6 | $ 2,261,000 | $ 376,000 | $ 58,000 |
| Butler County Pennsylvania | 1 | $ 649,000 | $ 649,000 | $ 159,000 |
| Cabarrus County North Carolina | 2 | $ 584,000 | $ 292,000 | $ 64,000 |
| Caddo County Louisiana | 1 | $ 427,000 | $ 427,000 | $ 0 |
| Calvert County Maryland | 9 | $ 3,380,000 | $ 375,000 | $ 42,000 |
| Camden County New Jersey | 207 | $ 24,942,000 | $ 120,000 | $ 83,000 |
| Campbell County Virginia | 1 | $ 342,000 | $ 342,000 | $ 349,000 |
| Cape May County New Jersey | 38 | $ 13,910,000 | $ 366,000 | $ 209,000 |
| Carroll County Maryland | 12 | $ 5,309,000 | $ 442,000 | $ 196,000 |
| Carroll County New Hampshire | 2 | $ 814,000 | $ 407,000 | $ 123,000 |
| Carteret County North Carolina | 1 | $ 510,000 | $ 510,000 | $ 0 |
| Carver County Minnesota | 12 | $ 5,613,000 | $ 467,000 | $ 72,000 |
| Cass County Michigan | 2 | $ 740,000 | $ 370,000 | $ 202,000 |
| Cass County Missouri | 1 | $ 98,000 | $ 98,000 | $ 46,000 |
| Catawba County North Carolina | 5 | $ 2,248,000 | $ 449,000 | $ 35,000 |
| Cecil County Maryland | 1 | $ 647,000 | $ 647,000 | $ 0 |
| Centre County Pennsylvania | 1 | $ 625,000 | $ 625,000 | $ 480,000 |
| Champaign County Illinois | 3 | $ 1,439,000 | $ 479,000 | $ 217,000 |
| Charles County Maryland | 4 | $ 1,577,000 | $ 394,000 | $ 60,000 |
| Charleston County South Carolina | 17 | $ 8,453,000 | $ 497,000 | $ 273,000 |
| Charlevoix County Michigan | 4 | $ 1,992,000 | $ 498,000 | $ 331,000 |
| Charlottesville County Virginia | 2 | $ 766,000 | $ 383,000 | $ 0 |
| Chatham County North Carolina | 4 | $ 2,382,000 | $ 595,000 | $ 275,000 |
| Chesapeake County Virginia | 2 | $ 969,000 | $ 484,000 | $ 66,000 |
| Chester County Pennsylvania | 55 | $ 25,651,000 | $ 466,000 | $ 150,000 |
| Chesterfield County Virginia | 12 | $ 5,266,000 | $ 438,000 | $ 27,000 |
| Chittenden County Vermont | 5 | $ 2,658,000 | $ 531,000 | $ 184,000 |
| Clackamas County Oregon | 2 | $ 1,011,000 | $ 505,000 | $ 367,000 |
| Clark County Ohio | 2 | $ 160,000 | $ 80,000 | $ 54,000 |
| Clermont County Ohio | 9 | $ 3,941,000 | $ 437,000 | $ 67,000 |
| Cleveland County North Carolina | 1 | $ 420,000 | $ 420,000 | $ 134,000 |
| Clinton County Illinois | 1 | $ 377,000 | $ 377,000 | $ 111,000 |
| Clinton County Michigan | 6 | $ 2,092,000 | $ 348,000 | $ 83,000 |
| Clinton County Missouri | 1 | $ 580,000 | $ 580,000 | $ 0 |
| Colleton County South Carolina | 2 | $ 1,201,000 | $ 600,000 | $ 576,000 |
| Collier County Florida | 1 | $ 496,000 | $ 496,000 | $ 768,000 |
| Columbia County Wisconsin | 1 | $ 109,000 | $ 109,000 | $ 42,000 |
| Cook County Illinois | 443 | $ 211,743,000 | $ 477,000 | $ 156,000 |
| Craven County North Carolina | 1 | $ 72,000 | $ 72,000 | $ 51,000 |
| Crow Wing County Minnesota | 7 | $ 3,738,000 | $ 534,000 | $ 78,000 |
| Culpeper County Virginia | 1 | $ 430,000 | $ 430,000 | $ 163,000 |
| Cumberland County Maine | 9 | $ 3,426,000 | $ 380,000 | $ 146,000 |
| Cumberland County New Jersey | 1 | $ 380,000 | $ 380,000 | $ 362,000 |
| Cumberland County North Carolina | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Cumberland County Pennsylvania | 2 | $ 1,124,000 | $ 562,000 | $ 266,000 |
| Currituck County North Carolina | 2 | $ 1,324,000 | $ 662,000 | $ 586,000 |
| Cuyahoga County Ohio | 20 | $ 9,089,000 | $ 454,000 | $ 131,000 |
| Dakota County Minnesota | 30 | $ 12,710,000 | $ 423,000 | $ 127,000 |
| Dallas County Iowa | 3 | $ 1,167,000 | $ 389,000 | $ 0 |
| Dane County Wisconsin | 16 | $ 7,403,000 | $ 462,000 | $ 67,000 |
| Danville County Virginia | 1 | $ 355,000 | $ 355,000 | $ 468,000 |
| Dare County North Carolina | 6 | $ 3,353,000 | $ 558,000 | $ 0 |
| Dauphin County Pennsylvania | 2 | $ 612,000 | $ 306,000 | $ 35,000 |
| Davidson County North Carolina | 1 | $ 460,000 | $ 460,000 | $ 0 |
| Davidson County Tennessee | 2 | $ 959,000 | $ 479,000 | $ 0 |
| Davie County North Carolina | 1 | $ 503,000 | $ 503,000 | $ 0 |
| Dearborn County Indiana | 1 | $ 136,000 | $ 136,000 | $ 91,000 |
| DeKalb County Illinois | 1 | $ 363,000 | $ 363,000 | $ 197,000 |
| Delaware County Ohio | 9 | $ 3,866,000 | $ 429,000 | $ 122,000 |
| Delaware County Pennsylvania | 33 | $ 15,032,000 | $ 455,000 | $ 160,000 |
| Dickinson County Iowa | 1 | $ 479,000 | $ 479,000 | $ 145,000 |
| District of Columbia County District Of Columbia | 134 | $ 67,610,000 | $ 504,000 | $ 144,000 |
| Dorchester County Maryland | 2 | $ 1,072,000 | $ 536,000 | $ 235,000 |
| Dorchester County South Carolina | 2 | $ 835,000 | $ 417,000 | $ 0 |
| Douglas County Kansas | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Douglas County Nebraska | 7 | $ 3,355,000 | $ 479,000 | $ 89,000 |
| Dukes County Massachusetts | 1 | $ 342,000 | $ 342,000 | $ 0 |
| Dunn County Wisconsin | 1 | $ 108,000 | $ 108,000 | $ 43,000 |
| DuPage County Illinois | 135 | $ 62,691,000 | $ 464,000 | $ 164,000 |
| Durham County North Carolina | 3 | $ 1,293,000 | $ 431,000 | $ 74,000 |
| Dutchess County New York | 4 | $ 1,533,000 | $ 383,000 | $ 108,000 |
| Eaton County Michigan | 2 | $ 874,000 | $ 437,000 | $ 147,000 |
| Elkhart County Indiana | 2 | $ 476,000 | $ 238,000 | $ 19,000 |
| Emmet County Michigan | 2 | $ 1,063,000 | $ 531,000 | $ 186,000 |
| Erie County Ohio | 1 | $ 354,000 | $ 354,000 | $ 0 |
| Essex County Massachusetts | 113 | $ 51,515,000 | $ 455,000 | $ 113,000 |
| Essex County New Jersey | 1,107 | $ 287,139,000 | $ 259,000 | $ 124,000 |
| Essex County Virginia | 1 | $ 387,000 | $ 387,000 | $ 133,000 |
| Fairfax City County Virginia | 5 | $ 2,344,000 | $ 468,000 | $ 118,000 |
| Fairfax County Virginia | 470 | $ 222,033,000 | $ 472,000 | $ 108,000 |
| Fairfield County Connecticut | 229 | $ 119,780,000 | $ 523,000 | $ 122,000 |
| Fairfield County Ohio | 1 | $ 381,000 | $ 381,000 | $ 288,000 |
| Falls Church County Virginia | 8 | $ 3,213,000 | $ 401,000 | $ 112,000 |
| Fauquier County Virginia | 7 | $ 2,754,000 | $ 393,000 | $ 121,000 |
| Fayette County Kentucky | 1 | $ 436,000 | $ 436,000 | $ 126,000 |
| Florence County South Carolina | 1 | $ 112,000 | $ 112,000 | $ 77,000 |
| Floyd County Indiana | 2 | $ 236,000 | $ 118,000 | $ 59,000 |
| Fluvanna County Virginia | 1 | $ 109,000 | $ 109,000 | $ 20,000 |
| Forsyth County North Carolina | 8 | $ 3,643,000 | $ 455,000 | $ 45,000 |
| Franklin County Massachusetts | 1 | $ 214,000 | $ 214,000 | $ 62,000 |
| Franklin County Ohio | 26 | $ 11,115,000 | $ 427,000 | $ 131,000 |
| Franklin County Vermont | 1 | $ 410,000 | $ 410,000 | $ 0 |
| Franklin County Virginia | 7 | $ 3,712,000 | $ 530,000 | $ 173,000 |
| Frederick County Maryland | 13 | $ 5,067,000 | $ 389,000 | $ 50,000 |
| Frederick County Virginia | 1 | $ 508,000 | $ 508,000 | $ 497,000 |
| Fredericksburg County Virginia | 2 | $ 429,000 | $ 214,000 | $ 91,000 |
| Gallia County Ohio | 1 | $ 351,000 | $ 351,000 | $ 220,000 |
| Garrett County Maryland | 3 | $ 1,494,000 | $ 498,000 | $ 290,000 |
| Gaston County North Carolina | 1 | $ 418,000 | $ 418,000 | $ 176,000 |
| Geauga County Ohio | 5 | $ 2,027,000 | $ 405,000 | $ 30,000 |
| Genesee County Michigan | 9 | $ 3,750,000 | $ 416,000 | $ 155,000 |
| Georgetown County South Carolina | 1 | $ 451,000 | $ 451,000 | $ 105,000 |
| Gloucester County New Jersey | 77 | $ 6,505,000 | $ 84,000 | $ 70,000 |
| Goochland County Virginia | 3 | $ 1,322,000 | $ 440,000 | $ 0 |
| Goodhue County Minnesota | 1 | $ 72,000 | $ 72,000 | $ 36,000 |
| Grand Traverse County Michigan | 6 | $ 2,509,000 | $ 418,000 | $ 207,000 |
| Greene County Missouri | 6 | $ 2,516,000 | $ 419,000 | $ 580,000 |
| Greene County Ohio | 3 | $ 1,578,000 | $ 526,000 | $ 65,000 |
| Greene County Virginia | 2 | $ 372,000 | $ 186,000 | $ 55,000 |
| Greenville County South Carolina | 6 | $ 2,365,000 | $ 394,000 | $ 62,000 |
| Greenwood County South Carolina | 3 | $ 887,000 | $ 295,000 | $ 96,000 |
| Guilford County North Carolina | 8 | $ 3,562,000 | $ 445,000 | $ 64,000 |
| Hamilton County Indiana | 38 | $ 17,853,000 | $ 469,000 | $ 83,000 |
| Hamilton County Ohio | 53 | $ 24,928,000 | $ 470,000 | $ 150,000 |
| Hamilton County Tennessee | 1 | $ 447,000 | $ 447,000 | $ 0 |
| Hampden County Massachusetts | 5 | $ 2,203,000 | $ 440,000 | $ 178,000 |
| Hampton County Virginia | 3 | $ 796,000 | $ 265,000 | $ 42,000 |
| Hanover County Virginia | 7 | $ 2,931,000 | $ 418,000 | $ 101,000 |
| Hardin County Tennessee | 1 | $ 496,000 | $ 496,000 | $ 0 |
| Harford County Maryland | 11 | $ 4,622,000 | $ 420,000 | $ 65,000 |
| Harrison County West Virginia | 1 | $ 380,000 | $ 380,000 | $ 300,000 |
| Hartford County Connecticut | 27 | $ 11,119,000 | $ 411,000 | $ 86,000 |
| Hendricks County Indiana | 1 | $ 406,000 | $ 406,000 | $ 312,000 |
| Hennepin County Minnesota | 117 | $ 56,974,000 | $ 486,000 | $ 162,000 |
| Henrico County Virginia | 19 | $ 8,131,000 | $ 427,000 | $ 116,000 |
| Hillsborough County New Hampshire | 12 | $ 4,703,000 | $ 391,000 | $ 75,000 |
| Holt County Nebraska | 1 | $ 132,000 | $ 132,000 | $ 59,000 |
| Horry County South Carolina | 2 | $ 579,000 | $ 289,000 | $ 86,000 |
| Howard County Maryland | 84 | $ 34,824,000 | $ 414,000 | $ 80,000 |
| Hudson County New Jersey | 318 | $ 61,226,000 | $ 192,000 | $ 84,000 |
| Hunterdon County New Jersey | 158 | $ 52,405,000 | $ 331,000 | $ 156,000 |
| Ingham County Michigan | 11 | $ 3,746,000 | $ 340,000 | $ 158,000 |
| Iredell County North Carolina | 14 | $ 6,186,000 | $ 441,000 | $ 82,000 |
| Isle of Wight County Virginia | 1 | $ 459,000 | $ 459,000 | $ 151,000 |
| Jackson County Michigan | 4 | $ 2,092,000 | $ 523,000 | $ 198,000 |
| Jackson County Missouri | 8 | $ 3,618,000 | $ 452,000 | $ 79,000 |
| James City County Virginia | 4 | $ 1,605,000 | $ 401,000 | $ 175,000 |
| Jefferson County Kentucky | 3 | $ 1,234,000 | $ 411,000 | $ 283,000 |
| Jefferson County Missouri | 1 | $ 112,000 | $ 112,000 | $ 56,000 |
| Jefferson County West Virginia | 1 | $ 178,000 | $ 178,000 | $ 102,000 |
| Johnson County Indiana | 2 | $ 958,000 | $ 479,000 | $ 208,000 |
| Johnson County Iowa | 7 | $ 3,593,000 | $ 513,000 | $ 135,000 |
| Johnson County Kansas | 33 | $ 16,528,000 | $ 500,000 | $ 122,000 |
| Johnston County North Carolina | 1 | $ 397,000 | $ 397,000 | $ 139,000 |
| Josephine County Oregon | 1 | $ 360,000 | $ 360,000 | $ 155,000 |
| Kalamazoo County Michigan | 15 | $ 6,499,000 | $ 433,000 | $ 142,000 |
| Kane County Illinois | 49 | $ 21,028,000 | $ 429,000 | $ 201,000 |
| Kendall County Illinois | 3 | $ 1,021,000 | $ 340,000 | $ 107,000 |
| Kenosha County Wisconsin | 2 | $ 682,000 | $ 341,000 | $ 50,000 |
| Kent County Maryland | 1 | $ 414,000 | $ 414,000 | $ 0 |
| Kent County Michigan | 14 | $ 5,137,000 | $ 366,000 | $ 143,000 |
| Kent County Rhode Island | 8 | $ 3,330,000 | $ 416,000 | $ 82,000 |
| Kewaunee County Wisconsin | 1 | $ 77,000 | $ 77,000 | $ 42,000 |
| King County Washington | 1 | $ 439,000 | $ 439,000 | $ 265,000 |
| King George County Virginia | 2 | $ 871,000 | $ 435,000 | $ 87,000 |
| Kings County New York | 15 | $ 7,984,000 | $ 532,000 | $ 80,000 |
| Knox County Maine | 1 | $ 420,000 | $ 420,000 | $ 368,000 |
| Knox County Tennessee | 3 | $ 1,461,000 | $ 487,000 | $ 0 |
| Kosciusko County Indiana | 2 | $ 815,000 | $ 407,000 | $ 80,000 |
| La Crosse County Wisconsin | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Lackawanna County Pennsylvania | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Lake County Illinois | 173 | $ 82,546,000 | $ 477,000 | $ 152,000 |
| Lake County Indiana | 3 | $ 626,000 | $ 208,000 | $ 50,000 |
| Lake County Ohio | 1 | $ 644,000 | $ 644,000 | $ 111,000 |
| Lancaster County Nebraska | 2 | $ 888,000 | $ 444,000 | $ 0 |
| Lancaster County Pennsylvania | 3 | $ 1,159,000 | $ 386,000 | $ 39,000 |
| Lancaster County Virginia | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Lapeer County Michigan | 3 | $ 1,119,000 | $ 373,000 | $ 0 |
| LaPorte County Indiana | 2 | $ 1,187,000 | $ 593,000 | $ 146,000 |
| Leelanau County Michigan | 6 | $ 2,730,000 | $ 455,000 | $ 118,000 |
| Lehigh County Pennsylvania | 2 | $ 1,000,000 | $ 500,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 510,000 | $ 510,000 | $ 0 |
| Lincoln County Missouri | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Lincoln County North Carolina | 3 | $ 970,000 | $ 323,000 | $ 18,000 |
| Linn County Iowa | 4 | $ 993,000 | $ 248,000 | $ 17,000 |
| Litchfield County Connecticut | 6 | $ 2,632,000 | $ 438,000 | $ 90,000 |
| Livingston County Michigan | 26 | $ 11,196,000 | $ 430,000 | $ 109,000 |
| Lorain County Ohio | 4 | $ 1,498,000 | $ 374,000 | $ 29,000 |
| Loudon County Tennessee | 1 | $ 496,000 | $ 496,000 | $ 0 |
| Loudoun County Virginia | 146 | $ 63,085,000 | $ 432,000 | $ 119,000 |
| Lucas County Ohio | 4 | $ 1,632,000 | $ 408,000 | $ 0 |
| Lynchburg County Virginia | 3 | $ 1,348,000 | $ 449,000 | $ 129,000 |
| Mackinac County Michigan | 1 | $ 425,000 | $ 425,000 | $ 125,000 |
| Macomb County Michigan | 41 | $ 17,809,000 | $ 434,000 | $ 103,000 |
| Macon County North Carolina | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Madison County Illinois | 1 | $ 102,000 | $ 102,000 | $ 43,000 |
| Madison County Indiana | 2 | $ 205,000 | $ 102,000 | $ 48,000 |
| Madison County New York | 1 | $ 412,000 | $ 412,000 | $ 0 |
| Mahoning County Ohio | 1 | $ 573,000 | $ 573,000 | $ 0 |
| Manassas County Virginia | 1 | $ 424,000 | $ 424,000 | $ 0 |
| Marathon County Wisconsin | 2 | $ 213,000 | $ 106,000 | $ 60,000 |
| Marion County Illinois | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Marion County Indiana | 31 | $ 14,709,000 | $ 474,000 | $ 220,000 |
| Mason County Illinois | 1 | $ 650,000 | $ 650,000 | $ 0 |
| McHenry County Illinois | 19 | $ 8,394,000 | $ 441,000 | $ 133,000 |
| McLean County Illinois | 2 | $ 1,080,000 | $ 540,000 | $ 349,000 |
| Mecklenburg County North Carolina | 74 | $ 35,494,000 | $ 479,000 | $ 192,000 |
| Medina County Ohio | 4 | $ 1,894,000 | $ 473,000 | $ 65,000 |
| Mercer County New Jersey | 142 | $ 38,349,000 | $ 270,000 | $ 129,000 |
| Merrimack County New Hampshire | 5 | $ 1,783,000 | $ 356,000 | $ 170,000 |
| Middlesex County Connecticut | 12 | $ 5,112,000 | $ 426,000 | $ 98,000 |
| Middlesex County Massachusetts | 258 | $ 122,521,000 | $ 474,000 | $ 132,000 |
| Middlesex County New Jersey | 624 | $ 116,521,000 | $ 186,000 | $ 84,000 |
| Milwaukee County Wisconsin | 7 | $ 3,058,000 | $ 436,000 | $ 113,000 |
| Monmouth County New Jersey | 693 | $ 164,491,000 | $ 237,000 | $ 138,000 |
| Monroe County Illinois | 1 | $ 385,000 | $ 385,000 | $ 97,000 |
| Monroe County Indiana | 2 | $ 887,000 | $ 443,000 | $ 0 |
| Monroe County Michigan | 6 | $ 2,825,000 | $ 470,000 | $ 74,000 |
| Monroe County New York | 3 | $ 826,000 | $ 275,000 | $ 165,000 |
| Monroe County Pennsylvania | 2 | $ 711,000 | $ 355,000 | $ 150,000 |
| Montgomery County Maryland | 361 | $ 171,602,000 | $ 475,000 | $ 111,000 |
| Montgomery County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Montgomery County Ohio | 4 | $ 1,820,000 | $ 455,000 | $ 120,000 |
| Montgomery County Pennsylvania | 50 | $ 23,775,000 | $ 475,000 | $ 129,000 |
| Montgomery County Virginia | 2 | $ 474,000 | $ 237,000 | $ 183,000 |
| Montmorency County Michigan | 1 | $ 367,000 | $ 367,000 | $ 274,000 |
| Moore County North Carolina | 3 | $ 1,591,000 | $ 530,000 | $ 48,000 |
| Morris County New Jersey | 1,349 | $ 362,260,000 | $ 268,000 | $ 118,000 |
| Muskegon County Michigan | 3 | $ 1,055,000 | $ 351,000 | $ 69,000 |
| Nantucket County Massachusetts | 7 | $ 4,029,000 | $ 575,000 | $ 155,000 |
| Nash County North Carolina | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Nassau County New York | 115 | $ 57,662,000 | $ 501,000 | $ 189,000 |
| New Castle County Delaware | 8 | $ 3,466,000 | $ 433,000 | $ 209,000 |
| New Hanover County North Carolina | 13 | $ 5,731,000 | $ 440,000 | $ 111,000 |
| New Haven County Connecticut | 38 | $ 15,590,000 | $ 410,000 | $ 105,000 |
| New London County Connecticut | 5 | $ 2,042,000 | $ 408,000 | $ 101,000 |
| New York County New York | 25 | $ 12,993,000 | $ 519,000 | $ 252,000 |
| Newport County Rhode Island | 3 | $ 1,404,000 | $ 468,000 | $ 276,000 |
| Newport News County Virginia | 1 | $ 431,000 | $ 431,000 | $ 185,000 |
| Newton County Missouri | 1 | $ 465,000 | $ 465,000 | $ 132,000 |
| Niagara County New York | 1 | $ 341,000 | $ 341,000 | $ 160,000 |
| Norfolk County Massachusetts | 136 | $ 65,914,000 | $ 484,000 | $ 154,000 |
| Norfolk County Virginia | 3 | $ 1,156,000 | $ 385,000 | $ 77,000 |
| Northampton County Pennsylvania | 2 | $ 752,000 | $ 376,000 | $ 61,000 |
| Northumberland County Virginia | 1 | $ 360,000 | $ 360,000 | $ 134,000 |
| Oakland County Michigan | 288 | $ 137,214,000 | $ 476,000 | $ 141,000 |
| Ocean County New Jersey | 964 | $ 126,014,000 | $ 130,000 | $ 79,000 |
| Oceana County Michigan | 2 | $ 871,000 | $ 435,000 | $ 0 |
| Oconee County South Carolina | 1 | $ 438,000 | $ 438,000 | $ 150,000 |
| Ogle County Illinois | 1 | $ 72,000 | $ 72,000 | $ 51,000 |
| Oldham County Kentucky | 1 | $ 508,000 | $ 508,000 | $ 0 |
| Olmsted County Minnesota | 3 | $ 1,445,000 | $ 481,000 | $ 0 |
| Oneida County Wisconsin | 1 | $ 108,000 | $ 108,000 | $ 29,000 |
| Onondaga County New York | 2 | $ 234,000 | $ 117,000 | $ 97,000 |
| Ontario County New York | 2 | $ 906,000 | $ 453,000 | $ 477,000 |
| Orange County New York | 4 | $ 1,422,000 | $ 355,000 | $ 139,000 |
| Orange County North Carolina | 19 | $ 8,214,000 | $ 432,000 | $ 112,000 |
| Orange County Virginia | 2 | $ 973,000 | $ 486,000 | $ 170,000 |
| Otsego County New York | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Ottawa County Michigan | 6 | $ 2,084,000 | $ 347,000 | $ 104,000 |
| Outagamie County Wisconsin | 1 | $ 400,000 | $ 400,000 | $ 184,000 |
| Ozaukee County Wisconsin | 9 | $ 4,081,000 | $ 453,000 | $ 34,000 |
| Pasquotank County North Carolina | 1 | $ 512,000 | $ 512,000 | $ 0 |
| Passaic County New Jersey | 629 | $ 111,488,000 | $ 177,000 | $ 85,000 |
| Philadelphia County Pennsylvania | 6 | $ 2,744,000 | $ 457,000 | $ 77,000 |
| Pierce County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Pitt County North Carolina | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Platte County Missouri | 2 | $ 1,087,000 | $ 543,000 | $ 0 |
| Plymouth County Massachusetts | 55 | $ 24,095,000 | $ 438,000 | $ 68,000 |
| Polk County Iowa | 10 | $ 4,600,000 | $ 460,000 | $ 143,000 |
| Polk County North Carolina | 1 | $ 781,000 | $ 781,000 | $ 0 |
| Polk County Wisconsin | 2 | $ 910,000 | $ 455,000 | $ 0 |
| Portage County Ohio | 1 | $ 164,000 | $ 164,000 | $ 57,000 |
| Porter County Indiana | 3 | $ 1,191,000 | $ 397,000 | $ 0 |
| Portsmouth County Virginia | 1 | $ 368,000 | $ 368,000 | $ 0 |
| Pottawattamie County Iowa | 1 | $ 529,000 | $ 529,000 | $ 0 |
| Prince George County Virginia | 1 | $ 150,000 | $ 150,000 | $ 47,000 |
| Prince George's County Maryland | 19 | $ 7,503,000 | $ 394,000 | $ 85,000 |
| Prince William County Virginia | 62 | $ 25,540,000 | $ 411,000 | $ 96,000 |
| Providence County Rhode Island | 4 | $ 1,397,000 | $ 349,000 | $ 12,000 |
| Pulaski County Arkansas | 2 | $ 889,000 | $ 444,000 | $ 174,000 |
| Putnam County New York | 6 | $ 2,488,000 | $ 414,000 | $ 125,000 |
| Queen Anne's County Maryland | 3 | $ 1,312,000 | $ 437,000 | $ 57,000 |
| Queens County New York | 22 | $ 8,765,000 | $ 398,000 | $ 90,000 |
| Racine County Wisconsin | 2 | $ 934,000 | $ 467,000 | $ 0 |
| Ralls County Missouri | 1 | $ 64,000 | $ 64,000 | $ 47,000 |
| Ramsey County Minnesota | 19 | $ 7,760,000 | $ 408,000 | $ 149,000 |
| Reno County Kansas | 1 | $ 600,000 | $ 600,000 | $ 261,000 |
| Rice County Minnesota | 1 | $ 352,000 | $ 352,000 | $ 0 |
| Richland County South Carolina | 5 | $ 2,406,000 | $ 481,000 | $ 23,000 |
| Richmond City County Virginia | 6 | $ 2,834,000 | $ 472,000 | $ 118,000 |
| Richmond County New York | 6 | $ 3,631,000 | $ 605,000 | $ 193,000 |
| Roanoke City County Virginia | 2 | $ 870,000 | $ 435,000 | $ 236,000 |
| Roanoke County Virginia | 1 | $ 428,000 | $ 428,000 | $ 0 |
| Rockbridge County Virginia | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Rockingham County New Hampshire | 15 | $ 6,353,000 | $ 423,000 | $ 78,000 |
| Rockingham County Virginia | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Rockland County New York | 25 | $ 10,901,000 | $ 436,000 | $ 112,000 |
| Roscommon County Michigan | 1 | $ 592,000 | $ 592,000 | $ 366,000 |
| Rowan County North Carolina | 1 | $ 516,000 | $ 516,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 394,000 | $ 394,000 | $ 0 |
| Rutland County Vermont | 1 | $ 450,000 | $ 450,000 | $ 104,000 |
| Sagadahoc County Maine | 2 | $ 924,000 | $ 462,000 | $ 240,000 |
| Saginaw County Michigan | 5 | $ 2,146,000 | $ 429,000 | $ 223,000 |
| Salem County New Jersey | 3 | $ 323,000 | $ 107,000 | $ 130,000 |
| Salem County Virginia | 1 | $ 416,000 | $ 416,000 | $ 0 |
| Sangamon County Illinois | 4 | $ 2,402,000 | $ 600,000 | $ 0 |
| Sanilac County Michigan | 1 | $ 443,000 | $ 443,000 | $ 0 |
| Sarpy County Nebraska | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Scott County Minnesota | 14 | $ 6,486,000 | $ 463,000 | $ 89,000 |
| Sedgwick County Kansas | 7 | $ 2,871,000 | $ 410,000 | $ 268,000 |
| Seneca County New York | 1 | $ 86,000 | $ 86,000 | $ 38,000 |
| Shawnee County Kansas | 2 | $ 866,000 | $ 433,000 | $ 61,000 |
| Shelby County Tennessee | 2 | $ 859,000 | $ 429,000 | $ 125,000 |
| Sherburne County Minnesota | 4 | $ 1,636,000 | $ 409,000 | $ 103,000 |
| Sibley County Minnesota | 1 | $ 472,000 | $ 472,000 | $ 0 |
| Somerset County New Jersey | 489 | $ 153,243,000 | $ 313,000 | $ 156,000 |
| Spartanburg County South Carolina | 4 | $ 1,398,000 | $ 349,000 | $ 54,000 |
| Spotsylvania County Virginia | 1 | $ 350,000 | $ 350,000 | $ 0 |
| St. Charles County Missouri | 6 | $ 1,520,000 | $ 253,000 | $ 69,000 |
| St. Clair County Michigan | 6 | $ 2,249,000 | $ 374,000 | $ 122,000 |
| St. Croix County Wisconsin | 3 | $ 1,221,000 | $ 407,000 | $ 61,000 |
| St. Joseph County Indiana | 1 | $ 370,000 | $ 370,000 | $ 0 |
| St. Louis City County Missouri | 3 | $ 1,199,000 | $ 399,000 | $ 141,000 |
| St. Louis County Minnesota | 1 | $ 415,000 | $ 415,000 | $ 325,000 |
| St. Louis County Missouri | 123 | $ 59,547,000 | $ 484,000 | $ 202,000 |
| St. Mary's County Maryland | 1 | $ 403,000 | $ 403,000 | $ 0 |
| Stafford County Virginia | 10 | $ 4,316,000 | $ 431,000 | $ 73,000 |
| Stark County Ohio | 3 | $ 1,119,000 | $ 373,000 | $ 23,000 |
| Stearns County Minnesota | 1 | $ 424,000 | $ 424,000 | $ 232,000 |
| Steuben County New York | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Stokes County North Carolina | 1 | $ 416,000 | $ 416,000 | $ 0 |
| Stone County Missouri | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Story County Iowa | 2 | $ 1,201,000 | $ 600,000 | $ 0 |
| Suffolk County Massachusetts | 31 | $ 14,000,000 | $ 451,000 | $ 109,000 |
| Suffolk County New York | 117 | $ 53,478,000 | $ 457,000 | $ 180,000 |
| Suffolk County Virginia | 3 | $ 928,000 | $ 309,000 | $ 51,000 |
| Sullivan County New Hampshire | 1 | $ 512,000 | $ 512,000 | $ 600,000 |
| Summit County Ohio | 11 | $ 4,816,000 | $ 437,000 | $ 223,000 |
| Surry County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Susquehanna County Pennsylvania | 1 | $ 118,000 | $ 118,000 | $ 56,000 |
| Sussex County Delaware | 14 | $ 6,718,000 | $ 479,000 | $ 268,000 |
| Sussex County New Jersey | 205 | $ 42,952,000 | $ 209,000 | $ 105,000 |
| Talbot County Maryland | 9 | $ 5,169,000 | $ 574,000 | $ 261,000 |
| Tolland County Connecticut | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Transylvania County North Carolina | 1 | $ 380,000 | $ 380,000 | $ 84,000 |
| Trumbull County Ohio | 1 | $ 94,000 | $ 94,000 | $ 65,000 |
| Ulster County New York | 1 | $ 101,000 | $ 101,000 | $ 45,000 |
| Union County New Jersey | 619 | $ 165,227,000 | $ 266,000 | $ 100,000 |
| Union County North Carolina | 2 | $ 1,220,000 | $ 610,000 | $ 99,000 |
| Union County Ohio | 1 | $ 377,000 | $ 377,000 | $ 82,000 |
| Van Buren County Michigan | 1 | $ 579,000 | $ 579,000 | $ 342,000 |
| Vilas County Wisconsin | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Virginia Beach County Virginia | 21 | $ 10,009,000 | $ 476,000 | $ 79,000 |
| Wabasha County Minnesota | 1 | $ 407,000 | $ 407,000 | $ 234,000 |
| Wake County North Carolina | 76 | $ 34,694,000 | $ 456,000 | $ 117,000 |
| Waldo County Maine | 1 | $ 84,000 | $ 84,000 | $ 51,000 |
| Walworth County Wisconsin | 2 | $ 820,000 | $ 410,000 | $ 148,000 |
| Warren County New Jersey | 169 | $ 27,139,000 | $ 160,000 | $ 79,000 |
| Warren County Ohio | 16 | $ 7,394,000 | $ 462,000 | $ 82,000 |
| Washington County Arkansas | 1 | $ 411,000 | $ 411,000 | $ 291,000 |
| Washington County Iowa | 1 | $ 428,000 | $ 428,000 | $ 0 |
| Washington County Maryland | 1 | $ 127,000 | $ 127,000 | $ 43,000 |
| Washington County Minnesota | 29 | $ 13,013,000 | $ 448,000 | $ 90,000 |
| Washington County Oregon | 1 | $ 380,000 | $ 380,000 | $ 141,000 |
| Washington County Pennsylvania | 1 | $ 645,000 | $ 645,000 | $ 148,000 |
| Washington County Rhode Island | 3 | $ 1,572,000 | $ 524,000 | $ 121,000 |
| Washington County Wisconsin | 3 | $ 1,023,000 | $ 341,000 | $ 121,000 |
| Washtenaw County Michigan | 84 | $ 40,200,000 | $ 478,000 | $ 137,000 |
| Watauga County North Carolina | 4 | $ 2,649,000 | $ 662,000 | $ 167,000 |
| Waukesha County Wisconsin | 40 | $ 18,288,000 | $ 457,000 | $ 102,000 |
| Wayne County Michigan | 89 | $ 40,799,000 | $ 458,000 | $ 156,000 |
| Wayne County North Carolina | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Wayne County Ohio | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Westchester County New York | 123 | $ 64,220,000 | $ 522,000 | $ 149,000 |
| Westmoreland County Pennsylvania | 3 | $ 1,201,000 | $ 400,000 | $ 0 |
| Wexford County Michigan | 1 | $ 65,000 | $ 65,000 | $ 18,000 |
| Wicomico County Maryland | 1 | $ 632,000 | $ 632,000 | $ 0 |
| Will County Illinois | 36 | $ 15,808,000 | $ 439,000 | $ 148,000 |
| Windsor County Vermont | 1 | $ 472,000 | $ 472,000 | $ 0 |
| Winnebago County Illinois | 4 | $ 978,000 | $ 244,000 | $ 116,000 |
| Winnebago County Wisconsin | 1 | $ 374,000 | $ 374,000 | $ 254,000 |
| Wood County Ohio | 4 | $ 2,113,000 | $ 528,000 | $ 298,000 |
| Woodford County Illinois | 1 | $ 408,000 | $ 408,000 | $ 185,000 |
| Worcester County Maryland | 4 | $ 1,989,000 | $ 497,000 | $ 209,000 |
| Worcester County Massachusetts | 51 | $ 22,787,000 | $ 446,000 | $ 82,000 |
| Wright County Minnesota | 4 | $ 1,621,000 | $ 405,000 | $ 494,000 |
| York County Maine | 5 | $ 1,902,000 | $ 380,000 | $ 96,000 |
| York County Pennsylvania | 4 | $ 1,366,000 | $ 341,000 | $ 243,000 |
| York County South Carolina | 3 | $ 795,000 | $ 265,000 | $ 69,000 |
| York County Virginia | 3 | $ 1,104,000 | $ 368,000 | $ 93,000 |
Mortgage Loan Application Detail Totals for Hudson City Savings Bank in 2003
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 12,423 | $4,082,720,000 | $452,545 | $2,000,000 | $128,939 | $7,526,000 |
| Home Purchase (one-to-four family) | 4,482 | $1,607,589,000 | $425,516 | $2,342,000 | $148,000 | $4,745,000 |
| Home Improvement (one-to-four family) | 1,089 | $35,576,000 | $32,000 | $200,000 | $76,000 | $840,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,654 | $3,289,841,000 | $427,600 | $2,000,000 | $190,228 | $4,745,000 |
| Information not provided by applicant in mail or telephone application | 3,676 | $1,696,058,000 | $459,419 | $2,342,000 | $70,193 | $2,241,000 |
| Asian or Pacific Islander | 1,625 | $460,531,000 | $450,384 | $1,550,000 | $166,846 | $1,850,000 |
| Hispanic | 493 | $109,458,000 | $354,076 | $845,000 | $169,230 | $1,224,000 |
| Black | 299 | $70,644,000 | $345,818 | $1,950,000 | $108,909 | $7,526,000 |
| Other | 220 | $94,194,000 | $472,111 | $996,000 | $204,333 | $1,150,000 |
| American Indian or Alaskan Native | 27 | $5,159,000 | $332,500 | $600,000 | $138,500 | $420,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 17,797 | $5,688,731,000 | $448,805 | $2,342,000 | $152,444 | $7,526,000 |
| FHA-insured (Federal Housing Administration) | 196 | $36,989,000 | $188,000 | $481,000 | $53,000 | $130,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $165,000 | $165,000 | $165,000 | $59,000 | $59,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,344 | $2,248,379,000 | $403,000 | $2,000,000 | $168,500 | $7,526,000 |
| Loan Purchased By The Institution | 7,294 | $3,212,949,000 | $450,111 | $2,342,000 | $151,638 | $4,745,000 |
| Application Denied By Financial Institution | 554 | $82,352,000 | $148,000 | $925,000 | $83,000 | $840,000 |
| Application Approved But Not Accepted | 391 | $92,611,000 | $236,000 | $1,550,000 | $119,000 | $1,100,000 |
| Application Withdrawn By Applicant | 255 | $59,157,000 | $231,000 | $1,440,000 | $133,000 | $2,000,000 |
| File Closed For Incompleteness | 156 | $30,437,000 | $195,000 | $1,000,000 | $124,000 | $1,540,000 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1 | $30,000 | $30,000 | $30,000 | $69,000 | $69,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hudson City Savings Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hudson City Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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