Hsbc Bank Usa, Na 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Hsbc Bank Usa, Na 1 Hsbc Center - 24Th Floor Buffalo, NY 14203 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2010 2009 2008 2007 2006 2005 2004 |
Total Number of Mortgage Applications | 2,041 |
Total Mortgage Loan Application Amount | $2,061,032,000 |
Average Mortgage Loan Application Amount | $965,333 |
Highest Mortgage Loan Application Amount | $30,624,000 |
Average Applicant Income | $0 |
Highest Applicant Income | $101,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Hsbc Bank Usa, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hsbc Bank Usa, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Hsbc Bank Usa, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hsbc Bank Usa, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Hsbc Bank Usa, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hsbc Bank Usa, Na's mortgage activity for 2010.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Adams County Pennsylvania | 1 | $ 640,000 | $ 640,000 | $ 0 |
Alameda County California | 38 | $ 32,011,000 | $ 842,000 | $ 0 |
Albany County New York | 1 | $ 760,000 | $ 760,000 | $ 0 |
Albemarle County Virginia | 1 | $ 1,500,000 | $ 1,500,000 | $ 0 |
Alexandria County Virginia | 4 | $ 2,778,000 | $ 694,000 | $ 0 |
Arlington County Virginia | 8 | $ 5,129,000 | $ 641,000 | $ 0 |
Barnstable County Massachusetts | 3 | $ 3,665,000 | $ 1,221,000 | $ 0 |
Beaufort County South Carolina | 1 | $ 840,000 | $ 840,000 | $ 0 |
Bergen County New Jersey | 20 | $ 16,711,000 | $ 835,000 | $ 0 |
Berkshire County Massachusetts | 3 | $ 2,248,000 | $ 749,000 | $ 0 |
Boulder County Colorado | 2 | $ 1,254,000 | $ 627,000 | $ 0 |
Bronx County New York | 2 | $ 386,000 | $ 193,000 | $ 0 |
Broward County Florida | 16 | $ 11,950,000 | $ 746,000 | $ 0 |
Bucks County Pennsylvania | 1 | $ 1,280,000 | $ 1,280,000 | $ 0 |
Butler County Ohio | 1 | $ 159,000 | $ 159,000 | $ 0 |
Camden County New Jersey | 1 | $ 347,000 | $ 347,000 | $ 0 |
Cape May County New Jersey | 1 | $ 1,955,000 | $ 1,955,000 | $ 0 |
Charleston County South Carolina | 1 | $ 1,540,000 | $ 1,540,000 | $ 0 |
Chatham County North Carolina | 1 | $ 637,000 | $ 637,000 | $ 0 |
Chemung County New York | 1 | $ 95,000 | $ 95,000 | $ 0 |
Clark County Nevada | 2 | $ 930,000 | $ 465,000 | $ 0 |
Clatsop County Oregon | 1 | $ 578,000 | $ 578,000 | $ 0 |
Collier County Florida | 3 | $ 2,800,000 | $ 933,000 | $ 0 |
Columbia County New York | 1 | $ 980,000 | $ 980,000 | $ 0 |
Contra Costa County California | 9 | $ 7,913,000 | $ 879,000 | $ 0 |
Cook County Illinois | 8 | $ 6,662,000 | $ 832,000 | $ 0 |
DeKalb County Georgia | 1 | $ 500,000 | $ 500,000 | $ 0 |
Delaware County New York | 1 | $ 692,000 | $ 692,000 | $ 0 |
Delaware County Pennsylvania | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
Denver County Colorado | 1 | $ 584,000 | $ 584,000 | $ 0 |
District of Columbia County District Of Columbia | 27 | $ 29,663,000 | $ 1,098,000 | $ 0 |
Dutchess County New York | 5 | $ 2,413,000 | $ 482,000 | $ 0 |
Eagle County Colorado | 3 | $ 4,810,000 | $ 1,603,000 | $ 0 |
East Baton Rouge County Louisiana | 1 | $ 872,000 | $ 872,000 | $ 0 |
El Dorado County California | 1 | $ 566,000 | $ 566,000 | $ 0 |
Erie County New York | 10 | $ 2,857,000 | $ 285,000 | $ 0 |
Essex County Massachusetts | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
Essex County New Jersey | 8 | $ 6,595,000 | $ 824,000 | $ 0 |
Fairfax County Virginia | 29 | $ 29,535,000 | $ 1,018,000 | $ 0 |
Fairfield County Connecticut | 64 | $ 84,778,000 | $ 1,324,000 | $ 0 |
Fort Bend County Texas | 1 | $ 3,585,000 | $ 3,585,000 | $ 0 |
Franklin County Maine | 1 | $ 886,000 | $ 886,000 | $ 0 |
Franklin County Virginia | 1 | $ 500,000 | $ 500,000 | $ 0 |
Fulton County Georgia | 1 | $ 705,000 | $ 705,000 | $ 0 |
Greene County New York | 1 | $ 1,350,000 | $ 1,350,000 | $ 0 |
Harris County Texas | 4 | $ 2,293,000 | $ 573,000 | $ 0 |
Hawaii County Hawaii | 2 | $ 4,500,000 | $ 2,250,000 | $ 0 |
Haywood County North Carolina | 1 | $ 530,000 | $ 530,000 | $ 0 |
Hennepin County Minnesota | 1 | $ 1,088,000 | $ 1,088,000 | $ 0 |
Hillsborough County Florida | 2 | $ 1,207,000 | $ 603,000 | $ 0 |
Honolulu County Hawaii | 4 | $ 3,230,000 | $ 807,000 | $ 0 |
Howard County Maryland | 1 | $ 769,000 | $ 769,000 | $ 0 |
Hudson County New Jersey | 7 | $ 4,784,000 | $ 683,000 | $ 0 |
Jefferson County New York | 1 | $ 865,000 | $ 865,000 | $ 0 |
King County Washington | 51 | $ 42,032,000 | $ 824,000 | $ 0 |
Kings County New York | 59 | $ 44,006,000 | $ 745,000 | $ 1,000 |
Kitsap County Washington | 2 | $ 1,462,000 | $ 731,000 | $ 0 |
Koochiching County Minnesota | 1 | $ 1,760,000 | $ 1,760,000 | $ 0 |
Lake County Illinois | 5 | $ 3,603,000 | $ 720,000 | $ 0 |
Lake County Indiana | 1 | $ 68,000 | $ 68,000 | $ 0 |
Lamoille County Vermont | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
Lee County Florida | 4 | $ 2,409,000 | $ 602,000 | $ 0 |
Litchfield County Connecticut | 2 | $ 2,286,000 | $ 1,143,000 | $ 0 |
Los Angeles County California | 481 | $ 583,047,000 | $ 1,212,000 | $ 0 |
Loudoun County Virginia | 2 | $ 1,638,000 | $ 819,000 | $ 0 |
Maricopa County Arizona | 1 | $ 200,000 | $ 200,000 | $ 0 |
Marin County California | 6 | $ 6,027,000 | $ 1,004,000 | $ 0 |
Martin County Florida | 1 | $ 800,000 | $ 800,000 | $ 0 |
Maui County Hawaii | 2 | $ 2,796,000 | $ 1,398,000 | $ 0 |
Mercer County New Jersey | 1 | $ 628,000 | $ 628,000 | $ 0 |
Miami-Dade County Florida | 115 | $ 68,426,000 | $ 595,000 | $ 0 |
Middlesex County Massachusetts | 5 | $ 3,255,000 | $ 651,000 | $ 0 |
Middlesex County New Jersey | 2 | $ 1,047,000 | $ 523,000 | $ 0 |
Monmouth County New Jersey | 5 | $ 3,171,000 | $ 634,000 | $ 0 |
Mono County California | 2 | $ 1,596,000 | $ 798,000 | $ 0 |
Monroe County Florida | 1 | $ 1,020,000 | $ 1,020,000 | $ 0 |
Monroe County New York | 3 | $ 1,799,000 | $ 599,000 | $ 0 |
Monroe County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 0 |
Monterey County California | 2 | $ 2,325,000 | $ 1,162,000 | $ 0 |
Montgomery County Maryland | 22 | $ 22,573,000 | $ 1,026,000 | $ 0 |
Montgomery County Pennsylvania | 4 | $ 3,779,000 | $ 944,000 | $ 0 |
Morris County New Jersey | 5 | $ 4,389,000 | $ 877,000 | $ 0 |
Nantucket County Massachusetts | 1 | $ 991,000 | $ 991,000 | $ 0 |
Nassau County New York | 28 | $ 27,396,000 | $ 978,000 | $ 0 |
Nevada County California | 1 | $ 1,267,000 | $ 1,267,000 | $ 0 |
New Castle County Delaware | 1 | $ 400,000 | $ 400,000 | $ 0 |
New Haven County Connecticut | 1 | $ 258,000 | $ 258,000 | $ 0 |
New York County New York | 299 | $ 367,319,000 | $ 1,228,000 | $ 0 |
Niagara County New York | 3 | $ 121,000 | $ 40,000 | $ 0 |
Norfolk County Massachusetts | 4 | $ 3,972,000 | $ 993,000 | $ 0 |
Northampton County Pennsylvania | 1 | $ 500,000 | $ 500,000 | $ 0 |
Ocean County New Jersey | 3 | $ 3,148,000 | $ 1,049,000 | $ 0 |
Onondaga County New York | 2 | $ 1,540,000 | $ 770,000 | $ 18,000 |
Orange County California | 104 | $ 87,447,000 | $ 840,000 | $ 0 |
Orange County Florida | 5 | $ 3,405,000 | $ 681,000 | $ 0 |
Orleans County Louisiana | 1 | $ 1,500,000 | $ 1,500,000 | $ 0 |
Palm Beach County Florida | 20 | $ 16,232,000 | $ 811,000 | $ 0 |
Park County Wyoming | 1 | $ 975,000 | $ 975,000 | $ 0 |
Passaic County New Jersey | 2 | $ 901,000 | $ 450,000 | $ 0 |
Philadelphia County Pennsylvania | 1 | $ 500,000 | $ 500,000 | $ 0 |
Pima County Arizona | 1 | $ 150,000 | $ 150,000 | $ 0 |
Pinellas County Florida | 1 | $ 471,000 | $ 471,000 | $ 0 |
Pitkin County Colorado | 4 | $ 3,837,000 | $ 959,000 | $ 0 |
Placer County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
Pueblo County Colorado | 1 | $ 1,088,000 | $ 1,088,000 | $ 0 |
Queens County New York | 23 | $ 12,438,000 | $ 540,000 | $ 0 |
Rappahannock County Virginia | 1 | $ 1,155,000 | $ 1,155,000 | $ 0 |
Richmond County New York | 2 | $ 1,661,000 | $ 830,000 | $ 0 |
Riverside County California | 7 | $ 6,336,000 | $ 905,000 | $ 0 |
Rockland County New York | 13 | $ 5,126,000 | $ 394,000 | $ 0 |
Sagadahoc County Maine | 1 | $ 600,000 | $ 600,000 | $ 0 |
Salt Lake County Utah | 1 | $ 147,000 | $ 147,000 | $ 0 |
San Bernardino County California | 12 | $ 9,516,000 | $ 793,000 | $ 0 |
San Diego County California | 43 | $ 38,088,000 | $ 885,000 | $ 0 |
San Francisco County California | 49 | $ 52,945,000 | $ 1,080,000 | $ 0 |
San Mateo County California | 52 | $ 55,883,000 | $ 1,074,000 | $ 0 |
San Miguel County Colorado | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
Santa Barbara County California | 10 | $ 18,695,000 | $ 1,869,000 | $ 0 |
Santa Clara County California | 122 | $ 119,152,000 | $ 976,000 | $ 0 |
Sarasota County Florida | 1 | $ 465,000 | $ 465,000 | $ 0 |
Seminole County Florida | 2 | $ 630,000 | $ 315,000 | $ 0 |
Shelby County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 0 |
Snohomish County Washington | 4 | $ 1,693,000 | $ 423,000 | $ 0 |
Somerset County New Jersey | 5 | $ 4,117,000 | $ 823,000 | $ 0 |
Sonoma County California | 1 | $ 1,050,000 | $ 1,050,000 | $ 0 |
Suffolk County Massachusetts | 7 | $ 6,150,000 | $ 878,000 | $ 0 |
Suffolk County New York | 23 | $ 30,036,000 | $ 1,305,000 | $ 0 |
Summit County Colorado | 1 | $ 650,000 | $ 650,000 | $ 0 |
Summit County Utah | 4 | $ 4,648,000 | $ 1,162,000 | $ 0 |
Sussex County Delaware | 2 | $ 1,983,000 | $ 991,000 | $ 0 |
Sussex County New Jersey | 1 | $ 511,000 | $ 511,000 | $ 0 |
Tillamook County Oregon | 1 | $ 525,000 | $ 525,000 | $ 0 |
Travis County Texas | 3 | $ 2,953,000 | $ 984,000 | $ 0 |
Union County New Jersey | 5 | $ 4,044,000 | $ 808,000 | $ 0 |
Utah County Utah | 1 | $ 300,000 | $ 300,000 | $ 0 |
Ventura County California | 15 | $ 13,069,000 | $ 871,000 | $ 0 |
Volusia County Florida | 1 | $ 170,000 | $ 170,000 | $ 0 |
Washington County New York | 1 | $ 137,000 | $ 137,000 | $ 0 |
Washington County Rhode Island | 2 | $ 1,352,000 | $ 676,000 | $ 0 |
Washoe County Nevada | 1 | $ 1,190,000 | $ 1,190,000 | $ 0 |
Wayne County Michigan | 2 | $ 812,000 | $ 406,000 | $ 0 |
Westchester County New York | 35 | $ 28,815,000 | $ 823,000 | $ 0 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 1,176 | $1,095,887,000 | $931,000 | $10,000,000 | $0 | $0 |
Refinancing | 848 | $950,797,000 | $1,121,000 | $30,624,000 | $0 | $101,000 |
Home Improvement | 17 | $14,348,000 | $844,000 | $1,700,000 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 2,036 | $2,059,189,000 | $1,011,000 | $30,624,000 | $0 | $0 |
Asian | 2 | $1,313,000 | $656,000 | $875,000 | $0 | $0 |
Black or African American | 1 | $187,000 | $187,000 | $187,000 | $101,000 | $101,000 |
Hispanic | 1 | $243,000 | $243,000 | $243,000 | $0 | $0 |
White | 1 | $100,000 | $100,000 | $100,000 | $36,000 | $36,000 |
American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,040 | $2,060,895,000 | $1,010,000 | $30,624,000 | $0 | $101,000 |
FHA-insured (Federal Housing Administration) | 1 | $137,000 | $137,000 | $137,000 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 10 | $15,933,000 | $1,593,000 | $12,000,000 | $0 | $0 |
Application Denied By Financial Institution | 7 | $2,669,000 | $381,000 | $875,000 | $14,000 | $101,000 |
Application Withdrawn By Applicant | 7 | $11,590,000 | $1,655,000 | $5,100,000 | $0 | $0 |
Application Approved But Not Accepted | 3 | $3,458,000 | $1,152,000 | $2,945,000 | $12,000 | $36,000 |
Loan Purchased By The Institution | 2,014 | $2,027,382,000 | $1,006,000 | $30,624,000 | $0 | $0 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 3 | $391,000 | $130,000 | $187,000 | $33,000 | $101,000 |
Credit Application Incomplete | 2 | $1,675,000 | $837,000 | $875,000 | $0 | $0 |
Credit History | 1 | $243,000 | $243,000 | $243,000 | $0 | $0 |
Collateral | 1 | $360,000 | $360,000 | $360,000 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hsbc Bank Usa, Na's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hsbc Bank Usa, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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