Hope Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Mississippi.
The mortgage statistics and data below are specific to mortgage loan applications for Hope Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Hope Federal Credit Union 4 Old River Place Jackson, MS 39202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 314 |
| Total Mortgage Loan Application Amount | $41,310,000 |
| Average Mortgage Loan Application Amount | $82,200 |
| Highest Mortgage Loan Application Amount | $545,000 |
| Average Applicant Income | $63,000 |
| Highest Applicant Income | $345,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MS, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Alabama | 88 | $ 13,340,000 | $ 151,000 | $ 57,000 |
| Hinds County Mississippi | 56 | $ 6,260,000 | $ 111,000 | $ 52,000 |
| Shelby County Tennessee | 21 | $ 3,265,000 | $ 155,000 | $ 77,000 |
| Orleans County Louisiana | 17 | $ 2,395,000 | $ 140,000 | $ 44,000 |
| Harrison County Mississippi | 12 | $ 1,410,000 | $ 117,000 | $ 49,000 |
| Jackson County Mississippi | 10 | $ 1,100,000 | $ 110,000 | $ 49,000 |
| Rankin County Mississippi | 9 | $ 1,535,000 | $ 170,000 | $ 57,000 |
| Sunflower County Mississippi | 8 | $ 500,000 | $ 62,000 | $ 38,000 |
| Jefferson County Alabama | 5 | $ 755,000 | $ 151,000 | $ 87,000 |
| Pulaski County Arkansas | 5 | $ 595,000 | $ 119,000 | $ 67,000 |
| Washington County Mississippi | 5 | $ 305,000 | $ 61,000 | $ 31,000 |
| Elmore County Alabama | 4 | $ 640,000 | $ 160,000 | $ 30,000 |
| Crittenden County Arkansas | 4 | $ 430,000 | $ 107,000 | $ 62,000 |
| Saline County Arkansas | 4 | $ 600,000 | $ 150,000 | $ 35,000 |
| Jefferson County Louisiana | 4 | $ 600,000 | $ 150,000 | $ 50,000 |
| Clay County Mississippi | 4 | $ 390,000 | $ 97,000 | $ 48,000 |
| Leflore County Mississippi | 4 | $ 680,000 | $ 170,000 | $ 81,000 |
| Madison County Mississippi | 4 | $ 740,000 | $ 185,000 | $ 51,000 |
| Macon County Alabama | 3 | $ 315,000 | $ 105,000 | $ 140,000 |
| St. John the Baptist County Louisiana | 3 | $ 165,000 | $ 55,000 | $ 59,000 |
| DeSoto County Mississippi | 3 | $ 355,000 | $ 118,000 | $ 39,000 |
| Lauderdale County Mississippi | 3 | $ 395,000 | $ 131,000 | $ 53,000 |
| Butler County Alabama | 2 | $ 250,000 | $ 125,000 | $ 35,000 |
| Tuscaloosa County Alabama | 2 | $ 450,000 | $ 225,000 | $ 80,000 |
| St. Francis County Arkansas | 2 | $ 70,000 | $ 35,000 | $ 44,000 |
| Clarke County Mississippi | 2 | $ 250,000 | $ 125,000 | $ 33,000 |
| Holmes County Mississippi | 2 | $ 110,000 | $ 55,000 | $ 59,000 |
| Humphreys County Mississippi | 2 | $ 110,000 | $ 55,000 | $ 47,000 |
| Kemper County Mississippi | 2 | $ 140,000 | $ 70,000 | $ 29,000 |
| Marshall County Mississippi | 2 | $ 150,000 | $ 75,000 | $ 31,000 |
| Tallahatchie County Mississippi | 2 | $ 110,000 | $ 55,000 | $ 21,000 |
| Winston County Mississippi | 2 | $ 150,000 | $ 75,000 | $ 100,000 |
| Coffee County Alabama | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Madison County Alabama | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Tallapoosa County Alabama | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Ascension County Louisiana | 1 | $ 245,000 | $ 245,000 | $ 57,000 |
| East Baton Rouge County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Lafayette County Louisiana | 1 | $ 325,000 | $ 325,000 | $ 85,000 |
| Richland County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| St. Charles County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| St. Tammany County Louisiana | 1 | $ 435,000 | $ 435,000 | $ 89,000 |
| Carroll County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Copiah County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Jasper County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Monroe County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Neshoba County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Newton County Mississippi | 1 | $ 275,000 | $ 275,000 | $ 72,000 |
| Pearl River County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Pike County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| Simpson County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Mississippi,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Hope Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 232 | $31,390,000 | $135,000 | $545,000 | $50,000 | $188,000 |
| Cash-out Refinancing | 54 | $7,060,000 | $130,000 | $515,000 | $72,000 | $345,000 |
| Refinancing | 24 | $2,800,000 | $116,000 | $285,000 | $62,000 | $186,000 |
| Other Purpose | 2 | $10,000 | $5,000 | $5,000 | $51,000 | $64,000 |
| Home Improvement | 2 | $50,000 | $25,000 | $25,000 | $80,000 | $80,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Black or African American | 270 | $35,690,000 | $132,000 | $545,000 | $54,000 | $345,000 |
| White | 24 | $3,220,000 | $134,000 | $275,000 | $63,000 | $186,000 |
| Not Provided | 12 | $1,150,000 | $95,000 | $265,000 | $60,000 | $286,000 |
| Hispanic | 5 | $825,000 | $165,000 | $205,000 | $62,000 | $141,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $155,000 | $155,000 | $155,000 | $37,000 | $37,000 |
| Not applicable | 1 | $45,000 | $45,000 | $45,000 | $13,000 | $13,000 |
| Asian | 1 | $225,000 | $225,000 | $225,000 | $55,000 | $55,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 283 | $37,095,000 | $131,000 | $545,000 | $57,000 | $345,000 |
| FHA-insured (Federal Housing Administration) | 31 | $4,215,000 | $135,000 | $275,000 | $41,000 | $72,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 193 | $24,955,000 | $129,000 | $545,000 | $55,000 | $345,000 |
| Loan Originated | 119 | $16,075,000 | $135,000 | $325,000 | $55,000 | $188,000 |
| File Closed For Incompleteness | 2 | $280,000 | $140,000 | $275,000 | $82,000 | $125,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 121 | $16,355,000 | $135,000 | $325,000 | $56,000 | $188,000 |
| Credit History | 105 | $12,515,000 | $119,000 | $285,000 | $56,000 | $286,000 |
| Debt-To-Income Ratio | 44 | $6,340,000 | $144,000 | $515,000 | $44,000 | $345,000 |
| Other | 29 | $4,045,000 | $139,000 | $325,000 | $62,000 | $160,000 |
| Credit Application Incomplete | 7 | $595,000 | $85,000 | $175,000 | $65,000 | $186,000 |
| Employment History | 4 | $550,000 | $137,000 | $245,000 | $42,000 | $57,000 |
| Collateral | 3 | $365,000 | $121,000 | $195,000 | $44,000 | $64,000 |
| Mortgage Insurance Denied | 1 | $545,000 | $545,000 | $545,000 | $142,000 | $142,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MS, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Mississippi, and search similar information at your convenience.