Hope Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2007
Find mortgage loan statistics, lending data, and loan application totals for Mississippi.
The mortgage statistics and data below are specific to mortgage loan applications for Hope Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Hope Federal Credit Union 4 Old River Place Jackson, MS 39202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 313 |
| Total Mortgage Loan Application Amount | $30,682,000 |
| Average Mortgage Loan Application Amount | $98,000 |
| Highest Mortgage Loan Application Amount | $560,000 |
| Average Applicant Income | $54,000 |
| Highest Applicant Income | $669,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MS, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hinds County Mississippi | 52 | $ 4,886,000 | $ 93,000 | $ 50,000 |
| Shelby County Tennessee | 35 | $ 4,188,000 | $ 119,000 | $ 53,000 |
| Rankin County Mississippi | 29 | $ 3,136,000 | $ 108,000 | $ 40,000 |
| Harrison County Mississippi | 20 | $ 1,837,000 | $ 91,000 | $ 45,000 |
| Madison County Mississippi | 16 | $ 1,871,000 | $ 116,000 | $ 52,000 |
| Orleans County Louisiana | 13 | $ 1,415,000 | $ 108,000 | $ 97,000 |
| Leflore County Mississippi | 11 | $ 827,000 | $ 75,000 | $ 26,000 |
| Grenada County Mississippi | 8 | $ 608,000 | $ 76,000 | $ 34,000 |
| Yazoo County Mississippi | 8 | $ 608,000 | $ 76,000 | $ 31,000 |
| Pike County Mississippi | 7 | $ 417,000 | $ 59,000 | $ 31,000 |
| Clark County Arkansas | 6 | $ 525,000 | $ 87,000 | $ 47,000 |
| Ascension County Louisiana | 6 | $ 739,000 | $ 123,000 | $ 42,000 |
| Rapides County Louisiana | 6 | $ 621,000 | $ 103,000 | $ 57,000 |
| Copiah County Mississippi | 6 | $ 501,000 | $ 83,000 | $ 137,000 |
| Hancock County Mississippi | 5 | $ 479,000 | $ 95,000 | $ 34,000 |
| Jackson County Mississippi | 5 | $ 370,000 | $ 74,000 | $ 30,000 |
| St. Tammany County Louisiana | 4 | $ 492,000 | $ 123,000 | $ 64,000 |
| Bolivar County Mississippi | 4 | $ 235,000 | $ 58,000 | $ 24,000 |
| Holmes County Mississippi | 4 | $ 286,000 | $ 71,000 | $ 26,000 |
| Washington County Mississippi | 4 | $ 195,000 | $ 48,000 | $ 18,000 |
| Jefferson County Louisiana | 3 | $ 334,000 | $ 111,000 | $ 26,000 |
| Tangipahoa County Louisiana | 3 | $ 434,000 | $ 144,000 | $ 41,000 |
| Coahoma County Mississippi | 3 | $ 168,000 | $ 56,000 | $ 28,000 |
| DeSoto County Mississippi | 3 | $ 302,000 | $ 100,000 | $ 38,000 |
| Wayne County Mississippi | 3 | $ 194,000 | $ 64,000 | $ 214,000 |
| Hot Spring County Arkansas | 2 | $ 124,000 | $ 62,000 | $ 27,000 |
| Caddo County Louisiana | 2 | $ 385,000 | $ 192,000 | $ 87,000 |
| East Baton Rouge County Louisiana | 2 | $ 231,000 | $ 115,000 | $ 42,000 |
| Grant County Louisiana | 2 | $ 158,000 | $ 79,000 | $ 42,000 |
| Lafayette County Louisiana | 2 | $ 600,000 | $ 300,000 | $ 14,000 |
| St. Landry County Louisiana | 2 | $ 290,000 | $ 145,000 | $ 72,000 |
| Forrest County Mississippi | 2 | $ 172,000 | $ 86,000 | $ 180,000 |
| Humphreys County Mississippi | 2 | $ 152,000 | $ 76,000 | $ 22,000 |
| Lamar County Mississippi | 2 | $ 318,000 | $ 159,000 | $ 70,000 |
| Lauderdale County Mississippi | 2 | $ 181,000 | $ 90,000 | $ 30,000 |
| Simpson County Mississippi | 2 | $ 170,000 | $ 85,000 | $ 59,000 |
| Sunflower County Mississippi | 2 | $ 63,000 | $ 31,000 | $ 26,000 |
| Baldwin County Alabama | 1 | $ 172,000 | $ 172,000 | $ 200,000 |
| Mobile County Alabama | 1 | $ 70,000 | $ 70,000 | $ 33,000 |
| Desha County Arkansas | 1 | $ 29,000 | $ 29,000 | $ 23,000 |
| Drew County Arkansas | 1 | $ 24,000 | $ 24,000 | $ 18,000 |
| Little River County Arkansas | 1 | $ 58,000 | $ 58,000 | $ 33,000 |
| Phillips County Arkansas | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Saline County Arkansas | 1 | $ 119,000 | $ 119,000 | $ 34,000 |
| La Salle County Louisiana | 1 | $ 40,000 | $ 40,000 | $ 90,000 |
| Livingston County Louisiana | 1 | $ 166,000 | $ 166,000 | $ 50,000 |
| Ouachita County Louisiana | 1 | $ 62,000 | $ 62,000 | $ 132,000 |
| St. Bernard County Louisiana | 1 | $ 98,000 | $ 98,000 | $ 27,000 |
| Terrebonne County Louisiana | 1 | $ 139,000 | $ 139,000 | $ 77,000 |
| Alcorn County Mississippi | 1 | $ 70,000 | $ 70,000 | $ 26,000 |
| Attala County Mississippi | 1 | $ 64,000 | $ 64,000 | $ 26,000 |
| Lawrence County Mississippi | 1 | $ 76,000 | $ 76,000 | $ 15,000 |
| Lincoln County Mississippi | 1 | $ 87,000 | $ 87,000 | $ 47,000 |
| Montgomery County Mississippi | 1 | $ 58,000 | $ 58,000 | $ 38,000 |
| Pearl River County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 19,000 |
| Pontotoc County Mississippi | 1 | $ 54,000 | $ 54,000 | $ 13,000 |
| Scott County Mississippi | 1 | $ 30,000 | $ 30,000 | $ 12,000 |
| Stone County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 18,000 |
| Warren County Mississippi | 1 | $ 56,000 | $ 56,000 | $ 26,000 |
| Winston County Mississippi | 1 | $ 67,000 | $ 67,000 | $ 66,000 |
| Crockett County Tennessee | 1 | $ 324,000 | $ 324,000 | $ 90,000 |
| Tipton County Tennessee | 1 | $ 117,000 | $ 117,000 | $ 61,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Mississippi,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Hope Federal Credit Union in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 233 | $22,742,000 | $97,000 | $335,000 | $47,000 | $600,000 |
| Refinancing | 80 | $7,940,000 | $99,000 | $560,000 | $61,000 | $669,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Black or African American | 185 | $17,756,000 | $95,000 | $335,000 | $47,000 | $669,000 |
| White | 93 | $9,014,000 | $96,000 | $560,000 | $55,000 | $600,000 |
| Not Provided | 21 | $2,264,000 | $107,000 | $228,000 | $54,000 | $132,000 |
| Hispanic | 7 | $812,000 | $116,000 | $150,000 | $36,000 | $62,000 |
| Asian | 4 | $644,000 | $161,000 | $252,000 | $57,000 | $92,000 |
| American Indian or Alaskan Native | 2 | $170,000 | $85,000 | $93,000 | $38,000 | $50,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $22,000 | $22,000 | $22,000 | $71,000 | $71,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 274 | $26,458,000 | $96,000 | $560,000 | $51,000 | $669,000 |
| FHA-insured (Federal Housing Administration) | 24 | $2,733,000 | $113,000 | $225,000 | $46,000 | $120,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $1,251,000 | $96,000 | $202,000 | $37,000 | $71,000 |
| VA-guaranteed (Veterans Administration) | 2 | $240,000 | $120,000 | $127,000 | $64,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 136 | $14,090,000 | $103,000 | $560,000 | $44,000 | $600,000 |
| Loan Originated | 79 | $7,676,000 | $97,000 | $271,000 | $56,000 | $669,000 |
| Loan Purchased By The Institution | 63 | $5,409,000 | $85,000 | $206,000 | $46,000 | $214,000 |
| Application Withdrawn By Applicant | 28 | $2,799,000 | $99,000 | $275,000 | $69,000 | $214,000 |
| File Closed For Incompleteness | 6 | $633,000 | $105,000 | $145,000 | $63,000 | $132,000 |
| Application Approved But Not Accepted | 1 | $75,000 | $75,000 | $75,000 | $98,000 | $98,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 84 | $7,751,000 | $92,000 | $257,000 | $47,000 | $600,000 |
| Debt-To-Income Ratio | 24 | $2,663,000 | $110,000 | $233,000 | $41,000 | $146,000 |
| Credit Application Incomplete | 11 | $1,151,000 | $104,000 | $270,000 | $39,000 | $78,000 |
| Unverifiable Information | 7 | $906,000 | $129,000 | $335,000 | $38,000 | $87,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $358,000 | $89,000 | $157,000 | $23,000 | $36,000 |
| Other | 3 | $865,000 | $288,000 | $560,000 | $35,000 | $78,000 |
| Employment History | 2 | $362,000 | $181,000 | $324,000 | $54,000 | $90,000 |
| Collateral | 1 | $34,000 | $34,000 | $34,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MS, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Mississippi, and search similar information at your convenience.