Honda Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014

Honda Federal Credit Union 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Honda Federal Credit Union
1919 Torrance Blvd
Torrance, CA 90509
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,018
Total Mortgage Loan Application Amount $101,685,000
Average Mortgage Loan Application Amount $94,333
Highest Mortgage Loan Application Amount $785,000
Average Applicant Income $80,333
Highest Applicant Income $346,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Honda Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Honda Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2014 breaks down Honda Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Honda Federal Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Honda Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Honda Federal Credit Union's mortgage activity for 2014.

Mortgage Loan Application Totals for Honda Federal Credit Union by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Logan County Ohio 141 $ 11,813,000 $ 83,000 $ 72,000
Union County Ohio 101 $ 9,375,000 $ 92,000 $ 75,000
Los Angeles County California 53 $ 10,310,000 $ 194,000 $ 123,000
Franklin County Ohio 51 $ 4,949,000 $ 97,000 $ 95,000
Shelby County Ohio 50 $ 4,292,000 $ 85,000 $ 81,000
Champaign County Ohio 49 $ 3,540,000 $ 72,000 $ 70,000
Clark County Ohio 38 $ 3,201,000 $ 84,000 $ 78,000
Marion County Ohio 32 $ 1,709,000 $ 53,000 $ 61,000
Hardin County Ohio 28 $ 1,960,000 $ 70,000 $ 76,000
Orange County California 27 $ 5,621,000 $ 208,000 $ 134,000
Delaware County Ohio 27 $ 3,093,000 $ 114,000 $ 119,000
Auglaize County Ohio 26 $ 1,669,000 $ 64,000 $ 69,000
Miami County Ohio 23 $ 2,141,000 $ 93,000 $ 93,000
Allen County Ohio 19 $ 1,116,000 $ 58,000 $ 79,000
St. Clair County Alabama 16 $ 1,917,000 $ 119,000 $ 82,000
Etowah County Alabama 14 $ 991,000 $ 70,000 $ 74,000
Decatur County Indiana 14 $ 1,314,000 $ 93,000 $ 65,000
Mercer County Ohio 13 $ 974,000 $ 74,000 $ 62,000
Calhoun County Alabama 12 $ 1,137,000 $ 94,000 $ 82,000
Talladega County Alabama 12 $ 698,000 $ 58,000 $ 71,000
Jefferson County Alabama 8 $ 580,000 $ 72,000 $ 82,000
Florence County South Carolina 8 $ 801,000 $ 100,000 $ 89,000
Madison County Ohio 7 $ 524,000 $ 74,000 $ 94,000
Shelby County Alabama 6 $ 770,000 $ 128,000 $ 81,000
Shelby County Indiana 6 $ 488,000 $ 81,000 $ 56,000
Carroll County Georgia 5 $ 401,000 $ 80,000 $ 50,000
Marion County Indiana 5 $ 394,000 $ 78,000 $ 81,000
Guilford County North Carolina 4 $ 462,000 $ 115,000 $ 129,000
Montgomery County Ohio 4 $ 285,000 $ 71,000 $ 60,000
Riverside County California 3 $ 302,000 $ 100,000 $ 62,000
Franklin County Indiana 3 $ 218,000 $ 72,000 $ 66,000
Rush County Indiana 3 $ 178,000 $ 59,000 $ 47,000
Darke County Ohio 3 $ 203,000 $ 67,000 $ 93,000
Licking County Ohio 3 $ 416,000 $ 138,000 $ 133,000
Darlington County South Carolina 3 $ 168,000 $ 56,000 $ 52,000
Clay County Alabama 2 $ 42,000 $ 21,000 $ 62,000
Forsyth County Georgia 2 $ 390,000 $ 195,000 $ 75,000
Bartholomew County Indiana 2 $ 364,000 $ 182,000 $ 98,000
Alamance County North Carolina 2 $ 360,000 $ 180,000 $ 87,000
Gaston County North Carolina 2 $ 65,000 $ 32,000 $ 140,000
Mecklenburg County North Carolina 2 $ 171,000 $ 85,000 $ 90,000
Cuyahoga County Ohio 2 $ 125,000 $ 62,000 $ 66,000
Geauga County Ohio 2 $ 254,000 $ 127,000 $ 43,000
Greene County Ohio 2 $ 151,000 $ 75,000 $ 152,000
Van Wert County Ohio 2 $ 46,000 $ 23,000 $ 48,000
Randolph County Alabama 1 $ 30,000 $ 30,000 $ 38,000
Contra Costa County California 1 $ 100,000 $ 100,000 $ 218,000
Marin County California 1 $ 320,000 $ 320,000 $ 321,000
San Bernardino County California 1 $ 40,000 $ 40,000 $ 163,000
Solano County California 1 $ 220,000 $ 220,000 $ 67,000
Dade County Georgia 1 $ 181,000 $ 181,000 $ 162,000
Dawson County Georgia 1 $ 76,000 $ 76,000 $ 41,000
Fulton County Georgia 1 $ 11,000 $ 11,000 $ 55,000
Dearborn County Indiana 1 $ 30,000 $ 30,000 $ 25,000
Fayette County Indiana 1 $ 68,000 $ 68,000 $ 26,000
Henry County Indiana 1 $ 30,000 $ 30,000 $ 32,000
Johnson County Indiana 1 $ 55,000 $ 55,000 $ 49,000
Ohio County Indiana 1 $ 96,000 $ 96,000 $ 45,000
Ripley County Indiana 1 $ 90,000 $ 90,000 $ 30,000
Forsyth County North Carolina 1 $ 228,000 $ 228,000 $ 122,000
Iredell County North Carolina 1 $ 19,000 $ 19,000 $ 148,000
Stokes County North Carolina 1 $ 93,000 $ 93,000 $ 30,000
Union County North Carolina 1 $ 17,000 $ 17,000 $ 114,000
Wake County North Carolina 1 $ 45,000 $ 45,000 $ 105,000
Pickaway County Ohio 1 $ 112,000 $ 112,000 $ 67,000
Preble County Ohio 1 $ 76,000 $ 76,000 $ 79,000
Putnam County Ohio 1 $ 57,000 $ 57,000 $ 172,000
Richland County Ohio 1 $ 72,000 $ 72,000 $ 45,000
Summit County Ohio 1 $ 222,000 $ 222,000 $ 251,000
Lancaster County South Carolina 1 $ 62,000 $ 62,000 $ 97,000
Marion County South Carolina 1 $ 30,000 $ 30,000 $ 65,000

Mortgage Loan Application Detail Totals for Honda Federal Credit Union in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 421 $42,228,000 $100,000 $785,000 $84,000 $332,000
Home Purchase 365 $45,617,000 $124,000 $700,000 $71,000 $346,000
Home Improvement 232 $13,840,000 $59,000 $417,000 $86,000 $296,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 891 $85,332,000 $95,000 $785,000 $78,000 $346,000
Black or African American 52 $4,663,000 $89,000 $417,000 $76,000 $169,000
Asian 31 $6,426,000 $207,000 $650,000 $126,000 $321,000
Hispanic 27 $4,059,000 $150,000 $750,000 $98,000 $177,000
Not Provided 11 $573,000 $52,000 $96,000 $104,000 $230,000
American Indian or Alaskan Native 5 $548,000 $109,000 $152,000 $75,000 $125,000
Native Hawaiian or Other Pacific Islander 1 $84,000 $84,000 $84,000 $33,000 $33,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,018 $101,685,000 $99,000 $785,000 $80,000 $346,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 533 $47,456,000 $89,000 $545,000 $87,000 $346,000
Application Denied By Financial Institution 283 $32,974,000 $116,000 $785,000 $62,000 $249,000
Application Withdrawn By Applicant 166 $17,631,000 $106,000 $417,000 $85,000 $321,000
File Closed For Incompleteness 36 $3,624,000 $100,000 $228,000 $87,000 $296,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 72 $8,153,000 $113,000 $470,000 $65,000 $187,000
Debt-To-Income Ratio 23 $3,173,000 $137,000 $750,000 $43,000 $103,000
Insufficient Cash (Downpayment, Closing Cost) 6 $636,000 $106,000 $185,000 $48,000 $89,000
Employment History 2 $820,000 $410,000 $785,000 $169,000 $210,000
Collateral 2 $113,000 $56,000 $103,000 $62,000 $64,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Honda Federal Credit Union's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Honda Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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