Hometrust Bank
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Hometrust Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Hometrust Bank
Po Box 10
Asheville, NC 28802
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 3,723
Total Mortgage Loan Application Amount $855,465,000
Average Mortgage Loan Application Amount $222,400
Highest Mortgage Loan Application Amount $5,405,000
Average Applicant Income $156,400
Highest Applicant Income $5,640,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Hometrust Bank by Metropolitan Area in 2022

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ASHEVILLE, NC 1,016 $ 275,430,000 $ 271,000 $ 151,000
NA (OUTSIDE OF MSA/MD) 449 $ 104,085,000 $ 209,600 $ 222,266
GREENVILLE-ANDERSON-MAULDIN, SC 243 $ 65,725,000 $ 270,000 $ 144,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 195 $ 57,825,000 $ 290,000 $ 150,000
GREENSBORO-HIGH POINT, NC 120 $ 11,450,000 $ 95,000 $ 70,000
ROANOKE, VA 110 $ 18,480,000 $ 168,000 $ 102,000
RALEIGH, NC 108 $ 37,130,000 $ 343,000 $ 237,000
MIAMI-MIAMI BEACH-KENDALL, FL 79 $ 9,785,000 $ 123,000 $ 159,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 75 $ 16,185,000 $ 215,000 $ 236,000
MORRISTOWN, TN 67 $ 11,055,000 $ 165,000 $ 91,000
SEATTLE-BELLEVUE-EVERETT, WA 66 $ 12,380,000 $ 187,000 $ 271,000
JOHNSON CITY, TN 57 $ 9,985,000 $ 175,000 $ 159,000
SPARTANBURG, SC 53 $ 10,435,000 $ 196,000 $ 117,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 52 $ 10,150,000 $ 220,500 $ 263,500
KINGSPORT-BRISTOL-BRISTOL, TN-VA 50 $ 7,780,000 $ 106,000 $ 95,500
PHOENIX-MESA-SCOTTSDALE, AZ 49 $ 9,765,000 $ 199,000 $ 211,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 49 $ 8,035,000 $ 163,000 $ 235,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 46 $ 6,910,000 $ 150,000 $ 168,000
OAKLAND-HAYWARD-BERKELEY, CA 43 $ 7,815,000 $ 181,000 $ 277,000
WINSTON-SALEM, NC 41 $ 4,115,000 $ 100,000 $ 72,000
SAN DIEGO-CARLSBAD, CA 40 $ 8,490,000 $ 212,000 $ 259,000
KNOXVILLE, TN 33 $ 8,665,000 $ 262,000 $ 180,000
ANAHEIM-SANTA ANA-IRVINE, CA 30 $ 7,430,000 $ 247,000 $ 300,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 29 $ 3,635,000 $ 125,000 $ 182,000
BOISE CITY, ID 28 $ 4,900,000 $ 175,000 $ 230,000
HICKORY-LENOIR-MORGANTON, NC 27 $ 9,645,000 $ 357,000 $ 166,000
DURHAM-CHAPEL HILL, NC 25 $ 6,755,000 $ 270,000 $ 169,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 24 $ 4,750,000 $ 197,000 $ 301,000
LAS VEGAS-HENDERSON-PARADISE, NV 22 $ 4,510,000 $ 205,000 $ 263,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 22 $ 4,130,000 $ 187,000 $ 243,000
STOCKTON-LODI, CA 21 $ 3,075,000 $ 146,000 $ 191,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 20 $ 3,840,000 $ 192,000 $ 217,000
SALT LAKE CITY, UT 19 $ 2,545,000 $ 133,000 $ 218,000
CHARLESTON-NORTH CHARLESTON, SC 18 $ 4,490,000 $ 249,000 $ 145,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 18 $ 3,420,000 $ 190,000 $ 219,000
DENVER-AURORA-LAKEWOOD, CO 17 $ 3,595,000 $ 211,000 $ 234,000
TACOMA-LAKEWOOD, WA 16 $ 2,340,000 $ 146,000 $ 199,000
COLUMBIA, SC 13 $ 2,645,000 $ 203,000 $ 88,000
PROVO-OREM, UT 12 $ 3,280,000 $ 273,000 $ 212,000
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 12 $ 3,710,000 $ 309,000 $ 398,000
RENO, NV 11 $ 1,815,000 $ 165,000 $ 220,000
COEUR D'ALENE, ID 10 $ 1,800,000 $ 180,000 $ 292,000
FRESNO, CA 10 $ 2,060,000 $ 206,000 $ 323,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 10 $ 2,010,000 $ 183,500 $ 190,500
OGDEN-CLEARFIELD, UT 10 $ 1,920,000 $ 192,000 $ 275,000
BELLINGHAM, WA 9 $ 1,205,000 $ 133,000 $ 192,000
BREMERTON-SILVERDALE, WA 8 $ 1,130,000 $ 141,000 $ 200,000
ORLANDO-KISSIMMEE-SANFORD, FL 8 $ 1,240,000 $ 155,000 $ 180,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 8 $ 610,000 $ 76,000 $ 87,000
WILMINGTON, NC 8 $ 5,600,000 $ 700,000 $ 236,000
BRIDGEPORT-STAMFORD-NORWALK, CT 7 $ 1,745,000 $ 249,000 $ 218,000
CHATTANOOGA, TN-GA 7 $ 835,000 $ 119,000 $ 155,000
LYNCHBURG, VA 7 $ 625,000 $ 89,000 $ 105,000
SANTA CRUZ-WATSONVILLE, CA 7 $ 2,255,000 $ 322,000 $ 290,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 7 $ 775,000 $ 110,000 $ 151,000
CHARLOTTESVILLE, VA 6 $ 2,210,000 $ 368,000 $ 196,000
FAYETTEVILLE, NC 6 $ 730,000 $ 121,000 $ 73,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 6 $ 1,590,000 $ 265,000 $ 153,000
OXNARD-THOUSAND OAKS-VENTURA, CA 6 $ 1,260,000 $ 210,000 $ 260,000
SANTA ROSA, CA 6 $ 1,030,000 $ 171,000 $ 192,000
VALLEJO-FAIRFIELD, CA 6 $ 1,350,000 $ 225,000 $ 201,000
OLYMPIA-TUMWATER, WA 5 $ 445,000 $ 89,000 $ 301,000
REDDING, CA 5 $ 595,000 $ 119,000 $ 183,000
SALEM, OR 5 $ 655,000 $ 131,000 $ 147,000
SANTA MARIA-SANTA BARBARA, CA 5 $ 1,545,000 $ 309,000 $ 246,000
WILMINGTON, DE-MD-NJ 5 $ 525,000 $ 105,000 $ 165,000
YAKIMA, WA 5 $ 855,000 $ 171,000 $ 192,000
BURLINGTON, NC 4 $ 1,510,000 $ 377,000 $ 172,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 4 $ 1,090,000 $ 272,000 $ 276,000
JACKSONVILLE, FL 4 $ 440,000 $ 110,000 $ 151,000
NORTH PORT-SARASOTA-BRADENTON, FL 4 $ 800,000 $ 200,000 $ 241,000
BEND-REDMOND, OR 3 $ 515,000 $ 171,000 $ 339,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 3 $ 395,000 $ 131,000 $ 197,000
BOULDER, CO 3 $ 1,085,000 $ 361,000 $ 280,000
COLORADO SPRINGS, CO 3 $ 435,000 $ 145,000 $ 161,000
GREELEY, CO 3 $ 495,000 $ 165,000 $ 108,000
GREENVILLE, NC 3 $ 195,000 $ 65,000 $ 58,000
IDAHO FALLS, ID 3 $ 245,000 $ 81,000 $ 104,000
OKLAHOMA CITY, OK 3 $ 595,000 $ 198,000 $ 564,000
RICHMOND, VA 3 $ 3,465,000 $ 1,155,000 $ 186,000
SALINAS, CA 3 $ 505,000 $ 168,000 $ 229,000
TUCSON, AZ 3 $ 695,000 $ 231,000 $ 269,000
CAPE CORAL-FORT MYERS, FL 2 $ 150,000 $ 75,000 $ 74,000
CLEVELAND, TN 2 $ 520,000 $ 260,000 $ 510,000
EUGENE, OR 2 $ 130,000 $ 65,000 $ 82,000
FORT COLLINS, CO 2 $ 210,000 $ 105,000 $ 222,000
HOMOSASSA SPRINGS, FL 2 $ 210,000 $ 105,000 $ 75,000
JACKSONVILLE, NC 2 $ 470,000 $ 235,000 $ 57,000
MOUNT VERNON-ANACORTES, WA 2 $ 450,000 $ 225,000 $ 132,000
POCATELLO, ID 2 $ 390,000 $ 195,000 $ 73,000
SALISBURY, MD-DE 2 $ 240,000 $ 120,000 $ 183,000
SAN RAFAEL, CA 2 $ 650,000 $ 325,000 $ 539,000
SPOKANE-SPOKANE VALLEY, WA 2 $ 110,000 $ 55,000 $ 222,000
ALBANY, OR 1 $ 155,000 $ 155,000 $ 167,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 1 $ 105,000 $ 105,000 $ 100,000
AUGUSTA-RICHMOND COUNTY, GA-SC 1 $ 215,000 $ 215,000 $ 116,000
BAKERSFIELD, CA 1 $ 105,000 $ 105,000 $ 194,000
BIRMINGHAM-HOOVER, AL 1 $ 35,000 $ 35,000 $ 249,000
CARSON CITY, NV 1 $ 55,000 $ 55,000 $ 85,000
CHICAGO-NAPERVILLE, IL 1 $ 105,000 $ 105,000 $ 398,000
CHICO, CA 1 $ 155,000 $ 155,000 $ 390,000
CLARKSVILLE, TN-KY 1 $ 55,000 $ 55,000 $ 51,000
CORVALLIS, OR 1 $ 155,000 $ 155,000 $ 141,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 1 $ 155,000 $ 155,000 $ 520,000
FLORENCE, SC 1 $ 5,000 $ 5,000 $ 34,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 1 $ 205,000 $ 205,000 $ 574,000
KANSAS CITY, MO-KS 1 $ 155,000 $ 155,000 $ 151,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 1 $ 475,000 $ 475,000 $ 338,000
LEWISTON, ID-WA 1 $ 175,000 $ 175,000 $ 115,000
LOGAN, UT-ID 1 $ 405,000 $ 405,000 $ 199,000
LONGVIEW, WA 1 $ 55,000 $ 55,000 $ 50,000
MADERA, CA 1 $ 55,000 $ 55,000 $ 98,000
MERCED, CA 1 $ 75,000 $ 75,000 $ 182,000
MODESTO, CA 1 $ 65,000 $ 65,000 $ 105,000
NAPA, CA 1 $ 155,000 $ 155,000 $ 185,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 1 $ 55,000 $ 55,000 $ 700,000
NEW HAVEN-MILFORD, CT 1 $ 75,000 $ 75,000 $ 76,000
NORWICH-NEW LONDON, CT 1 $ 135,000 $ 135,000 $ 240,000
PORT ST. LUCIE, FL 1 $ 255,000 $ 255,000 $ 491,000
PRESCOTT VALLEY-PRESCOTT, AZ 1 $ 325,000 $ 325,000 $ 272,000
PUNTA GORDA, FL 1 $ 505,000 $ 505,000 $ 411,000
SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA 1 $ 155,000 $ 155,000 $ 197,000
ST. GEORGE, UT 1 $ 125,000 $ 125,000 $ 196,000
TWIN FALLS, ID 1 $ 95,000 $ 95,000 $ 91,000
VISALIA-PORTERVILLE, CA 1 $ 135,000 $ 135,000 $ 265,000
WALLA WALLA, WA 1 $ 165,000 $ 165,000 $ 368,000
YUBA CITY, CA 1 $ 125,000 $ 125,000 $ 143,000
YUMA, AZ 1 $ 55,000 $ 55,000 $ 118,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Hometrust Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,301 $443,675,000 $341,000 $5,405,000 $205,000 $4,259,000
Other Purpose 1,148 $173,840,000 $151,000 $1,005,000 $166,000 $2,638,000
Home Improvement 566 $62,250,000 $109,000 $1,055,000 $125,000 $5,640,000
Refinancing 500 $118,450,000 $236,000 $2,005,000 $167,000 $1,903,000
Cash-out Refinancing 208 $57,250,000 $275,000 $1,355,000 $119,000 $1,903,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,727 $629,675,000 $230,000 $1,505,000 $166,000 $5,640,000
Not Provided 400 $96,860,000 $242,000 $1,955,000 $214,000 $2,669,000
Hispanic 235 $39,165,000 $166,000 $1,505,000 $156,000 $1,440,000
Asian 148 $33,110,000 $223,000 $1,245,000 $226,000 $887,000
Black or African American 140 $16,460,000 $117,000 $605,000 $109,000 $588,000
Not applicable 41 $33,965,000 $828,000 $5,405,000 $0 $0
American Indian or Alaskan Native 18 $3,770,000 $209,000 $645,000 $105,000 $328,000
Native Hawaiian or Other Pacific Islander 4 $710,000 $177,000 $255,000 $184,000 $279,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,701 $851,195,000 $229,000 $5,405,000 $171,000 $5,640,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 22 $4,270,000 $194,000 $305,000 $56,000 $80,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,458 $618,240,000 $251,000 $5,405,000 $189,000 $3,130,000
Application Denied By Financial Institution 869 $128,395,000 $147,000 $1,505,000 $118,000 $5,640,000
Application Withdrawn By Applicant 304 $82,470,000 $271,000 $1,505,000 $168,000 $1,109,000
File Closed For Incompleteness 52 $15,510,000 $298,000 $1,505,000 $213,000 $4,259,000
Application Approved But Not Accepted 28 $4,790,000 $171,000 $475,000 $196,000 $710,000
Preapproval Approved but not Accepted 10 $5,380,000 $538,000 $1,505,000 $123,000 $253,000
Preapproval Denied by Financial Institution 2 $680,000 $340,000 $535,000 $102,000 $174,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,852 $726,390,000 $254,000 $5,405,000 $187,000 $4,259,000
Debt-To-Income Ratio 403 $71,215,000 $176,000 $1,095,000 $96,000 $709,000
Credit History 292 $33,540,000 $114,000 $1,505,000 $132,000 $5,640,000
Collateral 91 $11,745,000 $129,000 $645,000 $157,000 $1,260,000
Other 70 $10,170,000 $145,000 $505,000 $142,000 $968,000
Employment History 11 $2,005,000 $182,000 $375,000 $84,000 $243,000
Unverifiable Information 3 $255,000 $85,000 $105,000 $105,000 $152,000
Insufficient Cash (Downpayment, Closing Cost) 1 $145,000 $145,000 $145,000 $118,000 $118,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

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