Hometrust Bank
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Hometrust Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Hometrust Bank Po Box 10 Asheville, NC 28802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 4,614 |
| Total Mortgage Loan Application Amount | $1,087,740,000 |
| Average Mortgage Loan Application Amount | $226,400 |
| Highest Mortgage Loan Application Amount | $43,635,000 |
| Average Applicant Income | $181,800 |
| Highest Applicant Income | $7,169,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Buncombe County North Carolina | 442 | $ 123,840,000 | $ 280,000 | $ 163,000 |
| Los Angeles County California | 235 | $ 72,325,000 | $ 307,000 | $ 333,000 |
| Haywood County North Carolina | 169 | $ 33,315,000 | $ 197,000 | $ 127,000 |
| Henderson County North Carolina | 148 | $ 31,740,000 | $ 214,000 | $ 123,000 |
| Miami-Dade County Florida | 109 | $ 17,475,000 | $ 160,000 | $ 239,000 |
| Mecklenburg County North Carolina | 106 | $ 22,340,000 | $ 210,000 | $ 176,000 |
| Maricopa County Arizona | 104 | $ 20,430,000 | $ 196,000 | $ 276,000 |
| Rockingham County North Carolina | 98 | $ 10,990,000 | $ 112,000 | $ 96,000 |
| King County Washington | 91 | $ 27,025,000 | $ 296,000 | $ 351,000 |
| Polk County North Carolina | 89 | $ 22,175,000 | $ 249,000 | $ 136,000 |
| Broward County Florida | 85 | $ 16,635,000 | $ 195,000 | $ 306,000 |
| San Diego County California | 82 | $ 26,980,000 | $ 329,000 | $ 300,000 |
| Orange County California | 72 | $ 22,390,000 | $ 310,000 | $ 348,000 |
| Wake County North Carolina | 70 | $ 20,070,000 | $ 286,000 | $ 199,000 |
| Clark County Nevada | 66 | $ 11,300,000 | $ 171,000 | $ 251,000 |
| Cleveland County North Carolina | 63 | $ 8,825,000 | $ 140,000 | $ 88,000 |
| Washington County Oregon | 58 | $ 12,690,000 | $ 218,000 | $ 249,000 |
| Clackamas County Oregon | 52 | $ 12,600,000 | $ 242,000 | $ 274,000 |
| Greenville County South Carolina | 51 | $ 15,305,000 | $ 300,000 | $ 155,000 |
| Multnomah County Oregon | 50 | $ 8,820,000 | $ 176,000 | $ 212,000 |
| Palm Beach County Florida | 47 | $ 12,035,000 | $ 256,000 | $ 319,000 |
| Washington County Tennessee | 45 | $ 6,355,000 | $ 141,000 | $ 123,000 |
| Washoe County Nevada | 44 | $ 6,530,000 | $ 148,000 | $ 198,000 |
| Riverside County California | 40 | $ 7,480,000 | $ 187,000 | $ 229,000 |
| Salt Lake County Utah | 39 | $ 7,545,000 | $ 193,000 | $ 223,000 |
| Madison County North Carolina | 38 | $ 8,200,000 | $ 215,000 | $ 104,000 |
| Spartanburg County South Carolina | 38 | $ 7,620,000 | $ 200,000 | $ 154,000 |
| Rutherford County North Carolina | 35 | $ 9,055,000 | $ 258,000 | $ 155,000 |
| Utah County Utah | 34 | $ 6,390,000 | $ 187,000 | $ 234,000 |
| Roanoke County Virginia | 34 | $ 4,770,000 | $ 140,000 | $ 124,000 |
| Roanoke City County Virginia | 34 | $ 7,240,000 | $ 212,000 | $ 73,000 |
| Contra Costa County California | 32 | $ 10,040,000 | $ 313,000 | $ 358,000 |
| Hamblen County Tennessee | 32 | $ 4,780,000 | $ 149,000 | $ 117,000 |
| Sacramento County California | 31 | $ 6,105,000 | $ 196,000 | $ 275,000 |
| Davidson County North Carolina | 31 | $ 2,355,000 | $ 75,000 | $ 68,000 |
| Gaston County North Carolina | 30 | $ 10,500,000 | $ 350,000 | $ 75,000 |
| Davidson County Tennessee | 30 | $ 4,300,000 | $ 143,000 | $ 169,000 |
| Union County North Carolina | 29 | $ 6,915,000 | $ 238,000 | $ 267,000 |
| Clark County Washington | 29 | $ 7,325,000 | $ 252,000 | $ 218,000 |
| Sullivan County Tennessee | 28 | $ 3,410,000 | $ 121,000 | $ 80,000 |
| Williamson County Tennessee | 28 | $ 5,640,000 | $ 201,000 | $ 309,000 |
| Knox County Tennessee | 27 | $ 5,125,000 | $ 189,000 | $ 310,000 |
| Snohomish County Washington | 27 | $ 5,765,000 | $ 213,000 | $ 243,000 |
| Pierce County Washington | 25 | $ 5,345,000 | $ 213,000 | $ 275,000 |
| Alameda County California | 24 | $ 8,920,000 | $ 371,000 | $ 375,000 |
| Marion County Oregon | 24 | $ 2,950,000 | $ 122,000 | $ 164,000 |
| San Bernardino County California | 23 | $ 3,005,000 | $ 130,000 | $ 160,000 |
| Santa Clara County California | 21 | $ 5,345,000 | $ 254,000 | $ 370,000 |
| Ventura County California | 21 | $ 5,645,000 | $ 268,000 | $ 377,000 |
| Durham County North Carolina | 21 | $ 16,365,000 | $ 779,000 | $ 179,000 |
| Ada County Idaho | 20 | $ 3,200,000 | $ 160,000 | $ 230,000 |
| Charleston County South Carolina | 19 | $ 6,035,000 | $ 317,000 | $ 205,000 |
| Hillsborough County Florida | 17 | $ 4,445,000 | $ 261,000 | $ 257,000 |
| Rutherford County Tennessee | 17 | $ 2,595,000 | $ 152,000 | $ 183,000 |
| Collier County Florida | 16 | $ 3,830,000 | $ 239,000 | $ 222,000 |
| Orange County Florida | 16 | $ 3,760,000 | $ 235,000 | $ 357,000 |
| Transylvania County North Carolina | 16 | $ 6,220,000 | $ 388,000 | $ 161,000 |
| Yamhill County Oregon | 16 | $ 2,440,000 | $ 152,000 | $ 206,000 |
| Iredell County North Carolina | 15 | $ 2,235,000 | $ 149,000 | $ 112,000 |
| Lincoln County North Carolina | 15 | $ 2,655,000 | $ 177,000 | $ 163,000 |
| Deschutes County Oregon | 15 | $ 3,805,000 | $ 253,000 | $ 317,000 |
| York County South Carolina | 15 | $ 2,985,000 | $ 199,000 | $ 131,000 |
| Placer County California | 14 | $ 3,320,000 | $ 237,000 | $ 240,000 |
| San Joaquin County California | 14 | $ 2,400,000 | $ 171,000 | $ 297,000 |
| Lee County Florida | 14 | $ 2,840,000 | $ 202,000 | $ 179,000 |
| Jackson County North Carolina | 14 | $ 6,440,000 | $ 460,000 | $ 213,000 |
| McDowell County North Carolina | 14 | $ 4,910,000 | $ 350,000 | $ 243,000 |
| Anderson County South Carolina | 14 | $ 3,020,000 | $ 215,000 | $ 110,000 |
| Denver County Colorado | 13 | $ 3,455,000 | $ 265,000 | $ 287,000 |
| Pinellas County Florida | 13 | $ 2,755,000 | $ 211,000 | $ 311,000 |
| Kootenai County Idaho | 13 | $ 1,465,000 | $ 112,000 | $ 181,000 |
| El Dorado County California | 12 | $ 2,090,000 | $ 174,000 | $ 231,000 |
| Fresno County California | 12 | $ 3,100,000 | $ 258,000 | $ 248,000 |
| Cabarrus County North Carolina | 12 | $ 1,500,000 | $ 125,000 | $ 150,000 |
| New Hanover County North Carolina | 12 | $ 8,250,000 | $ 687,000 | $ 1,366,000 |
| Lane County Oregon | 12 | $ 1,910,000 | $ 159,000 | $ 228,000 |
| Botetourt County Virginia | 12 | $ 1,360,000 | $ 113,000 | $ 128,000 |
| New Castle County Delaware | 11 | $ 1,675,000 | $ 152,000 | $ 189,000 |
| Pasco County Florida | 11 | $ 1,335,000 | $ 121,000 | $ 169,000 |
| St. Johns County Florida | 11 | $ 2,475,000 | $ 225,000 | $ 246,000 |
| Fulton County Georgia | 11 | $ 5,645,000 | $ 513,000 | $ 279,000 |
| Guilford County North Carolina | 11 | $ 2,675,000 | $ 243,000 | $ 661,000 |
| Hamilton County Tennessee | 11 | $ 1,505,000 | $ 136,000 | $ 164,000 |
| Franklin County Virginia | 11 | $ 3,305,000 | $ 300,000 | $ 125,000 |
| Fairfield County Connecticut | 10 | $ 2,990,000 | $ 299,000 | $ 424,000 |
| Gwinnett County Georgia | 10 | $ 7,730,000 | $ 773,000 | $ 138,000 |
| Canyon County Idaho | 10 | $ 1,120,000 | $ 112,000 | $ 141,000 |
| Catawba County North Carolina | 10 | $ 3,150,000 | $ 315,000 | $ 285,000 |
| Forsyth County North Carolina | 10 | $ 1,250,000 | $ 125,000 | $ 75,000 |
| Shelby County Tennessee | 10 | $ 44,470,000 | $ 4,447,000 | $ 150,000 |
| Wilson County Tennessee | 10 | $ 950,000 | $ 95,000 | $ 123,000 |
| Fairfax County Virginia | 10 | $ 2,430,000 | $ 243,000 | $ 316,000 |
| Pittsylvania County Virginia | 10 | $ 820,000 | $ 82,000 | $ 66,000 |
| San Luis Obispo County California | 9 | $ 2,775,000 | $ 308,000 | $ 309,000 |
| Jefferson County Colorado | 9 | $ 2,635,000 | $ 292,000 | $ 260,000 |
| Sarasota County Florida | 9 | $ 1,845,000 | $ 205,000 | $ 269,000 |
| Johnston County North Carolina | 9 | $ 595,000 | $ 66,000 | $ 142,000 |
| Horry County South Carolina | 9 | $ 1,535,000 | $ 170,000 | $ 225,000 |
| Sumner County Tennessee | 9 | $ 675,000 | $ 75,000 | $ 136,000 |
| Pima County Arizona | 8 | $ 1,760,000 | $ 220,000 | $ 200,000 |
| San Mateo County California | 8 | $ 2,420,000 | $ 302,000 | $ 390,000 |
| Douglas County Colorado | 8 | $ 2,390,000 | $ 298,000 | $ 282,000 |
| Forsyth County Georgia | 8 | $ 2,010,000 | $ 251,000 | $ 270,000 |
| Alamance County North Carolina | 8 | $ 960,000 | $ 120,000 | $ 157,000 |
| Burke County North Carolina | 8 | $ 2,480,000 | $ 310,000 | $ 216,000 |
| Chatham County North Carolina | 8 | $ 2,430,000 | $ 303,000 | $ 273,000 |
| Harnett County North Carolina | 8 | $ 1,000,000 | $ 125,000 | $ 121,000 |
| Jackson County Oregon | 8 | $ 1,460,000 | $ 182,000 | $ 248,000 |
| Davis County Utah | 8 | $ 1,460,000 | $ 182,000 | $ 176,000 |
| Summit County Utah | 8 | $ 2,030,000 | $ 253,000 | $ 260,000 |
| Washington County Utah | 8 | $ 1,440,000 | $ 180,000 | $ 136,000 |
| Kitsap County Washington | 8 | $ 1,870,000 | $ 233,000 | $ 188,000 |
| Yavapai County Arizona | 7 | $ 1,595,000 | $ 227,000 | $ 221,000 |
| Marin County California | 7 | $ 3,115,000 | $ 445,000 | $ 600,000 |
| Monterey County California | 7 | $ 2,105,000 | $ 300,000 | $ 396,000 |
| San Francisco County California | 7 | $ 1,635,000 | $ 233,000 | $ 371,000 |
| Santa Cruz County California | 7 | $ 2,515,000 | $ 359,000 | $ 308,000 |
| Solano County California | 7 | $ 1,255,000 | $ 179,000 | $ 220,000 |
| Sonoma County California | 7 | $ 1,765,000 | $ 252,000 | $ 308,000 |
| Sussex County Delaware | 7 | $ 1,115,000 | $ 159,000 | $ 178,000 |
| Volusia County Florida | 7 | $ 1,115,000 | $ 159,000 | $ 301,000 |
| Cobb County Georgia | 7 | $ 2,095,000 | $ 299,000 | $ 300,000 |
| Caldwell County North Carolina | 7 | $ 1,585,000 | $ 226,000 | $ 243,000 |
| Yancey County North Carolina | 7 | $ 1,325,000 | $ 189,000 | $ 69,000 |
| Spokane County Washington | 7 | $ 1,285,000 | $ 183,000 | $ 389,000 |
| Whatcom County Washington | 7 | $ 2,745,000 | $ 392,000 | $ 220,000 |
| Baldwin County Alabama | 6 | $ 730,000 | $ 121,000 | $ 212,000 |
| Stanislaus County California | 6 | $ 1,030,000 | $ 171,000 | $ 236,000 |
| Manatee County Florida | 6 | $ 1,720,000 | $ 286,000 | $ 326,000 |
| Seminole County Florida | 6 | $ 1,630,000 | $ 271,000 | $ 196,000 |
| Cook County Illinois | 6 | $ 1,950,000 | $ 325,000 | $ 458,000 |
| Orange County North Carolina | 6 | $ 1,150,000 | $ 191,000 | $ 167,000 |
| Linn County Oregon | 6 | $ 550,000 | $ 91,000 | $ 108,000 |
| Beaufort County South Carolina | 6 | $ 1,030,000 | $ 171,000 | $ 187,000 |
| Grainger County Tennessee | 6 | $ 340,000 | $ 56,000 | $ 69,000 |
| Jefferson County Tennessee | 6 | $ 930,000 | $ 155,000 | $ 75,000 |
| Uintah County Utah | 6 | $ 580,000 | $ 96,000 | $ 103,000 |
| Danville County Virginia | 6 | $ 350,000 | $ 58,000 | $ 26,000 |
| Thurston County Washington | 6 | $ 910,000 | $ 151,000 | $ 182,000 |
| Cochise County Arizona | 5 | $ 655,000 | $ 131,000 | $ 104,000 |
| Pinal County Arizona | 5 | $ 1,015,000 | $ 203,000 | $ 238,000 |
| Kern County California | 5 | $ 635,000 | $ 127,000 | $ 227,000 |
| Arapahoe County Colorado | 5 | $ 695,000 | $ 139,000 | $ 157,000 |
| Weld County Colorado | 5 | $ 415,000 | $ 83,000 | $ 190,000 |
| Polk County Florida | 5 | $ 815,000 | $ 163,000 | $ 343,000 |
| Douglas County Nevada | 5 | $ 815,000 | $ 163,000 | $ 140,000 |
| Carteret County North Carolina | 5 | $ 705,000 | $ 141,000 | $ 141,000 |
| Berkeley County South Carolina | 5 | $ 765,000 | $ 153,000 | $ 125,000 |
| Cherokee County South Carolina | 5 | $ 1,035,000 | $ 207,000 | $ 102,000 |
| Lancaster County South Carolina | 5 | $ 2,815,000 | $ 563,000 | $ 307,000 |
| Oconee County South Carolina | 5 | $ 1,345,000 | $ 269,000 | $ 119,000 |
| Richland County South Carolina | 5 | $ 765,000 | $ 153,000 | $ 105,000 |
| Carter County Tennessee | 5 | $ 615,000 | $ 123,000 | $ 97,000 |
| Maury County Tennessee | 5 | $ 605,000 | $ 121,000 | $ 124,000 |
| Chesterfield County Virginia | 5 | $ 875,000 | $ 175,000 | $ 208,000 |
| Henry County Virginia | 5 | $ 275,000 | $ 55,000 | $ 32,000 |
| Clallam County Washington | 5 | $ 865,000 | $ 173,000 | $ 181,000 |
| Skagit County Washington | 5 | $ 1,535,000 | $ 307,000 | $ 235,000 |
| Mohave County Arizona | 4 | $ 930,000 | $ 232,000 | $ 200,000 |
| Santa Barbara County California | 4 | $ 1,210,000 | $ 302,000 | $ 350,000 |
| Yolo County California | 4 | $ 1,440,000 | $ 360,000 | $ 344,000 |
| El Paso County Colorado | 4 | $ 510,000 | $ 127,000 | $ 122,000 |
| Brevard County Florida | 4 | $ 1,070,000 | $ 267,000 | $ 287,000 |
| Duval County Florida | 4 | $ 600,000 | $ 150,000 | $ 210,000 |
| Hernando County Florida | 4 | $ 810,000 | $ 202,000 | $ 214,000 |
| Walton County Florida | 4 | $ 1,240,000 | $ 310,000 | $ 390,000 |
| Lyon County Nevada | 4 | $ 250,000 | $ 62,000 | $ 107,000 |
| Macon County North Carolina | 4 | $ 1,390,000 | $ 347,000 | $ 157,000 |
| Moore County North Carolina | 4 | $ 1,000,000 | $ 250,000 | $ 141,000 |
| Rowan County North Carolina | 4 | $ 950,000 | $ 237,000 | $ 152,000 |
| Watauga County North Carolina | 4 | $ 840,000 | $ 210,000 | $ 312,000 |
| Lexington County South Carolina | 4 | $ 1,230,000 | $ 307,000 | $ 70,000 |
| Pickens County South Carolina | 4 | $ 270,000 | $ 67,000 | $ 65,000 |
| Hawkins County Tennessee | 4 | $ 220,000 | $ 55,000 | $ 60,000 |
| Marshall County Tennessee | 4 | $ 210,000 | $ 52,000 | $ 103,000 |
| Sevier County Tennessee | 4 | $ 920,000 | $ 230,000 | $ 104,000 |
| Iron County Utah | 4 | $ 980,000 | $ 245,000 | $ 267,000 |
| Weber County Utah | 4 | $ 550,000 | $ 137,000 | $ 254,000 |
| Bedford County Virginia | 4 | $ 220,000 | $ 55,000 | $ 72,000 |
| Loudoun County Virginia | 4 | $ 770,000 | $ 192,000 | $ 187,000 |
| Washington County Virginia | 4 | $ 210,000 | $ 52,000 | $ 84,000 |
| Yakima County Washington | 4 | $ 530,000 | $ 132,000 | $ 115,000 |
| Humboldt County California | 3 | $ 675,000 | $ 225,000 | $ 553,000 |
| Boulder County Colorado | 3 | $ 1,115,000 | $ 371,000 | $ 611,000 |
| Larimer County Colorado | 3 | $ 555,000 | $ 185,000 | $ 219,000 |
| Cherokee County Georgia | 3 | $ 895,000 | $ 298,000 | $ 287,000 |
| Hennepin County Minnesota | 3 | $ 205,000 | $ 68,000 | $ 86,000 |
| Ashe County North Carolina | 3 | $ 465,000 | $ 155,000 | $ 166,000 |
| Brunswick County North Carolina | 3 | $ 275,000 | $ 91,000 | $ 143,000 |
| Davie County North Carolina | 3 | $ 365,000 | $ 121,000 | $ 140,000 |
| Franklin County North Carolina | 3 | $ 1,065,000 | $ 355,000 | $ 337,000 |
| Onslow County North Carolina | 3 | $ 995,000 | $ 331,000 | $ 562,000 |
| Pender County North Carolina | 3 | $ 495,000 | $ 165,000 | $ 163,000 |
| Canadian County Oklahoma | 3 | $ 175,000 | $ 58,000 | $ 150,000 |
| Crook County Oregon | 3 | $ 295,000 | $ 98,000 | $ 156,000 |
| Lincoln County Oregon | 3 | $ 415,000 | $ 138,000 | $ 121,000 |
| Polk County Oregon | 3 | $ 285,000 | $ 95,000 | $ 117,000 |
| Georgetown County South Carolina | 3 | $ 445,000 | $ 148,000 | $ 377,000 |
| Greenwood County South Carolina | 3 | $ 975,000 | $ 325,000 | $ 82,000 |
| Cumberland County Tennessee | 3 | $ 285,000 | $ 95,000 | $ 220,000 |
| Greene County Tennessee | 3 | $ 235,000 | $ 78,000 | $ 69,000 |
| Montgomery County Tennessee | 3 | $ 325,000 | $ 108,000 | $ 124,000 |
| Roane County Tennessee | 3 | $ 635,000 | $ 211,000 | $ 209,000 |
| Robertson County Tennessee | 3 | $ 425,000 | $ 141,000 | $ 72,000 |
| Tooele County Utah | 3 | $ 435,000 | $ 145,000 | $ 143,000 |
| Carroll County Virginia | 3 | $ 345,000 | $ 115,000 | $ 62,000 |
| Louisa County Virginia | 3 | $ 295,000 | $ 98,000 | $ 227,000 |
| Kittitas County Washington | 3 | $ 435,000 | $ 145,000 | $ 135,000 |
| Madison County Alabama | 2 | $ 410,000 | $ 205,000 | $ 229,000 |
| Coconino County Arizona | 2 | $ 290,000 | $ 145,000 | $ 296,000 |
| Navajo County Arizona | 2 | $ 260,000 | $ 130,000 | $ 227,000 |
| Yuma County Arizona | 2 | $ 120,000 | $ 60,000 | $ 83,000 |
| Butte County California | 2 | $ 220,000 | $ 110,000 | $ 135,000 |
| Madera County California | 2 | $ 190,000 | $ 95,000 | $ 153,000 |
| Mendocino County California | 2 | $ 390,000 | $ 195,000 | $ 180,000 |
| Merced County California | 2 | $ 190,000 | $ 95,000 | $ 207,000 |
| Napa County California | 2 | $ 490,000 | $ 245,000 | $ 341,000 |
| Nevada County California | 2 | $ 320,000 | $ 160,000 | $ 412,000 |
| Shasta County California | 2 | $ 190,000 | $ 95,000 | $ 130,000 |
| Tulare County California | 2 | $ 760,000 | $ 380,000 | $ 241,000 |
| Hartford County Connecticut | 2 | $ 270,000 | $ 135,000 | $ 117,000 |
| Kent County Delaware | 2 | $ 170,000 | $ 85,000 | $ 141,000 |
| Charlotte County Florida | 2 | $ 160,000 | $ 80,000 | $ 74,000 |
| Lake County Florida | 2 | $ 460,000 | $ 230,000 | $ 274,000 |
| Marion County Florida | 2 | $ 590,000 | $ 295,000 | $ 445,000 |
| Martin County Florida | 2 | $ 1,260,000 | $ 630,000 | $ 847,000 |
| Monroe County Florida | 2 | $ 300,000 | $ 150,000 | $ 294,000 |
| Osceola County Florida | 2 | $ 150,000 | $ 75,000 | $ 152,000 |
| St. Lucie County Florida | 2 | $ 540,000 | $ 270,000 | $ 135,000 |
| Clayton County Georgia | 2 | $ 670,000 | $ 335,000 | $ 0 |
| Columbia County Georgia | 2 | $ 270,000 | $ 135,000 | $ 145,000 |
| Coweta County Georgia | 2 | $ 960,000 | $ 480,000 | $ 0 |
| Hall County Georgia | 2 | $ 730,000 | $ 365,000 | $ 336,000 |
| Richmond County Georgia | 2 | $ 110,000 | $ 55,000 | $ 86,000 |
| Rockdale County Georgia | 2 | $ 410,000 | $ 205,000 | $ 159,000 |
| Bonner County Idaho | 2 | $ 410,000 | $ 205,000 | $ 211,000 |
| Boone County Kentucky | 2 | $ 190,000 | $ 95,000 | $ 135,000 |
| Washington County Minnesota | 2 | $ 300,000 | $ 150,000 | $ 141,000 |
| Carson City County Nevada | 2 | $ 230,000 | $ 115,000 | $ 97,000 |
| Elko County Nevada | 2 | $ 170,000 | $ 85,000 | $ 149,000 |
| Avery County North Carolina | 2 | $ 1,560,000 | $ 780,000 | $ 570,000 |
| Bladen County North Carolina | 2 | $ 110,000 | $ 55,000 | $ 90,000 |
| Caswell County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 128,000 |
| Cumberland County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 159,000 |
| Granville County North Carolina | 2 | $ 170,000 | $ 85,000 | $ 94,000 |
| Scotland County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 185,000 |
| Oklahoma County Oklahoma | 2 | $ 110,000 | $ 55,000 | $ 124,000 |
| Columbia County Oregon | 2 | $ 190,000 | $ 95,000 | $ 108,000 |
| Coos County Oregon | 2 | $ 110,000 | $ 55,000 | $ 78,000 |
| Josephine County Oregon | 2 | $ 150,000 | $ 75,000 | $ 52,000 |
| Umatilla County Oregon | 2 | $ 240,000 | $ 120,000 | $ 128,000 |
| Colleton County South Carolina | 2 | $ 410,000 | $ 205,000 | $ 200,000 |
| Dorchester County South Carolina | 2 | $ 530,000 | $ 265,000 | $ 41,000 |
| Cheatham County Tennessee | 2 | $ 140,000 | $ 70,000 | $ 113,000 |
| Coffee County Tennessee | 2 | $ 240,000 | $ 120,000 | $ 107,000 |
| Dickson County Tennessee | 2 | $ 110,000 | $ 55,000 | $ 77,000 |
| Lincoln County Tennessee | 2 | $ 200,000 | $ 100,000 | $ 111,000 |
| Putnam County Tennessee | 2 | $ 300,000 | $ 150,000 | $ 163,000 |
| Warren County Tennessee | 2 | $ 200,000 | $ 100,000 | $ 94,000 |
| Grand County Utah | 2 | $ 640,000 | $ 320,000 | $ 790,000 |
| Wasatch County Utah | 2 | $ 370,000 | $ 185,000 | $ 572,000 |
| Albemarle County Virginia | 2 | $ 690,000 | $ 345,000 | $ 558,000 |
| Martinsville County Virginia | 2 | $ 100,000 | $ 50,000 | $ 69,000 |
| Montgomery County Virginia | 2 | $ 90,000 | $ 45,000 | $ 57,000 |
| Richmond City County Virginia | 2 | $ 140,000 | $ 70,000 | $ 120,000 |
| Salem County Virginia | 2 | $ 1,010,000 | $ 505,000 | $ 35,000 |
| Stafford County Virginia | 2 | $ 320,000 | $ 160,000 | $ 285,000 |
| Virginia Beach County Virginia | 2 | $ 660,000 | $ 330,000 | $ 175,000 |
| Benton County Washington | 2 | $ 810,000 | $ 405,000 | $ 400,000 |
| Chelan County Washington | 2 | $ 160,000 | $ 80,000 | $ 67,000 |
| Cowlitz County Washington | 2 | $ 190,000 | $ 95,000 | $ 130,000 |
| Grays Harbor County Washington | 2 | $ 360,000 | $ 180,000 | $ 413,000 |
| Island County Washington | 2 | $ 180,000 | $ 90,000 | $ 227,000 |
| Elmore County Alabama | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| Lee County Alabama | 1 | $ 105,000 | $ 105,000 | $ 427,000 |
| Marshall County Alabama | 1 | $ 115,000 | $ 115,000 | $ 129,000 |
| Montgomery County Alabama | 1 | $ 65,000 | $ 65,000 | $ 156,000 |
| Tuscaloosa County Alabama | 1 | $ 75,000 | $ 75,000 | $ 294,000 |
| Walker County Alabama | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Gila County Arizona | 1 | $ 115,000 | $ 115,000 | $ 113,000 |
| Calaveras County California | 1 | $ 405,000 | $ 405,000 | $ 435,000 |
| Inyo County California | 1 | $ 105,000 | $ 105,000 | $ 126,000 |
| Lake County California | 1 | $ 225,000 | $ 225,000 | $ 157,000 |
| San Benito County California | 1 | $ 155,000 | $ 155,000 | $ 155,000 |
| Adams County Colorado | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| Mesa County Colorado | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| San Miguel County Colorado | 1 | $ 85,000 | $ 85,000 | $ 137,000 |
| New Haven County Connecticut | 1 | $ 345,000 | $ 345,000 | $ 129,000 |
| Bay County Florida | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| Flagler County Florida | 1 | $ 65,000 | $ 65,000 | $ 151,000 |
| Franklin County Florida | 1 | $ 285,000 | $ 285,000 | $ 524,000 |
| Holmes County Florida | 1 | $ 55,000 | $ 55,000 | $ 135,000 |
| Levy County Florida | 1 | $ 415,000 | $ 415,000 | $ 253,000 |
| Nassau County Florida | 1 | $ 175,000 | $ 175,000 | $ 213,000 |
| Okaloosa County Florida | 1 | $ 375,000 | $ 375,000 | $ 331,000 |
| Santa Rosa County Florida | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
| Taylor County Florida | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Dawson County Georgia | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Douglas County Georgia | 1 | $ 4,005,000 | $ 4,005,000 | $ 0 |
| Effingham County Georgia | 1 | $ 75,000 | $ 75,000 | $ 147,000 |
| Fannin County Georgia | 1 | $ 375,000 | $ 375,000 | $ 229,000 |
| Glynn County Georgia | 1 | $ 535,000 | $ 535,000 | $ 687,000 |
| Haralson County Georgia | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Jackson County Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Laurens County Georgia | 1 | $ 115,000 | $ 115,000 | $ 129,000 |
| Muscogee County Georgia | 1 | $ 15,000 | $ 15,000 | $ 18,000 |
| Paulding County Georgia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Bingham County Idaho | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Blaine County Idaho | 1 | $ 135,000 | $ 135,000 | $ 168,000 |
| Boundary County Idaho | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| Clearwater County Idaho | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| Custer County Idaho | 1 | $ 105,000 | $ 105,000 | $ 370,000 |
| Franklin County Idaho | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Gem County Idaho | 1 | $ 55,000 | $ 55,000 | $ 96,000 |
| Gooding County Idaho | 1 | $ 135,000 | $ 135,000 | $ 92,000 |
| Lewis County Idaho | 1 | $ 55,000 | $ 55,000 | $ 165,000 |
| Owyhee County Idaho | 1 | $ 545,000 | $ 545,000 | $ 299,000 |
| Twin Falls County Idaho | 1 | $ 325,000 | $ 325,000 | $ 300,000 |
| DuPage County Illinois | 1 | $ 405,000 | $ 405,000 | $ 500,000 |
| Fayette County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Oldham County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 143,000 |
| Dakota County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 142,000 |
| Sibley County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 128,000 |
| Stearns County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 154,000 |
| Churchill County Nevada | 1 | $ 55,000 | $ 55,000 | $ 99,000 |
| Humboldt County Nevada | 1 | $ 85,000 | $ 85,000 | $ 98,000 |
| Nye County Nevada | 1 | $ 85,000 | $ 85,000 | $ 145,000 |
| Storey County Nevada | 1 | $ 205,000 | $ 205,000 | $ 293,000 |
| Alexander County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 89,000 |
| Anson County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 122,000 |
| Beaufort County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Bertie County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 20,000 |
| Clay County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 134,000 |
| Mitchell County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Montgomery County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Nash County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 86,000 |
| Northampton County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 653,000 |
| Person County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 69,000 |
| Richmond County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Stokes County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 110,000 |
| Surry County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 148,000 |
| Swain County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 306,000 |
| Vance County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 709,000 |
| Wayne County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 93,000 |
| Bryan County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 168,000 |
| Cleveland County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 106,000 |
| Creek County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 171,000 |
| Delaware County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 352,000 |
| Muskogee County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 77,000 |
| Pottawatomie County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 92,000 |
| Tulsa County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 98,000 |
| Woodward County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 147,000 |
| Benton County Oregon | 1 | $ 355,000 | $ 355,000 | $ 370,000 |
| Clatsop County Oregon | 1 | $ 85,000 | $ 85,000 | $ 381,000 |
| Klamath County Oregon | 1 | $ 115,000 | $ 115,000 | $ 212,000 |
| Tillamook County Oregon | 1 | $ 85,000 | $ 85,000 | $ 97,000 |
| Abbeville County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 31,000 |
| Aiken County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Edgefield County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 98,000 |
| Kershaw County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 143,000 |
| Laurens County South Carolina | 1 | $ 415,000 | $ 415,000 | $ 269,000 |
| McCormick County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 25,000 |
| Newberry County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 16,000 |
| Saluda County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 21,000 |
| Sumter County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 11,000 |
| Blount County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 144,000 |
| Cannon County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 131,000 |
| Claiborne County Tennessee | 1 | $ 725,000 | $ 725,000 | $ 197,000 |
| Cocke County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 132,000 |
| DeKalb County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 115,000 |
| Dyer County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 69,000 |
| Fayette County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 369,000 |
| Franklin County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 507,000 |
| Hardeman County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 273,000 |
| Johnson County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 152,000 |
| Lawrence County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 121,000 |
| Loudon County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Macon County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 100,000 |
| Perry County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 93,000 |
| Sequatchie County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| Smith County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 173,000 |
| Stewart County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 91,000 |
| Unicoi County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Wayne County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 68,000 |
| Box Elder County Utah | 1 | $ 205,000 | $ 205,000 | $ 178,000 |
| Juab County Utah | 1 | $ 85,000 | $ 85,000 | $ 140,000 |
| Morgan County Utah | 1 | $ 505,000 | $ 505,000 | $ 233,000 |
| Alexandria County Virginia | 1 | $ 135,000 | $ 135,000 | $ 196,000 |
| Arlington County Virginia | 1 | $ 505,000 | $ 505,000 | $ 598,000 |
| Clarke County Virginia | 1 | $ 165,000 | $ 165,000 | $ 392,000 |
| Fluvanna County Virginia | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| Frederick County Virginia | 1 | $ 45,000 | $ 45,000 | $ 123,000 |
| Hanover County Virginia | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
| Henrico County Virginia | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| James City County Virginia | 1 | $ 185,000 | $ 185,000 | $ 190,000 |
| Manassas County Virginia | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
| Norfolk County Virginia | 1 | $ 55,000 | $ 55,000 | $ 114,000 |
| Suffolk County Virginia | 1 | $ 85,000 | $ 85,000 | $ 100,000 |
| Warren County Virginia | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| York County Virginia | 1 | $ 65,000 | $ 65,000 | $ 171,000 |
| Grant County Washington | 1 | $ 55,000 | $ 55,000 | $ 416,000 |
| Lewis County Washington | 1 | $ 255,000 | $ 255,000 | $ 328,000 |
| Lincoln County Washington | 1 | $ 105,000 | $ 105,000 | $ 135,000 |
| Mason County Washington | 1 | $ 165,000 | $ 165,000 | $ 242,000 |
| Walla Walla County Washington | 1 | $ 155,000 | $ 155,000 | $ 325,000 |
| Laramie County Wyoming | 1 | $ 55,000 | $ 55,000 | $ 89,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Hometrust Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 2,554 | $444,470,000 | $174,000 | $1,235,000 | $191,000 | $4,127,000 |
| Home Purchase | 1,310 | $479,190,000 | $365,000 | $43,635,000 | $277,000 | $7,169,000 |
| Refinancing | 474 | $124,350,000 | $262,000 | $4,005,000 | $224,000 | $4,359,000 |
| Home Improvement | 198 | $22,870,000 | $115,000 | $1,005,000 | $121,000 | $1,246,000 |
| Cash-out Refinancing | 78 | $16,860,000 | $216,000 | $725,000 | $96,000 | $681,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,164 | $696,720,000 | $220,000 | $3,675,000 | $209,000 | $7,169,000 |
| Not Provided | 552 | $133,500,000 | $241,000 | $1,705,000 | $265,000 | $4,127,000 |
| Hispanic | 404 | $72,300,000 | $178,000 | $1,075,000 | $194,000 | $3,002,000 |
| Black or African American | 215 | $37,045,000 | $172,000 | $2,305,000 | $160,000 | $861,000 |
| Asian | 184 | $47,670,000 | $259,000 | $855,000 | $259,000 | $1,798,000 |
| Not applicable | 48 | $90,750,000 | $1,890,000 | $43,635,000 | $0 | $0 |
| American Indian or Alaskan Native | 28 | $5,270,000 | $188,000 | $505,000 | $172,000 | $824,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $705,000 | $235,000 | $455,000 | $330,000 | $389,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,606 | $1,085,860,000 | $235,000 | $43,635,000 | $214,000 | $7,169,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $1,440,000 | $240,000 | $345,000 | $72,000 | $101,000 |
| FHA-insured (Federal Housing Administration) | 2 | $440,000 | $220,000 | $295,000 | $72,000 | $85,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,879 | $680,495,000 | $236,000 | $5,905,000 | $239,000 | $7,169,000 |
| Application Denied By Financial Institution | 1,181 | $222,045,000 | $188,000 | $2,305,000 | $148,000 | $2,190,000 |
| Application Withdrawn By Applicant | 374 | $147,830,000 | $395,000 | $43,635,000 | $229,000 | $3,002,000 |
| File Closed For Incompleteness | 92 | $20,190,000 | $219,000 | $1,005,000 | $197,000 | $1,269,000 |
| Application Approved But Not Accepted | 80 | $14,140,000 | $176,000 | $665,000 | $226,000 | $894,000 |
| Preapproval Approved but not Accepted | 6 | $1,860,000 | $310,000 | $585,000 | $97,000 | $212,000 |
| Preapproval Denied by Financial Institution | 2 | $1,180,000 | $590,000 | $1,055,000 | $127,000 | $234,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,431 | $864,515,000 | $251,000 | $43,635,000 | $237,000 | $7,169,000 |
| Debt-To-Income Ratio | 711 | $149,885,000 | $210,000 | $1,055,000 | $129,000 | $823,000 |
| Credit History | 269 | $35,415,000 | $131,000 | $2,305,000 | $133,000 | $1,540,000 |
| Collateral | 102 | $15,290,000 | $149,000 | $635,000 | $208,000 | $1,264,000 |
| Other | 74 | $16,990,000 | $229,000 | $1,005,000 | $284,000 | $2,190,000 |
| Unverifiable Information | 20 | $5,010,000 | $250,000 | $505,000 | $256,000 | $1,220,000 |
| Employment History | 7 | $635,000 | $90,000 | $155,000 | $124,000 | $450,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.