Hometrust Bank
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Hometrust Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Hometrust Bank Po Box 10 Asheville, NC 28802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 5,337 |
| Total Mortgage Loan Application Amount | $1,206,945,000 |
| Average Mortgage Loan Application Amount | $196,600 |
| Highest Mortgage Loan Application Amount | $27,185,000 |
| Average Applicant Income | $142,200 |
| Highest Applicant Income | $4,200,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Buncombe County North Carolina | 966 | $ 261,930,000 | $ 271,000 | $ 137,000 |
| Henderson County North Carolina | 323 | $ 102,485,000 | $ 317,000 | $ 105,000 |
| Haywood County North Carolina | 316 | $ 61,740,000 | $ 195,000 | $ 105,000 |
| Greenville County South Carolina | 245 | $ 61,975,000 | $ 252,000 | $ 138,000 |
| Polk County North Carolina | 180 | $ 39,620,000 | $ 220,000 | $ 104,000 |
| Cleveland County North Carolina | 158 | $ 22,970,000 | $ 145,000 | $ 83,000 |
| Los Angeles County California | 140 | $ 31,840,000 | $ 227,000 | $ 253,000 |
| Wake County North Carolina | 131 | $ 73,365,000 | $ 560,000 | $ 203,000 |
| Miami-Dade County Florida | 127 | $ 16,655,000 | $ 131,000 | $ 176,000 |
| Rockingham County North Carolina | 110 | $ 10,030,000 | $ 91,000 | $ 78,000 |
| Rutherford County North Carolina | 99 | $ 18,685,000 | $ 188,000 | $ 124,000 |
| Hamblen County Tennessee | 73 | $ 22,015,000 | $ 301,000 | $ 97,000 |
| Spartanburg County South Carolina | 71 | $ 15,015,000 | $ 211,000 | $ 119,000 |
| Mecklenburg County North Carolina | 70 | $ 21,760,000 | $ 310,000 | $ 210,000 |
| Broward County Florida | 69 | $ 9,165,000 | $ 132,000 | $ 186,000 |
| Riverside County California | 64 | $ 7,060,000 | $ 110,000 | $ 179,000 |
| Roanoke County Virginia | 57 | $ 8,435,000 | $ 147,000 | $ 94,000 |
| Alameda County California | 56 | $ 10,030,000 | $ 179,000 | $ 242,000 |
| Washington County Tennessee | 53 | $ 9,675,000 | $ 182,000 | $ 111,000 |
| Orange County California | 51 | $ 10,215,000 | $ 200,000 | $ 247,000 |
| San Diego County California | 51 | $ 10,635,000 | $ 208,000 | $ 351,000 |
| Santa Clara County California | 51 | $ 10,815,000 | $ 212,000 | $ 264,000 |
| Madison County North Carolina | 51 | $ 12,535,000 | $ 245,000 | $ 100,000 |
| San Joaquin County California | 50 | $ 7,240,000 | $ 144,000 | $ 166,000 |
| Anderson County South Carolina | 50 | $ 16,540,000 | $ 330,000 | $ 188,000 |
| Sullivan County Tennessee | 49 | $ 5,375,000 | $ 109,000 | $ 114,000 |
| Contra Costa County California | 46 | $ 9,640,000 | $ 209,000 | $ 269,000 |
| Gaston County North Carolina | 40 | $ 5,240,000 | $ 131,000 | $ 100,000 |
| Roanoke City County Virginia | 40 | $ 6,930,000 | $ 173,000 | $ 67,000 |
| King County Washington | 39 | $ 9,725,000 | $ 249,000 | $ 244,000 |
| Union County North Carolina | 38 | $ 14,170,000 | $ 372,000 | $ 214,000 |
| Maricopa County Arizona | 35 | $ 4,785,000 | $ 136,000 | $ 213,000 |
| Davidson County North Carolina | 34 | $ 2,920,000 | $ 85,000 | $ 70,000 |
| Knox County Tennessee | 34 | $ 7,380,000 | $ 217,000 | $ 122,000 |
| San Bernardino County California | 32 | $ 3,550,000 | $ 110,000 | $ 172,000 |
| McDowell County North Carolina | 29 | $ 8,285,000 | $ 285,000 | $ 169,000 |
| Pickens County South Carolina | 29 | $ 8,365,000 | $ 288,000 | $ 230,000 |
| Palm Beach County Florida | 28 | $ 4,270,000 | $ 152,000 | $ 252,000 |
| Clark County Nevada | 28 | $ 5,010,000 | $ 178,000 | $ 255,000 |
| Oconee County South Carolina | 27 | $ 8,025,000 | $ 297,000 | $ 227,000 |
| Jackson County North Carolina | 26 | $ 10,080,000 | $ 387,000 | $ 166,000 |
| Sacramento County California | 25 | $ 3,285,000 | $ 131,000 | $ 216,000 |
| Botetourt County Virginia | 25 | $ 2,975,000 | $ 119,000 | $ 91,000 |
| Utah County Utah | 22 | $ 3,910,000 | $ 177,000 | $ 188,000 |
| Placer County California | 20 | $ 2,640,000 | $ 132,000 | $ 206,000 |
| Transylvania County North Carolina | 20 | $ 6,230,000 | $ 311,000 | $ 142,000 |
| Williamson County Tennessee | 20 | $ 3,870,000 | $ 193,000 | $ 293,000 |
| Danville County Virginia | 20 | $ 1,320,000 | $ 66,000 | $ 46,000 |
| San Mateo County California | 19 | $ 4,255,000 | $ 223,000 | $ 277,000 |
| Salt Lake County Utah | 19 | $ 3,885,000 | $ 204,000 | $ 215,000 |
| Grainger County Tennessee | 18 | $ 1,630,000 | $ 90,000 | $ 156,000 |
| Ventura County California | 17 | $ 3,005,000 | $ 176,000 | $ 282,000 |
| Jefferson County Tennessee | 17 | $ 2,195,000 | $ 129,000 | $ 74,000 |
| Pittsylvania County Virginia | 17 | $ 1,355,000 | $ 79,000 | $ 102,000 |
| Davidson County Tennessee | 16 | $ 2,190,000 | $ 136,000 | $ 164,000 |
| Bedford County Virginia | 16 | $ 2,280,000 | $ 142,000 | $ 68,000 |
| San Francisco County California | 15 | $ 3,205,000 | $ 213,000 | $ 285,000 |
| Orange County Florida | 15 | $ 2,915,000 | $ 194,000 | $ 239,000 |
| Ada County Idaho | 14 | $ 3,160,000 | $ 225,000 | $ 238,000 |
| Clackamas County Oregon | 14 | $ 2,680,000 | $ 191,000 | $ 246,000 |
| Washington County Oregon | 14 | $ 1,590,000 | $ 113,000 | $ 190,000 |
| Solano County California | 13 | $ 1,495,000 | $ 115,000 | $ 172,000 |
| Hawkins County Tennessee | 13 | $ 2,475,000 | $ 190,000 | $ 93,000 |
| Snohomish County Washington | 13 | $ 2,315,000 | $ 178,000 | $ 223,000 |
| Sonoma County California | 12 | $ 1,640,000 | $ 136,000 | $ 181,000 |
| Fairfield County Connecticut | 11 | $ 1,445,000 | $ 131,000 | $ 238,000 |
| Pinellas County Florida | 11 | $ 1,695,000 | $ 154,000 | $ 317,000 |
| Catawba County North Carolina | 11 | $ 4,415,000 | $ 401,000 | $ 189,000 |
| Guilford County North Carolina | 11 | $ 1,945,000 | $ 176,000 | $ 126,000 |
| Lincoln County North Carolina | 11 | $ 2,385,000 | $ 216,000 | $ 93,000 |
| Santa Cruz County California | 10 | $ 2,460,000 | $ 246,000 | $ 264,000 |
| Stanislaus County California | 10 | $ 1,560,000 | $ 156,000 | $ 240,000 |
| Hillsborough County Florida | 10 | $ 1,280,000 | $ 128,000 | $ 201,000 |
| Kootenai County Idaho | 10 | $ 1,260,000 | $ 126,000 | $ 210,000 |
| Durham County North Carolina | 10 | $ 2,110,000 | $ 211,000 | $ 96,000 |
| Charleston County South Carolina | 10 | $ 2,980,000 | $ 298,000 | $ 292,000 |
| Cherokee County South Carolina | 10 | $ 1,610,000 | $ 161,000 | $ 91,000 |
| Henry County Virginia | 10 | $ 540,000 | $ 54,000 | $ 66,000 |
| Burke County North Carolina | 9 | $ 3,455,000 | $ 383,000 | $ 257,000 |
| Laurens County South Carolina | 9 | $ 2,205,000 | $ 245,000 | $ 103,000 |
| Loudoun County Virginia | 9 | $ 1,735,000 | $ 192,000 | $ 226,000 |
| El Dorado County California | 8 | $ 1,230,000 | $ 153,000 | $ 191,000 |
| Orange County North Carolina | 8 | $ 4,100,000 | $ 512,000 | $ 192,000 |
| Watauga County North Carolina | 8 | $ 1,850,000 | $ 231,000 | $ 263,000 |
| Yancey County North Carolina | 8 | $ 1,630,000 | $ 203,000 | $ 79,000 |
| Multnomah County Oregon | 8 | $ 1,300,000 | $ 162,000 | $ 213,000 |
| Sevier County Tennessee | 8 | $ 4,480,000 | $ 560,000 | $ 415,000 |
| Pierce County Washington | 8 | $ 1,430,000 | $ 178,000 | $ 201,000 |
| Chatham County North Carolina | 7 | $ 3,085,000 | $ 440,000 | $ 240,000 |
| Swain County North Carolina | 7 | $ 1,865,000 | $ 266,000 | $ 193,000 |
| Carter County Tennessee | 7 | $ 685,000 | $ 97,000 | $ 108,000 |
| Hamilton County Tennessee | 7 | $ 705,000 | $ 100,000 | $ 197,000 |
| Franklin County Virginia | 7 | $ 1,285,000 | $ 183,000 | $ 92,000 |
| Clark County Washington | 7 | $ 1,595,000 | $ 227,000 | $ 180,000 |
| Marin County California | 6 | $ 920,000 | $ 153,000 | $ 295,000 |
| Nevada County California | 6 | $ 1,100,000 | $ 183,000 | $ 227,000 |
| San Luis Obispo County California | 6 | $ 1,400,000 | $ 233,000 | $ 200,000 |
| St. Johns County Florida | 6 | $ 1,130,000 | $ 188,000 | $ 209,000 |
| Cobb County Georgia | 6 | $ 1,460,000 | $ 243,000 | $ 229,000 |
| Fulton County Georgia | 6 | $ 990,000 | $ 165,000 | $ 418,000 |
| Washoe County Nevada | 6 | $ 620,000 | $ 103,000 | $ 183,000 |
| Brunswick County North Carolina | 6 | $ 990,000 | $ 165,000 | $ 133,000 |
| Forsyth County North Carolina | 6 | $ 1,250,000 | $ 208,000 | $ 94,000 |
| Iredell County North Carolina | 6 | $ 2,870,000 | $ 478,000 | $ 248,000 |
| New Hanover County North Carolina | 6 | $ 2,430,000 | $ 405,000 | $ 174,000 |
| Beaufort County South Carolina | 6 | $ 2,150,000 | $ 358,000 | $ 226,000 |
| Lancaster County South Carolina | 6 | $ 2,740,000 | $ 456,000 | $ 154,000 |
| York County South Carolina | 6 | $ 1,520,000 | $ 253,000 | $ 218,000 |
| Spokane County Washington | 6 | $ 610,000 | $ 101,000 | $ 207,000 |
| Fresno County California | 5 | $ 1,205,000 | $ 241,000 | $ 268,000 |
| Monterey County California | 5 | $ 1,225,000 | $ 245,000 | $ 308,000 |
| Douglas County Colorado | 5 | $ 985,000 | $ 197,000 | $ 203,000 |
| Martin County Florida | 5 | $ 695,000 | $ 139,000 | $ 152,000 |
| Seminole County Florida | 5 | $ 545,000 | $ 109,000 | $ 186,000 |
| Carteret County North Carolina | 5 | $ 1,915,000 | $ 383,000 | $ 582,000 |
| Cumberland County North Carolina | 5 | $ 345,000 | $ 69,000 | $ 40,000 |
| Johnston County North Carolina | 5 | $ 1,885,000 | $ 377,000 | $ 149,000 |
| Mitchell County North Carolina | 5 | $ 1,985,000 | $ 397,000 | $ 344,000 |
| Pender County North Carolina | 5 | $ 2,155,000 | $ 431,000 | $ 195,000 |
| Wilkes County North Carolina | 5 | $ 1,485,000 | $ 297,000 | $ 140,000 |
| Berkeley County South Carolina | 5 | $ 1,085,000 | $ 217,000 | $ 73,000 |
| Greene County Tennessee | 5 | $ 645,000 | $ 129,000 | $ 56,000 |
| Fairfax County Virginia | 5 | $ 1,075,000 | $ 215,000 | $ 187,000 |
| Salem County Virginia | 5 | $ 1,575,000 | $ 315,000 | $ 220,000 |
| Kitsap County Washington | 5 | $ 875,000 | $ 175,000 | $ 212,000 |
| Butte County California | 4 | $ 660,000 | $ 165,000 | $ 223,000 |
| Kern County California | 4 | $ 810,000 | $ 202,000 | $ 226,000 |
| Santa Barbara County California | 4 | $ 500,000 | $ 125,000 | $ 229,000 |
| Yolo County California | 4 | $ 310,000 | $ 77,000 | $ 156,000 |
| Jefferson County Colorado | 4 | $ 630,000 | $ 157,000 | $ 145,000 |
| New Castle County Delaware | 4 | $ 310,000 | $ 77,000 | $ 166,000 |
| Sussex County Delaware | 4 | $ 760,000 | $ 190,000 | $ 187,000 |
| Manatee County Florida | 4 | $ 1,170,000 | $ 292,000 | $ 285,000 |
| Sarasota County Florida | 4 | $ 520,000 | $ 130,000 | $ 204,000 |
| Cabarrus County North Carolina | 4 | $ 860,000 | $ 215,000 | $ 61,000 |
| Caldwell County North Carolina | 4 | $ 1,660,000 | $ 415,000 | $ 295,000 |
| Onslow County North Carolina | 4 | $ 3,100,000 | $ 775,000 | $ 142,000 |
| Horry County South Carolina | 4 | $ 980,000 | $ 245,000 | $ 109,000 |
| Newberry County South Carolina | 4 | $ 1,040,000 | $ 260,000 | $ 98,000 |
| Loudon County Tennessee | 4 | $ 450,000 | $ 112,000 | $ 130,000 |
| Rutherford County Tennessee | 4 | $ 450,000 | $ 112,000 | $ 177,000 |
| Shelby County Tennessee | 4 | $ 390,000 | $ 97,000 | $ 82,000 |
| Washington County Utah | 4 | $ 610,000 | $ 152,000 | $ 170,000 |
| Pulaski County Virginia | 4 | $ 850,000 | $ 212,000 | $ 0 |
| Island County Washington | 4 | $ 710,000 | $ 177,000 | $ 258,000 |
| Coconino County Arizona | 3 | $ 345,000 | $ 115,000 | $ 207,000 |
| Pima County Arizona | 3 | $ 795,000 | $ 265,000 | $ 360,000 |
| Denver County Colorado | 3 | $ 525,000 | $ 175,000 | $ 249,000 |
| New Haven County Connecticut | 3 | $ 405,000 | $ 135,000 | $ 213,000 |
| Indian River County Florida | 3 | $ 875,000 | $ 291,000 | $ 266,000 |
| Lee County Florida | 3 | $ 395,000 | $ 131,000 | $ 280,000 |
| Osceola County Florida | 3 | $ 285,000 | $ 95,000 | $ 231,000 |
| Forsyth County Georgia | 3 | $ 195,000 | $ 65,000 | $ 256,000 |
| Canyon County Idaho | 3 | $ 355,000 | $ 118,000 | $ 117,000 |
| Cherokee County North Carolina | 3 | $ 695,000 | $ 231,000 | $ 101,000 |
| Person County North Carolina | 3 | $ 1,875,000 | $ 625,000 | $ 497,000 |
| Rowan County North Carolina | 3 | $ 145,000 | $ 48,000 | $ 70,000 |
| Tulsa County Oklahoma | 3 | $ 625,000 | $ 208,000 | $ 256,000 |
| Deschutes County Oregon | 3 | $ 775,000 | $ 258,000 | $ 232,000 |
| Marion County Oregon | 3 | $ 585,000 | $ 195,000 | $ 354,000 |
| Fairfield County South Carolina | 3 | $ 595,000 | $ 198,000 | $ 277,000 |
| Georgetown County South Carolina | 3 | $ 845,000 | $ 281,000 | $ 267,000 |
| Lexington County South Carolina | 3 | $ 305,000 | $ 101,000 | $ 53,000 |
| Blount County Tennessee | 3 | $ 305,000 | $ 101,000 | $ 53,000 |
| McMinn County Tennessee | 3 | $ 15,000 | $ 5,000 | $ 17,000 |
| Davis County Utah | 3 | $ 345,000 | $ 115,000 | $ 113,000 |
| Lee County Virginia | 3 | $ 35,000 | $ 11,000 | $ 1,417,000 |
| Nelson County Virginia | 3 | $ 515,000 | $ 171,000 | $ 0 |
| Prince William County Virginia | 3 | $ 325,000 | $ 108,000 | $ 145,000 |
| Washington County Virginia | 3 | $ 135,000 | $ 45,000 | $ 79,000 |
| Navajo County Arizona | 2 | $ 320,000 | $ 160,000 | $ 508,000 |
| Calaveras County California | 2 | $ 190,000 | $ 95,000 | $ 102,000 |
| San Benito County California | 2 | $ 420,000 | $ 210,000 | $ 216,000 |
| El Paso County Colorado | 2 | $ 250,000 | $ 125,000 | $ 156,000 |
| Brevard County Florida | 2 | $ 220,000 | $ 110,000 | $ 106,000 |
| Polk County Florida | 2 | $ 100,000 | $ 50,000 | $ 100,000 |
| Volusia County Florida | 2 | $ 270,000 | $ 135,000 | $ 388,000 |
| Walton County Florida | 2 | $ 340,000 | $ 170,000 | $ 380,000 |
| Chatham County Georgia | 2 | $ 200,000 | $ 100,000 | $ 193,000 |
| Dawson County Georgia | 2 | $ 310,000 | $ 155,000 | $ 122,000 |
| DeKalb County Georgia | 2 | $ 370,000 | $ 185,000 | $ 196,000 |
| Bonneville County Idaho | 2 | $ 260,000 | $ 130,000 | $ 136,000 |
| Fremont County Idaho | 2 | $ 160,000 | $ 80,000 | $ 112,000 |
| Alamance County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 42,000 |
| Ashe County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 44,000 |
| Macon County North Carolina | 2 | $ 240,000 | $ 120,000 | $ 63,000 |
| Nash County North Carolina | 2 | $ 10,000 | $ 5,000 | $ 30,000 |
| Pitt County North Carolina | 2 | $ 60,000 | $ 30,000 | $ 327,000 |
| Sampson County North Carolina | 2 | $ 40,000 | $ 20,000 | $ 19,000 |
| Stokes County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 45,000 |
| Columbia County Oregon | 2 | $ 210,000 | $ 105,000 | $ 176,000 |
| Lincoln County Oregon | 2 | $ 570,000 | $ 285,000 | $ 193,000 |
| Polk County Oregon | 2 | $ 120,000 | $ 60,000 | $ 125,000 |
| Yamhill County Oregon | 2 | $ 410,000 | $ 205,000 | $ 254,000 |
| Greenwood County South Carolina | 2 | $ 210,000 | $ 105,000 | $ 18,000 |
| Sumter County South Carolina | 2 | $ 370,000 | $ 185,000 | $ 148,000 |
| Cocke County Tennessee | 2 | $ 250,000 | $ 125,000 | $ 70,000 |
| Roane County Tennessee | 2 | $ 1,570,000 | $ 785,000 | $ 0 |
| Sequatchie County Tennessee | 2 | $ 70,000 | $ 35,000 | $ 90,000 |
| Weber County Utah | 2 | $ 440,000 | $ 220,000 | $ 158,000 |
| Carroll County Virginia | 2 | $ 230,000 | $ 115,000 | $ 59,000 |
| Craig County Virginia | 2 | $ 440,000 | $ 220,000 | $ 42,000 |
| Scott County Virginia | 2 | $ 180,000 | $ 90,000 | $ 54,000 |
| Pinal County Arizona | 1 | $ 285,000 | $ 285,000 | $ 251,000 |
| Amador County California | 1 | $ 135,000 | $ 135,000 | $ 207,000 |
| Humboldt County California | 1 | $ 415,000 | $ 415,000 | $ 252,000 |
| Madera County California | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Shasta County California | 1 | $ 115,000 | $ 115,000 | $ 224,000 |
| Tulare County California | 1 | $ 65,000 | $ 65,000 | $ 173,000 |
| Yuba County California | 1 | $ 135,000 | $ 135,000 | $ 167,000 |
| Adams County Colorado | 1 | $ 105,000 | $ 105,000 | $ 121,000 |
| Arapahoe County Colorado | 1 | $ 65,000 | $ 65,000 | $ 134,000 |
| Boulder County Colorado | 1 | $ 55,000 | $ 55,000 | $ 265,000 |
| Summit County Colorado | 1 | $ 215,000 | $ 215,000 | $ 176,000 |
| Weld County Colorado | 1 | $ 175,000 | $ 175,000 | $ 133,000 |
| Hartford County Connecticut | 1 | $ 65,000 | $ 65,000 | $ 124,000 |
| Bay County Florida | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| Clay County Florida | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Duval County Florida | 1 | $ 305,000 | $ 305,000 | $ 335,000 |
| Escambia County Florida | 1 | $ 55,000 | $ 55,000 | $ 165,000 |
| Hernando County Florida | 1 | $ 505,000 | $ 505,000 | $ 210,000 |
| Lake County Florida | 1 | $ 105,000 | $ 105,000 | $ 135,000 |
| Okaloosa County Florida | 1 | $ 345,000 | $ 345,000 | $ 194,000 |
| St. Lucie County Florida | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Bulloch County Georgia | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Cherokee County Georgia | 1 | $ 255,000 | $ 255,000 | $ 339,000 |
| Fannin County Georgia | 1 | $ 105,000 | $ 105,000 | $ 380,000 |
| Fayette County Georgia | 1 | $ 105,000 | $ 105,000 | $ 265,000 |
| Greene County Georgia | 1 | $ 275,000 | $ 275,000 | $ 396,000 |
| Gwinnett County Georgia | 1 | $ 65,000 | $ 65,000 | $ 126,000 |
| Pike County Georgia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Bingham County Idaho | 1 | $ 65,000 | $ 65,000 | $ 91,000 |
| Teton County Idaho | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Johnson County Kansas | 1 | $ 85,000 | $ 85,000 | $ 261,000 |
| Avery County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 49,000 |
| Bladen County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Caswell County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Clay County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 222,000 |
| Columbus County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 25,000 |
| Currituck County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 162,000 |
| Davie County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 110,000 |
| Edgecombe County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 42,000 |
| Graham County North Carolina | 1 | $ 645,000 | $ 645,000 | $ 194,000 |
| Halifax County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 402,000 |
| Richmond County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 16,000 |
| Stanly County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 22,000 |
| Surry County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 88,000 |
| Vance County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 11,000 |
| Warren County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 1,283,000 |
| Washington County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| Wayne County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 433,000 |
| McCurtain County Oklahoma | 1 | $ 385,000 | $ 385,000 | $ 223,000 |
| Clatsop County Oregon | 1 | $ 65,000 | $ 65,000 | $ 230,000 |
| Crook County Oregon | 1 | $ 225,000 | $ 225,000 | $ 157,000 |
| Jackson County Oregon | 1 | $ 55,000 | $ 55,000 | $ 193,000 |
| Lane County Oregon | 1 | $ 145,000 | $ 145,000 | $ 191,000 |
| Abbeville County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 309,000 |
| Calhoun County South Carolina | 1 | $ 655,000 | $ 655,000 | $ 165,000 |
| Chester County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 16,000 |
| Chesterfield County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Colleton County South Carolina | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| Dillon County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 22,000 |
| Dorchester County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 24,000 |
| Florence County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 169,000 |
| Marion County South Carolina | 1 | $ 5,000 | $ 5,000 | $ 19,000 |
| McCormick County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 532,000 |
| Orangeburg County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Saluda County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 44,000 |
| Union County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 97,000 |
| Bedford County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 119,000 |
| Campbell County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 76,000 |
| Claiborne County Tennessee | 1 | $ 5,000 | $ 5,000 | $ 24,000 |
| Hancock County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 136,000 |
| Johnson County Tennessee | 1 | $ 485,000 | $ 485,000 | $ 245,000 |
| Marshall County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 175,000 |
| Maury County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
| Putnam County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Rhea County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 199,000 |
| Scott County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 81,000 |
| Unicoi County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Wilson County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Hill County Texas | 1 | $ 75,000 | $ 75,000 | $ 19,000 |
| Iron County Utah | 1 | $ 55,000 | $ 55,000 | $ 102,000 |
| Wasatch County Utah | 1 | $ 435,000 | $ 435,000 | $ 681,000 |
| Accomack County Virginia | 1 | $ 245,000 | $ 245,000 | $ 75,000 |
| Alleghany County Virginia | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Bristol County Virginia | 1 | $ 185,000 | $ 185,000 | $ 86,000 |
| Fairfax City County Virginia | 1 | $ 75,000 | $ 75,000 | $ 306,000 |
| Martinsville County Virginia | 1 | $ 25,000 | $ 25,000 | $ 27,000 |
| Patrick County Virginia | 1 | $ 5,000 | $ 5,000 | $ 34,000 |
| Rockbridge County Virginia | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Rockingham County Virginia | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Spotsylvania County Virginia | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Tazewell County Virginia | 1 | $ 5,000 | $ 5,000 | $ 44,000 |
| Waynesboro County Virginia | 1 | $ 5,000 | $ 5,000 | $ 32,000 |
| Benton County Washington | 1 | $ 105,000 | $ 105,000 | $ 195,000 |
| Chelan County Washington | 1 | $ 105,000 | $ 105,000 | $ 240,000 |
| Cowlitz County Washington | 1 | $ 115,000 | $ 115,000 | $ 153,000 |
| Kittitas County Washington | 1 | $ 115,000 | $ 115,000 | $ 97,000 |
| Mason County Washington | 1 | $ 105,000 | $ 105,000 | $ 151,000 |
| San Juan County Washington | 1 | $ 265,000 | $ 265,000 | $ 328,000 |
| Skagit County Washington | 1 | $ 65,000 | $ 65,000 | $ 119,000 |
| Whatcom County Washington | 1 | $ 135,000 | $ 135,000 | $ 108,000 |
| Yakima County Washington | 1 | $ 135,000 | $ 135,000 | $ 265,000 |
| Lincoln County Wyoming | 1 | $ 105,000 | $ 105,000 | $ 235,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Hometrust Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,194 | $620,510,000 | $282,000 | $27,185,000 | $185,000 | $4,200,000 |
| Refinancing | 1,245 | $303,585,000 | $243,000 | $5,305,000 | $148,000 | $4,052,000 |
| Other Purpose | 781 | $98,995,000 | $126,000 | $875,000 | $160,000 | $1,800,000 |
| Home Improvement | 574 | $56,370,000 | $98,000 | $1,005,000 | $110,000 | $1,169,000 |
| Cash-out Refinancing | 543 | $127,485,000 | $234,000 | $1,505,000 | $108,000 | $1,194,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,934 | $846,200,000 | $215,000 | $3,905,000 | $151,000 | $4,200,000 |
| Not Provided | 484 | $111,530,000 | $230,000 | $1,595,000 | $191,000 | $1,994,000 |
| Hispanic | 300 | $48,970,000 | $163,000 | $1,005,000 | $168,000 | $1,387,000 |
| Asian | 286 | $58,070,000 | $203,000 | $1,505,000 | $206,000 | $997,000 |
| Black or African American | 201 | $26,635,000 | $132,000 | $545,000 | $105,000 | $384,000 |
| Not applicable | 76 | $105,640,000 | $1,390,000 | $27,185,000 | $0 | $0 |
| American Indian or Alaskan Native | 42 | $5,630,000 | $134,000 | $805,000 | $95,000 | $336,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,175,000 | $167,000 | $285,000 | $165,000 | $287,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,273 | $1,194,495,000 | $226,000 | $27,185,000 | $158,000 | $4,200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 60 | $11,470,000 | $191,000 | $325,000 | $54,000 | $113,000 |
| VA-guaranteed (Veterans Administration) | 2 | $800,000 | $400,000 | $475,000 | $84,000 | $116,000 |
| FHA-insured (Federal Housing Administration) | 2 | $180,000 | $90,000 | $105,000 | $72,000 | $109,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,851 | $939,175,000 | $243,000 | $27,185,000 | $166,000 | $4,052,000 |
| Application Denied By Financial Institution | 941 | $125,085,000 | $132,000 | $1,505,000 | $105,000 | $4,200,000 |
| Application Withdrawn By Applicant | 406 | $109,290,000 | $269,000 | $3,905,000 | $175,000 | $1,387,000 |
| File Closed For Incompleteness | 97 | $25,225,000 | $260,000 | $1,525,000 | $175,000 | $1,994,000 |
| Application Approved But Not Accepted | 41 | $8,035,000 | $195,000 | $925,000 | $272,000 | $2,609,000 |
| Preapproval Approved but not Accepted | 1 | $135,000 | $135,000 | $135,000 | $30,000 | $30,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,396 | $1,081,860,000 | $246,000 | $27,185,000 | $168,000 | $4,052,000 |
| Credit History | 359 | $27,095,000 | $75,000 | $745,000 | $91,000 | $4,200,000 |
| Debt-To-Income Ratio | 345 | $60,475,000 | $175,000 | $1,005,000 | $90,000 | $511,000 |
| Collateral | 132 | $19,310,000 | $146,000 | $755,000 | $146,000 | $1,200,000 |
| Other | 93 | $14,715,000 | $158,000 | $925,000 | $154,000 | $671,000 |
| Unverifiable Information | 6 | $2,880,000 | $480,000 | $1,505,000 | $231,000 | $649,000 |
| Employment History | 6 | $610,000 | $101,000 | $175,000 | $60,000 | $125,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.